Beware! UniroyalChemical has stopped paying! Do not invest there!

Hi everybody! The main focus of tonight’s update is going to be UniroyalChemical, not exactly a brand new addition to the MNO monitor but one which recently upgraded from Basic to Premium Listing. I know it’s been popular enough with some readers so far (judging by the feedback I’ve been getting anyway) since it was first listed nearly two weeks ago now. The UniroyalChemical website has in fact been online since last September, though it was a very very low key affair without much activity. I guess the admin knows it’s time to step things up a bit now that the name UniroyalChemical is a bit more established and there’s a certain degree of a history of confirmed payouts behind it. And at least we can see the admin is nothing if not patient and persistent. I also have all the main news events of the day to catch up on for you as usual by the way, plus another new program I want to introduce on the MNO Standard List, so keep reading to find out more in the news section. But first let’s see what UniroyalChemical are all about and if you think they might make a suitable addition to your portfolios.

The thing that might catch your eye about UniroyalChemical is that they are another of the current wave of programs beginning to dominate the top end of the HYIP industry where investors are allowed the freedom to set their own terms. There’s no expiry date, and you just ask for your principal back when you are ready. That can be a day, a week, a month, a year, anything in between, or not at all. You’ll earn a daily interest payment as long as you remain a member of UniroyalChemical, but it’s entirely up to you if or when you choose to cancel that membership and take your money back. You are also free to just make a partial withdrawal if that’s what suits you better, reclaiming some of your principal but leaving the rest in place to continue earning. This might actually be a good strategy for some of the longer term members who may have taken a decent profit out of the program already, but are happy to leave something there if they know they are in a position where they can’t lose money regardless of what might happen next.

So let’s take a look at the actual numbers then. First of all you will need a minimum of $10 in order to join UniroyalChemical. There’s really only one plan after that, paying members variable interest rates per calendar day. It will be different every day depending on the program’s performance, but the admin assures us it will not fall below a minimum of 1% on any given day. Likewise at the other end of the scale it’s not going to go above 5% per day either. Payments at either extreme of the scale will probably be rare, with the average falling somewhere in the middle. Looking back on UniroyalChemical‘s historical payments I’d say something like 45% profit might be a realistic expectation over the course of about a month or so, though that’s not to say that can’t improve or deteriorate during the future. There’s really no point in me speculating on what your personal earnings might be, as it’s entirely down to your own strategy and how lucky you are on the day you decide to finally leave. Officially there’s an upper limit of $100,000 on deposits with the program, so as far as most people’s budgets are concerned that means you can spend pretty much what you like. Just make sure it’s something you can afford to live without!

If that plan appeals to you then the next thing you’ll want to know is what your payment options are. UniroyalChemical accepts deposits via PerfectMoney, EgoPay, Payeer, and BitCoin. Not quite a complete list, certainly room for improvement, but plenty of options nonetheless as most investors will have an account in at least one of those processors these days. Payouts to the members are made manually by the UniroyalChemical admin and so need to be requested from inside your members area. The payout schedule says that you are to allow anything up to 24 hours for your transaction to be fully processed, though I myself don’t remember having to wait anything even close to that for my own. By the way, in addition to being allowed to withdraw all or just a small part of your principal whenever you like, you also have the option of compounding if you want it. Not something I ever liked myself, but I know plenty of you disagree so the feature is there for you if you want it.

Before moving on then there’s just one more quick point I need to make about the investment plans, or to be more specific the precise way you go about withdrawing your principal. It’s just that because of the script UniroyalChemical is running off the process might not be immediately clear to everyone. You don’t have to take it all by the way, you can just take a couple of dollars if you wish and UniroyalChemical will continue paying you on whatever balance you leave behind. So, first of all (obviously!) you need to log into your account and then click the “my deposit” button. Next you should click the “active” link which you’ll see is underlined. Then you see “amount of change” where you enter the amount of your principal you would like to take back. Finally you just click the “sub” button and the required amount will be sent to your balance where you can withdraw to your payment processor as normal.

On the subject of the more technical, design, and security aspects of the program then, the script which I already mentioned above that UniroyalChemical is running off is under license from H-Script. To try and appeal to as wide an audience as possible the admin has the website translated into no less than seven languages. Apart from English you can view UniroyalChemical in Russian (which in fact I believe to be the original and main version of the site) German, Polish, Portugese, Spanish, and Chinese. For an extra layer of protection the UniroyalChemical website includes SSL encryption by Comodo for safer browsing and more secure transactions. Hosting is on a dedicated server with the support and protection from DDoS attacks provided by DDoS-Guard.

If you still have any remaining questions about the program that you think I might have missed here or any account issues you need to have dealt with then the UniroyalChemical support network is pretty extensive. The main point of contact with them however is the traditional online support form where you just fill in your details and submit via the contacts page. You may also write to the admin directly at the listed e-mail address. To speak with someone directly over the phone UniroyalChemical have a number listed, though they also have a call-back request form. I have no idea if it works by the way, I’m just saying you can submit your number and see if anyone phones you back. There’s also quite a list of social media and chat related profiles you can look up, including Facebook, Twitter, VK (a sort of Russian language only version of Facebook) and perhaps the most useful assuming there’s ever anyone on it, Skype. Lastly then there’s the one option I be most likely to dismiss which is UniroyalChemical‘s postal address. From experience I know that addresses linked to online HYIPs are generally just virtual serviced offices and not where you will find anyone connected to the program were you to visit.

“Where there’s dirt, there’s money” goes the old saying in English (or where there’s muck there’s brass if you like that one better), and while I’m not entirely sure you would apply this to the HYIP industry exactly, I was reminded of it reading UniroyalChemical‘s alleged business activities. Supposedly they are somehow involved in waste and garbage recycling, which I myself tend to doubt is as profitable as they say, but believing this or not is up to you. Like most things you find on the net, were it to be true it still doesn’t guarantee either your profit or even the safety of your deposit. So whereas UniroyalChemical might be a step above a lot of the other programs it’s competing against for your money, it’s still an online HYIP. Experienced readers all know this is a gamble by now and so how to behave responsibly if you like your chances of winning – set yourself a sensible spending limit you can easily afford to lose, and if you do join UniroyalChemical then do try to keep them as a smaller part of a wider more diverse portfolio. Having said that, it’s still clear that UniroyalChemical has already become very popular among MNO readers even while still on the Basic List and I see no reason for this not to continue now that the admin has upgraded. It’s already put a good number of you well into profit, congratulations if that includes you, so fingers crossed there’s going to be a lot more of you between now and the time the program eventually runs its course.

DAILY NEWS FROM THE HYIP INDUSTRY

ZIPPFY INTRODUCTION

Quite an interesting new program joined the MNO Standard List today with the unusual name Zippfy. Having launched about a week ago the program employs quite a unique concept of offering a fixed return over a specified period of time while at the same time allowing the investor to see the interest growing in his account every second and withdraw the accumulated interest at any time. Here is the first welcome message from the admin of Zippfy posted on the website on the day of the official launch and explaining the concept behind it:

“Welcome to Zippfy – New way of investments!
We are very pleased to inform you that after many months of work on our project, Zippfy is ready. Our goal is to provide to our investors the highest profits in the shortest possible time. We have designed Zippfy in a way that all shareholders will feel at ease leaving money with us. We offer immediate money gains. You can watch your profits grow and make a payout in seconds. Every customer is very important to us and is equally treated no matter their finance. We will do everything to make sure you are happy with our service”.

I must say that before joining MNO Zippfy had this really overcomplicated and sometimes confusing system of withdrawal fees which the admin said was aimed to encourage investors, but straight on its addition the admin announced the cancellation of these fees, so you now keep everything promised to you in the investment plans:

“We removed fee for withdrawals!
We find out that our fee system is confusing for some members. We decided to completely remove all fees. Now you can withdraw any amount and anytime you want.”

So let’s have a brief look at the investment plans Zippfy offers. At first glance there’s nothing special about them and we can see a regular 115%-121% within 3 days, 136%-148% within 6 days, 184%-208% within 12 days, 292%-340% within 24 days. Although the admin describes the plans as being paid on expiry, don’t let that confuse you – Zippfy allows you to withdraw your profits before the expiry and as soon as your account reaches a $1 minimum you may request it and get paid instantly to your PerfectMoney, EgoPay, Payeer, or BitCoin accounts (the minimum deposit is $10). Just like in Cryptory you can see your account growing literally in front of your eyes and increasing by the second. However, since Zippfy is running off a licensed H-Script the withdrawal process here has some peculiarities and is similar to that described earlier in the review of UniroyalChemical which runs off the same script. So, in order to request your withdrawal please click the “Your Deposits” tab inside of your account, then choose the deposit you wish to withdraw from and click on “Active” state, then click the “Profit to Balance” tab and transfer your profits to a withdrawable balance from which you may withdraw as usual and get paid instantly. Before the withdrawal is requested make sure you have all the e-currency accounts specified correctly in the “Wallets” section of member’s area. As for the depositing process, it is not that simple either. You’re required first to “Fill Up Balance” and only then can you “Create Deposit” by redistributing your available balance between the four available investment plans. Once completed you’re ready to see your balance in the proogram grow in real time.

The site is nicely built with a catchy design and the live stats showing you the latest deposits and withdrawals. Zippfy is SSL-secured by Comodo and hosted on a dedicated server by GeniusGuard. The admin is pretty responsive too and hopefully I will be able to explain everything in the upcoming review to be posted here on Thursday. For now I can confirm that the payments received so far have been instant as promised and the admin responded to every single email I sent to him. It looks like he’s promoting Zippfy via different contests and one of them was announced on their Facebook channel where the admin is also pretty active:

“Champions League Finale Contest!
Today is a special day for football fans from all over the world. Final of the Champions League! We are fans too, so we prepared special contest for you for this occasion.
Rules are simple. You need to pick out correctly the winner ( Real Madrid or Atletico Madrid ) and create deposit into Zippfy. Highest deposit with the right choose win!
Prize ? We will double your deposit !
To join our contest you need to:
1. Make deposit
2. Send to us email or comment under contest post in our Facebook group.
Email to send your application: UCL-finale@zippfy.com
Link to our Facebook group: https://www.facebook.com/groups/1453464198233252/
You need to write :
1. Username
2. Deposit amount
3. Winner of the finale.
We take applications up to first ball touch in Lisbon! Good luck”.

MNO TALKBACK – POLL RESULTS AND NEW POLL ANNOUNCED

I would like to thank everyone who participated in the last poll on the MNO TalkBack page asking the most popular program among readers. If you remember last week one of the favorites BitcoFinancial suddenly scammed and left anyone with deposits via payment processors other than STP high and dry. Anyway, that just prompted me to make an updated version of the Top Five Popular Programs article which can be found here describing the five programs where the biggest amount of deposits from my readers are invested. They include RockwellPartners (reviewed here), FinMutual (reviewed here), Cryptory (reviewed here), InvGlobal (reviewed here), and 5DailyPro (reviewed here). I hope you enjoyed the article and voted in the poll. Although it got a bit messy since BitcoFinancial is gone and 5DailyPro replaced it there’s no doubt about the leader with 71% naming RockwellPartners as their favorite. There is no doubt RockwellPartners will always stay in investors’ minds as one of the biggest and most successful projects of the year regardless of its future fate. Online for 80 days now the program made huge profits for hundreds of investors already on the 1% to 3.5% variable plan on weekdays and 1% fixed on weekends with principal back on demand via all the major payment options including STP. Their success is well deserved I think. Other programs from my Top Five taking the remaining votes included Cryptory with 14%, FinMutual scoring 11%, and 5DailyPro taking the remaining 4%. InvGlobal didn’t attract any votes (one would have thought the admin might have cast one at least!). Anyway, I believe the poll reflected a fair picture of the opinions of MNO readers.

For today I would like to pose another question for you to think about. It’s quite simple really – Do you believe 100% of HYIPs are ponzi based games or is there any genuine business plan among them?
The possible answers then are:
a) All ponzis. It’s 100% a form of high risk gambling.
b) Mostly just ponzis, but theres a couple of genuine traders.
c) Several genuine businesses use the HYIP industry.
d) Yes. HYIPs can be considered real businesses just like anything else.

GET PAID REPORT FOR 27/05/2014 

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: –
From MNO Premium list: RockwellPartners, FinMutual, Cryptory, InvGlobal, 5DailyPro, RemiTrade, Eazzy, OneAdClick, AssuredAssets, UniroyalChemical, Clarvin, LucrativaLimited (the first payment received).
From MNO Standard list: Zippfy (the first instant payments received).
From MNO Basic list: ZeusInvest, VictorCoins, HyipWorldCup, FortunesUp, SuccessRoadToWealth, RoyalUnionInvestment, TrustForexTrade.

That’s it for tonight, guys. I hope to see you again tomorrow for a more detailed look at LucrativaLimited, the first payment from which was received today. The second day there brought profits of 2.9% and hopefully the program will pay some higher returns for the benefit of investors soon. Anyway, more on LucrativaLimited and the daily news from the HYIP industry please tune in again tomorrow. Please keep your votes coming on the MNO TalkBack page’s new poll. Invest smart and stay on the money with Money-News-Online, the best blog on elite HYIP opportunities!