Sep 9th, 2017 Archives

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Beware! LargoBit has stopped paying! Do not invest there!

Hello everyone! Hope the weekend is going well for you all, since it’s been a reasonably successful week in the HYIP industry. Out of the recent additions to the MNO monitor, today I want to take a closer look at a shorter/medium term program called LargoBit. It’s been monitored on the MNO Standard list for the last three days now, the first day LargoBit launched. There’s a lot of anticipation in the industry as the autumn gets started, so let’s see if you think the program might play a role in this exciting new season or add it to your own portfolios. Incidentally I’ll also be introducing another brand new program to the MNO Premium List coming up in the news section. I don’t mind saying I’m feeling upbeat about this one so keep reading for further information on that.
So, the best place to get started as usual is the investment plans, and LargoBit has basically just the one option but divided into two categories. One for the overwhelming majority of HYIP investors, and one for those spending a bit more money than they really should be. The good news is that it need only set you back a $10 minimum to join LargoBit. The term then runs for 24 calendar days, during which you are repaid 6% interest per day. This adds up to a total return of 144%. With LargoBit including your principal as part of the payments (meaning it won’t be returned in a separate payment) that leaves you with a 44% net profit. The maximum limit for deposits here is $9,999.

How would that look in practical monetary terms then? Let’s take a simple example and say you want to spend $100 in LargoBit. That should see you compensated by $6 per day for each of the 24 calendar days in the term. With your original hundred factored into that, you break-even after 17 days (get back an amount equivalent to your deposit making it impossible for you to lose money) and finish up with $144 in total. That’s your own money back plus $44 net profit.

Purely for information purposes, the second option in LargoBit involves spending at least $10,000 or more. Pretty much out of the question for most folks anyway, in the event that anyone could afford it in the first place one imagines you could come up with something more worthwhile to spend it on than internet HYIPs, but I’ll just you you the figures anyway. Basically the term stays the same, 24 calendar days, except that now LargoBit are offering members 7% interest per day. This adds up to 168% in total, where your initial principal is already included. This gives you a break-even point of 15 days and a net profit of 68%. Just in case anyone is interested, LargoBit place an upper limit of $100,000.

If that sounds good to you and you want to add LargoBit to your portfolios, the next thing you need to know is what your payment options are here. LargoBit have four options, all fairly predictable though, and anonymous industry standards. You can use PerfectMoney, Payeer, or AdvCash if you prefer the more conventional third-party payment handlers, and BitCoin if you like to take the more direct route of using your own e-currency to invest. Fans of instant withdrawals will be pleased to know that I can confirm this is also how LargoBit operates. Just log into your members private account area, submit your request as usual, and the money should be with you in under a minute. BitCoin is a different story of course but regular users will already know how this works. Also please note that most likely due to the fees involved LargoBit have a higher withdrawal minimum for BitCoin users. At current exchange rates I think this is about $2 or so, while for the other payment handlers it’s only $0.10¢.

Moving on to some of the more technical aspects of the LargoBit website now such as the design and safety features, regular investors will probably recognise the script as being from GoldCoders. I’ll just confirm that it’s under licence and has all the usual hallmark features that make it so easy to use and customer friendly. There’s a handy sliding calculator you can use to see how much investments of varying price levels are promised in return. For a hosting provider the LargoBit admin has opted for DDoSGuard who are keeping the website on a dedicated server with their support and protection from malicious attacks. For an extra layer of security LargoBit also comes with a secure SSL connection from Comodo for safer browsing and more secure transactions, so no obvious security concerns here which should give investors more peace of mind.

Any further questions for the LargoBit admin? Any account related issues or things you feel weren’t explained in this review? There’s a couple of communication channels open to members. Mainly this will involve you having to e-mail them directly yourself at the address included on the LargoBit contacts page. There is also a Telegram account, something getting big around the world these days and not just in the HYIP world. There’s a UK postal address where LargoBit are registered as a business, but as usual that can safely be ignored as a virtual serviced workspace and not where you find anyone connected with running the program physically located.

For the record, and it’s not something I believe it’s not something you want to waste too much time pursuing, LargoBit make a very vague claim to be involved “trading”. There’s really little else I can say to expand on this. As always then I would like to remind potential members to stay within affordable spending limits, so spend according to what you can afford to lose rather than what you dream of earning. And if you join LargoBit then try to keep them as a smaller part of a wider more diverse portfolio.

Before I finish with LargoBit and move on to the weekend’s news updates I would like to ask if you wouldn’t mind sharing your own opinions on the program? Good, bad, or indifferent, is LargoBit worth playing or passing? It takes literally a second to vote, is totally anonymous, and will make for more interesting reading once we are looking back at the program at the end rather than looking forward at the start. In other words how many people would make a good and bad judgement call looking at the program today. Please answer the following question:

Will you make an active deposit in LargoBit?

View Results

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Simpfir was added to Premium listing on MNO just an hour ago when I was just about to post, and I believe it may be a program that most of you are interested in. First of all Simpfir is a bi-lingual website – available in Russian and English – with Russian set as default. So when you’re on the website just click on the British flag on the top to make sure you understand everything. Simpfir accepts investments in USD via PerfectMoney, Payeer, and AdvCash, RUB via Qiwi, ETH Ethereum and BTC BitCoins with the minimum to invest generally standing at just $5 if you choose to invest via USD with the minimum to withdraw at only $0.1. Despite the fact that Simpfir promises to pay you from 6% to 8% daily “forever” with your principal locked completely and not released again at any time, you will get accruals every second. Once you’ve signed up with Simpfir and made an investment you will see a timer counting your profits growing and clicking upwards like a stopwatch. So you can make withdrawals as frequently as you like, once you reach the required minimum, of course. Once you make a withdrawal request you will see the money in your account transferred instantly, and for USD withdrawals they are interchangeable completely, i.e. you can invest in Payeer and get paid via PerfectMoney and so on.

The script is a work of wonder from the administration. They’ve created a totally custom-made product made scratch which is always a welcome sign showing a certain level of professionalism from the creators. Simpfir is running on a dedicated and DDoS protected server by DdoSGuard and is fully SSL-protected by Comodo, so everything is alright in regards to security as well. And I’m not even talking about the design of the website which looks quite fantastic to me.

Overall, I believe that Simpfir has a good chance to succeed among my readers as it has all the right ingredients combined in nice proportions – the presence of a unique script and instantly processed withdrawals with the chance to see your earnings growing in real-time and being able to break-even by day 17. A detailed review of Simpfir is going to be published on the MNO blog on Wednesday, but you can check the website to see if it’s worth your while and read the welcome message from the admin dated when the program launched officially three days ago:

Start of the company!
Our company has successfully passed all the verifications and is now ready to go! We offer every investor an opportunity to become independent and free and to receive an incessant profit for life!


I believe the admin of MatrixAlliances has managed to prove all the naysayers wrong and even with a previously used PerfectMoney account from an older fast scam (which he claims to have purchased on the black market when unaware of its history) it’s possible for investors to profit. The first 12-day cycle has been successfully completed as of today and the very first investors of MatrixAlliances that joined the program immediately after its appearance on MNO should have scooped a nice profit from the program’s 10% to 15% for 12 days plan which was explained with examples in my detailed review posted here. If you haven’t joined MatrixAlliances but don’t mind trying your luck now that the program proved its worth you should know that all the withdrawals are processed daily and automatically directly to your e-currency accounts without the need to request them. You get paid exactly to the same account you joined with, be it PerfectMoney, Payeer, AdvCash, BitCoin, LiteCoin, or Ethereum. Just be aware MatrixAlliances will count your deposits in BTC and if you invest via USD or other currency, it will be automatically converted to your required currency on the day, so you should expect different sums of payouts every day. That’s one of peculiarities of MatrixAlliances I guess many investors are enjoying and hopefully they will keep supporting the program with reinvestments which will help it last longer. Here’s the latest newsletter on completing of the first investment cycle:

Hello. Greetings to all our active investors. We thank you for choosing MATRIXALLIANCES LTD !!
We are glad to announce that Today we have completed 1st investment cycle (12 DAYS).
Keep moving forward with MATRIXALLIANCES LTD; we are here to stay and work for you and give you outstanding profits daily.
Kindly check our statistics below: ~| Total Members : 550+, ~| Total deposits : 22.67416398 BTC, ~| Total Payouts : 3.61832401 BTC, ~| Active Online : 12 Days
Our business will continue being in good because of our loyal and supportive members. Our sales are good and stable. The site is continuously progressing and strong. We are entirely grateful for all of your hardwork and active participation.
** Share your Experince and Payment proof also…
*** Share your referral link with your friends, relatives, families and Earn 3 Level Referral Commission 5% – 2% – 1%
Have a more grateful day ahead!
Thanks for supporting us., We will definately grow together !


I don’t know what level of importance you would assign to the company’s rebranding, but that’s what Ykke seems to be boasting of in the latest newsletter issued yesterday. It might be useful to improve the program’s look, but I still believe that investing in the program in its current shape is not recommended. You see, the tokens Ykke is now trying to push hard due to its upcoming alleged ICO, i.e. initial coin offering most probably will never materialize into profits and I would be very surprised if Ykke survives much longer than the release date scheduled for October, 2. Of course, they could provide any lame excuses of delaying the ICO launch and postpone paying double or even higher returns to those unlucky enough to believe the admin’s blatant lies and purchased the useless “tokens” via BitCoin, the only currency Ykke uses. Of course, everyone who invests in the main investment plan paying 3% daily “forever” are risking not reaching the break-even point, considering the end is near. Although you cannot blame the admin who tries his best to still maintain interest in his program and pay current members for as long as possible. By the way, if you were one of the lucky early investors of Ykke (reviewed here) and joined when it was listed on the MNO monitor on day one you’ll have almost doubled your money, as the program has been running for 63 days while paying everyone instantly without any issues. The admin should definitely be commended for his inventive approach to keep Ykke alive and the latest attempt of re-branding sounds unnecessary to me, but appealing to newbies:

Ykke Rebranding
The idea of Ykke Company is realized in a new design concept – a new logo, new icons!
Rebranding as part of our current work and development is very important. We are building a trading platform, here and now we are preparing for the ICO launch, as well we are developing the Ykke Trade Bot.
A unique product will get its brand-name recognition. Some details you can see on the new Ykke logo.
Follow the company’s news to avoid missing important information!


The majority of MNO readers already know that programs out to perform at their best must take Premium Listing and accept Payza for deposits. Did you know that four out of the current Top Five Popular Programs article posted here do so? Just to recap on their quality and longevity they are LaserOnline (reviewed here), TrafficHeap (reviewed here), Respectativa (reviewed here), and BandeiraCorp (reviewed here).

While only experienced HYIP admins can make it possible to accept payments from Payza due to its high demands on them, HYIP investors long cherished the ability to file a dispute with a merchant if a program scams unexpectedly or fund an account via multiple methods including bank transfers, credit cards, BitCoins and other altcoins. Therefore it’s no surprise that Payza has been shortlisted recently as a finalist in an award ceremony to take place in London in November, but even now Payza is proud to be featured in the prestigious nominations list. That can be found in the first update from Payza I’m reposting below. The second is part two out of the series of articles dedicated to the so-called “gig economy” – the model MNO has been working off since its very beginning ten years ago. It looks like this part of the world economy is getting more and more popular with independently minded and Payza is exactly one of the payment processors that provides its clients with convenient business solutions during the “gig economy” boom we’re experiencing now:

Payza Announced as a Payments Awards Finalist in Multiple Categories
The company has been nominated for Best Alternative Payments Project, Best Cross-Border Payments Solution (Consumer), and Payza CEO, Firoz Patel, nominated for Payments Pioneer
LONDON, Sept. 7, 2017 – Payza, an award-winning payments technology company, has been shortlisted in the Best Alternative Payments Project and Best Cross-Border Payments Solution (Consumer) categories at the prestigious Payments Awards. Payza CEO, Firoz Patel, also received a nomination for this year’s Payments Pioneer Award.
Organized by FStech and sister title Retail Systems, the Payments Awards recognize excellence and innovation in the payments sector. Now in their 5th year, the awards have become the benchmark in the card and payment sector, distinguishing those individuals, companies and organizations who have launched and implemented the most outstanding payments solutions, initiatives and projects during the past year.
“We are thrilled to be recognized for three categories this year at the Payments Awards. We owe our success to our loyal international community for whom we continue to serve daily,” said Firoz Patel, Payza’s CEO. “I am personally humbled to be considered for the Payments Pioneer Award. It is an honor to lead the talented team at Payza, which has been bringing simple and affordable online payment and money transfer services to as many people as possible, particularly in developing regions, since 2012.”
This year’s winners will be announced at the Payments Awards Gala Dinner and Ceremony on 16 November 2017, at the London Marriott Hotel in Grosvenor Square. The event was attended by over three hundred guests in 2016, and 2017 is set to be more spectacular than ever.
About Payza
Payza is an award-winning payments technology company. The highly secure platform provides businesses and consumers around the world with practical solutions for processing online payments. Payza supports 26 currencies and serves over 14 million members in more than 190 countries.
Payza serves traditional and emerging markets, providing a wide range of built-in tools including: Online payment processing, online global money transfers, fraud screening, subscription billing, transaction dispute resolution, cryptocurrency exchange services, and global payouts.
More information is available about Payza on its website (, Facebook, Twitter, LinkedIn, and the company’s blog.

Working the Gig Economy: Part 2 – The Benefits for Business
The gig economy is often advertised as revolutionary for workers – it’s a major opportunity to supplement their income or even become their own boss. What’s harder to define are the many unexpected benefits of the gig economy for employers.
This article is the second of our 3-part series. If you’re a freelancer who works “gigs”, check out: Working the Gig Economy: Part 1 – Modern Work.
What is the Gig Economy?
Defined by TechTarget as “An environment in which temporary positions are common and organizations contract with independent workers for short-term engagements”, the gig economy turns the traditional employer/employee relationship on its head. In some cases, this replaces a reliable permanent workforce with inconsistent temporary labor, but it also allows businesses to engage with high quality talent from all around the world, employ experienced specialists for specific tasks, and cut down on overheads and wasteful busywork.
The movement toward the modern gig economy has, with some exceptions, been a bottom-up development. After the great recession, the workforce had little faith in traditional job security and less loyalty to their primary employers, instead opting for multiple diverse income streams. For numerous reasons (some of which we will go into below), convincing employers that this is a good idea has been a bigger challenge. In this article, we argue that businesses do stand to benefit a great deal from the gig economy and should be open to engaging with non-traditional workers.
Today, non-traditional workers, including independent contractors, on-demand workers and remote workers, already make up to 30 percent of the workforce. In the UK, more than 74% of independent workers have stated a preference for independent work over traditional job security and according to the Freelancing in America 2016 report, 25% of U.S. workers employed in full-time, permanent positions are also moonlighting as independent contractors. In light of the gig economy’s prevalence in today’s digital marketplace, let’s address (and dispel) some of employers’ biggest concerns:
Keeping Track of Remote Workers
At its most pessimistic interpretation, the modern employee’s desire to work from home is thought of as laziness by some old-fashioned employers. Your staff just wants to sleep in, slack off, and have no oversight. But Dell and IBM, early adopters of remote labor, discovered that when they switched from the office building to a distributed team, productivity actually went up. This was made possible by a number of factors:
– Remote workers have more workplace satisfaction, because their workplace is whatever they want it to be.
– They are more willing to work outside of the traditional 9 to 5, Monday to Friday schedule.
– Office management costs and man-hours go down sharply the more of the workforce is distributed.
– Modern communication platforms designed specifically for distributed teams (such as Slack) allow for a structured workday with open dialogue and scheduled meetings even when teams are spread around the world.
– When looking for the best candidate for the job, businesses are no longer limited to a hiring pool within commuting distance of the office.
Don’t Fear the Side Gig
When we talk about the gig economy, we tend to focus on freelancers, distributed teams and self-employed people. In reality, the vast majority of gigs are actually performed by people who have traditional, full-time salaried positions and just want to earn a little extra cash on the side. These kinds of side-jobs have historically had a bad rap; many employers see side-gigs as a sign of employee disengagement or lack of loyalty and are concerned that their staff are at risk of being recruited by a competitor.
Employers typically want to protect and retain top talent and, in their minds, the gig economy threatens to lure good workers away in favor of entrepreneurial aspirations and more autonomous work schedules. The risk of that is actually quite slim: a survey from Career Builder found that 71% of workers with side-gigs had no intentions of leaving their full-time job. Encouraging your employees to take on side-gigs can have a great number of benefits:
– Workers are creatively engaged by side-gigs, increasing their confidence and career satisfaction.
– New jobs require workers to hone new skills, which will then increase their value to their primary employer.
– Supplementary income increases the quality of life of the employee at no cost to their primary employer.
Businesses have a great deal to gain from the gig economy. Autonomous, self-driven workers tend to be more creative and take more initiative. Distributed teams empower businesses to engage with the world’s top talent. Temporary labor allows businesses to scale rapidly according to their needs. Remote workers with diversified income save businesses huge amounts in overhead costs, and there are many hidden benefits beyond just these. So if you were concerned about how the gig economy is going to affect your business, we hope we’ve put your worries to rest. Just embrace it!
A Payza Business account makes it easy to complete your payouts with just one click. Send money to employees, freelancers, contractors, affiliates and suppliers, and keep track of your payments with Payza’s detailed Transaction History. Just upload your payroll spreadsheet and send money to anywhere, from a few people to a few hundred, instantly!
Join the millions of businesses and individuals around the world that use the Payza payment platform to supplement their income and to manage their business. Do you have experience with the gig economy? Let other readers know by leaving a comment below.
For more information and to stay up to date with the latest Payza news, be sure to subscribe to the Payza Blog and follow us on Facebook and Twitter.


Unfortunately I have to finish with the announcement of two scams both of which stopped paying yesterday – ControlFinance and CryptoMineHoldings.

Regarding CryptoMineHoldings I can’t really say anything positive, as I found the program nothing special which I honestly stated in the review posted a couple of weeks back, when it just started. CryptoMineHoldings promised to pay 5% to 7% over a period of 30 days, but sadly it collapsed in less than two weeks with no one in profit. The admin apparently had no talent or desire to create anything that would make people talk, but rather created a tool to fill his pockets. He had absolutely no interest in his program’s status on the MNO monitor and I had to change it several times after instant withdrawals were suddenly disabled and then enabled again. In my critical article on CryptoMineHoldings posted a few days ago I believe I clearly expressed my negative feelings towards the struggling program, and hopefully that alone saved some of you from joining. In any case – the final result of CryptoMineHoldings is appalling and I believe an ape would have run it better than this admin. Dreadful rubbish!

As for ControlFinance, the overall result of over 100 days online was not that bad compared to the previous example. However, one must remember that the program used to pay from 1% daily and that was barely enough to break-even only for the very first investors of the program. In this case, it’s a typical example that a relatively well-organized HYIP lasted a while, but was more or less useless and a waste of time for everyone participating. It’s especially sad that ControlFinance has scammed at the very start of a promising autumn season that will see some of the remaining long-running programs soar. In that case, nothing really helped to maintain interest in the program, however, I believe that under a more sophisticated and less selfish management ControlFinance would have been much better. It’s a pity that HYIP investors have to deal with such talentless hacks like ControlFinance that will leave nothing positive. Please do not invest in ControlFinance or CryptoMineHoldings anymore as both programs have been moved to Scam status on the MNO monitor!


Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky list: –
From MNO Premium list: LaserOnlineTrafficHeapRespectativaFatFunds, BandeiraCorp, AurumBankChainGroupService, AlpexTrade, CoinreumSimpfir (the first instant payments received).
From MNO Standard list: YkkeMatrixAlliances, LargoBit.
From MNO Basic list: UKPMECryptoMasterAltenergyVenturesGroup.

That’s it for today, guys. Enjoy the weekend and I’ll see you on Monday with the full review of Coinreum and the latest news from the biggest programs in the HYIP industry. Not to miss anything important please remember to follow MNO on Telegram, Facebook, and Twitter, and subscribe to the daily news to be sent directly to your email address here. MNO – For Money Lovers!

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