Hi, my dear readers! On the last day of the year it’s traditional to strike a balance between old and new and think about what you’re going to achieve in the New Year. Well, I thought that on my blog it would be a great thing to have a look back at 2008 and choose the best program of the year. I think many of you will agree with me that AggeroInvestment deserves to be labeled as such to the most extent. Really, the admin of the program Roger did his best for AggeroInvestment (where you can earn up to 127.5% in 15 days by the way) to become the most successful surfing program of the year. Currently AggeroInvestment is more than 4 months online and after recently going private, a couple of days ago the admin opened the doors of the program again for new members to join. This opportunity will expire soon so now is  the best chance for you to join if you still haven’t shared in the success of this great program. AggeroInvestment was a leader in the industry for 2008 and I’m sure it will remain the leader for the coming 2009. At least I know that Roger is an admin to be trusted and we all can be sure that he will do his best to make his program (and that means us, the investors) the most stable and profitable experience. You can read the previous interview with Roger here and below is the most up-to-date interview with him. Enjoy it and think positive for the coming year, just like Roger advised!

“1. Please introduce yourself to the readers of my blog and tell us a little bit about yourself and about the history behind AggeroInvestment. Do you have any helpers in running AggeroInvestment or you’re doing this by yourself?

Hello readers! I am Roger Clark, the admin of AggeroInvestment (AI). Before I started this program, I’ve been in and out of this industry for quite sometime already. All the way back to StudioTraffic and 12DailyPro days. Burned many times also, but love this industry so I kept on coming back. AI is my first venture on being an admin. Together with my wife, I think we form a formidable team. She helps me out with the money matters, while I take care of the site, investments and support. We started AI in the hopes of changing this industry for the better, and to get the investor’s trust again.

2. When you first started your own program 4 months back did you honestly believe that it will be one of the best (if not the best) programs in 2008? What were your expectations and were they lived up to?

To tell you the truth, I really didn’t know what to expect. I was up against a (once) very successful “Mega” site that people’s priorities then were to go with the higher paying ROI sites than mine. Had they still been here, my site may probably not be as successful as it is now. To be called the best by you this year would definitely be an honor. That will cap off 4+ months of hard work and patience. Now, I have a reason to try to be the best site again in 2009.

3. Tell us more about the investment plans AggeroInvestment is offering to potential customers. I know the plans were different originally. What adjustments did you make to it and why?

When we started, it was a 7.5% non-surf and 8.0% surf plan daily for 15 days. I believe the 0.5% difference wasn’t fair to those who surf daily. So to be a little more fair and be more competitive against the other sites, I changed the plans to 7.0% non-surf and 8.5% surf daily for 15 days. It gives our members more reason to surf daily and view the ads being advertised by our advertisers and co-members.

4. What are the surfing requirements to earn daily rebate? How many sites do one need to surf in order to be credited for the day and what will happen if one misses a day?

You have to surf between 0-5 premium sites, the banner site then at least 15 regular sites to earn your 8.5% rebate daily. If you can’t surf a day for whatever reason, you swill still earn a 7.0% rebate. It’s a win-win situation no matter what after 15 days.

5. Why did you choose manual surfing for AggeroInvestment site? Does it attract more advertisers wanting to make their site known? Do you have some additional income from advertisers?

We are an advertising site first and foremost. Advertisers pay for their sites to be viewed, whether purchasing rebates for credits or purchasing advertising and/or banner space. Manual surfing is the best way for their sites to be viewed. I think they are getting the services they paid for via this way.

6. What payment processors does AggeroInvestment accept? Would you consider adding more options in the future?

Currently, we accept 4 major payment processors: SolidTrustPay (STP), LibertyReserve (LR), StrictPay (SP) and AlertPay (AP). There are members who suggests other payment processors to be added, but for now, I believe the ones we have should be enough.

7. I know that payments to some payment processors are made instantly while others should wait. Can you specify these processors and tell us why you did it this way?

Payments to both LR and SP are instant. STP and AP waits when I do the next payment run. The reason for this is both LR and SP have “instant pay” options. Had STP and AP had it, it would’ve been instant also. That gives me less work. But all is ok because I’ve never had to pay any request for more than 24 hours waiting since we started and I pride myself of that. And that is even on weekends when I didn’t have to issue payments until Monday.

8. Can you tell us a little bit more from the stats? How many members AggeroInvestment currently has? How many of them maxed out members?

We opened up registrations again last Dec. 27th to cap off our 4th month anniversary. We had 4336 members then. As of this writing, we have 4918 members. We also have 30+ maxed out members currently. A couple of them are new members.

9. What was the purpose of privatization of AggeroInvestment a month ago and then opening the doors to new investors again? It really sounds a bit confusing and many members can’t understand why it’s been done.

Many people think this “opening” is going to last a long time. They are wrong. We are going private again sooner than you think. Let me get this straight also as I receive many complaints about the “opening” and think more of it as a negative than a positive. The MAIN REASON we went private is so our membership doesn’t go out of hand and hard to handle on MY part. When we went private, I tried my best to train each and every one of my members so that when we open again, they will be READY TO HELP ME. I sent training materials so when somebody signs up under you, they do not have to run to me for support with basic questions as they can ask you. Thus it lessens my workload. Hear this, I do not need new members to sustain this program, but I am also not selfish for not letting others who want to join, join. I will let them join so they can also receive the blessings you are experiencing in here. I always know what my limits are. Right now, we are still in the baby stages of the program and we still have a so much more potential. Members just have to trust my judgment and not think too much negative about everything I do.

10. What promotional strategy does AggeroInvestment utilize to attract new members to the program? To what extent the program depends on new spends to pay out to current members?

I just started a new contest, and it is a BIG ONE! My budget for this is over $2500 just because our program is healthy and still going strong. And just because we can afford it. This should attract many new members to our program, and this should give the current members some incentive on getting new members into the program. And like I said in my previous answer, the program doesn’t depend on new spends or new members to pay out current members.

11. Do you have some plans to make AggeroInvestment more sustainable in the long run? How do you think it can be achievable?

I have planned this from the start. Other admins start a program and hope that their members will continue to make spends to sustain the program. That is why some of them fail. Then there’s the others who do not fail, they just simply scam. Many of them planned that from the beginning. Not me. I started searching for outside ways to make money. I believe someone posted this on one of the public forums, I make money from other’s money. That’s how it goes and that’s how I plan it to go on for a long time.

12. Why do you think AggeroInvestment successfully lasted 4 months online and how much time do you anticipate your program will last? Do you consider AggeroInvestment one of the best autosurfs in 2008 and what is the main recipe for success?

I believe we succeeded to last this long because of my dedication to the program and my members. All I do is THINK POSITIVE for my program ALL THE TIME. I am trying my best to achieve what others haven’t done this past year, and that is to last enough time for ALL the members to make money. As far as how long I think it will last, I will do it slowly but surely. I will try to be more successful every new month compared to the previous month. Of course, I have to think that I am the best to achieve that!

13. What would you like to say to the readers of my blog for the coming new year? What would be your predictions regarding surfing industry as a whole?

Think POSITIVE! I know this industry has more downs than ups in the previous months. You can change it! Believe that you can change it! We can definitely change this industry. There’s going to be more programs popping out, that we cannot change. But just be smart. There are a couple of established programs out there already. Stick with the ones you trust. Stick with the admins you trust.”

And there you have it. Sound advice indeed from the admin of one of my personal highlights of 2008. If anybody wants to take a lesson in how to run a successful online autosurf, it would start and finish with AggeroInvestment. For the members reading this feel free to leave a comment on your own experiences with the program, or indeed your own highs and lows of 2008. For those of you who aren’t members yet, I can only suggest you get the skates on! This is a very narrow window that will close soon so don’t wait around too long.

And now as this will be my last post of 2008, I will take this final opportunity to wish all my readers and e-mail subscribers and your loved ones a very happy, peaceful, and prosperous New year for 2009. Enjoy the celebrations wherever you are. I’ll be back tomorrow with more news, just not too early ok, lol!

Happy New Year everybody!

Hi everybody! Today, and I think this will be the last one of 2008, I want to review a not so new program called QuickYield. It’s been running for four months now and if your wondering why I haven’t reviewed it yet, it’s because I have kinda mixed feelings about it. But the admin kept asking and asking so I said why not? I can find enough positives in the program, but I won’t skip the negatives either.

First of all the plans. And I have to say they are quite reasonable and in my opinion perfectly sustainable too. Sustainable for a period of time at least. QuickYield invites you to join your choice of five different plans, paying anything from 1.5% to 2.5% daily for an unlimited term. I think most readers here will only be interested in the first two plans where you can earn 1.5% daily on amounts ranging from a minimum of $10 up to $500 in the “Starter” plan, or 1.75% daily on amounts varying from $501 to $1000 in the “Classic” plan. But for the benefit of the rich and the brave the other plans include “Premium” which pays 2% daily on amounts between $1001 and $5000, “VIP” plan paying 2.25% daily on $5001 to $10,000, and the imaginatively titled “VVIP” plan offering you 2.5% daily on amounts from $10,001 up to a maximum of $50,000. LibertyReserve is so far the only accepted payment processor, and after four months online I imagine it will be the only one accepted for the duration of the program. Withdrawals need to be requested manually.

Well so far so good. The plans are fine but what is it I don’t like about QuickYield? Other than the fact that only one payment processor is accepted (and honestly that’s not an enormous drawback), it’s the security of the site. First of all the hosting isn’t great. It’s on a shared server which in itself throws the site wide open to DdoS attacks but if that isn’t bad enough the script is unlicensed too. Now I know it’s not the first time I’ve reviewed such sites but this time it’s different. In the past it’s always been a simple problem to correct. A good licensed script from a reputable provider won’t set you back much more than $150 and can be set up in a matter of minutes. The difference here however is that the admin actually believes that it’s safer to use an unlicensed version. In the interests of fairness and impartiality I did explain my feelings on this to him before writing this as it was him who first approached me. His explanation was that it’s more difficult for an admin to hack his own site if the script is unlicensed. Draw your own conclusions please. There is also no SSL. The site claims the funds are managed by a team of investment experts but no evidence or further information is offered on this. Contact is also only via a ticket system.

But it’s not all bad. I mean I personally am surprised at how QuickYield has managed to survive this long without falling victim to DdoS attacks or hackers but that in itself says a lot about the skills of the admin. He quite clearly knows what he is doing and with four months behind him he has done signifigantly better many other admins who go to greater expense to secure their site. So my own conclusion is that while QuickYield is pretty average, I think with a few minor adjustments the admin can turn this into a safe and dependable program. Keeping it online for so long is no small achievement in itself, but with such a lack of security I have to say investing here is a complete gamble. Whether or not the admin is interested in this, or is just too mean to spend the money on security I don’t know. And frankly I don’t care. The reason behind it is irrelevant. The end result is the same and if he wants to turn an average program into a good program he needs to address this issue urgently.

Other news for today.

The news for today is not so optimistic as more and more programs are collapsing near the end of the year. Take EKOFunds as the most recent example. The program stopped paying a couple of days ago only achieved four weeks of stable online work. Of course those who joined it in the first days and never redeposited had the perfect chance to be in decent profit considering that the maximum longevity plan was 150% after 15 days. This will be of little consolation for those who joined later but we should always remember that such high-ROI and short-term HYIPs like EKOFunds which launched just a few weeks before the Christmas and finished straight after it couldn’t be sustainable. If the program was a ponzi it had its own lifecycle that could be undermined by Christmas holidays when people try to withdraw the most money possible from their accounts to spend on Christmas gifts or vacations. So really EKOFunds was good while it’s lasted and I hope you were in profit with this program and didn’t reinvest too much after being paid.

I would like to note that according to the reports I gathered from concerned readers SummitReserve started to process selective payouts. Probably it’s only paying to monitoring sites which my site will not tolerate. Even though I may not receive any profit from this program anymore and risk my own account being suspended by the admin I will still do what I have to do – expose the scammer behind SummitReserve to the public and show his true colors. I gave Clark, the admin of SummitReserve the opportunity to address my concerns regarding selective payouts being made. But since he didn’t reply to me I have to move his program to “Not Paying” status despite the fact that he paid me for the last couple of days. My sincere thanks to those who reported that their payments were not processed by SummitReserve and as you know my approach – I don’t tolerate scammers which is what the admin of SummitReserve definitely turned out to be. So I have to move it from my list of Paying programs today to save you from throwing more money into this ugly scam. Remember that other monitors can still be listing SummitReserve as Paying because the program is paying them but on my monitor you will never find this selfish attitude. I always tell the truth even if I myself will lose money by doing so!

MaxShare has been removed from my list but it was made not because it stopped paying. The program is simply on the brink of collapse now with some payouts being still processed and some are pending. I know that the admin of MaxShare is not a scammer as he’s trying to do his best but it’s obvious that the money coming in is far less than the money coming out. If we consider MaxShare as a ponzi (or at least partial ponzi) the end is near and I don’t want to mislead the readers of my blog. I will simply stop surfing and delist this program because the status of the program is unknown for now as the admin is not on forums. The program has lasted for more than 6 months and has been paying stably until recent events when total deposits and total withdrawals equaled each other. In my opinion, the best thing the admin could do now is to close the program and not to mislead anybody by leaving it open and hoping for a miracle to happen.

CapitalCorpex (reviewed here) announced war against the cheaters who try to deceive the system and earn more ref comms. Please don’t do it as not only do you hurt CapitalCorpex program but also you risk being suspended from the system. Here’s the latest update from the admin of CapitalCorpex:
“Today we made some clean up in our system. As we said previous and due to our rules we don’t allow any person to cheat in our system. We found about 70 members who tried to earn bonus from fake referral sign up and refer themselves as a new member. All cheaters account deleted from our system. From today we strongly continue our Anti-Spam and Anti-Cheating policy. We also decide to ban cheaters IP permanently and block their access to our website forever.”

Olympex-Group (reviewed here) famous for its fake location and selective payouts are still keeping up the make-believe approach and calling itself Olympex Group IBC. Well, from my review we all know that it’s untrue and to keep claiming otherwise is completely ridiculous. Anyway, for those who are still in Olympex-Group there’s some info on their site that the withdrawals would not be processed during New Year’s period. Here’s the update:
“Olympex Group IBC investment plans and activities will be temporary on pause from Wednesday, 30.12.2008 until Friday, 2.01.2009 due to New Year holidays and unpredictable trends on world markets during this period. Our office will be still processing all customer inquiries, however the interest rates will not be credited for the mentioned five day period until January 3rd. Apologise for any inconvenience caused and wishing a Happy New Year to all Olympex-Group Investors!
Investment plans and activities are temporary on pause until Monday, January 5, 2009 due to New Year holidays and unpredictable trends on world markets and bank holidays during this period.
However, Olympex-Group office are still processing all customer inquiries, including deposits, however the interest rates will not be credited for the mentioned period until January 5th. Apologise for any inconvenience caused and wishing a Happy New Year to all Olympex-Group Investors!”

Fortunately there are some great HYIP programs are still online and paying. Check out InoFund (reviewed here), BrainManagement or NoRiskInvestment which are amongst the best on my list of recommended programs at the moment.

By the way, BrainManagement (read my detailed review here) just announced that even despite the New Year holidays profits will be paid to all the investors in time over the next three days. The huge reserve funds will be used to do this. Here’s the update from the administration of BrainManagement:
“Best Wishes for the New 2009 Year! Especially for our investors we have prepared nice presents for oncoming New Year’s holiday! Despite our trading team doesn’t work on Dec 31, Jan 1 & 2, we will pay daily interest for these days on time without any delay. All these payments will be made from our huge reserve fund.”

Unlike this NoRiskInvestment will not be paying any interest to the members on the next three days so please be aware of that:
“Dear Investors, The team of NoRiskInvestment wants to wish you Merry Christmas and Happy New Year! Thank you, our dear Investors for being with us.
Our offices will be closed during New Year holidays from 31st of December until the 2nd of January. The profit will not be paid during these days.”
Also I would like to remind you that NoRiskInvestment (read my detailed review here) started to accept investments via Bank Wires with the minimum of $1,000. Please take a look at their update for more information regarding this:
“We start accepting Wire Transfers. We accept wires both from individuals and companies. The minimum is $/€ 1,000 for individuals and $/€ 20,000 for companies.
To deposit via wire, please email us at support@noriskinvestment.net.
Please note: you will be required to be a verified by sending copies of your ID.”

The most stable program of 2008 is undoubtedly GoldNuggetInvest which can boast more than 2 years stable online work. Although the program is paying only 0.7%-1.1% variable daily or 6% fixed weekly more and more investors started to realize that sometimes the most stable programs are those paying less and proved they have an outside income for themselves (read my interview with the admin of GoldNuggetInvest Robert here) are much better than quick scams that promise the sun moon and stars within days. So I have no doubt that GoldNuggetInvest have a very good chance of paying investors for another two years if not more. Read the review of GoldNuggetInvest to find out more about the program.

Finally, the best program of the year 2008 is undoubtedly AggeroInvestment which currently celebrated its 4th month online and is currently open to new investors again. So if you want to earn up to 127.5% for 15 days there’s no better choice for you than to go with AggeroInvestment. I know that my interview with the admin of the program Roger published here is currently outdated so I decided to publish another interview with him tomorrow. So actually on New Year’s day I would like to praise the best program of 2008 which in my humble opinion is AggeroInvestment. Stay tuned for the interview – it will be interesting!

For the last two days I was paid from the following programs: InoFund, GoldNuggetInvest, FXOIC, AggeroInvestment, NoRiskInvestment, LargeSum, ResidualForexIncome, EliteFundGroup, MajorBarter, GrandTrade, BrainManagement, SilverInvest, Pioneer-Fund, Youmilex, IntensifyFunds, BestFXWorld, ANOI, 2008-N, URInvest, EmeraldProLtd, HermisCapital, CapitalCorpex, Giant-Investment, Mountain-Mining, QuickYield (the first payment received) and StableProfit (the first payment received).

By the way, if you haven’t noticed yet StableProfit is the newest addition on my list. The HYIP has English and Russian interface which is quite unusual nowadays. But if you knew that the admin of StableProfit program is Eugene Movenko, who is obviously Russian or Ukrainian you wouldn’t be so surprised. The site is also registered to his real name and it’s in Ukraine as well. It’s really good that the admin didn’t hide his by using Joe Baxter or Philip Morris or other such ridiculous made up names. StableProfit is paying 1.5% on every business day with no expiration. Currently also a Christmas plan is available with 3.5% payouts on every business day and the increased minimum of $50 accepted. The minimum for the main investment plan is only $5 and LibertyReserve is accepted. StableProfit uses licensed GoldCoders script, has SSL protection and and hosted on private DDoS-protected DNS. The details of the program can be read in my coming review but even now I can say that StableProfit is looking much better than the above reviewed QuickYield and if I had to choose between the two (they have similar plans) I would definitely go with StableProfit. The admin of StableProfit didn’t try to save money on protection and licensed script which should give him a better advantage in this highly competitive HYIP world.

That’s all for today and I will see you on my blog tomorrow and bring you my exclusive interview with the admin of AggeroInvestment Roger! Happy New Year, everybody!

Hi, my dear readers! The New Year is just around the corner and I hope you are already preparing to celebrate it. So let’s start today’s update with some great and exciting news to raise your spirits!

First of all let me assure you that AggeroInvestment running at full force and back on track now and all the payments are top of the admin’s list of priorities. They are processed within 24 hours but usually much faster. It’s again proving my point of view that Roger is a great admin and his program is one of the best surfing programs around now. You can read more details about Roger and AggeroInvestment (paying up to 127.5% in 15 days by the way) in my interview with him published here. But today I would like to remind you that AggeroInvestment is open for new members finally and it will remain in open status till further notice from the admin. Well, I don’t know when it will happen so I would like to encourage you not to sit on the fence here and join AggeroInvestment right now. You can always upgrade later at you earliest convenience and meanwhile you familiarise yourself with the program and test how it works. And by the way, if you have some questions or are new to surfing please don’t hesitate to contact me at abramsonp@gmail.com and I will gladly help you. You can’t register without having a sponsor in AggeroInvestment and the advantages of being my referral are numerous. I will help you on your way to success with AggeroInvestment and you can always rely on my help. Note that I have a very good relationship with the admin Roger and you can expect all your issues to be solved in no time (in the unlikely case you ever have any).

I’m proud that AggeroInvestment is #1 on my monitoring page and among my top recommended programs. Other surfing programs come and go but AggeroInvestment is with us for 4 months already because the admin really has a talent for keeping things going in the right direction. I’m expecting really smooth operation from this program for months ahead. So don’t miss this opportunity if you’re not a member of AggeroInvestment yet! Moreover, the admin Roger has just announced exciting contest dedicated to marking the 4th month of the program being online. The prizes are great but the rules are quite complicated so please read carefully, take part in this competition and maybe you will become one of 10 lucky winners. The contest is on for only a few days so don’t miss your chance:
“CONTEST RULES:
1. Contest runs from December 27th to January 2nd. Prizes will be awarded on Monday January 5th. There will be ONLY 10 lucky winners!
2. Members will earn ‘coupons’ (or entries) based on their participation. The more you participate, the higher your chances of winning.
3. Upgrade between 12/27/2008 to 01/02/2009 and you will earn coupons (new deposits total only):
— Upgrade between $1-$250 = 1 coupon
— Upgrade between $251-$500 = 2 coupons
— Upgrade between $501-$750 = 3 coupons
— Upgrade between $751-$1000 = 4 coupons
— Upgrade between $1001-$1250 = 5 coupons
— Upgrade between $1251-$1500 = 6 coupons
— Upgrade between $1501-$1750 = 7 coupons
— Upgrade between $1751-$2000 = 8 coupons
— Upgrade between $2001-$2250 = 9 coupons
— Upgrade between $2251-$2500 = 10 coupons
— Upgrade between $2501-$2750 = 11 coupons
— Upgrade between $2751-$2999 = 12 coupons
— Upgrade $3000 = 15 coupons
4. Sign up a new member and:
— If they upgrade between $1-$1000, you get 1 coupon
— If they upgrade between $1001-$2000, you get 2 coupons
— If they upgrade between $2001-$3000, you get 3 coupon
— *Upgrades are total amount at the end of the contest.
5. Top 3 referrers (new referrals only) for that week will earn 6, 4, and 2 coupons respectively.
6. Top 3 posters at all our forums (relevant/helpful and payment screenshot posts only) will earn 6, 4, and 2 coupons respectively.
7. At the end of the contest, the system will tally all coupons and you will receive an email on January 3rd with your total coupons accumulated and coupon numbers. Winners will be chosen on Sunday January 4th via random penny transactions every 10 or so minutes using LibertyReserve. We will match the last 4 digits of the LR transaction number with your coupon numbers starting from the last prize all the way to the first prize to decide who the winners are.
*If the last 4 digits doesn’t match any coupon then we will do another transaction until all prizes have been given away.
**If a prize is drawn to the same winner then he/she will get the bigger prize and another drawing will be done for the smaller prize. In the end, we will have 10 different winners.
8 . The prizes are:
1st - $500 directly to your main payment processor’s cash balance
2nd - XBOX 360 Bundle with 60 GB Harddrive (Est. retail price $350)
3rd - Archos 605 Wi-Fi 80GB Portable Media Player - will be shipped to you directly (Est. retail price $320) (Or an Apple 8GB Ipod Touch 2nd Generation if you so choose)
4th-5th - Apple 8GB Ipod Touch 2nd Generation - will be shipped to you directly (Est. retail price $250 each)
6th-7th - Canon Powershot 10 MegaPixel Digital Camera (Est. retail price $200 each)
8th - Nintendo DS Lite Bundle (Est. retail price $170)
9th-10th - Sandisk Sansa 4GB MP3 Player (Est. retail price $100 each)
Get ready!!! We start tonight midnight!!!”

The admin of Youmilex Edward (interviewed here) has also announced another contest with some sweet cash prizes for the members of his program. I remind you that Youmilex program is paying 125% after 10 days and has been running smoothly for more about 10 weeks already (read my detailed review of the program here). This time the contest allows you to show off your writing skills if you have any and here are the rules of the new contest from Youmilex:
“It’s time for a new contest! Write a review of our program and send it to us via the contact form using the following title format: Review [xxx] where xxx is your Youmilex ID.
This time only one submission per member is allowed and all members, both free and active are allowed to participate. There are only cash prizes in this contest and here is what 5 lucky winners get:
1. $50 cash sent to a payment processor of choice
2. $40 cash sent to a payment processor of choice
3. $30 cash sent to a payment processor of choice
4. $20 cash sent to a payment processor of choice
5. $10 cash sent to a payment processor of choice
The contest lasts from the moment you get this newsletter and to the 7h of January. Referral commissions for the duration of the contest are raised to 7%! Good Luck!”

W-MTFund (reviewed here) sent out another weekly update to its members. As you may know the program is paying weekly variable interest that depends on their trading performance (read more details in my interview with the admin of W-MTFund published here). Another update that is traditionally received by the members at the end of a week contained beside stats some important info regarding temporary downtimes the site experienced recently, issues with banned Chinese IPs and voting on forums. Here’s the complete version of the latest update from the admin of W-MTFund:
“We are pleased to keep you informed on the new interest rate, the current referral commission and all the other news relating to W-MTFund.
A) Weekly interest rate - from Mon, Dec. 29 to Sun, Jan. 4: Holiday/Vacation (5%)
- MT Basic: 5.00% (=1.00% daily x 5 bd) - MT Standard: 5.50% (=1.10% daily x 5 bd)
- MT Silver: 6.00% (=1.20% daily x 5 bd) - MT Gold: 7.00% (=1.40% daily x 5 bd)
B) MT Basic: average weekly rate
- last 4 weeks: 7.00% (=1.40% daily x 5 bd)
- last 26 weeks: 8.83% (=1.76 daily x 5 bd)
C) Current referral commission: 10.00%
Scheduled Payouts:
- Next week we will process the withdrawals twice: on Tuesday, Dec. 30 and on Saturday, Jan, 3 (no payouts on Thursday, Jan. 1, 2009).
Temporary Outages:
- During the current holiday we are improving our system, modifying the script in order to add new payment processors and checking the status all our members’ accounts. When we will be directly working on the website, it will be temporary unavailable. We apologize for this inconvenience.
Members from China
- Our DDoS protection provider has been forced to blacklist many IP addresses from China because we received both SYN floods and huge DDoS floods from there. This issue should be temporary. In the meantime, we suggest our Chinese customers to use a proxy to access our website.
About forums
- If a problem occurred, we strongly suggest our customers to immediately contact our support staff and then, later and if necessary, to post at forums. Posting emotional “warnings” without a complete understanding of the problem (granting that a problem really exists) is neither the best way to promote your favorite program nor to protect your investment, especially in the hyip market. Investing in the hyip field requires a minimum basic knowledge: we expect all our customers to have this basic knowledge.”

BestFXWorld (reviewed here) added more plans. They are mostly short-term with a high minimum to deposit: 119.99% in 1 day ($150 minimum to deposit), 130% after 3 days ($200 minimum) and 160% after 6 days ($400 minimum). Despite BestFXWorld returning online and resuming payments I would not advise you to go with the short-term plans. It’s always really strange when an admin of any program opens some short-term plans together with one long-term one. It usually indicates that the program is on the verge of collapse and the admin is collecting some money before disappearing forever. I may be wrong of course but that’s my impression after looking closely at the newly added plans anyway. Taking into account that we are in the very dangerous Christmas period it may be really risky to deposit too much into the short-term plans offered by BestFXWorld. Anyway, here’s the latest update from the admin of:
“Monthly News :
1-Domain bestfxworld.com & bestfxworld.biz Unsuspended.
2-New Plan Added (Monitoring admin, please Update our Plans in your site)
3-New E-currency Added such as Credit card * PayPal * Web Money Z.
4-Our Company Is Open in Xmas & NO Holiday (it means during these days you can WD your profit As Usual,with out any Delay)
If you have any problem, question or suggestion, please reply this email.”

The admin of URInvest Paul (interviewed here) announced that his program will work on Christmas and New Year holidays as usual and that the profit will be added to members’ account respectively. Here’s the latest update from URInvest:
“This is a short Program Update:
We have been asked by many users and visitors about whether URInvest will be crediting earnings during the holidays.
The answer is YES and earnings-wise, there is “business as usual” at URInvest.
Timely withdrawal requests processing is our number one task, but we are also asking all our users to kindly accept the fact that during holidays, your support requests might get delayed with replies. We hope to meet your understanding on this, as our staff members have families and are celebrating too.
Happy holidays season to all from URInvest!!!”

On the other hand LargeSum (reviewed here) announced some delays with withdrawals that will be processed as usual starting from January, 5. I see no reason to panic here as LargeSum program proved by their three year payout history that the investors have nothing to worry about despite the present “silly season”. Here’s the latest update for members:
“Dear members! The project LargeSum is happy to congratulate you and with Merry Christmas and a Happy New Year! Taking into account the limited schedule of the banks and stock exchanges work during the Christmas holidays as well as temporal close of any kind of activity within the period of Christmas holidays, the payouts for all the working programs and the profit withdrawal requests for LargeSum clients will be on hold till January 5. The profit will be calculated according to the program terms anyway. After the January 5 all pending requests at that time will be completed immediately and the normal work will be restored. The work of the support service will be limited as well. Live chat will not be available most of the time. There also can happen certain delays answering your e-mails. Most of the support staff goes on vacation till January 5. Once the holidays are over the proper work of the support service will be restored. Merry Christmas & Happy New Year!”

The same goes for CapitalCorpex (reviewed here). The program announced some days non-business days and the profit will not be credited to members’ account during these days. Here’s the update from CapitalCorpex program:
“At CapitalCorpex we wish a nice new year for all members. Our working hours changed a little during new year holidays.
We are close on Thursday, Jan 1st and Friday, Jan 2nd. Because of the forex market is close on these two days, we have to stop calculate profit on Thursday & Friday. So you don’t have any profit on Thursday & Friday. However all other operations as Support, Deposit and Withdrawal will be done as usual. All operations back to normal on Monday, Jan 5th.”

You might have noticed that Mountain-Mining (reviewed here) didn’t process the payouts on Thursday and Friday this week. This was as you might guess due to Christmas holidays and the investors were warned about this on the Mountain-Mining site:
“25th and 26th December 2008 - No daily payments during the Christmas holidays”.
Also Mountain-Mining company came out with some annual results in their investment activities that they reached in the year of 2008. Here’s the update from the management staff of the company:
“Dodoma,?December 24th, 2008?–?2008 was an eventful year for the Mountain Mining Investment Limited, and it fully met our expectations. From our two current assets alone, we aim to grow our annual attributable gold production output from this year’s approximate 400 000 ozpa to 600 000 in 2012. The lifespan is expected to stretch to 2015. At the beginning of 2009, we are start our Nickel operation near Mwanza in our new Growsholt Mine asset. (65% owned by the Mountain-Mining Investment Limited) This reflects expected higher growth, and higher total returns.
2008 operational information: Total production: 398,000oz Total cash costs:$272/oz (2007 Total production: 327,000oz)”.
By the way, if you’re interested to know more about Mountain-Mining program and the investment plans it’s offering please refer to my interview with the admin published here.

Pioneer-Fund (reviewed here) updated their site with some Christmas wishes to the members. Here’s what I read from their website:
“Merry Christmas to every member of Pioneer-Fund. May this truly be the most wonderful time of the year. We suffered terribly in 2008, a lot of people were thrown out of work in face of financial crisis, financial crisis wiped people’s dream in a jiffy. Pioneer-Fund trying to keep our members to become rich, but we know our limitations, we can’t make all the world to become rich, so to wish 2009 will be a great year is the only thing we can do. Merry Christmas everyone!”

Some great news came today to the members of MegaLido that originally invested in the program via StrictPay payment processor and were at a loss (i.e. paid to MegaLido account more than they received from it). For such victims of MegaLido StrictPay issued some refunds that will be some kind of consolation for those who lost their money. So at least if you’re a member of StrictPay you can be assured that your funds are at least partially protected and can expect them to be returned in some way. Please read more about StrictPay payment processor in my interview with the admin here and open your account if you don’t have one yet. Yes, the account requires verification but it gives you and your money much higher protection than other processors. Here’s the update for the members of MegaLido from StrictPay:
“StrictPay Customers! As some of you know, we had frozen the MegaLido account (StrictPay Account 37553) while we were waiting for them to give their customers a more current update. They had updated their customers that they would return to regular operations towards the end of December, and we were hoping to hear news from them sometime before the December 20th date they stated. At this point we have not heard any new updates from them, and feeling that a week past that date is enough time for them to have updated their customers or us, we have made a decision concerning the funds left in their account.
We have decided to refund the remaining funds in their account, and this email is being sent to all customers that have had any transactions with StrictPay account 37553. We feel this decision is in the best interest of both our customers and our company. Please keep in mind that the refund is going to be based on the amount of those funds left in their StrictPay account, and that is the only refund we can give. Our account analysis will determine the exact amount of refund for each customer to insure that everyone is treated fairly.
Also keep in mind that any customers that have received more funds to their StrictPay account than they sent to MegaLido will not be receiving a refund of any amount. We only have access to StrictPay records, and we do not have any records showing how MegaLido customers may have sent or received funds via alternate methods.
Refunds are being processed within the next 24 to 48 hours, and can be found in your transaction history labeled as MegaLido Refund. Thank you for your understanding and patience during this process, and we appreciate you choosing StrictPay as your payment option. Team StrictPay”.

This is not all about StrictPay. They also refunded to the admin of 12DailyForever which appeared to piggyback some members’ funds in MegaLido account and lost some as well. And this is the best part: the funds will not be returned to him (as he was a scammer himself) but to the members of his program as a refund. Moreover, all the members of 12DailyForever were refunded by StrictPay in full so they didn’t lose any money! Isn’t it great? I myself received my last deposit made into 12DailyForever already and I think that such practice of refunding from StrictPay administration shows genuine concern for the members of scamming programs and their willingness to help those in need. In my opinion StrictPay really stands out from the crowd in this matter, refunding even members that didn’t request a refund. I suppose we must really appreciate this approach and show our full support to StrictPay payment processor. I must remind you that before that many members of Tradelite were refunded by what was left in Tradelite account. And this update should be interesting for all 12DailyForever members (please check your StrictPay account if you upgraded in 12DailyForever via StrictPay and were not in profit):
“This email is being sent to all customers that have had any transactions with StrictPay account 40665, 12DailyForever. This customer received a refund from MegaLido yesterday which was enough to cover the funds that were owed to the customers. We are processing refunds to bring all customers to even, meaning no one will have lost money with this merchant. We thank you for your continued support and patience during this process, and we appreciate you choosing StrictPay as your payment option. Team StrictPay”.

By the way, if you are still expecting that MegaLido or SafeAtom will return you should really curb your enthusiasm. They both had some problems, they both stopped communicating and delayed payouts. Do you honestly believe that SafeAtom for instance will be able to continue after this long silence? If they had some problems or were on Christmas vacation like many of you suggested why not put some small update on their site and comfort the members? Of course, SafeAtom was another victim of massive Christmas withdrawal syndrome when a lot of people are withdrawing money and not many reinvesting.

Of course under such conditions the programs can’t function properly and pay to the members as if nothing happened. I think this Christmas downturn made DailyDiamondSurf to introduce high-profitable short-term Christmas plan of 25% for 5 days which was the first step to its complete demise that obviously happened already. The program is still paying to some investors but don’t be deceived by “paid” votes on the forums. As always the collapse of any program, especially autosurf program, will start with selective payouts that will spread like wildfire causing many members to panic and not reinvest. So the outcome was predictable and honestly, I warned you about reinvesting in DailyDiamondSurf a couple of days ago. I hope you took my advice and were in profit already. Therefore I have no choice but to put DailyDiamondSurf to Not Paying status on my monitoring page.

12DailyHits shared the same fate and is also going to Not Paying status. The last payouts were made on December, 22 and it seems the admin is really behind the promised 3 business day schedule. We shouldn’t expect more from 12DailyHits and I already wrote this program off and moved it to Not Paying status. Unfortunately, all the autosurfs I monitored were unable to overcome Christmas crisis (except AggeroInvestment of course).

By the way, if you’re a member of Olympex-Group (reviewed here) note that the program is paying selectively and only for small amounts (though the payments are still instant). Many members with large amounts in their accounts recently became literally hostages of the program being prevented from withdrawing anything above only a token amount. They received emails similar to this one:
“Dear, OG IBC Abuse commission has noticed suspicious activity in your account (multiple login attempts from different IP addresses etc.). There is a high possibility that your account has been hijacked. Now you can withdraw no more than $5 daily. Please provide us with a scan of your Passport or Driver’s license to verify that you are an account holder. PS: I must remind you that communication between you and Olympex Group IBC staff is private and is not subject to disclosure, otherwise we’ll have to suspend your account.”
They couldn’t complain to any forum or monitoring site because they were threatened to have their accounts suspended if they did. Some of the investors of Olympex-Group complained to me and I honestly told them that the only way to get your money back is to agree to their conditions of limited daily withdrawals and not complain. As I saw the accounts of some of the members that actually complained were suspended and their funds forfeited while the smarter guys got their withdrawals in full after some time when they agreed to the conditions Olympex-Group forced them to take. So sometimes it would be a better decision to play such games like Olympex-Group wisely and get your money back eventually than whine and complain and have your account frozen as a result of such actions. I remind you that Olympex-Group company doesn’t exist and don’t have any office in London. I honestly told you about it in my review and advised you to play in Olympex-Group at your own risk. And again I repeat that Olympex-Group has a Paying status on my monitoring page but it pays only small amounts so be careful with this program.

Finally some warning about EKOFunds. One of my readers told me that he was not paid yesterday and I myself didn’t get a reply from the admin regarding this. That’s why I have to move EKOFunds to Waiting status and recommend you to hold off from depositing there until the situation is clear. By the way, today nobody received any payout from EKOFunds though the day is almost over. That’s certainly a bad sign. Does it mean another successful program bit the dust during this festive season? I don’t know yet and we will wait and see.

I would like to add that I received payments from the following programs today or yesterday: FXOIC, NoRiskInvestment, BrainManagement, AggeroInvestment, HermisCapital, SilverInvest, EliteFundGroup, Youmilex, LargeSum, BestFXWorld, W-MTFund, GoldNuggetInvest, Giant-Investment, EKOFunds, ANOI, InoFund, GrandTrade, MajorBarter, Olympex-Group, 2008-N, IntensifyFunds, URInvest, CapitalCorpex, SummitReserve, ResidualForexIncome and EmeraldProLtd.

Also I joined QuickYield today that is paying 1.5%-2.5% daily for an unlimited term (only LibertyReserve is accepted with the minimum of $10). I must say I made an exception for QuickYield because the program is using unlicensed GoldCoders script and is hosted on a shared server. Beside these disadvantages the fact that the program has been paying for more than 130 days now speaks volumes. I have my own point of view on this program and I will tell you about this in my detailed review that will follow on my blog soon. I will try to update my blog again once more before the New Year so I’ll see soon. And happy New Year everybody!