Today I would like to present you with the interview with the admin of GoldNuggetInvest - a real program that is online since 2006 and is still paying. GoldNuggetInvest is involved in arbitrage betting and the admin is going to tell you more about this activity in his interview. He will also try to answer the question: why is there really no risk involved if you invest with his program? I remind you that you can see more details on the program and my first impressions in the review published here. Today I’ll allow Mr. Spearman the opportunity to speak and to tell us more about his program – GoldNuggetInvest.

“1. Please introduce yourself to my readers. Tell us what previous experience do you have in administrating online programs?

Hello Paul. Let me first express my sincere appreciation for giving us the opportunity to introduce our project to your readers. My name is Robert Spearman and together with my partner Jurgen Wilckens we have founded GoldNuggetInvest back in 2006. Both of us haven’t had any previous experience in running such a program.

2. What is the history behind the formation of GoldNuggetInvest? What was the original concept of the website? When did it start and how have it transformed by now?

I have started arbitrage trading (or betting) in 2001, just after I heard about this money making opportunity, at the beginning with very limited funds of my own and accounts with very few bookmakers. Jurgen an old friend of mine started in 2003 - as well with his own money. At this time it was more or less a hobby for us. We each conducted accounts with a dozen or so bookmakers and since funds were limited we were more busy with moving money from one bookmaker account to another in order to place our sure bets. And this is one of the biggest challenges of sports arbitrage betting. You must know that after you find an arbitrage situation you have to be quick to place your bets with the bookies involved, before the odds change at the other part of the arb, the second or even third bookie, means you don’t have time to move money around. The solution to this challenge is to have funded accounts with as much bookmakers as possible. To make a long story short, we started in 2004 to pool our money together and in 2006 we started to collect money for our betting pool from friends, pals etc. Soon friends started to invite other friends and that was the beginning of GoldNuggetInvest or GNI. Since members been living in different countries there was also a need for a worldwide available and affordable payment processor, which we found at this time in e-gold. Because of the reason that our members deposited with gold, the name GoldNuggetInvest was born. We registered our domain in October two years ago, put up a simple homepage and communicated with our members by email only, there was no script at this time, so members informed us about their deposits and withdrawal requests by email and we were busy keeping our Excel charts up-to-date. At this time we offered only a weekly plan with a profit of 4% and new members by invitation only. However with the ever increasing number of online bookmakers, there are currently around 80 online, and hence more and more arbitrage situations that occur daily, we saw a chance to expand our business to the next level by attracting funds from new members. Furthermore we have developed streamlined processes over the time that enable us to act upon opportunities immediately and as more capital is available the higher number of opportunities we will be able to place bets on simultaneously. More capital also allows us to invest in profitable arbs on events, which are months ahead of time. So we decided to open our doors to online investors without invitation and since we did so on May 1st, 2008 our member base had raised from about 180 to currently close to 700 members.

3. Can you explain the meaning of Arbitrage Betting Pool? How can you make money from it? Please tell us the details of your investment activities.

An arbitrage opportunity in sports betting or other events means that one is able to bet on all possible outcomes of a certain match or event at odds that guarantee profit regardless of who wins that match or event. This is not gambling - it’s just a market phenomenon based on pure mathematics and occurs when bookmakers have different opinions on the result of a certain game or event. Let me give your readers an actual example of such a situation, which we placed the day the interview was conducted:

Football, or for your U.S. based readers, soccer:

English Premier League - Hull City vs Chelsea, the match kicked off on Oct. 29th. Since there is the possibility of a draw, we have three possible outcomes. We found the following situation:

Outcome 1 - Win for Hull City - Odds of 8.60 at Betdaq
Outcome 2 - Draw - Odds of 4.70 at Betdaq
Outcome 3 - Win for Chelsea Odds of 1.65 at Europlay

This discrepancies of the bookmakers opinions guarantees us a profit of 6.9 - 7% and I will explain to you why.

The above situation tells us that Hull City and Chelsea are competing in the English Premier League. It also tells us that Betdaq have odds of 8.60 for the match to be won by Hull City, the same bookie Betdaq have odds of 4.70 for the match to be ended in a draw and Europlay have odds of 1.65 for the match to be won by Chelsea. By applying a simple mathematical formula to those odds, we are able to calculate that we can cover all three possible outcomes of the match and make a guaranteed 6.9 - 7% profit. We have placed our bets in proportion to the odds on each possible outcome. $311.00 staked on Hull City at odds of 8.60 to return $2,674.60, $569.00 staked on the draw at odds of 4.70 to return $2,674.30 and $1,620.00 staked on Chelsea at odds of 1.65 to return $2,673. Therefore we have staked a total of $2,500 and the bets return a risk free profit of 6.9 - 7% - despite the outcome.

We are currently placing more than 3500 of such surebets a month.

4. On GoldNuggetInvest site you stated that there is no risk involved for investors of your site. Can’t you fail? How can it be so? Please explain.

There is absolutely no risk involved for our members! Are there generally risks involved in arbitraging? Yes, but very limited ones: Placing an arb with one bookmaker and then finding the odds has changed when trying to get the other part of the arb on with the second and/or third bookmaker. Therefore we simultaneously place our bets with the bookies involved. The second obstacle is that all bookies have a clause in their rules stating that if they make a mistake, they call it a palpable error, in putting up an odd then they can cancel the bet. One is then left exposed to the other end of the arb. This happened to us twice since 2006 and since each trade is done with only a fraction of our members funds, the risk is calculable. We are paying a very conservative return, having a good margin and therefore we can assure our members that their funds are not at risk at any given time.

5. Tell us more about the investment plans GoldNuggetInvest offers to online investors. What is the minimum and the maximum to deposit? Is the compounding allowed?

We are currently offering two investment plans. Our daily plan is offering a variable profit of 0.7-1.1% daily, on average over the past couple of months it was around 1% daily and a weekly plan with a profit of 6%. The minimum to deposit is $20 for the daily plan and $100 for the weekly plan. Compounding is not an option.

6. As far as I understand there is no expiration for the deposits so one can earn indefinitely. But what if I want my money back?

Yes Paul, that differs us from many other online investment opportunities. Our members deposits do not expire and they can earn money indefinitely. But if they decide to take their money out they can do so after a grace period of 30 days, to protect us from so called hit-n-runners. There is no fee applied for the withdrawal of the initial deposit after the 30 days.

7. What payment processors do you accept and do you plan to add more payment options in the near future?

We are currently accepting LibertyReserve, PerfectMoney and V-Money. We might accept STP and/or AP in the near future, since we got some inquiries regarding this payment systems from prospective members.

8. What script do you use for GoldNuggetInvest website? Is the script secure? Why did you choose it as your online platform?

We are using Tomacero’s Oroscript, which has been customized to meet our demands and tested by independent scripters for backdoors and flaws. We think that this script is advanced, got all the security features a project like ours should have and Mike the programmer is upgrading and enhancing it regularly.

9. What hosting provider do you use? Is GoldNuggetInvest site fully DDoS-protected?

We are hosted on a dedicated server with BlackLotus and have currently Level 3 DDOS protection.

10. What plans do you have for the near future? Are you planning to close your doors to online investors any time soon and become a private program with a limited amount of members?

GoldNuggetInvest might go private again, once we have reached a certain amount of member funds. You must know that there are limitations regarding the bookmakers and we cannot trade arbs with unlimited funds. We aim to have well funded accounts with all possible bookmakers to minimize inter bookmaker balance adjustments which are not only connected with costs - but time consuming as well and during this time this funds cannot be used for our activities. But I guess we will be open for new investors till the mid of 2009 at least. And after that probably by invitation only and only if one of our members is withdrawing a larger stake.

11. In your opinion what differentiates GoldNuggetInvest from similar online programs? What makes it unique and stand out from the crowd?

The main difference is that our members can understand what we are doing with their hard earned money. Our project is for each and every of our members translucent and comprehensible. We are paying a decent and steady return for a long time now and don’t have months of principal lock-up.

12. What would you advise to the online investors when choosing the right program online? Why should they choose GoldNuggetInvest?

Pay attention, be vigilant and do your research when seeking an online income opportunity. Diversify your available funds and don’t stake everything on one card. And if you are seeking long term profits please have a look and visit our site. We are glad to welcome you as one of our members!

13. What is your honest opinion about my blog? Can you give me any suggestions on how to make the blog even more useful for my readers?

Paul, your blog is an enrichment of the online investment community. I appreciate your unbiased opinion, your strictness if for example a program is paying selectively and all your efforts you put into your blog. For me Money-News-Online is the de-facto industry standard in the online investment community!”

I would like to thank Robert for his detailed answers and explanations he provided for the readers of my blog. I hope after this interview many things are made clear for you and now you realize how GoldNuggetInvest can make guaranteed profits from your investments. Anyway, 2 years online is a very long term and I wish the admin and his program at least 2 more successful years. I would like to add that I endorse GoldNuggetInvest program as one of the most reliable ones on the HYIP market now. With all the experience Robert accumulated from 2 years of successul administrating of his program GoldNuggetInvest has a great chance to last for a very long time. This is all for today and stay tuned for another interview that will be published tomorrow!

Today I would like to review Frogress autosurf. It seems that there’s nothing special about this program and there are hundreds of similar autosurfs out there. But there is something that really catches the eye when you first visit Frogress website.

First it’s all about the name. It consists of the words “frog” and “progress” and it’s quite logical to describe the autosurf site that strives to become a successful one. Frogs are animals that can only move by leaps, and usually they leap forward (at least I have never seen a backwards one – and I’m a known animal lover). The word” progress” also means “ moving or going forward”. So there’s really nothing too strange about the name Frogress.

The theme of the site also reminds us of the progress the site obviously wants to achieve as you can see running people and jumping frogs. And I quite like this layout – it seems quite fresh and original after all these standard layouts with flashy banners and quasi-businessmen images in suits. It proves that the man who is behind Frogress autosurf program has good taste and a natural flair for marketing. So in this way Frogress really stands out from the crowd.

Other features of Frogress website are quite standard and it’s not difficult to figure out how to surf and earn as the site is based on the well-known Neversay script. Frogress gives you an opportunity to earn 12% for 12 days with cashouts being processed on expiry. You should surf 12 pages daily with 20 seconds per page to earn your 12% daily rebate.

The minimum to upgrade in Frogress is $6 which is the price of 1 ad unit. You can buy up to 1,000 units (total of up to $6,000). Currently three e-currencies are accepted by Frogress: LibertyReserve, AlertPay and SolidTrustPay. I advised the admin of Frogress, Jake, to add StrictPay as well and he’s now working on verification with them. So hopefully, StrictPay will soon be another option to upgrade there as well.

The site is hosted on a dedicated server by iWeb hosting which will be good when the y start to experience massive traffic. I don’t know anything about DDoS-protection implemented to avoid unnecessary downtimes. But I’m going to find out in my upcoming interview with Jake.

But I will conduct the interview only after the first payouts from the current upgrades are processed. I hope you understand that before recommending the program we must make sure that the admin has serious intentions and is paying to his members.

So since Frogress was launched only a couple of days ago the first payouts should be processed approximately in 10 days from now. I will conduct the interview then because in my opinion Frogress should first prove that they are here for the long haul because we saw many examples in the past that a program’s admin can vanish into thin air even before the first payouts are processed.

Although in my opinion Jake is not such a man as I chatted with him for quite a long time. He seemed to me a dedicated and committed person who can make his program successful. Of course, I can’t predict how long Frogress will last but so far it looks very good and I can recommend you to try it out.

Other news for today.

Some good news came today from the admin of 8DailyForever – one of the oldest programs in the industry that has been running smoothly since May 2008 (you can read the detailed review of the program here). First thing: SolidTrustPay has been integrated and now you can buy upgrades via LibertyReserve, AlertPay and SolidTrustPay. This already caused some difficulties and some members reported that their upgrades were not showing in their accounts. So the admin of 8DailyForever Susan notified everybody that she would credit all the accounts manually. This is an update regarding this:
“The STP processor is now fully integrated, so you may use it via your members area!
Both AlertPay and STP have slipped back to manual upgrading, and it seems that happened immediately after STP was integrated last night.
This just means that we have record of all your upgrades in AP and STP, but these will have to be manually added to your accounts till the issue is corrected. This isn’t a problem, as I will begin to work on doing that now. But since over 100 upgrades accumulated overnight, it will take me a little time to catch up. Your patience will be MUCH appreciated.”
Another piece of good news connected to 8DailyForever program is that from now on participation in the Lucky 13% for 13 days plan is no longer limited and you can participate even if you don’t have an active running upgrade in the Phase 1 plan. So grab this opportunity because Susan can withdraw it very soon (I remind you that the Lucky 13 plan was established to celebrate 8DailyForever’s 5 months online). This is what Susan told the members regarding this:
“Just a quick update to let you know that although we had planned that members must have 1 RUNNING (not expired) Phase 1 adpack to purchase a Lucky 13 , it seems the system won’t allow it. I have tried to find a way around it, but nothing seems to work. So I will simply remove the option to have the system monitor this. I think that will work ok!
I have been absolutely snowed under by members cashing out to buy Lucky 13 adpacks!!! WOW…..talk about excitement these past 2 days! Folks, it would really help me if you could limit your requests to one daily. I would appreciate that very much.”

The admin of another popular autosurf AggeroInvestment which is online for more than two months now, Roger, (read my interview with him here) confirmed once more that AggeroInvestment would go private on November, 27. So you have the last couple of weeks to join this wonderful program that is paying 8.5% daily for 15 days of surfing with cashouts processed on expiry. I believe this is just the beginning of the rapid growth for AggeroInvestment and advise you all to join up and start earning. The site is based on a totally different autosurfing script but you will not have any difficulties as everything is perfectly explained on the site which is also translated into 5 languages (Russian translation has just been added) and it’s made by professional translators and not Google or similar online tools. By the way, AggeroInvestment accepts many payment processors but I suggest you use LR or SP because LibertyReserve and StrictPay members are getting paid their cashouts instantly. The conclusion: AggeroInvestment is great and you should definitely check it out!

Despite some naysayers VolcanoInvest program is still doing great after more than 3 weeks online. This is a great achievement for a program that is paying 105% after 1 day, 110% after 2 days and 120% after 3 days. You should definitely check it out if you like fast profits but be aware that the maximum deposits are limited to avoid “hit-n-runners” (you can read more info in my detailed review of VolcanoInvest published here). Of course, the program has suffered some obstacles along the way. First one was connected with continuous DDoS-attacks on their servers that made the admin upgrade their DDoS-protection to the highest level provided by BlackLotus. Now it’s an e-currency issue. The admin’s e-gold account was recently deleted from the system (NOTE: don’t use e-gold now, it’s practically suicidal!). This fact together with the AlterGold issue made the admin of VolcanoInvest sent out an update to all members where he offered the solution in exchanging e-gold and AlterGold deposits to other e-currencies with the ratio 5:1. In my opinion this is a positive step that indicates that the admin is thinking about his members. I had a couple of AlterGold deposits in the system myself so I will update you on how the converting process follows. This is the latest update from VolcanoInvest’s admin Rob for your attention:
“The VolcanoInvest site is working fine and growing. I would like to thank to all members for trust.
1. So, about E-gold first.
After long discussion, E-gold did not give me a chance to recover my account. Account was deleted. You can easy check it, visit: http://4404304.e-gold.com and you will see error: Error: The PAYEE_ACCOUNT specified is not a valid account: 4404304.
Account was not LIMITED - account was deleted. All money are lost. If you need additional information or proofs, I can forward to you all e-mails from E-gold.
I decided to keep members which invested via E-gold by converting E-gold to LibertyReserve or V-Money or PerfectMoney.
How?
Exchange rate is $5 of E-gold = $1 of LebertyReserve or V-Money or PerfectMoney. All members (with E-gold account only) must provide other e-currency account on VI profile (LebertyReserve or V-Money or PerfectMoney). Every E-gold deposit will be converted with initial amount you invested.
2. About AlterGold.
Seems AlterGold is gone forever. Very bad. I also decided to keep members which invested via AlterGold by converting AlterGold to LibertyReserve or V-Money or PerfectMoney. Exchange rate is $5 of AlterGold = $1 of LibertyReserve or V-Money or PerfectMoney. All members (with AlterGold account only) must provide other e-currency account on VI profile (LibertyReserve or V-Money or PerfectMoney). Every AlterGold deposit will be converted with initial amount you invested.
Yes, the exchange rates are low, but much better than nothing.
I plan to start the converting process on next week. Now please check your VI profile and provide other e-currency account for converting.
That’s all. P. S. Spend several minutes for us. Post on Forums and Vote on Monitors”.

I would like to give you a warning regarding FxSlaughter. The program seems to have stopped paying a couple of days ago and I have three pendings now. Since the admin of FxSlaughter didn’t reply my email yet and didn’t provide any explanation I have to move the program to “Waiting” status on my monitoring page and warn you not to deposit in this program till further notice.

As you might be aware another program that is experiencing dificulties with payouts right now is GrandEarners. You may remember that the former co-admin of the program Mathew wasn’t aware of the problem and I had to report it to him last night. That was his answer that I have received today:
“I am really sorry for what is going on, I blame myself for starting what I don’t have time to manage, it looks like the problem is not just a hosting problem as I thought, I emailed Joseph just now and waiting for his explanation.”
So I’m still hoping for a positive outcome for GrandEarners investors and will let you know on my blog if I get some more information regarding GrandEarners issues.

Other programs seem to be performing quite well and I received payouts today from MegaLido, MutualForexFund, FastProfitSurf, SilverInvest, ResidualForexIncome, Tradelite, Commoditex, SurfExchange, VolcanoInvest, NoRiskInvestment, AggeroInvestment, GoldNuggetInvest, TopProfitWorld, PanaMoney, InoFund, SafeAtom, BlueBorgartFunds, MaxShare and 8DailyForever.

I would also like to let you know that I joined MajorBarter program today. MajorBarter is a low-ROI HYIP with a great design and licensed GoldCoders script hosted on a dedicated server. MajorBarter program started just two weeks ago but is already gaining popularity among online investors mostly due to an aggressive advertising campaign and sticky topics on major forums. MajorBarter is offering 2.0%-2.4% for 150 days with payouts only on business days. The principal is not returned at the end of your investment term. The majority of e-currencies are accepted by MajorBarter (LibertyReserve, AlertPay, PerfectMoney, V-Money and c-Gold) and quite a low minimum to invest of $7 make it worthwhile to try it out. I will prepare a review of it which will be published here earlier next week.

I would like to wish you a Happy Halloween if you celebrate it tomorrow as next time I will publish the news and updates on Sunday only (if something unexpected doesn’t happen of course). In the course of the next two days you will be provided with two interviews from the program admins which you may be familiar with. But let it be a Halloween surprise for you all and I will not disclose who it will be! So check out my blog tomorrow and I wish you all a very Happy (and scary!) Halloween!

Hi, guys! Today I would like to review one more program I have joined recently. This program is called NoRiskInvestment and I think this HYIP could be the next big leader in the industry for the upcoming months.

NoRiskInvestment really looks impressive even at first glance. Their transparency is just an example of how it should be done by others. Judge for yourself: the company is an officially registered company in the UK under the name of No Risk Limited. You can even check this out here by simply entering 05832571 in Company Number field. NoRiskInvestment also has a legal physical address in the UK which is: “BCM WAVE 27, OLD GLOUCESTER STREET, LONDON WC1N 3XX”. Moreover, there are 5 scans of the program’s traders are presented on “About Us” page of NoRiskInvestment website. Here we can view the passports of Dutch, Austrian, Estonian and Polish citizens.

NoRiskInvestment guarantees that your principal will be safe by stating that if the trading results are negative and they lose 20% of the capital they will simply stop their investment activities and refund all principals back to the investors. So in the worst case you’re only risking 20% of your original investment with the program.

Other features of the program are quite original as well. Though the program has its own script so you can watch the statistics of your investment activity within your account. The daily payments are made directly to your LibertyReserve or PerfectMoney accounts. This is an amazing example of how one can combine the advantages of the script and full stats available with the convenience of direct payouts.

Here I would like to mention as well that NoRiskInvestments accepts LibertyReserve and PerfectMoney deposits made both via USD and EUR. The minimum to invest is $15 and the maximum is $50,000. The payments are made on business days (Mon-Fri) only, straight to the e-currency account you made the deposit from (no need to withdraw!). The principal will be returned back to you after your investment term is over.

Let’s continue with the plans NoRiskInvestment offers.

1) 50 business day plan. If you go with this plan you will be paid 1.8%-2.7% for 50 business days. The exact daily rate depends on the amount deposited and you can see it in your member’s area immediately after making a deposit.

2) 100 business day plan. You will be paid 2.2%-3.1% for 100 business days. The daily rate also correlates with the amount deposited by you. I myself invested in this plan and will be in profit in just 40 business days. Of course, this plan is more profitable and I would recommend to join this one if you don’t need your principal for a longer term.

If you don’t want to be paid daily but rather would like to get more profit by daily compounding with NoRiskInvestment the program gives you this opportunity as well. All you should do is simply pick the plan you wish to invest (50 or 100 business days) and choose 100% compounding option in the drop-down menu before making an investment. This way your profit will be accumulated in your account in NoRiskInvestment and you will be able to withdraw it after 50 or 100 business days respectively (after your investment term expired).

Here I just to get you an approximate example of how the compounding works in NoRiskInvestment program. Suppose you invested $100 into 100 business days plan. Then after your investment term expires you will get $1,081.37 pure profit and $100 principal. Compared to the regular daily withdrawal 100 days plan you would get only $250 profit + $100 principal back. So if you are willing to risk your money but to earn more the compounding option is just for you.

I’m almost sure that NoRiskInvestment will stay online for a long time. In addition to some other unique features described by me above they have a good DdoS-WIZ protection and a domain name registered for three years. Together with stable plans, guaranteed 80% principal return, registered company info and direct payouts combined with a customized script I believe that NoRiskInvestment will be the next big thing in the HYIP world capable of running for a long time. That’s why I added this program to my Top Recommended list and I hope it will be up to my high expectations.

Other news for today.

MegaLido is the current leader of all ratings including mine (see my monitoring page). It doesn’t stop surprising me with its daily growth as it’s already approaching 15,000 members. Despite this the payouts are still being done on time and it’s up to 48 hours. (If you are still not a member of MegaLido you might be curious to know how it all works and I advise you to read my article here.) Though in his latest weekly newsletter Michael (read my interview with him here) didn’t exclude the possibility that the timeframe for the payouts might be extended to 5 days. But in my opinion you should realize that there is nothing wrong about that as it is the usual practice for successful autosurfs that are experiencing huge growth. Here’s how Michael explained this:
“One thing that called my attention this week was the number of people asking why they did not get paid two minutes after requesting it, please understand that we have lots of things to take care of, at this moment our FAQ states that payments are made within 48 hours and we have never made you wait more than that. I want to know what you think about putting the maximum time for payments to 5 business days, done usually within 2. This is not an immediate change but it will become necessary as the programs grows, so please let me know what you think about it. We may need to implement new dates but my main goal has been to offer you the best options, so please discuss about it on forums and I’ll know your opinions.”
Though Michael didn’t tell in his latest update about the solution for AlterGold members he endorsed another quite new but already extremely popular payment processor StrictPay (the admin of StrictPay has been interviewed by my blog just recently and you can read it here). To encourage the use of StrictPay Michael offered some great bonuses for those upgrading in MegaLido via StrictPay:
“Also, I want you members to know that MegaLido is endorsing a not very known payment processor, some members use it and I’m fully endorsing StrictPay as they have been very good to deal with since MegaLido was opened. They are a new payment processor and I want to give them my full support, so anyone who makes a deposit using StrictPay until November 20th will receive a 6% bonus on their upgrades, you can load your StrictPay account with bank wires, SolidTrustPay, LibertyReserve and several other options. The bonus is already live, so start using StrictPay and enjoy your bonuses, they are sent automatically.”
By the way, the exchange service is available again and you’re encouraged to use it. Remember that by using it you will not only help yourself if you are in need of one particular e-currency but you will also help MegaLido to maintain a necessary balance between e-currencies to support processing the payments faster:
“I have updated our money exchanging page, and as you can see, we do not really earn much by doing the exchanges, but it helps us to balance the amounts of money between e-currencies and with that, we do not need to use third-party services in order to pay you.”
The rest of the weekly newsletter sent by Michael was not so important and it mainly concerned members communication on forums and other communities, MegaRace winners, testimonials, new support ticket system which is going to be installed soon etc. But Michael is a very wise man and he ended his newsletter with some very important words and I’m asking you to read them carefully and realize the hidden meaning of these words. They are very important not only for your money-making activities but also for your entire offline life. So please take note of it as my way of thinking is exactly the same as Michael’s (I already touched on the topic of achieving your goals yesterday):
“The level MegaLido has achieved so far is amazing and we are the live proof that positive thinking along with hard work will lead to success, no matter how many rocks are on the way or how big they are, we have already went through a path full of enemies and we have proved ourselves much stronger than them. Do not limit yourselves to the online world, use your hard work and your will to win in anything your life. When I opened MegaLido I said to myself that my goal was to make this program a multi-million program that would benefit me and a lot of people, this is now happening and it’s because of my hard work. Set up your goals, work hard for them, achieve it, enjoy it, set up another goal and do it all again, whoever said that there isn’t a recipe for happiness is wrong, as long as you follow your dreams and do your best for them, you will get there. I don’t care if people dislike my wishes, if they have time to think about it, it’s most likely that they are not following their own wishes so it doesn’t affect me at all. Think a little bit about yourself, about where you are, about what you have achieved in life, about how happy you are with your friends and family, about the dreams you had as a child, about your health and about your dreams, you’ll probably see you’re not totally satisfied with a few of those things and what you have to do is to go out there and fight for those things. You still have plenty of time to change whatever you need to change, no matter how old you are so just go out there and do it, if you are strong enough to fight for your happiness and for the happiness of the ones around you, nothing is ever going to stop you.”

Many autosurf programs are trying to repeat MegaLido’s success and SurfExchange is definitely one of them. I just published an interview with the admin of SurfExchange yesterday and you can read it here. In the interview the admin promised that there will be many contests on the way, the first of which started yesterday and and they will be going till the 10th of November. The 30 lucky winners will get some good prizes. Here are the rules for the attention of the members of SurfExchange:
“Category of contest is as follow:
1.Highest top referrals
2.1st 10 members with 20 new Active referrals
3. 14 members with screenshot posted for payment posted in all our forums and monitor sites.
4. Review on blog and websites
5. Bonus $6
#1 Prize
The member with the biggest number of active one level referrals, counted from 2008-10-28 until the contest end will receive $200 sent to any e-currency of his/her choice.
Old referrals will not be counted for the contest.
#2 Prizes
The first 20 members to have 12 active first level referrals (incentives allowed) will receive a prize of $30 sent to their e-currency account of choice. You will also receive your normal ref. commission.
You need to contact us as soon as you reach 14 new active referrals and you’ll be added to the winners list, the dead line is the day the contest will end. You better be quick!
#3 Prizes
We will pick 10 members who post their screenshots on all forums and monitor sites. Each one of the winners will receive $30 in cash.
Winners will be picked randomly, post as much as you can and your chances will be increased!
# 4 Prizes
Anyone who write a review about SurfExchange on your blog or website and post it on public forums, and of course, send us an e-mail with that.
We will pick the best 5 reviews and each one of them will be rewarded with $20. If you don’t have a blog, create one and get a chance to make some money!
# 5 Prize
Any new member who have at least 10 units of active deposits will receive 1 free deposit worth $6.
If a user wins two contests, he/she will only get the prize for the bigger one and the next winner on the list will go up one position. This is going to happen because I want to give everyone a chance to win!”
In addition to the above-mentioned I would like to say that the admin of SurfExchange is constantly working on adding new features for your convenience and you should notice it. I believe the program is here for the long-term as otherwise the admin wouldn’t put so much time and effort into building the confidence among investors. Here’s the latest update from SurfExchange admin:
“This week has been very busy for us and we had to send news update repeatedly because of now innovations. Now we have added Jumbo activity contest for your benefits. Also, we added testimony area for your feed back. Tomorrow, we will install fully our daily payment proof for your viewing benefits.
Just to sound a note of warning: Anyone who uses our testimony area as means to advertise other sites, that account will be suspended indefinitely. Someone is already doing this and we thought we should sound our warning before any drastic action is taken.
Again, please don’t spam because you want to win our Activity contest. We have a very strict policy against spammers.
Useful suggestions on how to improve our site will be welcomed.
Today, we submitted an interview with Money-News and our site rated as among the best 12 sites in this whole wide world. Our target is to clinch top spot in the shortest possible time.”

The admin of FastProfitSurf (read my review here) Paul has also announced his first referral contest and the winner will get a stunning $1,000 for his troubles. Here are the rules of the contest for FastProfitSurf members:
“I want to announce today the start of our first contest. It will be for the best referrer and the prize will be 1000$. Contest will last for two weeks starting from now. So start to advertise and fight for your prize.
Just please don’t try to cheat because any member caught that cheated will be disqualified immediately and get his account blocked. Other contests will come soon too.
Our site it’s growing very well and we’re amazed on how well we’re doing. Thank you again to you, all our investors because as I’ve said before…without you nothing would be possible. Please enjoy the contest!!!”
And if all that wasn’t enough, Paul (read my interview with him on Friday) announced even more good news with the adding of AlertPay as a payment processor. So from now on four payment processors are accepted by FastProfitSurf. And Paul just announced that more contests are coming soon so stay tuned for that:
“I’m so happy to announce you that we’ve been just added AlertPay as a payment option on our site. They finally verified our account so now you can use this option too. Please enjoy it!!
Also this weekend please stay tuned because I’ll launch another contest. I’m not gonna tell you now what kind of contest will be because i want it to be a surprise. Also next week we’ll have the 3rd contest launched so pay attention to our newsletters”.

Unfortunately some autosurfs didn’t meet my high expectations. For instance, I have to move GrandEarners to “Not Paying” status because I have already several pending payments. I tried to contact the admin there, Mathew, and to my great surprise he told me that he had stepped down from the admin’s post a long time ago and that Joseph took over the site. So Joseph appears to be the only admin of GrandEarners now and of course he doesn’t reply my emails. I’m very sorry about recommending GrandEarners to you, guys, as if I had known that Mathew was not an admin anymore I would not have recommended this program at all. Anyway I’ll try to contact this new admin again and find out something about the current status of the program. If I get anything back from him I will let you know on my blog. So far it’s not recommended to join GrandEarners or make any additional spends!

The most ridiculous statement I heard lately came from the admin of 12DailyForever yesterday. Here it is:
“I welcome all new member to 12DailyForever which you achieve financial victory without struggles.
I am back from my holiday today and I see huge amount of withdrawal but no problem as all with be cleared. Please you have to bear with me because it might take me up to 1week to complete all pending payout because I have to do it manually on my own.
I see already that our monitors could not wait and started posting negative ad on my site all the same am back and back to business after a short holiday with my family.
So all members should login to their account and start their surfing again.”
I strongly discourage you from paying any attention to this as it is just another lame attempt to get more deposits from you before vanishing forever. So far I received no payment from 12DailyForever for the whole week and I doubt we will see the payments this week either as was promised by the admin. Please don’t be fooled by him!
By the way, StudioBannerPro is a new program from the same admin of 12DailyForever (I’m sure about it 100%) and I believe that you will lose your money if you decide to join it. The program is widely advertised now by some dishonest bloggers and monitors but I would strongly advise you NOT to invest with StudioBannerPro. Please do not support scammers and let’s keep the industry as clean as possible!

Let’s discuss the news from HYIP world now. The things are going great here and all monitored program are performing well so far. Even SummitReserve which seemed to be under a massive DDoS-attack (or an imitation one from the dishonest BlackLotus provider?). Anyway, I think that the admin of SummitReserve made the right decision by changing the main domain extension to .biz and adding some mirror domains. According to his words no payouts will be affected because of this unscheduled downtime. I’m very satisfied with his decision to host the main domain on DdoS-WIZ server which is widely known as a reliable provider. I really appreciate the work the admin of SummitReserve is doing and I already returned his site to my Top Recommended (you can read my review of the program here). This is the latest update for your attention:
“For the last 24 hours our main website SummitReserve has been offline, This was due to a DDoS (Distributed Denial of Service) attack on our website which caused the downtime period. Our hosting provider is currently working on resolving this issue.
In addition to prevent further disruption of our services, the management of SummitReserve have decided to host more domain extension in order to maintain stability of our websites at all times.
Each domain will be hosted separately on different server, which means if one domain failed to load, you can always access SummitReserve website from other domain extension.
You might have to wait up to 24 hours to access some of the domain until DNS well propagated.
Kindly be informed that although website was offline your investment with us will remain safe, all Return of Investment were sent as usual without being affected by the downtime of website. Since our database kept offline, this kind of disruption will no way affecting program performances.
We appreciate you all for being patient during our downtime, and we sincerely apologize for any inconvenience has caused.”

I was paid today from my first deposit in the 5 day plan from LibertyFunds and already redeposited. And I am currently preparing the review of this program that will be published on my blog later this week. I remind you that LibertyFunds is offering 107% in 5 days, 118% in 10 days, 142% in 20 days and 196% in 40 days plans. The payouts are paid to your account instantly after requesting (upon expiry). The latest news from LibertyFunds‘ admin concerns the addition of PerfectMoney as their payment processor (together with LibertyReserve):
“We are happy to announce that due to popular demand, we are decided to accept PerfectMoney as a second payment processor on LibertyFunds website. Currently we support LibertyReserve and PerfectMoney.”

I haven’t heard anything from PanaMoney for a long time (you can read the interview with the admin here for more details) but the sudden disappearance of AlterGold payment processor made PanaMoney management issue an official update on the current situation. I remind you that PanaMoney administration used to accept AlterGold processor only for the first couple of days of its online existence and discontinued its use quite fast. But anyway, the investors got worried so the admins had to issue the following update:
“We would like to inform you that AlterGold payment processor’s collapse did not affect our company or its clients. All PanaMoney and its clients’ funds are successfully traded on Forex. Any payment transactions with clients who used AlterGold are executed with other payment processors available with PanaMoney (LibertyReserve, V-Money and Bank transfers).
We hope for further beneficial cooperation with you and glad to have you as our client.”

I got paid today from several programs including: MegaLido, AggeroInvestment, FastProfitSurf, InoFund, MutualForexFund, SurfExchange, W-MTFund, VolcanoInvest, Commoditex, NoRiskInvestment, LibertyFunds, GoldNuggetInvest, MaxShare, Olympex-Group, LargeSum, HermisCapital, PanaMoney, ANOI, BlueBorgartFunds, TopProfitWorld, SafeAtom and Frogress (the first payouts has been received today).

Speaking of Frogress, it’s a new autosurf program that pays 12% for 12 days with the payouts on expiry. I liked the play on words and the layout of the Frogress program. I joined it yesterday and so far I’m impressed with the dedication I can see from the admin’s side. The admin’s name is Jake and he already added SolidTrustPay today and now three payment processors are accepted by them (together with AlertPay and LibertyReserve). StrictPay will be added as well within the next few days. The cost of one ad unit in Frogress is $6 and you can purchase up to 1,000 units. The site is hosted on a dedicated server and the admin uses Neversay which should be very familiar to you all. So the autosurf seems to be a standard one but I still find it a kinda interesting program. You will know why if you read my review of Frogress which will be published on my blog by tomorrow! Stay tuned for that and see you then!