Hi everybody! The early birds among you might notice today’s review is a bit earlier than usual. I’ve just got so much on my plate at the moment I won’t have time to write later. But think of this rather as an early opportunity and one to grab with both hands. It’s called Now-Invest and after the recent slump in December, this one surely indicates the recovery for January is already in full swing. Am I sounding too enthusiastic? Well let’s take a closer look and see. But I think Now-Invest has it all.

Having it all by the way also includes a high level of risk here so bear that in mind too. It’s a high ROI short term program, but it’s also a very high quality program. The plans are easy to explain. There’s just one of them and it will give you a return of 25% daily for 5 days. That includes your principal, so for example an initial deposit of $100 will net you a grand total of $125 five days later. The minimum to invest is $5 and the maximum at first appears to be $1000. However in a method similar to autosurfs what actually happens is you buy between one and two hundred units worth $5 each. But then you are allowed to hold multiple deposits in Now-Invest, up to five in fact, so the real maximum you can have there at any given time is $5000, just not all in the same deposit. I like it. It’s simple, uncomplicated, and for a short term program, very doable. Payments are made within 48 hours and because you might have multiple accounts you will be allowed up to four withdrawals per day. Another thing I like is the wide variety of payment processors accepted. AlertPay, SolidTrustPay, LibertyReserve, and StrictPay are all in there so I think that should make it accessible to most if not all of you.

The security of Now-Invest is something taken quite seriously too. A licensed script from the ever dependable Neversay, and hosted on a dedicated server with DdoS protection from the equally dependable DdoSWiz all combine to make this a very safe experience for you money.

One final thing I like about Now-Invest is a no nonsense approach with a complete lack of pretense. No fairy tales here about stocks and equity funds. No millions being made before breakfast in ForEx markets. No drilling for oil off the coast of Angola. It never claims to be anything other that what it is and that’s a really good short term HYIP. It’s a refreshingly honest approach from the admin and I hope we will see a bit more of it in other programs.

A short review I know, but that’s in keeping with the spirit of Now-Invest. No excess baggage. The time to join is now of course, but if you think I’m saying that a bit too often recently it really does apply a bit more to short term programs such as this one. And uptake has been swift to say the least with more than 500 members already after three days. As always, measure the reward against the risk and if you don’t like it then don’t play. But my opinion is Now-Invest is a genuine opportunity for us to make a decent profit, so I’ll take the risk. It’s a quality program that I strongly believe will prove a winner. One last thing before I forget, the admin agreed to answer a couple of questions for an interview so hopefully in a couple of days after the first payouts have been processed we’ll have a few words with him then.

An open reply to HYIP.com

Before proceeding with the rest of the news, I want to address some issues raised recently by this so called “monitoring” site. This regards not just a personal insult to myself (which believe me I can get over) but also some dangerously bad advice being offered there. I do not need to repeat what HYIP.com have said here. It’s already been posted on all the major forums. For those of you who are interested enough, you can see it posted in the threads for StableProfit.

StableProfit is a program which I joined recently, and then reviewed after getting my first payment here. It continues to pay me and the other members and as long as it does it will be in Paying status on my monitoring page. The program was also monitored by HYIP.com but they have put it to Not Paying status. So why the conflicting reports? It seems that the folks at HYIP.com are alleging (without publishing a shred of evidence) that StableProfit is run by the same admin who runs a program called Relaxtrading.net which I am not a member of. It appears that the admin of HYIP.com has a personal dispute with the admin of Relaxtrading (which as far as I can see also continues to pay its members) and has now let his temper cloud his professional judgment. He has decided to attack a completely different program on the grounds that he thinks it’s being run by somebody he doesn’t like.

Furthermore HYIP.com continued to list EKOFunds as a “paying” program a full SEVEN(!) days after it closed. He didn’t remove it until after I made this known in my blog and offered the laughable excuse that there is always some time lapse between the status changing and the time it takes to physically update a monitoring page. I find that attitude absolutely shocking. I can accept that answer for a day but listing a scam like that for a full week is simply unacceptable. It proves only that either the admin is paid to lie on behalf of scam programs, or else he is completely incompetent and incapable of running a site like that. It’s one or the other, and their both bad options.

I remind you that Money-News-Online monitoring page is updated on a daily basis. Every single site is checked every 24 hours. When we say “we got paid” it means “we got paid today”. Not last week. TODAY. When we are talking about other people’s money nothing less than an honest unbiased and professional approach should be tolerated by anyone. If that is what you want, then I invite you to stick with my blog. Anybody happy to accept such shoddy, third rate treatment with downright dangerous advice, I advise to return to HYIP.com. A step into the unknown for sure!

Other news for today.

Just to continue the topic of the review I would like to publish the first newsletter which I received yesterday from the admin of Now-Invest Ryan Baker. The program maintains its stable growth and has reached 509 members at the time of writing. It’s definitely a decisive factor in the success of high-ROI programs as Now-Invest as the constant flow of new members will insure the program’s longevity for the long term. Anyway, here’s the newsletter from Now-Invest:
“It’s Ryan here, Now-Invest main administrator. I would like to thank all our members for registering at Now-Invest. There is already 350 members joined and major part is already active members with first deposits. Also over $500 referral commissions are paid out. Not bad for the very first days.
We have received a following question many times: “why can’t I cashout my daily earnings from the deposit?” . The answer is simple - once each deposit expires, it’s automatically sent for further processing. The payment will be then pending and our staff will process it as soon as possible.
Some members asked if it’s possible to be paid on other payment processor they deposited with. This option is not possible as you will be paid on the e-currency account you deposited from.
That’s all for the first newsletter. Thank you for the support, let us know if you need any assistance. You may also chat with us trough Yahoo messenger, our ID: nowinvestcom”.

Let’s now shift to more stable low-ROI programs and one of the best in this field is undoubtedly URInvest. The program has proved to be a very stable one having a proper record of payments for more than 4 months already. You can read more about the program in my interview with the admin of URInvest Paul here. Remember that according to the new update from URInvest the promotional plan offering 150%-160% after 30 calendar days is going to expire in 10 days so for many of us it will be the last opportunity to invest in it. In my opinion, even the main plan of 4%-4.24% for 30 business days can be very appealing if you consider how seriously Paul treats his program. Anyway, all the latest news from URInvest can be read in the latest update:
“Warm welcome to all new program members, who joined us at the end of 2008!!!
As we could see from the deposit patterns of our users, URInvest has now gained it’s full Recognition and Trust. With this newsletter, we wanted to announce that URInvest’s market entry phase is near it’s completion and that starting in February, new financial products and additional earning opportunities will become available to the public. It is for that reason (and as our long term program participants may have noticed in their account area), our promotional plan will be PHASED OUT after January 16th.
Instead of our promotional plan and per multiple requests from our members, the new plan with automatic compounding option will be introduced shortly.
As in the past, all deposits made into currently available investment plans will be honored in full, even after plan changes will take effect.
Once again, Welcome to Ultimate Ratio Investments, Your Ultimate Investment Opportunity!!!”

Another quite stable program W-MTFund (reviewed here) sent out it’s weekly report where it gave us the stats for the week (the program pays variable rates weekly), introduced one more payment processor – Pecunix and gave the investors some valuable suggestions on promoting the program. Honestly speaking I don’t think adding Pecunix to their list of payment processors will give them more new investors primarily because of the fact that this e-currency is not very popular among investors. It would have had much more positive effect on W-MTFund’s development if they had added SolidTrustPay or StrictPay instead. It’s is unfortunate to say that W-MTFund didn’t realize how deep the impact would be if they considered adding STP or SP. Well, we can just hope that W-MTFund will correct this obvious mistake in the future. Anyway, the program remains stable and here’s the last newsletter to the members:
“Dear Member, we are pleased to keep you informed on the new interest rate, the current referral commission and all the other news relating to W-MTFund.
Every expert trader knows that the new year, especially after the Christmas holiday, begins with a certain “laziness” and that the best performances are usually achieved (or re-estabilshed) within the end of January or even later. Notwithstanding this, we are proud to inaugurate 2009 with an excellent 6.85% for MT Basic: it means that we are able to go beyond the minimum guaranteed by our reserve fund (5%), even if the market is just arousing from sleep. Maybe this is less than expected, if you are used to investing in “Ponzi schemes” but is, for sure, more than expected if you know how the real business works.
Our average interest rate for the last 26 weeks (8.72% for MT Basic) shows the excellent state of our performance in the second half of 2008.
A) Weekly interest rate - from Mon, Jan. 5 to Sun, Jan. 11:
- MT Basic: 6.85% (=1.37% daily x 5 bd) - MT Standard: 7.35% (=1.47% daily x 5 bd)
- MT Silver: 7.85% (=1.57% daily x 5 bd) - MT Gold: 8.85% (=1.77% daily x 5 bd)
B) MT Basic: average weekly rate
- last 4 weeks: 6.50% (=1.30% daily x 5 bd) - last 26 weeks: 8.72% (=1.74 daily x 5 bd)
C) Current referral commission: 7.00%
About new payment processors:
- Our customers are asking to add the following PPs: AlertPay, Pecunix, SolidTrustPay, StrictPay, c-gold, V-Money and Ugotpaid. Of course we can’t add them all and we are doing a selection based on certain criteria:
1) legit hyips allowed;
2) no evidence of unjustified closure/suspension of accounts: all those who have had a negative experience with e-gold and e-bullion know what we are talking about;
3) possibility of referring to a network of reliable exchangers to easily and directly convert the new e-currency into LibertyReserve. Besides bank wires, we mostly trade with LR. Whether you like it or not, LR is the leader in the hyip market and the preferred processor for traders because of low fees to receive and low fees charged by the broker based upon the current value of the e-currency; not to have the possibility of directly exchanging from the new e-currency into LR would slow down all our activities;
4) good reputation, security, first-rate DDoS protection and high popularity (or at least online since one year and a half).
- At present, we believe that Pecunix meets all the above requirements: it will be added within Monday, Jan. 5) All the other PPs are still under evaluation and we will keep you informed on our decisions.
About members opening several accounts:
- Once again, please, remember that you can not open several accounts with the purpose to get the referral commission (carefully read our user agreement and the penalties stated therein). We suggest you not to open several accounts from the same IP and/or PC: in this case, from now on, we will immediately start the verification procedure.
Earn extra money: put W-MTFund in your Signature!
- “Word-of-mouth advertising”: this is the most powerful way to advertise a program like W-MTFund, which is characterized by a new approach to the hyip market. Are you satisfied with W-MTFund? Are you subscribed to a forum? So, why don’t you put W-MTFund in your signature, with a short effective slogan? We will pay you for it!
If you are interested, please, contact us and let us know your nickname, so that we can settle on your fee (it will depends on your reputation, number of posts, etc.).
Also, the best three slogans will be awarded on Jan. 31, 2009 (1st prize: $100; 2nd prize: $60; 3rd prize: $40).”

I’m delighted to tell you, guys, that I received my principal back from NovalexFinance and I’m expecting to get my profit in 20 days. I remind you that NovalexFinance is a program that’s paying 100% after 30 days and another 100% after 50 days from the moment of making a deposit (only StrictPay and PerfectMoney are accepted for deposits). There were rumors about a possible connection between NovalexFinance and Tradelite so I gave the admin of NovalexFinance some time to prove me wrong before publishing the review. I’m sure that whether it has any connection to Tradelite or not NovalexFinance will definitely become a great performer and a stable program in the long run. That’s why I put the program to my Top Recommended list already.

Another program that returned my principal today is IntensifyFunds. The program can boast many features described in my review published here but of course the best proof of their serious approach is on-time stable payouts to the members. Of course, I redeposited some of the profit and will continue to watch IntensifyFunds closely on my blog.

Some of my readers were concerned why they didn’t receive any payouts from NoRiskInvestment (reviewed here) for the first 4 days of the new year. Well, as you may know the program took a New Year holiday for some days and since Jan, 3rd and 4th were weekend days the payments should resume today:
“Our offices will be closed during New Year holidays from 31st of December until the 2nd of January. The profit will not be paid during these days.
Also since we do not pay on weekends, the next payouts will be on Jan 5.”
Please take a time to read news on NoRiskInvestment site to avoid any confusion.

Two more programs returned from long holiday vacations today and resumed their payouts. I’m talking about PanaMoney (reviewed here) and MutualForexFund (reviewed here). They both showed some good performances before the New Year and I’m glad they are back as promised.

And finally I was among the winners in AggeroInvestment contest and just received an email from the admin Roger (read my interview with him here):
“Hello Paul, Congratulations! You won the 4th prize on our contest. You will receive an Apple 8GB iPod Touch 2nd Generation as prize. You will need to get back with me on where to send it and it will be shipped out as soon as possible. Please reply here with the information. Thank you for participating!
I also ask that you please visit any of our main forums and post that you won the contest, and post again once you receive the prize.”
Thanks to everybody who joined AggeroInvestment under me and helped me win one of the prizes. I already contacted Roger with the shipping details and will report on my blog when my prize arrives. I would like to thank you all and congratulate the other 9 winners of the contest that are going to receive the other prizes. For those that tried their luck but didn’t win I assure you that you should keep trying in future contests that will be held by Roger. By the way, the registration in AggeroInvestment is still open so you should not wait to join as it’s going back to being private again soon. Join it today and start earning up to 127.5% in 15 days!

In finish today’s post as usual I’m reporting the programs that paid me for the last 48 hours: Now-Invest, Youmilex, URInvest, InoFund, AggeroInvestment, LargeSum, ResidualForexIncome, NoRiskInvestment, BrainManagement, Giant-Investment, ImokTrade, FXOIC, NovalexFinance, HermisCapital, StableProfit, GrandTrade, PanaMoney, BestFXWorld, 2008-N, Pioneer-Fund, IntensifyFunds, SilverInvest, CapitalCorpex, EmeraldProLtd, MutualForexFund and GoldNuggetInvest. I’ll see you on my blog tomorrow!

Hi guys! Today I want to review another new HYIP called ImokTrade. As I said in my last review, I am expecting things to pick up significantly in this industry during January and already we seem to be getting off to a good start. ImokTrade is another program I think we can reasonably expect good things from for at least several months to come. I’ll tell you why I think so after we look at the plans.

There are five plans in ImokTrade for investors to choose from. Although I think most investors reading this will concern themselves with the first two, I’ll run through them all. They pay from 3.1% daily to 5.1% depending on the size of your investment. The first thing I need to say is that all plans run for 25 calendar days and return your principal on expiry.

The first plan pays 3.1% daily between amounts of the minimum spend of $15 up to $1000. This will give a total profit of 77.5%. The second plan is for amounts varying from $1001 to $5000 and pays 3.6% daily. That adds up to a profit of 90% at the end of the cycle. Plan No.3 starts at $5001 and goes up to $10,000. This will pay you 4.1% daily and that ads up to a total profit of 102.5%. The fourth plan will pay you 4.6% daily and is for amounts from $10,001 to $15,000. That’s a profit of 115%. And finally for the serious high rollers and big spenders out there, theres plan No.5. This starts off at amounts of $15,001 and goes to a maximum of $100,000. Anyone brave enough to venture into this one will be paid 5.1% daily, and thats a whopping 127.5% total profit at the end.

Whatever your plan of choice is though, it should be noted that for a limited time period all new investors will get a “welcome bonus” of $4 on their first investment. You should also be aware that you are allowed, due to whatever your own reasons are to withdraw your principal at anytime for a fee of 35%. As I already mentioned your principal can be withdrawn or redeposited at the end of your investment term without any fee. At this point LibertyReserve is the only accepted payment processor, which I know is a drawback to many of you. Keep in mind though that ImokTrade is only a few days online and this issue is easily remedied.

While I like the plans, they strike a rare balance between being highly profitable whilst remaining quite sustainable, there are many other features in ImokTrade that I find encouraging too. A licensed script from GoldCoders for a start. They can also boast a decent level of DdoS protection provided by Dragonara (who can list such programs as InoFund and IntensifyFunds among their clientele) and hosted on a dedicated server. They also carry a verifiable SSL certificate issued by Thawte and their domain is registered for two years. So I think it’s fair to say that ImokTrade is taking security issues pretty seriously, which is a huge plus in my book. So why do I think that this program can run for several months? Well it’s really a simple matter of looking at the amount being spent on setting the whole program up, and matching that against how long it’s going to take the admin to first of all break even, and then start turning a decent profit for himself. In this case I believe a substantial amount has been put into Imoktrade, but what with things being a bit slow during the holidays it might even be as late as February before we see a serious and sustained period of rapid growth in this program. All the more reason to get in now in the early days and boost your own chances of making a little extra for yourself here.

Now while on one hand I have to say I’m already a fan of ImokTrade, I’m afraid I’m going to have to put a slight dampener on things here and say I just don’t buy their cover story of being a team of professional brokers working in Holland. Granted they do give a physical street address in the city of Zwolle, as I don’t live in Holland I can’t really verify this. Maybe anybody in that area might have a look? Anyway a quick check of a couple of online Dutch business directories as well as the official telephone books, both white and yellow pages, failed to turn up any mention of a firm called ImokTrade. Plus the fact is that their telephone number is actually a call-forwarding number, i.e you call a number in Holland and the phone gets answered by some guy in Brazil for example. Indeed it may well also be answered by someone in Holland. But the real surprise would be if anyone answered at at all because when I rang there seemed to be nobody home. Anyway my point is this. ImokTrade is a good online HYIP and I suggest you treat it like a HYIP. It’s a good program and I like it but just don’t get carried away with it. Play it smart and I think we can easily see the Springtime from this one. It’s well worth a gamble, but never with what you can’t afford to lose.

Other news for today.

I think the New Year holidays are almost over and so the updates from the programs are becoming more substantial than just Christmas blessings. Pioneer-Fund for example came out with a total reconstruction of it’s existing plans. Honestly speaking the older plans that were described in my review published here remained intact but there are two more plans added: 102% after 3 calendar days and 7% weekly for 12 weeks (84%) with the principal return at the end of your investment term. These new plans should definitely attract more new investors to Pioneer-Fund as together with the cancellation of the 5% withdrawal fee the program will hopefully take off. Pioneer-Fund has been online for quite a long time already and certainly deserves this success. Here is the update from Pioneer-Fund:
“Happy New Year everyone! Best wish for new year fill with success and happiness. The New Year came in with heavy snow storms, hopes and changes. In beginning of the year 2009, we will do some changes for our members:
1. We added 2 product on the list of investment plan, they are Test Plan and Gold Mine Plan, these new products compensates for our poor variety of the investment plan, so it’s prefect now! We have four of the interest calculation method, daily, three days, weekly and monthly, you can try to doing every combination as you like. More choice means more possibilities.
2. We’ve canceled the handling charge! We have been hearing many complaints from our members regarding the high handling charge, we ruminated over the problem and decided to cancel the handling charge on Pioneer-Fund. What we care? You, a member of Pioneer-Fund, you and your support will help Pioneer-Fund to become a best Management Investment Group. So, If you have any question or suggestion please feel free to contact us.
The detail of new products as follow:
Test Plan # 2% after 3 calendar days # Investment term - 3 calendar days # Minimal deposit is $5 # Maximum $50,000 per deposit # Withdraw your money without handling charge # Return principal after the plan completion
Gold Mine Plan # 7% weekly for 12 weeks # Investment term - 12 weeks # Minimal deposit is $10.00 # Maximum $50,000 per deposit # Withdraw your money without handling charge # Return principal after the plan completion
We hope these changes can make you and Pioneer-Fund go in to the most pleasant stage. Finally, I want to say ‘happy new year’ to people who are reading this news. HAPPY NEW YEAR 2009!”

Theres another weekly newsletter from Roger, the admin of AggeroInvestment program (read my interview with him here). The update concerns the results of the contest and other important news and here it is for your attention:
“It’s another Friday and time for newsletter #18. If you are a new member, know that I send out newsletters every Friday detailing some of the latest news happening with our program. Today is no different. Ok, on to our agenda:
1st- I would like to welcome all new members again. We are currently at 5177 members. When we opened last week, it was 4336. Enjoy your stay here, you are part of a big and wonderful family now. And thank you for supporting our site. If you have any basic questions about how our site works, your referrer will be the one to introduce you and help teach you how our program works. Contact them via email, they are included in your member’s details when you log-in.
2nd- Our contest will end tonight at 12MN server time. Big prizes are in store for our winners! For details, check out the ‘Contests’ link and the Top 10 live contest stats. Remember that the Top 10 members shown are NOT winners yet. Purchase a $1 adpack and you get 1 coupon for a chance to win. Top 10 just have a higher chance of winning. The more coupons you have, the better the chances.
3rd- If you do not know it yet, your program was voted as the ‘Best Program in 2008′ by the prestigious Money-News-Online. He conducted an interview for this honor which I gladly obliged to answer. You can check out the article here.
4th- ALL requested payments are PAID for and way ahead of time! Membership growth is phenomenal! Support tickets are updated and replied at. Site is running smmoth! Outside investments are very profitable! Great posts at forums, both our own and public threads. What more can I ask for?
That’s about it! I hope you enjoy the coming weekend. I also hope that this new year will be phenomenal and profitable to all of you. Thank you!
P.S. I will discuss our privatization in next week’s newsletter together with some other important stuff.”
By the way, just now I received an important announcement about the contest results which will be announced by tomorrow. Here’s the latest update from AggeroInvestment:
“As you all know, the contest is over. Thank you for all those who participated. You can check out the Top 50 coupon earners by clicking here. Check if your member number is there and how many coupons you’ve earned. Tomorrow, we will pick the lucky 10 winners via random penny LR transactions. In total, we are giving away 3,389 coupons.
In a couple of minutes after receiving this email, if you’ve earned a coupon from your participation, you will receive another one with your randomly picked sequential coupon number(s) (random member ID but sequential coupon numbers). If you do not receive a coupon email then that means you didn’t participate and hopefully, you’ll participate next time.
I will be posting the winning numbers and the transaction info at our MAIN FORUM here so if you are not a member yet, I suggest you join us there. It is a fun place to be. The advantages of joining is plenty. You will get the scoop on anything and everything about our program before anybody else
Complete winning numbers will be posted on the other forum threads after all the winners are announced.”

One of the the most popular HYIPs now InoFund (reviewed here) is currently undergoing some maintenance because of the site redesign and script update. You may have difficulties with accessing your account there but please bear with the admin. He asked for our patience in his latest update posted on the site:
“Scheduled Maintenance - 3 January, website updating now, please wait some time.”
Hopefully after these changes being introduced the site of InoFund will become even more secure, reliable and profitable for online investors.

As some of you may have noticed I put Giant-Investment on hold yesterday because the daily payments were not processed yesterday. Fortunately the admin of Giant-Investment (reviewed here) paid today for both days so I have already returned the program back to my Top Recommended list.

Some of my readers asked me why StableProfit which I reviewed yesterday (read the review here) is listed as Not Paying on hyip.com. Well, the admin already gave me his explanation to it which I’m going to publish below but first let me assure you that hyip.com cannot be considered as a reliable monitor. You can just take a brief look at the programs listed on it and see that EKOFunds is still among paying programs while such paying programs as StableProfit are in the scammers list. What is it? Some secret agreement between the administration of hyip.com and the admin of EKOFunds to list it as “Paying” as long as possible trying to get more money from the investors in this 100% dead program? And this goes on while honest programs like StableProfit are put into Not Paying status. In my humble opinion hyip.com can’t be considered a reliable source of info because the admin of this site definitely doesn’t care about the members and is presenting the false info on his site. This is what I call “cheating” on investors and “known endangering” and this certainly cannot be tolerated by us! Anyway, this is the explanation from the admin of StableProfit regarding the listing of his program as Not Paying on hyip.com and telling the real reasons behind this:
“Because we canceled our deal with their admin and this scumbag put us into his Scam list. Here is some specific problems with this guy and his monitor… Some of them: not reinvesting bonuses into program again, very slow reaction, no payments posts, etc… All this is monitoring services related, but this guy don’t have any services, instead of pretty domain…”

SilverInvest (reviewed here) introduced a new member to its investment team and informed the investors about the possible rewards they might have discovered in their accounts in the near future for writing the reviews of SilverInvest. I remind you that SilverInvest is paying 0.7%-1.1% daily, 4%-7% weekly or 22% fixed monthly rate and is really involved in trading silver. You can read the details on SilverInvest in my interview with the admin Louise published here. By the way, if you’re willing to join this program you should really do it before February when the program will go private. Read the full update from SilverInvest:
“I hope all of you enjoyed a spectacular New Year celebration! To start 2009 on a high note, we invited a new team member who will be supporting an exciting new investment opportunity. Pascal Benoit has more than 10 years experience in the commodity and related markets and will be offering 20 -25 percent every 2 weeks for 4 months.
I would also like to invite members who have recently posted reviews to forward their links. As a token of my appreciation, I want to reward 10 USD for the 10 best reviews by January 15th.
I also would like to remind everyone that we are still accepting new member applications until the beginning of February, after which the program will be on a private basis only.”

And this is to report the payments I received from different programs today: InoFund, Pioneer-Fund, AggeroInvestment, ResidualForexIncome, BestFXWorld, IntensifyFunds, GoldNuggetInvest, W-MTFund, NoRiskInvestment, BrainManagement, EmeraldProLtd, EliteFundGroup, Giant-Investment, 2008-N, FXOIC, CapitalCorpex, StableProfit, ImokTrade (the first payouts has been received) and Now-Invest (first ref comms received).

I will not be publishing on my blog tomorrow as I’m taking a day off work but on Monday you will be able to read the review of another brand-new program I joined recently. It’s called Now-Invest and is offering 25% for 5 days. I know it may sound too high but Now-Invest just launched yesterday so the chance to be in profit is quite high. Now-Invest is based on Neversay autosurf script so the deposits are accepted in installments of $5 each. The variety of payment processors accepted by Now-Invest is very wide and includes LibertyReserve, StrictPay, AlertPay and SolidTrustPay. The DDoS-protection from DdoSWiz is adding to the fact that Now-Invest is the first quality short-term program of 2009 built to last for some time. Will it become successful? I bet yes. Such quality programs like Now-Invest is quite a rare thing now and it will surely be able to attract many new investors. Read my detailed review of Now-Invest on Monday and see you on my blog then!

Hi everybody, and Happy New Year! I hope you all enjoyed the recent celebrations as much as I did. But more importantly I hope your all looking forward to 2009 being a better and more successful year than last. There is no magic formula for this of course, the only method I know is diligence and hard work. And it starts today. Regular readers will know that I’ve often said that I expect things to pick up significantly in this industry during January and sure enough it’s started already. So today I’m going to review what I think will be the first decent program of 2009. It’s called StableProfit and I have to say from the word go, I do like this one.

I should first of all mention that at first glance some of you might not consider StableProfit to be “new” exactly, it’s been online since late November, but let me explain. It’s a low ROI program, and as such can be sustained for a considerable length of time to come. Therefore I think it safe to say that we are still in the early days of this particular program.

The first thing to catch my eye when I saw the website of StableProfit was that is bilingual. It’s in English and Russian which is quite uncommon. Proper Russian too, not the funny version you get from a Google auto-translator. No surprise really when you find out the admin’s name is Eugene Movenko. I must say it is very refreshing to find an admin who doesn’t try to disguise himself with some made up identity. Time and time again I find these guys who have the most obvious white-bread Anglo Saxon names and claim to be living in Main Street USA when it’s blatantly obvious that they only have the most rudimentary command of the English language. So a bonus point to Eugene for honesty, even though I know all that has no effect on the program.

And so to the investment plans. At the moment there are two plans to choose from. I say “at the moment” because one of them is just temporary. First of all is the Main Plan. It’s a long term plan with no expiry and it pays you 1.5% daily from Monday to Friday only. The minimum amount to invest is only $5 with no maximum. You can make instant withdrawals of $50 daily with larger amounts being processed within three days with no commission being charged on your profit. You can also get your principal returned if you want to leave, but some fees will apply here to cover the admin’s expenses with currency conversion and payment processor fees.

The next plan, which is only valid until January 20, is called the New Year plan. It works in pretty much the same way as the main plan with the main differences being the minimum amount to invest being set to $50, and the profit being 3.5% daily, also on Monday to Friday. No principal is returned in this plan, but rather what happens on expiry your deposit will be transferred to the main plan and continue from there as normal. Again instant withdrawals of $50 can be made daily, with larger sums being processed manually within three days. This was my own particular choice for the obvious reason of the higher interest rate. But don’t hang around too long as it closes on January 20. Compounding is allowed in both plans and for now LibertyReserve is the only payment processor being accepted. That will soon change though, with the welcome addition of SolidTrustPay expected soon. Russian readers take note by the way, in the Russian version you will have the option of investing via YandexMoney and WebMoney Z. Contact the admin for further instructions as it needs to be done manually.

In fact you can expect a wide variety of changes to take place soon on StableProfit. Following a recent conversation with the admin I have to say how impressed I am with how seriously he’s taking the whole project and I hope he might agree to an interview in the near future if he has the time. One thing I can tell you is one area where StableProfit is not cutting any corners in is security. The current security regime can be viewed on their home page, but for this review I think it may be more beneficial to tell you about the pending upgrade. The site will soon be hosted by BurstNet on a dedicated server with a high level of DdoS protection provided by TopLayer Networks. A quick search on Google will throw up all the feedback you need on these companies, and you can see for yourself these guys are amongst the best in the business. The script is licensed GoldCoders script and they also have a verified SSL. All very dependable.

So to summarize, the million dollar question is would I put my own money into StableProfit? The answer is a resounding yes. I like this program a lot and think it can be easily sustainable for months to come. Plus the fact that the admin is a thorough professional with an appetite for success and a high level of enthusiasm. Now as usual as with every program I strongly urge you to not just take my word for it. By all means do your own research, check out the related threads on the forums, and ask as many questions as you like. It’s your money we’re talking about after all so that is your right. I can only offer my own opinion which you can take or leave, and that is that I believe StableProfit will be a success for several months to come.

Other news for today.

First an important notice to all who deposited money into the above reviewed StableProfit. The thing is due to Christmas holidays in Russia (New Year’s celebrations and Christmas on January 7) the profit will not be paid for the investors between 1st and 7th of January. The admin just sent out an email informing all the members about it:
“First, we want to wish all our customers Happy New Year and much more earnings in next 2009 with us!
Thank you for your trust and support! We try to do our best in 2009 to provide you more stable and profitable investment deals!
Please remember, that here will be NO PROFIT WEEK from 1st till 7th because of New Year and Christmas celebrating. All our employers (except support) will be on vacation. BUT you, as always, can instantly withdraw your Account Balance anytime.
Also, we want to notice all our promoters about banner code changes. All, who placed our banners somewhere in the net need to login on our website and proceed to Referral Links section to obtain new code. Sorry for any inconvenience caused.
Meet in 2009! Best regards and happy celebrating!”

It’s great to report that those investors who deposited in EKOFunds via SolidTrustPay have been refunded in full by this payment processor. It again proves the safety of using the payment processors that require verification such as SolidTrustPay (read my interview with Stella here). Really, it’s always better to have even a slight chance of a refund from the admins of dishonest programs than just to deposit via LibertyReserve where despite its many advantages all the transactions are irreversible and you will not have any chance to get your money back. So sign up to SolidTrustPay today and I bet you will not regret it.

There are many congratulatory emails coming from the admins of different programs during this festive season. So one such email was sent out by the admin of AggeroInvestment Roger (interviewed here). He unlike many others refused to take a holiday and is still at work therefore insuring his program continues to thrive and also insuring its successful existence for the months ahead. Here’s the latest from AggeroInvestment:
“Just a few words from me, Roger Clark, your admin here at AggeroInvestment.
1st - A HAPPY and PROPEROUS NEW YEAR to YOU from my family to yours!
2nd - Welcome NEW MEMBERS! Please enjoy your stay here. You are now part of a wonderful family. Should you have any questions on how our program works, consult your sponsor. They know the ins and outs of this program and can give you tips and tricks on how to maximize your earnings with us. Please read the FAQs and the training materials also, they are located in the HELP link when you log-in your account. It will help you a lot also!
3rd - We have a contest going on with great prizes! Join up, you still have until January 2nd to participate.
4th - Make sure you are using the latest version of your browser choice (Firefox recommended) to experience our site without any issues.
5th - Enjoy life! Enjoy it with your family! Enjoy each day, there’s so much promise this coming year brings. That’s about it!”

Some more congratulations from URInvest (reviewed here):
“Wishing a Very Happy and Prosperous New 2009 Year to All Users and Fellow Investors!!! Let All the wishes come true in the New Year!!! It is time to celebrate our lives, leaving all negativity behind. Yours Truly, URInvest Team”.

And this is from ResidualForexIncome (reviewed here):
“We wish a Happy and Prosperous New Year to You and Your Family! Let 2009 be better than 2008. Take care and stay tuned!
P.S. In compliance with RFI ToS and rules the 1st and the 2nd January are non business days (international holiday).”

This is a New Year update from Mountain-Mining (reviewed here):
“No Daily Payments because of New Year Holidays. All weekly and 14 Payments processed. Happy new Year to all Our Investors and their families.”

And this is from W-MTFund (reviewed here):
“Dear Investor, all today’s withdrawals have been processed by schedule. We will not process payments on Thursday, Jan. 1, 2009. Next payouts will be on Saturday, Jan. 3, 2009. We wish you a happy new year!”

Some another update from ANOI (reviewed here):
“Our offices will be closed during Christmas and New Year holidays from 29st of December until the 2nd of January. Dividends will not be paid during holidays. Withdrawal requests will be processed as usual.”

I would like to echo all those best wishes sent to you by the programs’ admins and wish you all bigger success in 2009 and happiness to you and your loved ones! Please accept my sincere congratulations on this occasion. Also please take the time to vote on my poll regarding a new blog I’m going to open shortly where I’m going to share some personal links to the best paid e-books which you will get absolutely for free, useful reviews on paid products and much much more. But I really need to know your opinion on this. So please cast your vote in the poll located near the Shoutbox. Thank you!

Anyway, back to business now. There are the programs that paid me in the first two days of the New Year of 2009: InoFund, AggeroInvestment, CapitalCorpex, GrandTrade, IntensifyFunds, ANOI, EliteFundGroup, 2008-N, Youmilex, NoRiskInvestment, EmeraldProLtd, BrainManagement, Giant-Investment, ResidualForexIncome, FXOIC, StabeProfit, MajorBarter, Mountain-Mining, GoldNuggetInvest and HermisCapital.

The new HYIP I joined yesterday is called ImokTrade. The program really looks great and can boast such features as GoldCoders licensed script, SSL-certificate issued by Thawte, DDoS-protection and hosting on a dedicated server by Dragonara, domain registration for two years. The address in the Netherlands seems to be real too with the phone number in Zwolle for contacting. ImokTrade is offering quite reasonable plans of 3.1%-5.1% for 25 calendar days and returns your principal back on expiry of the investment term. Moreover, you can even withdraw your principal before expiration with 25% fee if you like. ImokTrade only accepts LibertyReserve for now and the minimum to invest is set up to $15. There is still a limited bonus of $4 available for the members willing to make their first deposit into the program. So if you like ImokTrade don’t hesitate to join while the bonus is available. I’m going to review the program on my blog very soon! Stay tuned for that and see you tomorrow!