November 2015 Archives

Place your banner here for $215/week or $650/month. Available NOW.
Place your banner here for $210/week or $635/month. Available NOW.
Place your banner here for $205/week or $620/month. Available NOW.
Place your banner here for $215/week or $650/month. Available NOW.


Hello all! The start of the new business week sees a new program joining the Premium List on my monitor called Astera – quite a unique project with lots of interesting features. I’ll give a brief introduction in the news section with a more detailed review planned for tomorrow. More updates on the scam of Nano67 and the results of the latest poll on the MNO TalkBack page on the rumors and speculation surrounding Payza are also included, so stay tuned for that. I want to start however with the current Top Five Popular Programs on my monitor.

First off let me to remind you of the unique approach the MNO monitor bases its rankings on. The position of a program is based on the combined amount of earnings from my own deposit and referral commissions received by my extensive downline. This I think is a reasonable if not quite exact indicator of how popular a program is among my readers. Of course you should take into consideration other factors like a program’s longevity and rate of returns, but all in all MNO rankings are pretty accurate and show the biggest programs in the HYIP industry. One program from the rating will be an exception as it’s always on top of all the Premium List as a Sticky listing for at least another two weeks – GrandRialtoLimited – is first in the Top Five as evaluated in the following article.

GrandRialtoLimited is the only entry from the MNO Sticky List at the moment and is definitely one people are talking about. Having been listed on MNO for four weeks, that was enough to see a profit from the 25-day plan. Many have already reinvested seeing the program’s potential for growth that only intensified after GrandRialtoLimited added SolidTrustPay last week. A new shorter term investment plan that was also introduced last week is aimed at investors who prefer lower returns but paid faster. This new plan sees GrandRialtoLimited offering 2.15% for 15 calendar days with the principal return on expiry, allowing 32.25% net profit by the end of term. Compare that to the next plan if 2.25% for 25 calendar days with principal return on expiry plan to see that the possible profit is 24% higher than on the previously discussed plan with 10 extra days to reach the break-even point. Both plans start from a $10 minimum via SolidTrustPay, PerfectMoney, Payeer, BitCoin, NixMoney, and OkPay, so you have lots of choice. The other daily paying investment plans require a higher minimum and offer higher returns on longer investment terms, also returning your initial investment on expiry – 2.45% for 45 days, or 2.95% for 65 days. Perhaps it’s wiser to stick with the daily paying plans and avoid the riskier on expiry ones that GrandRialtoLimited is offering for larger deposits – 600% after 30 days, 1500% after 60 days, 300% after 35 days, 1000% after 65 days, 3000% after 95 days, 5000% after 125 days. You can read more information on GrandRialtoLimited in the review posted on the MNO blog which you can find here and hopefully, the admin will also answer my interview questions soon. Stay tuned for that and if you’re interested in joining GrandRialtoLimited please click here.

The second spot on today’s Top Five list and overall leader of the Premium List is PokerAutomatics. The program has been monitored on MNO for 250+ days, but is also known for its online presence since August 2014 making it almost fifteen (!) months of stable payments now. I don’t know how much longer PokerAutomatics will continue but such an achievement cannot go unnoticed. Even the hard-core skeptics are surprised to hear about the program’s lifespan. PokerAutomatics is working with all the popular currencies including SolidTrustPay, PerfectMoney, Payeer, and BitCoin (you can invest from a $30 minimum), and also the lesser-known NixMoney, AdvCash, PayCo, YandexMoney, Qiwi, and OkPay. When investing in PokerAutomatics you put your money in a common pot which is allegedly managed by a network of pokerbots which bring variable profits, usually around 1%, daily. From that amount an investor is assigned a 40% to 80% share which comes to approximately from 0.4% to 0.8% daily which will be paid for a duration of 30 to 180 calendar days. The exact percentage is determined by the term and principal you are committing to. On expiry the investment is returned and becomes available for withdrawal or reinvestment. PokerAutomatics is well-known for its superior support, huge number of representatives, and a truly international character of its website available in five languages. You should really check out the site for yourself here to truly appreciate it and you can also read about the investment plans in more detail in my review posted here.

AtrexTrade is the only program from the Top Five today’s list I have some reservations about. You see, the thing is that despite the long-lasting and seemingly perfect performance of AtrexTrade for nearly a year now I believe the admin has removed the option of principal withdrawals – supposedly available for a fee since the program first came online in December 2014 but never honored. The admin gave all type of excuses for that but still pays interest instantly to PerfectMoney, Payeer, and BitCoin accounts every day from Tuesday to Saturday. Why the strange paying pattern? Well, as with PokerAutomatics, AtrexTrade works off the premise of re-distributing the company’s profits with variable results of 50% to 75% (depending on your principal which can start from a $10 minimum). As the company’s share of profits is posted on the following day after the business day (Monday to Friday) then the investors should also expect their interest to be credited Tuesday to Saturday. This excludes the list of extra holidays which AtrexTrade announces usually at the end of the month for the following month on its website. By the way, I expect that if the program is still with us over Christmas they are likely to take some lengthy festive vacations, so perhaps it’s better to wait and see how the payments from AtrexTrade will continue in 2016 before deciding to make an additional spend now. In any case, many earlier investors of AtrexTrade have been in good profits with the program already even given their interest is rarely above the 1% mark. You can read more on how the investment process works in AtrexTrade in my review here and click here to check out on how the program looks and pays.

The fourth program on today’s Top Five list is GarnetStock – the only short-term program running successfully for about three weeks now and listed on MNO since day one and yet flying under the radar. The admin seems to be only active in the background making payments, but not actually posting updates or sending newsletters. I believe that it might be done deliberately to maintain the slow and stable growth and seeing that a few members from MNO are joining GarnetStock daily I believe this approach will pay off eventually. Anyway, GarnetStock is only working with three payment processors – PerfectMoney, Payeer, and BitCoin – while accepting deposits starting from a $5 minimum into several different investment plans all paying once on expiry – 107%-125% after 2 days, 120%-200% after 5 days, 160%-400% after 10 days, 300%-1000% after 20 days, 500%-1500% after 30 days, 1200%-4000% after 60 days. Don’t expect instant payouts from GarnetStock as the admin instead opted in favor of manually processing which can take up to 24 hours. I believe GarnetStock is still very under-appreciated and hope to see more people joining it and making money from it in the near future. You can read the full review of GarnetStock here and check out this program for yourself by clicking here.

The final entry in the Top Five popular programs list for today is Cryptof. And it’s actually the only program from that list where even free members can be rewarded with up to $0.03 for simply manually surfing some sites listed in its Free Ads section. If you want serious earnings on your investment though you will have to buy a so-called “package” (three different types of packages available priced from $10 to $80 each) and earn from 2.7% to 3.3% interest on your investment over the period of 60 calendar days. Please note that Cryptof already includes your principal in the daily interest so you won’t be getting that back on expiry. It’s still an excellent opportunity to almost double your money within just two months. You can click here to check out the Cryptof website and obtain a free account with a virtual $120 already credited for you to test, and a $2 bonus that will be instantly paid from your account once you buy your first “package” with your own money. By the way, Cryptof is working with lots of payment processors including SolidTrustPay, Payza, PerfectMoney, Payeer, BitCoin, Neteller, AdvCash, YandexMoney, Qiwi, and Paxum. Please note that different options are available for deposits and withdrawals so you can also make a deposit from one currency and withdraw to another, which is a good feature you won’t find in other similar programs. As Cryptof is running off a totally unique script the admin is totally in control of making the necessary changes when the need arises, enabling total flexibility. As most of the withdrawals are processed by Cryptof, you shouldn’t be surprised that in some cases they may go to pending status and be processed manually, and with the recent SolidTrustPay and Payza difficulties all STP deposits are temporarily disabled, while Payza deposits are taken manually until the payment button of Cryptof is fully approved. Anyway, I believe that they are just temporary issues that will be resolved soon, and Cryptof might be what you need if you’re looking for something truly original. Want to hear more about Cryptof? Then find my detailed review of the program here.

Just to finish up I would remind you that the list is only valid at the time of publishing and the positions and statuses can change from time to time. So before investing please do not forget to check out the status of your favorite program on the MNO monitor which is sometimes the first to spot nay problems.



I should probably start with the newest addition to the MNO Premium List – a program called Astera. I believe the admin takes the approach of gradual advertising seriously enough, as he took less popular and lower budget monitoring services first and only came to MNO nine days after the program’s official launch with a better website and new features that might attract more serious investors with bigger wallets. The site of Astera was initially available in two languages, English and Russian, but as of today a professional translation into Spanish has also been included. Along with that, the new function of deposit insurances was open, although I’m not so sure how this is going to work in a high risk HYIP. We can learn a bit on that in today’s news updates posted on the Astera website:

Function of a deposit insurance
The function of a deposit insurance now becomes enabled on the site. This function is automatically available for investors (during the procedure of a deposit opening), if insurance conditions are executed, in particular, if the investor has minimum of 200 insurance points. Detailed conditions submitted on the page “Fund”. Guarantee liabilities and control provided by an independent service “Best Garant” (

Spanish version of the Web Site
We have fully translated our site to Spanish language, and it is fully adaptive to Spanish-speaking clients. Besides, our promotional department has started advertising Company on Latin American and Spanish resources.

Anyway, all current and possible future changes are possible due to the custom-made script Astera is using, which will definitely be to your liking and very different from anything you’ve seen before. It’s things like an original script and an outstanding design make Astera so distinguishable from the competition. The investment plans in Astera are also quite original and depending on your principal which can start from $10 to a maximum of $5,000 they can be divided into four groups. As a testing plan, for up to $25 you can 1% daily forever with the principal made available for withdrawal anytime after a period of 3 calendar days for a 1% fee. If you have an investment from $25 to $199 then you can earn 1.5% for 7 calendar days with the principal back on expiry, leaving you with 10.5% pure profit by the end. Those with deposits ranging from $200 to $999 see the risk reduced significantly as Astera totally changes direction paying 10.43% profit for the duration of 12 calendar days, principal included, allowing you to earn up to 25.16% net profit by expiry. And finally for those spending upwards of $1,000 will get 10.94% for the duration of 14 calendar days, principal included, giving the highest possible profit of 53.16% by the expiry date.

I will, of course, give a more detailed explanation of the investment plans from Astera in tomorrow’s review on my blog, but for now you should just know that your account will be credited with daily profits in 24 hours for the first time and you then can make a withdrawal request that will will be made manually within 24 hours by the admin. Unfortunately, the choice of payment options in Astera is quite limited and only the anonymous PerfectMoney, Payeer, and BitCoin are accepted. Nothing indicates this is going to change in the future. The minimum to withdraw is $1 in PerfectMoney and Payeer and the equivalent amount (depends on exchange rates) also applies to BitCoin. Aside from a very attractive design and a set of unorthodox investment plans, the security is also on a high level with a dedicated server and DDoS protection by DDoSGuard, plus an extended SSL-Green Bar from Comodo. A professional multi-lingual video presentation of the company (also uploaded to the MNOVision page), Live multi-lingual support (which I tested myself), phone numbers, accounts in most popular social networks, and UK incorporation documents are all included too. Everything indicates good planning and preparation of the program, so hopefully results will follow provided the odds are in the admin’s favor and investors show proper support for the project. Read more on Astera on my blog tomorrow, guys.


As Nano67 has been on Paying status on MNO for almost forty days and offered investment plans similar to those of Carbon7 there was actually a good chance to be in profit from it. Sadly that doesn’t relate to the most recent investors as about six weeks online was not a particularly good result either. As Nano67 was moved to Waiting status on the MNO monitor already on Saturday today there was no sign of resuming payouts either, so the status was reasonably changed to Problem. I’m glad that at least MNO was the one of the first websites where investors could get the info on delayed payouts and hopefully see an early warning and didn’t invest if they intended to. Nano67 was quite average in terms of lifespan, but nowadays even a couple of paying cycles is considered an achievement, and the fact that the admin was not really a fast scammer and the program was probably hit by the lack of interest in the industry after Carbon7’s collapse. I believe the admin did all he could to revive his program, but most unfortunate circumstances didn’t allow it. Please note that, as far as I know, withdrawals to both Payza and SolidTrustPay are still being processed, but don’t let this distract you, as usually the admins pay to such payment processors for much longer (as they can’t spend the balances there), while withdrawals to anonymous payment processors like PM and Payeer are still pending (read more about the advantages of using verifiable payment options in this article on the MNO Info Center). Nano67 cannot be recommended for any further investments, so stay away as the status will be changed to Scam on my monitor later.


Speaking of Payza, the payment processor was again the victim of bad-mouthing, rumors, and speculation on several blogs that totally misinterpreted the information from the US Department of Justice. The bizarre conclusion that Payza is under some criminal investigation was drawn from the fact that they are merely involved as the plaintiff in a civil suit, pursuing damages against another company for failing to provide a service that was paid for. You can read more about that in this article on MNO which will hopefully help calm your nerves a bit and start thinking rationally, instead of being a victim of sensationalism. I asked readers about it in a recent poll which ran on the MNO TalkBack page for the last week or so, and today I’m looking at the results. So just to remind you, the exact question was:
How do you feel about Payza after reading this MNO article?

I’m pleased to see that common sense has won the day here, with the overwhelming majority of readers recognizing nonsense when they see it. The single biggest option with 47% of the vote said “positive, I see no reason to worry about this.” in second place 27% of you took the stand of “neutral. I’m not worried about this incident, just cautious about every HYIP payment processor”. The remaining votes were equally divided with 13% each either saying “negative, I believe the blogs that say Payza will close in January” or else “I am not a Payza user and have no strong feelings about them.

For the next question I would like to ask you about the almost always controversial subject of what programs are being run by the same admins. I don’t want to speculate on any current programs, so let’s take Carbon7 instead. It was the biggest program of the year, no doubt about that. But what about the almost universal acceptance of the theory that before running Carbon7, the biggest program of 2015, the same admin ran Royalty7, arguably the biggest program of 2012? Everyone seems to think so, despite the admin never actually saying so himself, and he’s the only one who knows for sure. Does knowing this, or thinking you know it, affect your judgment? If a brand new program opens tomorrow and you think the admin was responsible for something you either won or lost money on in the past, how much of a bearing will that have on you decision to either join it or avoid it? So, the exact question will be as follows:

Do you believe that knowing the admin’s track record gives you better results from HYIPs?

The possible answers are as follows:
a) Yes, it helps me decide what to join and what to avoid
b) No, previous results have no effect on future programs
c) This can never be proved so I ignore speculation on the admin’s history

As usual the poll will remain open for around a week to ten days, ample time for anyone who wants to vote to do so. Thanks in advance to everyone who takes the time and effort to vote, and remember that it only takes a second and is completely anonymous. That is of course unless you wish to discuss the subject on the MNO ShoutBox which you are of course welcome to do.


Here is the list of the programs from my monitor that paid me for the last 36 hours:
From MNO Sticky listGrandRialtoLimited.
From MNO Premium list: PokerAutomaticsGarnetStockCryptofAntsAssetsLimitedHaloInveCoinInvest, Astera (the first payment received).
From MNO Standard list: –
From MNO Basic list: –

That’s all for today, guys. Stay tuned for tomorrow’s review of Astera from which I just received the first fast payout and the all the latest news from the biggest programs which in the HYIP industry. Remember that MNO is the only resource that deliberately keeps the prices high to deter fast scams and allows only experienced admins with good intentions to list their programs here. If you want to achieve the best results in HYIPs you should always stick with the best. Please keep your votes coming on the MNO TalkBack page and follow MNO on Facebook and Twitter not to miss anything. See you tomorrow everyone!

PE Recent Posts

Made with an easy to use WordPress theme • skin by