The investment plans available from the program are quite straight forward, but what gives HoldingsTrade a slight edge over their competitors is that despite being a long term program themselves, is that they will also appeal widely to a short term audience as well. Basically this is down to the fact that offer a “get out early” clause in their plans that allows you to withdraw your principal and leave the program at any time, absolutely free of charge. So despite 60 calendar days being the suggested investment term, effectively the real term is determined by the individual member. Personally as a monitor I’m approaching HoldingsTrade as a long term HYIP and will be staying for the full duration, but if you have other ideas then do your own calculations according to what you’d like to take from the program.

So getting to the finer details of the plans themselves, well, there’s really only one of them. But there’s three variations depending on how much you’d like to invest. The investment term runs for 60 calendar days and you can join for a $10 minimum deposit. In return, HoldingsTrade will make a daily interest payment to you, and then return your principal on expiry. The only thing determining the rate of interest earned by you is the size of you deposit.

So for deposits starting from the required $10 minimum up to a top value of $199 HoldingsTrade pay 3% per day. At that rate you would expect to break even (assuming you’re staying for the full duration and not taking the opportunity to leave early) after 34 days and finish the term with payments that add up to 180% in total. This will then be your net profit once HoldingsTrade return your principal.

If you’re prepared to risk a little extra then the rewards increase accordingly. For example an investment between a $200 minimum up to a value of $4,999 will receive a daily payment of 3.1% interest for the 60 day plan duration. That would accumulate to 186% by the completion of the term which will be your net profit after HoldingsTrade return your principal as promised.

I think those two options would pretty much cover everything for the vast majority of readers, but just in case there’s anyone prepared to go in with $5,000 upwards (no maximum limit) then the offer is 3.2% interest per day for 60 calendar days, with HoldingsTrade again returning your principal on expiry. That leaves you with a net profit of 192% once the HoldingsTrade admin returns your principal.

Payment options at the moment are unfortunately limited to just LibertyReserve, though considering they remain very much the number one choice for most investors anyway I doubt it will be too much of a hindrance. More choice brings more growth, but it won’t stop HoldingsTrade from expanding at all either. One security concern the admin had to take swift action over was the use of instant payouts. These were made briefly by the program, however due to repeated (and failed!) hacking attempts he was forced to take the precautionary measure of disabling them. Sure, I know we’d all like to get paid faster but there’s too many crooks out there preventing the decent investors like yourselves from enjoying this industry so under the circumstances he did the right thing. They may or may not be re-enabled at some point in the future (I really don’t know) but meanwhile they’re still being made pretty quick anyway. You will need to log in to your HoldingsTrade account area to request the payout, and once made the admin should have it fully processed within 24 hours.

A couple of other quick points I want to make about the plans is that first of all compounding is allowed if you would like to try it. I myself would prefer to avoid it, though it’s purely a matter of personal choice. But if you want it then you can fix the rate yourself upon joining. The other point regards the withdrawal of your principal. As I already told you you can take your deposit back from HoldingsTrade at any time you wish to leave without any penalty fees being charged. The thing is that you do not need to contact anyone or ask for it as such. From inside your members account area you will find a tab that allows you to withdraw your principal completely. Just click on that, which in turn opens another form that you fill out and submit, and you should have your money back within 24 hours.

The script HoldingsTrade is running off is a well known licensed version of ProBizScript which I consider quite safe based on previous experience. Hosting is on a dedicated DDoS protected server from BlockDos, and although there was some downtime a couple of days back one of the improvements made has been the upgrading of their protection so this should not be an issue again. The website is SSL encrypted and for customer support you can get in touch with the admin by using the Live Chat feature which unusually for the online HYIP industry does actually work, or by filling in the ticketing form and submitting it. HoldingsTrade also maintain a good level of communication through other mediums as well such as their own blog and their own forum. Away from the website you can also find social networking pages such as Facebook and Twitter. Overall though the site is quite well organized and laid out.

As far as the website content goes, HoldingsTrade has more graphics than texts. Which is just as well because a lot of what texts they do have are copy/pasted from other sites. All that means to me is what I would have told you anyway, regardless of the texts – ignore all claims of this being a genuine financial company and treat it as you would any high risk venture where the owners are untraceable. That means establishing a clear and affordable spending limit that you will never break as a priority, and trying to keep HoldingsTrade as a smaller part of a more diverse portfolio.

DAILY NEWS FROM THE INDUSTRY

INCOMEINT – NEW FORUM LAUNCHED

It’s already undeniable that IncomeInt (reviewed here) has managed to become a very popular program in the HYIP industry paying on two investment plans – 110% after 5 days and 130% after 10 days – for nearly a month now. In my opinion the admin Eric (interviewed here) is the reason for the growth of the program accepting all the popular payment processors – LibertyReserve, PerfectMoney, AlertPay and SolidTrustPay – and processing payouts promptly and several times per day. More activity and new features from IncomeInt were shown already in the first bi-weekly newsletter which is now available for download on the program’s website and more will come in the second newsletter expected in a few days. I look forward to that as there will be more information available on the innovative features available for all the active members who want to promote the program and explain it to newbies in exchange for some benefits. I guess this will be a variation of the regional representative program available on other HYIPs but knowing Eric I would not be surprised if it’s going to be something really different from anything else in the industry. Anyway, those interested will find more information soon. As for the today’s newsletter the main emphasis was put on the addition of IncomeInt‘s own forum which all the members are welcome to join and ask any questions as well as share experiences with other investors. The latest update from InconeInt is below:
“Forum and leaders application form added
Dear investors,
As we promised you a couple of weeks ago, we created our own forum and it’s now ready to be used. It’s located at www.incomeint.com/board and everyone is welcome to join us so feel free to tell your referrals to register in our forum if they want to know the program a little better before investing. Important announcements will always be sent via e-mail but using the forum is a great way to communicate directly with IncomeInt‘s administration and other investors like you so please make yourself feel comfortable in our board.
Also, our investors can now subscribe for a Leader account by filling a short form here. A Leader is someone who can, somehow, contribute to IncomeInt‘s development when it comes to helping new people in the industry, being active on forums, blogs and Facebook. There will be many benefits for IncomeInt‘s Leaders, including extra referral commission bonuses so don’t miss the chance to become one, we will tell you what the first benefits are in a couple of days, once there will be more people signed up. There will be more details about it in our next bi-weekly newsletter, which will be sent in a few days!
Regards, Eric Noys
IncomeInt Administrator”.

GIBRALTARFINANCIALGROUP – REF COMMISSIONS INCREASED

Most probably to encourage promoters and stay ahead of the competition the administration of a popular short-term program GibraltarFinancialGroup (reviewed here) has decided to increase referral commissions from 1% to 5%. I believe that such a drastic increase could turn in some potentially good promoters who would like to earn some extra bucks on top of the good returns to LibertyReserve and PerfectMoney from the investment plans available already – 105%-127% after 1 day, 116%-190% after 3 days, 128%-267% after 5 days, 141%-355% after 7 days, 190%-650% after 15 days, 300%-1300% after 30 days. Here is the full update posted today:
“5% Referral Commission now!
In care and appreciation for all of our dearest client and as the proof of our well developed and good funds management strategy GibraltarFinancialGroup proudly announce that now, we are giving 5% for referral commission to our clients. Feel free to bring everyone and anyone be it your family, brother, sister, neighbor, colleague, anyone to join with GibraltarFinancialGroup, and give them taste the happiness, joy, and prosperity with GibraltarFinancialGroup.”

SENROSGROUP – ALERTPAY ADDED

After nearly two months online the admin of SenrosGroup (reviewed here) has finally decided to add AlertPay to the list of accepted payment processors, joining LibertyReserve and PerfectMoney. I believe that as in the case with LR and PM the payouts to AlertPay should be processed instantly by now. I would like to remind you that SenrosGroup has three investment plans all of which return your principal on expiry – 1.5% for 15 business days, 1.8% for 25 business days and 2.5% for 50 business days. As SenrosGroup has been online for quite a long time the first investors should be in profit by now. Those who are can if they wish express their gratitude on the program’s Facebook and Twitter accounts the links to which were also given in the latest short newsletter from SenrosGroup issued today:
“AlertPay Now Being Accepted
Greetings to everyone! Today we have got an outstanding news for everybody interested in SenrosGroup. As per your multiple requests we have added AlertPay as a third payment gateway at our investment platform. It has been tested and appropriately integrated, so from now on you can invest your funds using a safe and secure payment platform AlertPay provides. Stay tuned for more updates from us soon!
Please do not forget to follow us on Twitter – https://twitter.com/senrosgroup
And ‘like’ us on Facebook – http://www.facebook.com/pages/Senros-Group/237897199625160”.

FACTUNION – NOW ON KODDOS

As promised yesterday the admin of FACTUnion Amelia (interviewed here) confirmed today that her site has been successfully migrated from NVH servers to the more reliable Koddos which will be able to offer more capacity due to an ever growing number of members. Investors can expect instant payouts to their LibertyReserve, PerfectMoney and AlertPay accounts from the following plans – 4%-5% for 30 business days (interest credited every hour) and 1.2% for 150 calendar days. As with every server change the site of FACTUnion (reviewed here) might not yet be available for everyone and the admin asks you to be patient and wait until the site is fully back online with improved and faster functionality now:
“Hosting transfer has been Completed
Without continual growth and progress, such words as improvement, achievement, and success have no meaning.” – Benjamin Franklin.
This is a quick email to notify that we have successfully moved to new hosting service provider. We are on a secure and DDoS protected network, this move should resolve all previous issues such as slow website performance, email delivering to junk folders and on top of all PerfectMoney payments are also Instant now. If the our site is still not accessible for you, you might then have to wait up to 48 hours (totally dependant on when your ISP updates their DNS records).
Thank you very much for your kind support!
Regards, – FACTUnion / Management.”

MNO FACEBOOK OPENING AND SHOUTBOX REGISTRATION

I am glad to announce that today I finally started posting on my own Facebook account and that from now on MNO blog will be presented on the two most popular social networks – Facebook and Twitter. You will be able to find the links to my latest posts and ask me any questions. I will be glad to see you all on my Facebook here and hopefully this will improve the communication with readers and help you stay in touch with the latest updates. If you want to support my work please “Like Me” on Facebook or become my friend there. I will be looking forward to getting in touch with you more often there and will try to check it at least once per day!

And just to remind you all that another way to communicate with me and other MNO readers would be to join the MNO ShoutBox for which you will have to send your desired username and password to abramsonp@gmail.com for account activation. That feature was made necessary to prevent spam but now I can see the discussions there are done in the most decent manner for which I express my sincere gratitude to all MNO readers. Anyway, if you wish to join this interesting discussion on the most visited ShoutBox in the HYIP industry please contact me and I will activate your account in no time. Thanks a lot for making MNO blog a unique source of information and contribute to the benefit of the HYIP investment community!

INTRODUCTION OF PROFITSMAX

A new program has been added to MNO’s Premium list late last night – ProfitsMax. I believe that the program might be of interest to experienced investors who appreciate long running short term programs because ProfitsMax was officially online and paying since July 2011(!), i.e. for seven full months. I’m pretty sure that the admin of ProfitsMax is a seasoned pro who’s run many successful programs before is using a strategy of gradual advertising for his new program which pays on two investment plans – 120% after 7 days and 150% after 15 days. Experienced investors should remember a few extremely successful programs with similar plans in the past and I hope that ProfitsMax will become a welcome addition. It only accepts LibertyReserve and PerfectMoney with a minimum of $10 and $50 depending on the chosen investment plan. The program runs off a licensed GoldCoders script which means that the payments have to be requested on expiry from your member’s area and should be paid within 24 hours of asking. The website is properly SSL secured and is hosted on a dedicated server by AntiDdos, so we shouldn’t expect any security issues. As you can see on the ProfitsMax site there are already two buttons for MNO review and interview ready, and that is no coincidence as very soon you will be able to enjoy both. Stay tuned for a more detailed review soon, guys!

GET PAID REPORT FOR 08/02/2012

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: LuxorAlliance, GibraltarFinancialGroup, HoldingsTrade.
From MNO Premium list: TopsFund, OneInv, NewGNi, Royalty7, PammGroups, EurexTrade, FXMoguls, IncomeInt, ForexReflex, PaidProcess, CrownEarnInvestgroup, GeniusVenture, FelminaAlliance, ProfitableSunrise, SolidForexLtd, BensonUnion, FACTUnion, PlexCapital, VascoForex, SenrosGroup, InvfairLimited, ProfitsMax (first payments received), Perfectiva (first payments received).
From MNO Standard list: LifeTimeProfits, PanamaHedgeFund, Profitima.
From MNO Basic list: WalesFinance, AmbrianInvestment, UFOWin.

That’s all for today, guys. I hope to see you tomorrow with a more detailed review of Perfectiva and daily news from the the industry. Stay tuned and always connected via MNO ShoutBox, Twitter and now Facebook!

Another slightly unusual aspect to PXSense is the maximum investment allowed at any one time. You are free to spend more or less whatever you like as far as I can see, but there is a limit placed on what you can do in a single day. As I said, investments have to be made in units of $10 each, and you are allowed to buy not more than 75 of these units per day. That comes to $750 in total. Want to invest more? No problem, but you’ll just have to wait until tomorrow before doing it. I guess I can see the logic there as this will do something towards keeping the program sustainable, as well as keeping the Hit-and-Runners at bay (though to what extent they would have been a problem to a long term HYIP like PXSense in the first place is debatable).

I’ll get to the other alleged income streams for PXSense in just a moment, but first I’ll tell you about the payment options. Currently available are AlertPay, LibertyReserve, and SolidTrustPay, so that’s a pretty good mix by itself without having to add to it. However while that may be all well and good, another difference with PXSense and other programs lies in the actual withdrawal process itself, though I must say that the program’s own FAQ page is now woefully out of date as the terms have changed considerably but without that page being updated. The thing is that you are only allowed to make one withdrawal request per day (24 hours). The minimum withdrawal is $5, and once requested you are asked to allow up to a further 48 hours for it to be processed. Withdrawals to AlertPay however are processed instantly.

PXSense is running off a MonetarySoft script and is fully SSL-secured. Hosting is on a dedicated Staminus server protected by Koddos. Customer support is available by filling out the ticketing form on the contacts page, though you can also keep up to date with developments there on the PXSense social networking pages like Facebook, Twitter, and the like. The design however could do with a little tidying up due to the fact that some pages now contradict each other as the terms and conditions have changed. Otherwise it can be quite confusing to new members and the PXSense website itself should be the first source of information for members, not news blogs like MNO.

Other ways to earn from the program include a matrix system. I won’t go into too much detail on this for the simple reason it’s of more use to promoters than the average member, but basically what it is is just a bonus system that gives you a couple of extra bucks (on condition that you have an active investment there yourself by the way) if you manage to bring in enough active investors through your own downline. Calling it a “matrix” is just a fancy way of saying it’s a glorified ref commission system, it’s just a little different from the average HYIP because PXSense also have more of a multi-layer system – ie your downline’s downline can also generate an extra payment for you once enough of them are in place.

The other thing about PXSense is that they operate a “pixel advertising” page. This is a big empty page, separate from the main PXSense website, with a series of small squares lined up in columns. Move your cursor over any one of these squares and click on it, and a new page will open displaying a website that’s paid for advertising. In many cases the website that opens is a HYIP, not necessarily put there by its admin but put there by a member wishing to display his ref link. Though of course it could be anything, but generally speaking it’s going to be something that might appeal to a HYIP related audience.

Personally I’m far from convinced about the merits of this one for a variety of reasons. First of all the member is under no obligation to ever visit this page, let alone click on any of the ads. In fact I can’t think of one good reason why I myself will ever do this a second time, having already done it once purely out of curiosity. So in other words I don’t see a lot of advertisers taking it seriously enough to actually pay PXSense so they can get listed there. The other problem is the quality of ads displayed there. Already I see a good number of spots occupied by HYIPs that are confirmed scams. I’m not suggesting it’s the PXSense admin responsible for putting them there, that in itself is the problem. It’s just regular HYIP members wanting to display their ref link, but when the advertised program scams and the ad stays on display, it not only gives the rest of us an even better reason to avoid this page, it doesn’t do any favors for PXSense‘s credibility either.

That being said, I want to get back to what I said in the first paragraph about MNO monitoring PXSense as an online HYIP only. So despite my reservations about the pixel advertising, the investment plan available is quite sustainable. Maybe not as profitable as some others in the industry, but in a balanced portfolio you do have to consider fitting lower profit programs that can be sustained for a longer period alongside the more high risk gambles you might normally take. Which of course leads me very nicely onto the last point which I always emphasize for every program – try to keep a diverse portfolio, and always stay within a strictly enforced spending limit that’s affordable to you.

DAILY NEWS FROM THE INDUSTRY

PAIDPROCESS – MNO REVIEW ANNOUNCEMENT AND FIRST RESULTS

I believe it’s safe to say that PaidProcess is currently the hottest new short term program in the industry now with hundreds of investors already enjoying the daily and instantly paid profits to LibertyReserve and PerfectMoney accounts on 25% for 5 days and 160% after 10 days plans. According to the admin over 1,200 members have already joined the program and I expect further growth due to the first profits from the five day plan expected by tomorrow. The admin Sam in his latest newsletter invited investors to read the review on MNO which can be seen here and visit the MMG forum thread which also became very active during the last few days. Sam promises to do everything possible to make PaidProcess even more popular with investors and maintain the consistent growth needed to run a successful short term HYIP. The full newsletter from PaidProcess can be found below:
“Successful opening of PP!
Dear PaidProcess investors and partners,
Our first days online were a complete success and due to our instant payments policy, several investors and monitors already got paid. Our page’s opening was smooth and over 1200 people joined us in the past 3 days so we would like to say we are very glad that you decided to join us As a lot of people joined us, a lot of people also got paid both their referral commissions and their daily plan earnings.
PaidProcess has been reviewed by MoneyNewOnline and you can read it by clicking on this link: http://tinyurl.com/8yegd4k ; it’s a very informative review that can help you understanding a little more about PaidProcess or help your future referrals understand it. Our MoneyMakerGroup Forum topic has also been very active, as you can see it by clicking on this link: http://tinyurl.com/73bgpjr .
We have big plans for our program and we are always thinking about the future by using techniques and strategies that will ensure its longevity and turn PaidProcess into a multi-million dollars business in a few months from now. Our business model has been designed to last for a very long time and that means nothing but huge profits for you and your referrals.
Right now, there is a total of about $42,000 invested in PaidProcess as you can see in our main page, it’s a good number for a recently launched program but it’s nothing if compared to the level we will put our program in. Our program will become a short term industry leader in a very short time frame
We will send you small updates about our program every few days.
Best wishes, Sam Sargent
PaidProcess.”

FELMINAALLIANCE – FIRST REGIONAL REPRESENTATIVES ADDED

Another regular weekly newsletter from FelminaAlliance (reviewed here) finally announced the network of regional representatives which the administration promised to add for the convenience of investors over the last couple of months. Currently there are only seven countries covered by representatives but according to FelminaAlliance this will expand in the coming weeks and months. It looks like the program is very serious in making this new feature a success and I can see the topic was covered on the site in detail including the responsibilities of such representatives and benefits that they can get for their efforts. FelminaAlliance is already a well known long term program paying 1%-1.6% for 180 business days with principal back on expiry to AlertPay, LibertyReserve and PerfectMoney. It’s been running for more than seven months now and I believe that the newly added representatives will really help them expand even further. I wish them every success in that. The latest newsletter is below:
“[FelminaAlliance] Weekly Newsletter
This is the official weekly newsletter from FelminaAlliance.
We are happy to inform you that after a lengthy preparatory and testing period the new Regional Representative area has been incorporated into our website.
In our view, building a network of Regional Representatives is by far the most efficient efficient way to reach out to every customer worldwide.
Here is how our Regional Representatives can help you:
– You can get direct help from the representatives living in your area and speaking your language. Our services are available in practically all countries of the world. But, unfortunately, we are technically unable to localize our website and customer support in all the languages our global customers speak.
– Regional representative can help you set up your account and get started with your investment.
– You can call your regional representative to get immediate answers to your questions and get help with your account.
– You can have face-to-face conversations with regional representatives and ask all the questions you have.
– You can take part in conferences, seminars and workshops held by our regional representatives in your country or region.
– You can get detailed help on how to withdraw the interest you will earn in the fastest and most cost-efficient manner.
– You will be able to get basic understanding of the correct way to report your earnings with us to your local tax authorities.
The Regional Representative network is growing every day. So feel free to apply for representing our company in your country, region or city. Send your application to Lisa Waddell, head of the Regional Representatives Department, at regional@felmina.com if you are interested.
Please find a moment to visit our official Facebook page at http://www.facebook.com/Felminacom. This is the fastest way to read the latest news and updates.
Please do not hesitate to contact us should you have any questions and need help with anything. Your thoughts on how to improve our website and the services we offer are more than welcome.
Best Regards, Marketing Department, FelminaAlliance Inc.”

FACTUNION – CHANGING HOSTING PROVIDER

The admin of FACTUnion Amelia (interviewed here) issued another newsletter tonight, apologizing for being out of sight for too long and saying she was busy working on the site’s new features. FACTUnion has instantly processed payouts to the program’s members on three investment plans – 4%-5% for 30 business days (interest credited every hour) and 1.2% for 150 days – accepted via LibertyReserve, AlertPay and PerfectMoney. I must say I’m quite satisfied with their performance as the only time they didn’t pay instantly was when the payment processor’s website was offline. It’s no wonder that the program is growing nicely and after 70 days has 2100 members and counting. That in itself requires a lot of work and put an overload on the server which requires upgrading. That is why the decision was made to switch to another hosting provider which will happen within the next few days and will be announced later. Also you can keep updated on all the program’s developments on their Facebook and Twitter accounts, links to which are provided in the latest newsletter from FACTUnion (reviewed here) which you can read below:
“Newsletter
“Without continual growth and progress, such words as improvement, achievement, and success have no meaning.” – Benjamin Franklin.
First of all I apologize as its been too long since I wrote any newsletter. I have been busy with administrative issues of such a growing program and thankful to my coworkers for not only handling but keep a constant level of unbeatable customer assistance all the time.
Lets get started from a good news as FACTUnion is today approx 70 days old and paying instantly from its very first day which was beginning of December 2011. During this period we have gained over 2100 happy members so far which is, in my view an excellent achievement. Together with your support and cooperation, I am sure we will be able to succeed towards a better and prosperous future for all of our union members! Please join us on these 2 social networks for upcoming contests full of prizes and more…
https://twitter.com/#!/factunion
http://www.facebook.com/pages/FactUnion/193087020786249?sk=wall
Due to heavy increase in traffic, slow loading and problems while delivering email messages to our members, we will be switching our hosting provider during the next 24 hours so I request to all of you that be patient while this happens. I will issue another update once we have successfully moved to new hosting provider. I am sure this change will bring further positive effects on growth of our program and your promotional campaigns. Let me remind you that we are currently paying referral commission on 2-tiers. You will earn 4% for direct and 2% for in-direct referrals.
Once again I would like to thank our members for their kind support!
Thank you!
Amelia (Administrator) / FACTUnion.”

LIFETIMEPROFITS – INTERVIEWED BY ALFAMONITOR

The admin of LifeTimeProfits Lara still hasn’t decided to upgrade her program to Premium listing on MNO and that is why she can’t be interviewed on my blog. But she was interviewed anyway on another monitoring site which was mentioned in her latest update. LifeTimeProfits has been listed on MNO for 65 days, paying to LibertyReserve and PerfectMoney accounts on a 3%-5% for 50 business days plan. More can be read on MNO review here or the AlfaMonitor interview link which is given in the latest update from LifeTimeProfits below:
“LTP Interviewed by Alfa Monitor
Our program was interviewed by Andrew from Alfa monitor. Please note that LTP is ranked # 1 in Alfa monitor, and we are the first program to be interviewed by Andrew who is doing an appreciable work for HYIP Industry.
The interview was interesting, please take some time to read it. A link is provided from “Rate us” page on our website LifeTimeProfits.
The interview can be viewed on this link:
http://alfamonitor.com/blog/?p=120
Shall you need any support, please feel free to contact us 24/7 and we will be glad to answer your queries anytime.
Best Regards. Lara
LifeTimeProfits.”

LUCIDNATURE – OFFICIAL CLOSURE NOTIFICATION

I must say that at least one admin had the decency to officially close his program, disable all the deposits and even issue some refunds today. LucidNature whom I got an email from late last night admitted cashflow issues and promised refunds, some of which have been paid already. But honestly I was suspicious that the admin could use his current identity to launch another program soon or a second round in LucidNature. In a private email from him received today however he assured me he was not going to launch any program. Let’s hope that he really has some good intentions and if you were also issued a refund please email me or tell this on the MNO ShoutBox. Here is the official farewell newsletter from LucidNature announcing its closure:
“LucidNature closing down
 With a great regret, we are informing you that LucidNature seizes operations. In the last days we were hit by 500% increase in withdrawals, which lead to sudden decrease in our reserves maintained for payments. All deposits throughout the weekend were refunded with the exception of the ones in minimum amounts ($10). We will be processing payments in the form of refunds today and in the coming days ahead of us. We will be following our own protocols of refunding which will not be disclosed to the public.
Edwyn”.

INTRODUCTION OF PERFECTIVA

Perfectiva is a brand-new program added to MNO’s Premium list late last night. Currently the program accepts LibertyReserve, PerfectMoney and SolidTrustPay which is a really good choice of payment options in my opinion. For a $10 minimum you can join two plans paying either 6% for 25 calendar days or 111% after 7 calendar days. I think that the plans are quite attractive and at the same time sustainable enough. I would not say that the website of Perfectiva fully reflects its name but it’s definitely a high level standard, running off a unique script which I don’t remember seeing before, properly SSL-secured, and hosted on a dedicated server with BlockDos protection which should eliminate any loading issues in the hopefully bright future. The full review of Perfectiva will be posted on MNO blog within a couple of days but meanwhile I invite you to check out the website and read the news the admin submitted already:
“Today we announce the grand launch of Perfectiva. After much planning and many efforts, Perfectiva website is finally ready for use and open to the online public. Please feel free to read about the investment plans we have to offer you, and explore our site unique features.
Striving very hard to protect our clients’ funds, we have installed BlockDoS protection against DDoS attacks. It uses superior methods to keep our website safe and secure from such attacks.”

GET PAID REPORT FOR 07/02/2012

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: LuxorAlliance, GibraltarFinancialGroup, HoldingsTrade.
From MNO Premium list: TopsFund, OneInv, NewGNi, Royalty7, PammGroups, EurexTrade, FXMoguls, IncomeInt, ForexReflex, PaidProcess, CrownEarnInvestgroup, GeniusVenture, FelminaAlliance, ProfitableSunrise, SolidForexLtd, BensonUnion, FACTUnion, PlexCapital, VascoForex, SenrosGroup, InvfairLimited.
From MNO Standard list: LifeTimeProfits, PanamaHedgeFund, Profitima, PXSense.
From MNO Basic list: WalesFinance, AmbrianInvestment, UFOWin.

That’s all I have for you this evening, guys. Tomorrow I’ll be publishing an interview with the admin of LuxorAlliance (reviewed here) – the program that recently upgraded their listing to Sticky on MNO and a couple of other monitors which is hopefully a good sign for its investors. Then later in the evening I’ll have another review with with the regular daily news update. So stay tuned, and see you all then!

So as for the plans themselves, the first one runs for a term of 5 calendar days. You can join it for a minimum deposit of $10, and in return PaidProcess will make a daily payment to your account with them of 25% interest. Your initial principal is included as part of those payments so that means you can expect to break even (ie earn your own money back) after four days and complete the term with a total of 125%, or in other words your own investment plus 25% profit.

It couldn’t really be any simpler than that, but to put it in monetary terms let’s say you invested $100. PaidProcess will pay you back at a rate of 25% per day, allowing you to earn back your initial hundred on day four, and complete the term with $125 in total. The maximum deposit by the way is $5,000, a relatively conservative figure I guess but then again I honestly don’t know of too many people that would really want to go past that in online HYIPs anyway. Mind you, if you did want to spend more than that then PaidProcess allow multiple deposits (deposits now, NOT multiple accounts) so any maximum is effectively obsolete.

The second plan is decidedly more risky as it runs for a longer term and does not afford you the luxury of daily payments. That being said it still need only cost you a $10 minimum deposit to join, so financially speaking it really doesn’t have to be that much of a risk in that sense. The term runs for 10 calendar days, and at the end PaidProcess offer to return 160% to your account, principal included. So that’s your own money back, plus 60% net profit.

That means for a $100 deposit here you would be hoping to get $160 back after ten days. It’s a tall order to expect that kind of return to be sustained for months instead of weeks, but if the high interest rate is just too tempting for you then there is one simple way to give yourself a limited form of protection from the risk – split your investment. There’s no doubt in my mind that the first plan will be significantly more popular. I know this from experience so there’s really no argument. But if you like the thought of 60% profit but not the high level of risk that goes with it you can simply put the larger share of your deposit into PaidProcess‘ daily plan and then play with a couple of bucks in the on expiry one if you like. Just a suggestion to anyone afraid of a gamble of course, as I know most MNO readers aren’t really that bothered about taking a gamble and will jump right in to both plans anyway. If that describes you then good luck! Maximum spend in the second plan is also $5,000 by the way, but again as no restrictions are placed on the number of deposits you can make that limit doesn’t really mean all that much.

The payment processors accepted by PaidProcess are limited to just LibertyReserve and PerfectMoney. Predictable enough I suppose but if you don’t like that for whatever reason then they go some way at least towards compensating for it by using instant payouts. And this I can confirm myself as all of my requests were processed within seconds so far. You still need to log into your account area and request them of course, but once done you should see the money in your e-currency account almost immediately. Just keep in mind that this feature is not explicitly guaranteed to work all the time. There are numerous reasons why the PaidProcess admin might need to switch off the instant payouts from time to time, such as security concerns, or simply to replenish the program’s accounts. In that event you are promised a payment within 24 hours, but so far they’ve all been totally instant.

As for the design and security of the program, PaidProcess is running of a script from MonetarySoft. I didn’t recognize it myself at first, but (according to the admin) some modifications were made to make it more secure for instant payouts. The website is also SSL encrypted and hosting is on a dedicated and DDoS protected server from Staminus. For any further information on the project or account related issues then you can contact the PaidProcess admin for yourself by filling in your details on the e-mail ticketing form and submitting it. Also listed is a telephone number and a built in Live Chat feature, though nothing to indicate if the admin ever actually uses it or not. That’s a question I’ll put to him should he ever agree to an interview.

According to the texts featured on the website, the program is supposedly involved with “buying and selling recently launched Pharmacy related products”. Unfortunately that is the full extent of the information offered so I think we all know not to take that side of the industry too seriously by now. There’s no guarantees there anyway, even it it was true, so as long as you know that and are prepared to accept the gamble then PaidProcess may be worth a few bucks while it runs. Provided of course you follow the number one rule and keep within a strictly enforced spending limit that’s affordable to you. You might also consider using PaidProcess as a smaller part of a wider more diverse investment portfolio.

DAILY NEWS FROM THE INDUSTRY

GIBRALTARFINANCIALGROUP – MNO REVIEW ANNOUNCED

GibraltarFinancialGroup extended its online presence by proudly announcing the addition of major social networking websites such as Twitter and Facebook as marketing and communication tools to attract more investors. In the latest update the recent review on MNO was also mentioned as a potential tool to attract more customers to the program and extend its already astonishingly long presence on the net of over 70 days. Here is the latest update from GibraltarFinancialGroup:
“Follow GibraltarFinancialGroup on Twitter, Facebook and MNO.
Dear our beloved clients, within this email, we are proudly announce to you, that now:
1. We have our review published on MNO, so all of our client and potential client, able to read and get a review about us from it, for anyone who doesn’t know what is MNO.
MNO (money-news-online.com) is a portal consisting of a daily news blog, monitoring service, forum, and interactive chat room. It is constantly updated with the newest and most up to date information from any news source in the online HYIP industry.
2. We have launched our official page on Facebook (http://www.facebook.com/pages/Gibraltar-Financial-Group/360672730610784) and Twitter (https://twitter.com/GibraltarFG).
That way, all of our clients could share to each other all their experience they got with GibraltarFinancialGroup and get in touch with another GibraltarFinancialGroup‘s investor.
On it, we will be posting daily updates about us. Everyone is invited to visit it and giving ”LIKE’‘.
The full review can be read on MNO here but I can tell that GibraltarFinancialGroup accepts LibertyReserve and PerfectMoney starting from a $10 minimum which you can invest in the various plans all paying on expiry – 105%-127% after 1 day, 116%-190% after 3 days, 128%-267% after 5 days, 141%-355% after 7 days, 190%-650% after 15 days, 300%-1300% after 30 days.

PAMMGROUPS – SPAM EMAILS WARNING

As with all the successful short term programs like PammGroups many spammers take advantage and try to use lists of HYIP investors purchased from previous admins. Ever wondered why you might be receiving a lot of spam emails to an address registered just a couple of weeks ago? Well, this happens exactly because you’re using it for HYIP investing and the admins of the previous programs you’ve been in will always try to take advantage of it and sell such lists of email addresses to other scammers. That is why it’s important to use a specially created email address to deal with HYIPs if you want to avoid the spam that some members of PammGroups have received already. I haven’t received it myself but from what I’ve been told I can guess it was some “special plan” asking you to pay for directly into some LR and PM accounts. Experienced investors already know about such tricks but the newbies can buy such lies. That’s why it’s important that the admin of PammGroups warns about such scams himself which shows his true commitment to the program and his investors who might otherwise be fooled by yet another HYIP spammer. This is an email I received from PammGroups yesterday:
“PammGroups urgent
Hello, just received some complaints once again about fake spam emails from our name. Please note that we didnt sent any email this night regarding special plan offer, once again spammer trying to get some funds from PammGroups members so if you received something from fake email please ignore it.
Best regards, Cris
PammGroups.”
PammGroups is a short-term program which already achieved tremendous success after just 10 days online and currently occupies the #5 position on the MNO Premium List. The success of PammGroups I believe can be explained by its experienced admin and fast payouts processed to LibertyReserve and PerfectMoney accounts of those who invested into one of the following plans offered by the program – 105%-130% after 1 day, 117%-225% after 3 days, 143%-600% after 7 days, 200%-1250% after 14 days, 350%-2500% after 30 days. More about that and the other features can be found in my detailed review published here.

FXMOGULS – LATEST RESULTS AND MINIMUM DEPOSIT INCREASES

Congratulations to all the members of FXMoguls (reviewed here) and its admin Jason (he was interviewed here) on the successful completion of two months online. Investors who joined the 2.4%-3.7% for 150 business days plan with principal back on expiry should start receiving their first profits today. I must say there were a lot of investors initially joined the program as the minimum to invest was just $0.01 via LibertyReserve and PerfectMoney which was unheard for such long-term programs as this. Of course after adding AlertPay as their third payment processor the minimum was raised to $1 as that’s the minimum requirement for AlertPay. And today it was finally announced that due to high growth and 1700 investors already after two months it was decided to increase the minimum deposit to $10 in a couple of days. Due to the same reason it was decided to issue a prior announcement about scrapping the bonuses which investors can still get on deposits over $50 to the end of February two days before it happens, so keep an eye on future newsletters from FXMoguls. Finally, the testimonial contest on three major investment forums has been extended for another week and which you can also read in the latest newsletter from FXMoguls issued last night:
“FXMoguls Newsletter 2-05-12
There are a few updates that we wish to issue you in this week’s newsletter. Let me of course begin by welcoming all new members of FXMoguls LTD. As of this writing we have over 1700 members and this number continues to grow daily.
Today FXMoguls celebrates our 60th day online. While this is only a small step in a very long journey we still wish to point this out and to thank everyone who has participated in some small way to getting us to this point.
This first bit of news that I wish to discuss is the minimum deposit amount. As you can see we are growing very steadily and as such the payments for 2 or 3 cents do get a bit overwhelming at times. So starting this coming Friday the minimum deposit amount will be raised to $10. While this is not a huge jump and is very reasonable for most investors we still wish to make this known ahead of time so that there aren’t any surprises that you weren’t aware of.
The second bit of news is regarding our testimonials contest. The activity has been minimal at best and so instead of picking winners for this week we will extend it for one more week. This will be the last week of the contest. What we ask is that after leaving a testimonial for us on MMG, TG or DTM that you please send an email with the link to your testimonial to support@fxmoguls.com so that we can be made aware of it.
Finally, we have made the decision that our deposit bonuses will be ending in the month of February. While we haven’t decided on an exact date we have decided to end them soon. They have accomplished their goal as establishing us as one of the premier HYIP’s online and we feel that to extend them any further would be overkill on our part. So if you wish to take advantage of this promotion please do so soon. We will give a 48 hour notice prior to stopping the promotion.
Please feel free to contact us with any questions, concerns or comments and we will certainly answer you in short order.
Sincerely FXMoguls LTD Staff”.

LUXORALLIANCE – OFFICIAL PAYMENTS FOR VOTING

If you’ve been in the HYIP industry for a long time you must know that there is a lot of importance placed by some admins on hiring paid posters who will gladly post their payment “proofs” on various monitors and forums for mere cents. That is how such people make their living and I don’t blame them personally for that, but usually such paid voters are very easy to distinguish by their huge presence and annoying comments “I got paid” compared to very few genuine investors posting genuine proof in the threads of programs who don’t squander investor’s money paying such “professionals”. Anyway, it looks like the admin of LuxorAlliance chose a different path and decided to reward active investors who would post their payment proofs on various monitors and forums. So starting from today you can not only earn from the plans – 1.8% for 15 days, 2% for 30 days, 2.4% for 45 days, 2.8% for 60 days with principal return on expiry – but also make some extra money by supporting LuxorAlliance (reviewed here) by simply voting according to the rules published below:
“LUXORALLIANCE BONUS OFFER AND SHORT NEWS!
Hello LA Investors,
We would like to offer you a great chance to earn more money with LuxorAlliance. You can earn up to $21 a week by voting your payment proofs on different monitors where we are listing.
https://luxoralliance.com/index.php?a=cust&page=la_everywhere
Our general requirements:
1. Your payment proof should be $5 minimum.
2. You will get $3 a day for 20 votes on different monitors.
3. To get paid you should provide us a report with your name (on monitor sites) and links.
If you have any questions don’t hesitate to contact our marketing department: affiliate@luxoralliance.com
LuxorAlliance has been added to a Sticky Listing on Hyipexplorer and now you can see our banners on MMG Forum.
All members have been paid as usual. We wish you a good and successful week!
Best Regards, LuxorAlliance Team”.

PROFITIMA – INVESTMENT CALCULATOR ADDED

Everybody should agree that the main task of any good HYIP admin would be to make his site better for his investors by adding more features and providing a more user friendly and convenient interface. The admin of Profitima is doing his best, with the first step in that direction being the addition of the calculator which members can use to count their potential profits from Profitima before joining one of the investment plans via LibertyReserve, PerfectMoney and AlertPay – 1.5% for 30 days, 1.7% for 60 days, 1.9% for 90 days, 2.1% for 120 days with principal back on expiry. So far payouts have been fast which I hope will continue. Here’s the latest from Profitima (reviewed here):
“Profitima Investment Calculator!
Dear members,
We have received a lot of requests from our valued investors to add an investment calculator to the site so that they can calculate their profits with Profitima. After a very comprehensive research, we are pleased to tell you that you can receive all the information about your investment in hyipcalculators.com, after filling the necessary fields and clicking on the “CALCULATE” button.
Best Regards, Profitima Administration”.

A WEEKEND OF CLOSURES – WINNINGPROFITS, RELAXCAPITAL, LUCIDNATURE AND WORLDWIDECAPITAL ARE CONFIRMED SCAMS!

This weekend was probably the worst in the industry so far this year for closures. No less than five programs have stopped paying completely or started processing payouts selectively only to monitors. They include WinningProfits, RelaxCapital, LucidNature, WorldwideCapital and eToroGainClub. Make sure you don’t invest in them anymore.

Starting with WinningProfits, I hate to say it but it looks like I was right about them again. Regular readers might remember a few days ago in my article published here I questioned the necessity of adding more monitors and a new investment plan despite the fact they said quite clearly they were looking for slower and stable growth. The question was why the admin suddenly changed strategy and added a new plan abruptly thus making all the statements about the popularity of the program totally obsolete and false. It looks like adding more monitors simply meant a fast scam which was proved over the weekend when the payouts stalled before simply stopping completely. No wonder the admin has already removed my monitoring banner and never replied to my email when I asked him about the delayed payouts. So WinningProfits is a confirmed scam now which promised to be a good and stable program but was unfortunately killed by a greedy admin. The very first investors of the program should be in profit anyway, so congratulations if you’re one of them.

RelaxCapital was another program that many were talking about but it proved to be a total scam when it collapsed over the weekend, leaving hundreds of investors at a loss. The program stopped paying after only 25 days online and therefore even those who invested in the shortest term plan were unable to get their principals back. This result was kinda disappointing but it looks like RelaxCapital was intended to be a fast scam from the beginning. I wish we could spot such programs straight away, but unfortunately we can’t. Please do not invest here as the last payments were processed two days ago and there was no update from the admin.

LucidNature looks to be another fast scam where only the first investors managed to profit after the completion of its 25 business days plan. They also stopped paying over the weekend, just a few days after the first plan was completed and the interview with the admin was published on MNO. I don’t want to imply any connection, but there could be a strategy where the admin planned his advertising campaign in order to scam after the first payments on expiry were processed in case the program didn’t pick up steam. Purely speculation but it looks like no one wanted to support LucidNature with their redeposits and the program failed to achieve any type of success which is kinda unfortunate for investors who believed in the admin’s best intentions. Please stop investing in LucidNature too!

Finally, WorldwideCapital. I believe I said already that the program might be in trouble a couple of days ago when the payouts were delayed. Yesterday to my surprise I was paid my last pending withdrawal from them which was processed within the promised 48 hour timeframe. After confirmation from some MNO readers who were also paid payouts I decided to move them back to Paying status even though the admin hadn’t replied to my emails and never explained the delays. But I believe there was a good reason for that – selective payouts. As I found out later some members of WorldwideCapital still have their payouts pending for over 48 hours and I managed to independently verify this information by checking their accounts in the program. Therefore, I conclude that WorldwideCapital is currently paying selectively and the further deposits there cannot be encouraged in any circumstances. Please take this info into consideration if you consider investing in this program which has by now moved to Problem status on MNO blog.

And lastly a word about EtoroGainClub. Although the program has only been on Basic listing on MNO and was never reviewed the admin managed to stay online for over 40 days which put the first investors well into the profit zone. I have no idea why he never went for a higher listing as he regularly purchased banners and paid instantly till the other day. Now I have to issue a warning as I have confirmed pending withdrawals which were not paid within the promised timeframe and the admin failed to reply to my latest emails asking about this. Please do not invest in this program for now!

INTRODUCTION OF HOLDINGSTRADE

Another new program was added to MNO’s Premium list today and purchased Sticky Listing for a month – HoldingsTrade. Though the website says it’s been online for four weeks already, don’t believe it as it was introduced on the first monitors and forums only today, so can be safely considered as a brand new program. Currently HoldingsTrade only accepts LibertyReserve and due to hacking attempts which were blocked within its first hours online the admin decided to change the payouts from instant to manual mode with a maximum processing time of 24 hours. The plans offered by HoldingsTrade are easy to understand as it pays you from 3% to 3.2% (depending on your deposit) daily for the duration of 60 calendar days. What makes the program appealing to even short term ans is the fact that you can withdraw your principal at any time with absolutely without no fees. There is even a special tab built into the script allowing you to do this and be paid within 24 hours on request. The script the program is running off is a well known licensed version of ProBizScript which I consider quite safe based on previous experience. The HoldingsTrade website is very well made, has its own blog, forum and social networking and live support features, is properly SSL secured, and is hosted on a dedicated Staminus server with the basic anti-DDoS package bought which the admin claims can be upgraded any time if needed. At first glance HoldingsTrade looks like a very interesting program and I look forward to looking into it in more detail soon. Meanwhile you can check it out for yourself and read the first introductory message posted on its blog last night:
“Welcome to HoldingsTrade
After 25 days of offline marketing, We are starting our online marketing today. If you have any questions about our service, feel free to contact us. Our support page is here : https://holdingstrade.com/support.php”.

GET PAID REPORT FOR 06/02/2012

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: GibraltarFinancialGroup, HoldingsTrade (first payments received).
From MNO Premium list: TopsFund, OneInv, NewGNi, Royalty7, PammGroups, EurexTrade, FXMoguls, IncomeInt, ForexReflex, LuxorAlliance, CrownEarnInvestgroup, GeniusVenture, PaidProcess, SolidForexLtd, BensonUnion, FACTUnion, PlexCapital, VascoForex, SenrosGroup, InvfairLimited.
From MNO Standard list: LifeTimeProfits, Profitima, PXSense.
From MNO Basic list: WalesFinance, AmbrianInvestment, UFOWin.

That’s all I have to report for you tonight, but please remember to tune in tomorrow for more of the latest news from the most popular programs in the industry. Also featured will be the full review of a new addition to MNO’s Standard list PXSense. Thanks also to anyone making an active contribution to the MNO ShoutBox discussion which quickly becoming the most popular in the industry. See you all tomorrow!

For one thing GibraltarFinancialGroup has been online for about two months now, though not in it’s current form. When they launched first they had very little in common other than the name with the program we see today. I suppose the most important thing as fas as investors are concerned is that the plans have been completely revamped. It’s pointless me telling you what GibraltarFinancialGroup‘s original investment plans were here as they are obsolete not, and while I don’t know what the original members who joined those plans think of the whole thing I suspect there wasn’t really all that many of them to begin with. Most likely this tactic was intended from the start to establish the program’s name while keeping growth at a minimum – just enough to keep GibraltarFinancialGroup ticking over but without any serious financial commitments to members or advertisers. Two months later and “hey presto!”, you have an ultra short term program with a totally flawless payment record, just no serious payments to speak of. If that’s the case then fine, I’m not saying there’s anything wrong in that because it’s a tactic that’s been used to great effect by other HYIPs in the past and has helped to make them a lot bigger than might otherwise have been expected.

But let’s get back to the “here and now”. What GibraltarFinancialGroup have to offer as of today can still be considered a relatively new opportunity, and while I don’t want to totally disregard their existing record I wouldn’t pay too much attention to it either. So what you have now is a choice of six investment plans which run for various terms, all offering one single interest payment to members made on expiry.

To start with the first plan runs for a term of just 1 single day and makes one interest payment on expiry, a payment that includes your principal. So join today and get paid tomorrow. The minimum cost of joining is $10 and for anything up to a deposit of $500 GibraltarFinancialGroup offer a return of 105%, or 5% profit. You may make a larger deposit if you can afford to, and expect a higher percentage in return. The rates are calculated as follows:
Deposits of $501 to $1,000 will earn 106%, and form $1,001 to $5,000 will earn 107%. Check the GibraltarFinancialGroup members area for information on larger investments if interested.

The second plan runs for a term of 3 calendar days and also pays on expiry. The same $10 minimum deposit is required to join and for anything up to $500 GibraltarFinancialGroup are paying back 116% interest, a figure that includes your principal so that’s 16% profit for yourself. For anyone brave enough to go further than that then the following rates are offered:
119% for deposits between $501 and $1,000, and 122% for anything between $1,001 and $5,000. For the rates available to bigger deposits I suggest you see the GibraltarFinancialGroup members area.

GibraltarFinancialGroup‘s next plan pays on expiry after a term of 5 calendar days and costs $10 to join. Your final payment will also include your principal. The minimum cost of joining is $10 and the return will be 128% on anything up to a maximum value of $500. If you’re feeling lucky and wish to take a bigger risk then GibraltarFinancialGroup make the following offers:
Spend from $501 to $1,000 and earn 133%, or spend from $1,001 to $5,000 to earn 138%. Again check out your GibraltarFinancialGroup members area to see what they offer to investments bigger than that.

The fourth plan runs for a term of 7 calendar days and sees GibraltarFinancialGroup offer an on expiry payment of 141%, principal included, on deposits starting from the usual $10 minimum up to a maximum value of $500. If you’re going beyond that then the rates stretch to 148% on amounts between $501 and $1,000, and 155% on anything between $1,001 and $5,000. As with the other plans you can take a look at the GibraltarFinancialGroup members area for further info on bigger investments if you are really that interested.

As you can see the plans get more and more risky as the terms get longer. So it’s time to maybe start considering how realistic these figures are before getting too excited at the enormous rates available. But at least you can still join for a minimum spend of $10 and for GibraltarFinancialGroup‘s fourth investment plan which runs for a 15 calendar day term that can supposedly earn you 190% interest, paid on expiry and principal included, if depositing up to $500. Beyond that the rates are:
205% for $501 to $1,000, and 222% for $1,001 to $5,000. Larger investments are accepted (obviously!) so for information there see the GibraltarFinancialGroup members area.

Finally a plan that’s perhaps best avoided though I hope it doesn’t distract you too much from GibraltarFinancialGroup‘s shorter term options which have already put a good number of you in profit. It runs for 30 calendar days and pays once on expiry. The minimum deposit is $10 and for anything up to $500 the rate being offered is 300%. Higher rates include:
330% for $501 to $1,000, and 380% for $1,001 to $5,000. You can check out the GibraltarFinancialGroup members area for figures on the larger deposits.

Payment options are very limited here but to be fair once you accept it’s a gamble before getting involved in the first place you should also accept there’s no refunds if things don’t quite go your way. So just don’t spend too much if that bothers you. GibraltarFinancialGroup accept LibertyReserve and PerfectMoney only. Payments are not instant and will have to be requested from inside your members area.Once made you are asked to allow the admin up to 24 hours to complete the transfer of funds to your e-currency account.

If the GibraltarFinancialGroup investment plans remind you of so many other short term HYIPs in recent times then so too will the design. The program runs off a licensed GoldCoders script which most will spot instantly anyway, and is also SSL secured to give safer transactions. Hosting is provided by AntiDdos who themselves have built up a dependable reputation, with few problems that I am aware of with any of the programs they have hosted. AntiDdos are keeping GibraltarFinancialGroup on a dedicated server. If you have any further questions or just want to make some suggestions to the admin then the main point of contact with him is by filling out the e-mail ticketing form on the contacts page. Also available is a Live Chat feature – not a 24 hour service but for once the working hours are listed and I can confirm that if does actually work (another rarity!). You will also find a telephone number listed on the contacts page, alongside the admin’s e-mail address where you can write to him directly and the program’s Skype details. GibraltarFinancialGroup have Twitter and Facebook accounts as well.

At this stage there’s probably very few of you actually expecting to find some kind of business plan in operation behind GibraltarFinancialGroup. For the record they have a lengthy “about us” page that contains next to no practical information, just jargon and financial buzzwords, but no solid info on what they do. But then again I think we all know what that really means at this stage. There’s been a lot of HYIPs like this in the recent past and in all fairness considering the huge rates they offer some of them haven’t been al that bad, but not forgetting that none of them can sustain themselves forever you need to act accordingly, take advantage of it at the right time, use GibraltarFinancialGroup only as a smaller part of a wider investment portfolio, and always stay within sensible and affordable spending limits.

DAILY NEWS FROM THE INDUSTRY

GIBRALTARFINANCIALGROUP – CELEBRATING 70 DAYS ONLINE

Continuing with GibraltarFinancialGroup, they celebrated 70 days online yesterday. This is not some fake achievement like the rest of the stats obviously are ($20,000,000 deposited, $10,000,000 withdrawn) and I highly doubt they have the 20800 members they claim either. The trick here was to start the program slowly and with a bunch of totally different plans, advertising only on a couple of monitors so not to attract a lot of attention. Then two months later totally change the plans and loudly proclaim its long time payments record. This strategy has worked well in the past for many short-term programs like GibraltarFinancialGroup, though you should realize that despite being online for 70 days the program can be considered new as explained in the review. Well, the only thing that matters here I guess is timely payouts which are processed fast to both LibertyReserve and PerfectMoney so I hope that GibraltarFinancialGroup will run for another 70 days and reach 20800 more “members” and 20 million more deposits, lol. Anyway, here is the latest newsletter from them:
“Today we are celebrating our 70 days online!
Today we are reaching and celebrating our 70 days online and we have 20800 members which entrust their funds to be managed by GibraltarFinancialGroup.
We will keep continue improving our work and funds management to make sure that the our clients’ returns of investments remain as stable as they always were.
We have also put a lot of effort and giving our best in improving all part of our services. Regarding improving our services to GibraltarFinancialGroup clients, we have provide skype, phone, and live chat support.
So all of our clients or visitor, can get in touch with us and help the clients with the problem they may have.
Please do not hesitant to drop by or having contact with us, we will gladly assist anyone of you further.”

LUXORALLIANCE – THE RESULTS OF ONE MONTH ONLINE

Although the achievement of LuxorAlliance in reaching one month online (35 days to be exact) might be not considered so great, but a lot of investors have managed to reap good rewards from its investment plans paying 1.8% for 15 days, 2% for 30 days, 2.4% for 45 days, 2.8% for 60 days with principal returned on expiry toLibertyReserve or PerfectMoney. Despite questioning my truthful and unbiased review of LuxorAlliance published here and praising other reviews in today’s newsletter I must say that the admin has yet to provide me with the answers to the interview. Following his not very positive response to my review I suggested he prove me wrong and allow me to visit their so-called office that they allegedly have in London in order to verify that it’s not a virtual address. I will be in London in a couple of weeks and would be able to verify this information anyway. But going by previous experience I’m quite sure I would not find anything worth your attention anyway and it would be just a waste of time which was indirectly confirmed by the delayed response to my interview. I hope the admin is not keeping the answers till the last minute before he’s ready to scam due to my ability to prove his statements about being a registered UK company and having an office in London wrong. I would not be so persistent if only he was more compliant and admitted that LuxorAlliance was just another HYIP game like thousands of others and should be treated exactly that way.

Well, that being said I can’t deny that for the first five weeks online LuxorAlliance has brought profits to the first investors from 15 and 30 day plans so let’s hope it continues this way for at least another month and beyond. I’m pretty confident that the program can do this judging by its prompt payments and communication level. The social networking sites are taken seriously and you can now get in touch with the administration by following them on Google+, Facebook or Twitter and even phone them on business days. That alone should provide investors with necessary confidence but please make sure you realize that LuxorAlliance is just another HYIP despite their unproven claims, so only invest what you can afford to lose. Here’s the full newsletter:
“LUXORALLIANCE NEWS #4 [The First successful month of LuxorAlliance!]
Hello LA Investors,
Welcome back to your LA Community!
We hope your week has been enjoyable so far. We are utterly pleased to announce LuxorAlliance has completed one month and hopefully each member of the LA community have experienced a profitable ride with us. We assure you many more more months of profits. It is just the beginning!
We heartily thank you all for showing such a good amount of support and appreciating our services. We are even more satisfied with the fact that investors who had left the high yield market due to frequent scams are again coming back to join LuxorAlliance.
To update you on some facts, you can now follow us at Google+ along with Facebook and Twitter.
https://plus.google.com/103565599725897769861/posts
https://www.facebook.com/pages/Luxor-Alliance/288212934563193
https://twitter.com/LuxorAlliance
We do provide phone support to interested investors. Unlike many other high yield programs, it is working with staff members dedicated to phone support only. Any member who needs personal assistance can call us between Monday to Friday.
Tel.: +44 20 8144 7706 (Mon- Fri: 9AM – 5PM GMT)
Fax: +44 20 8082 5563
Mr. Adam Grant, the CEO (Chief Executive Officer) of our company has decided to publish the official LuxorAlliance video, that we plan to broadcast next two weeks.
To begin another successful month, we are taking advertisements more seriously than ever. We have already added most resources, that are considered reliable.
We would like to thank hyipblogger, naver, moneynewsinsiders, torrek Admins for writing a well- analyzed reviews about us.
Some members asked us about instant payments. We would like to make it clear, we consider manual payments are much more secure and we will never resort to instant payouts. Protection of your account is one of our primary concerns.
Another question is about referral program. We would like to remind you that only active members who have made deposit are able to get referral commission.
From now on, the LA news release will be published every alternate week (be-weekly) on Saturday, as LuxorAlliance is growing steadily. In the mean time LA community members can contact us anytime.
Here you can see our current statistic:
http://luxoralliance.com/images/stat4.png
To end this edition, stay with us for many months of money making. We continue to work, and make profits for our clients!
Best Regards, LuxorAlliance Team”.

LUCIDNATURE – MNO INTERVIEW ANNOUNCEMENT

LucidNature (reviewed here) has been also paying promptly for over five weeks now and that means that the first principals on expiry of the 1.5%-2.5% for 25 business days plans have been returned to the first lucky investors. To celebrate its first month online the admin of the program Edwyn kindly agreed to answer some questions for an interview which was published a few days ago and can be read here. I hope that reaching the first profits which were paid to the members’ AlertPay, SolidTrustPay and LibertyReserve accounts the interview will be a good boost for LucidNature with more investors joining the program. Currently the membership exceeds 600 according to the latest newsletter published below:
“Interview and principal payments
We are happy to inform you that payments of principals have already started. Members who joined us in the first days of LucidNature are already making profits.
We have been interviewed by the famous MNO blog. We thank MNO for doing that. You can find the interview here:
http://money-news-online.com/blog/2012/01/30/30012012-interview-with-the-admin-of-lucidnature/
We just turned one month old a week ago. We are more than happy to congratulate all members with our 1st month anniversary. We are glad for all the efforts the members did in promoting LucidNature and making it a success.
This was surely a challenging month where we have tackled all the hurdles the industry unveiled us with. Our numbers increased to over 600 members in the past weeks. We are climbing the traffic ranks of the most popular monitors and we have never missed a payment for over 30 days.
Best Regards, LucidNature team”.

BENSONUNION – PROMO BANNERS FINALLY AVAILABLE

I must admit that I did consider BensonUnion as the best new program when I first reviewed it on MNO two weeks ago (read that here). Mostly it was my perception based on well-balanced and sustainable investment plans paying 1.2%-2.45% for 170 business days with principal returned on expiry and instant payments to LibertyReserve and PerfectMoney, a perfectly organized website with a lot of features, comprehensive video presentation, and the unique script. The only thing that made me treat BensonUnion less seriously was the lack of advertising banners which in my opinion is absolutely essential if an HYIP wants to succeed. To be fair the admin agreed and promised that the banners would be available for everyone by the beginning of February. Well, today I’m glad to say he kept his promise and uploaded the banners of different dimensions and types (gif and flash banners) on his server making the promotion of BensonUnion easy for everyone:
“Promo banners available now!
Dear clients! BensonUnion promo banners have been published in Global Partnership section of client area. Multi-language banners will be added within a few weeks. We do our best to satisfy our investors and advertisers.”

TOPSFUND – TOP INVESTOR AND TOP REFERRAL

The admin of TopsFund (reviewed here) recently announced the winners of Top Investor and Top Referral contest for two months – January and February 2012. I guess this contest is just another marketing trick from an experienced admin just to show off how healthy and financially solvent his program was if he is able to pay $10K to the best promoters and top investors. Well, still we don’t know if any members at all were really credited with such huge amounts as I don’t know any promoters or investors with such names or the names which were announced for the same contest earlier. So I suspect they might be just fake and made-up names just as all the stats shown on the site of TopsFund. Anyway, here it is for your amusement:
“Top Investor & Top Referral February 2012
Top Investor of the month January-February 2012 is Peter Wang .
Top Referral of the month January-February 2012 is Yurino Zukov.
Congratulations! Enjoy the $10000 bonus which credited into your account balance!”
I would like to update you that TopsFund still remains the #1 program on MNO’s Premium list paying promptly to all investors in the daily paying plans – 0.5%-1.5% daily forever (principal back after 18 months), 0.6%-0.7% for 300 days (principal returned on request), 1.5%-3% for 150 days (principal back). As I already mentioned on my blog many times two other plans offered by TopsFund are NOT recommended – 1080% after 180 days and 1620%-1800% after 90 days – so please be extra careful when you are making your investment decisions.

PROFITIMA – ADVERTISING EFFORTS EXPANDED

The admin of Profitima tries his best to show investors that his program is advertising on the best HYIP related sources. Despite only being on Standard listing on MNO Profitima purchased the top banner on MNO monitor for a month in hope of being noticed. Unfortunately, I can see that not many investors paid attention to this program yet despite fast payouts. Plans accepting AlertPay, PerfectMoney and LibertyReserve and starting from $10 include – 1.5% for 30 days, 1.7% for 60 days, 1.9% for 90 days, 2.1% for 120 days, all with principal returned on expiry. I’m not sure also why the admin needs huge growth from the beginning because in my opinion such programs shouldn’t be advertised too heavily as they are usually noticed by more investors only after the first cycle is completed. But I guess everyone is entitled to his own opinion on that and the latest newsletter from Profitima (reviewed here) was entirely dedicated to the advertising efforts:
“Profitima Advertising Campaign Update!
Dear members,
We are happy to inform you that we have updated our ratings page and Profitima is now monitored by the monitors of the highest quality. The project is currently heavily promoted and advertised on a wide variety of blogs, monitors and forums. Our members database is growing very fast with many new investors everyday and we are very glad and excited about it!
Best Regards, Profitima Administration”.

PANAMAHEDGEFUND – FAKE MONITORS WARNING

There are a couple of fake monitoring sites that in actual fact have nothing to do with monitoring business at all. They are set up entirely to show fake statuses of programs with the intention of blackmailing the admins. Such monitoring “services” should be definitely named and shamed and thanks to the admin of PanamaHedgeFund who did so in his latest update posted on the site yesterday:
“Beware of fake monitor sites
 Our customer reported some monitor sites who post fake data about PanamaHedgeFund without even having an account in our system: myinvestblogru and monitorinvestru.”
PanamaHedgeFund offers instantly processed payouts to LibertyReserve and PerfectMoney on 1.9%-2.7% per business day for 30-365 days plan with principal returned on expiry. The gradual increase of daily interest rates in PanamaHedgeFund is better explained in my full review of the program published here.

WORLDWIDECAPITAL – PAYMENT DELAYS

You might remember that just a few days ago I mentioned a 10% bonus of the first-time deposit offered by WorldwideCapital (read the article here) and questioned the validity of this offer guessing that the program might collapse soon. Well, it looks at the moment that WorldwideCapital might really be in trouble because withdrawals from them are pending for over 36 hours now. Although it hasn’t reached the promised 48 hour timeframe I would still prefer to issue this early warning about investing there and move WorldwideCapital to Waiting status on MNO for now. If the admin doesn’t explain the reason for the delay or doesn’t pay me and other investors by tomorrow then further action will be taken and WorldwideCapital will be moved to Problem status on MNO. Please be careful with the program right now and do not invest there at least until tomorrow when hopefully everything will be made clear!

INTRODUCTION OF PAIDPROCESS

If you check out MNO blog and monitor regularly you might have noticed another promising and brand new short term program called PaidProcess added to my Premium list late last night. The program offers two investment plans – 25% for 5 calendar days and 160% after 10 calendar days. The payment processors accepted are LibertyReserve and PerfectMoney. The minimum to invest in both plans is $10 and the payments are processed instantly on request. The script PaidProcess runs off is a modified version of MonetarySoft extra secured for the purpose of instant payouts which I must say was hardly recognizable. The site is SSL encrypted and hosted on a dedicated Staminus server which is well protected from DDoS attacks according by the admin. Anyway, at first glance PaidProcess looks a very promising project and I can’t wait to give a more detailed review soon.
Meanwhile here’s the introductory newsletter posted yesterday on the PaidProcess website outlining briefly its main features:
“PaidProcess is now open
Dear HYIP investors,
PaidProcess‘ site is now up and you are welcome to start making money today. We are making money in high-technology related businesses and we need you to join our team so we can increase our investment capital and increase our profits, we are trying to achieve a new level of wealth for us and our families and you can now achieve it for yours.
Our site offers two investment plans for you to choose from, one paying 25% daily for 5 days and another paying 160% after a total of 10 calendar days, your principal is included in both and all withdrawals are fully automatic.
Our support team is ready to receive your phone calls or e-mails at anytime. We hope you will become a part of our team soon!
Best wishes, PaidProcess Administration”.

GET PAID REPORT FOR 04/02/2012

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: GibraltarFinancialGroup.
From MNO Premium list: TopsFund, OneInv, NewGNi, Royalty7, EurexTrade, PammGroups, IncomeInt, LuxorAlliance, GeniusVenture, CrownEarnInvestgroup, FelminaAlliance, SolidForexLtd, FACTUnion, LucidNature, PlexCapital, VascoForex, InvfairLimited, PaidProcess (first instant payments received).
From MNO Standard list: PanamaHedgeFund, Profitima, PXSense (first payment received).
From MNO Basic list: EtoroGainClub, WalesFinance, AmbrianInvestment, PerfectLottery, UFOWin.

That’s everything that happened in HYIP industry for the last 24 hours that I think you need to know about. See you all tomorrow, enjoy the rest of your weekend, and good luck with your investments!

For the second plan the minimum investment jumps considerably to $1,000, making it a lot less appealing to the average player. It runs for a term of 60 business days (12 weeks) and is called The Premium Plan. During the term InvfairLimited are offering investors 1.6% interest per day, with their original deposit returned on expiry. That would mean a net profit of 96% for the investor.

Other plans are considerably more expensive and less likely to get too much attention, or at least not until such a time as InvfairLimited do a lot more work in establishing themselves as a dependable long term paying program. But for your information I’ll just run through them briefly for you anyway, the final decision resting with you whether to join or not after all.

So for a $3,000 minimum deposit you can avail of a 1.8% daily interest rate for 90 business days, a $5,000 minimum can get you 2% per day for 120 business days, a $10,000 minimum is offered 2.2% per day for 150 business days, and for $25,000 InvfairLimited are offering 2.4% interest per day for 180 business days. Principal is returned on expiry of all plans.

The other points you need to be aware of regarding InvfairLimited‘s investment plans include the use of compounding. I’m no great fan of the practice myself, but it’s a matter of personal choice I suppose, so if you like it then the option is there for you. Payment options for transferring funds into and out of the program include AlertPay, LibertyReserve, PerfectMoney, and OKPay. You can deposit using either dollars or euros and withdrawals are made manually, requiring you to log in to your InvfairLimited account and request it. Once done you are asked to allow “one working day” (ie up to 24 hours but not forgetting that they don’t work weekends) for your payment to be fully processed.

The design and security look up to scratch as well with InvfairLimited being hosted on a dedicated server with support and a high level of protection provided by BlockDos. The website is SSL encrypted throughout both public and private areas and is running off a unique and customized script. If you need to contact the InvfairLimited support team for any reason, or have a problem with your account, you can get in touch with them by filling out the ticketing form and submitting it. Also included are a couple of e-mail addresses you can write to directly or some telephone numbers you can try if you prefer to speak to somebody in person. InvfairLimited have postal addresses in different countries, and while I am in no position to verify either at the moment I do suspect from personal experience that they are virtual hosted offices.

Despite the original script, one thing not original is the text. It’s copy/pasted from other online sources so it makes it (even more) obvious to the more experienced HYIP industry players to ignore the claims of InvfairLimited to have anything to do with the currency exchange markets and are more connected with the HYIP industry. Even if they do display various certificates of incorporation. There’s always a fair enough chance of making money from it of course as well as the risk of losing it eventually if you join too late. So as you all know by now try to keep a more diverse portfolio and stay well within an affordable spending limit.

DAILY NEWS FROM THE INDUSTRY

CROWNEARNINVESTGROUP – GETTING POPULAR FAST

It’s hard to imagine sometimes what the HYIP industry would look like without the MNO monitor. Just after a couple of days online and first having been reviewed a couple of days ago (click here to read it) CrownEarnInvestgroup became a very popular choice among online investors. The admin already asked for some interview questions which were sent to him tonight, so you can expect to see that soon I hope. For now CrownEarnInvestgroup are getting more and bigger every day thanks to some popular short term investment plans – 3.2%-7.91% for 21 days, 102% after 1 day, 136%-144% after 14 days – and instantly processed payouts to LibertyReserve and PerfectMoney which are the only payment processors being used. According to the latest newsletter from the admin though the growing popularity of CrownEarnInvestgroup has its downside as well in the form of the ongoing DDoS attacks on their servers on which the admin is promising to react by upgrading their level protection to a higher level by the weekend. Here is the full newsletter from CrownEarnInvestgroup in which the review on MNO blog was also mentioned:
“ITS HARD TO BE POPULAR!
Dear valued investor.
Just a short brief on what happened the last 24 hours.
Now after being online almost 48 hours total our investor list has grown a bit more that 100% just since yesterdays nice numbers thanks to our monitors, and a special thanks to MNO Admin who also published a review of CrownEarnInvestgroup. You can find his review on THIS LINK. http://money-news-online.com/blog/2012/01/29/29012012-CrownEarnInvestgroup-review-and-daily-news-from-the-industry/
The problem with instant payments to Perfect Money has been solved and we now have 100% instant payments on both Liberty Reserve and PerfectMoney.
ITS HARD TO BE POPULAR!
Our DDoS provider BlockDos has been working very hard last 48 hours with number 7 heavy attack just arrived. This is the reason for past 45 minutes offline until they cleared off the traffic and made their final setting against the attack. We decided to move our dedicated server to BlockDos Server Park as their service is working better and much faster in their hands without the 45 minutes holes between. This will all be arranged before the coming weekend and we are already preparing the setup. Update will be sent out shortly before the change are made.
We are very sorry for the disturbance regarding the attacks. Just know that its only temporary and we do all necessary steps to give you a 100% positive experience in CrownEarnInvestgroup Ltd.
All best regards, From CrownEarnInvestgroup Ltd.”

PAMMGROUPS – SPAM WARNING

Popularity coming at a price is not exactly new for the admin of PammGroups Cris. His program has been online for only five days but is already one of the hottest short term programs around. It offers several investment plans with payments processed on expiry on deposits starting from $10 – 105%-130% after 1 day, 117%-225% after 3 days, 143%-600% after 7 days, 200%-1250% after 14 days, 350%-2500% after 30 days. Paying very fast to LibertyReserve and PerfectMoney, PammGroups was able to attract not only hundreds of investors but also dozens of scammers and spammers who would do anything in order to benefit from the program’s popularity. So the latest newsletter from PammGroups (reviewed here) was a warning against trusting such spammers trying to contact you from the email addresses which do not belong to the admin:
“PammGroups Urgent
Hello, I just received a message from a few PammGroups members that someone is sending fake emails from our name offering bigger investment percents than we have. Emails are sent from PammGroups@gmail.com, thats NOT our email. Our emails are only:
admin@PammGroups.com
PammGroups@yahoo.com
I would never send emails like this, so if you received anything from this fake email please ignore it. Thanks.
Best regards, Cris. PammGroups.”

SENROSGROUP – NOW ON TWITTER

A short update was issued by the admin of SenrosGroup tonight who announced that his program is now available on Twitter. Hopefully it will improve the communication between the admin and his members:
“Twitter Added
We hope you will find a minute to read our short notification. SenrosGroup is now available on Twitter! You can not follow our regular updates there and tweet us if you have any questions. Stay tuned for more updates from us soon!”
I remind you that SenrosGroup offers instant payouts to LibertyReserve and PerfectMoney on three investment plans with principal return on expiry – 1.5% for 15 business days, 1.8% for 25 business days, 2.5% for 50 business days. SenrosGroup has been paying for 45 days already and more info about the program is available in my review published here.

FACTUNION – MORE FEATURES ANNOUNCED

The admin of FACTUnion Amelia who is going to be interviewed on MNO soon issued an update last night announcing 2,000 members after being online for only two months. There was a mention of nine global representatives of the program in total and about the investment calculator. Such a device will be a very useful tool investors in one of the plans offered via AlertPay, LibertyReserve and PerfectMoney – 4%-5% for 30 business days (interest credited every hour) and 1.2% for 150 days. As you might remember from my review of FACTUnion posted here I personally recommended the 30 business day as you can get 120% profit overall just within six weeks and the instantly processed payouts on the hourly credited interest will allow the member to be in profit in much shorter period of time than the 150 days plan. In addition, we have to consider the age of the program which is two months old now making the hourly paying plans in FACTUnion even more attractive. Anyway, we will see what Amelia is going to say about that in the upcoming interview on MNO. Stay tuned for that and meanwhile read the latest news from FACTUnion below:
“Calculator Added and More…
Lets start from an important and great news, as all of you must be aware that we are very close to reaching 2000 members and 2 months online, This is as perfect as I always expected it to be. There are 2 more representatives of FACTUnion from African regions, and it makes total of 9 representatives for us around the globe. Check our our representatives page for further information:
https://www.FACTUnion.com/fact/resources/global/
As promised earlier, we have integrated a simple calculator in those 3 plans boxes. I am sure this will be a helpful addition for most of investors. Simply click on “Calculate” button on any of the plan and enter amount that you are willing to invest. So now what’s next? We are thinking about adding Paid-to-promote feature but we haven’t concluded anything yet therefore we are open for your suggestions.
Also as most of you have noticed, HYIPExplorer finally withdrew from his account and changed our status to PAYING. This is of course a new addition in list of our monitors and it was added after receiving several recommendations from our members. We have now over 27 well known and less known monitors and over 9 reviews published by different blogs in different languages.
You can also expect an interview with Money-News-Online soon! That’s all for now!
Regards, Amelia (Administrator) / FACTUnion.”

FXMOGULS – STEADY GROWTH AFTER TWO MONTHS ONLINE

FXMoguls (reviewed here) reached its 55th day online meaning that it’s been paying for almost two months to LibertyReserve, PerfectMoney and AlertPay deposits made into the 2.4%-3.7% for 150 business days plan with principal return on expiry. That also means that in a couple of days from now the first investors of FXMoguls should collect their first profits and with the membership at over 1,200 according to the admin Jason (interviewed here) it can be considered as a welcome sign for future growth as well. In his latest newsletter Jason also mentions his program reaching #7 on MNO monitor, reminded about the investment bonus which is still available for everyone investing over $50, and announced about the addition of an investment calculator. More about the latest developments from FXMoguls can be read in the latest newsletter below:
“FXMoguls Newsletter 01-30-2012
It’s time for the weekly FXMoguls update to share with you everything that is happening behind the scenes with FXMoguls and FX Moguls LTD.
Let me start by thanking all members old and new for the phenomenal support we have received. As of today we have over 1200 members and that number is rapidly growing daily. We are quickly becoming a very popular program and with good reason.
We will soon be celebrating our 60 days online and we are going very strong with payments and support continuing as always.
We have added an investment calculator to the FXMoguls website. This was a request from a few members and we thought it was a good idea. So we had it programmed so that you could use it to calculate your investment with us and to also see the power of using the compounding options. We will also be adding this calculator to your member’s area but for the time being it can be found by visiting – http://FXMoguls.com/plans.php
For those of you that follow the MNO blog you will notice that we are his # 7 program at this time. We consider this a great achievement as we are competing against some very well made and well run programs. This is an honor for us and we will surely live up to its expectations.
The deposit bonus for deposits over $50 is still on going. We have however started to look into the possibility of an end date to this promotion so please keep an eye for more information regarding that. From the beginning we always stated that this was limited time and we have decided that it’s is rapidly approaching the point where this promotion can come to an end.
We will choose the winners of our testimonials contest for this week in the coming days.
If you would care to participate you may leave your testimonial for FXMoguls in one of the following threads and you have the chance to win a free $10 upgrade to the processor of your choice.
Here are the qualifying threads for you to participate in:
http://www.moneymakergroup.com/FXMogulsLtd…sc-t393289.html
http://www.talkgold.com/forum/showthread.php?t=345622
http://www.dreamteammoney.com/index.php?showtopic=138700
Please remember also that we pay a 6% referral commission for all members signed up under your unique referral link so please take advantage of that as it is here to benefit you.
Thank you again for being a member of FXMoguls and we wish you much prosperity in the coming week.
FXMoguls Staff”.

EVBUSINESS – SPECIAL PLAN INTRODUCED, READY TO COLLAPSE?

Unfortunately, tonight I have to issue the strongest possible warning against investing in EVBusiness. Very similar to the pattern followed by PreMoney before scaming EVBusiness has introduced a new “limited” promotional plan with high returns of 18% for 5 calendar days with principal returned on expiry. The minimum amount to deposit in that plan is $500 which is the price of one unit which can be purchased via LibertyReserve or PerfectMoney. Now the question arises why would on Earth a successful and instantly paying program like EVBusiness announces a new high profit plan which has nothing in common with the original 2.8% for 60 days with principal return on expiry which was explained in detail in my original review of the program posted here and which has now been totally replaced with the new plan. The answer to that question is pretty simple – as with any other program such a new short term plan just means that EVBusiness is going to collapse within a week from now as this plan can be seen as one last attempt to play on the program’s popularity in order to attract the bigger investors before scamming. As I was told in my ShoutBox today the admin of EVBusiness has already used the same trick in his previous program PreMoney where the profit was really paid for a few days but the principals were never returned on expiry meaning all investors lost money. As usual we see the rush marketing strategy so predictable with ponzi scams – invest in this plan today because it will not be available tomorrow. Please do not buy this rubbish and even if you’re still paid instantly by EVBusiness think twice before investing in the program from now on as it might be too late to make any profits from this point on. I will update you on any issues with EVBusiness reported to me within the next few days, but for now the program will stay on Paying status with MNO despite the red flag in the latest update today:
“EVBusiness Special Plan
We are glad to announce that we have received an excellent offer from our traders, that made us able to propose special profit for limited time. Since this is a one-time offer, you are highly advised to react as soon as possible. Only 2000 units are available. Each unit worth $500 and minimum deposit amount is only $500 (1 unit). Period of the special plan is 5 calendar days but you can withdraw your initial investment amount earlier than 5 days if you need it. Both of the capital and earnings are fully guaranteed and there is absolutely no risk of losing funds. Members are only allowed to make one time deposit in this plan due to high request. Once all units are sold out, no investment will be allowed in this plan. Deposits are accepted through LibertyReserve and PerfectMoney. You can sign in to your current EVBusiness account and make deposit in this plan from “Deposit Funds” section.
Example: If you invest $5,000 LibertyReserve in this plan without compounding, you will receive $9,500 in your LibertyReserve account in 5 calendar days.
Special plan features:
Daily Interest: 18%, Period: 5 Calendar Days, Minimum Deposit: 500$, Referral Bonus: 8%, Principal Back: YES, Compounding Available: YES, Withdraw Type: Fully Instant, Total Return: 190%”.

WORLDWIDECAPITAL – BONUS ON FIRST INVESTMENT ANNOUNCED

The same warning sign might be seen by the members of WorldwideCapital (reviewed here), although it’s not so bad as a 10% bonus on the first investment cannot be considered as a serious warning. Still I believe that WorldwideCapital might be struggling at the moment to pay on the offered plans via LibertyReserve and PerfectMoney – 1.5%-2.3% for 150 business days with principal return on expiry. Since the program has been online for more than four months already the first profits have been already been paid. Therefore, the bonus announcement would be necessary for the program in order to maintain a stable inflow of new funds for the long term and I hope that this is the main reason for the short update posted on the program’s website recently:
“Get 10% bonus for a new deposit
We offer you to get 10% one time bonus for creating a new deposit. This limited offer is valid from 30th of January till 29th of February.
Best Regards, Financial Department,
WorldwideCapital”.

GET PAID REPORT FOR 31/01/2012

Please note that BaseBucks was officially dropped by MNO today and the admin was properly notified of this. It’s due to some personal issues with him and new information I obtained. I would strongly recommend to stay away from BaseBucks and all other programs run by this admin!

Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky list: RelaxCapital, WorldwideCapital.
From MNO Premium list: TopsFund, OneInv, EVBusiness, NewGNi, Royalty7, EurexTrade, FXMoguls, IncomeInt, PammGroups, ForexReflex, LuxorAlliance,  IncomeInt,  WinningProfits, GeniusVenture, FelminaAlliance, ProfitableSunrise, SolidForexLtd, CrownEarnInvestgroup, BensonUnion, PlexCapital, FACTUnion, SenrosGroup, VascoForex, InvfairLimited (the first payment received).
From MNO Standard list: LifeTimeProfits, PanamaHedgeFund.
From MNO Basic list: EtoroGainClub, PerfectLottery, AmbrianInvestment, WalesFinance, UFOWin.

That’s all the news I have for you today. Hopefully you found it useful and I’ll see you on MNO again tomorrow!

Their second plan for example, called The Easy Fund, runs for a term of 14 calendar days. You can join it for a minimum deposit of $10, and receive one single payout on expiry that will include your principal. The return will be calculated according to your investment, and will be 136% for all deposits from the $10 minimum up to a maximum value of $499. That’s a net profit of 36% for yourself. After that CrownEarnInvestgroup will pay 140% on deposits between $500 and $4,999, and 144% on anything above $5,000 with no stated maximum.

So far it’s all quite simple, but what follows is where things begin to get a little bit tricky. The next two plans both run for 21 calendar days and make daily interest payments. At first glance one of them offers a much bigger return than the other, however on closer inspection we see that compounding is compulsory in the smaller one (ie you have to do it). And that’s the one I’ll start with. It’s called The Fast Saver Plan and again CrownEarnInvestgroup require a $10 minimum to join. For anything up to $499 they offer 3.2% interest per day for 21 days. By itself you might think that would bring you a net profit of 67.2%. But no, not exactly. Because if you join this plan then compounding is mandatory. You must pick a figure between 10% and 100% to compound. Anyway, for larger deposits CrownEarnInvestgroup offer 3.3% per day on amounts from $500 to $4,999, and 3.4% per day on amounts upwards of $5,000.

Your final earnings will vary according to how much you compound so do your own calculations on that if this is really the plan you want. Keep in mind that if you’re joining The Fast Saver Plan you are going to have to compound a minimum of 70% of your earnings in order to make it worth your while at all. Reason being is that the other daily payments plan has a much higher daily rate, so if you don’t then there’s no other reason to bother joining. Please also note that this plan will NOT return your principal on expiry, so if you do not compound to a suitably high level you may actually lose money, despite the plan working correctly!

The remaining option is called The Premium Finance Plan and also runs for a 21 calendar day term, however there is no such rule saying you have to compound a section of your earnings. For a deposit between $10 and $499 CrownEarnInvestgroup will pay you a daily interest rate of 7.33% this time, bringing a total return of just below 154%. Your principal is counted this time, so that’s 54% net profit. For larger deposits the rate goes up to 7.62% per day (total return 160%) for investments between $500 and $4999, and a rate of 7.91% (166% return) on any investment of $5,000 and above. Your principal is already counted as part of the payments and so will not be returned to you in a separate payment on expiry.

CrownEarnInvestgroup‘s choice of payment processor is fairly limited with only LibertyReserve and PerfectMoney being used. On the other hand it does have the added benefit which is appreciated by most investors of instant payouts. You still need to make your withdrawal manually from inside your CrownEarnInvestgroup member’s account area, but once you do so the money should appear in your e-currency account in under a minute. Aside from occasional delays if the admin’s own account needs to be replenished it can help you keep a closer eye on the general health of the program – ie it helps you verify that the cash is flowing unhindered in and out.

Despite some very strong resemblances to GoldCoders, the admin says that the script is not an unlicensed version of their product but merely looks like it. OK, I don’t see why he’d want to cut corners on that when some other aspects of CrownEarnInvestgroup are up to a decent enough standard. The website is SSL secured for instance which is fine, and the hosting provider is BlockDos who are protecting them on a dedicated server. Customer support if you have any further questions or account related issues is available through a variety of methods including the most commonly used e-mail ticketing form that you can fill in and submit on the contacts page. Otherwise CrownEarnInvestgroup list a postal address in the UK, and a wide range of different e-mail addresses you can write to directly with each one relating to a different department. Though I suspect they all re-direct to the same person anyway. CrownEarnInvestgroup also feature a Live Chat section though I have yet to see it online at any time myself. Granted I’m writing this on a Sunday but payouts are made seven days per week so I don’t think it unreasonable to expect to see it for a few hours at least during weekends. No exact schedule is published as to when (or if) it works so I’ll ask the admin that if he agrees to be interviewed.

Texts are copy/pasted so straight away I suggest you ignore them. I know the experienced players will anyway and these things are generally speaking only there for the benefit of those new to the world of online HYIPs, giving the appearance of credibility to any given website. Having said that interest in CrownEarnInvestgroup appears to have been brisk in the last 24 hours since they opened so I guess a lot of players seem to like their chances with this one. So who knows? Maybe it’s already on its way to being a hit, but nevertheless you do need to keep the risks associated with the HYIP industry at the back of your mind, use CrownEarnInvestgroup as a smaller part of a bigger portfolio, and of course the number one rule when dealing with anonymous online programs is only hand over money you would not be bothered about losing.

DAILY NEWS FROM THE INDUSTRY

CROWNEARNINVESTGROUP – DDOS THREATS AND INSTANT WITHDRAWALS

The admin of the above reviewed CrownEarnInvestgroup Vincent informed his members about the ongoing DDoS attacks that are affecting their server which is nevertheless protected by BlockDos now. Vincent assured everyone that no damage had been suffered, except the instant withdrawal process which sometimes may go to pending status. The admin also invited investors with any doubts to contact the program’s Live support in order to get faster answers. I hope that in the review I have explained properly how the investment plans offered by CrownEarnInvestgroup work, so hopefully it will help you make a more informed decision if joining the program which is by the way getting more and more popular among MNO readers:
“Disturbance on the net!
And welcome to a new era of Investment solutions.
An amassing start on our new private sector investment program ran off yesterday with a very surprising positive start. The interest in the last 24 hours has been amazing considering that we still not have started our massive banner advertising.
With everything good some bad follows!
Just an hour after adding the first monitors to our list we received a number of nice welcome emails with the words ‘Pay, or I DDoS’
Not that it really matters as we are connected to BlockDos secure server. But the main point telling you this is that since yesterday we have received massive attacks. All filtered of so no harm is done. However! The traffic makes disturbance in our instant payments, so you will experience from time to time that your withdrawal request ends pending in the system until a Customer Supporter send it off.
Please feel welcome to contact Live Support if you need more details regarding Instant payments.
Best regards, Vincent Logan
CrownEarnInvestgroup Ltd Marketing & Sale”.

INCOMEINT – 1000TH MEMBER AND THE FIRST REFERRAL CONTEST RESULTS

I would like to sincerely thank all my readers and active investors of IncomeInt who helped me win the top prize of $100 in the first referral contest which finished last night and of which I was notified by the following email from IncomeInt (reviewed here):
“Referral contest
Dear Paul,
You have won the 1st prize of our last referral contest, which means $100 has been added to your account balance on IncomeInt. You can withdraw this prize to any e-currency of your choice or invest it in one of our plans.
We would like to thank you for your efforts in promoting our site and feel free to participate in our contest again if you wish to do so.
Best regards, IncomeInt Administration”.

It was hardly a surprise to me because MNO has been always famous for good promotional results. The prize was paid to my LR account within an hour and the second referral contest in underway now and will continue for another ten days (MNO is leading the way in that contest already). As usual, the five best referrers will get rewarded by cash prizes from $10 to $100, so don’t miss the opportunity to promote IncomeInt for a chance to win one of the prizes just like I did. I also noticed IncomeInt is swiftly becoming a popular choices among online investors in general and it was just announced the 1000th member joined up. It’s definitely growing fast and by accepting all the popular payment processors – AlertPay, LibertyReserve, SolidTrustPay and PerfectMoney – into two investment plans (110% after 5 day and 130% after 10 days) it has managed to carved a niche among short-term programs after only 18 days online. Hopefully the admin will keep up the good work and achieve his goal to become an industry leader soon as promised in the latest newsletter from IncomeInt below:
“Dear investors,
IncomeInt got its 1000th registered member yesterday and we would like to share some facts with you to celebrate this date as IncomeInt has been a very active program and the HYIP community responded positively to our efforts.
Every day we see more and more people referring IncomeInt to its family and friends and the best thing about that is that it saves us a lot of advertisement budget and allows us to use this money for other IncomeInt‘s needs such as security measures and new developments for the program.
Our cash flow couldn’t be better and if we keep this up, IncomeInt will become an industry leader very shortly. We have no doubts that, whether people like it or not, IncomeInt will be the top mid-term program of the year in just a few months as our abilities to run this program have already proved themselves to be effective and there is no reason to change our way of doing business in a near future.
We will let you see what we are talking about for yourself but as of now, we would like to thank you for being a part of IncomeInt, we will make sure the only thing you will regret is not joining us earlier.
Best regards, IncomeInt Administration”.

PAMMGROUPS – MNO REVIEW ANNOUNCED

PammGroups is still going well after completing a third batch of payouts tonight and surviving perhaps the most difficult problem for any short term program – API issues in LibertyReserve. I remind you that for the last few days LR had some temporary issues due to which it was impossible to make instant or automated withdrawals. Due to this HYIP admins had to either process the payouts manually or wait for these recurring issues to be fixed. Hopefully, this nightmare is over now and we will see LibertyReserve back to normal. From his end, the admin of PammGroups is doing everything to process the payouts as fast as possible, however he still reserves the right to pay the pendings within 24 hours. So in case of further LR issues don’t forget about that, guys!

In today’s update from PammGroups the admin also shared the link with the review of his program on MNO two days ago (read it here). where I described the investment plans in detail – 105%-130% after 1 day, 117%-225% after 3 days, 143%-600% after 7 days, 200%-1250% after 14 days, 350%-2500% after 30 days. Hopefully it will be useful for anyone and I am grateful to the admin for providing the link to his members in the last newsletter:
“PammGroups News
First of all, sorry for small payments delay today but LibertyReserve API system again was down whole day. I was waiting from early morning till now to process pending LibertyReserve payments and finally I been able to do this. All pendings are processed now, hopefully LibertyReserve been able to fix all their problems during weekend and we won’t face this again.
Recently, PammGroups was reviewed by Money-News-Online. I guess most of you already read it but anyway if you didn’t, feel free to check it here:
http://money-news-online.com/blog/2012/01/27/27012012-PammGroups-review-and-daily-news-from-the-industry/
I am really satisfied with our growth, as we already have more than 1,000 members within just 3 days. I am sure that we will continue to do well and will be able to stay for a long time. I wish you all a great week and thanks for your support!
Best regards, Cris. PammGroups.”

WINNINGPROFITS – JUST A WEEKEND UPDATE

The admin of WinningProfits Bruno (interviewed here) mentioned this weekend was especially good for his program which accepted its 300th member. Bruno is asking for the member’s support on the main investment forums and encourages everyone to take advantage of the new limited offer paying 10% for 11 days in addition to the existing plans of 5% for 24 days and 120% after 20 days. WinningProfits is accepting AlertPay, LibertyReserve and PerfectMoney starting from a $5 minimum and was first reviewed on MNO here. Below is the full newsletter from them:
“Another great day at WP!
This was really an amazing weekend for WP. Even with the site troubles we still managed to move well over the 300 member mark and we are growing at an incredible rate. Much faster than we have seen thus far. I attribute that directly to the promotional efforst of the members and we thank you for that.
Many of our mew members are also taking advantage of the limited time plan which we feel will be a big hit. we still haven’t decided how long we will leave it open for but we will let you know once we decide.
Please don’t forget to post your payments in MMG, DTM and TG for us. This helps others to know that we are the real deal and it also helps us to grow thereby boosting your earnings.
Let’s get ready for an amazing week ahead!
Bruno”.

ONEINV – 11% FOR 10 DAYS PLAN CLOSED

It was officially announced on OneInv‘s website today that the short term plan which paid 11% for 10 days had been closed for new deposits:
“Short Term Plan Closed
Short Term plan closed as we already reached the investment limit.”
OneInv currently occupies the very high #2 position on MNO’s Premium list and has been paying investors for 132 days now. The current investment plans accepted via LibertyReserve and PerfectMoney include – 0.6%-1.2% daily forever (principal back after 12 months), 1%-2% for 300 days, 1500% after 300 days, 2500% after 250 days. More about the OneInv can be read in the detailed review posted on MNO here.

LUCIDNATURE – DOWNTIME AND MORE… DOWNTIME

To tell you the truth, I am kinda annoyed with the DDoS attacks on the site of LucidNature (reviewed here) now which seem to be occurring on a daily basis. Though such frequent downtimes seem not to have affected the payouts which are processed promptly and on a daily basis the admin of the program Edwyn should think about changing his hosting provider since they clearly can’t cope with such attacks and to increase the program’s chances for survival. Today for instance LucidNature was offline for a few hours again and still no word if measures have been taken to prevent this from happening in the future as no social websites were updated and I only have this newsletter which I’m going to let you read below:
“Downtime and more
Dear members,
Yesterday we were hit by a series of big DDoS attacks. The people responsible do not like the fact we are listed on certain monitor and wanted us to pay them or remove the monitor from our site. We are not negotiating with intimidators or extortionists.
On another note, we are 1 month old since the start of operations. We will send a congratulating email tomorrow informing you with how we did during this month and what is to be expected from us in the many months ahead of us.
Regards, Edwyn”.

DIFFERENT OUTCOMES OF LR ISSUES FOR PROFITIMA AND PROVIDENTINV

As already mentioned, today some programs struggled to process their withdrawals automatically or instantly for several hours due to LibertyReserve having API problems again. Yesterday similar issues hit MoneyHysteria who scammed and today it looks like ProvidentInv is following the same path after failing to cope. MNO has moved ProvidentInv to Problem status now and a warning issued on my Breaking News teletype. First sign of the coming collapse is pending withdrawals to LR which were not processed even after LibertyReserve fixed the issue, and the second sign is that infamous 200% after 1 day plan announced in the latest newsletter by the admin republished below. Honestly, these plans are almost a cliché by now! Do NOT invest in this scam!:
“Hello, we are proud to announce our new investment plan “200% after 1 day”. Minimum deposit is $100, you will receive 200% of your investment after 24h. Please notice that this new plan is available for limited time, so make sure that you don’t miss this fantastic opportunity.
Regards, ProvidentInv”.

As for the new programs presented on MNO recently, like Profitima for instance (read my review here) is too new to deliberately scam and run away after being online for only 6 days. Having sustainable paying plans of 1.5% for 30 days, 1.7% for 60 days, 1.9% for 90 days, 2.1% for 120 days with principal returned on expiry via AlertPay, LibertyReserve and PerfectMoney I was sure that the program would not be hit by the LR issues. And apparently it wasn’t. Here’s the latest news from Profitima issued after LibertyReserve got back to normal and all pending payouts were successfully processed:
“LibertyReserve is back to normal!
Dear members,
We are pleased to inform you that LibertyReserve staff finally fixed their API issues and all pending LR withdrawals have been processed. Previously today they had a problem in their API system so we had to process LR withdrawals one by one but now everything is fixed and works properly.
Best Regards, Profitima Administration”.

MORE LIES FROM MONEYHYSTERIA

It’s hardly a surprise for me that for over 24 hours after the first problems in MoneyHysteria were reported and the program was moved to Problem status on MNO the vast majority of monitoring sites still keep this obvious scam on Paying status. Such practices will definitely cost investors who use these sites a lot of money! Some of them may not even realize that there are really honest monitors out there like MNO who don’t take bribes and move programs to Problem straight after the first signs of selective payouts are confirmed. So I did it without hesitation last night immediately after I verified reports from the members of MoneyHysteria and can proudly say that I was the first monitor (yet again!) to do so. So it is worth your while to check the status of a program on MNO first to make sure it’s still safe to invest there. Sometimes such a careful decision will save the average investor a lot and I’m proud to have such an uncompromising position which will definitely bring more readers to my site over time. By the way, I was even told yesterday that I’m the only monitoring site worthy looking at, because others do not care to change statuses for weeks and therefore making their visitors lose money. Sometimes I wonder how such shabby monitors are still in business! MNO will always stay well away from these useless and totally corrupted so-called “monitors” who would do anything (deliberately or just because they are too lazy) to mislead their customers and make them lose money. That is why it is crucial for an average investor to check the status on MNO before making any decision to join.

I must say that after altering the image of MNO on their rating page I expected all manner of nasty things from the admin of MoneyHysteria. And I was right. Today the scammer sent another email promising bonuses to all the members due to the program’s 65 days online. Well, you know what to do with such emails – delete and block! Here is his latest attempt to steal from you:
“Today we reach our 65 days online!
 MoneyHysteria would like to announce that everyone is able to receive deposit bonus from us, be it our old member or our fresh member.
When you make a deposit, you will receive deposit bonus $10% from your deposit.
Only for 5 days onwards, so grab it fast.
Best Regards, MoneyHysteria”.

GET PAID REPORT FOR 29/01/2012

Here is the list of the programs I was paid by during the last 24 hours:
From MNO Sticky list: RelaxCapital.
From MNO Premium list: TopsFund, EVBusiness, EurexTrade, FXMoguls, LuxorAlliance,  IncomeInt, PammGroups, WinningProfits, GeniusVenture, SolidForexLtd, BensonUnion, PlexCapital, LucidNature, VascoForex, CrownEarnInvestgroup (the first instant payments received).
From MNO Standard list: Profitima.
From MNO Basic list: EtoroGainClub, AmbrianInvestment, UFOWin.

This is all I have to report for tonight, guys. Enjoy what’s left of the weekend and I hope to see you all back on my MNO again tomorrow!