I’ll be getting to all that in a moment but first there is a new program added to the MNO monitoring page that I want to describe for you. It’s a new low rate of interest program called TradersPower and they opened only yesterday so your chances of success are reasonable. And they have a short but varied selection of plans that will suit both the small investor and the large. There are three plans in total and joining them involves buying shares priced at $1 each with a minimum purchase of ten. Payments are made daily, but can vary from day to day depending on the amount invested.

TradersPower offers three long term investment plans for you. The first of them is called Basic Plan and as it’s limited to deposits between a minimum of $10 and a maximum of $99 then I think it fair to say it’s aimed at small investors. Ok, that part is obvious, but don’t think that TradersPower are using this as a test plan. It runs for a term of 100 days so is just as serious as everything else they offer. In this case the payments are between 1.8% and 2% per day. The principal is not returned on expiry which means – and this is very approximate obviously with every investor being different – that you could potentially break even after 50 days and double your money on expiry. But the exact payments are as follows. From $10 to $24 will earn 1.8%. From $25 to $49 will earn 1.9%. And anything else up to a maximum of $99 will receive the maximum of 2% per day.

If you’re looking for a more substantial return and are prepared to pay for it then check out Standard Plan where TradersPower are offering a variable daily earning of between 2% and 2.2% on investments between a $100 minimum and a $2,499 maximum over the course of 120 days. The potential for earning is much greater here of course as it the number of possible variants that could affect the value of your final return. The best possible result (if you make the highest deposit) would be to break even after 46 days and finish with 264% of your principal, 164% profit. The actual return will be as follows. $100 up to $499 get 2%, $500 to $999 will be paid 2.1%, and bigger spends up to $2499 will hopefully receive 2.2%.

For the big spenders we have the Advanced Plan. It’s a $2,500 minimum to join so congratulations if you can afford it but do think very very carefully before spending it. If you really want to go for it then the investment term runs for 150 days and the payments made daily will be between 2.2% and 2.4%. Again TradersPower will not be returning your principal so the very best you can hope for is to break even after 42 days and finish with a return of 360%, of which 260% is profit. Payments are made according to the following deposits. $2500 to $4999 will receive 2.2% per day. From $5000 to $9999 will receive 2.3% per day. And anything bigger than that is offered 2.4% up to a $100,000 maximum.

The choice of payment processors while very limited is kind of offset by the fact that the plans can be very sustainable in HYIP terms for the long term. Counting the principal as part of the payments will remove any unwelcome drains on the program’s resources and cash flow come the start of December when the first expiries will start to happen. TradersPower are accepting LibertyReserve and PerfectMoney and as payments are manual you will have to request them. The admin requires 24 hours to complete it and compounding is not allowed.

I have sort of mixed feelings about the security and design of TradersPower. Well, not so much the security, that much is pretty good actually, but there are a couple of sloppy mistakes in there. For example the FAQ says the minimum investment is $5 when in fact it’s ten. All easy to correct of course but the admin should really be doing that before launching and not after. On a far more positive note however I can tell you that TradersPower are hosted on a dedicated Staminus server by Koddos, are protected by SSL encryption, and are running off a custom made script. I have to say the script itself looks very like Neversay so will look very familiar to many of you but is in fact unique. Contact with the admin is made via the support ticketing system you will find on the contacts page.

You can see the company’s certificate of incorporation as a registered company in the Seychelles where they are supposedly involved in the ForEx markets. As usual, if that matters to you then it’s up to yourself to satisfy yourself about it’s authenticity.

Overall I’d say a few buttons and knobs to be tweaked in TradersPower but still not a bad option either, as long as you keep it sensible and don’t make unaffordable deposits.

DAILY NEWS FROM THE INDUSTRY.

You might be well aware that today is Labour day in the US so I would like to congratulate my American readers with that extra holiday and wish them to spend it away from labour (sorry for the joke, lol).

Anyway, on this day many HYIPs that claim to have some affiliation with real business find a perfect excuse not to pay your daily earnings based this on the simple rule of non-business days when the payouts are not supposed to be processed. Well, we are all perfectly aware of that when deciding to invest in programs paying only on business days so no major public holidays are counted. So if you haven’t received from several programs you were waiting on please see their terms and conditions and make sure about this.

The admins of some programs were even kind enough to mention this once again in order to avoid unnecessary questions and issued some updates regarding it. The first site I saw doing so was Flamanta (reviewed here). Flamanta has already commended itself with its flawless performance and stable instant payouts to LibertyReserve and PerfectMoney. For less than six weeks listed on MNO the program proved to be a very popular choice among MNO readers which already propelled it to the Top 10 MNO programs. I believe it’s just the beginning of a very successful and profitable program that is going to last for a while. For how long will? Well, nobody can answer that but I believe with such sustainable plans like 1.72%-1.78% for 150 business days, 1.84% for 160 business days and 1.92% for 180 business days Flamanta can run for quite a long time. For more information on the program you can refer to my detailed interview with the admin published here. For more news regarding the non-credited earnings in Flamanta today please refer to the latest news published on the site of the program:
“Labor Day is nonbusiness day
Dear clients, please be informed that today is a nonbusiness day for Flamanta traders. Today is a day off related to the Labor Day celebration in the United States which is also a nonbusiness day for American exchanges. It was in advance provided for in our Terms of service that you can read on the website.
The service will be functioning in a regular mode except for interest payments. Clients will be able to withdraw their funds and perform investment operations. Please consider investing in our funds, which may bring you good profits by the Christmas period.”

Another good long-term program that mentioned the same thing today is YamaFinance (reviewed here). The program managed to reach #14 in MNO ranking after only two months of monitoring. YamaFinance also pays instantly on LibertyReserve and PerfectMoney on the following plans: 1.2% for 100 business days, 6.25% for 22 weeks, 1.3%-1.55% for 110 business days, 1.6% for 120 business days. However, unlike Flamanta, YamaFinance will return your principal on expiry. And about the plans and many other things I interviewed the admin of YamaFinance which was published on MNO and can be read here. Here is the latest news from YamaFinance regarding the Labour Day:
“Welcome to YamaFinance.
Dear investors of YamaFinance, today is Labor Day in the United States, and American exchanges do not work. Therefore, the trading session is stopped and you won’t be credited an interest for today.
Nevertheless, we are still processing profit withdrawals and you can freely make your deposits in our investment funds. Starting tomorrow you will be able to get your interests.
YamaFinance – Peak of your financial imagination.”

For some strange reason EzProfit (reviewed here) announced that this week the payouts might be delayed for up to 72 hours. For me it’s quite ok unless it’s used as an excuse for further delays. Let’s hope it’s not the case with EzProfit – a program that has reached #1 on MNO a long time ago and has been monitored by MNO for eight full months already. Here is the update published on the site that is explaining the possible delays with withdrawals from EzProfit:
“Withdrawal payment may delay in this week due to our manager is out station for business trip. Please allow 24-72hrs for withdrawal payments.”

The admin of 144CashAds (reviewed here) issued a short update reminding us that the payout button has been opened again today (I guess he simply forgot that today was Labour Day, lol) and reported that the cash bonuses for those who deposited in all the six plans offered by them had been paid. Here is the latest news from 144CashAds and the project’s admin Lewies:
“Hi, Payout button now open for new week and all payout up to date
Welcome all new members.
10$ instant bonus offer going and has been paid those who are hold active 6 plans.
Pls post and vote.
Level 1 = 5%, Level 2 = 3%, Level 3 = 2%
Enjoy your earning and send us new idea about various bonus offers
Thank you. Lewies. Project admin”.

Sometimes I wonder why such great short-term programs like UniteTrade (reviewed here) remain unnoticed, even though it has been featured on MNO for over 50 days while on some other monitoring sites it’s been listed as Paying for over five months already. Considering the plans UniteTrade is paying (120% after 7 days and 150% after 15 days) this achievement cannot be called anything other than a whopping success and it definitely beats such popular once short-term hits like BestInv and InvestiMates. Not one single complaint and stable payouts to LibertyReserve, PerfectMoney and AlertPay. This program is simply amazing but still not so popular. Personally I’d have to say a lot of this is down to a lack of advertising. But those who are with UniteTrade from the beginning can confirm that you could multiply your money many times if you joined a couple of months ago. Of course, we cannot know for how long the program will continue paying but it really makes me wonder why such gems like UniteTrade still go unnoticed. Well, I’ll just keep wondering, I guess.

I have to report that the admin of ForexCompanyOnline blocked my account a couple of days ago. First I thought this was some error on my side so I kept emailing him to change my secondary password in his program. After some time I received a very strange email where he said that I had forced him to advertise on MNO and that he asked me to return money and delist his program. Well, I have my suspicions about where this really originates from and who is pushing the buttons. But in this case I will keep you guessing and will not mention this guy on my blog not to advertise him which he obviously eagerly anticipates. I just wanted to explain that ForexCompanyOnline contacted me first, paid the monitoring fees like every other program and was accepted for monitoring. I fulfilled my obligations and listed them on Paying status when they were paying.

However, this strange demand will not be honored and I believe this is just an excuse and indicates that they are going to scam soon. At least I can’t see any other reason to save $3 payments in order to spoil their status on MNO and their reputation in the eyes of potential investors. I will keep emailing the admin in order to clear the situation with the blocking of the account, Meanwhile ForexCompanyOnline will stay on Problem status on MNO and I recommend you to hold off your deposits with them for the time being. I would like to remind you of the recent example of SeatRonacs. Their admin behaved in exactly the same way and refused to pay to for no apparent reason. His program was gone in less than a week after being moved to Problem status on MNO. So if you are in ForexCompanyOnline already I suggest you stay on the safe side and avoid them even if they are still making smaller payments to some monitors. Selective payments can not be tolerated and amounts to bribery of some monitors in order to steal larger amounts from you.

Lately I received many complaints from readers who joined Pickash via AlertPay. They complained about the irresponsiveness of AlertPay staff for many days already. I think that after the incident many investors will actually think twice about whether investing via AlertPay really helps insure the safety of your principal simply because you can file a dispute if a program suddenly scams. But maybe the opposite is true? Due to some malicious complaints submitted by jealous competitors AlertPay can block accounts and while refunding is merely an option and not an obligation they will keep the money for themselves while giving you an excuse. I think it’s hypocrisy by AlertPay to willingly accept so many HYIPs as clients only later to block those same accounts without any reasonable grounds. Especially when the program is in full swing, thus compromising members chances to be in profit from what they already knew was a game.

So on one hand, AlertPay is safer because of the possible refunds, but on the other hand, it’s more dangerous due to some incidents which could affect a program’s performance and put your money on hold for an indefinite period of time while you could try to make some money elsewhere in the HYIP industry otherwise. So for my next poll starting today and continuing till next Monday I would like to know if you consider using AlertPay an advantage or as an additional threat and risk. Please submit your answers to the poll located under my Shoutbox and I’m sure it will be interesting to see the results.

This is the question for the next poll and the possible option to reply:
Do you consider accepting AlertPay by an HYIP an advantage or a threat?
1) It’s an advantage. Accepting them instills confidence and more members will consider the choice to be a sign of professionalism and make deposits.
2) It’s an advantage because I feel my funds in any online HYIP are more protected so I prefer to deposit via AlertPay anyway.
3) It’s a threat because AlertPay can block the program’s account at anytime and affect its performance and longevity.
4) It’s a threat because if AlertPay blocks an account I can lose money invested via other e-currencies.
5) I do not consider using AlertPay as an advantage or a threat. I don’t care about them and rarely or never use them.
So please keep voting and let’s count the results in the end of the week.

I have been paid today by the following programs listed on MNO:
TradersPower (the first payment received), InWolton, VividTrade, Vodapex, PawnShopFund, NovaFx, FutureTrails, CherryShares, UniquePay, EzProfit, YesInvestment, OnyxInvClub, GlobalTradeManagers, OilStructure, WorldPrivateFunds, SignalTraders, 144CashAds, GroupUniversal, Forexica and MajesticMoney (the first payment received).

So as you can see the new program which was added to Premium listing on MNO today is MajesticMoney. This is a brand new short-term program offering two investment plans taking LibertyReserve and PerfectMoney. The first plan will pay you from 23% to 27% daily (based on the size of your deposit) for 5 days. The second plan will give you an opportunity to earn 130%-150% on expiry after 7 days. The minimum to invest in both is $10 and the admin of MajesticInvest program Darren promises instant payouts to both payment processors. Actually, I liked the layout of the program and the live chat installed was also a nice touch. Of course, instant withdrawals, a dedicated Staminus server from Koddos and a licensed GoldCoders script will be the factors many will appreciate before investing in the program. I believe it can become a successful one and have already received some ref commissions from the first members. I will look forward to my first payment from MajesticMoney tomorrow and will hopefully bring you a more detailed review then. We’ll also see soon if this program will really become majestic and bring readers some majestic profits.

That’s about it for today, guys. I hope to see you all in on Tuesday with another review and more news from the HYIP industry. Stay tuned and see you then!

Starting with an update from a program that has been online for a month already but I believe only now starting to pick up some real momentum. I’m talking about GlobalTradeManagers (reviewed here) – the program that is paying on two daily plans (3.5% for 40 days and 3% for 60 days). The first investors that joined GlobalTradeManagers at the start should be in profit already and in a week or so the first payouts from the on expiry plans (155% after 40 days or 201% after 60 days) will be processed. Of course, MNO will report about it when it happens but meanwhile let’s congratulate GlobalTradeManagers with the successful completion of their first month online with no major issues and wish them every success for many more months to come. Here is the latest newsletter from the admin of GlobalTradeManagers devoted to this first monthly milestone:

“Hello, We feel it is the time to update all our members.
It was quite busy and successful one month for GlobalTradeManagers from the moment we became online. We are trying to process all the withdrawals as fast as possible. All the support tickets are being answered in time. We found enormous support from members everywhere. We would like to thank every member for doing business with us. We would like to have long term relationship with all clients. Most of the members who joined us on the first day are in profit now. Everyone will have profits in future. We assure that GlobalTradeManagers will serve you well and work for your dreams in coming days.
Until next time, GlobalTradeManagers Limited”.

You might notice that VividTrade was offline yesterday for a few hours but returned without any major consequences. While still offline I contacted the program’s administration for an explanation and surprisingly received a very fast reply explaining the reasons behind it. Apparently the VividTrade website was subject to an extensive DDoS-attack that was eventually mitigated by their hosting provider Dragonara. So everything is back to normal now and VividTrade resumed payments on their investment plans: 1.5%-2.2% for 150 days with the principal return on expiry. More about VividTrade can be read in my detailed review published here. And this is the reply I received from the admin of VividTrade yesterday and which he asked me to publish on MNO:
“Some of you may have noticed that earlier today our website was offline for a short period of time due to a massive DDoS attack. Thanks to Dragonara Alliance company the attack has been mitigated and our server upgraded with a better DDoS protection to prevent further downtimes.
Best Regards. VividTrade Team.”

If you haven’t read the interview with the admin of WorldPrivateFunds you can do it here. The last newsletter from mim mentions it, so use this opportunity if you want to find out more about the program that was first was reviewed on MNO here. This is the reminder about the interview from the admin of WorldPrivateFunds Samuel:
“It has just been published our interview in Money-news-online blog.
You can read it here and also in our Ratings page.
Kind Regards. Samuel Arildsen
WorldPrivateFunds Admin”.

The administration of SignalTraders also mentioned the MNO review of their program (read it here) in their last newsletter to members. I remind you that SignalTraders pays on the following plans: 2%-2.3% for 60 days (principal back), 2.6% for 90 days (principal back), 3% for 120 days (principal back), 4% for 30 days (principal included), 3% for 60 days (principal included). Deposits are accepted from LibertyReserve, PerfectMoney and AlertPay accounts. SignalTraders also reported the continuing advertising campaign of their site which will hopefully bring them many new members in due time. Here is the latest news from the program:
“Hello members,
I want invite you to read the review done by the most reputable blog in the industry ‘Money-News-Online’ the link has been placed in Our rate us page, please go there and read it, alot of thanks to Paul the admin for their support.
Thanks to all our users for the acceptance and support provided, today we have added more monitors and bought banners at all, advertising is a topic that we are taking very seriously so every day we will working on that, we have also added more forums in which we provide support.
If you have questions or suggestions, please contact our live chat or send an email to support which will be answered as soon as possible.
Best wishes, Administration.”

The administration of FairHyip which is currently on Waiting status on MNO sent out the second part of their extensive update. The most important thing was again repeated – all the outstanding payouts will be processed in 8-10 days when the management of the company should supposedly be back from their long vacation. The impossibility of the payment processing was thoroughly explained by security issues. Although I still cannot see any reasonable explanation why they can’t do it anywhere else apart from their offices (I myself can perfectly run my business from any country in the world. All I need is an internet connection and have no issues with that at all). Anyway, investments in FairHyip are still not recommended due to the suspicious delays with the payouts and the fate of the program will be decided on September, 15th, when allegedly all the payouts should be processed. If you’re a member of FairHyip please report your payouts when/if they are done which will help me to decide on the status of the program on MNO. They will only be moved back to Paying status once all the outstanding payouts are processed for their members. Here is the latest newsletter from FairHyip outlining the reasons for the payout delays. They are also putting an emphasis on some other important subjects which are naturally of much less interest to the investors waiting for their pending cashouts:
“Our second press release will be presented in five parts, devoted to:
1. news and announcements related to FairHyip’s investment portfolio (https://fairhyip.com)
2. news and announcements of the Premium Management investment portfolio (https://fair-premium.com)
3. the opening announcement and functional description of our company’s new financial stock and e-currency system project named Fair Market (https://fairmarket.biz)
4. news and announcements regarding our unique intellectual arbitrage betting system – Fair Betting (https://fairmanagement.org)
5. and announcements of FMC’s new planned and in development projects.
This covers part 2 of our company’s 5 section press release, which will be devoted to news and activities of Premium Management’s investment portfolio.
We apologize for delays with it, caused by the process of eliminating security issues.
Now, on to the subject matter of today’s message: news and announcements about Premium Management investment portfolio.
Probably the primary questions you have at the moment are:
Why have there been no payments from all of the company’s projects?
When they will be processed?
Following are the explanations.
As you may know, it will soon be the birthday of the company’s first project. FAIRhyip’s investment portfolio will celebrate its first year in business!
During this period, we have gone through much together; many have come and some have gone, but we remain!
This is due to the efforts of all personnel, but above all, undoubtedly to the company management!
You know, people are not robots, and all of us need to have a rest, restore nerves, health and recharge our “batteries” for a new working season! That also is the reason for the absence of payments.
Therefore the company management is on vacation until September 12th, 2010 (inclusive).
Regarding the matter of security, the company’s basic accounts in various electronic payments systems are protected with a variety of blocking mechanisms – access from static IP addresses, the requirement of PIN-codes on e-mail, from mobile phones, etc. So it is impossible to gain access with the majority of these from locations remote to the company’s office.
Also, unsafe types of internet access – for example, public 3G networks using dynamic IP addresses, used in remote resort locales, jeopardize the security of transmitted data and correspondence.
As only company management have access to the main accounts, any possible roguish actions of unauthorized persons are thereby prevented.
All payments due on the Premium Management portfolio, as well as on all other FMC investment portfolios, will be processed between September 13-15th, upon the return of company management to our office.
Please – have patience; all withdrawal requests not in violation of our rules will be satisfied in full!
Not so long ago, in the first press release, we wrote about reaching the milestone of 150,000 USD, and now, the working capital of FMC’s Premium Management program has exceeded 300,000 USD! And it’s for 100 days of work! In a month we have doubled our working capital! There are no words to describe our excitement about this achievement!
Dear VIP-investors! All FMC employees express huge gratitude for your faith in the potential of our company! During this time we became a program which really works, which people respect! That couldn’t have happened without you.
Expanding on that success, we announce our next promotion.
We will add 5% of own funds to your Premium plan deposits as a gift!
There is only condition – you must be invited by someone who is not an existing client of the program. The gift will be given upon the signing of an official loan contract. This promotion will last until the 1st of October 2010, when our first investment portfolio, FairHyip, will celebrate its first birthday!
New promotional materials in Russian and English are available to partners and prospective partners and clients.
You can receive an access code for promotional materials by authorizing it in Premium Management billing ( https://fair-premium.com/index.php?a=login ). Enter your registration data and proceed to the Promotional materials page ( https://fair-premium.com/index.php?a=referallinks ).
Finally, it is desirable to say something about the exclusive “Velvet Season” plan which is served in Premium Management billing.
The game did not take place in August. The principal cause for this was a competitions grid, constantly impeding us to carry out conceived with worthy odds! With the understanding that funds sat without turnover for a month, we announce an increase of the interest rate under this plan up to 40%! The meeting has taken place and with the agreement of both sides, it has been decided that the game will take place in September even if the odds on it are 1.40. If the grid is against us again – we will return all funds during the standard payment period in October and we’ll close the plan.
That completes the second part of our press release, devoted to the Premium Management program.
Look for the third part, announcing the opening and description of FMC’s second project – our financial stock exchange Fair Market, as well as own e-currency – Fair Money, within the next few days!
Take care!
Best regards, Fair Management Corporation team”.

Please note that AlertPay payment processor will not be accessible for a few hours on September, the 7th. This is due to some maintenance that was announced on their website. So if you have any important payments to make or withdrawals to request do so before the downtime and avoid delays. Here is the update from AlertPay:
“Scheduled Maintenance for AlertPay
Hello AlertPay members, The website will be down for scheduled maintenance on Tuesday, September 7, 2010 between 2:15 and 4:00pm EST.
Unfortunately this maintenance must be completed during business hours in order to ensure that access to our website and your account is restored as quickly as possible.
Where possible, we will endeavour to keep the actual system outage to less than the reserved timeframe.
Thank you for your understanding.”

As you might remember every Sunday I draw the results of the MNO polls and announce the new ones. First off, the results of MNO Reader Profiles poll which was supposed to find out your favorite color. This time my expectations were far from being true as Blue color is now the official favorite color of the MNO audience. It scored the whopping 40% votes (32 readers) and only followed by my favorite color Green that came only the second with 20% (16 readers). You honestly made me think of using more Blue on my site from now on, guys. Thanks for that! Other colors less popular scored 12% (10 readers) – Black, 11% (9 readers) – Red and 7% (6 readers) – White. The outsiders were: Orange and Purple (both scored 3 votes) and Yellow in last place with 2 votes only.

So now it’s official – a regular reader of MNO prefers to drink Lipton tea and loves the color blue. But now Mike from my Shoutbox wanted to find out what the favorite sports of MNO readers are. And as it was a good question I’m happy to oblige. So the new poll from the series of MNO Reader Profiles polls asks the following: What is your favorite sport? I tried to satisfy the tastes of all my audiences from around the world so included the sports that might be popular in one part of the world but not in another. But I guess that is the convenience of having an internet audience from around the world that could spice things up a bit. So the choice of sports will include the following: football (meaning soccer), baseball, American football, basketball, tennis, golf, hockey and motor sports (racing cars, etc). I know that the list is far from being full but I guess you have your favorite sport so you can vote in the new poll from MNO Reader Profiles series located in the end of my left sidebar on my blog page. I myself am very much in favor of regular football and was a regular at Fulham when I lived there but I also like tennis, especially after enjoying it live in London earlier this year. So I will be looking forward to seeing the results of the poll and finding out what your favorite is.

The more serious poll that was conducted this week asked my readers a very important (for me) question if MNO should accept HYI programs for free if my readers request it. The answers were kinda mixed, however in the end the majority of MNO readers said: Yes to that option. The positive answer was given by 49 readers (67% of votes) while the negative was supported by 24 readers (33%). I must say that I’m still not sure what I’m going to do about that and this is why I’ll try to explain my position about that below.

On one hand, many members really offered me nice looking HYIPs that MNO could accept free of charge. Unfortunately, even the free monitoring that was offered to them they refused, possible due to their agreement with other monitors or for other reasons. But the fundamentals remain the same – if a good-looking program with many features and huge advertising budget has a reason not to be advertised or monitored on MNO it would be useless to list them in spite of their real desire. A good example of that was CherryShares (reviewed here) the admin of which lied about the nature of their listing on MNO and then “withdrew” its advertising on MNO due to the attacks of one well-known scamming monitor. So I guess the programs with good budgets don’t have to be listed on MNO against their own free will, like in case with CherryShares that was added to MNO just based on the requests of my readers. Besides, almost everybody of them is aware of MNO and many are afraid of being exposed as the reviews are always unbiased and any information that might be not very convenient to the admin will be revealed. In addition, it will be simply not fair on programs that honestly paid for the listing when others will get it for free, don’t you think?

As for the programs with low to zero budget I don’t consider them being worthy of listing on MNO as I try to position my monitoring as an exclusive listing for the professional program admins. In fact, I have refused many programs in the past due to their low quality as from my past experience they rarely last for too long and they could not be presented well on MNO. Besides, I didn’t want to waste my and my readers time on low-quality programs that cannot afford proper hosting or an advertising campaign. Often they scam at the first opportunity with the first serious DDoS-attack on their servers or the first thousand dollars deposited. But if they do want to be listed on MNO I decided to open a Basic listing where I monitor the programs which for some reason either didn’t want to purchase the other type of listing or were simply refused listing in the Standard and Premium sections – the types of listing in which I still reserve the right to refuse any program due to personal reasons or the low quality of the program in the first place. I agree that due to the continuing slow down of the HYIP industry there are less admins that are ready to pay for the Premium listing on MNO but it doesn’t mean that MNO is going to accept any cheap and low-quality scams just because they have a shortage of funds. As I told you already I’m now totally financially independent of my blog and have been for some time. In fact a few months ago it became just a hobby for me, but one which I still take very seriously. Maybe actually an article about that would be possible in some later issue of MNOFridays if readers find it interest worthy.

But at this moment I see that many readers are fully aware of how monitors work and would like to see a clearer picture and assume the program’s lifespan and ability to pay to its investors for a long time also basing the assumption on their advertising budget and how much an admins spends on major industry related websites. I see that many admins don’t want to list their program on MNO due to some reason and I think that the best solution for the moment will be NOT to accept programs that do not want it. I think it will be honest towards all the admins and the readers of MNO. However, if some MNO readers still consider one particular program worthy of listing on my blog they can simply contact the admin and ask them to contact me. Remember that quality programs with huge potential may be accepted with some substantial discounts while the low-quality cheap scams will not be accepted for any money. I think you find this approach reasonable and will email me or leave your opinion about that in my Shoutbox any time.

I was thinking about the new poll on my blog but didn’t come up with any good ideas not done at sometime in the past. I will think about it later but I will ask you to submit your ideas for the next poll regarding HYIPs in my Shoutbox. If I don’t find anything interesting I will come with something myself tomorrow. Please be more active as I want to make MNO as useful as possible for all my readers.

A recent addition to my monitoring was a new low-ROI program called TradersPower. In order to deposit you will have to buy shares costing $1 each via LibertyReserve or PerfectMoney (the only accepted payment processors). The investment plans in TradersPower are: 1.8%-2% for 100 days ($10 minimum), 2%-2.2% for 120 days ($100 minimum) and 2.2%-2.4% for 150 days ($2500 minimum). More about the plans will be discussed in my upcoming review of TradersPower which will be published on MNO very soon. Although the one main point about the plans I would like to include already in this introduction in order to avoid any confusion in the future. Please note that the principal is already included in your daily returns and will not be returned on expiry which makes the returns offered by TradersPower perfectly reasonable to be sustained for a long period of time. The script looks similar to the new Neversay one to me, however the admin already pointed out to me that it’s customized and developed by their provider specially for them. As for the security features, everything is fine as well – TradersPower is hosted on a Staminus dedicated server by Koddos and is SSL-encrypted so everything should be alright regarding the stability of the site. More about the program can be read in my detailed review, possibly tomorrow!

Here is the list of the programs that paid me for the last 48 hours:
GlobalTradeManagers, FundsOMatic, OnyxInvClub, WorldPrivateFunds, YamaFinance, Vodapex, ReProFinance, UniquePay, PawnShopFund, MutualTreaty, SignalTraders, OilStructure, FutureTrails, CashMiner, NovaFx, YesInvestment, EzProfit, UniteTrade, GroupUniversal, VividTrade, OptimumPride, RedOrchidInvest, GloTrade, CherryShares and Forexica.

That all the news and updates from MNO today, guys. I hope to see you all on my blog tomorrow and if you do like my post please do not forget to subscribe to receive the daily news straight to your mailbox. All you have to do is to enter your email address into the special form located on the top of my right sidebar and activate your subscription by confirming it from your mailbox. Thanks for all your support and see you on MNO tomorrow!

The daily news updates will of course continue uninterrupted as normal and today I have an interview with the admin of a recently launched mid to long term HYI project called WorldPrivateFunds. His name is Samuel and he comes across as quite ambitious and serious to establish his program as something to be taken seriously by online investors everywhere. Time will tell if that’s to be the case but he’s making a good effort so far and WorldPrivateFunds have gotten of to a decent start.

In addition to the main plans offering daily interest payments of 1.1% for 30 business days, 1.4% for 60 business days, 1.8% for 90 business days, and 2.2% for 120 business days (all of which return your principal on expiry) WorldPrivateFunds also offers a test plan paying 0.9% per day on small deposits over a term of 10 business days.

For more detailed information about that you can refer to my original review of the program published here, or if you have any comments or experiences you wish to share then you can do so on the WorldPrivateFunds thread on the MNO forum found here.

“1. Hi Samuel, please start by introducing yourself to the readers of MNO and telling us a bit first about your own role in WorldPrivateFunds and then about your background in the HYIP industry. What kind of previous experience do you have in managing funds?

My name is Samuel and I’m the admin of WorldPrivateFunds. WorldPrivateFunds is a reliable and secure investment program which you can trust. I have some experience as an admin of online investment projects and also as an investor in other programs, so I learned a lot from the mistakes of other administrators. I try my best to eliminate these mistakes from my own administrative work. My personal duty is to coordinate the work of our programmer, designer, and promotion specialist.

2. Can you also tell us a bit more about WorldPrivateFunds itself? How long have you been in business? Are you running this alone or are there others involved with you? Why did you start the program to begin with?

The office of our small company is located in London, UK. We started work with the hope to become real professionals in this industry. This is the program that we concentrate from our past experience and co working with solid team work to create a high standard system for everyone.
We have a team which consists of the following: myself, one manager, three web developers, and four traders.We started with personal trading, and after working with our trading team we also offer investment opportunities to offline investors. The online program is one tool to expand these opportunities worldwide to people and share our trading profits to everyone even if they only have small funds. It is a very good time to practice, especially for younger people as they will enter the investment world with some well earned skills and experience in future.

3. Please explain the investment plans to us in detail. What are the minimum and maximum amounts accepted into each plan? What rates of interest do you offer and how long do they run for?

There are five investment plans on offer. They include: Test Plan - 0.9% daily for 10 business days. Principal returned after 10 business days (14 calendar days) profit = 9% (without the compounding option) on top of your principal. Only one deposit of between $10 and $100 is allowed although you may deposit here again here after your existing deposit expires, so just one deposit at a time.

Promo Plan – 1.1% daily for 30 days (business); $10 to $500 accepted, principal returned after 30 business days (42 calendar days) – the profit comes to 33% (without compounding) and your principal returned. You can make how ever many deposits you wish.

Standard Plan – 1.4% daily for 60 days (business; $10 to $1000 accepted. Principal returned after 60 business days (84 calendar days) and your profit is 84% (without compounding) plus your principal returned. You can make as many deposits as you want.Premium Plan – 1.8% daily for 90 days (business; Deposits between $50 and $5000 will be accepted. Principal returned after 90 business days (126 calendar days) and your profit will be 162% (without compounding) plus your principal. You can again make as many deposits as you want.Business plan – 2.2% daily for 120 days (business); $1000 to $15000 accepted. Principal returned after 120 business days (168 calendar days) and your profit will be 264%(without compounding) on top of your principal. You can make any number of deposits.The amounts invested can be requested any time after a lock-in period of 30 days minus 25% from the initial amount as penalties.

4. Am I right in saying that compounding is mandatory? Why is this?

The compounding option was mandatory only for the first 20 days and only up to 10%. We wanted to let people know they can earn much more by using this option. (especially for newbies)

5. Can you give us any statistics regarding the program? Particularly in relation to the number of members, the amounts paid in and out, and from which plans.

This statistics are changing by the day, so not really. Anyway this information is quite sensitive for security reasons and is kept away from potential hackers. We could express some overview info that from the very first one to two weeks there was over $4,000 invested and that figure keeps growing.The number of members also keeps growing by the day by.Most people start with test plan in order to satisfy themselves with our program and get familiar with the system. At this time many people are investing in Promo, Standard and Premium Plans. Hope this answer would be a clear picture regarding this question.

6. If a reader wants to join WorldPrivateFunds then what payment processors are you using? Is there something preventing you from adding other verified options like AlertPay and SolidTrustPay? Do you think your program would be a lot more popular if you did add them?

To deposit money in their WorldPrivateFunds accounts customers can use LibertyReserve, PerfectMoney and now SolidTrustPay e-currencies. SolidTrustPay has been added as a business verified account, so we have no problems with verifications. The deposits are automatic. They can also use bank wire transfers (SWIFT) probably starting from September but only for amounts above $2,000. We are working to add this option, it is not necessary right now and is not so easy so does require some work.

7. How highly would you rate the security of your own website? Tell us about your hosting provider and how highly would you rate them as a service provider?

The security level of our website is pretty high. Our website is hosted by Dragonara hosting who are one of the best anti-DDoS hosting companies. (Industry Server – HDD: 2 x Seagate ST3750528AS 750GB 7200RPM 32MB SATA2 HDD; Bandwidth: 5120 Gb, 1000 mb/s port).We are very satisfied of their services up to this point.

8. What about your script? Who is the provider? What do you think the benefits of this script are to both the admin and the investors? Are you using SSL encryption?

We are using a licensed GoldCoders script because it’s the most common and easiest to handle. The benefits of the script are to both the admin and the investors.The security system is encrypted with SSL encryption and additionally with more functions in script such as the transaction codes which will be used when members withdraw their funds, an IP detection system, a verification process if member request access details, and so on.

9. What kind of customer support do you offer? What is the best and most efficient way to contact you if I have any questions?

The best support channel is by email and this will be organized very fast and reach directly to admin.Telephone support is not yet available but we will open live chat support in the near future.

10. What have been the most common questions, problems, or other support related issues that you have had to deal with so far? Is there anything you would like to address here so that members can avoid having to contact you?

Frankly speaking, our website is easy and simple in use. So I can’t name any serious problems. At this time anyone can contact us through the Support form or directly to worldprivatefunds@gmail.com or admin@worldprivatefunds.com
We respond within a maximum of 24 hours, usually less, to any serious questions.

11. What other outside business and investment activities are WorldPrivateFunds involved with? Can we see any independently verifiable proof of these activities and are you licensed by any authority to offer financial services such as you do?

Mainly our expert traders have discovered their own developed formula that can grant stable success in the ForEx Market. Moreover we have business interests in other sectors such as recreation, communication, food and beverages, resort and residential investments that existed before this online investment program started.
As our mission is to offer private investment opportunities to people all over the world with the same level of accessibility. In the short term our goal is to let people know that we are here to grow with them and mainly to present ourselves and our program to them through advertising and news. In the longer term we would continuously improve in all perspectives to become one of very long term and most stable, reliable programs with a very high rating in the online investments industry and become the longest running program ever
More detailed information relating to this need only be revealed in private meetings. We need to also protect our privacy online. Financial services are sensitive to some local regularity authorities or countries. So members or investors need to follow local financial laws before using our services. We could share these kind of documents only to major investors or in face to face meetings.Anyway, from online activities at the present time we trust the monitoring system of third partyies and independent firms such as major web monitors will act as solid proof of our trading activities and our reputation as a profitable program.We will later provide from time to time more details to members via our regular newsletters.

12. Tell us more about the general advertising and promotional strategies being used by WorldPrivateFunds. In a very competitive market what are you doing to bring WorldPrivateFunds to a wider investment audience?

Our advertising strategy is to become the best investment company. We have a promotional strategy for both the short and long term. We started with promotion in the most reputable monitors, forums and blogs but this is a very slow process. We have a daily analysis of incoming funds and payments made and we inform our members daily about payments being completed.We are also doing SEO with major search engines. In the long term members will naturally refer to other people after they trust and are impressed by our service, that is why we provide the best service to everyone and maintain our high standards.

13. Are there any plans to develop WorldPrivateFunds further in the near future? Will there be any interesting changes made soon? How are you planning to keep the program competitive in such difficult times?

We just extended our domain registration in advance for 5 years with auto renewal every year following to commit that we and our system will be here well into the long term future.
We also plan over the coming few weeks to implement translation in German and Spanish. More languages will follow in the future.To be honest the program here is a win/win business situation between us and investors. We share profits together and will last long as we can earn profits from our trading and pay part of it to our investors.We would like everyone to review and try on our system, and also give us feedback or any comments if you have them.Please feel free to contact the admin or the support staff when you have issues. We are very confident that we are on the right track for your private funds support projects.”

Thanks a lot to Samuel for that and best of luck to him and anyone deciding to get involved. As the industry (we hope) continues to pick up in September hopefully WorldPrivateFunds will prove a successful program for all it’s members.

That’s about it for today everyone! Have a good weekend wherever you are and whatever you’re doing. After getting up at 05.00 this morning for the train I can tell you my first evening in Hamburg will be spent in a comfortable armchair, but I’m looking forward to getting a bit more active for the next couple of weeks. See you all tomorrow, guys!

If you think it was just an isolated incident then you’d be mistaken. The problem has existed in the HYIP industry for a long time and you can well be aware of that by looking at some major forums the moderators of which are continuously banning members with multiple accounts. They can be the paid posters that are hired by the admins of HYIPs in order to create a great paying image of a program (or even done the admins themselves) which try to encourage everybody to invest in their programs by a very simple and free way – creating a multiple accounts and cheating and cheering by encouraging people to invest in their scams. Sometimes they even talk to themselves in order to create an image of wider popularity than actually exists. One recent revelation of using the multiple usernames to promote a ponzi program was spotted by a regular MNO reader Peter who spread the news on an MNO forum thread (read it here) as well as other major forums too.

I wonder if such cheating admins have any kind of decency left? But to create multiple identities and then have them talk with each other makes me wonder if they have any psychological issues or split personalities. But especially hilarious is to see them exposed. When they are caught doing this usually they have nothing further to say and the second personality usually disappears without trace.

Sometimes the admins try their best to make the multiple personalities they represent quite unique and different. For instance, they could be male and female characters, serious and playful behavior, different language patterns (or native English speakers) and so on. I think the master of disguise would probably have to be the “Roger Miller” admin who ran many programs in the past and is probably still running something today. Once he confessed to me that he ran two programs at the same time using a different persona behind each. And nobody ever suspected that both programs were run by the same admin. And I mean everything was different including the style and manner of speech, the promotional activities, program plans, hosting provider and script. So I wonder why many people are so sure that a program is run by the same person based entirely on the assumption that the similarity of plans, the same designer, script or hosting provider have to mean the same admin. If you cannot prove it you simply should not act like spoilt brats (exactly like caution did with Pickash recently) and post your opinion without any shred of evidence. Remember that similarities don’t mean anything unless you can provide the proof. If I have my personal view on the personality of one or another admin I simply say my opinion openly on my blog and I never state it as a fact and I don’t pursue the matter. It’s my subjective opinion and I may be mistaken. Those who claim themselves experts and post opinions described as categorical facts about the longevity of a program or personality of the admin just cannot be taken seriously in my opinion.

But, let’s get back on topic and talk about the multiple usernames created to support and cheerlead a program. Perhaps you noticed on forums and monitors that for some reason a few programs are really different from others and have very many posts and votes while other good quality programs with higher ratings and better sites have much less feedback from investors. If you spotted that be sure that in most of the cases you are looking at paid posters who are unlikely to have any investments with the program they are supporting and may very well have no membership of any online HYIP at all.

Who are those paid posters? It’s a team of the posters that leave positive feedback on forums and voting “Paid me” on monitors and get paid by the admins for doing this. Why would somebody in their right minds hire such people if a program can get genuinely popular by stable payouts and earn real positive feedback and real positive word-of-mouth reposts you might ask? Well, the answer is simple – efficiency. You don’t usually need to pay much money to a team of paid posters. And pretty often this “team” actually only contains one member with a dozen or more accounts with the main forums. They will then inundate any forum thread and monitoring with their positive “got paid” posts instead of waiting until your reputation is genuinely on the rise and you start to earn the attention of more serious investors.

I would describe admins using paid posters with multiple personalities dishonest because it’s cheating, but in reality things can be more complicated. You must be aware that the admin also can be the subject of blackmail and badmouthing. We all know that the admin of Pickash was blackmailed by “caution” before he started his war that eventually caused the program to collapse prematurely and put the funds of the members who invested in the program via AlertPay on hold for an unknown length of time. So the other paid posters usually use the same methods for extortion – they literally make the admins pay them money for their “services” and threaten to spread bad rumors and post unjustified complaints on forums if the admin refuses to pay. Sometimes they succeed and the programs close, that’s why many admins prefer to pay the “price” which is usually reasonable if they have enough of an advertising budget to promote their program.

The problem of multiple identities is widely known and we are all aware that if an admin calls himself “Jesse James” or “Cameron Diaz” on his website it could well be the same person. With only a very few rare exceptions admins do not use the same name when operating different programs, especially if their previous programs closed under bad circumstances. Well, I can understand that as investors will usually be more eager to spend in a program with an unknown admin than trust the same scammer that ran X or Y program in the past where they might have lost. So the problem with the multiple personalities of the admins is obvious but I don’t consider it dishonest if they actually use different aliases for different programs due to the nature of the industry (it’s questionable legality) and the psychology of the investing community.

Maybe it’s not quite a full analysis of the subject and I’m aware that it was kinda spontaneous. I also know that not every point of this MNOFridays issue will be taken lightly and I agree that you might have other opinions on the same point. Please let me know about it if you do in your comments to the MNOFridays thread that can be found on the MNO forum here. Remember that I need your feedback and any ideas for future MNOFridays are most welcome. Hopefully it will go some way stimulating some discussion as well as helping some people understand how the HYIP industry really works. Please let me know what topic you would like to hear on MNOFridays next and I will try to do my best to raise it in the clearest way I can. Just remember that to be considered a debate or a discussion then at least two people need to be involved, and I’m only one. So if you have any thoughts or opinions on this or anything else in the industry, let’s hear them. See you in the next MNOFridays soon!

DAILY NEWS FROM THE INDUSTRY.

Looks like InWolton is launching a massive advertising campaign like the admin (interviewed here) promised a few weeks ago. September is traditionally a better time for the industry with a new wave of investors eager to spend money in quality HYIPs. InWolton (reviewed here) is definitely one such quality program and a very innovative one as well. I believe the campaign will start to show results pretty soon. The admin recently purchased a 468×60 banner on MNO monitoring and is looking for other quality sites that could help advertise them in the best possible way. So if you’re running a good online investment site with a good Alexa rating please contact the administration of the program for further details. I remind you that a few days ago InWolton opened another fund with fixed daily interest rates paying from 1% to 2.5% for 25 business days with principal returned on expiry. The three other plans with variable daily returns for 15, 30 and 50 business days are still available from the member’s area as well. Remember that in order to invest in InWolton you have to buy shares and that the withdrawals to LibertyReserve and PerfectMoney payment processors are usually instant. Here is the latest update taken from the InWolton website:
“Global advertising campaign
Dear worshipers and followers of InWolton. As we promised from today we start our global advertising campaign. Now, every member of InWolton, who has more than 1000 posts on the most famous investment forums, or the owner of a web-site with Alexa rank less than 100,000 can send an offer to our e-mail admin@inwolton.com. You will get a positive or negative answer in 48 hours. So, let’s rock together the most promising program on the market!!!”

The admin of 144CashAds (reviewed here) notified members that the first payouts of the $10 cash bonuses to those who invested in all six available investment plans have been processed already. Also he reminded that as usual for the weekend the payout button in 144CashAds will be closed, so you will not be able to request your payments until Monday. Please bear in mind that the profits for all the plans will still be credited to your internal account in 144CashAds as usual but you will have to make your request on Monday if you haven’t been able to make it by today. Here is the latest news from the admin:
“We are getting more stronger with your great support. Pls vote for us. All pay out done.
Requested all members for withdraw their earning before weekend holiday.
Payout button will be disabled during weekend but you can earn daily ROI 10$ instant bonus offer already stared and already start paying.
Pls vote and post who are qualify and already get paid.
Happy earning. Lewies
Project admin”.

I heard from my readers that AvaInvestment stopped paying and is currently processing selective payouts only to monitoring sites. I must say that I was unaware of that but after researching the main forums I found out that many have complained already. Apparently AvaInvestment has run its course, although it was a good long-lasting program that has been monitored on MNO for nearly six months. Many people profited from them, except those who invested too late. Anyway, AvaInvestment is now can be described as a “scam” and further investments there are not recommended. I would like to thank all the readers who reported on that so I can take the appropriate measures anytime I get complaints. So AvaInvestment is on Problem status on MNO monitoring and the status will be changed to “Not Paying” if the payouts do not resume soon.

I have been paid today from the following programs:
NovaFx, GlobalTradeManagers, ForexCompanyOnline, YamaFinance, Vodapex, 144CashAds, PawnShopFund, Flamanta, OilStructure, OptimumPride, SignalTraders, GroupUniversal, FundsOMatic, VividTrade, FutureTrails, YesInvestment, EzProfit, RedOrchidInvest, WorldPrivateFunds, CherryShares, UniteTrade, CashMiner, Forexica and UniquePay. By the way, UniquePay is still paying instantly and I’m going to send some questions to the admin of the program tonight and hope to get a reply soon to publish on MNO. UniquePay was reviewed here and pays from 27.5% to 32.5% for 4 days and from 120% to 140% after 5 days instantly to LibertyReserve and PerfectMoney.

The “lost” and finally “found” interview with the admin of WorldPrivateFunds will be published on MNO tomorrow, so stay tuned for that as well. I hope you found today’s post interesting. I wish you all a good weekend while I will be heading to Germany on the early morning train tomorrow. See you on MNO tomorrow, guys!

Getting back to the news however and before we get to the updates there is another mid to long term investment program that’s been added to my monitoring list recently. It’s called SignalTraders and it’s brand new. There are six plans in total for you to choose from. The first four will return your principal on expiry. The last two plans will not, but don’t be to hasty in deciding which is better. The plans where SignalTraders keep your principal make higher payments, so may put you in profit a little faster. I’ll go through all of them here for you anyway so there will be no misunderstanding.

So starting with the plans that return your principal, the first option runs for a term of 60 days and is open to deposits ranging from a $10 minimum to a $100 maximum. Obviously therefore it’s going to appeal to the smaller investors and if that includes you then SignalTraders are offering a daily interest payment of 2%. That all adds up to 120% which can be considered pure profit when your principal gets handed back.

If you’d like to risk a couple of extra dollars for a higher return then Option 2 offers you a daily interest rate of 2.3% per day on deposits between $101 and $500, again for a term of 60 days. As SignalTraders again return your principal on expiry the profit earned from this plan totals at 138%.

Things get a bit more serious with Option 3 as the interest rate goes up, as do the investment term and the minimum allowed deposit. The plan runs for 90 days this time – and if that sounds too long just remember that you’ll actually be in profit long before that – and accepts deposits starting from a minimum of $501 up to a maximum of $5000. SignalTraders offer daily payments of 2.6% interest this time which adds up to 234% total profit on top of your returned principal.

The fourth and final option in this section only accepts deposits of $5000 and up (to a maximum of $20,000) so I don’t expect many of you will be all that interested. But just in case you’re curious to know, SignalTraders are offering 3% interest per day for 120 days, principal back on expiry.

Next up we have two plans that include your principal as part of the payments, and whilst on the surface not appearing to be quite so profitable they do make bigger daily payments. You may not earn as much, but what you do earn will be earned faster. So if your just looking for a faster more aggressive profit then take a look at this. I have to warn you though, it doesn’t come cheap so think twice before signing up. The first plan runs for 30 days and is only available to investors prepared to spend from at least $500 up to a maximum of $2,000. In return SignalTraders will offer you a daily interest payment of 4%, allowing you to break even after 25 days and finish with a total return of 120%, or 20% profit. Not quite what you may have made on a similar sized deposit in the other “principal returned” section, but as I said you’ll be in profit faster and there’s nothing to stop you joining the same plan twice if it successfully completes the cycle.

For bigger investors SignalTraders‘ final plan is open to deposits from $2001 to a maximum of $10,000. It runs for a term of 60 days and pays you 3% interest per day including your principal. This would allow you to break even after 34 days and finish with a final return of 180%, or 80% profit.

There’s not a bad selection of payment processors accepted if you do decide to join. Unusually (these days) for a longer term HYIP SignalTraders are accepting AlertPay which I know will be a popular choice for many readers. LibertyReserve and PerfectMoney complete the list, however bank wires are also accepted. Unfortunately as this requires a $5,000 minimum it’s unlikely to be taken too seriously by most online players but at least the alternatives are acceptable. Payments are made manually and need to be requested. The admin asks that you allow up to 24 hours to receive it. Minimum withdrawal is one single dollar.

I’m a bit sketchy regarding the details of the security of the SignalTraders website. I mean the script is ok – it’s licensed from Neversay – and the hosting, which is on a dedicated server from BlackLotus, is also good. But what I don’t quite get is the claims that the website is using SSL encryption but I’m afraid it’s not clear if that’s fully operational just yet. But if you would like to ask the admin about that or any other aspect of SignalTraders then you can contact him through a variety of different e-mail addresses and different languages. As well as English you can also write to them in Russian and Chinese. I have to say this is a most welcome sight and a sign of not just professionalism but also just plain old common sense. How many times in the past have we seen admins that were so utterly hopeless when it came to speaking English, but still insisted on confusing everyone with their efforts. (Not to mention their joke Anglo-Saxon “names”, lol!) Aside from the e-mail addresses there is also the usual support ticket submission form that you can fill out. SignalTraders also have a postal address which I’m sure will be instantly recognized by longer term industry players. It’s the famous Century Tower in Panama City which has seen so many online HYIPs using them as a virtual office by now it’s almost like some kind of international centre for them! This address comes with a fax number but no telephone.

ForEx trading is the chosen line of business for SignalTraders as claimed by their website. Texts are original which is always a plus. It shows a more professional attitude and a better level of organization, even if it doesn’t necessarily prove anything. So like most online HYIPs SignalTraders is a mixed bag but one with plenty of options. If joining then play as part of a wider more diverse portfolio with affordable amounts that reflect your own level of experience and expectations.

DAILY NEWS FROM THE INDUSTRY.

Staying on the topic of the above reviewed SignalTraders let’s start today’s news with the first newsletter I received from them today. It looks like the program is off to a good start and the admin is starting his advertising campaign already by providing forum support and adding different monitors to watch their performance. I believe with such a variety of plans SignalTraders can become a popular program pretty soon. Of course, it all depends on the active position of the administration in promoting their program, but as far as I can see from the first email sent from them they are quite determined to do so:
“Hello members of SignalTraders,
Today is our second day online and I’m very glad to announce that 110 persons have joined and most of them are active investors, today we started to add monitors and in all of them we bought banners, we are starting too a massive campaign of forum support, as you can see in our rate us page more than 20 forums has been listed today and in all of them we are active and bringing support. We hired one person to do publicity work and forums support, her name is Christina and she can be contacted if you own a blog, monitor or forum and want to support us, her mail is cristinaadvertiser@signal-traders.com.
Every day we’ll be adding new forums, we look forward to your support and post your payment proof every time you receive a withdraw.
Soon we will be reviewed by the famous blog MNO, so stay tuned for new updates.
Thank all the investors who have given us their trust, we are working hard not to disappoint them and provide the best service, our live chat is online for about 10 hours daily, so you can go there if you have any concern or send an email to support which will be answered as soon as possible.
Best Regards. Administration.”

I am afraid that will be all the positive news for today as a couple of programs have been moved to Problem status on MNO tonight. I believe Pickash became the main disappointment of the day as the admin altered the monitoring logos on his rating page with static images. Needless to say that means 100% that the program became a scam and the admin doesn’t want anybody to pay attention to some selective payouts which will obviously now feature on monitoring sites. I moved Pickash to Problem status on MNO straight after I found out about it and although the admin apparently tried to persuade me on my ShoutBox (I believe he’s registered under the name Orchard there) that his program was ok I’m not stupid. In addition, I received a couple of complaints from my readers today about non-payments and I took them seriously considering an obvious attempt to scam. Please do not be fooled by the paid posters on forums as even if Pickash still pays some small amounts it’s definitely selective in them, which only makes things worse. I don’t believe Pickash will be able to recover this time and after 2 successful cycles of 125% after 5 days it looks like the program is going south. Of course, there are many negative factors that contributed to Pickash‘s failure including AlertPay blocking them and some crusade spread by the username “caution” (I believe he was “Shrub” on my Shoutbox). To tell you the truth, I was so sick and tired of those obsessed personalities I’m almost relieved not to have to deal with them anymore. There are so many things that came to light during this battle, the strangest of which was probably multiple personalities used by the admin and his main enemy. But I prefer not take sides in this story. Neither person was really a shining example of good behavior and they are both to blame for the premature collapse of Pickash. Although if we believe that “caution” character ChokoMoney ran for two cycles and Pickash also ran for two cycles. So the outcome was actually the same and the pattern was obvious. I really hope that those who lost out due to AlertPay freezing the account will get their refunds from them soon. Anyway, I will try to discuss multiple personalities issue in my next MNO Fridays article tomorrow. Stay tuned for that, guys!

If you remember what I wrote yesterday I was contacted by one MNO reader and complained that OnlineMDT was not changing the LR account that was allegedly changed due to hackers attacking their server. The worst thing though is that the admin didn’t reply to me or to him either. And the communication issues with him are obvious at this point. And if he’s not communicating I assume he has nothing to say and deliberately keeps those accounts unchanged in order not to process the withdrawal requests. Such conclusions can be easily drawn but I’m not sure if this is true. So I moved OnlineMDT to Problem status on MNO and if the admin reads it now he’s advised to contact me immediately and solve the issue with LR accounts. I don’t think that it would be wise to make any further investments in OnlineMDT at this point and I will keep you updated on MNO if that changes anytime soon.

I tried to access the HOX website today and to my great surprise wasn’t able to find it on the server. It looks as if it was deleted completely and will not come back. In addition, when checking whois for the site I noticed that the domain HOX.biz is now for sale for $702 which really makes me think that the owner of the domain disappeared. I don’t know what was the reason for it as even yesterday I was paid from HOX perfectly well. I will be trying to contact the admin but the chances of seeing it back online are not very encouraging.

The admin of HandyProfit which didn’t even last for one cycle and whose site was hacked on (according to him) on the day the payouts should be processed made a full refund to one of my referrals like he promised. That guy contacted me about that and reported that he had been refunded. I remember I had one more referral in HandyProfit and if he reads this now I would ask him to contact me for his refund as well. At least we can see one honest admin here who is trying to do the right thing which is quite rare in this industry.

I was really surprised to receive an email from FairHyip which I had already written off as a scam. Today although I received a newsletter from them stating that the payouts will be back to normal after September, 12th. I would like to give them the benefit of the doubt in this matter, however it still didn’t convince me. My opinion regarding FairHyip still remains unchanged: stalling tactics in order to get more deposits by mid-September when they either will scam everybody or keep paying if there will be enough money to cover the withdrawals accumulated for the last month. Still their excuse about non-possibility to process the pending payouts till September, 12, sounds hilarious to me. However, in the interests of giving them a fair chance to prove themselves I have made a decision to move them back to Waiting status on MNO and see if they really start paying soon. Of course, I will let you know when this happens (or doesn’t happen). Meanwhile, you can read the long email from FairHyip in which the most important part is still about the payouts:
“Good day, dear Fair Management Corporation (FMC) investors and future investors and partners!
Our second press release will be presented in five parts, devoted to:
1. news and announcements related to FairHyip’s investment portfolio (https://FairHyip.com)
2. news and announcements of the Premium Management investment portfolio (https://fair-premium.com)
3. the opening announcement and functional description of our company’s new financial stock and e-currency system project named Fair Market (https://fairmarket.biz)
4. news and announcements regarding our unique intellectual arbitrage betting system – Fair Betting (https://fairmanagement.org)
5. and announcements of FMC’s new planned and in development projects.
This covers part 1 of our company’s 5 section press release, which will be devoted to news and activities of FairHyip‘s investment portfolio.
We apologize for delays with it, caused by the process of eliminating security issues.
Now, on to the subject matter of today’s message: news and announcements about FairHyip investment portfolio.
Probably the primary questions you have at the moment are:
Why have there been no payments from all of the company’s projects?
When they will be processed?
Following are the explanations.
As you may know, it will soon be the birthday of the company’s first project. FairHyip‘s investment portfolio will celebrate its first year in business!
During this period, we have gone through much together; many have come and some have gone, but we remain!
This is due to the efforts of all personnel, but above all, undoubtedly to the company management!
You know, people are not robots, and all of us need to have a rest, restore nerves, health and recharge our “batteries” for a new working season! That also is the reason for the absence of payments.
Therefore the company management is on vacation until September 12th, 2010 (inclusive).
Regarding the matter of security, the company’s basic accounts in various electronic payments systems are protected with a variety of blocking mechanisms – access from static IP addresses, the requirement of PIN-codes on e-mail, from mobile phones, etc. So it is impossible to gain access with the majority of these from locations remote to the company’s office.
Also, unsafe types of internet access – for example, public 3G networks using dynamic IP addresses, used in remote resort locales, jeopardize the security of transmitted data and correspondence.
As only company management have access to the main accounts, any possible roguish actions of unauthorized persons are thereby prevented.
All payments due on the FairHyip portfolio, as well as on all other FMC investment portfolios, will be processed between September 13-15th, upon the return of company management to our office.
Please – have patience; all withdrawal requests not in violation of our rules will be satisfied in full!
Further, we are compelled to inform you about the termination of summer company promotions, i.e., 5% commissions for all deposits, paid by us, and reduced percentage, charged for early deposit withdrawals (back on 1/3 now).
Instead, we’re pleased to announce a decrease to 2% on charges for deposits via WebMoney, LiqPay, and VISA and by wire transfers!
This promotion will remain in effect until the end of 2010!
Consider also the renewal of official FairHyip portfolio partner status applications.
For program renewal invitations which you sponsor, you will receive 10% commission from your clients’ income withdrawals!
Please also take note of an increase on the minimum required active deposit for partners to 500 USD. In the near future, an audit of existing partner accounts will be carried out to ascertain conformity to this requirement, and any partners not in compliance will lose their status and all referred clients!
Additionally, statuses will be removed from those “lazy” partners who have invited less than 2 clients with active deposits at the time of the audit!
For partners and all clients, new promotional materials in Russian and English are available.
To receive an access code for promotional materials on FairHyip‘s partnership conditions page, please refer to https://FairHyip.com/content.php?a=partner .
That’s it for the first part of our press release, devoted to the FairHyip program.
Expect the second part, devoted to the Premium Management investment portfolio, within the next few days!
Take care!
Best regards, Fair Management Corporation team”.

For the last 24 hours I was paid by the following programs:
SignalTraders (the first payment receieved), InWolton, OptimumPride, Flamanta, YesInvestment, EzProfit, CashMiner, UniteTrade, GlobalTradeManagers, OnyxInvClub, FundsOMatic, YamaFinance, Vodapex, NovaFx, ReProFinance, UniquePay, OilStructure, PawnShopFund, 144CashAds, MutualTreaty, CherryShares, FutureTrails, VividTrade, ForexCompanyOnline and WorldPrivateFunds.

See you on MNO tomorrow with another issue of MNOFridays and more news from the industry! Stay tuned and always be on the money with Money-News-Online!

Hi everyone! So we’ve finally come to the end of another summer and I guess most of you will be finished your vacations by now. I hope you’ve all had a good couple of months whatever you were up to. I’m not finished my own summer vacation just yet but I have left Norway and tonight am writing from the ship to Denmark from where I’ll be moving on to Germany over the weekend.

Getting back to business however, luckily there is a Wi-Fi connection on board, I have all the latest news updates for you which I’ll be getting to in just a moment. First though there is a recent addition to my monitoring page that I’d like to take a closer look at for you. It’s a short term HYI program called UniquePay and they have two pretty simple and straight forward plans for you to choose from. One that pays you by the day and another that makes slightly better – though at an increased risk – payments on expiry. There are several sub-plans contained within these two options which I’ll run through for you here as well.

Starting with the imaginatively titled Plan A, UniquePay will accept deposits starting from a minimum of $10. The term runs for 4 days and for amounts between that $10 minimum up to a maximum of $499 you will receive daily interest payments of 27.5%. Your principal is counted as part of those payments so your final earnings will add up to 110%, or 10% profit.

And that’s pretty much how Plan A continues. All the options run for four days, make daily payments, include your principal as part of those payments, but pay a bit more if you’re prepared to spend more. The other rates of interest include 28.7% per day on investments between $500 and $999 which gives a total return of 115%. Amounts between $1,000 and $4,999 receive a daily payment of 30% which will bring in a total return of 120% including your principal.

Bigger, (some may say unrealistic), deposits are of course also welcomed by UniquePay. They may or may not be in your price range, but for information purposes here’s how they work. Deposits from $5,000 to $9999 will receive daily payments of 31.2% interest per day for four days, adding up to a total of 125% including your principal. Deposits of $10,000 with no published maximum are offered 32.5% per day which will add up to 130% in total.

Personally, and it’s just an opinion no better or worse than any other, I’d say you’re probably better off sticking with the daily payments plan here. Granted it’s less rewarding (see the details of the on expiry plan below to compare) but in the worst case scenario of the program collapsing before you make a profit then at least you will have gotten something back from it.

Of course the choice is yours and if you feel that life is nothing without a gamble then I guess I can appreciate that too. So if you would like to join the on expiry plan, and to be honest it is pretty affordable and really not that bad, then take a look at the following. It’s called Plan B (what else!) and this time runs for the slightly longer term of 5 days. Minimum deposit is still $10 and from amounts between that and $499 you can receive 120% interest (principal included) on expiry.

If you want to join under a bigger amount then (at your own risk!) $500 to $999 will earn (we hope) 125% interest on expiry there.

For more substantial plans here, investors prepared to spend from $1000 to $4999 will receive on expiry 130% interest on their investments. From amounts between (Plan 4) $5000 and $9999 an expiry period of 5 Days applies with 35% per day (paying 135%) is applied. Plan 5 open to $10000 and more, is open to 5 Days and more. It pays 140% on expiry.

LibertyReserve and PerfectMoney are the accepted payment processors. According to the site’s FAQ withdrawals are processed manually so please allow anything up to 24 hours for requests to be processed. However, for me the first withdrawals were instant which is quite an encouraging sign for those who don’t like to wait. It’s an ok choice of payment processor, nothing perfect, could be better, but for now very convenient.

Koddos are the hosting provider and they are keeping UniquePay on a dedicated DDoS protected server. You can contact the admin by filling out the support form on the contacts page and submitting it. there isn’t really all that much information regarding what goes on behind the scenes at the program. The homepage for example is largely given over to explaining the plans so there isn’t much text. What is there is a fairly brief mention of ForEx trading with not a whole lot to back it up. So don’t get too carried away with the idea that this one could be any more genuine than the typical online HYIP.

But on the face of it UniquePay looks an ok option and one definitely worth having a second look if you like high risk short term HYIPs at as part of a wider investment portfolio.

DAILY NEWS FROM THE INDUSTRY.

This is supposedly the month when the HYIP industry gets back to normal according to popular opinion. Well, I would not be quite that optimistic but would still be hopeful that September will be the see the start of a revival. The damage was too big that everybody could simply forget about that but gradually I believe HYIPs will be begin to recover soon.

A new fund was announced by the admin of InWolton today. After nearly three months of stable payments on their variable return plans the admin, Espajo (interviewed here), introduced a fixed daily plan called the Sparkler which will offer you from 1% to 2.5% daily for 25 business days depending on your deposit in the program which can start with as low as $25. Of course, after your investment term you will receive your principal back to your account. Also note that all the withdrawals from InWolton are instant and in order to deposit you should buy shares (refer to my review here for more info). So what is the daily fixed interest you can receive from InWolton‘s Sparkler plan?
If you invest from $25 to $100 you will get 1% fixed interest over a 25 business day term, so your total profit on expiry will be 25% + principal returned back. if you invest more than $100 up to $500 your daily interest will be 1.2% and you will finish your term with 30% pure profit. For deposits over $500 but less than $2,000 your daily profit will be 1.4%, so by the end of your investment term you will be in 35% pure profit. And so on… Please refer to the plan’s description on the website for more info. According to the information provided by the admin of InWolton in the recent update the new daily fixed plan will be running together with other floating return plans due to the substantial reserve fund that was accumulated by them during its first months online. I also think that the return offered by the new Sparkler plan is pretty reasonable and sustainable in the long run and surely it will not drain the program’s reserves more than other plans running for 15, 30 and 50 business days. Here is the news from the program:
“New fund
Dear members of InWolton. Our team offers you a new plan, which will be the start of “turnaround programme”. After 80 days of hard and efficient work we saw, that our traders show steady and positive results. That is why we decided to open a new fund with stable earnings for each investor. Now percent of your income will not depend on the income of our company. We can offer this for you because of our Reserve Fund, which we have been forming from the first day of our existence. So all risks of losses we take upon ourselves. Now you can feel sanguine about your future with InWolton!”

As promised by the admin of Vodapex (reviewed here) the issue with instant withdrawals was finally solved after the necessary tightening of security.You can again withdraw your 2.8% daily earnings instantly to both LibertyReserve and RoutePay. As for PerfectMoney, the withdrawals are still manual but they are processed pretty fast as well. I really respect the admins that keep their word and I believe it’s a good sign showing the determination of the admin to run Vodapex for a long time. This is the latest newsletter from Vodapex announcing the re-inroduction of the instant withdrawals to members accounts:
“Subject: Vodapex Automatic Withdrawal
We are glad to inform you that Liberty Reserve and RoutePay automatic withdrawals are fully functional again.
You will now be able to withdraw money automatically again as usual.
Security of our servers were fortified and another server dedicated to Liberty Reserve automatic payments was installed in another network so as to ensure a smooth operation of Vodapex to achieve its long term aim.
Best Regards. Admin. Vodapex”.

The admin of WorldPrivateFunds Samuel returned the answers for the interview recently so I’m hoping to publish that on Saturday. A new promotional offer is now available for a limited time when you can earn some extra referral commissions till the 15th of September when they are set as 6% for the first level instead of the regular 4%. The second level ref coms will still remain the same 2%. I remind you that WorldPrivateFunds (reviewed here) accepts LibertyReserve, SolidTrustPay and PerfectMoney to a huge variety of different plans: 0.9% for 10 business days, 1.1% for 30 business days, 1.4% for 60 business days, 1.8% for 90 business days, 2.2% for 120 business days. Here is the latest newsletter from WorldPrivateFunds:
“First promotion, 5% cash bonus promotion has been end on Aug 31st, 11:59 pm, server time.
I promised I’ll start another promotion today.
So from now on (Sep 1st, 06: 30 am, server time) till Sep 15th, 11:59 pm server time, the referral commission for 1st level will be 6%. For the 2nd level will remain 2%.
We appreciate if you will post about your payment proofs on forums and vote us on monitors in order to increase rating and popularity of our investment program.
Kind Regards. Samuel Arildsen
WorldPrivateFunds Admin”.

The admin of OnlineMDT (interviewed here) also increased referral commissions to a whopping 10% after complaints from monitoring sites and regular members that they were not entirely satisfied with the lower commissions of 5%. OnlineMDT is offering you three short-term investment plans (109% after 3 days, 119% after 5 days, 129% after 7 days) where you can deposit via LibertyReserve, PerfectMoney and StrictPay starting with as low as $15. More about OnlineMDT can be read in my review of the program published here. This is the small update from the admin announcing the increasing in ref commissions:
“Hello To all Dear Members
Many investors and Monitor admins contact us and complain us about our referral percent.
and after some days we decided to increase our referral percentage to 10% for every investment. So this is our new surprise for our Dear Partners.
Kind Regards.”
Although I just received a complaint from one MNO reader saying his LibertyReserve account still remains unchanged even after trying to contact the admin several times. I decided to contact the admin of OnlineMDT and ask him about it myself. I will let you know on MNO tomorrow about the outcome.

Being severely crippled by the AlertPay block Pickash (reviewed here) was able to recover and pays pretty much ok so far. Moreover, today another payment processor was added to Pickash – GlobalDigitalPay and from now apart from LibertyReserve, PerfectMoney and dead StrictPay you can also use this payment processors if you want to invest into 125% after 5 days plan (the only plan Pickash has). Here is the short update published on their website regarding that:
“GlobalDigitalPay has been added According to many requests from members, I have just added GlobalDigitalPay as an accepted payment processor in Pickash.”

Somebody reported to me that during the addition of GlobalDigitalPay the settings were not set by the admin properly and for some time those who wanted to invest via GDP or LR were unable to do so. As far as I know, at the moment everything is back to normal and you can now make your investments in as usual. The latest update from the admin of Pickash Robin (interviewed here) sent members can be read below:
“Dear members, If you were previously unable to make a deposit via LibertyReserve or GlobalDigitalPay, please note that the issue has now been fixed.
Regards, Robin Williams”.

There was some good news today from the admin of PawnShopFund Frederick. The program which is paying 1.8% for 45 days, 2.1% for 60 days, 2.35% for 60 days and 2.4% for 75 days and has been monitored by MNO for 5 weeks. They finally reached a psychologically important mark of 1,000 members yesterday. After the successful migration to the more protected server by Dragonara which happened a week ago every member is able to access his member’s area and request the instant payouts to his LibertyReserve, AlertPay or PerfectMoney accounts. The admin of PawnShopFund also reminded about some dangerous emails that might come from a program containing some rar attachment and reminded that his program has two official forum threads (one of them on the MNO forum) where the members can ask questions or support the program with their votes. Here is the full email containing all the news and updates from PawnShopFund (reviewed here):
“Hello dear members!
I am glad to announce that yesterday we crossed the 1000 member line, i think this is a really good achievement in this crisis period for a long term program.
As i see after 1 week of the server migration all the issues caused by this, are solved and everybody is able to access and use our website, and all it’s features.
I want to let you know that we decided to choose two forums as our official forums until we will implement our own. Visit these frequently you should find there important updates, and explanations about every possible issue. The links to the forums:
http://goldentalk.com/t48183-10-1.html
http://money-news-online.com/forum/viewtopic.php?f=9&t=376
I also have to warn you, please don’t open any e-mail that seems to be coming from us, pretending to contain the deposit certificate in a rar attachment. These e-mails are infected with trojans and can steal your passwords. The deposit certificate e-mails are coming from the address bernie@pawnshop-fund.com, and they are containing two attached .pdf documents (not .rar) the deposit certificate and our company registration certificate, (PSF_cert.pdf and Deposit_cert.pdf). Also these certificates are only sent upon a request, not to everyone, more info: https://pawnshop-fund.com/?a=cust&page=certificate
That’s all for this week, i wish you all a prosperous September.
Best Regards, Admin PawnShopFund”.

I have been paid today from the following programs:
FundsOMatic, OnyxInvClub, ReProFinance, UniteTrade, PawnShopFund, ForexCompanyOnline, FutureTrails, AvaInvestment, OilStructure, Flamanta, WorldPrivateFunds, RedOrchidInvest, GlobalTradeManagers, CherryShares, GloTrade, Vodapex, OnlineMDT, 144CashAds, VividTrade, HOX, Forexica, NovaFx (the first payment received) and UniquePay (the first payment received).

I hope you enjoyed today’s news from the ferry to Denmark. See you all tomorrow with another review and all the latest news from the HYIP industry! Stay tuned and stay safe with MNO!