{"id":13561,"date":"2016-09-03T18:32:25","date_gmt":"2016-09-04T00:32:25","guid":{"rendered":"http:\/\/money-news-online.com\/blog\/?p=13561"},"modified":"2016-09-13T15:24:18","modified_gmt":"2016-09-13T21:24:18","slug":"03092016-vivabusiness-review-daily-news-hyip-industry","status":"publish","type":"post","link":"https:\/\/money-news-online.com\/blog\/2016\/09\/03\/03092016-vivabusiness-review-daily-news-hyip-industry\/","title":{"rendered":"03\/09\/2016. VivaBusiness Review and Daily News from the HYIP Industry"},"content":{"rendered":"

Beware! VivaBusiness has stopped paying! Do not invest there!<\/strong><\/span><\/p>\n

Hello Everyone! I hope the weekend is going well for you, given that it’s probably the last one before the vacation season is well and truly behind us for another year. And with so many of the younger investors returning to university and their studies, people’s thoughts will also quite naturally turn to supplementing their incomes over the autumn and winter months without having to spend too much time away from their main occupation. I guess that’s why September\/October usually sees so many new and old faces returning to the HYIP world. People everywhere are seeking out new income opportunities, and if that’s what brought you to MNO today then you’ve come to the right place. There’s been a couple of exciting and innovative programs added to the MNO monitor<\/a> recently as regular readers will already know, and I’ll actually be introducing another one in the news section so keep reading to the end for more info on that. But first for today it’s the turn of VivaBusiness<\/a> to be under the spotlight. With many people now looking to expand their portfolios I think programs like VivaBusiness<\/a> can often be seen almost as a sort of \u201canchor program\u201d, dependable longer term low ROI payers that investors build a wider portfolio around. So let’s take a closer look and see what you think.<\/p>\n

I said VivaBusiness<\/a> is more of a longer term program, which is true, but rather than concentrating on the term it’s probably better to describe it as a \u201ctarget based\u201d program. The interest rates will vary you see according to how much you are spending, but whatever that amount is VivaBusiness<\/a> will keep paying everyone until they have all reached the same eventual target earning. For this program that final amount is 150%<\/strong>, the very same for all investors big and small. The only difference is that bigger investors claim a higher interest rate, thus allowing them to reach their target faster than smaller investors. But in terms of percentages, everyone gets the same return on their principals.
\n\"VivaBusiness\"<\/a>
\nHow about some simple practical examples of what that’s going to look like for you? The minimum cost of joining VivaBusiness<\/a> is $10. Anyone joining with between that and a $399 automatically goes to The Starter Plan<\/strong><\/em>. Investors are offered a daily interest payment of 2.5% per calendar day<\/strong>. The VivaBusiness<\/a> website, rather than explaining this in the usual way of offering you this rate for a fixed number of days, simply offers it until you earn 150% back<\/strong> on your investment. It’s basically the same thing of course, it just means a simple calculation on your part to work out the length of term. In this case it would be 60 calendar days<\/strong> in total. VivaBusiness<\/a> are including your principal as part of the payments and so will not be returning it in a separate payment on expiry.<\/p>\n

If we say then that you join VivaBusiness<\/a> with a $100 investment, you should expect to earn back $2.50 per day for the following 60 calendar days. That gives you back $150 in total, from which $100 was already yours to start with and $50 your reward for joining. The more important statistic of course is the break-even point, the time it takes you to earn back an amount equal to your own principal making it impossible for you to lose any money from that day on. In this case the break-even point comes after 40 calendar days, and that should be your real goal. Every cent you take from VivaBusiness<\/a> from that point onwards is pure passive profit.<\/p>\n

Bigger spending investors are offered the same 150% back on their investments, except that VivaBusiness<\/a> just have them on a faster track to getting there. If joining with an amount between $400 and $999 for example (this is called The Advance Plan<\/strong><\/em> by the way) then you can earn 2.8% per calendar day<\/strong>. This allows you to reach the break-even point a bit sooner, 36 days, and start collecting net profit after that. Your earning target of 150%<\/strong> should be achievement after 54 calendar days<\/strong>, and VivaBusiness<\/a> again count your principal as part of the payments.<\/p>\n

If you’re feeling lucky and easily able to afford it then consider The Pro Plan<\/strong><\/em>. This is aimed at investors prepared to spend between at least a $1,000 minimum to a high of $3,999, so serious players only. The ultimate reward is again 150% back<\/strong> on your investment, principal included, but how VivaBusiness<\/a> gets you there is what you need to know. Daily<\/strong> interest rates are 3.2%<\/strong>, so members can break-even after 32 calendar days and start collecting profits after that. The 150% target should be achieved after 47 calendar days<\/strong>.<\/p>\n

With the remaining plans costing upwards of $4,000 I doubt there’s going to be many takers. Not that VivaBusiness<\/a> isn’t a good program or anything, it’s simply a matter of people being able to afford them or not. As there’s no need to analyze them when relatively few people can afford to invest I’ll just go through the figures for you briefly. If you see something that appeals to you then you can do your own calculations. As with all other plans, VivaBusiness<\/a> include principals with the daily interest payments, and pay members for how ever long it takes them to accumulate 150% in total. So, investments from $4,000 to $9,999 are offered 3.7% per calendar day<\/strong>, amounts between $10,000 and $39,999 are offered 4.3% daily<\/strong>, and finally the biggest payment made available by VivaBusiness<\/a> of 5% per calendar day<\/strong> applies to investments between $40,000 and $99,999.<\/p>\n

Some good news for smaller investors I should point out is, that as you start earning from the program, you can start adding to your principal. In percentage terms the final return will still be the same, but the benefit is that you can eventually grow your principal to such a degree that it crosses the threshold from one plan (i.e. interest rate) to the next. For example if you start adding to your principal to the point that it grows from $399 to $400, at that point the higher interest rate automatically kicks in, going from 2.5% to 2.8% per day. You will still only end up with the same 150% target as I said, you just get there that little bit faster now.<\/p>\n

Needless to point out the obvious here, if you’re joining VivaBusiness<\/a> then personal choice of plans is irrelevant because it’s dictated by what you can and cannot afford. But if you like the look of the program and rate your chances to profit then the next thing we should look at is the payment options. This is one are where VivaBusiness<\/a> are significantly in front of the competition, using what is the best processor for investors but also the most difficult for HYIP admins to scam with. This is of course SolidTrustPay<\/strong> which is rarely seen in the industry during recent months but still very much the favorite and safest choice for the more serious bigger spending players. Another verifiable payment option and more widely used in the HYIP industry is Payza<\/strong>, also accepted by VivaBusiness<\/a>. Completing the extensive list of payment methods are some of the providers where investor\/admin anonymity is more important than transparency, including PerfectMoney, Payeer, AdvCash, and Nixmoney, and BitCoin<\/strong> for those favoring a digital e-currency over the older style processors. No matter what your preferred option is however, all payments have one thing in common \u2013 they’re instant. Just log in to your VivaBusiness<\/a> members account area, make a withdrawal request, and the money should be in your payment processor account in under a minute. This might sound a bit obvious but do remember to specify the right accounts in the Settings section before requesting your payment. Smaller investors please take note that VivaBusiness<\/a> have a minimum withdrawal policy of $1, and if instant withdrawals<\/strong> ever need to be suspended for any reason (of which there are many perfectly good ones) then payments will continue manually within 24 hours.<\/p>\n

Moving on to some of the more technical aspects of the VivaBusiness<\/a> website now such as design and security, everything seems up to a more than acceptable standard. A lot of you may have recognized the script as being from GoldCoders, and it is a licensed version by the way. Just in case you didn’t, it’s because it was modified somewhat to meet the programs unique specs and requirements. Don’t worry though, once inside the members area it’s lost none of the hallmark features you’ll have come to expect, and maintains an easy to navigate and user-friendly interface. For a hosting provider the admin has gone to the market leaders, at least as far as the few prepared to deal with online HYIPs are concerned anyway, with DDoSGuard. They are keeping the VivaBusiness<\/a> website an a secure dedicated server with their support and protection from malicious attacks. Security is further enhanced by the presence of the superior Green Bar Extended Validation SSL certificate by Comodo.<\/p>\n

Should you have any further questions for the admin or any account related issues that need to be dealt with then you have a couple of options open to you. First of all though it should be noted that the VivaBusiness<\/a> website is currently available in two languages which are English and Russian, with the Russian version being perfectly well translated. With a number of currently inactive flag icons displayed on the website, it’s probably a safe guess to say more versions might be on the way soon enough. So if something isn’t clear in English then read it in your own language first because the FAQ section is pretty extensive. Other than that you can fill in your details on the online customer support form and submit it via the program’s contact page, or else just write directly to the admin at the listed e-mail address. There’s a postal address in the UK, which as regular players will know by now to ignore as something used for registration purposes rather than where anyone working with VivaBusiness<\/a> is physically located. What’s probably a lot more useful, especially for users of an entirely online based project, are the program’s various social media profiles. Just like the payment methods, VivaBusiness<\/a> offer fans of social networking sites plenty of options here with profiles on Twitter, Facebook, Instagram, and Google+.<\/p>\n

As for any alleged business activities supporting the interest payments to investors, we are told VivaBusiness<\/a> work as an \u201casset management\u201d company that specializes in ForEx ann crypto currencies. Nothing we haven’t heard before in the HYIP industry, and for the benefit of anyone who really believes it I’ll remind you there’s still never any guarantee it necessarily has to be profitable. When held up against the lower 90% of all active programs across the HYIP industry at the moment VivaBusiness<\/a> definitely compares favorably, but at the end of the day a HYIP is still a HYIP. All the associated risks need to be taken into consideration when deciding whether to join and how much to spend if you invest. So set yourself a sensible spending limit that you can comfortably afford to lose if things go wrong and easily earn back from other sources. Keep your expectations realistic, and if joining VivaBusiness<\/a> at all then try to use them as a smaller part of a wider more diverse portfolio.<\/p>\n

If you’ve already given it some consideration, perhaps you wouldn’t mind sharing your thoughts about VivaBusiness<\/a> with your fellow readers and investors? Are you feeling positive about it or would you rather skip this one? I’d appreciate your votes then in the following opinion poll. Remember that all answers are 100% anonymous and untraceable, and will eventually make for some interesting reading during the coming months as we see how the program really fares out. So:<\/p>\n

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Will you make an active deposit in VivaBusiness?<\/strong><\/p>