{"id":16541,"date":"2020-05-11T13:54:21","date_gmt":"2020-05-11T19:54:21","guid":{"rendered":"http:\/\/money-news-online.com\/blog\/?p=16541"},"modified":"2020-05-16T04:01:47","modified_gmt":"2020-05-16T10:01:47","slug":"11-05-2020-valuableloan-review-and-daily-news-from-the-hyip-industry","status":"publish","type":"post","link":"https:\/\/money-news-online.com\/blog\/2020\/05\/11\/11-05-2020-valuableloan-review-and-daily-news-from-the-hyip-industry\/","title":{"rendered":"11\/05\/2020. ValuableLoan Review and Daily News from the HYIP Industry"},"content":{"rendered":"

Beware! ValuableLoan has stopped paying! Do not invest there!<\/strong><\/p>\n

Hello all! After what was in broader terms a relatively successful start to the summer for the programs listed on MNO I hope you’re all looking forward to the new business week and the opportunities it might bring as much as I am. What I’ve been most looking forward to in the last few days has been reviewing a brand new Premium listed program on the MNO monitor<\/a> called ValuableLoan<\/a> now that I’ve had a chance to test it, analysing the good points and the weak. And you know at what we can only describe as a perilous time in the industry and the world in general we need stability and something we can rely on. Maybe ValuableLoan<\/a> can be part of that for your online portfolios, I don’t know, but when it comes right down to it they are in as good a position as any to help out struggling investors to make a quick sustainable profit. Let’s see what they have to offer and if you like it or not.
\n\"ValuableLoan\"<\/a>
\nSo basically what you’ve got with ValuableLoan<\/a> is one one investment plan, but with three variations depending on how much you deposit. First of all regardless of the size of your deposit the fundamentals are like this \u2013 the investment term runs for 30 calendar days<\/strong>, during which ValuableLoan<\/a> will pay members an hourly interest rate<\/strong>. The exact rate will depend on how much you are prepared to spend, with as usual the bigger investors getting the bigger payments. However at entry level you can join ValuableLoan<\/a> with just a minimum investment of $20<\/strong>. What happens after that is dependent of how much you want to spend, but for entry level investors ValuableLoan<\/a> are offering an hourly payment of 0.21% every hour of every day for the next 30 calendar days<\/strong> (i.e. 720 hours). For experienced HYIP players this might first seem a bit high risk (I suppose it is) or unsustainable but not as much as you think. You see this only applies to deposits up to $200 so we’re not talking huge money here, plus your deposit is already factored into the payments. That means you can pick up just marginally more than 5% interest in any full day, or 151.2%<\/strong> by the end of term (or 51.2% net profit<\/strong>).<\/p>\n

How about we put that in financial terms then? Let’s say you hit ValuableLoan<\/a> with $100. what do you get back from them? Every hour after making your deposit you should expect $0.21 in interest earnings. On a day-to-day basis that adds up to $5.04, and in total on expiry gives you $151.20. With your own initial principal counted as part of that you get $100 which was yours to begin with plus $51.20 as your reward for joining ValuableLoan<\/a> to begin with. The break even point, that is to say how long it takes you to earn back an amount equivalent to your original investment and therefore be protected from losing anything is 477 hourly payments, or just short of 20 full calendar days.<\/p>\n

For bigger investments there isn’t any real change in the modus operandi, just the hourly interest rate than puts you into a faster and higher profit. So for example if you are spending from $201 up to $1,000<\/strong> then ValuableLoan<\/a> offer 0.25% per hour for 30 calendar days<\/strong>. That’s 1% every four hours and 6% per calendar day. On expiry that nets you 180%<\/strong> in total, or 80% net profit<\/strong> with your principal factored in to the payments. Break even point is after 400 hours or just under 17 days.<\/p>\n

Finally for the bigger spending players out there prepared to go in with upwards of $1,001<\/strong> then ValuableLoan<\/a> reserve their highest rate of 0.29% per hour<\/strong>. The term is still 30 calendar days<\/strong>, though the maximum spending limit for now is $10,000. Your daily return comes to just under 7%, final profit is just short of 209%<\/strong> (about 109% net profit<\/strong>), with a break even point of 345 hours and just over two weeks waiting time to break even.<\/p>\n

There’s been a lot of programs similar to ValuableLoan<\/a> in the last few years which have been popular and indeed richly profitable. Where the main failing was however came with their unpredictability. You see, giving investors the option of withdrawing their principal on demand meant that you always had this fear of \u201cwhat happens if everyone wants their money back at the same time?<\/em>\u201d. In the real world it’s pretty much what happened with several banks during the last economic crisis, and what banks have always been afraid of happening in the past. So why I think ValuableLoan<\/a> do something to get around this is because they do not offer any early exit clauses. In other words if you join ValuableLoan<\/a> you commit yourself to the full length term and don’t get to back out or change your mind. In that sense you can depend on a)<\/em> genuine investors not out for a quick \u201chit-n-run\u201d, and b)<\/em> an admin with greater control over cash flow and cash reserves. That plus the fact that the ultimate return from ValuableLoan<\/a> is at least moderately more realistic or obtainable in HYIP terms compared to many other programs offering something they can no way ever deliver makes this one a safer bet. Still a bet mind you, and a massive gamble as are all online HYIPs, but one where the odds are slightly better.<\/p>\n

So now let’s talk about payment options. If you want to join ValuableLoan<\/a> then you need to know what payment handlers are available to you, and the regularity and frequency of payments. In this case it’s pretty good I must say by any standards. For the more traditional hard currency dollar payments you have PerfectMoney and Payeer<\/strong>. For those who prefer the more direct cryptocurrencies you can use any of BitCoin, Ethereum, LiteCoin, DogeCoin, and Dash<\/strong>.<\/p>\n

ValuableLoan<\/a> make instant payments<\/strong> on request tothe amount is $2 or higher to cryptocurrencies, whereas there is no such limit placed on requests to the traditional dollar based processors (PerfectMoney and Payeer). Ultimately major investors will always respect this, given that with hourly payments the importance of verifiable and fast (again preferrably instant) payments is vital. In this regard the admin holds up very well so I would say as long as this continues the program and investors will benefit. By the way, also on the plus side is that smaller payment requests can still be made to cryptocurrencies. They might not be instant, but they will still be honored manually.<\/p>\n

Moving on now to some of the more technical aspects of ValuableLoan<\/a>, the program is running off a script under license from GoldCoders which of course is widely used in the HYIP industry, so I doubt any regular investors with experience will have any trouble in navigating their account area. As I already explained, with ValuableLoan<\/a> using instant payments it’s of vital importance to enable the 2FA authentication which is offered as as an extra security service to make sure any payment requests are going to you and you alone. For any potential malicious or hacker attacks aimed at taking down the ValuableLoan<\/a> website, these are dealt with by DDoSGuard who are hosting the program’s website on one of their dedicated servers with anti-DDoS protection. An additional layer of protection to allow secure browsing and safer financial transactions comes with the Extended Validation SSL-certificate by GeoTrust, a respected service provider in this field.<\/p>\n

Communication between admin and investors is, as it should be, treated seriously. As always though make sure the first thing you look at is the ValuableLoan<\/a> FAQ section if anything is unclear to you. Should you need to get in contact directly if you have any further questions or account related issues then you will need to fill in your details on the support form found on the contacts page and submit it. Alternatively you can also use a Telegram Group for chat and support with other members.<\/p>\n

As for the alleged business activities of ValuableLoan<\/a>, it\u2019s claimed that they are involved with with what they call \u201cprofessional trading<\/em>\u201d, a bit vague in the first place though as always I\u2019d suggest you not take it too seriously as there\u2019s nothing there to actually prove it. So even if it looks good to start with, remember that the risks are still great so it\u2019s essential that you at all times stay within a sensible spending limit, and always try and diversify your portfolios.<\/p>\n

Overall, first impressions would lead me to think that ValuableLoan<\/a> has on one hand a certain amount of potential while on the other hand some limitations based on investors experience. Not exactly a criticism, ValuableLoan<\/a> is organised better than most hourly payment HYIPs but I wonder if most people at this stage will still be able to recognise it as such.<\/p>\n

And what do you guys think? If you\u2019ve already come to a decision about whether ValuableLoan<\/a> is suitable for you or not then perhaps you wouldn\u2019t mind sharing with the other readers and answering the following poll. Remember it\u2019s 100% anonymous and untraceable, and will eventually tell us how many people were right to go with their first impressions of the program either for better or worse. It can also indicate what standards people expect from a HYI website before they are prepared to part with their money.<\/p>\n

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Will you make an active deposit in ValuableLoan<\/a>?<\/strong><\/p>