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From the monthly archives:

November 2009

29/11/2009. WiredMoney Review and Other News

by MONEY-news expert on November 30, 2009

BEWARE! THIS PROGRAM IS ON NOT PAYING STATUS ON MY MONITORING PAGE! DON’T INVEST!

Hi guys! Not too long to wait this time for the second post of the day, but it’s getting late now and I do have an early start on Monday morning so let’s get straight down to business. As I said earlier I do have all the news updates from the programs on my monitoring page (what there is of them) but I’ll get to that soon enough. First though I’d like to take a closer look at the first of two new programs I joined on Friday. One of them was a long term program that I’ll be getting around to talking about tomorrow, but the other is a short term HYIP and it’s called WiredMoney.

A colorful sounding name and a colorful looking program. Not that I’d put an awful lot of importance on that of course, but at least it shows some effort. And there is a bit more to this than just a flashy appearance by the way, at least as far as short term programs go anyway. The feedback I’ve been getting so far seems to suggest a lot of you are rating WiredMoney a bit more highly than some of its competitors that offer similar style plans.

The plans are pretty basic and pretty easy to follow even for newbies. There are two to choose from with one that pays on expiry and the other that pays by the day. Both however run for the same length of term and have that “surf” style appearance has can often been so popular with HYI programs this year. Popular but not universally successful I might add. With that in mind, the first plan is open to deposits ranging from a minimum of $10 to a maximum of $1000. The investment term will run for 10 days in total and during that time you will receive a daily interest payment of 12% per day. So for a simple example of let’s say a $100 investment you would receive $12 per day, eventually adding up to $120 by the time the plan finishes. Your principal is already factored into that so 20% will represent your total profit. Not outrageously big for such programs but a more modest profit (if anybody thinks 20% is modest that is!) only helps to keep WiredMoney more sustainable.

If you prefer a bigger gamble with your money then you may consider the second plan. It too runs for 10 days and is also open to deposits between a minimum of $10 and a maximum of $1,000. the difference though is in the payments which this time will happen just once. If you invest here you should expect one single payout equivalent to 140% of your principal, which is again already factored into the payment. So for example that same $100 from the first plan invested here will now earn you a total of $140, or 100% principal plus 40% profit.

Something else you might need to keep in mind here is that due to the program running off a Neversay script, one feature here is that you are only permitted to invest in “blocks” of $10. So in other words you may invest $10, $20, $30, etc, but not $19, $29, $39, and so on. Also the choice of payment options is excellent by any industry standards, but even more so for a short term program like WiredMoney. All the popular choices are included here with AlertPay, LibertyReserve, PerfectMoney, SolidTrustPay, and StrictPay all in use. Payouts have been quick enough so far but the admin still asks you to allow up to two days for them to be processed.

And one final thing about the plans is that you are allowed to have up to five active accounts running at any one time. That should prove a useful tool against the hit’n'runners, particularly as we enter December. Not that you’ll ever fully eliminate that practice either of course.

The WiredMoney website is hosted on a dedicated Staminus server and running off a script that is licensed from Neversay. Unfortunately they do not have SSL encryption in place. Customer support if you have any questions (the FAQ page needs some padding to say the very least!) is available through not only the usual method of an online support ticket submission form, but also through a Live Chat function for when the admin is logged in. Use it to have your questions answered in real time, though I am unaware of what kind of schedule he keeps there.

Overall I’d say WiredMoney, based entirely on potential which is all any of us can really assess anyway, is a decent enough prospect. Like it or not however over the coming weeks we are going to see more and more investors become increasingly cagey about how they spend their money. And why not? That is everybody’s right. I would just remind you perhaps to take this program one cycle at a time. If you like it and want to join (I prefer the daily paying plan myself) I would not endorse the “hit’n'run” practice, but would rather say go ahead and join but always make sure to maybe sit down and re-assess the program at the end of each cycle. No reflection on WiredMoney here by the way, because I have a feeling I might be repeating that advice about most programs for the next few weeks. Until the holidays have come and gone anyway.

Other news for today.

As you can imagine there is not so much to report on Sunday night. The admins as well as the majority of the investors are taking a break from the business part of things to take a break for the weekend. However some admins are still active even during this weekend and give us updates more frequently than others. Of course it’s always welcome to have an active admin and the first thing I have to mention is what the admin of WiredMoney had to offer the best referrers who will help bring other members into the program. Monitors are not allowed participate in this weekly contest so you really have a serious opportunity to earn a good bonus for yourself on top of the already offered referral commissions. Please read more about that in the following update:
Hello! This is Ralph, your admin of WiredMoney.
I hope you are all enjoying your weekend. Although WiredMoney is on it’s early stage, I am pretty excited about the success so far – we have 150+ members registered! That is a great amount for being online just for two days.
Many members asked me about the contests & bonuses which are mentioned on the header of WiredMoney’s website. With that said, I would like to announce the first bonus campaign called “WiredRefs”. So, what’s the mission and idea here? Basically you will be paid extra bonuses for referring people to WiredMoney. During this time referral commissions are still active.
For more information and rules regarding this bonus, please go to: http://www.wiredmoney.net/wiredrefs.php
That’s it for now. Thank you for joining WiredMoney and let’s make this thing rock!
Regards, Ralph Sanchez
”.

The admin of RigidPay also sent an update-newsletter with the recent stats which are simply unbelievable though. Well, I just can’t swallow stats that show over quarter of a million dollars in deposits from three and a half thousand members just after 12 days online. They are 100% fake but it’s up to the investors to believe in what the admin of RigidPay (interviewed here) has to say to you. I know that the interview told us that they participated in some ForEx trading and I hope you don’t believe in this rubbish. No ForEx trading will be able to back-up such high paying plans RigidPay offers to its investors: 114% after 4 days, 131% after 8 days, 170% after 16 days. However it doesn’t mean that the investors cannot benefit from such obvious games like RigidPay either (read more about the program in my review published here). And here is the latest update from the administrator of RigidPay:
Dear RigidPay members, We have been online for 12 days now and given below are our program statistics at the moment.
Total Members : 3527 Total Deposits : $264,069.52 Total Withdrawals : $86,402.11
Remember that we are giving $50 bonus to all members who make investments of $500 or more. It doesn’t matter through which payment processor you make the deposit. The only thing that matters is the amount of deposit. Make a single investment of $500 or more, and your account will be credited with the $50 bonus within 24 hours, from where you can withdraw it to your payment processor or re-invest it back into our program.
Moreover we are offering 5% referral commission, which means that you can earn 5% from your referrals’ deposits. Your unique referral link can be found in your Member’s Area.
When you receive your payment from our program, please vote for us in monitors. It would be highly appreciated if you would vote for us in the following monitors.
Given below are the links to a few of the forums where you can post your payment proofs after you receive your payment
Wishing you a fantastic weekend.
Regards, Woody
”.

It seems that the admin of RacksonFinance Elizabeth is looking forward to the obviously bright future of her program when the new payment processors and some new features will be introduced. Elizabeth told me that she wanted to have the best investment site around and we’ll see if she manages to do so in the near future. I remind you that RacksonFinance has one daily plan offering 1.5% for 10 days with the principal returned and three plans with payments on expiry: 100.8% after 1 day, 105% after 5 days, 130% after 10 days. For more information of RacksonFinance please refer to the review published here. This is the newsletter outlining the next stages of development:
Hello dear customers, A very quick update regarding the new features that will be added on Monday Night.
1. Live Chat available only in English for moment. We have found the employee we were searching for.
2. Server Administrator job has been already taken. We will start 2010 on a new server.
3. Our PHP programmer already started to work on our new script. The deadline for the new site is 31 December 2009, so in 2010 we will be on a new server from Staminus Communications and RacksonFinance will work on its own investment platform.
4. BankWires, AlertPay and SolidTrustPay will be added Monday night, because site has less traffic.
Best regards, Elizabeth Rackson, CEO & Founder
”.

CSMFinance (reviewed here) added the fourth language to its investment platform paying you 1.7%-2.1% for 200 days with the principal returned on expiry. From now on the interface is also available in Spanish. This is what I found on their website:
Since today CSMFinance website is more accessible for Spanish-speaking nations. Just choose Espanol language in the top left language selection menu to switch to Spanish language.

The admin of 4CountriesCapital Jana (interviewed here) issued another newsletter on |Friday night showing the latest results for the past trading week. Don’t forget to request your cashouts in 4CountriesCapital on Monday if you’re in any of the daily plans on offer: be it 1.5% for 10 days, 2% for 20 days or 2.8% for 30 days. Here is the latest newsletter published on their website:
Dear Members, Trader of the day was me again! I was very successful on the LSE with a profit of 3.18. It was our last trading day this week! Next Payday is Monday the 30th of November between 6:00-8:00pm. So do not forget to request your profit or principal before. As you know we do not pay or trade on weekends!
Best Regards and happy quiet weekend.
Mrs. Jana Dagg. Founder Member and Managing Director
”.

The admin of ZenithInvestment (reviewed here) reminds us about the opportunity to invest in any of the three plans on offer in his latest update. So here is the latest newsletter from them:
Dear sir/ma. Compliments of the season to you and sub compliments of the day. We wish to bring to you notice that ZenithInvestment performance and stability in investment over the years has earned us an excellent ratings and recognition from local and international agencies. So we are calling on you to keep investing with us and be rest assured of a very good returns on your investment.
Come and rule the investment world with the king of investment. The choice is yours. Thanks.
Yours ever, Admin manager.

By the way, I’m going to send some interview questions to the admin of ZenithInvestment tonight and some of them are going to be tough ones. We’ll see what he has to say when I get a reply for publishing!

Please be aware that OctProfit is going to scam very soon. And if you receive the following email that says: “We will add $200 Bonus to users who invest $1000 or more than this amount in our site OctProfit. Allen” don’t buy it! In fact don’t invest anything! Obviously OctProfit is going to stop paying very soon as the Rating page was successfully removed from the site. I have already warned my readers about the pending demise of OctProfit a couple of days ago and outlined the main reason which became the reason for the premature collapse of it. The last actions though didn’t add much credibility to the admin but you know that such programs like OctProfit are just games and anything can happen, especially if there are some dishonest monitors around looking for revenge.

I’m really puzzled and (unpleasantly) surprised about why CorpoNano is still listed as a Paying program on so many reputable monitors including GoldPoll as it clearly has some payout issues that started a week ago and finally halted the payments for all the investors. Despite many bad votes CorpoNano is still on Paying status. And now what is it: negligence or deliberate action we can only ponder. It’s really puzzling for me, guys! I can only tell you that you will not see any fake stats on MNO. My monitoring page is always accurate and I always react to your complaints. Sometimes it takes me longer than usual but please remember that I’m the same man as you and for me there is only 24 hours in a day so I have to research and review the programs, make sure I post daily updates and monitor the programs performances to ensure my monitoring page shows an accurate status for the sake of investors who rely on MNO info.

So today there was an unfortunate event when two short-term programs, OneInv and MajorGain, were moved to Problem Status. The decision regarding MajorGain was made earlier that planned because I hadn’t received any reply from the admin for over 24 hours which I found unacceptable. In addition, I got one complaint about the program from one of my readers. So please don’t invest in MajorGain anymore! As to OneInv the instant withdrawals for me were switched off and the admin didn’t reply to my query for the last 24 hours either. I guess the program is coming to an end shortly as I have two complaints about an alleged hacking of OneInv accounts of which the admin reported a few days ago. I tend to believe that there was no hacking incident involved at all but rather such actions were made not to pay the due LR payments and the problem with API was just an excuse not to do so. Anyway, I can’t state that for sure but it’s how it seems to me after analyzing all the mounting complaints. Please note that OneInv still has Paying status on monitors but be aware it’s a scam already and don’t invest in it anymore. I honestly believed that the admin of OneInv had some good intentions for this game but it looks like this together with MajorGain became the first fast pre-Christmas scams.

Somebody suggested that i add a support ticket system on my blog so I could handle the huge volume of emails I get everyday more efficiently. I’m aware that email contacts are not always reliable and sometimes emails just go to spam and trash folders or are just missed by me for a different reason. So let me know what you think about a ticketing system with the possibility to chat with me personally a couple of hours per day with a Live Chat funtion as well. Please let me know in my ShoutBox which I plan to delete as soon as I install the new system.

Also I ask your forgiveness for the latest delays with replying to your emails. Recently I had some technical, i.e computer, issues which has only added to my workload. I simply don’t have time to answer all these emails. Sorry, guys, I know you don’t want my problems but I believe I will have this solved early in the week when all the outstanding mail will be replied!

That’s all for the Sunday night update, guys! Just wanted to report to you that I was paid today from the following programs: AdzXtreme, MandarinInvest, EcosystemFunds, GeniusFunds, PTVPartner, RigidPay, RosalinFinance, WiredMoney, ArbsFund, Verifield, AimTrust, MoneyCare, NanoMoneyCorp, LogicProfit, XagaEnterprise, EuropeInc, CSMFinance, RefMotor and ZenithInvestment. See you on my blog tomorrow with the review of the newly launched TalixMetals program and more news from the Industry!

{ 0 comments }

29/11/2009. Interview with the admin of RefMotor

by MONEY-news expert on November 29, 2009

BEWARE! THIS PROGRAM HAS STOPPED PAYING! DON’T INVEST!

Hi everybody! My first update today (yes, there will be more later) is a recent interview with the admin of a program that’s been on my monitoring page for the last two weeks. Though it’s been online for the last two months. It’s called RefMotor and it’s a short term program with two plans that pay on expiry and by the day. For more information, if you like it, you can always refer back to my original review published here.

Before we start however I just want to make a very quick point about what you are about to read. Those of you who are already members of RefMotor are probably aware of this as you should have been receiving some form of communication from the admin. But for the rest of you let me tell you that the admin here is not a native English speaker. In fact very few admins are. In the case of RefMotor however his English is particularly weak so I have taken the liberty of editing his answers.

Please be aware though that I have not changed the meaning in any way. That remains his work. I have merely corrected some grammar and spelling mistakes where I have found them. In fact I do this regularly because as the owner of this blog I obviously have the final say in what gets published. I can assure you that this is done for the benefit of you, the readers, and not the admin. For example, if you bought an English newspaper and it had an interview with a French or German politician, then you would obviously expect it to be translated and edited for you, right? The same thing applies here. The answers are still the admin’s, the corrections to his diction are the only thing of mine.

As you will see, some answers do appear a bit cryptic and don’t necessarily address the question that was asked. There is nothing I can do about that except maybe to remind you that this is the information that the RefMotor admin has offered you and it’s up to you how you use it.

1. Please introduce yourself to the readers of MNO and tell us what experience you have in the HYIP industry.

Hi readers, my name is Archer J Green. We have worked off line for around six years. After we found several ways for earning good profits with ForEx we started to check our systems several times. Then we found some good investors who helped us develop our software. Then we start to work with small amounts of money, and we found several people that invested with us. So now we have started our online work.

2. Tell us more about the investment plans on offer and about the payment processors accepted by RefMotor.

We offer two kinds of plan

A) Basic Moto (Daily Profit): in this plan we pay profits every day and our profits are between 8% to 10%. In total that’s 120%-150%.

B) Main Moto (After 15 Days with 5% Cash back): In this plan we pay profit after 15 days and profits our between 130%-170%.

Please note we pay back 5% of your money in this plan as cash back. Our payments our instant but we don’t pay back your principal.

3. Do you think the investment plans will be sustainable in the long run? How long do you intend to run the program?

Yes, but we want to work for at least 3 years but we think that after that we will have to change some details. But please note we work with money we are not a ponzi. So time is not that important.

4. I heard that the payments to both PerfectMoney and LibertyReserve are instant. Can you tell me why this decision was made? Are you sure that it’s safe and secure to offer instant payouts?

No they are not! But we have several accounts and we don’t really keep a lot of money in main one.

5. What hosting provider does RefMotor use? Does it provide you good DDoS-protection? Do you have SSL-encrypted interface?

After 60 days successful days working online, we have proved that our dedicated server is good and trustworthy.

6. What advertising strategy do you follow? Do you find it ethical to pay the members for voting on forums and monitors?

We are adding new monitors and forums every day and we want people to know about us everywhere. It is our main strategy, but we know the most important thing is people introduce us to each other. Together we are trying for that. About the voting bonus, yes, we can buy fake votes like many HYIPs do, but we pay our investors to tell the truth about our system and all those votes are from real investors. Everyone knows about that. But if we did buy fake votes or pay monitors for voting or pay some investors for cheating other people then that is wrong and it is a form of scamming. And we don’t do that!

7. On your site you mentioned something about ForEx trading which allegedly covers the profits you pay to the investors? Can you elaborate on this part and tell us more about generating profits for the members of RefMotor?

I believe that was answered in the first question.

8. What is the best way to contact you? I saw Live Support on your site so please tell us what hours you’re usually available for live chat.

We are often online quite often, but investors can use this email support@refmotor.com. Usually every 4 hours we answer all emails.

9. Your program has been online for nearly 60 days. What would you say to the investors that like your program but find it hard to invest because they think that RefMotor is too old and they would rather prefer a newer program?

It’s only beginning for us. Many HYIPs start well but scam people after a matter of days. But we have survived and every day we add new things. As I said before we are not a ponzi so time is not important to us. In addition many HYIPs pay more than 300 days but we want to break all records.

10. In your honest opinion what would be the main feature that differentiates your program from other similar ones? In other words why would a spoiled for choice investor choose RefMotor program over the others?

Instant payments, fast support, good profits, many monitors, good referral commissions, various bonuses, and I have to say many HYIPs pay around 1%-2% daily, but after several months people lose their capital. But here we pay all of their money and profits in only 15 days. So our risk is too low.

11. Please tell us about any plans for the future. What are you expecting from the coming weeks online?

We constantly have new ideas as most members know, but we want everyone in the HYIP world to have an account with us. This is our main plan!

12. You can tell us something else here that was not covered by my questions. Thanks for taking the time for the interview.

Only that we are waiting for your visit to RefMotor. I think it is good enough for all investors to open an account with RefMotor. We send our news every day to our members. It helps them for finding better investments in the HYIP industry I think.

Well I have to say that you can only stand back and admire the man’s ambition at least! Thanks a lot to the admin as usual for taking the time and effort to complete the questions here. At 60 days online there is no denying that RefMotor has been reasonable by industry standards, but many will still have their concerns about just how much longer they can continue. No matter what happens next they are still to be commended for running such a good game, but you will need to decide for yourself how much of an indicator of future performance you would seriously take that as.

Anyway, that’s it for the moment guys but don’t go too far as I’ll be later this evening with all the day’s news updates and a brand new review. So see you then!

{ 4 comments }

28/11/09. AbisMoney Review and Other News

November 28, 2009

Hi guys! Hope your weekend is going well so far. Saturday being what it is is another quiet enough day in terms of news stories but hopefully you’ll find something of interest to you and your portfolio here. And if not, well I also want to take a look at another new program to come [...]

Read the full article →

27/11/09. AdsXtreme Review and Other News

November 28, 2009

THE PROGRAM HAS STOPPED PAYING! PLEASE DON’T INVEST!
Hi everyone! I can hardly believe another week has passed us by. But I hope your all looking forward to a couple of days off. It seems like I can relax myself tonight as there doesn’t seem to be a whole lot of news to report on for [...]

Read the full article →

26/11/2009. AsiaInv Review and Other News

November 27, 2009

Hi guys! You might remember that in last Monday’s update I mentioned that I had joined two new programs that were quite similar. One was reviewed yesterday so today I’d like to have a closer look at the other. It’s called AsiaInv and while I said it’s similar to that reviewed yesterday, this one is [...]

Read the full article →

25/11/2009. RacksonFinance Review and Other News

November 26, 2009

THIS PROGRAM HAS STOPPED PAYING! PLEASE DON’T INVEST!
Hi everyone! Well a bit later than I had anticipated but I have finally managed to get home and start my second update of the day. I’ve just been to see my local football team Fulham beat Blackburn 3-0 so that has put me in high spirits for [...]

Read the full article →
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