For today’s post I would like to start with the very surprising and pleasant news that emerged from LibertyInsider program last night. As was promised in the interview with the admin of LibertyInsider published here its being transformed into an HYIP-autosurf program. It’s that rare case when the investor himself can choose what he wants. If you’re an autosurf lover you will appreciate that from today you’re able to upgrade any amount from $5 to $500 and have the possibility to earn 10% for 12 days just for surfing several sites per day. The best thing about it is than you can withdraw your earnings daily. I myself made a deposit into Surf Plan today and everything went smooth, my account was credited properly after the surfing, I requested payout and was paid as usual. I must say that the admin of LibertyInsider usually pays very fast and you can be sure that you will be paid within 12 hours after making a request. And more good news: the new ecurrency e-Bullion is now accepted in addition to LibertyReserve and AlterGold.

Here’s the complete latest update from Cedric, the admin of LibertyInsider:
“I have a nice update today, our Auto Surf plan is complete and it has been integrated into the website, please check it out. The plan pays 10% for 12 days, it may sound a bit high, but do not worry, it is as serious as any other LibertyInsider plan and we can easily make this profit.
This is a big step for us and for you, we are the first website to do it and it will help us reach our goals.
You are free to announce our website on auto surf forums and earn referral commissions. The minimum deposit for the Auto Surf plan is $5 and the maximum is $500. Also, E-bullion will be added as a 3rd payment option, since a lot of people requested that. It will be available within the next 24 hours.
A special thank you for all the ones who believe in us when we first started, you’re all making money now, this is an example for our future members.
More great news will be sent out soon. If you have any suggestions for the program, please contact us at admin@libertyinsider.com, as we are into this together.”

8DailyForever announced last night that the project is on Phase Two now and the good thing is that both phases will run simultaneously. So if you want to join any Phase One plans you can upgrade from a minimum of $8 and start to earn 5% just for surfing 8 sites daily. The Phase Two plans start from $100 which you will pay for 1 ad unit. If your amount will be $1,000 or less you will earn 5.45% daily until you request a withdrawal. Moreover, other Non-Surf Shares were introduced last night and if you don’t like to surf you’re able to buy 1 share for $100 and start earning 4.5% forever until you request a withdrawal. The system is really complicated and to make things simple I’m preparing an article and interview with the admin of 8DailyForever. After that I hope all will be clear for the readers of my blog. So stay tuned for more great news from 8DailyForever. And meanwhile here is the latest update from the admin:
“The Hour of Reality Success has come with 8DailyForever! 8DailyForever has just hit the 1000 membership mark some
few hours ago and still growing rapidly!
Isnt’t this the right time to get started with Phase?
Absolutely it is. It couldn’t be better!
8DailyForever team of professionals with high responsive support system wish to thank you and all your referrals for the overwhelming success 8DF is presently experiencing.
But before going further, let me ask you one nice question!
The question goes, ‘WHO WOULD YOU WANT TO MANAGE YOUR FUNDS?
A 16yrs old young Admin from Sofia-Bulgaria or a 15yrs old whiz kid from Nova Scotia- Canada?
The truth of the matter is: 90% of autosurfs, Bux sites and HYIPs are been managed by teenagers online with goals of making a few hundread bucks then close the site after a few weeks.
With 8DailyForever, you are trading with mothers and Veterans who have enjoyed over 16yrs in online advertising and marketing. Admins who understand where and how to trade members funds for increased substantial profits.
This is not to say that we might not have our own short cuts! Sure we do but we will continue to work closely with you and your referrals towards improving 8DailyForever daily to a level of high excellence.
The exciting thing now is Phase two has just began! Our members with existing phase 1 plan can now take part in phase 2 of this project.
With Phase 2 plans, you get paid up to 6% Daily.
Minimum Ad Pack in phase 2 is $100.00
Maximum Ad Pack in Phase 2 is: $6,000.00
What does this mean to you?
It means with AD pack woth $100.00, you will earn $180.00 in 30 days.
and with ad park worth $6,000.00, you will be paid $10,800.00 in 30 days.
The only requirement is that you have to view 8 of our advertisers sites daily. But that is just about 5 minutes of your time daily.
You may ask, how do we make the money to pay you? We prudently invest our members funds in online advertising projects and digital currency exchanges. Profits from these funds are used to substain our members payout.
Something you should know is that our variable rate of 5% to 8% is highly substainable using the power of internet advertising. Not even the Forex is as profitable as online advertising and Digital currency exchange business. This is the sector we are into.
And this is why we encourage our members to make their spend using LibertyReserve, AlterGold, E-bullion, SolidTrustPay and AlertPay in making deposits. The reason is that the above mentioned online currencies could easily traded by us.
In the meantime, I want to thank you dearly for taking the time to read through this update. 8DailyForever team looks forward to a financially rewarding relationship with you and your referrals.
Thanks again and you have a wonderful day!”

Some very controversial news came today from the admin of 12Daily.Pro. Well, first of all he made an important announcement regarding the refunds to those members who lost money in Round 1: “We have set up a copy of our site with the old database so you can check the refund amounts and follow the refund process in Round 2: http://12daily.pro/round1 This is for information purposes only, this is the most current version of our program.” But that’s not what was controversial. I’m talking about the scandalous story of Brian, the admin of 12Daily.Pro openly blaming the famous BLCC hosting for the extortion, lies and hacking attempts and first having sent them the blackmail letter. So all in all, BLCC was at least partially responsible for the fast 12Daily.Pro’s failure in Round 1. I think I will dedicate all of tomorrow’s article to an analysis of these extortion and scamming tactics from BLCC. I hope this article will help put an end to BlackLotus unfair practice of extortionate acts and hacking attempts and make other admins think hard before going with BlackLotus scamming provider. Stay tuned for more info on this controversial topic!

After my critical article published last night I was contacted by one of AlterGold’s representatives and they tried to clear up a couple of issues. It appeared there was some misunderstanding and he didn’t mean to insult anybody. It was just a reaction to PerfectMoney’s bad comments regarding AlterGold. So I would like to close this topic and just publish the explanation from the AlterGold representative:
“1. PerfectMoney claims to have an office in Switzerland with 22 employees, but what I said is that their phones lines are forwarded to Russia, and therefore their workers must also be in Russia, but they didn’t mention it in their interview. Keep in mind that I am not a native English speaker either.
2. AlterGold is indeed based in Panama, And we said as much in the same post. (It would be great if you could comment on whole post in one go instead of comments per paragraphs). I said “Incorporation in Switzerland or having virtual office in Switzerland is not a bad thing at all”. And even LibertyReserve is in Costa-Rica. And in Costa-Rica, Virtual offices are also being setup. All I was just saying is that PerfectMoney also has Virtual office like AlterGold and LibertyReserve.
3. Now next in the post regarding PerfectMoney’s features is just a comparison of them with AlterGold and this is the actual answer of their bad comments about AlterGold. Like if I described something about SMS’ed PIN code feature, I described as to the best of my information and experience. Whatever I said, like anonymous bank account in Switzerland is just a response to their saying “To build a modern, fast and reliable payment system in the internet is not as easy as…”
So I am sure, you will also find my post useful and positive regarding PerfectMoney, I could only make it positive as much as their comment on AlterGold was.
There are dozens of payment processors coming and going. You will find a huge list in MMG and TalkGold in payment processors folders. No one is allowed to make such a comment on AlterGold and we have nothing to do with them. And if they are good, we will do business with them for sure just like we are doing with other exchangers.”
I would be glad to hear PerfectMoney comments on this as well. Until then I’ll leave the info as it is for your consideration. You are free to draw your own conclusions.

I’m glad to report that I received more payments today from such programs as SafeAtom (read my review here), Surf-Redefined (read the interview here), EliteMoney (another weekly payout from the program which review you can find here), LibertyInsider (the interview is here), AcmosTrade (read the interview here), LargeSum (read my review here), 8DailyForever (read my review of the program here), ProfitsAddict (the interview is published here) and Tradelite (the interview with Martin Mitchell can be found here).

By the way, I joined another promising program with direct payouts today called AgriFund. The payouts will be done directly to LibertyReserve, AlterGold or Pecunix account where you made your deposit from every trading day (Mon-Fri). The best thing about AgriFund is that you can choose the investment term yourself starting from 3 to 250 trading days. So the daily rate of interest will be variable as well depending of your investment term and can reach 3.5% daily. Of course, you will get your principal back at the end of the investment term. The minimum to deposit is $10 and the program’s interface really reminds me of EliteMoney program. The same BlackLotus protection Level 2 and Certificate of Incorporation from the Republic of Mauritius can be found on their site. Further details on AgriFund will follow in my review of the program that will be published very soon. Stay tuned for that and I’ll see you on my blog tomorrow!

I decided to dedicate my whole article to payment processors today as all the major news stories were connected to them in some way anyway. For instance, LibertyReserve site today showed just a simple page which indicated: “Authenticate with Login and Password!” Of course, you shouldn’t have entered this sensible information here as obviously that page was not from LibertyReserve site. It appeared that all the LibertyReserve pages you were entering in your browser were being automatically redirected to the other IP-address: http://194.8.75.240/auth.asp instead of current LibertyReserve IP http://85.17.211.137 . At the same time SCI and API worked perfectly and you could make and receive payments but just couldn’t have access to the main page. So it became obvious that somebody had a successful attempt in obtaining the members’ passwords in LR. You can imagine what can be done with this kind of info. So if you made a successful log-in attempt using this strange page you’re advised to change your password in your LR account as soon as possible.

Now the situation has been rectified by LR staff and the site seems to be back to normal. But what surprised me most in this case was the reaction of a LibertyReserve staff member that according to one member was very surprised by this phishing page and said that she would pass it over to the security department. So if you look at this situation from another angle: the phishing page was there for several hours and nobody even bothered from LR side to make an announcement on their blog. Was it a hacking attempt? Certainly, then we can draw the conclusion that LibertyReserve didn’t pass the test for the security as the reaction was one of surprise and they were both unaware of the problem and too slow to fix it. I wonder if somebody monitors the site’s security features properly. No offense to LR; just some thoughts to think over.

Regarding all these LR hacking issues there was one post on the forums that caught my eye as well. If you compare the IPs of the redirecting page with phishing authentication form and the IP of PerfectMoney payment processor you will see that they are very similar. http://194.8.75.240 - phishing page and http://194.8.74.156 - PerfectMoney IP address. Of course, there’s a difference but the similarity is there to be seen with your own eyes.

Speaking about PerfectMoney. If you’re a regular reader of my blog you should remember what PerfectMoney representative Andrew Draper said about AlterGold in my interview with him published here: “I haven’t heard about AlterGold but I checked it and found out that it is not a competitor for us at all. To build a modern, fast and reliable payment system in the internet is not as easy as just to rent 2 coders and to ask them to code in your garage while the parents are away. Nowadays you need to build a big structure of IT, hardware, financial, support and accounting departments.”

A reaction from AlterGold support didn’t take long. I received this email from them: “We read a recent interview posted on your blog with “PerfectMoney” but sincerely we didn’t like their comments about AlterGold. I am sure you must have seen our official blog (announced yesterday). We did make a response to their negative attitude in a professional manner.” Well, I want to be unbiased so I would like to “copy-paste” the direct reply from AlterGold’s blog regarding PerfectMoney with my comments in between the lines:

“There is a new payment processor recently launched called PerfectMoney but that isn’t as perfect as AlterGold. I didn’t want to comment but I had to after reading their interview. I couldn’t find enough time to look at their website but I did read an interview with famous Money-News-Online.com/Blog. Actually a Payment processor based on ideology of AlterGold was trying to tell some about AlterGold which I really didn’t appreciate. First I thought it’s probably from Russia then I was happy to find a “Swiss” payment processor coming but I was shocked to read that they are operating from Switzerland but are registered in Panama instead of Swiitzweland. But I am still wondering if they are from Switzerland, their phone lines are redirected to Russia and I am sure you will be speaking with one who speaks English with a Russian accent. I really recommend them to change their banners and put correct information, no offence please. I would like say “Good luck” to PerfectMoney but AlterGold has no intention of doing any kind of business with PerfectMoney as we have seen what has happened before with several other payment processors, New ones come and go, But AlterGold has proved it self already!”

First of all, I had to admit that I corrected some mistakes made in this post. I mean no offence to the author of these lines but why speaking English with a Russian accent is a sin, I can’t understand. It’s obvious that the author is not a native English speaker either but I don’t mind. It can be that PerfectMoney just uses Russian operators to answer their calls. And in this epoch of total globalization it’s absolutely fair. I can’t accept the part about Panamanian registration either because I don’t see what is wrong with an offshore registration to cut your tax bill. In my opinion, it’s a wise decision. By the way, AlterGold itself registered in Panama according to their words so I don’t accept it as an argument against PerfectMoney. And finally, I can’t accept the hints made by the author of this post that Russia equals scam. I live in Russia and can say we have even better financial institutions in many ways. Europe just doesn’t recognize them because of the fear of the open competition from the BRIC countries. (That’s Brazil, Russia India and China for those who don’t already know.)

“Again, No offence but I found that Offshore registrations are also possible in Switzerland, All you have to do is to Google some keywords and your will find sponsored results and they will give you Virtual office, bank account in swiss. I was able to find some more records using “Leutschenbachstrasse 95? address other then PerfectMoney, I am not saying its a bad thing at all and I do know that some people will ask that AlterGold is registered in Panama, so, As an answer to this, They should include rest of others payment processor in such list, Like another famous one from Costa-Rica. But all I said this is just because I or any one that is smart enough will not look at PerfectMoney as the way which PerfectMoney itself wants. (At least after reading their interview with Blog I have mentioned above)“.

This paragraph is already an insult and hints that PerfectMoney may be a scam payment processor. But if we look at AlterGold history we can see that it was blamed as well for many things. I remind you that AlterGold only started its own online activity this year as well and can’t be considered as a reliable payment processor with a long history behind it like for example Webmoney or Pecunix.

“AlterGold isn’t looking forward to put some sort of “SMS’ed PIN code verification”. Because in reality this thing is not going to work due to technical reasons. First there is nothing unique about it, a payment processor called “Money Bookers” also has this features, I have personally tried it and it’s always delayed (for me). I don’t know if PerfectMoney has real technology to send SMS directly to numbers or just they send email to People who setup “Email to SMS” addresses. Instead AlterGold is looking towards a CRYPTO card kind of solution for its exchangers and perhaps business account holders too. I believe that PerfectMoney will try to come up later again with some better features to offer or at least change its attitude towards other businesses.”

It’s good that AlterGold is developing and is going to introduce Cryptocard (like e-bullion by the way) or just introduced PIN-code (like e-gold). So criticizing others for some additional security measures as being nothing special doesn’t add the much credibility to AlterGold. Many features are actually being used by other payment processors as well and it doesn’t make them less effective or efficient.

“Once again, Best of luck to PerfectMoney, And It is a great pleasure for me to find they created their payment processor while holding AlterGold up as the ideal, You will find similar things (deposit/withdraw, personal/business accounts, etc..) and If there is a programmer(s) in need of any kind of help from the technical side or something, We welcome them to create a support ticket at AlterGold (offer only valid for PerfectMoney).”

I think this statement has absolutely no ground behind it as well. As I mentioned already there are many features that AlterGold itself took from other payment processors. Is it a bad thing or is there some copyright applied to these features? I don’t think so and AlterGold knows it perfectly well when copying some security measures from other payment processors. I’m not saying it’s a bad thing to do at all. In my opinion it’s good but that’s what AlterGold blamed PerfectMoney for.

On the other hand, speaking of AlterGold I can’t agree with PerfectMoney representative that it’s an amateur payment processor. In my opinion, AlterGold is really a professional payment processor. If you don’t take into consideration the insults towards others AlterGold is absolutely great. It’s not only a payment processor, but also a money exchanger and debit card provider. AlterGold is approved by many professional sites and exchangers and in my opinion one should definitely have an account in AlterGold nowadays.

This is taken from their blog: “AlterGold offers many unique features.Like multiple user access, mobile (WAP) site, internal messaging, quick payment URLs, etc… You will NEVER find all these in other places. AlterGold offers various funding and withdrawing options to its users, So at AlterGold, Your online money means real money unlike other payment processors. (Imagined/Virtual balances only). At least AlterGold’s is not an anonymous payment processor.”

Also I felt some excitement when I read this: “AlterGold office is being setup. After a lot of research works we found the place which is best for AlterGold kind of business, so in few months, You will hear good news from us. There would not be any need to hide Country name we decided but we have to keep it a secret until we are done, very soon. But I assure you that it will NOT be another virtual office nor Phone lines forwarding system. We are also working on setting up a support center with full staff there answering emails and phone calls 12?6. This will be physical office address that really exists. Unlike almost all of other payment processors because we do know about virtual offices being setup in Switzerland, Costa Rica and Panama.” Of course, LibertyReserve also has been trying to open a real office now but it’s still a distant plan and if AlterGold was here for real it would greatly increase their confidence in them.

The last part taken from AlterGold blog update is about DDoS-protection. In my opinion, it’s not so good as it described there how they experienced some long downtime in the past but hopefully their site is stable now: “We have faced worst DDoS attacks 2 times. Just like other “real” payment processor, AlterGold was able to survive. We found many solutions for protection against DDoS. We contacted several companies including DragonAra (the one which protects PerfectMoney and perhaps LibertyReserve too) but we were not able to setup deal with DragonAra but I am very thankful to BlockDos.net as they protected us from DDoS attack we were facing on time of need and we are spending thousands of U.S. dollars on protection of our main server, and as well as AlterGold is based on multiple servers (sites is distributed in different servers so if a part faces a problem other keeps working).”

What can I say about this long AlterGold update as a whole? I don’t like their constant comparing with main competitors like LibertyReserve and PerfectMoney. In my opinion, it’s a sign of weakness as any reliable payment processor shouldn’t talk about others more than about itself. Especially I didn’t like the insults which could be addressed in a more polite manner instead of blaming others and considering them as scammers. I hope there will be no war among payment processors anymore as I always was for honest competition. I know that the “no fees” feature on PerfectMoney internal transactions is hard to beat but I really hope that AlterGold will learn this lesson and refrain from such unprofessional attacks in the future.

By the way, it would be logical now to mention some other features PerfectMoney is preparing to add in the near future. This is the recent update from their site:

“This month we are glad to announce the launch of money mail system. Now you can easily send an internal transfer to a person knowing only his e-mail address. It is not necessary for him/her to have an account in the system as one can manage the transferred funds by receiving a message on money transfer and by having passed the required algorithm of registration in the system.

The opportunity to deal with Internet-business and to work with electronic currency in a native language, to be constantly protected, to make money transfers confidentially and to feel confident in tomorrow – exactly these things were aimed at and were successfully achieved as the first months of the operation have showed.”

By the way, to find out more about these payment processors and their advantages you’re welcome to read my interviews with AlterGold payment processor published here and PerfectMoney payment processor here. I really hope there will be only honest competition between them and not a constant war which is not in the interests of online investors at all.

By the way, sorry for not publishing any news and updates from the online investment programs today as I will do it tomorrow. Stay with my blog and soon you will know even more useful info. I can promise you that.

Today was a bit on the quiet side and there’s nothing really big to report. For those of you who joined LargeSum recently there is some info available. It appears that all the payouts are processed Tuesday-Saturday 0.00 GMT. So I was a little confused about this at first but the admin William clarified things for me. I was also notified that LargeSum support service is experiencing some difficulties with incoming emails from members due to moving to another mail hosting. That’s why it is advised to wait till they complete this moving or to contact the admin directly via site chat for the time being. Of course, the admin of LargeSum notified me that they hadn’t received my questions for the interview because of that so the interview is postponed for the time being. But you still can read my review of LargeSum program published here if you’re interested.

8DailyForever is an autosurf program that pays you 5% daily on a permanent basis until you make a withdrawal. The program is 29 days online and counts more than 1,000 members already who upgraded more than $10K. I wonder when Phase 2 will begin as the membership has been reach the first thousand. There’s still no update from the admin regarding this but I guess we should expect it in a few days and even maybe tomorrow. I remind you that only those of the members who have at least one active upgrade in Phase 1 can qualify for Phase 2 where one can earn 6% daily. So if you want to qualify for Phase 2 in 8DailyForever you should purchase at least one adpack ($8 cost) during the next couple of days. If you want to read more details about 8DailyForever please refer to my review of the program published here.

Another promising autosurf, Surf-Redefined, is still paying me daily (9% for 14 days). I just wanted to add that the admin John currently started a massive advertising campaign and now you can see Surf-Redefined banners everywhere including the top of the MMG forum. The referral contest is also in full swing and ends on the 9th of July. Let’s hope that the growth in Surf-Redefined will be stable and solid and the members will reupgrade. Only on this condition can the program last for a long time. But if you consider that Surf-Redefined hasn’t a very high ROI, 126% after 14 days, and the professionalism of the admin (read the interview with him here) you can be almost sure that Surf-Redefined can be stable and stay for the long haul.

This can be applied to 12Daily.Pro as well. I can see now that some members started making upgrades in Round 2 and it’s a very good sign. In my opinion, it’s better to grow at a slow and steady pace than too fast like it was in Round 1. For those not familiar with 12Daily.Pro program I remind you that it’s paying 12% for 12 days (Surf Plan) or 10% for 14 days (No-Surf Plan). All payouts are processed upon expiry of your upgrades and you can make them only via e-gold and LibertyReserve. Round 2 just started so it’s a big chance to be in profit. For more details please refer to my interview with the admin of 12Daily.Pro Brian published here.

AcmosTrade is finally back and stable after a week of ups and downs. Both sites work well and I hope it will be on a permanent basis. In my opinion the continuous DDoS-attacks are a definite sign of the growing popularity of AcmosTrade program that pays 1.15% for 210 trading days. The main features that differentiate AcmosTrade from other similar programs include it being a professional site translated into 5 languages, real Cyprus based company, the possibility to request a call back and many others. For more info please refer to my exclusive interview with AcmosTrade CEO Jack Williams published here.

LibertyInsider is also doing well and the admin is preparing more new features for the future. Today I noticed that e-Bullion has been added to the script though there’s still no withdrawing option. I guess we should expect some more pleasant surprises soon. In my opinion LibertyInsider is a very promising program that has a lot of potential to grow into a very big program. I have been paid daily 5% for 28 days and hopefully soon will deposit into another 1%-8% daily plan. You can read more about LibertyInsider program in my interview with the admin Cerdic published here.

It’s strange but ProfitsAddict is still paying though I have info that they only pay selectively - only to small deposits and loyal investors. It’s just curious to me how much time it will take for them to collapse? Anyway, if you’re interested to know more about ProfitsAddict please read my interview with the admin here. And just one more piece of advice - only invest small amounts less than $100. Then you will have a good chance to be in profit after 8 days by earning 120%.

I just wanted to add that I got my payouts today from SafeAtom, Surf-Redefined, 12Daily.Pro, LibertyInsider, Tradelite and ProfitsAddict. I guess it’s all the news for today. I’ll see you tomorrow on my blog.