Nov 6th, 2017 Archives

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Beware! Bitosy has stopped paying! Do not invest there!

Hello all! I hope the weekend has been going well for you so far. I think I’m going to be publishing a bit more often on the MNO blog this coming business week due to a sudden surge in new high grade programs coming to the MNO Premium List on my monitor. So I want to continue with what I guess would be considered almost a “classic” style HYIP at this stage by taking a look at Bitosy, which as we shall see is following rather than setting trends in the industry, but if they are offering what people want then fine. Bitosy has been online now just long enough to complete its first investment cycle and joined MNO last Tuesday. It’s already turning out to be quite popular among readers which is no real surprise because as I just said, they are providing plans that investors seem to like at the moment. So let’s take a closer look at Bitosy and what they have to offer, and see if you too want them as part of your portfolios.
There’s basically just one investment plan in Bitosy, though there are some variations available for the bigger spending investors. Generally speaking it follows the popular 12% for 12 days model for most investors, one that you’re no doubt familiar with by now given the number of successful (and not so successful!) programs that have used it in the past. So, you can join Bitosy for a $10 minimum deposit. Anyone spending up to a maximum limit of $999, which I guess includes most investors, is offered 12% interest back on this per day. The term runs for 12 calendar days, at the end of which you should emerge with payments coming to a grand total of 144%. As Bitosy are including your principal as part of the payments so that leaves you with your own money back plus 44% net profit.

There’s hardly a need to give an example of this works at this stage, though perhaps for the sake of anyone new to the HYIP industry let’s just say you were to invest $100 with Bitosy. They will then pay you back $12 per day for the following 12 days. You reach the break even point, that is to say you earn back an amount equivalent to your initial deposit after nine days, and see out the term with $144 paid back to you in total. That’s your own $100 plus $44 in profit.

If all goes according to plan for Bitosy then larger investors might do a little better from the enterprise. Deposits in the range of $1,000 to $4,999 are offered a daily payment of 14% for the same 12 calendar day term. With your principal included that’s 168% in total, or your own money back plus 68% net profit. The break even point is after eight days which is when Bitosy also makes your first actual profit payment.

Lastly then for the most serious players prepared to spend upwards of $5,000 with no stated maximum then Bitosy offer an even higher rate of 18% per day for 12 calendar days. It’s a difficult one to sustain though I wouldn’t be overly worried about it draining the program’s cash reserves. Given the high cost and high risk it’s unlikely to attract many takers. But just for your information, Bitosy offer a total return of 216%, or your own money back plus 116% net profit.

Payment options are pretty good, or at least with enough of a choice to give everyone who wants to join Bitosy their preferred processor or a good alternative. For those of you still favouring the more traditional style third party payment handlers you can choose from PerfectMoney, Payeer, Payza and AdvCash. And if you prefer the more direct route of using your own digital e-currency then Bitosy are also working with BitCoin. Even better news for investors is that payments to investors are instant. You will still need to log in to your Bitosy members account area, submit your withdrawal request in the usual manner, and the money should be with you in under a minute. Please note that this does not currently apply to BitCoin where withdrawals are still made manually. In this case you should allow up to 12 hours for your request to be processed. BitCoin users should of course also remember to allow for the required transaction confirmations.

Moving on to some of the more technical aspects of the Bitosy website now such as design and site security, a lot of experienced investors will probably recognise the script straight away. If not, I can confirm that it’s from GoldCoders and that it is under license. So it shouldn’t pose any problems when it comes to navigation, and the whole process from joining to investing to getting paid is all quite user friendly. For an extra layer of protection you will see a secure SSL connection provided by Comodo for safer browsing of the Bitosy website and more secure transactions. For a hosting provider the admin has gone to CloudFlare who are of course a respected name in the world of mainstream business. They have Bitosy on a dedicated server with their tech support and protection from malicious attacks. Downtime is unlikely, and most likely negligible if it did occur.

If you have any further questions for the Bitosy admin or any account related issues that need to be dealt with then there are a couple of ways to get in touch, stopping by as always to study the FAQ section beforehand of course. You can then either fill in your details on the online support form and and submit it through the contacts page on the Bitosy website. Alternatively you can simply write directly to the admin at the listed e-mail address. There’s talk, and that’s all it is at the time of writing, that Bitosy will soon be translated into a number of different languages. It will benefit the program greatly if and when it happens, so I’ll report on it further here on MNO if there are any developments.

That’s about it really. Simple and to the point, nothing complicated and an easy decision for you – you either like programs like Bitosy or you don’t. For the record the alleged business behind the program that’s supporting the payments is trading of crypto currencies. The fact that they only accept one such currency in the form of BitCoin for investments but none of the countless alternatives now available says enough about that I think. But for the sake of newbies I’ll just remind you that even if this was true it still doesn’t make it profitable. But as most of you know what you are doing and are OK with the risk you take in this industry then I can only remind you to be sensible. Spend an amount you can comfortably afford to lose and easily earn back from your offline salary, and if joining Bitosy then do try and keep them as a smaller part of a wider more diverse portfolio.

Just before we leave Bitosy for today and move on to the news section I hope you won’t mind sharing your own thoughts on the program, if you have any, with your fellow MNO readers. Please give your own first impression of the program by answering the following opinion poll, which hopefully will show more interesting results later in the coming weeks if Bitosy succeeds in growing into something more substantial than what we see today. So:

Will you make an active deposit in Bitosy?

View Results

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LaserOnline holds its position as the highest-grossing program in the HYIP industry and with some of its major rivals already out of the game it appears that it’s still gaining momentum. Whether it’s close to saturation point or already past it is up for heated debate considering LaserOnline has lots of fans. Though personally I myself would not be convinced that the program will keep its leading position in the industry for much longer, but I could be mistaken and only time will tell how much longer LaserOnline will keep paying. So far it’s been a great run and into its fifth month now LaserOnline pays 12% for 12 business days with payments being done automatically by the script when a countdown timer in your account reaches zero to BitCoin, LiteCoin, Ethereum, Dash, BitcoinCash, Payza, PerfectMoney, Payeer, and AdvCash accounts. The minimum to spend starts at only $5 and there’s a chance to earn a potential 44% net profit on your investment in just two and a half weeks. While I’ve described all the major features of LaserOnline in the detailed review posted here, you might still want to hear directly from the program’s alleged CEO, a man named Antonio Garley, who recently recorded and released a seven minute video where he answered some common questions from LaserOnline clients to the best of his knowledge as a hired actor, of course. The video has now been embedded in the MNOVision page, as I find it amusing what lengths LaserOnline can go to attract a new audience. Of course, the program is an online HYIP and it won’t last forever, but so far it’s been a tremendous success and will always stay in our memory as the best program of the year, no matter what happens next. And over ten thousand stories of success posted by satisfied members is further proof that LaserOnline will exist for as long as investors keep supporting and promoting it. Another point from one of the two latest updates re-posted below for your convenience is that LaserOnline has its own dedicated Database of articles which is yet to be filled with new material:

When you hit true success, you see it right away. When thousands of users at Laser Online are happy with services we provide, it is very hard not to notice such a community. Despite any skepticism here we are, celebrating our first but not the last 10,000+ success stories!
As usual – no moderation involved, sign up, receive your daily profit and send us your Success Story today!
Create your own video testimonial & receive a guaranteed cash gift at your e-wallet right now!
Become an active part of LaserOnline Community development!
Read clients stories or see customer’s feedback at the homepage
Get started with LaserOnline today!
Subscribe to LASER DATABASE Today!
Get important platform’s updates & articles all together!

In this video I will try to describe everything about our 12% investment plan’s reliability and why is it actually the most stable offer at the market in a first place


Bitcy (reviewed here) has launched a representatives program recently, but unlike many other programs the conditions of participation and earning some extra commissions from referrals are quite harsh. The requirement is to have an active deposit in the program of 0.125 BTC which is about $1,000 at current exchange rates (Bitcy only works with BitCoin and doesn’t accept any other currencies) seems not to be so appealing people, unless they’ve already invested that much in the program and would like to supplement their income with greater promotional rewards. Besides, the request for a representative position will be considered within seven days, so it’s quite a long time before getting approved. If you don’t wish to be a Bitcy representative you can still invest in either daily or hourly paying plan with the principal back on expiry – 2.3% for 15 days, 2.6% for 25 days, 0.13% for 1440 hours – or go for a riskier option instead with a once off payment on expiry – 155% after 15 business days, 550% after 20 business days, 1700% after 40 business days, 1200% after 60 business days, 7000% after 100 business days. Note that withdrawal requests from both plans are processed by the admin of Bitcy manually and it might take up to 72 hours before you see anything sent to your BitCoin account. Here’s the latest on all that:

Representatives page added: get extra bonuses
It’s been decided by the Bitcy’s management to encourage active partners who help in the promotion of our international platform. To do this we have added Representatives page with special conditions. Now you can earn even more by inviting new investors to cooperate. To become our official representative you must meet two conditions:
1. To have active deposits for a total of 0.125 BTC minimum (if necessary, make deposits to reach the sum mentioned above).
2. Apply by filling in the form below:
Wait for the confirmation of the application (the processing time is up to 7 days). Becoming a representative of the company, you will get an increased bonus of 10-2-1% on the referral program. Your profile will be displayed in the “Representatives” section and, accordingly, the visitors of the website will see you. Help people from your country learn about the benefits of Bitcy Limited and receive interest from each deposit of attracted investors.
Unite with like-minded people from all over the world: together we can do even more!


If you read my introduction of CryptoSolution posted a few days ago you might know that there used to be quite a lot of investment plans available. Actually, I count no less than six and many with the same maximum limits to invest which puts them outside the reach of the average investor. I must say that the admin took my criticism on board and simplified the plan structure leaving new investors with fewer choices between three offers (those who invested in the old plans won’t be affected and will still be paid under previous terms). So, the new plans from CryptoSolution which I will discuss in the upcoming review tomorrow now include – 4% daily for 30 calendar days, 5% daily for 30 calendar days, and 27% weekly for 5 weeks. Withdrawals are still going to be processed manually within 24 hours, but all deposits are now credited instantly. By the way, the name of the program apparently derives from crypto-currencies as they are the only payment methods you can use here. However there’s a huge variety and you’ll be spoilt for choice – BitCoin, LiteCoin, Ethereum, BitcoinCash, EthereumClassic, DogeCoin, Lisk, BitConnect, Zcash, Dash, Monero, and Ripple are all accepted by CryptoSolution. And one more update – the site was unavailable for a few hours over the weekend, as the necessary DDoS protection had to be installed to make CryptoSolution more resistant to malicious attacks. More on the program’s main features and plans will be covered in the review tomorrow.


If you’ve been with ChainGroupService for quite some time you might know that the program which is running off a completely custom-made script is constantly developing to better serve investors. Now you have an opportunity to change your upline in the program for up to two weeks after the original sign-up, so you can now change it to MNO if you wish to get access to my full support and assistance you might need when dealing with the admin of ChainGroupService:

New investors can change upline ID within 14 days after signup themselves:”.

Actually, since ChainGroupService (reviewed here) upgraded its listing on MNO to Sticky and purchased a top banner for one month I can see a clear surge of interest among my readers towards its unique investment plans. While there is only one claimed directly by ChainGroupService itself (paying 0.2% for 500 calendar days with principal return on expiry), other more lucrative offers are presented as run by totally independent trading groups with ChainGroupService used as a third-party escrow service. That way six other investment offers with variable daily returns and different compounding and principal withdrawal options – 0.1%-5% for 90 days, 0.1%-10% for 120 days, 0.1%-6% for 180 days, 0.1%-3% for 250 days, 0.1%-1.7% for 300 days – are totally separate from the main program. They have their own compensation fund scheme that might be triggered in the event of a premature closure of a trading group. That has yet to happen though, as ChainGroupService has been paying well on each and every investment offer, however, you should be aware of the very wide gap between possible minimum and maximum daily earnings which can be as low as 0.1% on a bad day. Note also that withdrawals from ChainGroupService have to be requested from the member’s account area and are all subject to a 0.5% fee automatically deducted from each withdrawal request. They are then processed manually to members’ PerfectMoney, Payeer, AdvCash, or BitCoin accounts, and they may take up to 24 hours before you’re paid by ChainGroupService. The investment minimum however starts from a very affordable $5, so there is simply no excuse for anyone to skip this wonderful program paying for over three months already.


TradexTop (reviewed here) is now on its third week online and having been on MNO since day one many people have already profited from the program’s shortest 2% for 7 days and 2.5% for 14 days plans with principal return on expiry, and the bravest might have already been paid from 150% after 15 days plan as well. Other longer term investment plans which you can choose to invest from in TradexTop include 3.1% for 21 days, 3.8% for 28 days, 4.6% for 35 days, 5.5% for 42 days (all paying the principal back on expiry) and a once-off paying 190% after 20 days, 240% after 25 days, 300% after 30 days offers. TradexTop works with various payment processors – PerfectMoney, Payeer, AdvCash, BitCoin, LiteCoin, Ethereum, NixMoney, Zcash, Dash, Dash, and BitcoinCash. The vast majority of withdrawals are processed instantly – a fact that is definitely popular with the program’s members.

Among the latest updates from TradexTop is the translation of the website into two more languages – French and German – that is should strengthen the program’s positions internationally. Now browsing the TradexTop website will be easier for them as well, as the respective announcements were made over the last two days:

Website version in French is now available
Dear Friends, our website now supports French. It is now even more convenient to invest and earn with TradexTop for French-speaking Users.

Website version in German is now available
Dear Friends, our website now supports German. It is now even more convenient to invest and earn with TradexTop for German-speaking Users.


From now on you’ll be able to resolve any issues and get your questions answered in real-time on the ResonanceCapital website which recently launched Live Chat support for their online customers. Both existing and potential investors of the program who invested in one of the plans in ResonanceCapital – 28% for 4 weeks, 6%-6.2% for 24 weeks, 3.3%-6% for 48 weeks starting from $50 via PerfectMoney, Payeer, AdvCash, BitCoin, or NixMoney – will now be able to benefit from this new service at their disposal. Other updates from ResonanceCapital (reviewed here) include the latest weekly and monthly trading reports where one can see that the investment activities of the company bring some good profits. However, regular MNO readers should know that you should never trust any claims of successful trading because it doesn’t make any program less of a risk than others. With ResonanceCapital and its constant attempts to convince general public in their profitable trading it’s especially important to remember. Below you will find all the latest news from the program:

Hello, dear ResonanceCapital customers.
We are pleased to announce excellent news that a direct link to ResonanceCapital technical support is now operating in your back office.
This means that after entering “Messages” section of your back office, you will see a special dialog box where you can start online communication with Company’s technical support. This will allow you to minimize time for clarification of your question, or solving any technical errors that arise in the course of working.
You probably know that any web-based system, even the most perfect, always requires modifications and improvements. We, in turn, also we realize that perfection has no limits, so we are always waiting for your messages and suggestions and prepared to promptly come to your assistance, in parallel making the functionality of our site even more user-friendly and multifaceted.
Yours Faithfully, ResonanceCapital

Hello, dear customers of ResonanceCapital.
Our financial department prepared a trade report for the fourth week of October (10.23.17-10.29.17) and today our financial department started preparing a trade report for the first week of November.
The trade report for the fourth week of October (10.23.17-10.29.17) in PDF format:
IPO Market
Penny Stocks
Stock and futures market
Full report in ZIP archive
The last week of October turned out to be glory. All directions proved to be the best, and for example, Forex and the stock market managed to overcome the bar in 60% of profit, which is an incredible result.
I would also like to note the market of crypto-currencies, which accounted for 26.33% of the return on investment, or 18.43% of total capital, since 70% of all funds were invested in this area.
Dear customers of ResonanceCapital, follow our news and share information with your investors.
Yours Faithfully, ResonanceCapital

Hello, dear customers of ResonanceCapital.
Our financial department prepared the total trading report for October 2017.
The first week of October 2017 (10.02.17 – 10.08.17)
The first week of October was cautious but profitable. A small number of transactions brought good profits. The only direction that did not please with its results was the IPO market.
Trade in the currency and stock market was good and positive, it was possible to complete the week with a profit of above 30%. Due to a large share of investments, cryptocurrency takes the leading position on the overall profit.
Total profit: 14,045%
The second week October 2017 (10.09.17 – 10.15.17)
In the second week, trading in the IPO market changed for the better becoming the leader of the weekly report on the percentage of investments. But Penny Stock failed.
A small growth compared to last week is seen in the cryptocurrency, which cannot but rejoice. Forex and the stock market brought the average profitability.
Total profit: 15,02%
The third week of October 2017 (10.16.17 – 10.22.17)
Almost all financial instruments showed similar profitability this week. Penny Stock was the best one – it was possible to catch an excellent movement and earn 63.4% of the invested funds.
Our main direction – the cryptocurrency – continues to gather momentum and this week was no exception. The overall result was 19.29%.
Total profit: 19,29%
Fourth week of October 2017 (10.23.17 – 10.29.17)
The last week of October can be called great because it was possible to earn 25% of the profit from investments in each of the instruments. In Forex and the stock market, it was even possible to earn 60%, which is an outstanding result. We consider that it was possible to earn such profit due to our professionalism.
The trade with cryptocurrencies also pleased with its result, despite the fact that it was possible to earn 26.33% of investments and 18.43% of total capital – do not forget about the increased risks in other directions and more cautious trade in the cryptocurrency market. This approach will give a stable result in the long term.
Total profit: 27,94%
October 2017 trading results
October is a profitable month because results exceeded our expectations. First, in all instruments with investments of 5%, it was possible to earn more than 100%, that is, to double investments. It is possible to earn such profit if follow right approach.
Most of the profit was from the cryptocurrencies – 52.8%. Here, the largest number of transactions was made, investments of 70% in this direction fully pay off itself. Compared with the previous month, here is a clear growth.
Total profit for October 2017: 76,3%
Dear customers of ResonanceCapital, follow our news and share information with your investors.
Yours Faithfully, ResonanceCapital


Just to wrap things up for this Monday I want to look at the results of the last opinion poll that was on the MNO TalkBack page over the last week and replace it with a new question. Both polls relate to the growing influence that digital e-currencies, mainly BitCoin of course but there are countless so called “altcoin” alternatives, are having on the HYIP industry. The explosive rise of BitCoin both in popularity and value should probably tell its own story, so there’s probably no need for me to go into any lengthy explanations as to how or why this happened, it’s simply an undeniable fact that it did. But with so many different currencies and huge fluctuations in value and exchange rates it can be hard to keep track of everything and see what exactly is the best option for you from one day to the next. With that in mind then I asked the question: Would you make use of an integrated Live crypto-currency exchange rate widget on MNO?

The answer unsurprisingly was a resounding yes, with a 57% majority of you saying “Yes, it would be useful for me”. A further 25% of you were I suppose enthusiastic but just a bit more guarded, saying you would us it “If better than the service I currently use“. Only the remaining 18% voted “No, this does not interest me at all”, which is a fair enough answer for anyone, as suggested, has no interest in such things. As it was very clear quite early in the poll which direction the vote was going in I decided to take action, no point in waiting around too long after all, and have now installed the widget. For now you can only use it on the blog page Just below and to the left of the shoutbox), however I’ll be adding another one to the monitor page later today where it might be more useful for you.

My next question for you then is from all the more popular alternatives to BitCoin which is now almost universal in the HYIP industry, which one would you like to see being used more often. People will all have their personal favourites, and there isn’t really any right or wrong answers. It’s just your own experience with them that determines which is the best fit for you. So, the question is:

Which alternative to BitCoin would you like to see used more often in the HYIP industry?

– LiteCoin, – Ethereum, – Dash, – Zcash, – BitcoinCash, – EthereumClassic, – Ripple, – Monero, – DogeCoin

As always thanks in advance for voting, your input is always much appreciated. The poll will stay open on the MNO TalkBack page here for around the next week or so. Remember that voting is always anonymous, untraceable, and literally just takes a second.


Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky listChainGroupService.
From MNO Premium list: LaserOnlineCoinreum, BitcyBiostryBitosyTerminalSkyNetAlpexTrade, FatherBest, CryptoSolutionOctoin.
From MNO Standard list: Raizex, TradexTopLifeBit.
From MNO Basic list: InvestellectHouseHash.

That’s all for today, guys. Thanks for reading and stay tuned for more reviews of new promising programs you can find on the MNO monitor and be ready for possible new additions as well. Over the next few days you’ll find reviews of CryptoSolution, Octoin, and FatherBest – all scheduled before the weekend. Make sure you stay updated on all the latest events in the HYIP industry by subscribing to the regular newsletter from MNO here, or follow MNO on Telegram, Facebook, and Twitter. If you have any questions or suggestions you can contact me here and any input on what your favourite altcoin in the HYIP industry would be appreciated here. I will most likely be back tomorrow, so stay tuned, as MNO is For Money Lovers!

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