Today I have an interview with Paul Sartori from URInvest. I think you’ll agree it’s quite an interesting one and Paul does seem to relish his role in the whole thing. I can honestly say that after nearly 12 weeks online, my own enthusiasim certainly hasn’t abated either. Before continuing however, I should point out that since my original review, published here, the terms of the investments on offer from URInvest have changed. While Paul clearly outlines the reasons why below, I would just like to remind you that the plans are now 4% to 4.24% paid daily for 30 business days, or else 150% to 160% paid on expiry after 30 calendar days. So without further ado, take it away Mr. Paul Sartori!

“1. Hi. Please introduce yourself to the readers. Do you have any experience with online investment programs?

Hello, thank you for inviting us for the interview. My name is Paul Sartori, I am financial advisor and a partner of Ultimate Ratio Investments LLC. I am representing and am responsible for our online financial venture URInvest. My personal experience with online investment programs from administrator’s point of view, is unique with URInvest, but I should say that for the past three months of managing the program, I have gained a lot of very specific skills, that are already in full use on a daily basis.

2. Tell us about how URInvest came about. How did you come up with the idea to start your own program?

While already being a partner at Ultimate Ratio Investments, I have been following other online programs relatively closely and even participated in some, for about 4 years. I felt that instead of simple descriptive company website, it should have been worth it, to take on more active role and actually offer managed accounts to investors world wide. Frankly, considering all known issues within so-called HYIP world, the more we learned about it, the tougher it was for our partnership to make the decision, but we finally did it and so far, it has been a complete success.

3. I was quite impressed with the investment plans available in URInvest. Can you please explain them in detail to my readers?

Considering that you requested this interview prior to our recent plan adjustments, I probably should explain the overall rational behind them and what is actually has been accomplished so far. We feel strongly that our currently offered plan is highly competitive, but realistic at the same time. The rational behind offering rather aggressive plans at venture’s inception, was in line with regular advertisement expenses. Simply put, the payouts that we already delivered to our users per our promotional plans and rates, are part of our advertisement expenditure. So, unlike most other programs, who spends exclusively on conventional advertisement methods, we figured that it might be a good idea (and unique at the same time) to start sharing that budget with our users directly. In turn, our users have gained more confidence in our program and, of course, shared it with investment community, creating more solid advertisement effect indirectly. With that said, I should point out that for smaller amount deposits the plan’s rate has not changed. Also, our main plan does not lock user’s money, because payouts include principal. Those users who are willing to stay with us longer, can easily re-deposit earned money, right from their account balance, instead of requesting a withdrawal. We also decided to keep longer our promotional “after 30 days” plan, with only slight reduction in maximum allowed deposit into it.

4. What payment processors are you currently accepting? Do you intend to expand this list anytime soon?

Perhaps, this answer cannot be considered as a direct one, but I’m sure you would agree that things around us evolve, change and require adaptation, per demands and to account for external risks dealing with electronic money. Let me put it this way: We currently have “the all stable LibertyReserve“, which is so far the best choice among investors. The second, really needed to all of us choice, seems to be the “perfect one”, the rising PerfectMoney.

We’ve also received quite a few deposits via V-Money, but while we see no problems with this payment processor, the user’s preference is clearly not there.

As you probably know, we have just recently became verified merchant with StrictPay, the unique features of which, add a lot of payment processing flexibility, in our opinion. The only drawback we get via feedback from users about StrictPay, is their website’s look, which we feel is secondary, because what is more important, is what is “inside”.

5. You’ve changed hosting providers a couple of times and even changed domain name as well. Tell us why you needed to do that.

We changed hosting provider once, very soon after opening the program. We found that our first host’s server environment was not secure enough and unfortunately, we even had one hacking accident right at the start. We now have DDoS protected hosting from DDoSWIZ and so far, we have been pleased with its service.

6. Tell us more about the security of URInvest. What script are you using? Are you on a dedicated server? What kind of anti-DDos protection do you have?

Quick answers are: 1. Advanced, licensed GoldCoders script. 2. LiteSpeed powered server 3. DDoSWIZ.COM managed, upgradable DdoS protection.

Now, let me expand a bit about the script answer, because I know some of your “expert” readers out there may start making fuss about GoldCoders. Bear with me for a moment here, please. We’ve made an informed decision to use GoldCoders, as in our opinion, NO other script on this planet has been used in the harsh “HYIP environment” as much, or even close to, as GoldCoders. The (wrongful) negativity picture of GoldCoders brand is most likely there from those administrators, who either used pirated versions, or some “fixed” ones (or, so they think). I can add that for the past two months, we’ve upgraded our script more then once, which means that GoldCoders is constantly receiving script usage feedback, therefore can regularly and effectively take care of reported vulnerabilities. In the right hosting environment (with basic server supporting software regularly patched), with all available script’s security features enabled, this script is nothing less but by far superior to any other “home made” product.

7. What are you doing to promote URInvest among potential investors? How are you advertising the program? Are existing members attracting many new spends?

First of all, being fully transparent program, we’ve created the “reviews” page on the website, where we already have rather big collection of external links, leading to various resources reporting about our program and we encourage website owners to submit their website links to us. In addition to our start-up promotional plans, which we discussed earlier, we also use conventional advertisement methods via investment related external websites, where we order banners, text ads and newsletters.

I am glad that you asked about user’s advertisement activity. Yes, while we cannot legally solicit for deposits, we feel double obligated in front of many of our users, who are finding their own ways of sharing their experience about our program. We are even considering to increase referral commissions for the work, that some users are volunteering to do. For instance, we never expected this, but based on our traffic tracking and analysis software, we see that a lot of our users have very successful recruiting rate from having their referral links rotated in various autosurf websites. I think this is a very smart move: people are earning some money in autosurfs, while at the same time advertising the investment programs of their choice.

8. After a couple of pretty good months online, are you satisfied with the progress of your program to date? Are you pleased with the support given by members so far?

I’ve mentioned it already in other interviews, but would gladly repeat it again and say that URInvest is, in a sense, our partnership’s internal investment project of it’s own. In other words, the launch of URInvest, all our advertisement spends, promotional plans and rates payouts, are all our own investment into the community. Today, I can easily say that this investment of ours, is no longer a risk. In other words, yes, this venture is by far a full success. This conclusion is based on all the support and expressed interest in the program, that we are getting from our dearest users.

9. How do you see URInvest developing between now and the end of January? Given that Christmas can be a slow period for many programs, are you confident about being online into 2009?

We feel very strongly that offered by our program plans, backed by solid investment strategies, are sustainable for an indefinite period of time. Our partners and fund managers have their own money invested in developed strategies (this is in fact a condition extended to every newly hired partner or manger), therefore we have direct interest of well being for the entire program.

About Christmas, it is is one of the greatest times of the year and just like everyone else, we are looking forward celebrating it with all the users. However, I will allow myself to make a correction in your statement about Christmas being “slow period”. This is not a slow period for a forward looking savvy investor, because it is the peak season for all kinds of sales, travel related business blossoming and a great time for various new business beginnings? In short, I would conservatively state that we do not expect anything “unexpected” for months ahead. I would rather suggest that we arrange another meeting and talk again some time early next year.

10. Tell us about your parent company, Ultimate Ratio Investments LLC. And tell us also about the programs own investment activities. What are you doing with investors’ money? How are you sustaining payouts?

Perhaps, just like any other established investment fund or venture capitalist firm does it, a few years back, we started our activity by investing in other selected funds, while closely studying their actual investment activity to the fullest possible extend. We’ve learned, what can be done, how this can be done and most importantly, how much money will it take to start each and any of our own investment projects in any given specific investment category. At some point, Ultimate Ratio Investments LLC was formed and strategically registered in the offshore zone, as an asset protection vehicle, serving as the nominee company for the offices of our partners, physically located in the countries of their primary investment activity. We operate with great deal of various investment products, but not all of them (such as real estate, for instance) are currently directly associated with URInvest, due to the terms and amounts of money restrictions involved.

Our favourite profit creation approach, to no surprise, is fast sale deals, which involve finding and bringing together buyers and sellers, followed by the fee based transaction mediation on our part. These kinds of deals, if available in quantities, often allow “recycling” of the “same money” more than once, for higher profit outcomes.

11. So why do you think URInvest is better than any other HYIP out there? What makes your one so special?

Probably, a more valid and objective answer to this question would be given by an independent third party, simply because from my personal prospective, our “own baby is always the best”. I also cannot really judge any other program, because it will require detailed knowledge of their operational strategies, which is normally not a subject for public disclosure, being a part of proprietary corporate intellectual property.

12. Is there anything else you would like to add? Is there anything else you would like to say to encourage potential investors into URInvest?

From our program’s prospective, we are exceedingly happy with the fact, that so many investors are making URInvest being a part of their investment portfolio. However, being realistic by nature, I would suggest investors to make their own judgements of different investment projects and to diversify.

If I may, I would also like to take this chance and to reach out to other investment project organizers, who, perhaps, do not have proven and stable investment ideas, readily available to them, and to consider URinvest being part of their investment strategy. I feel that our highly flexible payout terms and offered yields may serve extremely well not only to the individual investors, but to other pooled funds.

13. What is your honest opinion of my blog? Do yo think its a useful resource for investors? Do you think it could be improved in anyway?

I think that Money-News-Online.com is one of the few “MUST READ” resources. Even though it is mostly an opinion of one, it is no doubt an opinion of great essence. The one, that gives a good overall picture of an entire alternative investments area, just after reading of few reviews. It makes people think in the right direction and quickly form their own opinion, as well as (through the time) to start “seeing important messages between lines”.

On improvement part, If I may, it probably would be better for both, investors and program managers, if there would be less of an explicit negativity towards some of the reviewed programs. I think it is important, because considering blog’s strong popularity, this may create unnecessary, otherwise avoidable problems for some of the reviewed programs. As you know better then me, some programs are built on cash flow models, which by definition, have a lot lower threshold of withstanding publicly displayed negativity.

This was, of course, just an opinion (of another ONE) and I am sure you know better when it comes to reviews.

I sincerely wish your readers and you personally all the best and I wanted to thank you once again for inviting me to this interview.”

Well there you have it folks. Rarely have I seen such clarity of vision from an admin. He certainly knows what he wants to say and makes himself understood with perfect clarity. If only a few more were like him. Anyway, I think now that everything is coming into place for URInvest to establish a well organised and stable program that we can all share in. They have proven themselves over the last couple of months, and I see no reason why it cannot continue as such. Thanks again to Paul and thanks to you guys for reading. Stay tuned and see you again tomorrow for more news and views from the industry!

Today I’m giving you an interview with the admin of quite an interesting which I included to my Top Recommended list immediately after joining. I’m talking about W-MTFund which is paying weekly variable rates to the investors and has been online for more than a month now. The admin was currently very busy and I received this interview just 8 days after I have sent it so I would say it was a long-anticipated one. Anyway, W-MTFund looks really interesting and surely is different from many other HYIPs. You could draw this conclusion from my review of W-MTFund that was published here. Today I will give a word to the admin and let him tell us about the history of his program and their plans for the future. Hopefully the interview will be useful for all recent and future investors of W-MTFund.

“1. Hi. Please introduce yourself and your program and tell us all about your own involvement with W-MTFund. What about the name? What does that mean?

Hello Paul, my name is William Rivas, I am the CEO of W-MTFund and a Founding Member of MT Ltd., the offshore company behind our program. My job is to take all the fundamental decisions for the W-MTFund development, from the advertising strategy to the managenent of the financial flows and the business relationship with MT Ltd.

“W-MT” means “Weekly Multi-Trade”. So, the name “W-MTFund” indicates that this project is the online platform of MT Ltd., a company which trades on a weekly basis, applying the extreme business diversification that we describe on our website as “Dynamic multi-trade strategy”.

2. Why do you start W-MTFund? When did you start W-MTFund? Are there others involved?

First of all let me explain why we founded MT Ltd.

I take part in a group of 12 European traders which, in 2003, decided to incorporate an offshore company in Nassau with two specific purposes: save on taxes and develop an investment strategy in new business fields, alternative to stock market, independent of the global economy trends. This way we would have realized high profits and would have been out of the global economic crisis, which were already predictable. We were right and we have had success.

That said, W-MTFund is intended to become the biggest “collective investor” of MT Ltd.

To simplify matters, one can say that W-MTFund collects new capitals from thousand of small investors scattered on the Internet and then acts as a big investor, who entrusts money to a highly qualified trader: MT LTd.

Therefore, W-MTFund is not directly involved in investment activity: it is an entity with wide autonomy, which is responsible for all the activities concerning the capital collection and the website management. For this purpose, out team is composed of 8 experts.

Please, bear in mind that W-MTFund started on March 2008, as private online platform for our VIP (off-line) investors: about 255 VIP investors joined this project. Then, on October 13th we opened to the public offering very low threshold: from $5 to $8.000.

3. How is your program different from the rest of the HYIP programs?

Weekly Payouts, Variability and Stability: those are the key-words.

We are clearly different since we are the only program which offers plans with weekly variable interest rates and manages a variable referral commission. W-MTFund is probably the only program where the investors don’t have to be scared about changes, because “variability” is the means to obtain the “stability” and to protect their investments.

Interest and refcom fluctuations depend on the weekly trade results, but also on general and particular conditions of the online market, on our promotional strategy, etc.. As regards the payments, we believe that the “week” is objectively the shorter payment cycle for any investment program backed by a real business.

How could we offer “fixed” interest, since we cannot predict the future trend of our profits? We should close after a few negative weeks. How could we offer “daily” interest, since an international bank wire, e.g. to buy/sell e-currency, takes at least 3-5 business days to be completed?

4. Tell us in detail about the investment plans offered by W-MTFund.

Well, our investment plans and ROI are explained in details in our website.

As you already know we only offers plans with weekly variable interest rates: so the first interest will be credited to the member’s account exactly in 7 days after the deposit. Then the investor will be able to ask for the withdrawal. All the withdrawal requests are paid three times a week: on Tuesdays, Thursdays and Saturdays.

Our basic plan is “W-MT Basic”: the minimum to invest is $5 and the maximum is $2.000. The weekly rate of interest is fluctuating between 5% and 21% weekly. Then, there are modifications of this plan which depend on the amount and which give the weekly interest of MT Basic plus a bonus: MT Standard (min. $2.001 - max. $4.000; MT Basic rate + 0.5%), MT Silver (min. $4.001 - max. $6.000; MT Basic rate + 1%) and MT Gold (min. $6.001 - max. $8.000; MT Basic rate + 2%).

As you can notice, there is a minimum weekly rate (5% for MT Basic, 5.5% for MT Standard, 6 for MT Silver and 7 for MT Gold) that we guarantee through our “reserve fund”.

The investment duration is 26 weeks. Every investors can witdhraw their principal after 26 weeks (no fee) or before the investment period expires (12% fee and paid profits will be deducted).

5. What are the risks with your program? What is your backup plan if something went wrong with your program?

After the bankruptcy of Lehman Brothers no one can say that an investment without risk really exists. I can only confirm that MT Ltd. is intended to resist to the heaviest economic crises and that W-MTFund has been projected to ensure the investors a stability without precedents among the high yield investment programs. If anything went wrong we could simply lower the weekly interest rate up to 5% for MT Basic. In addition, subscribing our user agreement, our clients authorize us to go below 5% in a few extraordinary cases: e.g. a heavy and continuous DDoS attack or a serious outage of LibertyReserve. Besides, we are completely free to change the referral commissions in a range from 2% to 12%.

6. Is your company officially registered? If you are registered, can you provide any document and track record?

Yes, MT Ltd. was registered in Nassau (Bahamas) in 2003.

We can provide documents and tracking records according to our Privacy Policy (User Agreement § 8.3). Our Privacy Policy has the purpose to prevent anyone acting in bad faith from filing specious complaints to public authorities, that way endangering our company and the investors’ money. We believe that in the online market, which is non regulated, a simple “Non Disclosure” agreement is completely inadequate. We must verify the identity of the applicant before disclosing our documents.

7. Can you tell us how you are re-investing investors’ money? How are you generating the money to pay the dividends? How are you able to pay investors with consistent high payouts?

How I have specified before, W-MTFund is not directly involved in investment activity. MT Ltd. is our “trader” and its activities are accurately described in our website.

MT Ltd. is mainly operating in forex trading, sports arbitrage betting, high-tech commodities and in a particular niche of the real estate sector (prefabs). Those business fields are alternative to stock market and ensure high yields independent of global economy trends. Even, in a period of economic crisis, the profitability of these markets could increase.

Certainly many traders work in these fields, but it is evident that our “know-how” makes a difference. As regards Forex and sports arbitrage betting, our traders make use of the most advanced software. In the hi-tech and real estate fields, we can count on a consolidated and exclusive trade network. The fiscal benefits of the offshore jurisdiction are added to that.

8. Please tell us how you protect your site from DDOS attack as well as other security issues. Specifically what script, server and anti-hacking measures you are using.

Paul, in my opinion, the first security measure is not to disclose any detail about this subject. Of course our website is hosted on a dedicated server and we are supplied with all the suitable protection tools. Also, we proceeded from the “engine” of a commercial script in order to develop, with the consent of the producer, a completely customized script: it is working smoothly and our programmer made the right choice.

9. What about the payment processors you are accepting at the moment? Will you be adding more at some point in the near future?

We accept LibertyReserve and PerfectMoney. At present, we are not planning to add more payment processors.

10. What kind of customer support do you offer? How do you manage the work of your support services? Do you have a contact phone number and physical office?

We manage an advanced email support: every email sent to our main address (admin@w-mtfund.com) is automatically classified and sorted by sender, object and content. In the meantime our autoresponders supply the information about the time of reply or about the procedure concerning special types of requests. This is a simple but very effective method.

The investors can also contact us via support form, fax (242-502-8741 or 206-222-2337) or Live support. While the email and fax support is active everyday 24/24, our Live support (available only for members after they have logged into their accounts) is usually active from 10:00 pm to 4:00 am GMT.

We are planning to activate, if needed, a phone support for members investing in MT Silver and MT Gold.

Yes, we have a physical office in Nassau. This is the place where all our financial flows converge in order to take advantage of the fiscal benefits of the offshore jurisdiction, where we call our quarterly meeting and we pay our dividends. But we mainly operate online from our Countries of origin.

11. How do you view the development of W-MTFund to date? What about the future of the program? Which is tour advertising strategy? How do you plan to make your program stable for a long time?

W-MTFund opened to the public on October 13th and I am very satisfied with the developement of the project so far. Investors have immediately understood the advantages and the potentialities of our program and have started supporting us from the beginning. This is really exciting: thanks to all of you!

About our advertising campaign, the first month has been dedicated to the “big public”. This month we will mostly concentrate on “quality”. Since the whole hyip market and its advertising system is targeted at programs paying fixed interest on a daily basis, our advertising campaign will be constantly adapted in order to achieve the right balance between quality and quantity, a steady and balanced growth.

Also, due to the success of our first contest “W-MT LEAGUE”, we will keep on giving a part of our advertising budget directly to our members, through the organization of new contests and other initiatives. I personally consider that the “word of mouth” advertising is the most powerful system to promote a first-rate program as W-MTFund, based on weekly payouts, and I am convinced that investors have to be rewarded for their promotional activity.

As for the immediate future, I can reasonably expect that W-MTFund will have a moment of especially intense development on January 2009, when investors will see that we are online as always after the Christmas holidays. I can announce that during the holidays MT Ltd. will stop for about 10 days and that, therefore, W-MTFund will have to fix the interest rate to the minimum. However, the referral commission will be very high and enticing.

12. If you have the opportunity to say anything you like to my readers about your program and why they will benefit by joining, what would it be?

Just thanks for reading this long interview. I believe that now your readers have many elements to decide.

13. Tell me your honest opinion of money-news-online.com. Do you think it is a worthwhile project for those involved in online investing?

Paul, your blog has become an indispensable guide for every online investor and you deserve this success.”

As you can see from the interview W-MTFund administration showed us that they definitely have clear and concise plans for the future and make everything possible to become a popular online program. There are some things that certainly look good on their website and allow us to believe that W-MTFund can be a very stable program in the long run. And maybe that’s the program that we all were looking for? Anyway, take a closer look at W-MTFund, read my review and interview carefully and you will be surely enticing to try this program out. I’ll see you on my blog tomorrow, guys!

Hi, guys! Today I would like to publish an interview with the admin of BlueBorgartFunds. We had an agreement with the admin that the interview would only be published after BlueBorgartFunds proved its longevity and that it’s not here for a quick scam. Well, 4 weeks after my first review of the program was published here I guess we can draw some conclusion regarding BlueBorgartFunds. Of course, the longevity doesn’t mean that the program is not from BlosFinance and it only means that the growth was slower than expected. But I should also point out that BlueBorgartFunds program has been performing quite well and all the payouts were on schedule. I myself haven’t missed one so far despite my review not being very positive. And I would like to thank the admin of BlueBorgartFunds that he remained constructive even despite my criticism and continued to do his job well. So those who joined BlueBorgartFunds from the beginning were not sorry that they did so and ended up with some good profits. But I believe that the program is still ok to join as it’s less than a month online. With the proper management from the admin BlueBorgartFunds can last for many months to come. I’m sure of it! Anyway, here is the interview.

“1. Hello. Please introduce yourself to my readers. Also please tell us a bit more about the origins of BlueBorgartFunds. How did it all start?

Hello to all, I am Merhda, I am the main decision maker in BBF (BlueBorgartFunds). I am also a business staff in a garment trading company in Rzeczpospolita Polska, I have 3 partners in BlueBorgartFunds, and they are all my colleagues as well. Besides trading, we all love investing in online investment programs and we have gained rich experience in this field. This is how BBF was decided to be launched. BBF is established as a financial managing program. Our portfolio of investments include Gold, Forex, Bonds, Stocks trading, Arbitrage trading, and some other investment activities all over the world.

2. Please tell us also about your previous experiences, if any, in running online investment programs.

To be frank, BBF is my first online investment program. But I have been investing with online programs for years, including HYIPs, Autosurfs, Forex trading, Poker, Gambling . . . etc. I should tell my investors the fact here: Don’t be dreaming to get rich overnight by investing with BBF, this will never gonna be true, because my program is not designed for “get-rich-overnight”! The vast majority of similar businesses offer high percentages of earnings, high ROI over extra-short terms. Those aren’t usually meant to live a long life, so don’t get fooled!!! My experience has shown that only low percentages over mid and long-term spans can actually be sustainable.

3. As online investing is by definition very much an international business, can you or your team offer support to investors in any language other than English?

As we know that English is the most widely spoken language, and speaking English is just my daily routine though I am not English native speaker. Polska support is available, investors can send us email in Polska.

4. Can you explain to us in more detail the plans on offer to investors? What terms and conditions apply? What are the minimum and maximum amounts to invest?

BBF gives you opportunity to earn 11% daily for 11 days, 155% after 22 days or 200% after 33 days including your initial deposit for each deposit you make. The minimum deposit amount is $10 and the maximum deposit amount is $10,000 per account, per day. Payments are made for your comfort directly to your LibertyReserve account. For the terms and conditions, please refer to our TOS page.

5. Why are you only accepting LibertyReserve? Doesn’t this effectively remove a huge number of potential investors who do not have an account there? And what happens if LibertyReserve block your account?

Firstly, I wanted to use AlterGold and PerfectMoney as well. But I was aware that AlterGold is often down these days, and PerfectMoney is not widely used at all, very few exchangers provide PerfectMoney exchanging services. Secondly, I notice many other programs accept LR only too and what is most important is that I am aware that 90% of online investment program investors tend to use LibertyReserve more often than any of other e-currencies. Thirdly, it is very simple process to unblock and blocked account by contacting LibertyReserve website online support.

6. How secure is BlueBorgartFunds? Tell us about the anti-DDos and anti-hacking protection you have in place. What script are you using? Are you on a dedicated server?

BlueBorgartFunds is 100% secured! Because there is no script installed on BlueBorgartFunds. Furthermore, hacking or any illegal inbreak will never happen to BlueBorgartFunds, because our DB is offline on a safe dedicated PC. Regarding DDoS, we believe that BlackLotus is able to handle any kind of attack.

7. Please explain why you have the same IP address as BlosFinance, a company that scammed it’s members after just two weeks?

As you may notice many other programs use hosting from BlackLotus too, you may also find that some of their IPs are same and over used, for example, let’s say 69.197.23.163, it’s first client is sourcelinkads.com, second is blosfinance.com and third blueborgartfunds.com. If I am questioned “are you admin of all these three programs?” Then what should I explain???

8. Your links with BlosFinance don’t stop there either do they? The plans, the e-currency etc. Even some of the text is identical. How many people do you think will seriously believe this is a coincidence?

With this link, I believe there should be sufficient clarification regarding me, the admin’s identification. Don’t you think it’s wasting time to repeat the same thing day by day clarifying who I am???

9. Are you pleased with the development of BlueBorgartFunds so far? How good has the members support been? Could anything be done to improve on this?

BBF is growing slowly, but meanwhile BBF was hurt by your so called “unbiased” review. I understood the reason you connected BBF and BlosFinance together, which to me, is absolutely a coincidence. But I can’t imagine BBF has been a victim and thought as scam, now BBF has been online for nearly one month, did you find any complaint regarding my program???

10. How are you promoting your program? What advertising strategy are you using? How much do you think is down to word of mouth from existing members?

So far, I haven’t promote BBF at all, most of the current investors were invited by their friends to invest with BBF. Advertising planning has been made, but it won’t be started till Xmas, after the New Year’s Day, you will see BBF’s banners on monitors and forums.

Regarding the program status, please check October “Month-end statement” here: “On 30 Oct 2008, we met our 155th investor. In October, the total deposits from our investors reached $6385.68, total payouts to our investors $3232.59; our program is growing as we expected”.

11. What next for BlueBorgartFunds? Are you confident about surviving what might be a very slow Christmas period? Realistically, how long do you think you can keep the program running for?

For the first question, please refer to Item 10. “Slow” also means “steady”, you should have heard “fast come fast gone” many times, while BBF is opposite, like what I have talked in Item 9, moreover, BBF’s rates should be one of those whose are most reasonable. Me, and my partners will try our best to keep BBF a great paying program our there.

12. If you can say one final thing to those who may not be convinced, what would it be? What makes your program better than anything else out there at the moment?

Hey buddy, keep your eyes on BBF, and don’t be so hurry to invest, but, I believe, finally, you would, and you will for sure, love BBF!”

I would hope that this interview shed some light on the personality of the admin. Of course, I would like to apologize that I maybe was the reason for the slower than expected growth of the program. But in my opinion, it’s always better to be safe than sorry and I simply did my job in evaluating who was behind BlueBorgartFunds. So if I was not right, I ask you to forgive me but at least my intentions were good. I remind you that you can read the admin’s reply in the comments to the review published here. See you tomorrow, guys!