Jul 24th, 2012 Archives

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Beware! GeniusCapital has stopped paying! Do not invest!

Hi everyone! Hope you all had a nice weekend. It’s been a quiet enough start to the new business week, but to start things off I’m looking at recently launched medium term HYIP by the name of GeniusCapital that was added to the MNO monitoring list a few days back. It’s quite a basic program on one hand, offering just the one single investment plan, but to be fair to them there’s nothing wrong with that as long as it’s the right plan for you, plus the fact that GeniusCapital does have some pretty solid features to it as well.

So starting with the plan, you can join GeniusCapital for a minimum deposit of $10. This then gets put away for a term of 50 calendar days, but in the meantime brings you a daily interest payment of 3.3%. At the end of the 50 days these payments should have added up to 165% in total, which is then counted as pure profit as GeniusCapital promise to return your principal. Maximum deposit is $150,000, so for all intents and purposes no real maximum as far as most investors are concerned. However the very same 3.3% rate will apply to all, no matter how much you choose to spend.

So if we look at a simple monetary example of let’s say a $100 deposit, that would see GeniusCapital repay you $3.30 until such a time (well, we know it’s 50 days) as these payments add up to $165. They then return your original hundred on top of that again, though the real milestone you need to be looking for is day number 31. That’s the point where you will have earned an amount equivalent to your initial deposit and therefore can’t possibly lose money regardless of what happens the program after that.

Payment options were bit of a let-down if I’m honest, and I think a lot of the bigger and more serious HYIP industry players are starting to ignore, or at least take a bit less seriously, programs that stay exclusively with LibertyReserve and PerfectMoney as GeniusCapital are doing here. I honestly can’t see one good reason why this can’t be expanded (well, I can think of some from the admin’s point of view, but not the investor’s!). On the plus side though I can confirm that payments have always been instant. You still need to log into your GeniusCapital members and submit a request, but once you’ve done so the money should appear in your e-currency account within seconds. In fact it’s probably the single biggest advantage to joining the program at all in the first place.

As for the security and design of the program, GeniusCapital is running off a licensed GoldCoders script. The website is properly SSL secured by Comodo for safer more secure transactions, and is hosted on a dedicated server with support and protection by AntiDdos who are now almost universally known for its good level of service in keeping their clients online. But overall it’s a nicely put together website even if there are some things you might be better off ignoring, including a UK certificate of incorporation which can be obtained over the internet absolutely anonymously and for very little money. Should you need to get in touch with the GeniusCapital admin for any further questions or account related issues then you can reach him by Live Chat, or by writing to one of the various e-mails listed (with different addresses relating to various different issues. Alternatively you can simply fill in the online support form and submit it via the website. You’ll also find a telephone number and a postal address, but just like the GeniusCapital incorporation you shouldn’t be taking that too seriously. Were you to actually call there you’d be unlikely to meet anyone who’s ever even heard of GeniusCapital, let alone work for them.

Texts on the GeniusCapital website are largely copy/pasted from older HYIP related resources so it goes without saying that should be reason enough for the newbies to do what the experienced players will be doing anyway – ignoring what the admin has to say about business if indeed even bothering to read it at all in the first place. So remember at all times to set yourself a spending limit that is easily affordable and sticking to it, and if joining GeniusCapital then try to keep them as part of a wider more diverse portfolio.

DAILY NEWS FROM THE INDUSTRY


INVESTFORIA – STP MISSING DEPOSITS

I’m glad to report that after a pretty hectic weekend for the admin of InvestForia when some investors feared the program stopped paying due to delayed withdrawals to SolidTrustPay everything is coming back to normal now. Apparently all the delayed pending withdrawals to STP have been cleared and the missing deposits which were not added due to an error on SolidTrustPay’s part would be added manually to everyone within the next few hours. Moreover the admin of InvestForia John is considering the addition of direct bank wire deposits within the next few days which would be a really good alternative to the existing LibertyReserve, PerfectMoney and SolidTrustPay.

InvestForia has been listed on MNO for about two months now and reached #2 on my Premium list due to its ever-growing popularity and instantly processed payouts to LR and PM. Their only available investment plan of 2.8% for 60 calendar days returns your principal on expiry. By the way, since InvestForia has been online on my site since day one according to my calculations the first principal returns might happen by tomorrow. I will keep you updated if InvestForia actually pays them and if you invested there on day one you can also report about that on my ShoutBox. Here is the latest newsletter from InvestForia (reviewed here) issued today:

InvestForia – News
SolidTrustPay payments are all paid and missing deposits will be added within 16 hours. SolidTrustpay is having problems with connection to our server, that’s why there are missing deposits. Email tickets regarding STP issue will not be answered, because they are too many. All deposits will be added.
Good news – Bank Wire will be added after few days. Information will be published in website after 4 or 5 days.
Best Regards”.


KISNP – WHOLE AMOUNT ERROR ON STP WITHDRAWALS

It looks like the funny little errors on SolidTrustPay might continue as the admin of KISnP Zepp (interviewed here) mentioned in an important newsletter that for some unknown reason he can only process the whole amount in dollars to STP accounts. According to him, the amounts in dollars and cents are not allowed in the system, which is quite weird. Anyway, I hope that STP will fix this issue as soon as possible but for now Zepp requires that members request withdrawals to SolidTrustPay in dollars only. That is, of course, temporary and until it’s fixed by STP:

KISnP Update: IMPORTANT STP Withdrawal Update
Hi Members,
I just want to let everyone know that it seems STP now only allow sending money in whole amounts.
Like $1, $2 and so on.
I do not know if it is just an error on their part but everytime I tries to put cent value it shows a pop up saying Invalid value.
So for those who request payments to STP, from now on please make sure you only request in whole amounts.
I will try and check this again later to see if it is just a temporary error but as much as possible, please follow the instruction I gave above so I can process your payouts smoothly.
That is all for now.
Admin, Zepp. KISnP.

KISnP was first reviewed on MNO here and currently offers three “forever” plans paying 1.1% per business day, 6.25% weekly, 30% monthly with the option of taking back your principal after the expiry of a lock-in period of 150 calendar days. Also there are two plans with defined terms available for larger investors – 4.5% for 50 business days and 3.75% for 80 business days. The payment processors accepted by KISnP at the moment are SolidTrustPay, LibertyReserve and PerfectMoney and you can start investing for as low as $10. I must also add that Zepp has been pretty active on the MNO ShoutBox lately and you can catch him and chat there in real time whenever you have any question about his program.


FELMINAALLIANCE – FIRST PHONE CONFERENCE SCHEDULED

The administration of FelminaAlliance – the program that has been online and paying for over a year now – is tirelessly working to stand out from the crowd and bring his 1%-1.6% for 180 business days plan with principal back on expiry to a wider audience. Today there was again something innovative announced by the program when the first phone conference for FelmnaAlliance’s English-speaking customers was scheduled for tomorrow. In fact, it looks like such phone conferences where you can get answers to your questions might become a regular and even multi-lingual feature. Anyway, such quality programs like FelminaAlliance are true gems in an industry full of short-lived programs and fast scams. It’s refreshing to see an exception from this rule as FelminaAlliance (reviewed here). You can read more about the upcoming phone conference and get any phone numbers you need below:

[FelminaAlliance] Official Newsletter
This is an official newsletter from FelminaAlliance Inc.
Starting from Tuesday, July 24, 2012 four of our very experienced customers will be hosting weekly live “Q and A” conference phone calls to benefit new and potentially new members. Read over the website and play with the calculator. Bring any questions to the call. Members may bring guests to the call.
To take part, please dial:
+1-712-429-0690 pincode 139828#
Tuesdays and Thursdays at 9:05pm EST
As of now, these conference calls are for English-speaking customers only, but we are working to add other languages too!
Find a moment to visit our official Facebook page at http://www.facebook.com/Felminacom. This is the fastest way to get the latest news and updates.
Please do not hesitate to contact us should you have any questions and need help with anything. Your thoughts on how to improve our website and the services we offer are more than welcome.
Best Regards, Marketing Department,
FelminaAlliance Inc.


SILVERSTRUCTURE AND REALITYPROFIT SCAMS!

I have sad news to report tonight as unfortunately it appears that SilverStructure and RealityProfit have stopped paying and therefore have been moved to Problem status on MNO.

Payments from SilverStructure have almost completely stopped today which came as a complete shock to many investors who believed that after the successfully processed first payments to EgoPay the program got a new lease of life. However the admin of SilverStructure proved everyone wrong and showed himself as a sneaky marketer and shrewd admin who would probably have in mind to close the program at its peak when people had most trust in the program which never surrendered to DDoS attacks and blackmailers and always paid on time that they least expected it after the anticipated switch from Payza to EgoPay was completed. Nothing told me there would be delays until today I received a complaint about overdue payments from a referral in SilverStructure which I verified. As usual I have asked the admin to explain the reason for the delay and as he was usually quite fast in replying to my queries I found out a non-response within a reasonable time quite odd. Everything became clear when I myself was not paid a single pending request for the last 24 hours which lead to the conclusion that SilverStructure had stopped paying. Anyway, the admin seems to have even stopped posting updates on the official Facebook page and silence is never a good sign. I’m pretty sure that SilverStructure is in trouble now and therefore moved them to Problem status on MNO tonight and advise you against investing in the program. I will update you if something changes tomorrow.

The second program moved to Problem status on MNO tonight was RealityProfit. This was not entirely unexpected as I received a few complaints from readers over delayed payouts during the last couple of days. These complaints could not be verified or the pendings were still within a normal timeframe which was 72 hours for RealityProfit. Today though I have received undeniable proof from someone whose pending withdrawal took 10 days already (!). I verified this myself and must say that there is no doubt about it or the fact that the admin ignored my emails to him today. I assume that RealityProfit might be a scam already so I would suggest to stay away from it too. If you’re getting “spamming” advertising emails from the program please make sure to mark them as Spam or create a filter in your mailbox so all the advertising emails could be deleted and your mailbox would not be cluttered from that unwanted junk.


EGOPAY – NO AFFILIATION WITH PAYZA?

Quite a funny announcement can be found on the main page of EgoPay payment processor that was coincidentally created just two weeks after the change of terms banning HYIPs from using Payza. It claims EgoPay has no connection with Payza. This is the most ridiculous statement I have ever heard in my life and those who believe it must be total newbies who had no idea how things work in this industry. It may be true that Payza doesn’t own EgoPay in the strictest meaning, but it is definitely connected with Payza with closer than just business ties. The Payza administration were the ones who definitely created EgoPay in order to appear as if they are withdrawing from the HYIP industry but keep earnings from that industry intact and de-facto continue to operate via EgoPay, and I’m damn sure of that. I would like to emphasize here that although I do not believe the story of no links between Payza and EgoPay as I discussed in my article published here I still believe that they will act as two separate entities now an one is not responsible for the actions of the other. So, I would like to the admin of EgoPay is correct in his call to the clients to restrain from contacting Payza on the issues which you might have with your EgoPay account, and vice versa. Let’s just pretend they are two absolutely independent ventures, shall we? Here is the announcement which I was talking about:

There is NO affiliation between EgoPay and Payza!
We have had a few concerns that have come to our attention regarding our business and how or if we are associated with Payza.
Firstly, We have heard there are several affiliates stating that Payza owns EgoPay. We are in NO WAY owned, managed or linked to Payza in any way. This has to stop now or action will be taken.
Secondly, please stop contacting Payza for support issues about EgoPay. Members have been emailing and calling them which is unfair and interfering with their own support issues. From now on if you have a problem then please contact us directly.
Abdul H. Khan
Managing director”.


GET PAID REPORT FOR 23/07/2012

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky listAProfit.
From MNO Premium list: NewGNi, InvestForia, OneInv, ProfitableSunrise, BensonUnion, MetalROI, DividendService, KISnP, PrimeXCash, FinexIncome,  SafeRisk, Finvance, GeniusCapital, DonaldsGroup, Invest7Pro.
From MNO Standard list: UFOWin.
From MNO Basic list: GoldTradeFunds, OffshoreGain (the first payment received).

That’s all I have to report tonight, guys. Stay safe and in profit! I’ll be back on MNO tomorrow with a review of yet another instantly paying program AProfit which was added to my Sticky/Premium list just a couple of days ago along with the regular news from the HYIP world. See you all then!

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