Hi guys! Before tonight’s news I’d like to tell you about a program called Super12Arbitrage which is a new one you may have noticed on my monitoring page over the last couple of days if you’ve been watching.

It’s a brand new “no expiry” plan so I guess they are probably more comfortable being described as a long term program. Of course that’s not always the case. “No expiry” merely refers to the plans and once you invest you should in theory get paid on a regular basis every week for as long as the program runs for. Be it a month or a year or a decade, one investment brings a regular payment for as long as it runs.

There’s really not all that much to say about Super12Arbitrage as an online investment project however. There’s only one plan to chose from so basically you can take it or leave it. Chose to take it and it works like this. The minimum you can invest with Super12Arbitrage is $20. The maximum is $10,000. And after you invest the admin offers to pay you 12% interest per week on your deposit for as long as the program survives. Maybe a week, maybe a month, maybe a year, it’s impossible to predict so decide for yourself and take your chances. A $100 deposit will earn $12 in interest per week meaning you break even after 9 weeks and see a profit only after that. And by the way, there is no information on early withdrawals so until the admin says otherwise take it that once you join your deposit is permanently locked in.

If the plan isn’t all that special then the choice of payment options is a little better than usual. Much better in fact. Super12Arbitrage is taking deposits from all of the main processors including AlertPay, LibertyReserve, PerfectMoney, SolidTrustPay, and StrictPay. Payments are manual and you are requested to allow 24 hours for your requests to be processed.

Moving on to the design and security of Super12Arbitrage, well, to be blunt it again looks like any number of other online HYIPs with not a whole lot to distinguish it from the competition. Not that that’s entirely a bad thing either of course. I mean Super12Arbitrage based on its own merits isn’t all that bad. They are hosted on a dedicated server protected and supported by HushHosting who have always been a popular choice among HYIP admins for good reason and the script is licensed from Neversay. On the downside however Super12Arbitrage has decided not to use SSL encryption.

If you wish to contact the admin with any support related issues then you may do so through the online e-mail support ticketing system.

The texts about Super12Arbitrage being involved in arbitrage betting are in no way original so kindly do yourself a favor and disregard any claims about that. In fact you will find very little information concerning the business activities of the program at all. It was never anything to shout about anyway as a number of programs offering almost identical plans have failed dismally in the recent past. But on the other hand you need to remember that it only costs $20 to sign up so Super12Arbitrage need not cost you all that much.

Just remember to keep an eye on the calendar. If you’re joining, then join now. If not, well not to worry because there are plenty more to choose from.

OTHER NEWS FOR TODAY.

The admin of BioEnergyFunds (reviewed here) started an interesting contest where to take part you need to submit some personal photos in green which will raise the awareness of eco-friendly renewable energy sources where allegedly BioEnergyFunds invests. And staying with all things green there is also a connection with the upcoming Saint Patrick’s day holiday. If you are among the lucky winners which will be announced in three days, on Sunday, you have a chance to win up to $100 for a photo which is not so bad at all. Also the administration of BioEnergyFunds reminded about the referral contest which is still running. I remind you that BioEnergyFunds offers two investment plans with 8% payments for two weeks with principal back on expiry and with 8.5%-12% weekly payments for 30 weeks with the principal already counted in the payments. The program accepts all the popular payment processors and so far pays fast (you can only request your weekly earnings on Mondays and Tuesdays). Here is the latest news from BioEnergyFunds program:
“Greetings to all members, and a warm welcome to our newest members!
All withdrawal requests have been paid for today.
In one more week it will be St. Patrick’s Day, and because the day is famed for Wearin’ o’ the Green (and luck o’ the Irish, and all that!!), we thought it appropriate to hold a St. Pat’s Day Contest.
Here’s the deal: Send us a photo of yourself, or your family, taken with any eco-friendly image in the picture …..and there are many! (For idea starters, check out the images on our home page). Feel free to use your imagination and to be original! The goal is to show that you are “green” conscious in any area you wish.
The top 3 photos will be awarded up to $100 cash, and will (with permission of the winners) be posted on site on St. Pat’s Day. Your photos should be sent to bioenergyfunds@gmail.com before midnight (server time) on March 14th. The best of Irish luck to you!
Please don’t forget the Referral Contest already underway with $1000 in prizes up for grabs!! A reminder with full details will be mailed out later this week.
Hope your week is a pleasant one,
The BioEnergyFunds Team”.

The admin of FinanceNova Mitja (interviewed here) is also preparing a surprise for members which will be announced next week. Hopefully it will be something good as the admin promised and of course I will report aboutit on my blog as soon as I hear. I remind you that FinanceNova is paying on the following investment plans: 2.15% for 365 days and 11% for 53 weeks with the principal returned back on expiry. FinanceNova has been monitored on MNO since November 2009 and so far is showing some good results. More about FinanceNova you can read in my review published here. And below is the latest newsletter from the admin Mitja:
“We haven’t sent the newsletter for some time since there are no big news, to tell the truth.
Things are going fine and according to our plans. As you can see withdrawals are being processed within a couple of hours (average, but most of them are processed within minutes), which is pretty much better than expected 24 hours.
But FinanceNova will introduce something new very soon (probably next week) which you will like a lot, but we’ll keep the details veiled for now – this is just to let you know that something is going on and that we do care about members.
If you have suggestions for new processors or any other ideas to improve FinanceNova and make it fit to you, do not hesitate to e-mail us
at support@financenova.com and we will do our best to please your needs.
Best regards, Mitja Majerle. CEO at FinanceNova”.

Some more news from PTVPartner (reviewed here) came last night. The regular newsletter from the admin Garrett (interviewed here) featured a reminder of this week’s meetings, forum highlights, the official PTVPartner blog returning on another domain, a stupid extortion attempt from some scammers that have nothing to do but threaten good paying programs and of course yet another joke of the day. I remind you that PTVPartner is paying on expiry on four investments plans (110% after 10 days, 125% after 20 days, 145% after 30 days, 190% after 40 days) and after having been listed on my blog for over six months reached #3 place only behind GeniusFunds and PanaMoney. Here is the latest from them:
“Meetings this week:
March 10th midnight GMT (4pm PST, 6pm CST, 7pm EST)
March 12th 4am GMT (for North America that’s ** Thurs. March 11th- 8pm PST, 10pm CST, 11pm EST**)
Forum Highlight:
We know our members love contests. We’d like to point you to one being held in a PTVPartner sponsored forum. Do you have a website or blog you’d like to feature PTVPartner on? You too could win the contest. Take a look, sign up and join in today:

NEWS OF THE DAY:
Welcome back to the BLOG!!
If you haven’t seen it yet, You need to visit:
www.PTVPartner.com/blog
We are delighted to have our own blog back and now on our own server so that we will not have to follow someone else’s rules in order to post what we want to say.
Part of the fun of being a PT is that you really do have “freedom of speech”!
There are several new features I know our readers will enjoy and make use of. One is it is easier to post comments on the individual articles. Also, there is a subscription and RSS feed sign up. You can share articles on Facebook and Twitter. I think, however, that one of the most exciting features is the “translate” functionality. There are two methods that I am sure will improve the experience for our non-English speaking members.
Blog Highlights of the Day:
Extortion anyone?
While the blog is being rebuilt and reconstructed we have started placing articles and notices today. The first one is just amazing. What some people won’t do for an easy dollar will never cease to amaze you. PTVPartner had an extortion attempt. Can you believe it? Does anyone truly believe we are going to cave in to the imbecilic demands of some amateur who knows nothing about us to begin with? Actually, in reality, this was not the first attempt of it’s kind since we have been running. Well, we have decided that it’s about time to expose these creeps when they make such fools of themselves and you can read about it on our blog if you happened to miss the email. Read it and enjoy the laugh! We did.
“Custom Built Banking Haven”
Those of you that are interested in Offshore Banking will want to read this. Although not the only banking haven, there are many benefits to Belize as one of them. If you don’t know about offshore banking and jurisdictions this one definitely bears looking at.
If you haven’t visited the new blog we have several catagories you might be interested in reading about or even writing about. Of course, we will be adding more as time goes by. We’re happy to learn that many of you have enjoyed the articles we have been presenting. If you’d like to write and sumit an article we currently have the following catagories and while there is much out there already written we’d love to have some unique reader generated content. Please submit your articles to ptvblog@gmail.com
Asset & Wealth Protection, Freedom Concerns, Investing, Offshore Banking, Privacy
Survival & Self-Sufficiency, Uncategorized, Wealth.
Joke of the Day:
A young businessman rented a beautiful office and furnished it with antiques. However, no business was coming in. Sitting there, worrying, he saw a man come into the outer office. Wanting to look busy, he picked up the phone and pretended he was negotiating a big deal. He spoke loudly about big figures and huge commitments. Finally, he put down the phone and asked the visitor “Can I help you?”
The man said, “I’ve come to install the phone.
Start the Experience … join PTVPartner and … Free your Life!!!”

There was the strange disappearance of IntraTraders, featured on my blog for less than a month, that just vanished into thin air. Despite the program paying till the last day the site disappeared two days ago and so far there is no sign of life. I have no idea if there is a technical problem and if it will be back on track soon because I have only an email address associated with the domain name which is now inaccessible due to the downtime of the site. Anyway, if I have more info on IntraTraders I will report about it right here. For now I have to move it to Problem status on my monitoring page.

I have added HarmonicMarket to my monitoring today. Many readers asked me about this unique program and so I decided to list it tonight. HarmonicMarket only accepts LibertyReserve deposits (in both dollar and euro denominations) and offers three investment plans: 3.7% for 30 days (minimum to deposit is $25 or €20), 4.4% for 30 days (minimum to deposit is $500 or €400) and 5.1% for 30 days (minimum to deposit is $3000 or €2400). Please note that your principal is already factored in daily payouts and you will not get it back so on the lowest paying plan your pure profit will be 11% after 30 days. While it might not be very tempting HarmonicMarket compensates with a unique script which really works like a shopping card in an online shop where you should add your items to your basket first before going to the checkout (very interesting approach to say the least). I’m going to talk about the script in more detail later in my upcoming review but you should understand that investments are made similar to those in Neversay scripts where you inves in units. So each block (unit) will cost you $25 in the first plan, $500 in the second plan and $3000 in the third plan. Don’t forget to set the compounding rate to 0% when purchasing the blocks / making your deposit into HarmonicMarket otherwise you will be able to receive your profit back only on maturity (in 30 days) though the compounded profits will be higher in that case. The website of HarmonicMarket is also very unique and includes an originally integrated forum, SSL-encryption and a high level of DDoS-protection from their provider BlockDos which is the safest option for HYIPs. HarmonicMarket was launched two months ago but due to relatively low ROI might be still a good choice to join. They claim to make money on stock markets and give some kind of information about that on the website along with non-disclosure agreement that disallows them to give the full names of their traders due to security issues. Anyway, this information can hardly be verified and you should take it with a grain of salt. Of course I will ask the admin of about that if he agrees to give an interview to MNO later. The full review of HarmonicMarket will be published on my blog soon so stay tuned for that, guys!

There were many programs that paid me today and among them included:
HugMoney, GeneralIncome, BiotechInvFund, RedOrchidInvest, GeniusFunds, ForexNetClub, FinanceNova, MandarinInvest, NasMos, DynFxTrade, GloboFunds, 10000Dollars, WaterInvestment, Dragadox, PanaMoney, Aballong, TheKapital, PTVPartner, AtoxFinance, YesInvestment, GoldenInvestment, EzProfit, WWFD, Verifield, InvestProxy, IncoForex, InvestAward, BVBC, EuroNanoInvest, CSMFinance, Eternidex, ScootFx, WeeklyDividend, DepositPalace, SmartTradersInv, ExceptionalFunds, Plents, AimTrust and PrimaryPool (the first payment is received).

See you on my blog tomorrow with a more detailed review of PrimaryPool and more news from the Industry!

Hi everyone! Safe and sound in Toulouse this evening for the first time ever and I must say the last thing I was expecting to see was snow on the ground. To be honest I didn’t really know what to expect as I’ve never been to France before but I guess discovery is the point of exploration! Anyway, before tonight’s news update the program I want to talk to you about is called HighYieldClub. And hopefully I can keep this one a bit shorter than last night’s review as there is (thankfully!) only two investment plans this time.

The first thing I have to make you aware of about HighYieldClub however is that it’s not quite new. It’s been online for well over a month now, in fact 40 days or so I think. But don’t worry too much about that. HighYieldClub is a long term program so it wouldn’t be a major drawback. Still, I’d just prefer if you knew that from the start.

Anyway, like I said HighYieldClub has two investment for you to choose from. The first of which is called the HYC-BiWeekly plan which runs for 16 weeks and makes interest payments once every 2 weeks. Please note that one of the programs banners says otherwise, but I can confirm that the plan does in fact run for 16 weeks. Your payment will be based on the size of your investment and will look as follows: The minimum investment is just $5 and everything between that and $999 will earn 20% interest every 2 weeks. Your principal is already counted in those payments so in practical terms it works a bit like this – let’s say you invest $100. That means you would get paid $20 every 2 weeks for 16 weeks. That’s 8 individual payments of $20 which means you break even after 10 weeks (5 payments) and finish with $160 in total.

For 16 weeks that’s a tidy little profit but it’s not an outrageously high return either so in the right hands it can be sustained for a while. But if you’re into taking bigger risks then HighYieldClub will accommodate you as well. Deposits from $1000 to $2499 will receive 25% interest every 2 weeks and deposits of between $2500 up to the maximum of $75,000 will earn 35% interest every 2 weeks, both for the same 16 week term and both including your principal in the payouts.

If you want something a little different then take a look at the HYC-DailyPlan. It’s a significantly longer term plan at 240 calendar days in length although the risk is somewhat offset by the fat that payments are made on a daily basis. In other words no matter what happens you will at least get part of your investment back. Of course it still takes you longer to break even. But let’s not start on too negative a note either. The minimum amount to invest is still only $5 and anything up to $999 will get you 1.2% interest per day with your principal already factored in. So that same $100 here will get you $1.20 per day, making you break even after 84 days and finish with a total of $288. Or 288% of your deposit if you prefer. It’s a tricky one to call but remember that you only need to get to day number 84 before you can count everything else as a bonus and programs paying a similar return have run for months and months in the past.

For your information the higher paying options available include 1.3% interest paid per day on deposits from $1000 to $2499 and 1.5% per day on amounts from $2500 to the maximum allowed $75,000.

Just like the previous plan by the way some discrepancies exist between what the public area of HighYieldClub says this plan offers and what they actually offer in reality. It all looks a bit amateurish I’m sorry to say but let me confirm again that the plan, as seen from within the members area, runs for 240 days and not 280 days as stated on the public area.

A couple of other things you may wish to know before signing up include obviously the payment options. HighYieldClub is fairly well covered there with the five most popular payment processors accepted which are AlertPay, LibertyReserve, PerfectMoney, SolidTrustPay, and StrictPay. One other thing is that because of the script (Neversay) you are only allowed to invest in blocks of certain amounts. In this case however it’s multiples of $1 so that shouldn’t be an issue.

Moving on to the security of the website, HighYieldClub is up to a reasonable standard for the industry, though the truth is there is still room for improvement. The hosting provider is the ever reliable HushHosting who as usual prove to be a popular choice among HYI program admins. They’re keeping HighYieldClub on a dedicated server and protecting them from DDoS attacks. The script is (as I already mentioned) under license from Neversay. All of which is great but where the program falls down a bit is the absence of SSL encryption.

Contact with HighYieldClub is quite good. If you open their support page for instance you will open a new page which will then provide you with a number of features. One of which is a series of links to some of the most frequently asked questions so at least you can stop yourself from going any further if you find your question there. Otherwise there is the more traditional support ticket submission system but also back on the HighYieldClub homepage there is a Live Chat feature. The support network seems pretty well organized overall in fact.

When it comes to business however please ignore the cryptic claims made by the admin and take this one, as usual, as a regular HYIP. Some texts include something called “gamma strategies, gamma scalping and automated arbitrage trading.” Perhaps a more fluent English speaker than I can explain this because I certainly can’t. But if you’re as curious as I am about what “gamma scalping” is then please contact the admin. Let me know the answer because I’m dying to find out!

So on the face of it, a regular HYIP, nothing spectacular but not too bad either. And remember it only costs $5 to join so no need to spend thousands as part of a diverse and affordable portfolio. Unfortunately conflicting versions of the investment plans between the private member’s area and the public area lend a very amateurish feel to this one so caution as always is advised.

OTHER NEWS FOR TODAY.

Today marked the official demise of GNI as we used to see it which was announced by its admin Robert in the latest newsletter. I’m not sure if anybody else expected this but I did do and predicted as much on my blog by suggesting that Robert close the program and pay back those not in profit. I know that Robert is a man of reason and most likely knows that too much damage was done to the program to continue in its present incarnation. That’s why refunds will be issued ONLY to those members not in profit at 101.5% rate (I think that’s more than enough to cover any losses!) and the new private venture will be started soon which will be more legitimate and more closed and available only as a private club investment. At least this is how I understand the last email from Robert issued today. More details will be issued later. I hope everybody not in profit will be refunded soon (no deadline was given yet) and I wish the renewed GNI the best of luck and thank Robert for his co-operation with MNO that continued for over a year and a half. Here is the latest newsletter from Robert if you haven’t seen it yet – GNI is officially closed as of now and moved to Closed status on my monitoring page:
“Greetings to the Most Loyal GNI Friends, Family & Associates and; Nemesis:
As I have mentioned in the forum, I have spent the last few days in Northern Cyprus trying desperately to obtain those funds which belong to us – members and principals of GoldNuggetInvest.
Besides myself, I have been privileged to be assisted by Counsel (one of our attorneys) to not just make a strong presence on behalf of some faceless arbitrage project; indeed, but to help me place a face on the thousands of loyal GNI Customers who have (rightfully or not) depended on our presence and weekly payments to:
1. pay the rent or mortgage,
2. pay doctor’s bills,
3. pay for a family member’s schooling,
4. retire in a manner that is consistent with the years of service provided to their employer,
5. take a well-deserved vacation with someone special or
6. have some peace of mind in these troublesome times.
Despite our best efforts, and monumental efforts were made by all concerned, we could not get the directors, regulators or oversight administrators to relent. There were several tactics employed, a couple of which were most creative, but it was of no use. We thought we may have a foot in the door, only to have it cut off. What I can say is we tried damn it….we tried our hardest; but we could not overcome this hurdle.
Without this income, we go in reverse. We have had suggestions, offers which included members giving us funds, members willing to delay the taking of payments, partial payments, the entire spectrum of suggestions; the reality is, however, these suggestions amount to a band-aid when in fact a tourniquet is called for.
I must, for the sake of the sanity of myself and my family, the GNI Team Members, the Principals and our most trusted customers, shut down Goldnuggetinvest.com effective immediately and permanently. This decision will not be reversed.
Refunds: Despite the ‘disingenuous’ overtones having made its way around the world of on-line investing, we will be refunding those members who are NOT in profit, an amount equal to 101.5% of their principal investment (this includes interest payments already received) rendering EVERY person who invested with us, more than whole as defined by Commonly Accepted Principles of Accounting. The instructions will be provided within the next 48-72 hours; will be straight-forward so this can be expedited.
The new GNI: GNI has the concept, the tools and the strategy somewhat perfected in the world of Sure-Bets. We will be making an announcement at 08:00 (GMT) on Friday, March 12 as it pertains to our future. We can give a hint: It will be a completely and totally PRIVATE program fashioned in a manner that is compliant in any and all world-wide jurisdictions with no limitations. This program has been in the planning stages for nine months and was to be run in parallel with GNI. Nothing more will be said until Friday.
Summary / Conclusion: I want to take a moment to thank all of you, our GNI family for all the kind words and support you have shown over the past several months. I never anticipated some of the hurdles which we had been forced to try to navigate. This program was my baby, you were my extended family. This program was a sense of pride, an attempt to help those of you who needed it the most. I have never, nor has my team, hid from reality; perhaps we were a bit over-confident, but our intentions were and always have been true.
Our next chapter will be very bright, very private, but very bright. I hope to see all of you join in the journey.
Thank you from my heart!
With kind regards, Robert and the GNI Team”.

I hope after what happened with GNI about their closure there will be more people that will listen to my advice in other programs because for some of them the future doesn’t look too bright. For instance, script issues in GeniusFunds definitely caused some financial troubles that made them search out new sources of income from the whole membership. Only a blind man would now deny that to invest your money in a program that has several payout and script issues, not to mention a hearing before the Canadian courts in a couple of weeks might not be such a clever move. And while the payouts are still processed the future of GeniusFunds will most likely depend on cash flow meaning if the new plan will become popular among serious investors. According to the new plan the investors will be paid the higher fixed weekly interest of 10.2%-12.3% on every deposit (the shares can be sold at any time with 25% applied if you wish to do it within the first 30 days). Most definitely the new plan is aimed to keep GeniusFunds going before the hearing in British Columbia commence in April where the program will almost definitely lose and will be officially announced as a ponzi. I hope that this strategy will work for the sake of the existing members, however it would be really uncomfortable for me to recommend you to throw thousands in GeniusFunds right now, at least before the script issues are resolved and everybody is paid as usual, of course if you’re not a super great follower of that program and are aware of all the risks involved. If you’re still interested in investing in GeniusFunds here are all the details of the new investment plan you need to know:
“The new WBMF Select Offering
An e-mail was sent yesterday from our servers advising of a new investment fund being offered selectively to private clients. Unfortunately, a technical problem caused the e-mail to be sent to all our investors. After the meeting of the board of directors, it was decided to offer the new fund publicly to all investors and not selectively. Therefore this fund is now available for purchase by all investors that hold an account with us.
Select 1 Shares: USD 2000
Select 2 Shares: USD 25000
Select 3 Shares: USD 50000
Income distribution
Distribution period: Weekly, on Mondays
Dividend range: Fixed at 10.2% for Select 1 Shares, 11.6% on Select 2 and 12.3% on Select 3 Shares
Investment term: Variable, shares can be sold at any time. However, shares sold within the first 30 days of purchase are subject to 25% commission”.

Somebody asked me today my opinion about NanoMoneyCorp and if it’s going to return to the stable payouts soon. I think it will not happen and unfortunately I admit that NanoMoneyCorp ended like this after 4 years of stable work. It’s another proof that even long-lasting HYIPs cannot be considered as very safe and you should not deny the possibility of losses even in the most stable programs at the moment.

The admin of Aballong Alrea (interviewed here) announced a proposal last night where she invited members to try their luck and do a little betting of their own. You can do so within your members area. Please also remember that as promised previously the second investment pool will be open for investments only until such time that Aballong reaches $100K. After that it will again be closed for new sign-ups and investments. Some members will be allowed to invest more during the summer football world cup, however this will only happen if you have at least $1,000 in active deposits in your account. I remind you that Aballong is a program based on soccer arbitrage betting and is offering weekly variable returns with possible upgrading of your account via different methods including all six recommended by MNO payment processors and Bank wires for verified members. Below is the latest newsletter from Aballong (reviewed here):
“Martin and I want to give our investors the possibility to make their own arbitrations, therefore we not show bets a few days delayed but upcoming bets with odds their bookies.
This is a pretty unique opportunity to learn and start arbitration yourself. Still do not forget we are happy to do the bets for you, and you can just lay back, go maybe to the beach and have when you come back your daily earnings.
We were having also some DDOS yesterday, but Hushhosting was able to block the attacks quite quick, a big thank you to them. If you can’t access the site in some areas, you might clear your browser cache and maybe restart your modem to get a new IP, but as Hushhosting informed us all should be back to normal and host-tracker shows Aballong up worldwide.
Please remember Martin and I will only offer this second pool, and we will be closed for for registration and investments after the pool amount is arrived. We also do not allow reinvesting or new investments after the closing of the second pool. For existing Members we will have the opportunity during the football world cup in South Africa to deposit in a special world cup plan, but this will only be offered for investors with at least $1000 already invested within our system.
Arbitration situations will be updated daily, so feel free to make your own money with the bookies, but you need quite great amounts to make real arbitration.
Alrea”.

There was another extensive update in my mailbox from Garrett, the admin of PTVPartner (reviewed here) this morning. He updated us about the schedule for this week’s meetings, promised to launch the new and redesigned PTV blog soon due to some issues with Wordpress closing down their previous blog, reported about other important blog posts and published the usual joke of the day. The most important thing about this update is that the PTVPartner team is currently working on improving the functionality of the website including the imminent implementation of Bank wires which would be a really great addition to the four payment processors currently accepted by PTVPartner: LibertyReserve, PerfectMoney, StrictPay and GlobalDigitalPay. I remind you that the investment plans you can join with include…… (more on that can be read in my updated review of PTVPartner published here). Here’s the latest newsletter:
“MEETINGS THIS WEEK:
March 10th midnight GMT (4pm PST, 6pm CST, 7pm EST)
March 12th 4am GMT
(for North America that’s ** Thurs. March 11th- 8pm PST, 10pm CST, 11pm EST**)
Meeting Update:
In order to make sure our program is secure and more user-friendly, we are constantly working to improve our site. Right now a lot is being done. Some things are visible and some things are being done in the background. There will be a minute or two here or there where something may not be responding quite like it normally would. This can be caused if we happen to be working where you are at the time. If that happens give it a minute or maybe two and then re-attempt whatever you were trying to do.
We will be adding two servers, everything is backed up and synchronized so there will be no difference on the user side. However, on the program side everything will be being kept on different servers. When everything is completed we will have a total of 6 dedicated servers, completely offshore, ddos protected and everything secure.
Also, we plan to upgrade moderator support abilities by allowing them to access general screens in accounts. Nothing personally identifiable would be accessed but it would approve their ability to assist with account questions and “how-to”s.
Our financial account is not completed yet. However, we are working on integrating the script at the moment so that it will allow greater function and a separate page/system to add to the ease of bankwiring functionality.
Blog Update:
Wordpress has suspended our Blog. We will no longer be located at wordpress.com.
Seems we are a bit too controversial! Going against the Grain! Rubbing someone Raw!
So, we will host our own blog and report what we want, when we want and how we want. We will continue to supply the facts and insider information affecting the globe.
The new Blog with be a complete remake. Much more user friendly, better design, more organized and still as revealing as always. It may take us another 24 to 48 hours to get it into shape. But you can rest assured we will make it happen as soon as possible.
Outside Blog Articles of the Day:
Yesterday we pointed to articles on the economy. Today we will focus in another direction. Both articles are found on the same blog so they will be easily located. The first is:
Big Brother’s Money Laundering Fraud Expands
While much that’s done in the US is said to be based on the fear of “terrorism”, much that’s done in the end, results in nothing that significantly assists us in curtailing illegal activities. Instead it merely creates income for the government because after-all we have to raise confidence even though the main

Both the Qwealth Report and EscapeFromAmerica are good resources for information regarding moving offshore both physically and just for asset protection as part of a whole package.
Joke of the Day:
Signs Found In The Kitchen
So this isn’t Home Sweet Home … Adjust!
Ring bell for maid service. If no answer, do it yourself!
I clean house every other day. Today is the other day.
If you write in the dust, please don’t date it!
I would cook dinner but I can’t find the can opener!
A clean kitchen is the sign of a wasted life.
My house was clean last week, too bad you missed it!
I came, I saw, I decided to order take out.
If you don’t like my standards of cooking …lower your standards.
Although you’ll find our house a mess, Come in, sit down, converse.
It doesn’t always look like this: Some days it’s even worse.
A messy kitchen is a happy kitchen, and this kitchen is delirious.
A balanced diet is a cookie in each hand!
Thou shalt not weigh more than thy refrigerator.
Blessed are they who can laugh at themselves for they shall never cease to be amused.
Countless number of people have eaten in this kitchen and gone on to lead normal lives.
My next house will have no kitchen … just vending machines.
I’d live life in the fast lane, but I am married to a speed bump.
Mother does not live here any more, clean up your own mess.
Martha Stewart doesn’t live here!!
Start the Experience … join PTVPartner and … Free your Life!!!”

I wonder if anybody else received the same phishing email allegedly from the admin of NasMos as I did, asking to deposit directly into some scammer’s account for a special plan. I hope you didn’t buy it because you must only deposit in NasMos by logging into your account and depositing to them via LibertyReserve, PerfectMoney and StrictPay into 4%-6% for 40 days plan (the only plan offered by the program). Please remember that there is no special plan available for the members of NasMos (reviewed here) and be careful when receiving such phishing emails:
“We found some scamers sent FAKE Email and Asked you make deposit at new plan,
Just We try inform you we never do not do this work,don’t trust to that scamers,
Also if you made deposit we do not add in our site.(because this is your mistake)
Just our URL is NasMos don’t trust to another …”.

WWFD (reviewed here) was another program that reported about some PerfectMoney API issues and suggested to wait before everything is fixed. I know that making the payments manually can be a very time consuming process so let’s just hope PerfectMoney API issues will be fixed soon. Here is the update received from WWFD program:
“PerfectMoney API has problem, so we can’t pay PM withdraw requests. Please be patient.
Thanks. WWFD”.

There was some good from MandarinInvest (reviewed here) today. The recent poll on their website showed huge support for the new payment option which is now available to their clients – Bank wires. The minimum to invest via Bank wire will be $1,000 with 3% charged fee. Moreover, in addition to the existing internal exchange between the already accepted e-currencies the admin Robbyn (interviewed here) plans to introduce exchanges to and from bank wires to provide members with highest number of options in managing their funds. I guess that’s one of the main reasons why investors like MandarinInvest along with instant payouts. I remind you that currently MandarinInvest offers the following investment plans with principal returned on expiration: 1.1% for 30 days, 1.3% for 100 days and 1.6%-2.1% for 150 days. Here is the latest new from them:
“Almost all members who participated in the poll were for adding bank wires. For this reason we were working on it today and from now on MandarinInvest also accepts bank wires. Bank details can either be entered while registering a new MI account or in the “Edit account details” section at the top. You wont be able to edit them later, so please be careful before saving the details and if you want to edit them later on, you will have to contact our support. Wire transfers are handled as a separate e-currency within your MI account. Minimum deposit with bank wires is $1000, minimum withdrawal – $1000, deposit fee – 3%. You will be redirected to a website of our partner where you have to enter your MandarinInvest username (login), transfer amount and other details. Your MI account will be credited with the amount entered minus 3%. After that you will receive an e-mail with bank details you will have to use to send the wire. The deposit will be added as soon as we receive it, within 3 business days. The internal e-currency exchanger also offers exchanges from bank wires to an e-currency in case you would like to make a deposit via bank wire and withdraw to an e-currency. We also plan adding the e-currency – bank wire exchange direction. This way you will be able to request a withdrawal directly to your bank account. We will inform you of this in one of the newsletters.
Sincerely, Robbyn Hart”.

The admin of XagaEnterprise Kevin (interviewed here) strangely decided to reduce the minimum deposit in his program before the pending closure and it going private. I don’t really understand how this offer fits in with the recent bonuses offered by the admin just a week ago and it seems to me that his strategy of attracting the money is not too consistent. I don’t understand why XagaEnterprise operated so thoroughly well for such a long time (it’s being monitored on MNO since May 2009), however the possibility of going private was only raised now. I can’t judge the program’s performance though as so far XagaEnterprise was close to perfect in handling the payouts for all of the investment plans it’s offering be it the perpetual plans of 1.2% on every business day forever or 8%-10% weekly forever or the regular plans of 0.5% for 30 business days or 0.7% for 90 business days plans. The program came along the long way but all this going private fuss stuff is really bugging me and I hope it will not influence your decision to deposit into XagaEnterprise because even if the program is really going private I’m sure there will be many investment opportunities later when the program will re-open for general public again. For more information on the plans please check out my detailed review of XagaEnterprise published here and for the most recent newsletter from Kevin please check out below:
“Due to the fact the baccarat gaming tables have maximum betting limit (around 25K each hand) and the amazing growth of XagaEnterprise (around 4K members), I decide to go private soon. The total amount accepted for investing in XagaEnterprise is limited to $63,554 only! As soon it reaches the target, the investment button will be closed.
So you may consider to add some investment here. It’s an option. Not a must. When it hits $63,554, members and visitors can’t invest anymore and the reinvestment feature will be disabled as well.
Please notice that XagaEnterprise is not a forex based company. XagaEnterprise is a legitimate business run by the pros. Comps trading model. I can’t handle any larger amount above $63,554.
XagaEnterprise will go private soon. Let’s make some money guys!
Thank you. Xaga Rocks!
Regards. Kevin and Team”.

Please note that GeneralIncome (reviewed here) changed their support phone number and from now on you can call them on a different number. The good news is the bug with LibertyReserve deposits has been fixed and they are added to members’ accounts instantly as well. I remind you that the payouts from GeneralIncome are also instant to most of the payment processors accepted (except STP) on all the following short-term investment plans offered by GeneralIncome: 110% after 3 days, 120% after 5 days and 150% after 10 days. The program has been online for 10 days already ans is still doing well. For more details on that please refer to my recent interview with the admin of GeneralIncome published here. This is the program’s latest newsletter:
“Greetings to all GI members!
We’ve finally managed to fix all problems with deposits from LibertyReserve. LR was blocking all outgoing post-backs. Now everything works perfect!
Our first 10 days online has past and I would like to thank you for being active and supported our program. Today our first VIP bonus package was given to member whose username is olens11. Congrats!!!
In next few days a new Referral Contest will be opened – more info later.
You can read an MNO interview with me HERE.
Don’t forget to past your votes in monitors and payment proofs at forum!
We changed our phone support number to +1 (254) 655-1531
Sincerely, Sebastiaan!”

10 days online though has nothing else in comparison to the three months online which HugMoney has been paying to its members on three investment plans: 122% after 5 days, 135% after 7 days, 200% after 20 days. This achievement is quite remarkable if you see at these high rates of interest. HugMoney accepts all five most popular payment processors and pays on expiry quite fast. I think the payouts are processed several times per day which also encourages the enormous growth in membership HugMoney is enjoying recently. For more details on HugMoney you can refer to my recent updated review published here or read the interview with the admin of the program here. Currently I’m planning to send the second interview in commemoration of HugMoney’s three amazing months online which allowed to really get rich to some members. The most recent long update received by HugMoney members tonight touches many different topics but I would specially like to mention the new referral contest that is starting tomorrow, the importance of the members support, the strict prohibition of self-referring and refback sites, the importance of updating your account with payment processors details if necessary and allowing the admin to answer all the support questions within 48 hours without submitting multiple requests to reduce the work overload. More on that please read below in the latest newsletter from HugMoney:
“Greetings HugMoney members!
Following the great success of our last referral contest we have decided to run another one starting very soon. There’s going to be a few changes made this time however and we think it will be a lot more popular with our regular members.
We noticed that all the main prizes were won by monitor sites, and we felt that that might not be entirely fair on the average member who does not have the same time and resources to promote their referral link. So we think it only fair that everyone else get a fair chance in the next one. This is how it’s going to work:
a) The contest starts on March 10 and finishes on March 17.
b) The prizes will be – first $500, second $300, third $150
But this is what’s going to be different – one contest will apply exclusively to monitors, blogs, and other assorted internet professionals. The second contest however will apply exclusively to regular HugMoney investors. So this is an ideal opportunity for you to win some nice bonus for yourselves. As before all we ask is that you give a fair and honest assessment of your personal experience with HugMoney. Just tell the truth. Tell them how much you invested and how much you got paid for it. You really don’t need a blog or monitoring website for that!
Please also allow me to be very clear about one rule – only new and active referrals who join under you from March 10 onwards will be counted. Older and inactive members are not included. But I do think that because we have removed the monitoring sites from this that your chances of winning are vastly improved, but also remember what I said before the last contest. If you don’t win a prize you will still earn some commissions and anything that benefits HugMoney as a program also benefits its members.
The next important issue we need to discuss is that of our members support. Please remember that HugMoney is not only one of the most popular investment sites online today, it’s also the fastest growing. Let me promise you that we always try our best to deal with each and every one of your questions as quickly and as efficiently as possible. But we’re only human and our support operators can only answer one e-mail at a time. Generally all issues are fixed within 48 hours and usually a lot faster but please be patient. We have a huge volume of traffic so I would ask you if you do have a problem then do not submit more than one ticket. In the very unlikely event that your problem is not dealt with satisfactorily within that time, then sorry for missing it, please write to us again and accept our apologies, There is no need to submit duplicate tickets before 48 hours, so we kindly ask you to refrain from doing so. In the long run it helps us deal with your and everyone else’s questions a lot faster.
Another issue that has been brought to my attention is the almost unbelievable fact that many members with active deposits have actually neglected to provide us with their payment processor account details. I mean how on earth are you expecting us to pay you!?!?! Remember that it’s not just a simple matter of depositing in HugMoney, you must provide us with you account details as well. For example, AlertPay customers must give us their AlertPay e-mail addresses, LibertyReserve and PerfectMoney users must give us their account numbers (starting with the letter U in both cases), StrictPay users must also give us a account number, and SolidTrustPay users need to provide us with a user-name. I understand that many of you are new to the business of online investments so you need to keep that in mind. We simply can not pay you if you don’t tell us your account.
Also note that due to the increased fees applied by some processors we regret that we are unable to make payments of less that $1 to AlertPay and SolidTrustPay users. This has no effect on your account and you can withdraw as normal as long as you are asking for a minimum of $1. This rule does not apply to the other payment processors.
One very important rule that continues to be broken by a small number of members is that of dual accounts, i.e members opening second and third accounts and using themselves as referrals. This practice is strictly prohibited by HugMoney and we will have no hesitation in closing the account of anyone found doing this. In fact we have already removed a number members that have tried to abuse the system in order to benefit themselves at the expense of others. If this happens to you and you think we have made a mistake then we will request that you verify your identity with us (contact us for details on how you can do that). But please be aware that under no circumstances will HugMoney tolerate this behavior.
And this leads me on to my next point. Because of this last issue, and let me assure all genuine HugMoney members that this is for the good of the program, certain people have become very angry and have been threatening us and blackmailing us. Threaten away! We act in the interests of our members at all times, and nothing else. Therefore I would ask all monitoring admins that receive bad votes about HugMoney to kindly verify the facts surrounding these complaints before acting on them. Invariably it turns out to be one angry blackmailer who tries to spread rumors and panic. So monitors – please act responsibly! Contact us to verify these claims before acting and we will satisfy you that its the complaining member that has broken the rules.
Staying on the subject of monitors I would also like to address the issue of “refback”, i.e monitors that pay you to join a program under their referral. Please note that HugMoney also strictly prohibits this practice and if we become aware of any monitor, blog, or regular monitor offering this service then we will again have no hesitation in freezing your account. We consider this practice to encourage “hit and runners”, in other words people who join just to get the extra ref-back, and then leave the program as fast as possible without ever re-investing. And if they do re-invest, they still withdraw everything and join again under another ref-back site. Why is this necessary when HugMoney already accommodates re-deposits from your existing account? The answer of course is greed, and greed at the expense of the honest members. So HugMoney will no longer tolerate this.
By the way it really is quite simple to re-invest from your balance anyway. First just go to your account, choose a plan, choose the amount you wish to spend, and then choose deposit from account balance of your payment processors. Just follow the instructions from there really. We have tried to make it as easy as possible for you so there is no reason for us to tolerate ref-back sites.
But remember that we as a program depend on you as members. We all need to help each other. So when we help you (by paying you!), please help us by voting for us on monitors, posting proof on forums, and leaving positive comments on any media where HugMoney is covered. Remember it’s your program too, so anything good for HugMoney is good for the members. We have been online for 3 long months now and I challenge you to find any other investment program offering the rates of interest that we do that has survived as long as this. Trust me, don’t even look because it isn’t there! But we have quite a sizable reserve built up now so rest assured that we can continue to support the program and its members for quite some time. Our main ambition is to make HugMoney the biggest online based investment project ever and with your help I sincerely believe we are well on our way to achieving that. We have never let you down in the past and we’re not about to start now!
Until next time, warmest regards, HugMoney Administration team.”

DynFxTrade (reviewed here) which is paying on three “forever” plans of 1% daily, 6% weekly and 25% monthly made this latest announcement on the results of their first ref contest. I remind you as well that the admin of DynFxTrade has been interviewed by MNO today (read the interview here) and if you want to read more about the program you’re welcome to refer to my original review published here:
“DynFxTrade is pleased to announce the winners of our first referral contest! The contest began Feb.22nd and ended today, March 9th. This was for the sponsors with the most upgraded members in the contest time period. Here are the winning leaders:
1st place: Big Profits ………. $100
2nd Place: Money News…….$50
3rd Place: GoldPoll……………$25
4th Place: Dreams of Profit …$20
5th Place: RevShareInfo……..$15
The prize money was paid automatically by the system into the accounts of the winners a few minutes ago, and can be found under Current Cash Balance (ROI).
CONGRATULATIONS to all the above sponsors! We’ll begin an exciting new contest shortly.
All payouts have been fulfilled for today! Please be sure to post in forums and vote on monitors when these are received. The members who do this faithfully are much appreciated.
Have a good Wednesday, Your DynFxTrade Team”.

One good program otherwise quite seldom mentioned in the news is WaterInvestment (reviewed here). It was not without reason as the payments from WaterInvestment are only processed on a weekly basis but no delays on 10%-14% weekly for 20 weeks with the principal back on expiry. The only significant news for its second month online was the recent addition of StrictPay which is now accepted along with LibertyReserve and PerfectMoney (both in dollars and euros). By the way, some documents were finally uploaded on the WaterInvestment website today proving their incorporation in two countries. And though it really doesn’t give you a guarantee on your investment it might make the program more popular among current investors. I would also suggest the admin add more payment options in the future as they are still quite limited (bank wires wouldn’t hurt either). Anyway, here is the latest from WaterInvestment:
“We are glad to announce that most of our registration documents are now available to download from the FAQ’s page of our website. All the files are presented as-is in .PDF format.
You are receiving this message because you have opened an account with WaterInvestment.
Warmest regards, WaterInvestment Administration”.

The very small update I received today from just recently added and reviewed short-term program called 10000Dollars (read the review here). Actually it was only a notification to the existing members of the program about the review published on MNO and the upcoming interview (I’m going to send some questions for the admin tonight):
“REVIEW with 10000-Dollars.com has been published on Money-News-Online.
http://money-news-online.com/blog/2010/03/09/08032010-10000dollars-review-and-other-news/
INTERVIEW – soon.”

Please note that if you’re a member of AlertPay and using a G-mail address to receive confirmation emails from them after every transaction you might have experienced some delays in delivery lately. I myself had these issues for a few days but today it seemed everything came back to normal. Anyway, if you’re still experience those troubles with AlertPay please read the following update addressed to all G-mail users of AlertPay:
“Unfortunately we are experiencing some delivery issues for emails to the gmail.com and Google Apps hosted domains today. It appears that most mails being sent from our servers are being delayed for up to 6 hours, a condition which appears to have started around 3:00 PM this afternoon.
We are in contact with Google’s helpful postmaster team and hope to have the issue resolved shortly.
If you have a gmail (or a Google Apps) email as your primary email address and you have not received a sign up confirmation, password reset, transaction confirmation, or other AlertPay system message, please don’t fret! Your messages should arrive in the next couple of hours. We apologize for any inconvenience this issue may have caused you dear user!”

I had to move two programs to Problem status on MNO tonight. They are CelexProfit and AlphaInvestments. They both stopped paying two days ago and unfortunately I didn’t receive any explanation of why that happened from their admins. So I assume both CelexProfit and AlphaInvestments became a scam. Please do NOT invest in them anymore!

Most of the programs listed on my monitoring page are still keeping the payments quite fine and for the last 24 hours I was successfully paid from the following programs:
GeneralIncome, HugMoney, PTVPartner, NasMos, RedOrchidInvest, WestFinance, BiotechInvFund, EuroNanoInvest, FinanceNova, DynFxTrade, Dragadox, MandarinInvest, GloboFunds, WWFD,  WaterInvestment, TheKapital, Aballong, BioEnergyFunds, AvaInvestment, UmaxFunds, ScootFx, MoneyPlus, InvestAward, IncoForex, 10000Dollars, CSMFinance, BVBC, AtlantisMutual, OneDailyPro, AimTrust, PanaMoney, GeniusFunds, SmartTradersInv, DepositPalace, Plents, WeeklyDividend, XagaEnterprise, Super12Arbitrage (the first payment received) and HighYieldClub (the first payment received).

I have added another program to my listing today and this is very recently launched PrimaryPool program. The program looks very nice, using a totally customized script and being hosted on a dedicated server with the highest Enterprise level of protection from BlackLotus. There are many other features I like about PrimaryPool and which I’m going to describe in the upcoming review of the program on MNO: SSL-encryption, the original bonus of the day feature when an investor with the biggest deposit of the day is rewarded with 10% bonus, the translation of the site into five languages (not auto-translation), etc. Unfortunately PrimaryPool accepts only two main payment processors (LibertyReserve and PerfectMoney) with the addition of Russian WebMoney and Ukrainial LiqPay payment processors which makes me think that the administration of PrimaryPool has some slavic roots. The minimum to invest into the program is $30 and there is only one option for you that will be available depending on the amount of money you’re ready to deposit into PrimaryPool: 1.1% for 30 business days (for the deposits from $30 to $499), 1.4% for 60 business days (for the deposits from $500 to $4,999), 1.7% for 120 business days (for over $5K deposits) and 2% for 120 business days (for over $12K deposits). On every plan you can set your own desired level of compounding and will received your principal back on expiration. I think PrimaryPool is quite a promising new low-ROI program and I’m going to bring you the review of it on MNO pretty soon. So stay tuned for it!

Tomorrow you should expect a review of a new perpetual program called Super12Arbitrage offering 12% weekly with no expiry. And of course there will be more news from the Industry for your reading pleasure! Stay tuned and stay on the money with Money-News-Online! See you tomorrow!

Hi guys! Today (and for the next few days) MNO comes to you from Toulouse. I just spent the train journey from Bordeaux watching a downloaded version of the Oscars ceremony on my computer. You wouldn’t believe the lengths I had to go to over the last couple of days to avoid hearing the results so I must be just about the last movie fan in the world to hear the news!

Anyway, getting back to business, as promised last night I have an interview for you today with the admin of DynFxTrade – a recently launched “no expiry” style plan that pays you regular interest rebates on one single deposit as long as the program survives. How long that’s going to be for is a whole other matter of course but why don’t we let the admin do the talking first and he can tell you what he thinks about it all.

His name is Michael but before we hear from him let me just remind you that DynFxTrade is an online HYI investment program that offers 1% daily, 6% weekly, or 25% monthly with no expiry date. For more information you can always refer to my original review published here.

“1. Hi Admin, please introduce yourself to the readers of MNO and tell us about your own role within DynFxTrade. What are your own duties within the program? How would you describe a typical working day for you as an admin of an online investment project?

I am Michael from Canada and my partner David is from the UK. We run this site together.

I am in charge of promotion, my partner cares for the technical part and Terry is responsible for online support. Personally, I take care of all live chat member issues and also financial management.

2. Can you also give us some background on the program? How long have you been running? What were you hoping to achieve by starting it in the first place? Apart from you is there anybody else working on DynFxTrade?

Our site has just opened, and we are fully confident about the success of our program. I have already introduced our team in Question #1.

3. What about the investment plans? Can you explain them in detail to us? What are the minimum and maximum amounts for investment, what rates of interest are on offer and how long do they run for?

We offer three plans. The details of the plans are given below:

1) 1% daily (Mon-Fri)

2) 6% weekly

3) 25% monthly

We offer $20 as minimum investment and $10,000 as maximum Investment.

4. What is the point of the monthly plan? It pays almost exactly the same as the weekly plan over the course of four weeks but involves a substantially bigger risk for no real extra reward in exchange.

In the monthly plan the rate is slightly higher than weekly plan and we can more readily use member funds for trading over the longer period. It will helpful for our investment business because we calculate our profit / loss at the end of each month. Additionally, with a deliberately low ROI, the “risk” is minimal.

5. Tell us about the payment options available from DynFxTrade. What payment processors are you currently dealing with?

We use all the popular payment processors that are currently on the market, i.e LibertyReserve, StrictPay, SolidTrustPay, PerfectMoney and AlertPay.

6. Can you also explain why there are certain fees charged for deposits made through AlertPay and SolidTrustPay? The other main payment processors also have their own fees, so why discourage the use of AP and STP?

As you know Paul, in the HYIP industry STP and AP discourage the exchange of funds to other payment processors or bank transfers. Also as a verified business account holder, fees are higher for us than other e-currencies such as Liberty Reserve. The maximum fee for LibertyReserve is $3 on any amount, so we can ignore a LibertyReserve fee. No fees are applied to StrictPay either.

7. How highly would you rate the security of your own website? Tell us about your hosting provider and how highly would you rate them as a service provider?

We bought hosting from Hush Hosting and they assure us that they will provide top class DDOS protection with top internet security.

8. What about your script? Who supplied it for you? What do you think the benefits of this script are to both the admin and the investors? How dependable is it?

Our script has been carefully customized for us and created by a trusted and skilled programmer from ScriptLance.com. We really appreciate the user-friendly aspect of this script, from both the members and the admin’s point-of-view.

9. Are you using SSL encryption? Why is this so important to the members and why do you think so many HYIPs are reluctant to use it?

Our hosting provider advised to use SSL encryption for members security, and we were happy to follow their advice. We believe all HYIPs should implement SSL encryption as they are particularly vulnerable.

10. What kind of customer support do you offer? What is the best and most efficient way to contact you if I have any questions? Do you have Live Chat or telephone support? Why not?

We offer 24 hour live chat and email support .We have subscribed to an excellent live chat for this purpose. Terry is taking care of that. Only members’ support questions are allowed in Live Chat and it is not used for any advertising promotion.

11. How pleased are you with the growth of the project so far? How have you been advertising it? Can you give us any statistics about the membership, the rate of growth, and the amount deposited?

So far we have 600 members with $5.3k deposited. We advertise on very well known monitor sites and also from time to time promote banner displays on various advertising sites. We have allotted 20% of our net profit for advertising. However, our main goal is the longevity and sustainability of DynFxTrade, so we are not in a hurry. We prefer to grow slowly and steadily, knowing that the ROIs we offer are very sustainable. We are also confident that DynFxTrade will grow via word-of-mouth, as we payout very promptly, and forums vouch for this.

12. What other outside business and investment activities are DynFxTrade involved with? What are you doing with your member’s money and how are you generating such profits? Can we see any proof of these activities?

We are active ForEx traders dating back to 2004 with various well known ForEx brokers. From 2006 we began trading online Forex.com and recently we trade with Marketiva using LibertyReserve e-currency. We used members funds in our ForEx investments, which we have discussed earlier.

13. I notice you offer a certificate of incorporation in the UK. MNO is also a registered company in the UK so I know exactly what this means and exactly how you obtain one. So what is this supposed to prove to investors and do you agree it’s a bit misleading?

I’m sorry Paul, but I don’t agree with that. Did you intend to “mislead” when you registered in the UK ? Why would any business spend a considerable amount to form a registered company just for the fun of it??

14. I see that you also claim that as well as being a registered business you say you are also “duly licensed.” Licensed to do what exactly? Also why do you only show the certificate but not the license, which is what investors actually want to see? Where can we view a copy of this document?

Our license is with the ForEx trading business and we trade with well known ForeEx traders using our company bank account. We don’t wish to use it in DynFxTrading because some countries are not allowed to participate in the HYIP business and a license is not suitable for the industry.

15. Are there any plans to develop DynFxTrade further in the near future? Will there be any interesting changes made soon? How are you planning to keep the program competitive with so many new HYIPs opening every day?

Ours is above all a long term project, so at the moment it is ok. We are not here to make a quick profit and run with it. As time goes by, we will undoubtedly try out some fresh ideas to improve our performance after discussion with our valued members.”

Thanks a lot to the admin as usual for making the effort to answer my questions. However if you will indulge me, and I don’t usually do this, but I wish to clarify a point made in question 13. I, as the director of an actual registered company in the UK which is Money-News-Online Limited, can assure you that there is no “considerable” expense involved in forming a company. You can do it for $50 and you can do it in under an hour. I did and I can also assure you that MNO is not a fun project. In fact I am registered with the UK government Revenue Commissioners, and let me tell you that’s no joke! For further information on that please read the article published here.

That’s about it for now guys, but don’t go far as I’ll have all the latest news and another review in just a couple of hours. So see you all then!

Hi everyone! If you enjoyed the interview from earlier today and are the type of investor that leans more towards shorter term games then for the first half of today’s update (the second half is as usual the news) you might be interested in this latest addition to my monitoring page which has the rather odd but undeniably catchy title of 10000Dollars.

It’s a short term HYIP with a pretty big selection of plans, some of which are probably the shortest I’ve ever covered on any program featured on MNO. The plans themselves however are not really explained in the public area. You’re going to have to open an account first and see the details in your member’s area before making a decision on them. There are 11 plans in total and within them there are no less than 41 variations. Sounds like a lot but in actual fact a lot of these options are priced well beyond the reach of most investors so I’ll just run through the main options.

To start with 10000Dollars have a number of plans that run for just a few hours. Personally I’d prefer to think of them as more like one day plans that just allow you to withdraw early, but whatever you think I know a lot of you like to gamble on such high risk ventures like this. Anyway, the first plan runs for 13 hours and pays 8% interest per hour. That all adds up to a total of 104%. Minimum spend is $10 and the maximum is $100,000.

The second plan from 10000Dollars offers a reduced interest rate but over a longer period. They will pay you 5% interest over 21 hours on the same size deposits as they previous plan, adding up to a total of 105%.

The third plan is for more serious players and has a minimum spend of $3,000 with a maximum of $100,000. It runs for 18 hours and pays 6% interest every hour, so that adds up to 108% in total.

Then the more “traditional” (if you could call them that) HYI style plans start. The Fourth plan from 10000Dollars runs for a full day this time and pays on expiry. Amounts from a minimum of just $10 will get you started here with deposits between that and $1000 getting you a total payout of 105% on expiry. Serious gamblers who wish to play with amounts from $1001 up to $3000 are offered 106% after 1 day. Higher rates are available but require investments the size of which I’d rather not think about here. For example you are offered 130% interest but are then asked for a minimum of $10,000 in order to get it. But as very few would have it in the first place there is little reason for me to describe it.

Then we come to the 7 day plan. It has a number of varieties that pay on expiry including 130% for amounts between the minimum required $10 and $1000. Larger rates are also available, for example deposits from $1001 to $3000 will collect 135% on expiry and deposits from $3001 to $6000 can expect 140%. See the 10000Dollars website for further details about larger deposits in this plan if you like it.

The next payment on expiry plan runs for 15 days. Deposits from $10 to $1000 will receive 150% interest on expiry. From $1001 to $3000 will get 160% interest. And deposits from $3001 to $5000 are promised 200% on expiry. Larger payouts are offered, up to 300% in fact, but require more money than I’d suggest is wise in such an obviously high risk game like this one. If you’re interested then take a look at the 10000Dollars website for yourself.

And then the last payment on expiry option we come to runs for 30 days. There are fewer options here and your choices are a bit more clear cut. It’s also not exactly a cheap option to join and involves the highest risk in an already high risk program. Deposits between a minimum of $250 and a maximum of $500 are offered 500% interest on expiry. Deposits from $501 up to $2000 are offered 600% interest while larger deposits up to the maximum allowed $100,000 are promised 700% interest. It’s difficult to see just how any of that can be achievable so exercise caution. On the other hand of course 10000Dollars like every other online HYIP is going to be largely dependent on cash flow so it’s totally unpredictable as well. But it’s your money and that’s the gamble you will have to take.

The next set of plans are also high yield, high risk, and short term. 10000Dollars offers you a series of plans with daily payouts, starting with one that runs for 2 days. Deposit from a minimum of $10 up to $1000 and you will get 52% daily per day. I guess that includes most investors but it’s pretty hard to see the logic behind this option. I mean the total amount you will earn after 2 days will be 104%, but an earlier plan offers you 105% after just one day for an investment of the very same size. Anyway, if you wish to risk a little more then for amounts between $1001 and $3000 will get you 53% per day. Deposits between $3001 and $6000 will get you 54% interest per day. Beyond that you are allowed to deposit anything up to $100,000 for higher rates of interest. See the 10000Dollars website for more info on that.

Next up is the 3 day plan with daily payments. Here a minimum deposit of $10 up to $300 gets you 36% interest per day, or 108% in total. Amounts between $301 and $3000 will get you 37% interest per day, or 111% in total. And deposits from $3001 to $5000 should earn you daily payments of 38% interest, or 114% in total. Again the 10000Dollars admin will gladly take amounts of $100,000 from you (naturally!) but if you wish to avail of any higher paying options then look at the website and contact the admin for more details.

The next in this seemingly endless list of investment plans runs for 5 days and makes daily payouts. Deposits again start from a minimum of $10 and for amounts between that and $1000 you are offered 25% interest per day, or 125% in total. Larger amounts of from $1001 to $3000 will get you 26% interest per day, or 130% in total. Deposits from $3001 to $5000 will earn you 27% per day for 5 days becoming 135% in total. Once again larger amounts are accepted but I advise you speak to a professional before even dreaming about figures like that in a short term HYIP.

If you think that’s all then you’d be mistaken! We’re not finished with the investment plans just yet. 10000Dollars still has one more to run by you and this time the term lasts for 3 weeks and payments are made by the week. The minimum deposit is $10 and between that and $1500 will earn you 50% interest per week amounting to a total of 150%. Larger deposits of from $1501 to $3000 get you 55% interest per week or 165% in total. And amounts from $3001 to $7000 should earn 60% interest per week, adding up to 180% at the end. Just like all the previous plans 10000Dollars are perfectly happy to take pretty much any amount of money you wish to throw at them. If you are seriously interested in what their options are for even larger deposits then see their website and see a professional. Possibly a psychiatrist.

In keeping with the normal traditions of short term HYIP games the list of payment processors accepted here is extremely limited with only LibertyReserve and PerfectMoney taken. And most of you know perfectly well what that means so enter with both eyes open, don’t pretend you didn’t know what the risks were when you joined, and accept any potential losses with the same attitude that you accept the profits – as a reasonable consequence of gambling.

To be fair to the admin however he has gone a long way towards compensating us for the lack of choice by introducing instant payouts, a feature that is consistently listed by many investors as their favorite whenever they see it implemented. Mind you there was a couple of glitches in the system earlier on but they have since been ironed out. When I asked him about it the admin quite candidly admitted that he was simply overwhelmed by the immediate popularity of the program and had not properly organized it to handle such unexpected numbers. All that’s been fixed now however and all payments from 10000Dollars appear to be made within a matter of seconds of the request being placed.

I must say that the admin has also done a decent job on security. Despite this being a short term program a bit more effort and expense has been made. And while I know that alone will never prevent any program from collapsing, it would make me think that a fast scam is not the first thing on the admin’s mind. Programs like 10000Dollars have a limited shelf life, it’s true, (as do all HYIPs) but if you were to take the cynics viewpoint an admin that spends a lot of time and money on his website would prefer to stick around until he gets something back. Anyway, the first thing I noticed about the site was the use of SSL encryption to protect your account area. Other than that the website is hosted on a dedicated Staminus server, supported and protected from DDoS attacks by DdoSWiz. The script is licensed from GoldCoders. Customer support is available through the online e-mail ticketing system.

The bottom line here of course in determining how long any HYIP can run for is cash flow, and that’s totally unpredictable. When HYIPs like this go, they go quietly and quickly. What will help a lot in keeping 10000Dollars online a bit longer than some of its competitors is the fact that the plans seem to have been reasonably thought out in terms of keeping the smaller (i.e more affordable) ones quite achievable. Yes, there are some dubiously high rates paid out in some plans that could put a severe drain on resources, but as few online investors could afford to try their luck with them they may as well not be there at all. Couple that with the fact that they make instant payouts and have made an effort to secure the site with SSL and 10000Dollars looks as good as any of the short term competition around right now. Worth a look if you enjoy a gamble. Just keep in mind that when the admin says “profits are 99% guaranteed”, I’d be pretty sure he’s talking about himself and not you, ok.

OTHER NEWS FOR TODAY.

It seems that GeniusFunds (reviewed here) made some error today and send a strange and rather weird proposal to all the investors inviting them to deposit into a special premium weekly plan offering higher variable return than the usual weekly plan which pays 6%-9% weekly. The minimum to invest was set to $2,000 and the investment could not be done from your existing account balance, but rather you had to introduce completely new funds. After receiving this email I immediately logged into my account in GeniusFunds but didn’t find any option to invest in this plan. This raised some concerns on the forums regarding the authenticity of this email. However their own Live Support confirmed that this email was indeed sent by GeniusFunds causing even higher concerns among investors regarding possible cashflow issues as this practice never took place before. This is the email which was sent today:
“My name is Michalis Constandines and I am your new account manager. Your account has been upgraded to premium status and it is my pleasure to invite you to participate in an excellent investment opportunity offered by invitation only, to a limited number of Genius clients.
We are introducing WBMF Select fund which will consist of three share types:
WBMF Select 1: $2000 – $25,000
WBMF Select 2: $25,001 – $50,000
WBMF Select 3: $50,001 +
The minimum investment into this fund is $2000. The investment must be a new deposit and not be proceeds of share sales or profits generated by your current investment. There are no minimum or maximum reinvestment requirements for this fund.
There is no no-sale term for this fund, however, sales of shares within the first 30 days of investment will be subject to 25% early sale penalty. There will be no penalty or fee for sales of shares after the 30 day period following the initial investment.
I have enabled access to this fund for you. You may purchase shares of WBMF Select from your Genius account portal. The dividend rates paid on shares on this fund are fixed at the following values:
WBMF Select 1: 10.2% per week
WBMF Select 2: 11.6% per week
WBMF Select 3: 12.3% per week
Dividends are paid every Monday. The first dividend will be paid on the first Monday after the purchase of shares.
The formal offer is attached hereto in PDF format. If you have any questions, don’t hesitate to e-mail me at any time.
Sincerely Yours, Michalis Constandines. Premium Account Manager. Genius Investments Limited”.

The situation soon became clear as it appeared the email was sent to investors by mistake and perhaps intended to some larger investors I suppose. Anyway, that was still pretty strange as to why the GeniusFunds administration would send this email at all because as far as I know there was never any premium accounts available so far. Previously it had been offered via special terms and conditions for the investors willing to deposit over $200K. However, now they say the following:
“We currently reached the capacity limit for the Premier accounts. These are no longer offered directly to the public. Once we will be able to increase the capacity, we will again start offering these great investment products.”

So I really don’t get it how any member could get his account promoted to premium status without investing thousands of dollars into the program. Anyway, after several hours and total confusion a follow-up email was sent where they apologized for the mistake and the inconvenience caused:
“I am sorry, but the invitation in my previous message was sent to your e-mail address by mistake. The fund in the message is not yet marketed to our investors and you have not been offered to invest in it. I will notify you again if and when the offer to invest in this fund will be made to you.
Sincerely Yours, Michalis Constandines. Premium Account Manager. Genius Investments Limited”.

Another strange thing that happened in my GeniusFunds account today and which a few people reported to me as well. One of the withdrawal requests made was suddenly canceled and put back to my account. I don’t know how this happened but after re-submitting it for the second time I was paid straight away (my second larger withdrawal request is still pending though). However I started suspecting what if GeniusFunds have some script issues causing some withdrawal requests to get bounced back to investors accounts. Then another question rises: why wasn’t it reported properly instead of causing panic and unnecessary complaints? At the moment GeniusFunds remains a mystery to me when it comes to their payouts to so many members but at the same time the lack of communication and their apparent inability to explain what is really happening with the delays and problems in some people’s accounts isn’t doing them any favors. Anyway, be it a cashflow or just a technical issue I hope it will be resolved soon.

MandarinInvest (reviewed here) is expanding its presence online and is launching Facebook and Twitter profiles. The admin of MandarinInvest Robbyn (interviewed here) just let everybody know that from now on you can discuss the program on Facebook and join them on Twitter for the latest updates. There is also a new poll on their forum available with the question: “Do you think MandarinInvest should accept deposits and process withdrawals via bank wires?” I think many investors would agree with my opinion that despite the already wide range of eight payment processors available for depositing and mostly instant withdrawals Bank wires might be a perfect solution for larger investors who prefer not to deal with any payment processor. This will definitely help them to expand and offer their investment plans to a wider audience. I remind you that MandarinInvest is a low-ROI program currently paying on the following plans: 1.1% for 30 days, 1.3% for 100 days and 1.6%-2.1% for 150 days with the principal returned on expiry in every plan. Here is the latest news from MandarinInvest:
“Social networks are more important nowadays than e-mail and forums, so we have decided to create accounts on two popular networks – facebook and twitter.
You can discuss our program in this group:
http://www.facebook.com/group.php?gid=353521257257
And follow our news on twitter here:
http://twitter.com/MandarinInvest
For some of you this might be a more comfortable way to share your thoughts on our program than the usual forums.
There is also a new poll for you on our forum. This time it involves bank wires, so please voice your opinion here:
http://forum.mandarin-invest.com/viewtopic.php?f=4&t=49
Sincerely, Robbyn Hart”.

I just received another newsletter from WeeklyDividend (reviewed here) notifying the investors that the 5% promotional bonus that was added to new deposits on their plans (1.1%-1.5% daily forever and 9%-11% weekly forever) expires tonight. Although the admin (interviewed here) mentioned that there would be more rewards for the loyal members of the program soon. Here is the latest news from WeeklyDividend:
“As stated previously the 5% Bonus on all first time deposits will end tomorrow. This was intended as a promotion to help spread the WeeklyDividend name and the intended purpose was surely accomplished.
The 5% bonus will end at midnight GMT Monday March 8th. All first time deposits made prior to this time will still receive the bonus.
We are in the process of considering other methods to reward the members and when/if those are adopted they will be announced.
The management and staff of WeeklyDividend thank you for your support.
Thank you, Support Team, WeeklyDividend.”

The admin of FxPetroleum (reviewed here) was quite short in his update today and only mentioned that everybody that invested in the 15% weekly forever plan had been paid. Well, what else did you really want to know I suppose! Here is the email:
“Dear Paul, Good Morning to all members of FxPetroleum, where you Rig your ROI from the deep!
All cashout have been completed. All free members should please upgrade their accounts within 7 days from today or will be deleted from the site to reduce the load on our server.
Thanks for all your support and I do hope you all have a wonderful week.
Admin. FxPetroleum”.

I would like to remind that if you invested in one of the plans offered by BioEnergyFunds (8% for 2 weeks with principal back on expiry or 8.5%-12% for 30 weeks with no principal return) you are required to make your withdrawal request. As you know the withdrawal button for weekly profits in BioEnergyFunds (reviewed here) is only open on Mondays and Tuesdays so don’t miss it. To withdraw your money simply login to your account, click on “Account Statistics” and then you will see your earning balance which you can withdraw by clicking on the appropriate link.

I have to move three programs today to Problem status on my blog. Please make sure that you will not invest in them and thanks to those who let me know about their pendings. These programs are: Skinex, StanbicArbitrage and XciteInvest.

Skinex had some issues with their instant withdrawal system yesterday when only withdrawals to StrictPay and smaller withdrawals to LibertyReserve were processed instantly. Today however I can see that the instant option was switched off completely and even the smallest cashouts are not being processed. With no update from the admin it definitely seems to be a goner for me. Anyway, the program was quite successful overall and lasted for 6 weeks. Apparently there was some cashflow issues recently that influenced its performance. Well, we all knew that Skinex would not last forever.

I would like to thank my readers who told me about their withdrawal issues with StanbicArbitrage. I got paid a few days ago myself so wasn’t aware of the issues. Be assured that StanbicArbitrage has been moved to Problem status on MNO now.

The third program to go soon is XciteInvest. I got the last payout two days ago but having four pending cashouts now I contacted the admin today and as you might assume never got an answer. So it looks to me XciteInvest will also be gone soon.

The full list programs that paid me today include:
PTVPartner, HugMoney, Aballong, TheKapital, GeneralIncome, RedOrchidInvest, BiotechInvFund, NasMos, Verifield, PanaMoney, MandarinInvest, FxPetroleum, XagaEnterprise, WaterInvestment, BioEnergyFunds, GloboFunds, DynFxTrade, GeniusFunds, InvestAward, EuroNanoInvest, CSMFinance, AtlantisMutual, YesInvestment, GoldenInvestment, EzProfit, ExceptionalFunds, BVBC, OneDailyPro, SmartTradersInv, WeeklyDividend, UmaxFunds, AvaInvestment, WestFinance, DepositPalace, MoneyPlus, Eternidex and 10000Dollars (the first instant payments received).

A new addition to my listing today is CottonFunds. This is a program that has been online for nearly 40 days and which is offering three low-ROI plans: 0.8%-1% daily for 200 days, 6%-8% weekly for 245 days and 30%-40% monthly for 270 days. All the five main payment processors are accepted by them: LibertyReserve, PerfectMoney, AlertPay, SolidTrustPay and StrictPay. I will talk about the plans in more detail in the upcoming review. Right now I would like to say that I like the overall layout of the program is good and that the site is SSL-secured which makes it safer for the potential investors. CottonFunds is hosted on a dedicated server with HushHosting protection and is utilizing a Neversay script where you can invest in units of $1each. The minimum investment starts from $5 but the minimum is different for each plan. More on CottonFunds will be in the detailed review on MNO soon.

That’s all for today, guys! I hope to see you on my blog tomorrow when I’m going to publish the interview with the admin DynFxTrade, another review and of course am going to update you on all the latest news from the Industry. MNO has now reached over 1,800 e-mail subscribers via FeedBurner and it means MNO is getting even more popular. Don’t hesitate to subscribe to receive my daily news straight to your email every day by submitting your email address in FeedBurner subscription form which you can see on the right sidebar on my blog. See you tomorrow on MNO!

Hi guys! For the first update today I have an interview with the admin of a recently launched short term HYIP called GeneralIncome. They’ve been online for just over a week now and have gotten a fair bit of attention from fans of high risk high reward games. The admin is a straight talking type who gets right to the point, though of course it’s up to you how much you believe about their business in ForEx trading, or anything else for that matter. Either way, if you’re already a member then chances are you’re in profit by now as is always the case with the first ones to join.

GeneralIncome is a short term HYIP that offers 110% after 3 days, 120% after 5 days, and 150% after 10 days with all plans counting your principal as part of the payment. For further information on them please refer back to my original review published here.

“1. Hi Admin, please introduce yourself to the readers of MNO and tell us about your own role within GeneralIncome. What are your own duties within the program? How would you describe a typical working day for you as an admin of an online investment project?

Hi Paul, my name is Sebastiaan Martin Dehann and I’m the lead admin of GeneralIncome. Basically my “duty” is to make things happen and keep an eye on things. Make sure everything is working fine and our members receive the best possible service. Typical days as GI admin consist contact with our members, helping them resolve their problems and misunderstandings. Another part of my day is spent checking transactions, updating site information and adding new ideas to make site more attractive to our members.

2. Can you also give us some background on the program? How long have you been running? What were you hoping to achieve by starting it in the first place? Apart from you is there anybody else working on GeneralIncome?

GeneralIncome is an attempt to offer services of a private investment company to people worldwide. As you may know, nowadays the best place to find clients is the Internet and specifically the HYIP field was a perfect solution.

Beside me there are two more people that are related to the program. One of them is helping me to manage the program 24/7, it’s too hard for just one man to handle. And the other is responsible for all operations for us as a physical company.

3. What about the investment plans? Can you explain them in detail to us? What are the minimum and maximum amounts for investment, what rates of interest are on offer and how long do they run for?

We offer three different investment plans:

? General Plan ($5 – $1,000) 110% after 3 days | total profit 10%
? Starter Plan ($10 – $2,500) 120% after 5 days | total profit 20%
? Advanced Plan ($20 – $5,000) 150% after 10 days | total profit 50%

These plans were chosen to suit all levels of investors. For beginners we offer the General and Starter plans with low risks and for more experienced investors we offer the Advanced Plan with higher rates.

4. Tell us about the payment options available from GeneralIncome. What payment processors are you currently dealing with?

Investing in GeneralIncome is possible through many payment processors. We accept LibertyReserve, PerfectMoney, SolidTrustPay, StrictPay, AlertPay and GlobalDigitalPay. Most of the withdrawals are instant after the request is made, but SolidTrustPay and GlobalDigitalPay are processed manually within 12 hours.

5. How highly would you rate the security of your own website? Tell us about your hosting provider and how highly would you rate them as a service provider?

I think that GeneralIncome is as safe as it can be. The site is hosted on a dedicated server has SSL encryption. Then we are protected from DDoS attacks by Koddos. We are very satisfied with the work and quality of Koddos, 5/5 stars. The site is stable and the support of our hosting provider is very responsive and helpful.

6. What about your script? Who is the provider and what do you think the benefits of this script are to both the admin and the investors? Are you using SSL encryption to protect your member’s accounts? Why do you think so many HYI sites are reluctant to implement this?

Our site is running on a GoldCoders script which is safe and very handy for us and our members. I think that nowadays protecting our member’s accounts is a must. There are a lot of bad people out there that could use this information, so we found that SSL is a perfect solution for keeping everyone safe.

7. What kind of customer support do you offer? What is the best and most efficient way to contact you if I have any questions? Do you have Live Chat or telephone support? What hours are these services available?

Customer support is one of the fields we paid a lot of attention to. The most basic way to contact us is via the support page by submitting a support ticket. We also offer Phone Support (+1 (423) 299-0310) and Live Chat support which is available 24/7.

8. Do you think that because of the big number of short term HYIPs already working before GeneralIncome that you might struggle to attract members who already have their money elsewhere. Has that been the case? Can you give us any statistics about the membership, the rate of growth, and the amount deposited?

I think that first few days showed that we can and will be a serious competitor for other HYIPs. We have very secure and pleasant site and that is something very important to many members. The rate of growth you can see on our site in the Statistics Menu. In our first 7 days we have more than 700 members with a collective investment of around $62,000 and a total withdrawal of more than $15,000!

9. What other outside business and investment activities are GeneralIncome involved with? What are you doing with your member’s money and how are you generating such profits? Can we see any proof of these activities?

All invested funds are transferred to an investment company in Panama where they are managed by investment and trading experts. As I’m not connected with this part of deal I can’t give you any specific details.
”GeneralIncome financial activities are based on trading Forex, Stocks, Indexes and Commodities. Recently we’ve started to take a part in Arbitrage betting industry and soon will offer our clients to invest in this particular field.”

10. Are there any plans to develop GeneralIncome further in the near future? Will there be any interesting changes made soon? How are you planning to keep the program competitive with so many new HYIPs opening every day?

For every successful business you need to plan your actions carefully going forward in the future. To keep us apart from others and keep the community together we are organizing events and rewarding our members with prizes like our VIP bonus pack. There are more and more changes coming soon to ensure our members will keep coming back and gain their loyalty.”

Thanks a lot to the admin for taking the time out from what must be a busy schedule to answer those questions. More importantly though is to wish the best of luck to those who decide to try their hand at this one. Hopefully it will continue paying out.

Anyway, that’s about it for this afternoon. But don’t worry about the news, I’ll be back as usual later this evening with a full round up of all the main stories from the programs covered on my monitoring page as well as a brand new review so stay tuned for that and see you then!

Hi guys! Hope you’ve all had a nice weekend so far. Before we get to tonight’s news (being Sunday there’s not all that much) I want to take a mid to long term HYI program called AvaInvestment. It’s just a recent addition to my monitoring page though it’s not exactly a new program. They’ve been running for a little over the last month although I don’t see that as a huge disadvantage. Not when it comes to programs with longer term plans and not as long as the admin intends to run a fair game anyway.

AvaInvestment has just the two plans to chose from. One that pays you by the day, and one that pays you by the week. The rates of interest on offer vary as they usually do according to the size of your investment. Only two of the investment options will be of any serious interest to most of you anyway due to the price involved, but let’s take a look anyway.

First of all there is The Start Plan. That’s the one with the daily payments. It runs fro 50 calendar days and in return for a minimum deposit of $10. AvaInvestment offers a daily payment of 2.8% interest. The maximum deposit in this plan is $10,000. Your principal is already factored into the payments so don’t expect it to be returned on expiry. At that rate you can expect to break even after 36 days and finish the plan with a total of 140% of your deposit.

Higher interest rates are available but as this involves spending $10,000 or more I tend to doubt many of you are particularly interested. But purely for information purposes If you join AvaInvestment with between $10,001 and $30,000 you are offered 3.2% per day. Join with at least $30,001 with no upper limit and they offer you 3.6% per day.

But if you want to look at a more realistic (i.e affordable) investment that will get you a better long term return then you can take a look at the weekly payment plan, or The Business Plan as AvaInvestment calls it. For a minimum investment of $50 up to a maximum of $10,000 you can get paid 14% interest per week. The plan itself runs for 15 weeks and again counts your initial principal as part of the payments so once more you won’t be getting that back at the end.

At first glance this plan might look a little bit less appealing than the daily plan. For instance, over the course of any 7 day period it pays you substantially less (14% as opposed to 19.6% in the other one) and consequently it takes you longer to break even and see a profit. That won’t happen here until you receive your 8th payment. Add to that the increased risk of only receiving one single payment per week and I can well understand why some of you mightn’t like it all that much. But then look at the bigger picture. If you are prepared to wait a little longer and take a bigger risk then the total return on your investment will be a much more impressive 210% so it’s at least worth thinking about.

Once again bigger investments will attract higher interest rates so for your information you can 17% per week on deposits between $10,001 and $30,000. The maximum rate payable of 20% only applies to deposits of $30,001 and upwards.

So (if) you’ve decided which plan you like you may wish to know about what the payment options are. Unfortunately that choice is pretty limited here to say the least. AvaInvestment only accept LibertyReserve and PerfectMoney with no indication that they may add to that soon. That will only limit the appeal that I’m not entirely sure they had in the first place but if you decide to sign up anyway then the admin requests that you allow them anything up to 24 hours to make your payment after you request it.

The security is up to a decent enough standard but still has room for improvement. The hosting provider is one of the absolute best in the business, Dragonara, and they are keeping AvaInvestment on a dedicated server with protection from DDoS attacks. The script is one licensed form GoldCoders so all that looks good so far, though unfortunately SSL encryption is not currently in place.

If you have any questions by the way you can contact their support by submitting a support ticket on the form supplied on their contacts page. Strangely enough there is an icon labeled “Live Chat” but whenever I click on it I am simply re-directed to the same contacts page over and over again, with just the support ticketing system and no Live Chat at all. Maybe we just disagree on what exactly the expression “Live Chat” is supposed to mean but either way it ain’t working. They also claim to be a registered business (which means very little) in the Dominican Republic though they fail to offer any documentation to back it up. Such things can be taken care of in a matter of minutes over the net these days so I wouldn’t attach too much relevance to whether they really are or not. Another thing AvaInvestment claims is to have an office in Bristol in the UK. However they also fail to tell us what the address is, therefore making it a bit pointless telling us about it at all.

Anyway, the important thing for now is that AvaInvestment is paying with no complaints that I am aware of. The business side of things is the classic HYIP story of experienced ForEx traders, brokers, analysts, and the like. Unfortunately the texts are copy/pasted from other sources including the bit about the office in the UK. So quite obviously you need to ignore this completely and treat AvaInvestment strictly as a game. Overall it’s pretty average but I can only comment on past performance which is no indication of future results. They’ve been paying well enough so far but as always use your heads and exercise a little common sense when it comes to deciding how much you really wish to spend on any online HYIP.

OTHER NEWS FOR TODAY.

At least a dozen people independently let me know that they are experiencing withdrawal delays from GeniusFunds today. However there were even more investors that told me they were getting paid promptly, even for the big cashouts. I can confirm that I personally am getting paid pretty fast as well. Since the problem exists I can’t hide it though I received a few very angry emails today where some even went so far as to say they would hold me personally responsible if GeniusFunds stopped paying to everybody because of the issues reported on MNO. I don’t want this to happen and I don’t have any personal agenda against GeniusFunds as I believe it’s definitely one of the best HYIPs for the last couple of years. But what do you expect me to do? The problem was there before I told you it was there, so I certainly didn’t create it! And GeniusFunds themselves have openly acknowledged it.

But nevertheless I have decided to leave GeniusFunds on Paying status on MNO for the time being but please be aware that the issues with some of my readers were confirmed by GeniusFunds administration who by the way didn’t set any exact deadline as to when they should expect those pending withdrawals to be paid. Here is the email that was forwarded to me today by some readers in reply to their withdrawal delays:
“Due to technical difficulties experienced by our servers over the past two weeks, our compliance department decided to cancel all pending payments and have clients resubmit them.
As a result, the accounting department is overloaded processing payments for the past week and some of our investors are experiencing delays with current transfers.
The accounting people are working through the weekend to take care of this and get us back on track with withdrawals by the end of the next week. Your payment will be released at any time during next week. I am sorry, but I cannot give you the exact date and time when that will happen.
Here are promos to our investment options:
http://promo.geniusfunds.com/geniusfunds_emerging_markets_growth_fund.pdf http://promo.geniusfunds.com/geniusfunds_world_bond_market_fund.pdf http://promo.geniusfunds.com/geniusfunds_world_high_yield_deposit_account.pdf
Thank you for choosing GeniusFunds.
Panos Christodoulou”.

Well, I don’t want to tell you anything or comment on it because I don’t know if this is true or not and you should make your own decision if you want to invest or not. I repeat that I don’t have any issues with GeniusFunds personally and can only judge on the information I’m receiving from my readers. So next time when contacting me please do not forget to give me your account in GeniusFunds along with the information about the pending withdrawal so I could verify the authenticity of your claims. This reason of a work overload given by them might be true of course and since many readers urged me to leave GeniusFunds on Paying status on MNO and give them the benefit of the doubt then I will do so, especially taking into consideration that GeniusFunds never let us down before. We will see how the situation will unfold next week.

However, I’m simply stunned by some reactions that told me to shut up, close my eyes, and ignore some obvious issues the program is experiencing at the moment. It might be just a few individual incidents that have nothing to do with the real state of things in GeniusFunds. Although the reactions to me just reporting to you what I was told were simply shocking. If you think that I have some hidden agenda on GeniusFunds I don’t, but why should I be silent about things that became known to me? I have no idea why I should conceal anything. If you think that my latest comments about GeniusFunds were in some way offensive I apologize but I’m not going to stop posting the info I get on my blog. Otherwise there is simply no reason for me to continue MNO in the first place. Thank you in advance for understanding my position on this matter.

I think I might owe an apology to the admin of PTVPartner Garrett (interviewed here) for wrongly assuming that his illness might in some way affect processing the cashouts promptly. I was not aware of this but Garrett confirmed this to me today that at least four other people could process the payouts in his absence. It’s great to hear that as the payouts from PTVPartner (reviewed here) are still made daily like clockwork. Everybody who invested in PTVPartner into one of the following plans (110% after 10 days, 125% after 20 days, 145% after 30 days, 190% after 40 days) is getting paid on time which is not a bad result for the program online for over six months already. In the latest newsletter from Garrett I found out about the meeting schedule for next week, some slight delays that might happen with PerfectMoney withdrawals due to the issues with their API, the removal of the official PTVPartner blog by Wordpress for reasons unknown, and the usual joke of the day. Anyway, here is the latest news from PTVPartner:
“NEW MEETINGS THIS NEXT WEEK:
March 8th 4pm GMT (8am PST, 10am CST. 11am EST)
March 10th midnight GMT (4pm PST, 6pm CST, 7pm EST)
March 12th 4am GMT Or:
(for North Americans that’s ** Thurs. March 11th**- 8pm PST, 10pm CST, 11pm EST)
Payment Notifications:
PLEASE NOTE: PerfectMoney payments are slower right now due to the API system being down.
All PerfectMoney payments are being manually processed at this time. If your withdrawal is through PerfectMoney you will get your payment but it may be delayed by a short time as they take longer to process manually. They are all being paid daily just the same and though they may take longer then normal to receive, you will receive it in the correct day’s payouts.
Blog Notice:
Wordpress has suspended our blog for a “violation of terms”. We have been unsuccessful in finding out or resolving what terms they feel we have violated. The blog will be unreachable until this can be resolved but will be back up or opened elsewhere should we be unsuccessful in getting information from them to fix the problem they believe exists. This is a temporary situation for us but we apologize to the many of you that enjoy reading the blog daily.
Other Blog Articles of the Day:
While we continue to work on getting our blog back online we will point you to blog articles and resources of note. For todays articles there are several to point you to.
Beginning on the subject of inflation and deflation, an article found here goes into great detail regarding this subject.
While the experts are arguing on what’s going to happen in our economic scenario, there are ways to protect yourself from either. No matter what happens the root of the situation remains the same and the protective measures also. Money of course is the main issue. Do you know what to do so you and your family will be protected? Read this article for some good information on the subject.
Does history repeat itself? Are you prepared if it does? An extension of some of the same problems are covered here as they are above. http://www.augustreview.com/news_commentary/global_banking/the_weimar_hyperinflation:_could_it_happen_again?_20090520122/
Don’t believe it can’t happen again. We are headed on a road towards what could become hyperinflation if we don’t change some things.
While we are focused on mostly economic articles today they are important for you to read, absorb, understand and prepare your life. Take the time to look around, get involved in your governement. Sometimes we feel impotent to do anything. What can I do?, we ask. If every person did what they felt was right to do and guarded their vote and watched their politicians, became involved in the process, formed citizens groups and banded together, you’d be amazed what can be accomplished not only in the US but in EVERY country. Will some disagree? Sure but that’s what freedom is about. There’s still a larger group then you think that will agree. Take the power back to the people. UNITE for freedom.
Joke of the Day:
An elderly retired gentleman had had severe hearing problems for some time.
He went to the doctor and the doctor was able to have him fitted for a set of hearing aids that allowed the man to hear better than he had ever heard before.
One month later, the elderly man went back again to the doctor. The doctor said, “Your hearing is perfect. Your family must be really pleased that you can hear again.”
The gentleman said, “Oh, I haven’t told my family yet. I just sit around and listen to the conversations. I’ve changed my will three times!”
Start the Experience … join PTVPartner and … Free your Life!!!”

Good news from SmartTradersInv (reviewed here)! They started accepting Bank wires today and you can invest in any of the plans offered by them (1.2%-1.4% daily forever and 9%-10% weekly forever) starting from $100. The deposit and withdrawal process via bank wires will be accommodated via a well-known exchanger so it will not involve any additional fees for you except for the $10 fee for every withdrawal requested. Bank wires will become the fifth option having been added to SmartTradersInv after LibertyReserve, PerfectMoney, GlobalDigitalPay and StrictPay payment processors also accepted by the program. Here is the latest from SmartTradersInv:
“From now you can deposit via Bank wire.(MIN : only $100)
For best commodities and to avoid high bank fees, we decided to use the bank of a trust “Third party” to receive and send STI’s bank wires. This third party is a well know e-ccurencies exchanger “GDXCHANGE.BIZ”.
All Incoming and outgoing bank wires will be treated directly by this Exchanger.
The process is easy, fast and will cost you ANY fees! This is why we added this option!
Example : If you send 1000$ from your bank, you will be credited with a $1000 deposit.
Withdraw will be charged with $10 fees only.
You can read more details about this new deposit option, in your account.
Best regards, Calvin. SmartTradersInv.”

The admin of Xcelsus (reviewed here) made some changes regarding the allowed minimum to deposit in some plans, addressed the SSL implementation issue and reported about the second round of payouts having been processed already. Here is the latest news for members of Xcelsus:
“Hope you are having a nice weekend, some news here, and welcome to all new members, well last week we had the second board meeting quite a few subjects the most important for us is i motioned again lowering the minimum investment for the normal plans, that is excluding Surf Xcelsus plan, and guess what i finally got it. How we manage it was to draw an average, taking all suggestions from members like some said minimum should be $1 others $5, $10 $20 etc. adding all those and the minimum that was $50 we get $86 we divided by 5 round it up and buala the new minimum to take everyone in to consideration is $25. So from March first the minimum investment for Micro Test Plan is $25, i hope this makes more appealing for you to invest.
Well after the meeting i flew to Can Cun to spend the week end, and let me tell you it is a great place very nice weather, unique white sand beaches, great seafood, great places to visit and do scuba go fishing or just relax, so i thoroughly recommend you get your free vacations and come down here to meet us and spend some real nice time in this Caribbean paradise. Waiting for you.
Another update is we migrated servers also attending to a majority of the members concern about security we have now SSL connection, we are installing it in the information sensitive pages but meanwhile if you like to choose secure connection just type https instead of http so for the secured connection that would be
One more we installed a live chat feature in the site now you can contact us directly from there, use it if you have questions or any issue that needs fast action. Or just drop by to say hi. We always appreciate your contact.
We have started the second round of payments this week, i have been having some questions about this i address it in another newsletter back time but here it goes again, results that the script do not fit our kind of plans and times except for the Surf Xcelsus plan so what we do is download the info and all calculations are done off line that is why no earnings appear in your members area but do not worry payments come out automatic so you do not need to request the withdraw, the script serves us to know who invested when and how much, so ill ask you a favor just keep track of your payment number like 1/10, 2/10 etc. you should expect Attention on this one your payments every 20 business days that is Monday to Friday again except for the Surf Xcelsus plan, so from the next day you invested count 20 business days that should give you the payment day and from the next day you received your payment count again 20 business days and that should give you the next payment date more or less, if you still have any doubts or concerns about this please contact us. We will also appreciate if you like to support us at the forums and monitors posting when you got paid, thank you.
Well i think that is all for this one hope to see you soon and have a nice week end.
Best Regards, Boss. Proud Xcelsus Admin.”

GeneralIncome (reviewed here) has been online for one week and the payouts are still fast and instant to most of the payment processors. I remind you that there are three investment plans available for those willing to invest: 110% after 3 days, 120% after 5 days and 150% after 10 days. The program accepts all the six most popular payment processors recommended by MNO so the choice is quite wide. The only problem now seems to be with LibertyReserve deposits which are not added automatically for some reason (I can confirm that the withdrawals to LR are still instant). So if you invest in GeneralIncome via LibertyReserve and your deposit is not added instantly please don’t hesitate to contact the admin through the email address provided in the following newsletter:
“Hello! Starting from today non-active members will be able to receive our 5% referral commission!
LibertyReserve deposits are not adding automatically. All who deposit through LR send me a support ticket with Investment plan name and payment details to sebastiaan.dehann@gmail.com
Hopefully, this will be fixed within next 2 days.”
By the way, today I have received answers to my interview I sent to the admin of GeneralIncome a couple of days ago. So stay tuned as the interview is going to be published on MNO by tomorrow!

A new short-term game added to my monitoring page today (and just launched a few hours ago) is called 10000Dollars. I don’t know exactly what it means as the investments are allowed up to $100K in each plan (the minimum is $10) although it definitely should be played carefully and invested affordably if you want to win in it. The advantages of joining 10000Dollars are the following: instantly processed withdrawals to LibertyReserve and PerfectMoney (the only accepted payment processors), SSL-secured and DDoS-protected site hosted on a dedicated Staminus server with DdoSWiz, and a licensed GoldCoders script where each investor can choose a level of security suitable for their needs. The most interesting feature of however is definitely an abundance of plans you can choose from. They are starting from hourly payments to paying daily and even after 30 days. The return though is not so large for small investors which will help the program last longer and hopefully bring profits to some investors. Everything is up to the admin though as such games only finish when he is pulling the plug. Anyway, the investment plans are: 8% for 13 hours, 5% for 21 hours, 6% for 18 hours, 105%-130% after 1 day, 130%-200% after 7 days, 150%-300% after 15 days, 500%-700% after 30 days, 52%-60% for 2 days, 36%-40% for 3 days, 25%-30% for 5 days, 50%-70% for 3 weeks. The plans 10000Dollars are offering will be discussed more thoroughly in my review of the program which is going to be published on MNO soon.

Here is the list of the programs that paid me today:
GeneralIncome, PTVPartner, BiotechInvFund, Skinex, NasMos, HugMoney, Aballong, OneDailyPro, EuroNanoInvest, XagaEnterprise, GeniusFunds, GloboFunds, MandarinInvest, FinanceNova, CSMFinance, CelexProfit, StarkFund, WaterInvestment, SmartTradersInv, DepositPalace, ExceptionalFunds, ForexNetClub, InvestProxy, BVBC, WeeklyDividend, AvaInvestment, YesInvestment, GoldenInvestment, EzProfit, IncoForex, AtoxFinance and WestFinance.

That’s it for today and I hope to see you on my blog tomorrow. A new interview, a new review, and all the most up-to-date news from the HYIP Industry is what you can expect to see so stay tuned for that.