Mar 17th, 2016 Archives

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Beware! InGame has stopped paying! Do not invest there!

Hi everyone, and Happy Saint Patrick’s Day to anyone Irish, of Irish extraction, or just wants to be Irish on this the year’s biggest beer drinking day! One of the recent programs (I have another one to introduce in the news section by the way, so keep reading for that) to join the MNO monitor over the past week or so, and also the longest one online, is called InGame. So before I go out to take a swim in a sea of Guinness I want to take a closer look at what it’s all about (while I still have a clear head!). InGame is a medium to long term program that’s been online for about the last three weeks now. Not quite as long to complete the first cycle of their shortest investment plan yet but just about long enough to put the very first investors in profit. Let’s hope that they’re only beginning to build up some steam now that the admin has brought his program to MNO and this is only the beginning for them.
I want to start as always with the investment plans which are of course the main reason anyone would be looking at InGame in the first place. There are no fewer than nine in total, running for varying terms and costing different amounts of money to join. The first one however need only cost you a $10 minimum to join. It’s called The Novice Plan and it runs for a term of 25 calendar days. In return for joining InGame are offering members a daily interest rate of 5% on their deposits. Your principal is included as part of these payments so the final return of 125% is your own money back plus 25% net profit. InGame have the maximum limit capped at $200 for this plan, so clearly it’s aimed that the smaller players or those who just like to play HYIPs for the fun of it.

To take a simple monetary example of how that might look, let’s say you invested $100 in it. InGame then start paying you back at a rate of $5 per day until you have a total of $125 given back to you 25 days later. You reach the break even point (i.e. earn back your original hundred) after 20 days, so from that point on you can’t possibly lose money anymore and are simply collecting profits.

Bigger investors can take The Start Plan which opens at $201. The term stays at 25 calendar days, but InGame slightly improve their interest rates for members with an offer of 5.1% per day. This adds up to 127.5% in total payments by the end of the term, and with InGame already counting your principal as part of the payments that leaves you with a net profit of 27.5%. There’s an upper limit of $500 placed on deposits for this one.

Starting with a $501 minimum then, plan number three is called The Basic Plan and is the last of the 25 calendar day options. The rate of interest InGame are offering you here goes up again very slightly to 5.2%, although over the course of 25 payments that brings in a total of 130%. InGame have included your principal with that, so it’s 30% net profit. The biggest single investment you will be allowed to make under these terms is capped at $1,000.

Next is a group of plans that run for 50 calendar days. These begin with The Advanced Plan which will cost you a minimum of $1,001 to join. The interest rate might surprise you at first glance because it actually gets lower, 3.4% per day in fact, but because InGame are making so many more payments to you it’s ultimately more profitable. Of course, that’s probably not very interesting to you if you can’t afford such a high price to join. Anyway, your principal is not returned and therefore included with the payments which add up to 170% by the end of term, or 70% net profit. InGame have placed a maximum upper limit of $1,500 on any deposits you make here.

This is then followed by The Expert Plan. Again for a 50 calendar day term, InGame are offering an improved daily interest rate of 3.6% on investments starting at a $1,501 minimum. By the end of the term this comes to 180% in total, principal included, or 80% net profit. The maximum investment InGame allow for this plan is capped at $2,000.

The final plan that runs for this 50 calendar day term is called The Pro Plan and will cost you at least a $2,001 minimum to join. To entice that kind of money from you InGame up their offer to 3.8% interest per day, principal included. By the last payment then that should hopefully see you with 190% back on your money, from which 90% is the net profit. The upper limit placed by InGame on deposits for this plan is $2,500.

Moving into the realm of the really big spending players now, the list of investment plans is concluded with a group that run for a term of 100 calendar days. What’s called The Pro Investor Plan is next on the list, and will cost you at least a $2,501 minimum to join. Again the interest rate itself takes a dip, but ultimately the goal is to collect a lot more of them. The rate is 3.2% per day, adding up to 320% by expiry. With InGame counting you principal as part of that, the net profit comes to 220%. Deposits are capped at an upper limit of $3,000.

If you have a spare $3,001 to invest, that’s the minimum requirement for joining InGame‘s next option, The Expert Investor Plan. For a 100 calendar day term, this time you are being offered a daily interest rate of 3.5%. By the end of the term that comes to a total of 350%, and with InGame including your principal in the payments, that leaves you with 250% net profit. Maximum spend is $10,000.

And finally, just for your information, The Business Angel Plan is open to all deposits between a $10,001 minimum and a maximum of $25,000. This won’t be of much use to you I know but as it’s on the InGame website I’ll give you the figures anyway. So, for a 100 calendar day term members are being offered a daily interest rate of 4%. Your principal is included as part of the payments and so not returned separately. Therefore the final return of 400% is your own money back plus 300% net profit.

So if you like any of the investment plans enough to join then the next thing you’ll need to know is what your payment options are. They’re a bit mixed to be honest, though there’s no shortage of choice with anonymous and untraceable payment processors you won’t find any verifiable ones. InGame accept deposits using PerfectMoney, Payeer, and OkPay if you favor the regular payment handlers, and BitCoin if you prefer digital e-currencies. A lack of choice is strongly compensated for however by the use of instant payouts. You will still have as always to log into your InGame members account area and request your payment, though once done you should have the money in under a minute. And what’s not to like about that? Certainly it’s something that appeals to a lot of investors and won’t do the chances of success for InGame any harm.

Moving on to some of the more technical aspects of InGame and the program’s website now such as design and security, they are hosted on a dedicated server with the support and protection of Koddos. InGame is running off a very dependable and high quality script under license from H-Script which I think is sometimes underestimated or under appreciated in this industry. If this is something you aren’t familiar with then don’t worry, it’s really very easy to navigate. Although if you prefer, then after you become a member of InGame but before you make a real investment, you can try out the demo account with a “virtual” $100 deposit. This isn’t real money of course and you don’t earn anything, it’s just a way to play around with the program and see how everything works before you decide if you like it or not. You might also notice an oddly labeled “Refill” tab in your members area that is actually what you need to make a deposit. There’s some extra security in the form of SSL encryption from Comodo to allow for safer browsing and more secure transactions. InGame is also available in Russian and German for anyone more fluent in those languages than English. I can’t comment on the German one but the Russian version is far superior to the English. Either way it’s still something positive and helps make InGame more attractive to a wider market.

If you still have any further questions for the admin or any account related issues you need help with then there are a couple of ways you can reach out. The first thing you should try is the built-in Live Chat widget to see if there’s someone online that might be able to help immediately. If not then you can simply fill out the customer support form and submit it through the InGame website’s contacts page. Fans of social media sites will be able find InGame keeping a profile on the VK network. It’s entirely in Russian so I don’t know how useful anyone here is going to find it, likewise with the embedded YouTube investor submitted videos which are all in Russian as well. English speakers can check out their Facebook profile instead. InGame also feature Skype chat.

As for any alleged business activities supposedly backing the whole thing up, InGame are claiming to be “a private investment fund”. You could probably use that to describe just about any online HYIP when you come to think of it, so don’t read too much into it. Whatever the claims, there’s never much in the way of evidence that you can check out for yourselves anyway, and InGame are no exception. Just treat them as you would any other high risk venture, and proceed with caution. Set yourself a sensible spending limit you can comfortably afford to lose and easily recoup elsewhere, and if joining InGame at all then try and keep them as a smaller part of a wider more diverse portfolio.



The above reviewed InGame keeps improving the website almost every day and yesterday an official representative page was added. Like with everything the administration of InGame does though the page looks quite different and the requirements of becoming a new representative include the ability to attract at least $2K in funds to the program with the progress bar showing the percentage fulfilled. Any representative to reach this level will automatically receive higher referral commissions from the next referral they attract to InGame. So, get active and start promoting InGame among your online friends and get better referral rewards as recognition for your hard work. Here’s the message regarding the addition of official representatives feature which you can find on the InGame website by clicking on the relavent tab:

In our Fund were introduced the official representatives. This status allows you to receive higher rewards and bonuses from the Fund. Contacts of official representatives will be posted in a special section.
If you are an active investor, in the section “Official representatives” you can see the percent complete status.


Some great news from RixosFinance yesterday too, as Payza became the last payment processor the program added to an already extensive list which on its official launch two weeks ago included SolidTrustPay, PerfectMoney, Payeer, BitCoin, AdvCash, and even direct Bank wires. This short message about the Payza addition appeared on the official Facebook account of RixosFinance:

Our website has been successfully approved by Payza payment processor and is now available for deposits.

If you haven’t read my detailed review of RixosFinance yet (click here to read), I must remind you that the program accepts investments starting from only $5 into several investment plans – 1.8% for 15 days, 2% for 30 days, 2.4% for 45 days, 2.8% for 60 days, 3% for 75 days. All of them also promise to return your principal and tomorrow will be exactly the first day when the very first investors of RixosFinance who joined its shortest term plan are due to get theirs back. That will be a good test for the program for sure in delivering its promises and will cement investors’ trust in RixosFinance‘s future which many of us already consider bright, judging by the admin’s behavior. You never know with HYIPs though and anyone still sitting on the fence I would suggest checking out my blog tomorrow for an update on the successful completion of the program’s first investment cycle. Stay tuned for that!


More than six months ago ForexKing first appeared online to offer the best investment service to its clients and has now become one of the undisputed leaders in the HYIP industry’s mid-term sector. ForexKing has been monitored on MNO for over two last months and just recently the admin Vilhelms upgraded his program to Premium Listing on MNO. The resulting review can be read here. ForexKing seems to be going from strength to strength and in the last newsletter the admin claims he has been satisfied with the level of growth so far and praised the program’s wide choice of payment processors, strong security features, large network of regional representatives, multi-level referral commissions structure, and lots of social network channels. All of these definitely contributed greatly to the unstoppable growth of ForexKing which, according to the admin, has seen millions of dollars in investments (surely, quite an exaggerated figure!) and unrivaled support from its current members. The competition in the HYIP industry is getting tough nowadays though and ForexKing announced a higher referral bonus for larger deposits attracted by its members and the admin also requested an interview on MNO. I sent him the questions last night and he promised to respond within the next 48 hours. Hopefully, you will find some great information in it, and while I especially wanted to hear about ForexKing‘s future plans I can see from the newsletter below that they include multilingual Live Chat that will be welcomed by thise less fluent in English and will help promote ForexKing‘s services on a global scale. I remind you that ForexKing only require a $10 minimum in SolidTrustPay, PerfectMoney, Payeer, BitCoin, NixMoney, or AdvCash to join daily paying with principal back on expiry plans – 2.1% for 15 days, 2.3% for 35 days, 2.7% for 60 days – or, if you’re so brave, go with the much riskier paying once on expiry investment options promising sky-high returns of 250% after 40 business days, 600% after 65 business days, 1800% after 105 business days, 350% after 17 business days, 900% after 33 business days. In any case, I believe readers are very grateful to have such stable performers as ForexKing in the industry to rely on and hope the upcoming interview will help you decide if you wish to participate. Here’s the full version of the latest newsletter from ForexKing for your reference:

ForexKing is growing Up
It is a great pleasure for me to say that we are celebrating 3 years of our successful offline business and our online platform have been working since 10 September, 2015 year.
In this newsletter I am going to provide our valued clients and guests with the comprehensive coverage of the achievements made during this time. In the past 180 days, ForexKing has demonstrated tremendous growth which, however, would not be possible without our valued members and clients. So, first of all, I would like to express my heartiest gratitude to each of you for staying with us!
I would like to notice that we have only ForexKing website.
The genuine ForexKing website is property of Forex Investing LTD, use EV SSL encryption and has green address bar that confirms that the presented content is the genuine and legitimate.
We are planning to add the multi language live chat for convenience of our clients. I would like to remind you that we accept most of the reliable e-payment processors including Perfect Money, Payeer, Bitcoin, AdvCash, SolidTrustPay and NixMoney.
To get more details about payment methods please check our “Deposit Methods” here:
And we are permanently looking for good ways to make ours services closer and more convenient for our clients. There are many other aspects we are working on to make our company, its website and services as friendly as possible.
We have worldwide representative program so you are able to find our representative in your County.
“Our Regional Representatives” page here:
If you have any ideas on further improvements, please don’t hesitate to contact us. Your feedback is very important for us.
Please don’t hesitate to join us in popular social networks:
Facebook Page:
Facebook Group
VK Page:
Google+ :
Please don’t forget that you can make a call to our Call Center via +441617680042 (8:00 AM – 8:00 PM GMT) available in English.
And here are some essential figures to show us where we are now:
More than 17 thousand investors from all over the world, with a great potential for the future,
More than USD 16 million of total investments,
More than USD 5 million withdrawn by our clients.
We never stop looking for the best incentives for our partners who wish to earn additional funds through our referral program. As part of this improvement, we are happy to remind you that we have the 4%-2%-1.5% multilevel referral system which will pay 4% from each deposit of level 1 referrals, 2% from each deposit made by your level 2 referrals (people referred by your direct invitees) and 1.5% of each deposit made by your level 3 referrals (i. e. people referred by your level 2 invitees).
In addition, each new deposit in the amount of USD 3,000.00 made by your direct referral will bring you a 3% Extra Bonus, which is paid to your account balance together with the common referral bonus.
It is a great opportunity for you to earn additional money ForexKing during a long period of time!
We are getting very positive feedback from popular monitors, so we are really happy to know that we have met your expectations. We are committed to putting in all of our expertise, integrity, and sensitivity to bring you the best service.
ForexKing will be topflight investment opportunity in the web.
Thank you for staying with us.
Best Wishes, Vilhelms Balodis
ForexKing – Your Profitable Kingdom


I know that twelve days online for a program like FXAccolade that offers short-term investment plans that only take 24 hours to put you in profit can be quite a reasonable term to be on the winning side. Yet many members of surely the biggest short-term program of the year so far FXAccolade were left disappointed and even sometimes devastated seeing that the program experienced issues just on the day it was officially approved by Payza. It seemed that the profitable experience should have continued at least for some time, but the admin decided the opposite and shut up shop without a chance of recovery. I believe in this case the admin is the only person to blame for FXAccolade failing to reach its true potential as he scared off potential investors with his own actions of selective account blockings, money freezing and then writing about the same multiple account issue in unusual newsletter. It all looked more to me as a direct threat to investors to block their accounts for misbehaving. Such an attitude couldn’t stay unnoticed for long by experienced investors who saw the sign of the pending collapse in those weird confessions and hurried to withdraw their money while it was not too late. Even the admin’s surprise at the verification of Payza on the following day which he tried to use as some kind of seal of approval of his business activities didn’t help. Of course, many investors expected a much better lifetime from such an experienced admin that would allow them to support the program with deposits for a longer time in search of better profits in the long run. The cunning nature of the admin was undone by some very stupid actions in removing the last payout stats and processing some selective payouts to STP and Payza only proved that the end was near. Of course, I couldn’t stay put and watch my readers losing money in a dying program, so I have taken all the necessary steps to warn you against further investments in the latest blog post and moved FXAccolade to Waiting status even before any other monitor. I was firmly aware that the payouts at this point were still within the 24 hour timeframe, but I simply couldn’t ignore the obvious. The fact is that the admin couldn’t address selective payouts and by hiding the stats he then more or less confirms it. It’s really unfortunate that FXAccolade had to finish so early, but I guess the admin had enough money collected as the program was certainly huge with thousands of dollars invested on a daily basis. Recent events didn’t encourage many investors to re-invest and even the long awaited Payza addition won’t help. At the moment FXAccolade has been moved to Scam Status on the MNO monitor, so please do not make any further investments there!


I’d like to finish today’s news by introducing a newly added Standard List program called BitArbs. The program has been running for about two weeks now, but I guess we can safely describe that as a testing stage as it was only last night that any truly big monitor was added. I must say that at first glance I was quite impressed with the wide choice of payment methods in BitArbs, including both verifiable payment options like SolidTrustPay and Payza and some popular anonymous payment systems like PerfectMoney, Payeer, BitCoin, and AdvCash. You can join with a $10 minimum in the program’s test plan paying 8% for the duration of 15 business days with the principal already included and not returned on expiry. If you wish to take advantage of the more profitable rates then you should go with BitArbs‘ regular investment plans that require a higher minimum and run for 50 business days (paying Monday to Friday) with the possible daily return from 3.6% to 6% depending on the amount you spend. Investors will love the fact that withdrawals are processed instantly, so you won’t need to wait for long to see profits. However, it gets even better with this – on default all payments from BitArbs are processed automatically at a scheduled time to your e-currency accounts at midnight GMT and you don’t even need to log into your account and do anything. However, due to high payment processor fees for smaller withdrawals to SolidTrustPay and Payza the admin made some changes as explained in the following update posted on the BitArbs‘ website that allows people to request their payouts instead of being paid automatically:

An option for Payza and STP Payment Processor’s clients
Due to high demand from our clients who use Payza and Solid Trust Pay Payment Processor, since these payment processor’s charged high transfer fee and they felt it as a burden, now for our clients who use these payment processors have an option NOT to get automatic daily earning payment, but instant payment.
To get this done, simply clear/remove the Payza or SolidTrustPay Account ID on Setting Page within the member area. Without the payment processor account ID, the system will not execute the payment. Instead, it will return the daily earning to member’s account balance at the scheduled daily payment time (01:00 PM GMT).
This way, the earnings will accumulate within clients’ account balance and clients can decide themselves when and what amount to withdraw which will be processed instantly by the system.
~BitArbs Team

With automated payouts it’s actually hard to believe that the admin of BitArbs opted for sticking with a very familiar licensed GoldCoders script which his program runs off with some modifications. DDoS protection is provided by DDoSGuard who keep BitArbs on a dedicated server and there is also a Green Bar SSL-certificate with extended validation issued by Comodo. The BitArbs website looks very tidy and uncluttered with only the necessary information provided and definitely makes an overall positive impression when you check it out for the first time. BitArbs is also improving regularly along with its steady growth in popularity. One recent feature is a Facebook group linked to in the following update posted just a couple of days ago:

Official Facebook Group
We would like to inform you that the Official Facebook Group of BitArbs is open to every one of you. We are pleased to see the group being active starting from last week.
Click here to join our Facebook Group.
Join our public group and share your impressions and personal opinions about BitArbs. This way, we all will help our new clients to take right decision, get rid of their doubts and begin their investment venture together with us. It would also be nice if you share with Facebook fellows about your experience of investing and your automatic daily earning payments information which you have already received.
In the first place, all our clients are our partners, so the Facebook group will be great public place for communication, discussions and exchange of experience.
Together, we can grow BitArbs to reach it’s potential and expand globally.
~BitArbs Team

I’ll be looking into the program and how it works today, and by tomorrow I’ll be able to do a more detailed review. So stay tuned to find out more. Meanwhile, I will leave you with the official launch announcement posted two weeks ago where you might get an insight to the admin’s persona and judge his professional qualities in delivering a profitable program for investors:

BitArbs Grand Launch
We are excited to announce the Grand Launch of BitArbs!
BitArbs provides non-risk investment plans to global investors, which is a milestone for its long-term exploration on risk control. We would like to invite you to familiarize yourself with our investment opportunities, structured and dynamic investment products with smooth returns in accordance to your investment objectives and risk tolerance which allow you to take exposure to an underlying investment of your choice. An outstanding investment options that give you an opportunity to benefit from reasonable R.O.I and balanced investment term with the implementation of a fully automatic daily payment system platform.
We want you to feel confident that all our extensive study, efforts, experience and due diligence acquired for years of the Bitcoin markets will provide a good investment opportunity and achieve consistent profits and investment satisfaction for all of us.
If you have any question, please do not hesitate to contact our Support Department.
~BitArbs Team


Here is the list of the programs from my monitor that paid me for the last 36 hours:
From MNO Sticky list: –
From MNO Premium list: ForexKing, ArdexFundsRomball, BandeiraCorp.
From MNO Standard list: Capital7, CopperTradePro, RixosFinance, InGame, BitArbs (the first instant payment received).
From MNO Basic listGloboxTrade, TokyoInvestmentCompany.

That’s it for today, guys. I hope you enjoy reading MNO and will return tomorrow for a detailed look at quite a promising new program, BitArbs, and the latest updates from the biggest elite investment opportunities in the HYIP industry. Remember that MNO is the only blog out of reach for fast scammers and amateurs and only deals with the best. If you like this attitude I believe it’s worth your while subscribing to the daily newsletter with updates delivered directly to your mailbox so you don’t miss anything important. In order to do so please fill the form on the top right-hand corner of my blog with your email address, confirm it by clicking on the link sent to you and you will be then served by the Google service Feedburner that will send you the updates. You can also email me directly at or using the Contact page of my website, follow me on Facebook and Twitter, and vote for your favorite programs on the MNO monitor where you should watch out for new additions as well and make sure you invest only in the programs with Paying status. Thanks for stopping by at the MNO station and hope to see you all tomorrow!

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