“1) Please introduce yourself to my readers.

My name is Jason. I’m the team leader behind ProfitSwinger12DpClub which consists of currently 3 individuals.

2) How did you come up with the idea of starting your program? What makes it different from others?

The idea for PS12DpClub came up when my partners and I began talking about the days when programs lasted more than a week. We all mentioned some of our favorites and wished they we’re still up and running. We then decided to create a program of our own, which had the ability to last backed up by a solid plan.
I’m sure there are many great programs out there. We’re just another kid on the block with a dedicated team ensuring that everything runs smoothly for the sake of our members.

3) Why do you use the word “Club” describing your program? Isn’t it just pure ponzi?

99% of programs currently running are in one way or another a ponzi. A real investment company could never create the returns you widely see in the hyip arena. It’s just impossible to allow members to invest today and provide returns directly tomorrow. It’s just not enough time to handle all processes needed to invest what more provide interests.
What we are is well planed profit program. 70% Membership upgrades that we receive are diversified into a few income streams to provide more funds for future payouts as well as sustain current deposits. We already have a $5000 managed forex account that is already providing returns for the club. We have also developed a few sites within our network. These sites receive income from adwords advertising. We have 3 running sites which currently receive around $15-$300 a week from adwords alone. Sites include a free proxy website, myspace layouts tweaks etc and a banner exchange program.
All of these go into our club to ensure that the program lasts long.

4) Your stats after 17 days online don’t seem impressive. Are you satisfied with members’ support so far?

Looking at our performance and members’ reaction, we say we’re quite happy with our members. Majority of them post daily and vote for us. We also see that our members deposit trends increase after their first initial. To say we wouldn’t want to see a huger response towards the program would be a lie. But we’re happy with the way things are. We’re confident we can sustain our current members and within a week we’re sure we’ll be able to cater for larger spends. Our main issue is to be able to provide our members with profits not collapse after a surge of incoming spends.

5) Why don’t you add more popular monitors to your “Rate Us” page to increase your exposure among potential investors?

We plan to add more monitors in the following weeks to come. We however want to provide our members the opportunity to promote as well as receive referral commissions instead of having our monitors rake them all. We appreciate all our monitors especially those that vote and post for us daily.

6) What would you say to potential investors which are sitting on the fence?

Try us out. Start with the minimum deposit. If you don’t like what you see, feel free to leave. If you’re still wondering if we have the staying power, wait and see our progress. There’s no rush as we’re confident we’ll be around for months to come.

7) Have you read the review of your program published on my blog? Do you agree with my conclusions?

I have personally read your blog. I feel everyone is entitled to their own opinion. I hope that the team and I will be able to change your opinion as well as others who are not as confident as we are.

8 ) Do you have any intention to expand your program’s influence in the future?

Most definitely yes. The club is still a work in progress. We will develop it further as time goes by.

Thank you that you agreed to answer my questions. I hope this interview will be interesting for my readers.

I apologize if my answers did not meet your standards. I’m answering this in a hurry. Thank you”.

I would like to add that after this interview I reconsidered my opinion about this program and deposited more money here. It seems that admin clearly sees the outlines of HYIP world and is ready for every challenge. The program itself is developing steadily and could be able to become next big hit. I hope that members will continue to support it after testing and we will see ProfitSwinger12DPClub alive for the coming months. At least its name says it all.

I noticed that for the last couple of days ProfitSwinger12DPClub is slowly increasing the incoming funds / withdrawals ratio. I see this as a very good sign of healthy growth so I deposited more funds today to 12/12 plan. Here’s the latest update from the program’s admin: “Welcome to all the new members of the club! The program is doing great and performance is starting to increase. Thanks to our members for their continuous support. We have recently been bombarded with support requests for changing e-gold account numbers. Seems E-gold is having a nice time blocking accounts. We decided to inform all members here that all support requests for changing e-gold account numbers has been done. We are also awaiting for a few to reply so that we may change the rest that have been blocked and complete payments. Due to the extra load of work, we hope that others that have sent in a support request or e-mail be patient for a response from us. We’ll try to entertain all as soon as possible. Till then, do continue to support us. Post and vote when you can. Success is upon us!” And literally few minutes ago I received such a message: “We’d just like to inform everyone that we’re currently fixing the back end of the script and have blocked all incoming spends from e-gold. We will re-open spends once all is done. Your patience is much appreciated while we get this done“. I hope nothing is wrong with the script considering that it’s licensed. Earlier admin kindly agreed to answer my questions about his program and I’m fully satisfied with his answers. The above mentioned interview with Jason can be read above.

It seems that PSTraffic is slowly getting back on track. Below is the latest update from Jamie regarding current situation: “I’m starting to catch up on PSTraffic payments and transferring of accounts of members not in profit with high account levels to PSA… what a mouth full. If you have received an email from me saying that your account is considered “high level” I strongly suggest you open a PSA account. PSA will be a much more stable program for members with “high” account levels. PSTraffic will be kept for members with lower account levels. I should be caught up with everything within the next 24hrs. Depending on how this week’s incoming funds turn out, I will assess PSTraffic’s situation again and I’m hoping WE can all come up with much friendlier cashout terms“. I hope the cashout terms in PSTraffic will really become more user friendly and I’m gonna upgrade more tomorrow before requesting a cashout. I have a very good feeling about the nearest future of PSTraffic and quite sure it will last for awhile.

Not a good news regarding IncomeStorm. No, cashouts are ok and are being made fast enough but there are two major changes many members noticed today which were not announced officially by admin. And this is very suspicious. The first change: when you go to your “withdrawal request” page you will be surprised to see the following: “Minimum withdrawal to e-gold is 2$“. If you take into consideration the fact that just a couple of days ago admin decided to allow members to request only one cashout daily which was ok with me and now the withdrawal minimum suddenly increased. Everything looks not as good as I thought before. Probably the program is running out of incoming funds, otherwise why these abrupt changes? The second change: e-gold account number for payout has been changed. So it shows that the program has some issues with its old e-gold account. Perhaps it was blocked, who knows? Just be careful now. Maybe it will be alright, maybe not. I’m in a nice profit from IncomeStorm and will not redeposit after my upgrade will expire tomorrow. In my opinion it’s getting too risky!

The payments I have received today were from IncomeStorm (2 payments), eTradeClub, MInvestment and ProfitSwinger12DPClub.

Since I’m not going to participate in PSAdvertising I delisted it from my monitoring list. The reason is simple: I’m not a “high level” player which Jamie refers to describing his new program. I could afford to invest several hundreds of dollars to PSA but will not do it because I consider it as high risk program and I always follow the golden rule of investment: “Don’t put all eggs in one basket“. On a brighter side, PSAdvertising seemed to catch up with delayed payments from August 21 and now can be marked as “paying program”.

Dropping PSAdvertising monitoring, I will probably increase my deposit in PSTraffic on the coming Friday. This program is becoming more stable with every day in my opinion that’s why Jamie deserves my full support. The latest update: “PSTraffic is slowly getting back on track. Hopefully by next week all “high level” accounts not in profit will be transferred over to PSA. PSA is a much more stable program prioritizing “high level” accounts. Once the transfer of ‘high level’ accounts have been completed I will assess PSTraffic’s situation to see if the cashout terms can changed to be more user friendly. PSTraffic payments are being made to those members who are not considered “High level” accounts. PSTraffic will cater to lower account levels. Maximum upgrades in PSTraffic have been lowered to $300 for the time being“. My prediction: PSTraffic will pay for at least one month more. Reason: admin would not open PSA and transfer the bigger amounts from PSTraffic to that (and it’s a huge work!) if he didn’t intend to promote it heavily to attract more “high level” investors. And this task will be achievable only in the course of time as big players are supposed to be more suspicious and will monitor the performance of two Jamie’s programs before upgrading in PSA.
Don’t worry if you found out that your account in PSTraffic hadn’t been credited for yesterday’s surfing because as admin explained “there seems to be a glitch in the system. August 21 earnings have not been credited. I will set today’s ROA at 20% to make up for August 21st earnings“.

Iwould like to apologize in advance for putting this long update below but I think this is extremely important for all the members of SurfMargin. Although the changes are not so big they will affect the members’ earnings. Also notice that Charles set the new deadline for all pendings to be paid - the 1st of September. I really hope this time they will be not just mere words.
“Today my partner Ray is meeting our errant partner who has been away for a while and without whom we cannot proceed with e-gold payments or refunds. I hope to have some good news later today.
I should also inform you that there are proposal afoot to make some changes to the way both SM and SMSO operate. I can assure everyone though that these changes are being brought about in order to ensure that the problems we are now experiencing with e-gold etc. will never come about again.
Other changes in the pipeline are perhaps even more important and have materialized through observations of how some other surfing site owners have accessed funds for their own benefit. It should be stated here (and when we make these changes every member will be emailed) that during my tenure as admin (and also during the currently brief spell of the new partners being involved) no one has removed any funds what-so-ever from the main advertising pool for any other purpose other than to pay member bonuses. It is also important to note that a significant amount of capital has been and continues to be injected into these projects by the partners. (Show me any company in this industry that can say that and prove it).
You will recall that we deduct 10% (previously 7%) from every ad pack for admin purposes. Plus we place in a separate pool an additional 5% from ad pack purchases to pay commissions to members who have recruited other advertising members. This leaves 85% that goes into the main advertising pool. We would like it pointed out very clearly that payments to partners including myself as admin come ONLY from the 10% admin pool.
Whilst it is stated clearly that once an ad pack is purchased the monies involved become ours, which can be utilized at our sole discretion, it is important to understand that we are attempting to create a business that is run ethically and responsibly in a marketplace that has suffered tremendous setbacks from less than honest admins and owners or from young computer literate entrepreneurs who had/have little or no business sense.
It is our purpose to change that trend and to demonstrate that a unique advertising company like ours can be run legitimately for the benefit of both members and management. To that end we are suggesting the following changes:
With effect from the 1st of September percentages will be calculated in the following manner.
10% Admin. 5% Commission. 85% advertising pool.
The percentage TARGET calculation will be based upon the balance of the ad pack AFTER the 15% admin and commission have been deducted.
The TARGET calculation (note: not the daily calculation that establishes the percentage paid to accounts the following day) which is currently 140% will be changed to 160% (but on the lower amount of the balance left over after the removal of admin and commissions)
We also propose a three tier payment schedule.
For Payment within 3 business days ….. 7% will be deducted.
For payment within 5 business days ….. 3.5% will be deducted.
For payment within 7 business days ….. Nothing will be deducted.
Why?
1. To ensure the programs’ long life by making them financially stronger.
2. To ensure that the owners/partners who have invested heavily into the sites can be paid a return.
3. To ensure that the running of both businesses is as transparent as possible for the members.
4. To ensure that all members understand how the funds are distributed.
Finally there is one other aspect of the advertising fund that members should be aware of.
20% of the main advertising fund only, will be utilized for outside business activities conducted by the partners with the sole purpose of adding value to the members advertising fund. All monies utilized this way will be returned to the fund with full profits and accountability.
That, my friends, is what we propose. I believe that by the 1st of September all payments will have been brought up to date with e-gold. That is why we are announcing this now. The changes will have a small effect on your profits but I hope that you will see that we have done this to ensure that we can offer the SurfMargin and SMSO service to advertising members for many years to come and not months or weeks which has been the case up until now. People don’t like change! I understand that, but this is an evolving business in a struggling market environment that is crying out for stability. I hope you will come with us for the ride!”

I got another payment from eTradeClub today. This program seems to be solid as rock and paying me promptly for several weeks already. The review of eTradeClub can be read here. Also I received payment from MInvestment which is the oldest program on my list but also paying quite well.

I made a request for an interview to admin of ProfitSwinger12DPClub and received from him: “We’d be happy to conduct any interview you have to offer. Do send us the
questions and we’ll answer promptly“. So I sent my questions and will wait for the answers. By the way, I have just received another payment from ProfitSwinger12DPClub. My unbiased review of this site can be read here.