Jan 29th, 2013 Archives

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Beware! TrackInvest and Black&WhiteFund have stopped paying! Do not invest there!

Hi everybody! I want to start today’s update with a closer look at a brand new short term program from my monitor’s Premium List called Black&WhiteFund. It’s a fairly straight forward program with some decent enough features and some plans that could, in the hands of the right admin, be sustained for long enough to see a nice profit for a good number of members there. So before we move on to the news section let’s see what they are offering and if you think they might be worth your while adding to your portfolios.

Just like the name, the investment plans are also quite simple. As a matter of fact there’s really only one of them so there’s not a whole lot for you to think of in that regard – you either like it or you don’t. Like I said above it’s a short term program, though Black&WhiteFund do have some variations based on the size of your principal. In other words just like the majority of HYIPs the more money you might have to spare, the more they’re going to offer you to entice it out of you. I’ll get to those in a moment, but first you need only have a minimum of $10 to join Black&WhiteFund to begin with. Anything up to a maximum of $200 falls into what they call The Basic Fund. The plan runs for a term of 10 business days, which is two weeks, making daily interest payments from Monday to Friday. In this case the rate is 11% per business day, which, on expiry of the term, should add up to a total of 110%. as is normally the case with the higher ROI programs Black&WhiteFund are including your principal as part of those payments, and won’t be returning it in a separate payment. So the final return is your own money plus 10% net profit.

To give you a simple example of how this might work, let’s say you put $100 into Black&WhiteFund. In return for that they pay you back $11 per day, from Monday to Friday, for the next two weeks. You don’t actually break even until receipt of the final payment, which brings your final earnings to $110, or your own money back plus an extra $10 for yourself.

For investors at a slightly higher level, in terms of spending at least, Black&WhiteFund have what they call The Advanced Plan. This requires a $201 minimum to join, and takes anything up to a $500 maximum. The term remains 10 business days as it does with all of the program’s investment plans, with a daily interest rate this time of 11.5% being made from Monday to Friday only. Black&WhiteFund are again counting your initial principal as part of the payments, so when your last payment comes through the final return of 115% includes your own money back plus 15% net profit on top.

The Premium Plan is available for any investors willing to play with amounts between a $501 minimum up to $1,000. For this Black&WhiteFund are offering a daily interest payment of 12.5% per business day, Monday to Friday, for 10 business days. That adds up to 125% in total by the time you get the final payment. Your principal is counted there already so it’s your own money back plus 25% net profit on top.

And lastly for a minimum spend of $1,001 and upwards with no stated maximum, Black&WhiteFund have The VIP Plan. Once again the only variable factor is the interest rate which jumps to 14% per business day this time. Otherwise the term is still 10 business day, and your principal is counted as part of them. So your final earnings come to 140% which is your own money plus 40% profit.

Payment options are a bit limited though not a complete disappointment either, and certainly nothing that can’t be fixed. Black&WhiteFund are currently using EgoPay, PerfectMoney, and LibertyReserve with all payouts being made manually by the admin. This as always starts with you logging into your private members account area and making the request. Once you’ve done this the Black&WhiteFund admin asks you to allow anything up to a maximum of 48 hours for all transactions to be fully processed. For an extra layer of security you are going to be asked for a transaction code before any withdrawal is approved. This is a code set up by the individual member on opening his Black&WhiteFund account at the start, so be sure to keep a careful record of it and store it in a safe place you can easily retrieve it if you forget. Keep in mind of course that you will not be earning any interest on the weekends, though there’s nothing to stop you at least requesting an outstanding payment from earlier in the week. Minimum withdrawal is $1.

Looking at the design and security features of the website, Black&WhiteFund are running off a script under license from GoldCoders so will be recognizable pretty much immediately to most investors and already have quite a familiar feel to it. For safer browsing and more secure transactions the website is SSL-encrypted by Comodo and hosting is on a dedicated server with the support and protection of BlackLotus. For any further questions or account related issues the admin can be reached either by filling in your details on the online customer support form and submitting it via the contacts page, or else when there’s an operator available on the Live Chat feature (which does work though I’ve not seen an actual schedule for when you can find it open). Also included is a telephone number which you can try your luck with if you expect an answer, and a postal address though I know these things are generally just for registration and message forwarding purposes and not where you might find someone actually connected to Black&WhiteFund were you to pay a visit sometime.

While the design itself is quite nice, kept simple and all the better for it, I can’t say the same about the written content much of which is a straight copy/paste job used in numerous older HYIPs. I say that entirely for the newbies of course, as the more experiences HYIP players won’t really be expecting much on that side of things anyway. So just don’t expect there to be a viable working business plan in operation backing anything up here. You need to treat Black&WhiteFund much the same way you would any other online HYIPs, which of course means setting yourself a sensible spending limit that you can comfortable afford to lose and won’t cause you too many problems if things don’t work out (we are talking about a high risk business here after all). And as always if your joining Black&WhiteFund at all then try and keep your deposits there as a smaller part of a wider more diverse portfolio.



40Daily (reviewed here) undoubtedly remains the most popular current short-term project on MNO and already completed two full investment cycles paying investors 39% to 40% for the duration of three calendar days. Well it’s very hard, simply impossible really, to predict what course 40Daily will take next and for long more it’s going to last. However (and it’s a proven fact now), the investors who put their faith in 40Daily from the beginning are now counting the profits in their LibertyReserve, PerfectMoney, SolidTrustPay, and EgoPay accounts. By the way, all the payouts processed by 40Daily are always done instantly which is much appreciated by investors and provides the project with gradual growth. Well, it was just a matter of time when then program got noticed by a wider audience and I believe that the upcoming interview with the admin, Daniel, which I sent him tonight should answer some common questions and show us how serious he’d prepared to take his program and see it to a higher level during the next few days which will be needed for the program’s survival. Anyway, so far 40Daily was good to everyone and the admin even made a small improvement and sent a link late last night to the recently added stats of 100 last instant payouts which you can find in the link below:

40Daily – Short News
Now you can see Last 100 Payments made to our investors. https://www.40daily.com/?a=paidout
Best Regards


I would like to sincerely apologize to readers for acting so hastily over AlevrasInvestments (reviewed here) last night and moving the program to Problem status on MNO. I would like to emphasize that it was not my intention to ruin the project’s reputation or damage its investors, but I was acting simply in the interests of future investors of the program and tried to warn them about the withdrawal issues AlevrasInvestments faced yesterday. Now the project is fully back to normal and the instant payouts resumed to all three payment processors – LibertyReserve, PerfectMoney, and SolidTrustPay – on the 3%-6% for 55 days plan with principal back on expiry. So AlevrasInvestments have been returned to Paying status on MNO and the admin even upgraded his listing category on my monitoring site to Sticky Listing for the next ten days. Here’s what he told about the withdrawal issues today that affected his status on MNO last night:

AlevrasInvestments – Withdrawals
Our site designs has been changed and due to designers mistake, withdrawal buttons wasn’t added for 12 hours. All is now fixed.
Enjoy instant payments.

So, what actually happened to AlevrasInvestments? It appeared that their designer tried to improve the general appearance of the website which is good in itself and nothing wrong with that at all. However I believe he’s bit of an amateur as after the necessary changes to the layout were made he simply forgot to place the Withdrawal link back in the member’s area. That left members of AlevrasInvestments without the possibility to request withdrawals and only a few people reported that they were able to do it via the direct link provided by me on the MNO ShoutBox. However, the payouts were all reported to be paid to STP while my LibertyReserve withdrawal was not processed instantly as usual which me suspicious and prompted me to change the program’s status. Fortunately everything was cleared up today and the designer replaced the withdrawal button in the member’s area. So, there’s no need to panic anymore as the program is back on Paying status now, which is very good news for all.


Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky listProForexUnion, MGProfit, AlevrasInvestments, OilOfAsia, VFinance.
From MNO Premium list: ProfitableSunrise, EurexTrade, SureInv, FelminaAlliance, StallionGold, TureProfit, DiamondAsset, 40Daily, BensonUnionStravia, AIOFinance, VisitAd, Xgolding, BerkeleyFinanceGroup, HurricaneAssetsADSolid, Black&WhiteFundGoldenPayment (the first payments received).
From MNO Standard list: AustralianBusinessGroup, InstantlyPay, TradExFund, PremierLeagueProfits.
From MNO Basic list: TrackInvest, InvestmentCapital, Fxen, MainaLimited, Finance7, Money&Credit, TheInvestmentBank, FinanciaLtd.

That’s all I have to report tonight and I hope to see you all on MNO tomorrow with the review of GoldenPayment short-term program and all the latest daily updates from the HYIP industry worth hearing about. Stay with MNO and see you then!

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