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26/08/2017. Genetix Review and Daily News from the HYIP Industry


Beware! Genetix has stopped paying! Do not invest there!

Hello everyone, I hope you’re all having a good weekend so far. As summer slowly starts giving way to autumn a lot of folks, myself included, will be expecting even better things from the HYIP industry even though the current season has still had more than its fair share of highlights. I’ll also be increasing the listing prices for new programs coming to the MNO monitor from the first day of September, something which minimizes my personal workload and helps ensure that only the very best admins will want to include their programs here. Deliberate fast scams either can’t afford it or simply don’t want to pay, so let them go elsewhere. One of the programs hoping to challenge for a leading position is an interesting project just launched recently called Genetix. The program was already online just under a week before flying into a more aggressive advertising campaign with banners and a Sticky Listing on the MNO monitor. This has definitely helped Genetix get off to a bright start, something that’s always essential for programs like this. Half the battle you might say. So let’s see what it’s all about and if you think you might have room for Genetix in your portfolios.
Starting with the investment plans, Genetix present six for you to choose from. No need to get too excited about all of them of course, as with most HYIPs the plans are a blend of what’s modestly achievable and something a lot more unrealistic. The first one pays a daily interest rate, and I think this will probably prove one of the more popular options, while the remaining plans pay just once on expiry of varying length terms. It runs for a term of 20 calendar days and costs a minimum of just $10 to join. All investments regardless of size are offered the same interest rate. Genetix pay 10% per calendar day on all deposits up to a stated maximum of $19,999. With your principal being included as part of this, that means you complete the term with a total return of 200% on your investment. That’s double your money back, so a $100 deposit for example gets you $200 back. You reach the break even point after 10 days, that is to say you earn back an amount equivalent to your opening investment, so you can’t possibly lose anything from that point on.

The second plan pays once on expiry after a term running 2 calendar days. You can still join for a $10 minimum spend, and anything up to $499 sees Genetix offer a return payment of 106%, principal included. So a $100 investment gets you back a $106 payment. Bigger spending players can get back 110% if they are prepared to gamble with between $500 and $999, and 115% on deposits from $1,000 to $1,999. For anything over and above that check out the Genetix members area.

The third option pays investors on expiry of a 5 calendar day term. The minimum cost of joining is still $10, and for anything up to a maximum limit of $499 Genetix are offering a single payment of 130%, principal included. That offer increases to 145% for anyone parting with between $500 and $999, and 160% if you are going to risk from $1,000 to $1,999. If you want to know what is being offered to anyone spending even more than that see the Genetix members account area.

Next is a plan running for 10 calendar days. If you spend anything between the required $10 and a $499 maximum limit the offer to investors is 180% on expiry, principal included. This becomes 240% for those spending between $500 and $999, and 280% if you are spending from $1,000 to $1,999. Check out your Genetix members account area for any information on amounts bigger than that.

Next up is a plan lasting 20 calendar days in duration, again paying once on expiry. As you can see the risk gets progressively higher as the term length grows. Thankfully the financial risk doesn’t have to be that bad however, as Genetix still only ask for a $10 minimum to join. For anything up to $499 they are offering a single payment of 340%, principal included. If you are spending between $500 and $999 this goes up to 480%, and 620% for amounts between $1,000 and $1,999. Log into your Genetix members account area to see any further information on what is being offered (and please note I said “offered”, not “paid”) to amounts larger than that.

The final plan, though aside from the fact that it need only cost you a $10 minimum to join doesn’t have much else to recommend it, runs for 40 calendar days. Genetix offer a single payment on expiry of 800% if you invest anything up to a maximum of $499. For amounts between $500 and $999 that increases to 1,100%. This jumps to 1,600% if you risk from $1,000 to $1,999. Any rates above that can be seen in your Genetix members account area. Of course, the thing you need to remember about on expiry plans with such long investment terms is less to do with the fact that the final payment becomes less and less likely as the term gets longer and the rate gets unfeasibly higher. Rather think about it in terms of how long your money is sitting in someone else’s pocket doing nothing, earning nothing (not for you anyway) when you could be doing something more constructive with it.

An interesting thing about Genetix is despite the fact that we have seen so many similar style programs over the years in the HYIP industry, countless programs in fact have had plans very close to what’s on offer here, I don’t think I remember any with an early withdrawal clause. Yes, I know you sometimes see this in longer term HYIPs, or perpetual “no expiry” date plans, but rarely if ever in ones like Genetix. They allow members to change their minds after they already join, but be aware that the penalty fee for an early exit will be 10%. Note that this offer only applies to the on expiry plans, and not the daily paying plan.

The list of payment options is something I have mixed feelings on. At first glance it’s actually quite good, better than average in fact. It’s just that on closer inspection some processors aren’t being used as efficiently as they should. Let me explain. First of all the regular third-party payment handlers are listed, with Genetix using PerfectMoney, Payeer, and AdvCash. All good, no surprise there. If you prefer a more modern digital e-currency for direct transactions then BitCoin is available. So far so good but it’s with the acceptance of Payza and Skrill that the questions arise. As a strong enthusiast of both processors you may be wondering what the problem is here. It is, at the time of writing anyway, that neither account is officially business verified by the providers, so deposits made through either channel are entirely at the investors own risk. No different than say depositing through PerfectMoney or BitCoin of course, it’s just that the extra protection you might have been expecting by using those processors might not be available. Just keep it in mind. If using either Payza or Skrill to join Genetix then it can take as long as six hours for your deposit to be added manually, again this is entirely at your own risk.

Payment requests from Genetix are officially made manually by the admin and need to be requested from inside your members account area. This should then take anything up to 24 hours for all transactions to be complete. Although not officially guaranteed by the admin, in practice most of the smaller withdrawals tend to be processed instantly. So don’t go expecting this to happen, but if it happens then take it as a nice bonus.

Moving on now to some of the more technical aspects of the Genetix website now such as design and security, at first glance a lot of you might not immediately recognise the script. It’s under licence from GoldCoders so it’s got all the hallmark customer friendly and easy to navigate features experienced players will expect from them by now. However it’s been modified to suit the unique requirements of the Genetix program, so it’s not so obvious at first. For a hosting provider the Genetix admin has opted for the services of DDoSGuard who are keeping the website on a dedicated server with their support and protection. For an extra layer of security the program is further enhanced by an SSL encryption certificate from Comodo to allow for safer browsing and more secure transactions. To make the Genetix website more accessible to a wider audience the admin has it translated into three languages, the first being English by default and the others being Russian and Chinese which are both hugely important markets in the HYIP industry. By the way, if the background music playing when you visit the Genetix website is a bit much you can always just hit the “sound” button on top of the screen to mute it.

If you still have any further questions remaining for the Genetix admin that you think I may have missed here or any account related issues that need to be dealt with then you have a couple of channels open to get in touch. As usual you are strongly urged to start by reading the website’s FAQ page, and even then Genetix have a further reminder of some of the main discussion points on their support page before you try to contact them. If this doesn’t help, you can either fill in your details on the online customer support form and submit it through the contacts page, or else just write directly to the admin at the listed e-mail address. Genetix have a postal address in the USA but I would suggest you ignore that, mostly these things are just serviced workspaces used for registration but never where you find anyone using them physically located or working from.

The alleged business activities supporting the payouts to Genetix members stem from (it is claimed) the sometimes controversial topic of genetic research and engineering. There’s an interesting video on the subject by a third party embedded on the Genetix website. As this is purely on the science behind the matter and in no way connected with investing in Genetix I won’t be including it on the MNOVision page but still, if you don’t have a PhD in bio-chemistry I found it fascinating to watch such a complex subject explained so well in layman’s terms. It’s not all shock value test tube super soldiers you see in the sci-fi movies or so called franken-food of course, but something that will have a real impact on people’s lives at a grass roots level. Not just in the future, but right now today. I’m digressing now of course because the real pertinent question as far as this review goes is how much of this is really part of Genetix as an online HYIP? I’d venture to guess most experienced players will answer not much. For the benefit of anyone new to online HYIPs however and tempted to believe what they read, let me just remind you that even if something like this were to be true it still wouldn’t guarantee it’s profitable, and certainly not enough to pay some of the exorbitant rates being offered here. So be sensible. Approach this as you would any form of high risk gambling, stay well under an affordable spending limit you can afford to lose as well as recoup quickly without any problems from other income sources, and if you do decide to join Genetix then try to keep them as a smaller part of a wider more diverse portfolio.

I see lots of people already joined Genetix while some have even managed to profit from the shorter plans already. So I hope you don’t mind sharing whether you have invested, are still sitting on the fence, or decided to skip Genetix altogether. Please share your opinion with your fellow MNO readers by answering the following question:

Will you make an active deposit in Genetix?

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I’ll start with some recent updates from one of the current leaders of the HYIP industry Respectativa (reviewed here). I guess many people were concerned about the recent SSL issues they experienced on Thursday and early Friday which made it inaccessible for the vast majority of members. I was one of the lucky few who had no problems with the Respectativa website myself and so was able to carry on as usual until one of my readers pointed out the issue on the MNO ShoutBox on Thursday night. It was later confirmed by others that Respectativa was not accessible so I contacted the admin via Live Chat form and had a frank and open conversation about the SSL issues they were suffering because of the incompetency both of their hosting provider and SSL reseller due to which it was temporarily revoked.

A new SSL had to be installed and the process was finished only yesterday with the website returning to normal. Exactly for that reason the Respectativa website was not available to load and carry out any operations from current members for more than a day which meant almost no inflow of funds into the program. I believe other less experienced and less determined admins would have simply closed up shop and blamed everyone but themselves, but I’m glad that was not the case with Respectativa where we are dealing with a totally different kind of guy. There was no excuses, only action. A slight delay in payments was honestly warned about in the newsletter, but which actually never happened as instead of the usual 12 hours withdrawals were processed within 24 hours which was always the official deadline in the first place.

At the time of writing Respectativa is fully back to normal and withdrawals are processed pretty fast as always, while investments are taken into both investment plans as usual – 12%-13% for 12 days, and 118%-122% after 7 days. With the lucrative returns offered and lots of payment processors accepted – Payza, PerfectMoney, Payeer, AdvCash, BitCoin, LiteCoin, Ethereum, and Ethereum Classic – it’s no wonder that the program is growing in popularity. And it shows. Since my latest article on the Top Five Popular Programs on MNO posted on Monday (click here if you haven’t seen it yet) Respectativa has managed to gain two spots and is currently sitting on the third position only behind LaserOnline and TrafficHeap with a decent chance to get even higher with time. As the admin has shown his competency and patience over the last couple of days it should increase the members’ trust and confidence in Respectativa‘s ability to deliver good results. So with the start of the autumn HYIP season I wouldn’t be surprised if the program soars to new heights. Anyway, next week the admin will be implementing more important updates as well as sharing plans for the future. Stay tuned for that, as it’s going to be reported here on MNO. Below are both updates from Respectativa on that:

Important update!
Dear Investors/Partners,
We hope you’re doing good! This update is to inform you that on August 24th, 2017 our official website faced some SSL incompetency issues due to our certificate issuer. This has caused several technical glitches and as a result, interrupted our daily tasks.
Currently we’ve activated our backup SSL provided by Comodo to keep connections at our website encrypted and secure, and our working directly with GeoTrust on fixing the caused issues. Once things are fixed, we’ll notify you.
Please note that investments and withdrawals will carry on as usual, with a slight delay in processing requests on both.
We hope you understand and cooperate.
Sincerely, Respectativa Team

Follow-up Report
Dear Investors/Partners,
With the second update for today we’re happy to announce that all issues related to our EV SSL, which caused temporary connectivity issues to our website have been resolved and in the next few days we’ll have it activated again(as confirmed by GeoTrust)! We’d like to thank GeoTrust team for their prompt support, and our clients for their cooperation. Also, our certificate issuer has been reported to GeoTrust and they’ve assured us that necessary actions will be taken. We apologize for this interruption in our services.
As for our offered investment services, we’re in course of completing our 3rd investment cycle of “Moon Plan” successfully! Thanks to all the investors who place their trust in us and let’s manage their investments; hope you’re enjoying your profits.
At the time of writing, all withdrawal requests have been paid and support questions answered. We’d request you to please check our “Feedback” page and leave comments, as well as rate our services. It’s highly appreciated.
Next week we’ll be releasing our road-map for 2017, and install several new languages (like French, etc.) as planned. We’ll be expanding our advertisements as well and start our campaign at CoinMarketCap – one of the popular cryptocurrency source.
We know you’re enjoying your profits with us and hope to be your primary profit-provider for the months to come. With your trust and support – we’re sure to reach new heights in business!
Once again, thank you for being an integral part of Respectativa.
Sincerely, Respectativa Team


There was a short, but important message posted on the ChainGroupService website earlier today. A new investment offer has gone live and it’s the shortest among all the “trading groups” you can choose from:

New Trade Group “CNC” ( was established at the Service.

The abbreviation CNC stands for CryptoNewsCenter and it offers a variable return of 0.1% to 3% credited to your account daily over a 90 calendar day term. No compounding or principal withdrawal is possible, so theoretically you can end up at a loss by the end of the term, just as in other plans. If you have read my detailed review of ChainGroupService (posted here) which will be adjusted to include the new offer soon, you might know the only investment plan claimed to be owned and managed by the program is the one paying a 0.2% fixed daily return over the period of 500 calendar days with the principal returned on expiry. Obviously there will not be many takers for this – after all, it’s a high-risk HYIP we’re talking about. So the admin then specifies that all the other plans on offer – 0.1%-3% for 90 days, 0.1%-10% for 120 days, 0.1%-6% for 180 days, 0.1%-3% for 250 days, 0.1%-1.7% for 300 days – are run by different people and companies they have no control over which are entirely independent, with ChainGroupService acting as a third-party escrow provider. You should really remember that when investing in ChainGroupService via the trading groups you take an additional risk and might suffer losses, as well as earn profits, which might be covered then by the so-called “stabilization fund” of variable amounts for each plan. So, I believe that technically every investment plan can stop paying at any moment, but ChainGroupService will still be on Paying status on the MNO monitor for as long as their own plan which will surely attract next to no investors is working. You see, that it’s a very cleverly constructed program which might run for years under good management, as the admin might close any investment plans and partially refund to people, and even pay just 0.1% daily for the time being while the funds are not coming well into the program. That can become the program’s advantage, but can become its curse as well, because ChainGroupService might be branded a scam on many monitors who might simply not realize that they officially run one plan only. Of course, it’s just speculation. As of now the program is paying fine and all the withdrawals are made to PerfectMoney, Payeer, AdvCash, BitCoin, and Ethereum accounts within a few hours of request.


Ykke (reviewed here) has been on MNO for fifty days, right from the start. The results are truly stunning as offering only one investment plan of paying 3% daily “forever” and working exclusively with BitCoins Ykke managed to bring about 50% net profit to its first investors by now. And since BTC is not converted into USD on investing then you can see that the possible profit received by the first Ykke investors can be much higher, considering how the value of BitCoin is trading now, compared to when Ykke first came online. The program hasn’t come to a standstill either and the admin constantly works on the addition of new languages and other features to show off the program’s superiority and make sure that more and more members are joining by the day. For programs offering indefinite investment terms it’s especially crucial to reach the biggest possible audience to keep the game going on for longer.

Of course, many people who are not aware of how the HYIP industry actually works will not realize that Ykke does not have an office in London or that no trading is actually happening. However it’s still vital that the program attempt to reach a potential audience for larger deposits by keeping up the pretence. The latest attempts at this include the release of two videos which you can also watch from the MNOVision page. I was mostly interested in the first one where the alleged CEO of Ykke bearing a very English name but speaks with a strong possibly Baltic accept, so I’m having some doubts about authenticity. There’s no face shown in the second one at all, so hard to tell why you should trust the guy. Anyway, as I say you draw your own conclusions from these videos, but I believe that the admin’s efforts to impress potential investors of Ykke are quite admirable anyway:

Harvey Mitchell is the CEO of Ykke
Ykke offers extremely clear conditions for the investors. At the same time, we find it necessary to tell more about us and our business.
Today you have an opportunity to get acquainted with Harvey Mitchell, the CEO of Ykke. He is going to describe the company structure and the basic investing offers once again.
In the second video we have decided to show you the working process of our traders. It’s not a secret that each trader lives in different part of the globe and works in his own convenient “home-office”. That is why our business activity is going on 24/7.


I must admit it was hard to believe today that CryptoSolutions have scammed, but at the end of the day I decided it was necessary to move it to Problem status on the MNO monitor, and here’s why.

You might remember that I reported about the program’s first 500 days online in the last blog post. Well, that was not entirely true as CryptoSolutions was a type of a “sleeper” program that ran quietly under the radar for the longest time and only got serious about two months ago. CryptoSolutions was monitored on MNO for about six weeks which was enough to profit from the shorter-term plans. Recently the program upped its advertising efforts on MNO and opted for the top banner and Sticky listing. As I reported already, a few days ago without any official notice the instant withdrawals feature was activated in CryptoSolutions and yesterday just as suddenly it was disabled again. All the withdrawal requests were on pending, but the worst thing is that all the Live Chat support disappeared and no proper support from the admin was supplied either. At least I never received a response to my request to explain why instant withdrawals were not processed, which prompted me to move CryptoSolutions to Waiting status on the MNO monitor. Today though briefly the instant withdrawals were enabled again, but they are apparently only processed in smaller amounts while bigger withdrawals are pending still and are unlikely to be paid at the moment, given the total lack of support provided by the administration. The most puzzling thing for me though is why CryptoSolutions have not been accepting new deposits for a few days already while still paying instantly, albeit smaller amounts. That remains a mystery as no payment processor accounts seem to have been connected to the deposit buttons, so no fear that new investments are going to be made there. But if that is the case why on earth would they pay to investors and what is the point of it all? In any case, please consider CryptoSolutions as gone and withdraw as much money as possible, while the script allows you to. It’s one of the weirdest HYIP collapses I ever remember, and I have no idea why the admin is being generous in processing smaller withdrawals while ignoring bigger ones and completely disabling new deposits. I’m simply speechless!


I’ll end the news tonight by looking at the final results of the opinion poll that ran on the MNO TalkBack page over the last business week where I asked readers whether it was the right time to increase listing prices on MNO. I’m pleased to see overwhelming support for that proposal with 76% in favour and 24% against. That means that MNO will increase the listing prices starting from September 1 and the countdown timer to the exact time will be placed on the very top of the MNO blog tomorrow. The increase of prices will help me maintain the elite nature of the largest investment programs listed here and avoid deliberate fast scams whose admins will certainly find the new prices more prohibitive. At the same time this decision should have little to no impact on those experienced admins who worked with MNO before and know what great results they can expect from their programs advertised here, provided they have quality programs with lucrative investment plans that manage to attract my readers. This will also save me from wasting my time and make sure only the biggest hits of the autumn are on the MNO monitor.

I guess that explains the reasons why, so now it’s time to discuss the numbers. Each type of listing (except for Sticky) goes up by $200. The reinvestment figures (any subsequent reinvestments apart from the initial will be at my sole discretion, as before) will be: $600 for Premium (and Sticky) listed programs, $500 for the Standard listed, and $400 for the Basic listed programs. The full amount a HYIP admin is going to pay to join MNO is $2,000 for Premium listing (instead of the current $1,800), $1,400 for Standard listing (instead of $1,200 charged at the moment), and $800 for Basic listing (instead of $600 as of now). The Sticky listing as renewable will remain at $500/week or $1,500/month and will be available as an upgrade to Premium listed programs only. As before MNO will NOT be selling advertising banners to any investment programs that are not listed here, so that strict rule will stay in place.

Note that after September 1 all the admins looking to upgrade their listing on MNO and/or pay for the new listing will have to pay the higher fees, so I encourage those who are sitting on the fence to act within the next few days. That will surely save them a hundreds in advertising fees that they would be able to spend elsewhere. I believe these measures will help MNO secure the spot on the higher end of the HYIP market and let me continue dealing with the best of the best – the only type of program I’m interested in working with! Readers have largely supported that decision and backed up my desire to remain the most expensive HYIP blog/monitor in the industry and I intend to use the right to the fullest. Thanks for your understanding and expect new bigger and more exciting programs to be listed on MNO in autumn!

For the next question on the MNO TalkBack I want to ask you about a very mysterious event that happened a few days ago. The two biggest and most popular English language forums in the HYIP industry just disappeared overnight, TalkGold and MoneyMakerGroup. It happened just a few days ago but I didn’t realise as I don’t really check them due to a lack of relevant information, but it was brought up by one of my readers. After making some enquiries I discovered that TalkGold and MoneyMakerGroup simply discontinued their websites and took them down due to lack of interest. Apparently it was not worth it for the owners any longer to pay for the hosting and various expenses so they shut them down. It’s no coincidence that both TG and MMG disappeared within hours of each as they were both owned by the same people. Both TalkGold and MoneyMakerGroup have failed to move forward and evolve with the times and seemingly never noticed that the HYIP industry and online marketing have changed beyond recognition since those forums were last popular.

Now I believe their departure marked not so much the end of the era as the beginning of the new, hopefully better one in the HYIP industry. Both sites first came online a few years before MNO started back in 2007, but they failed under pressure and instead evolving with the times the owners simply surrendered and instead of making some measures towards their revival or refreshing did nothing to reverse declining numbers. Basically there was nothing interesting to read on either TalkGold or MoneyMakerGroup for a long time now, as all the HYIP related threads were just paid posts by monitors and nothing from the real investors. Still, their closure came as a complete surprise for me. Whether the demise of TalkGold and MoneyMakerGroup is a good or a bad thing for the HYIP industry as a whole it’s hard for me to say. I’m not even sure if the regular HYIP investors noticed it or whether they would even care. Most might a better source of information than those forums. So, I have decided – why not ask MNO readers what it means to them. see what they feel about the closure of the MoneyMakerGroup and TalkGold forums, or whether they actually care. Here are the new question and possible answers you can submit on the MNO TalkBack page over the course of the next week or so:

How much will you miss the TalkGold and MoneyMakerGroup forums?

– I will miss them a lot, they are irreplaceable for me
– Not much, I found new better alternatives already
– I didn’t read them very often, so I do not care much

It’ll be really interesting to learn your thoughts on the closure of MMG and TG forums whether they made a huge impact on you personally or made you indifferent. So please vote here and we’ll see the results next weekend. Thanks as always for voting!


Here is the list of the programs from my monitor that paid me for the last 60 hours:
From MNO Sticky list: Genetix.
From MNO Premium list: LaserOnlineTrafficHeapRespectativaFatFunds, BandeiraCorp, AurumBankControlFinanceChainGroupServiceRolyInvestment, AlpexTrade.
From MNO Standard list: Ykke.
From MNO Basic list: CryptoCenter, InvestellectUKPME.

That’s all for today, guys. Enjoy the weekend and I’ll see you on Monday or Tuesday with more news. Note that next Friday the listing prices on MNO increase to mark the new autumn season, so expect to find the last lucky admins listing their programs at the old prices over the next few days and find even more elite programs on my monitor starting September 1. If you have any thoughts on the MNO TalkBack opinion poll please vote here, or if you have any questions to me please write me a couple of lines here and I will be glad to answer. As usual, to stay updated I encourage you to subscribe to the daily news here, and to follow MNO on Telegram, Twitter, and Facebook. I’m looking forward to the next business week already and all the updates and new entries to the MNO monitor are going to be reported as usual. Thanks for reading, guys, and remember that MNO is For Money Lovers!

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