Nov 15th, 2012 Archives

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Beware! ExanteAssets has stopped paying! Do not invest there!

Hello everyone! Another busy day in the industry so lot’s to catch up on, including some new additions to the MNO monitoring page. First on this evening’s list however is an interesting new program called ExanteAssets, and at the risk of sounding biased I can’t really help but feel enthusiastic about this one as it’s a clear improvement on a lot of the more mediocre programs you see being announced on the main discussion forums at the moment. Plus the fact that a lot of newer programs opening at the moment are strictly short term, not something I’m bothered about by itself but a bit more variety which is always important anyway is especially welcome at this time of the year. And ExanteAssets provides just that as well as a whole lot more, combining a high grade of security with plans that are going to appeal to as many investors as possible with something that both long and short term players might like in equal measure.

You have two investment plans to choose from in the program, and while not exactly the first time we have seen plans similar to these they wouldn’t exactly be commonplace either. There is a lot to like about them though as we shall see, and ExanteAssets are offering a very flexible package. On one hand the plans may seem “long term” at first glance, but in actuality will appeal to investors right across the board as what they really offer is members the opportunity to establish their own investment terms. There are no fixed expiry dates so whether you prefer short, medium, or long term programs you are free to take your money out of ExanteAssets at any time. A day, a week, a month, a year, it’s entirely up to you and whatever you decide there are no hidden withdrawal fees for doing so. The trick of course is that the longer you remain a member then the more money you will earn. You may think that’s stating the obvious, as clearly the longer you stay a member the more payments you receive, but it’s better than just that. The longer you leave your principal in place with ExanteAssets the higher the daily rate of interest you get paid is.

We’ll begin with the numbers I suppose. I just want to start by saying that I’m not going to give you any practical examples of how a deposit with ExanteAssets might make you money. There are simply too many variables you see, especially regarding the term and the interest rate you receive by choosing not to leave. I’ll just point out that there is a very handy little “investment calculator” built-in to the website, and this will generate a very easy to read graph where you can enter your own suggested principal, your own suggested term, and see how your earnings will proceed during that time.

Anyway, you can join ExanteAssets for a minimum spend of $10. Anything up to a $250 maximum will fall into what they call The Basic Plan. Here you will receive a daily interest payment that starts at 1.2% per calendar day. Now, as I said you can opt out whenever you like. The interest is paid every day so you’ve already got that, now just ask for your principal back. But if you decide to stay with ExanteAssets then ten days into the plan your daily interest rate will increase to 1.3%. This will be the case until the 20th day, and the day after that your loyalty will be rewarded with another improved offer. From day 21 onwards ExanteAssets will pay you 1.5% per calendar day.

Like I said there’s too many variables in there to come up with a suitable example of how that may work, but just use the calculator provided and play around with it a bit to see the potential from the different options open to you.

Larger deposits of $251 up to the maximum allowed $50,000 fall into The Advanced Plan. It works exactly like the previous option in every way, except that interest rates are higher and the schedule with which they increase is better for rewarding longer term clients who show some loyalty and stay with the program. Ultimately the final decision of when to come and when to go remains entirely with you of course, but this is how ExanteAssets will reward you:
For the first 15 days you can earn 1.7% interest per day, with of course no obligation to stay for the full duration if you don’t want to. If you do stay however, then Your deposit will earn you 1.8% interest from that point up until day number 30. After that ExanteAssets pay 2% daily between day 31 and day 45 which is quite lucrative. From day 46 up until day 60 the rate improves further to 2.25% per day, and everybody staying past that point will earn 2.6% interest per day. This rate will remain in place until you finally decide to quit the program for good.

ExanteAssets also allow a compounding feature, where members can set their own rate of anything they like right up to the full 100%. There’s no real need for me to go back over this here but longer term readers will already know I was never an advocate of compounding in the first place. It’s purely a matter of personal choice by the way, and by no means a reflection on a program which does or does not make it available. I just don’t like it myself, that’s all. But I was just kinda curious about how this might work in a program that allows free principal withdrawals at any time the member asks for it. How would this affect somebody compounding at let’s say 100% for example? Well, the admin explained that there is no binding obligation when it come to using this feature. You are free to set one rate one day, and then change it completely the next. ExanteAssets put no restrictions on this so you can change it or remove it at will and will never affect your basic right to just take your principal back in full at anytime you please.

The selection of payment options is reasonably good. Room for improvement but still enough to keep a lot of players happy I suppose. ExanteAssets are taking deposits via EgoPay, PerfectMoney, LibertyReserve, and the lesser known industry newcomer PexPay. All withdrawals will be handled manually by the program’s admin and will need to be requested by members from insider their ExanteAssets private account areas. Once done you should expect all transactions to be completed within a 24 hour maximum. Generally speaking they’ve been done much much faster than that up to now and have been extremely efficient, though I imagine as ExanteAssets grows more and more popular as a program of such undoubted high quality inevitably will and the workload starts increasing then you will need to make certain allowances. But 24 hours is still fair.

One thing I really like about ExanteAssets is that it’s clear that no expense or effort was spared in setting up a unique and high quality project. The script for example is totally original and was developed from scratch especially for them. This is never something you can take as anything other than positive. The entire ExanteAssets website is SSL encrypted as well, both public and private areas, by Comodo for safer browsing and more secure transactions. The hosting is just as impressive, with ExanteAssets being kept on a dedicated server by SoftLayer – a shall we say “serious” provider and not just one of the fringe companies dealing exclusively with semi-legal HYIPs. You might remember they merged with “ThePlanet” sometime back as well? Either way it’s all quite high tech and secure, though with all due respect to the program just remember the number one source of losses in the HYIP industry is of course the admin himself, and none of these features will ever protect you from that. So stay within your normal spending structure. If you have any further questions for the admin or account related issues then you can get in touch with the admin via a decent enough variety of methods, including the usual online support ticketing form that can be submitted through the contacts page. You can also just write directly to the e-mail address listed if you prefer, and if you need your questions answered in real time then ExanteAssets have a Live Chat feature for you which opens in a new window. And finally for fans of social networking sites you’ll find ExanteAssets on Facebook and Twitter as well.

This will hardly come as any surprise to regular readers but I’d prefer if you skipped the texts and so called information on the ExanteAssets websites. I mean I do like the program but some of this just goes beyond the usual copy/paste content found on most HYIPs, and would only serve to confuse those new to the business hoping for nothing more then an easy profit between now and Christmas. Claims such as ExanteAssets being a totally legal business entity, or that your deposits are safely insured (which is what they say) wouldn’t be so hard to swallow if they actually expanded on this and gave all the necessary details to back this up, such as a tax number or the name of the bank/insurance company underwriting the guarantee. But of course if the information isn’t there then you can be sure it doesn’t exist, though that’s also hardly a surprise in the HYIP industry.

So basically the point I’m trying to leave you with is the very same as with every other program you come across – yes, some are clearly better than others, vastly better organized and run by an industry pro who knows how to get results. But they all carry a degree of risk, and while I do quite like ExanteAssets they are nothing unique in that regard. Some are just a bit less of an obvious risk than others, and I guess this is one of them. But the risk is still there. There’s a lot to be positive about and a combination of high security with high flexibility in their investment plans will be very beneficial. But as with everything else in the business you need to set yourself a modest and affordable spending limit that you can easily live without in the event of something going wrong, and as always if joining ExanteAssets at all then remember to make better use of them as part of a wider more diverse portfolio.



I appreciate the effort the admin of ProsperaNova is making to share his knowledge of the payment processor field with members of his program. I’m posting this newsletter first as I believe this analysis of the main four payment processors will be beneficial to everyone, but mostly to those just starting out in this sometimes quite confusing HYIP world. I’ll just remind you first that ProsperaNova accepts all those four payment processors – SolidTrustPay, LibertyReserve, PerfectMoney, and EgoPay. The minimum starts from $1 which you can deposit into the 2% for 365 days plan with the interest paid on business days and the original principal returned on expiry. Here is the latest article from ProsperaNova (reviewed here):

ProsperaNova: Ecurrencies
Following the previous newsletter many of the less experienced investors wanted us to suggest which of the 4 payment processors to use. Since that cant be answered easily, as all of them have good sides as well as bad, we decided to write short reviews about them all.
Liberty Reserve is the oldest and most popular ecurrency. As far as privacy goes, this is probably the best system as the company is registered on Costa Rica and no account verifications are necessary. Transfers on Liberty Reserve are non-reversible which means that, once paid, the money shall remain on your account. It is not possible to directly fund or withdraw money off Liberty Reserve. There is a list of exchangers to use for that purpose.
Perfect Money is a system that was made as a direct competitor to Liberty Reserve, with a few small differences. One of the good things is that the number of accounts you use to login and the number of accounts you can receive money on are different which is superb as far as security goes. Perfect Money has a verification procedure, which is a must if you wish to directly fund your account using wire transfers. It is another benefit compared to LR, as you can’t directly fund money on LR. Perfect Money also has a list of independent exchangers. A drawback to Perfect Money is the fact that the administrators of this system are anonymous, and we have no information about them.
SolidTrustPay is a payment processor which works rather differently then the two we mentioned. It is registered in Canada and it respects all financial regulations in Canadian law. Verification is basically necessary and users are not anonymous. Direct deposits and withdrawals are possible by credit cards, bank transfers, cheques, etc. A drawback for SolidTrustPay are their pretty high fees.
EgoPay is still a rather new system and can currently offer depositing and withdrawing using Payza. The easiest way to describe it would be to say that it is a proxy for Payza as Payza does not accept investment programs directly. There are, as well, certified exchangers that work with EgoPay but the fees are relatively high.
We hope that these short reviews will help anyone who did not decided on what processor to use yet.
Best Regards, ProsperaNova Support”.


As you know from my review of TureProfit published here the program has come a long way by paying for over eleven months thus making profits for hundreds of investors in its single 8% weekly for 50 weeks plan. With the first principals close to expiry the administration issued a newsletter stating they decided also to reward investors by returning the original principals which was not in the original plan. Now the rules have changed and your deposit is returned to your SolidTrustPay, EgoPay, PerfectMoney, or LibertyReserve accounts. Read more on the reasons for that is in the latest newsletter from TureProfit below:

TureProfit News – Principal Returned.
You have received this email because you are our members. As you can see, we have successful online for 338 days. I think a considerable part of the investors have gained huge profit. Here, congratulate them. At the same time, also thank they choose us, trust us.
Recently, we found a lot of people consult same question about principal. According to our promise: we do not return principal at the end of deposit. However, many investors hope that they will receive interest, at the same time finally get their own principal. In recent time, we have obtained huge profit from capital market. In the end, we decide to take the profit to share with our investors. so we decided: when the plan expired, investors can get principal return. Believe investors who will complete the first cycle deposit, will soon get their principal return. then they can withdraw or reinvestment it.
Best regards, TureProfit CEO”.


Did you know that if you invested $200 or more in DiamondAsset‘s 1.8%-2.5% for 120 business day plan with the principal returned on expiry via SolidTrustPay, EgoPay, LibertyReserve, and PerfectMoney you can become a regional representative of the program and obtain certain benefits for yourself while helping out your fellow investors in the local markets? Well, this was announced last night so if you wish to apply please read the requirements and instructions from DiamondAsset (reviewed here) below:

Regional Representative Program
Dear Client,
As part of our effort to provide you with innovative and exceptional services, we are glad to announce the preview of our Regional Representatives Program prior to it going online on our website. As part of our “Preview” you may apply to our Regional Representatives Program by support ticket on our website or send an e-mail to with SUBJECT: Regional Representative.
Advantages of Participating in the Representative Program:
– Any client of DiamondAsset with a deposit of $200 or above can become a Regional Representative.
– Regional Representatives will earn 10% referral bonus, instead of 5%.
– Listing your contact details and referral link on our website as a Regional Representative.
– Offering individual data and advertising support for the representatives.
– You will be able to partake in partner relationships and co-development with us as a Regional Representative.
– Your profit depend solely on you. The more clients you refer as our members, the more money you earn.
This is your opportunity to become a bigger part of the Diamond Asset company and enlarge your sphere of influence.
To apply, open a support ticket on our website or send an e-mail to with the following information:
– Full Name – Email – Phone Number – Skype ID (if available) – YM ID (if available) – Country – Your Username – How you will represent DiamondAsset (online/offline/Facebook/Website).
Best Regards, DiamondAsset Support Team”.


Despite the downtimes suffered by BlueMoney since its first introduction on MNO six days ago the program keeps paying like clockwork on all plans – 105%-125% after 1 day, 40%-45% for 3 days, 140%-150% after 5 days, 200%-250% after 10 days, 500%-550% after 20 days. I’m glad to see that the admin was determined enough to continue paying despite the problems and currently BlueMoney processes withdrawals to SolidTrustPay, LibertyReserve and PerfectMoney quite fast. I hope this continues but for that investors need to support the admin for his efforts on the major forum threads and the program’s Facebook account. You will find the links to them in the recent newsletter issued by BlueMoney (reviewed here):

Important Updates
We are added STP become our Payment Processors !
we are growing strong slowly but very sure with the result and pay well.
We will,t going anywhere for a long time !
That we ask just spare your little time to support us on Forums and voting !
 Adding People to our Group Might be very helpful !“.


Yesterday the admin of NewEnrG sent another newsletter mentioning the growth of his program during the first days online and about fixing the security issues in the script:

Growing Rapidly
Dear Members,
We are growing rapidly thanks for your great support check Face Book for latest updates all Script related issues as you can see in your member area has been fixed yesterday their is no any Withdraw or Deposit related issues, everything is going fine now so I request you to all please give us positive feedback we are not going anywhere we are here to serve you.
Regards. Admin”.

You can read the full review of NewEnrG which was posted on MNO earlier this week here. Remember that despite its name and earlier false claims by the admin the program has absolutely nothing to do with the old ENRG, so just treat it as such. Two investment plans offer 2.5%-7% for 30 days or 110% after 7 days. NewEnrG accepts LibertyReserve, PerfectMoney, SolidTrustPay, and EgoPay starting from $10 and in most cases the withdrawals are processed either instantly or within a few hours.


With the official introduction of the new investment plan by the admin of InvestLand I became even more confident that it’s the last straw after which the program is going to collapse. Really, it’s a classic scam as he changed plans to a totally unrealistic 50% for 5 days and made it limited in time to commemorate an alleged 180 days online. In reality InvestLand was only introduced on the main forums about three weeks ago. With this being said, I think InvestLand is going to scam over the weekend and I’m 100% sure of that, guys. Some people already reported pending withdrawals for longer than usual, and if they’re not paid by tomorrow I will not hesitate to move it to Problem status on MNO. For now I would simply advise you to stay away from this new plan as you will definitely lose money by joining. Here is the latest scam offer from InvestLand:

New investment plan 50% daily for 5 days
Today INVESTLAND LIMITED will be celebrating 180 days online!
For this celebration, we added a new investment plan “50% daily for 5 days”.
It is a limited time offer until November 19.
Log into your account for more information: InvestLand.


Two more programs collapsed today and have been moved to Problem status on MNO – CaspianCapital and MajesticProfits.

I must say that CaspianCapital is still paying to some of its members though I received reports last night when some of my referrals confirmed their withdrawal requests being moved back to their account balances. Usually this situation arises when an admin faces cashflow issues. He chooses to pay some smaller members while ignoring others in hope of scamming more deposits from unsuspecting investors. It looks like the strategy didn’t quite work with CaspianCapital and the program collapsed after only 20 days online. This might seem not long but you should remember that with a 110% after 1 day plan to sustain payouts for 20 cycles is an extremely good result and is still showing that CaspianCapital was run by a professional admin who managed to bring profits to a lot of investors. Unfortunately, all good things in the HYIP industry always come to an end and CaspianCapital is no exception. Please do not invest again as it’s confirmed now that CaspianCapital is paying selectively.

As for MajesticProfits, it also lasted for about three weeks but in this case was a total failure. I must say that I was surprised that MajesticProfits got so popular so fast which I reckon might tempt the admin to close prematurely. With about 3% daily payouts there was no chance for anyone to profit and I believe the admin launched an intentional fast scam with an eye on some early Christmas presents. The withdrawals from the program are not instant anymore and some readers reported them as pending for over 24 hours, while the admin apparently made a final (I hope!) attempt to get some more money before pulling the plug by introducing a new plan paying an enormous 135% profit after 1 day to anyone gullible enough to make an investment of $500 or more. Please do not fooled by this and stop investing in what is most probably already a total scam:

MajesticProfits – VIP Plan added
We are glad to announce that we have received an excellent offer from our traders, that made us able to propose special profit for limited time. Since this is a one-time offer, you are highly advised to react as soon as possible. Period of the special plan is 1 calenda day. Both of the capital and earnings are fully guaranteed and there is absolutely no risk of losing funds. Deposits are accepted through LibertyReserve, PerfectMoney and SolidTrustPay. You can sign in to your current account and make deposit in this plan from Deposit Funds section.
If you invest $10,000 LibertyReserve in this plan without compounding, you will receive $13,500 in your LibertyReserve account after 24 hours.
Minimum deposit – 500$”.


I would like to update you now regarding the development of the MNO website. First up since the Christmas season and the fast scams that spoil it every year is just around the corner I have decided to try and reduce the ones coming to my monitor by increasing the listing prices on all categories. The new prices are already enforced from today and I have already listed a couple of programs on them which I’m going to introduce below. If you’re interested in finding out my new terms and listing prices please visit my advertising page. I hope that the new prices will make the obvious scammers think twice before coming to MNO, though of course the very nature of the industry means that’s not always certain either. But it will at least cut the numbers way down.

Another step in the improvement of the MNO website is the MNO TalkBack which will open a separate page with a couple of different discussion forums on various themes, opinion polls, and some other features I’m currently talking over with my programmer Andrew. The launch of the TalkBack page is scheduled provisionally for next week, so keep an eye on the announcements on that.


After being online for six days today StartUpInvestCapital joined my Premium list. The program is based on a unique script and which is always an advantage over the usual generic versions used in the thousands and lends a feel of originality. The program also has a beautiful design and apparently the admin didn’t spare any efforts in creating a good look either. The StartUpInvestCapital website is fully SSL secured by Thawte and is hosted on a dedicated server with DDoS protection by one of the market leaders BlockDos. The choice of payment processors is extensive with SolidTrustPay, EgoPay, PerfectMoney, and LibertyReserve starting with the $10 minimum. Compounding is available and the original principal is returned on expiry of all four – 1.5% for 25 business days, 1.8% for 35 business days, 2.3% for 40 business days, 3% for 50 business days. Please note that withdrawals are all processed manually and it could take up to 48 hours before you see your payout. I will discuss StartUpInvestCapital further in the upcoming review on MNO but meanwhile you can check out the site yourself and read the welcome message posted by its admin Flynn about a week ago:

From Now On In Business
Hey guys,
We are excited to notify you all that entire sign up process is now open and you may register your free account with us now. Inside you will be able to add funds using any payment option we accept and start your investment career with a leading investment corporation on the web.
We put an emphasis on security while trying to make our services as much user-friendly as possible. Any ideas of comments, or support requests are highly appreciated, so please reach us out in case you have anything to say or need assistance.
Best of luck, StartUpInvestCapital Team”.


SureInv is another program joining Premium listing on MNO tonight straight after its launch. It offers three investment plans with the original principal included in the daily profits and therefore not returned on expiry – 5% for 30 business days, 4% for 45 business days, and 3.5% for 60 business days. The choice of payment processors in SureInv couldn’t be better as it accepts five payment options – LibertyReserve, PexPay, SolidTrustPay, EgoPay, and PerfectMoney – and the minimum to invest starts at $10. As SureInv is running off a licensed Shadow script please note that in order to invest you will first need to fund your e-Purse with the required amount and later re-distribute it between your chosen plans. This program looks quite good as well, being fully SSL-secured by Comodo and hosted on a dedicated server provided by BlockDos. All in all, SureInv is quite a decent program which will be a nice addition to your portfolio if you prefer such mid-term plans. A more detailed review will be published next week but meanwhile please check out the welcome message from the admin just a few hours ago:

Welcome to SureInv
Today, after months of diligent preparation, SUREINV TRADING INC.’s online portal is finally ready to launch and we proudly welcome our first clients. Thomas Jenkins and his dedicated team, which consists of highly-skilled professionals from different backgrounds and expertise, are glad that you’ve found us. Thank you for visiting our website!


Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: TheMoneyGalaxy, BlueMoney, InvestLand, LoyalAssets (the first instant payments received).
From MNO Premium list: NewGNi, ProfitableSunrise, EurexTrade, FelminaAlliance, LLLtd, BensonUnion, 4FXInvestment, StallionGold, FNOCapital, ProsperaNova, DiamondAsset, NeoFunds, BulgeInvest, NewEnrGStrongInvestment, MicroMoneyBank, ExanteAssets, SecureIncome (the first payments received).
From MNO Standard list: UFOWin, EvoFund.
From MNO Basic list: WorldOfBenefit, XtremeRichness, Fxen.

That’s everything for tonight I think. I hope you liked my analysis of the current investment options in the industry and hope to see you all again tomorrow for a detailed review of MicroMoneyBank accompanied by the daily news from the programs listed on MNO. See you soon, guys!

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