{"id":14557,"date":"2017-07-04T10:13:50","date_gmt":"2017-07-04T16:13:50","guid":{"rendered":"http:\/\/money-news-online.com\/blog\/?p=14557"},"modified":"2017-09-29T04:40:31","modified_gmt":"2017-09-29T10:40:31","slug":"04072017-rolyinvestment-review-daily-news-hyip-industry","status":"publish","type":"post","link":"https:\/\/money-news-online.com\/blog\/2017\/07\/04\/04072017-rolyinvestment-review-daily-news-hyip-industry\/","title":{"rendered":"04\/07\/2017. RolyInvestment Review and Daily News from the HYIP Industry"},"content":{"rendered":"

Beware! RolyInvestment has stopped paying! Do not invest there!<\/strong><\/p>\n

Hi everyone! I know it’s Tuesday but as the first new post of the business week I hope you all enjoyed a great weekend. There could possibly be some exciting times ahead in the HYIP industry as a bit later on in the news section I’ll be introducing a brand new program which I believe might be from a former industry giant and an admin who knows how to deliver great things. Fingers crossed anyway, we’ll see what happens. There’s a couple of other interesting news reports from some of the other programs already listed on the MNO monitor<\/a>, so keep reading for more info if you have investments there. Where I want to start however is with RolyInvestment<\/a>. That’s the name of a long term BitCoin only HYIP that first launched back in May but is only beginning to get a bit more active in terms of promotion and advertising now. So let’s see exactly what what RolyInvestment<\/a> is all about and whether you think it’s worth a shot.<\/p>\n

The first thing I want to say about RolyInvestment<\/a> is that it’s not as complicated as you might think at first glance. You see, the plans don’t really work the way they are described on the website’s investment page. RolyInvestment<\/a> have three long term investment plans that all run for a full calendar year, except the way they’ve chosen to describe them gives the impression that you would only get one interest payment per month. That’s not exactly what happens. Sure, they tell you correctly how much interest you will earn in a month, but in fact the actual payments themselves are made a lot more frequently. Smaller increments made three times per week to be exact. I’ll explain this in more detail as we go.
\n\"RolyInvestment\"<\/a>
\nSo, what about the investment plans? I should start by saying that at the time of writing RolyInvestment<\/a> works exclusively with BitCoin<\/strong>. The admin has hinted that he will expand this list to include the likes of LiteCoin and Ethereum at some point in the near future, but there is nothing to suggest the more conventional style third-party payment processors handling hard currency (Payza, PerfectMoney, etc) will ever be added. BitCoin and other crypto-currencies are really where the long term future of the HYIP industry lies anyway, so anyone who doesn’t like the fact that they can’t spend dollars with RolyInvestment<\/a> had better start getting used to the idea. Anyway, it’s for that reason that I’m going to describe the plans in RolyInvestment<\/a> using BTC only. There’s no point in using dollars, all the figures would be obsolete by the next day, but if it makes things easier for you to understand I recommend preev.com to check what the exchange rates between BitCoin and the US dollar are in real time.<\/p>\n

The first of RolyInvestment<\/a>‘s three investment options is called The Standard Plan<\/strong><\/em>. You will need a minimum of 0.01BTC to join. As I’m writing this that comes to close enough to $25, which may or may not be the same by the time you are reading it. The term runs for 365 days<\/strong>, so a full calendar year. So far so good, but this is where things get a bit tricky. RolyInvestment<\/a> say you can earn between 21% and 25% profit per month<\/strong> on your principal. Fine, this much is true. But it’s not how they pay you. What you actually receive is a smaller variable interest rate that floats between 1.5% and 1.79%<\/strong>. This payment is made to you three times per week, specifically on Mondays, Wednesdays, and Fridays<\/strong>. Over the course of a full calendar month then these payments would eventually add up to something between 21% and 25%. It then takes you from four to five months to break-even (earn back an amount equivalent to what you invested, therefore making it impossible to lose money), and complete the term with something between 252% and 300% interest plus 80% of your principal returned on expiry<\/strong>. The upper limit for joining this plan is 0.99BTC.<\/p>\n

This is followed by The Exclusive Plan<\/strong><\/em>. Costing a minimum of 1BTC to join, this is already for the bigger spending players and even at that probably closer to the upper limits for many. The actual mechanics of the plan are the same, running for 365 calendar days<\/strong> and RolyInvestment<\/a> advertising a variable monthly return of between 26% and 29%<\/strong>. Individual payments however are much smaller than that, floating between 1.86% and 2.07%<\/strong>. They are again paid out three times per week, Monday, Wednesday, and Friday<\/strong>, and simply accumulate to between 26% and 29% by the end of each month. By the time the term eventually comes to an end you should finish up with a total return somewhere from 312% to 348% back on your initial deposit<\/strong>. RolyInvestment<\/a> then promise to return 80% of your principal on top of this<\/strong>. The maximum limit for deposits is 4.9BTC.<\/p>\n

And lastly with an opening deposit of 5BTC required, RolyInvestment<\/a> offer The Roly Plan<\/strong><\/em>. For a 365 day term<\/strong>, investors are offered three times weekly variable interest payments between 2.29% and 2.5%<\/strong>. As before these are made at the same time every Monday, Wednesday, and Friday<\/strong>. This should bring in from 32% to 35% per month<\/strong> (as RolyInvestment<\/a> prefer to advertise it) and from 384% to 420% for the full length term<\/strong>. On top of that RolyInvestment<\/a> then offer back 80% of your initial deposit<\/strong>.<\/p>\n

Just one other brief point I want to make about the investment plans, RolyInvestment<\/a> have a curiously odd feature called insurance that is set to 5% on default on all new deposits<\/strong>. This is basically a 5% tax on your principal that you voluntarily surrender to the admin. Ostensibly the reason for this is that it somehow protects you from \u201cnegative trading\u201d results. Yes, I know, experienced readers will already be sniggering to themselves at the na\u00efvety of whoever actually believes such fairytales in the HYIP industry. When a program scams as they all do in the end, no such thing is going to protect your money. So if like myself you don’t believe in the existence of such things and don’t want to make a bigger donation to the admin’s personal fortune than you already are, simply disable it in your account. Just remember that it’s already set to 5% by default when you join, so it does require that you take some action to disable it first.<\/p>\n

You already know what the payment options are, but just for the record let me underline it for you \u2013 at this point in time RolyInvestment<\/a> are working exclusively with Bitcoin. Your three times weekly payments are credited to your account at the same time, 00:00 GMT, and can then be requested by members from inside your RolyInvestment<\/a> account area. Once the request has been submitted, the payment should then be \u201cinstant\u201d<\/strong> (insofar as such a thing is possible with BitCoin). Incidentally, when you join RolyInvestment<\/a> and make a deposit to the BitCoin address displayed in your account area, you should allow up to 72 hours for your investment to be credited. It doesn’t necessarily have to take that long, my own deposit was added pretty fast, just keep in mind that it basically comes down to the congestion on the BitCoin network at the time and isn’t always something the admin is able to do anything about.<\/p>\n

On the more technical side of things, a few changes have been made since the program’s initial launch but it is now hosted on a dedicated server with the support and protection from DDoS attacks provided by CloudFlare. For an added layer of security RolyInvestment<\/a> is protected with a secure SSL connection to provide for safer browsing and more secure transactions. The program is also running off a unique custom made script developed specially for the program. The website itself looks really well-prepared and translated into many languages already (I can’t vouch for all of them, but the Russian version is definitely professionally translated). For more visual information an introductory video is available which you can also view on the MNOVision page<\/a>, though I would say it’s a lot more promotional than educational.<\/p>\n

If there are any further questions for the RolyInvestment<\/a> admin then you have a couple of channels open to you. There’s a built-in Live Chat widget at the bottom of the screen you can use if an operator is online at the same time as you. Otherwise you can email the admin directly at the listed address. You can safely ignore the postal address as we all know by now these things are generally virtual serviced work spaces used for registration purposes and not where you would find anyone connected with running the program physically located. It does however come with a telephone number so feel free to try it out if you expect someone may answer. There are also profiles for RolyInvestment<\/a> on some of the main social media sites including Facebook and YouTube. Users of Telegram will also be able to find RolyInvestment<\/a> there too.<\/p>\n

As a final word, if I’m to be completely honest here it’s hard to be positive about the RolyInvestment<\/a> business model as it stands. Maybe for the admin, but not from the investor’s point of view. The thing is that by only working with BitCoin and by paying out such low interest rates where it takes forever just to break-even, the volatility of BitCoin exchange rates is being ignored. The fact of the matter is that by simply leaving your money sit in your BitCoin wallet and not investing at all you could still make a better profit than what RolyInvestment<\/a> are offering, and a lot faster too. It’s entirely possible that this is how the RolyInvestment<\/a> admin is generating the money to pay investors plus keeping a tidy profit for himself, it’s just that the financing and the risk is taken 100% by the program’s members. So with that in mind, remember that no business, online or otherwise, can fully guarantee the safety of your money. Think of it as a form of high risk gambling, stay well within a sensible spending limit you can comfortably afford to lose and recoup from other income sources, and if joining RolyInvestment<\/a> at all then keep them as a smaller part of a wider more diverse portfolio.<\/p>\n

But that’s just me. What do the rest of you guys think, since after all it’s your money at play here and not mine. Do you like RolyInvestment<\/a> enough to actually join? Just before we move on to the news then, if you have given any thought to the matter then I hope you won\u2019t mind sharing how you feel with your fellow MNO readers by voting in the following opinion poll. As always it\u2019s completely anonymous and untraceable, and will only take literally a second of your time. The results are never exactly final, but will give an insight to admins about what investors do and don\u2019t like about HYIPs and how many of you make a good decision as we learn more about how the program performs. The question is:<\/p>\n

\n\t
\n\t\t

<\/p>\n\t\t

<\/p>\n\t\t

Will you make an active deposit in RolyInvestment<\/a>?<\/strong><\/p>