11/02/09. 4BrothersInvestments Review and Other News

THIS PROGRAM STOPPED PAYING! PLEASE DON’T INVEST!

Hi everybody! First of all let me apologize to those of you who were expecting to see a review of TrecInvest today. There are still just a few details I need the admin to clarify for me before I publish it. This is entirely my fault so please don’t take this delay as any kind of reflection on that program or its admin. I was just too busy this morning and left it too late in the day to contact them for the technical info I needed about their site. Hopefully I’ll have it all for you tomorrow.

Anyway in the meantime I’d like to have a look at another HYIP I discovered recently. It has the curious title of 4BrothersInvestments and it was launched just a couple of weeks ago. Nothing that special going on here but it does have a few interesting features you won’t see on many other sites. And I suppose the main thing you probably all want to know is yes, I did get paid already. So what’s the plan?

Their home page claims “Our Investment is different” and that much is certainly true about them. There is really only one plan as such but the longer you leave your principal invested the higher the rate of interest paid. Subsequently the higher the risk involved so you will need to factor that in if you decide to play. The minimum investment here is $30 and there’s no maximum so it’s not cheap either. Here’s how it works.

Your investment term will run for 5 weeks but after two weeks you have the option of withdrawing. If you decide to stay put then the ROI will increase but you will keep the option of withdrawing if you so wish. After the first week with 4BrothersInvestments you will earn 2% daily. During the second week you will be paid 3% daily. Happy with that so far? If you want to withdraw now you will receive 125% on your investment. If you decide to leave your principal beyond this point you will receive 3.5% daily for the third week. Leaving now will get you 142.5%. Stay for the fourth week and you will be rewarded with 5% daily, which accumulates to give you a total return of 167.5%. And finally if you decide to see out the maximum investment term of 5 weeks the daily return will be 6%. If that’s a little bewildering to those who were daydreaming their way through high school maths class I can tell you that if you stay for the entire duration you will see a return of 197.5% including your principal. Your principal will be automatically returned after 5 weeks.

There is no need to make withdrawals either. Your payments are processed directly into your chosen payment processor account daily from Monday to Friday. Speaking of which, your options here are a bit limited. Only two are accepted at this point with no indication of any more being accepted later. They are the usual staples here, i.e LibertyReserve and PerfectMoney.

4BrothersInvestments is hosted on a dedicated server with anti-DDoS protection from LiquidWeb. That’s fine but then that should be a minimum requirement anyway. The design of the site itself, not that it’s of major importance, is neat enough but quite basic. Of course some of you may have noticed there has been a slight change in the appearance of 4BrothersInvestments since yesterday. One of my readers with a very sharp eye noticed that the original photograph of the four “brothers” from Sweden allegedly behind this website was a straight copy/paste from a perfectly legitimate High Street financial services company based in, no not Sweden, but the United Kingdom. So I contacted them and asked who are these people? He said their designer “forgot” to replace it with the real one. Now if I was vain enough to put my own photograph on my own website, I think I’d notice pretty fast if it turned out to be a picture of somebody else. Wouldn’t you realize as much if it were you? I guess they must have got their web designer out of the sauna and into his Volvo pretty quickly because they had it changed immediately after I asked. Changed to what I have no doubt is another picture of four completely random guys in suits, none of whom look like ABBA.

Anyway, the reader who first brought this to my attention has posted this and some other concerns he had on the Goldentalk forum. If you are so inclined you can go there and read it. As far as I can see there is no longer any similarity between the two websites anymore. As many of you will know that I rarely give any credence to the claims made on HYIP sites concerning their business activities anyway and suggest you approach these sites with the same attitude as I do. In my opinion a site will have to be online a bare minimum of six months before I will even begin to consider the possibility of it having an outside source of income. I wouldn’t usually pursue this too far but just for my own amusement I contacted the Financial Services Authority of the Cook Islands where 4BrothersInvestments claim registration. I’ll let you know if I get an answer.

In the meantime though just don’t take this one too seriously. It’s obviously just an online HYIP and an average one at that. As I already mentioned I did get paid. So as part of a diversified portfolio it’s worth a gamble, but not a big one.

Other news for today.

The most important news today definitely came from SilverInvest. Well, now their website is called SilverLodge and you’re advised to do what the admin is telling you to do as soon as possible. Some accounts have been transferred manually, others will be transferred in the course of the coming days. Please be patient because problems with the script left the admin of SilverInvest Louise (interviewed here) no choice but to move all the data to the new site SilverLodge which is hosted on a dedicated server by HushHosting and for future reference use Neversay script. I can assure you that this newsletter is a genuine one as I spoke with Louise and he confirmed the information. On the bright side the new site SilverLodge will continue as usual very soon and the new registrations are still open. So don’t miss the chance to become a part of SilverInvest! But first read the update carefully to avoid any confusion:
“Dear Members, please read this email very carefully it is about the future of your funds and our program.
As many of you experienced accounts was getting hacked, and/or payments was done to wrong accounts or earnings not showing up at all.
This would some admin just give up, but omit me and Dominique over the last seven month, things like this make us stronger! Yes it’s great this happen, And I tell you why!
We set up a dedicated host with hacker protection, was getting a new script, where actually all works automatically, mean STP, SP (what was not showing automatically in the old script will show automatically in the new one), we also getting the hackers account and so we can plan for a great future without interruptions.
Some members was already transferred by hand from me, but to make this faster, we request you to sign up on SilverLodge (please use exact the same email as in SilverInvest, sign up with all the e-currency accounts you want to use they cannot be changed afterwards only from me if it’s needed.
After you have done this send a email to dominique.silverinvest@gmail.com with your new account number on our new site, your e-currency account spends with BATCH and with the Plan you invested this amounts, we need to check on everything, let the rest be done by Dominique and me, we will transfer all your investments and your account balance over and pay you continually, so there will be no interruption in earnings or payments, we do the transfer as soon we see you sign up and send us the informations, of course we will have a lot members to credit but we do as quick as we can, would love to have the everyone post in the forum that all is ok and you got your payments and all is fine, since some people will panic because of changes like this, but I want to secure you and of course this wonderful program.
We proved we are the best and it gets better once we have you transferred and you enjoy earnings and payments, you will be able to invite actually people again with a special referral link. This time you will have much better control and see your downline, again if you not see on day one your downline, no support just relax, we need to transfer first all funds, this is more important than your downline is it? Once this is done, we have your downline fixed for you.
I not letting those lives build program and business go down about some hacking attacks, for this there are other admin there, admin who not invest and not care, I do! And so is this program and I am proud to be your investment guide to your road to success. Louise“.
I’d only like to add that the payouts still continue and there is no need for panic on this concern. In my opinion, SilverInvest is a very stable company which will be with us for the long haul. I advise everybody to simply follow the admin’s instructions and make this transition as smooth as possible so we could continue on the new site without any issues pretty soon.

Another very successful low-ROI program – ResidualForexIncome (reviewed here) – has reached 1500 members already after almost 6 months online. And it’s still standing! I think it deserves some very well earned applause. I hope for another stable 6 months though and knowing the admin (I have interviewed him here) I believe it’s quite possible to achieve. Every week the administration of ResidualForexIncome send out some updates usually made in the form of Q&A which their members ask them throughout the week. I think it’s very handy thing to do as it will save their time and effort in the future and help the members realize that they should read the answers carefully before asking anything:
“Depending on the situation RFI is bringing out newsletters with tips and the most frequently asked questions so that our members can review them once again to better understand how RFI operates.
Recommendation section:
1. If you want someone from your family or close friends to sign up with RFI please contact our support beforehand. This will help avoid suspending multiply accounts operated from the same computer.
2. If a member who appears to be your referral somehow did not register as your downline please contact us attaching your and your referral’s names.
Warning section:
1. If you have any problem or concern of any nature please contact our support first before making unreasonable bad unwanted posts and comments which only show your incompetence and delude others into wrong thinking!
2. Minimum cashout request for AlertPay e-currency is $1! This is AlertPay regulation so RFI is unable to process any payout less than $1 to your AlertPay account. Mind this please!
Getting down to some very positive news. RFI has overreached the rate of 1500 members on its way to celebrate 6 months online this weekend. We have done a lot to bring this on and will keep serving our clients at the highest professional level. Thanks for choosing RFI and stay tuned!”

As you might have noticed another popular low-ROI program UCGCapital (reviewed here) had some glitch in the system recently and if your account is affected please contact UCGCapital‘s support either thru Livechat or via email and your account will be restored in a matter of hours. Anyway, the admin of UCGCapital promised this in his latest update:
“System Breakdown
We had a failure in our system which was handled in a matter of several hours though clients who registered and deposited in the last 24 hours from the crash might have problems with their accounts. That’s you? Contact our support!”

It seems that one of my readers conducted his own investigation regarding claims on Z-Finance website about their registration in Holland (removed now) and came to the conclusion that Z-Finance is not a registered company. My congratulations to him because the investigation really showed the lies about the registration of Z-Finance in the Netherlands. Here’s what he wrote in his blog:
“I did some DD on the hyip Z-Finance and can conclude it is a scam. On their site they show an address and KvK-number in Holland. I looked it up in the Kvk (Chamber of Commerce) and there I came up with the following :
the KvK-number exists but has another address in Holland. On that address is situated a printing-firm and a financial firm. The last one with the same name : Z-Finance BV. At first I used the contact on the hyip-site to ask for an explanation and posted it as well on the Talkgold forum where the ‘admin’ was active. As it was in Dutch, he probably didn’t understand it and no reactions came, he even did not post on the forum anymore after this. I came up with an other email address through the Kvk-site and I emailed them and asked for some explanation and told them also I posted the same email and questions on the forum without an answer.
Their answer about the address : they used to have their business in Baarn, Acacialaan 22, but they moved. Before them their lived a certain Pieterse S W M. They received a lot of mail for him, mainly from bailiffs. The honest company moved to an address, mentioned on the Kvk-site.
Of course I wasn’t convinced so asked them why giving the wrong adress on a recent hyip site and why not answering my posts on the forum. They even did not know about forum and hyips. So they now are going to take juridical measures for this abuse of their name.
I think this proves enough the Z-Finance hyip is a scam abusing the existing companies name and site.
Remember I also did the same investigation about Cadillac Venture and they suddenly disappeared.”
I only have one slight disagreement with him on one thing – we cannot consider Z-Finance as a scam company while it’s still paying (I was paid again today by the way). Of course, some difficulties can follow on the program including legal actions but since this info has been removed from their website I think Z-Finance can continue for a while. According to my recent poll, everybody knows that most of the HYIPs don’t have any additional income and don’t last forever. The thing that Z-Finance is not a properly registered entity doesn’t make it a bad HYIP imho. It doesn’t add any credibility of course and the admin can be accused of a bad planning but as long as Z-Finance (reviewed here) is paying it will have a Paying status on my monitoring page. Just take note on this information and be ready for some possible unpleasant consequences from these revelations!

Did you know that Kazzy and EL are the new admins of AggeroInvestment and that Roger gave them complete control over it and is not an admin anymore? Well, if you didn’t you know now. Roger just told me so as he is still a member of their support and still answering some support tickets on their behalf. Roger made the decision for private reasons not to continue managing AggeroInvestment and I personally wish him the best of success with his new venture which will be as an exchanger which will be launched very soon according to himself. I hope with the new management AggeroInvestment (reviewed here) will continue to thrive as before and we will see only positive changes. The next opening of AggeroInvestment to new members was scheduled on February, 14 and I hope everything will go as it’s planned. Sometimes though payment processors issues prevent the admin from paying out faster like it happened to LR mass payout system today. Here’s the latest update from the new admins to the members of AggeroInvestment regarding this issue:
“Hi guys, LR is being a pain today. It won’t let us do mass payouts. We have been trying since last night. Please don’t worry, as soon as it decides to behave all pendings will be sent.”

Some issues were experienced by Nova-Surf today as well but this time it is connected with surfing. It was a pain to surf today for me because of constant interruptions in the surfbar which made me to start the surfing process over and over again. I have finally managed to do so and earned my 10% daily rebate but those of you that were unable to do so please don’t worry as the admin of the site Irina is on top of the issue:
“I apologize for your surfing problems today. The host upgraded the server and the server time keeps changing and that is why this happened. I already talked with them and the problem will be fixed soon. Also I want to assure you that I will give surf holiday to everybody who missed or could not surf for today or yesterday. I hope you understand. Thank you all for your support.”
Also you should realize that Nova-Surf (currently accepting only LibertyReserve and StrictPay) is ready to implement AlertPay as soon as possible. Irina’s account has been verified at last and I’m going to publish a review of Nova-Surf on my blog as soon as it’s done and AlertPay is added.

12DailyShares server is back up but the site is still gone and now I can’t see it on the server at all. I assume that there were some issues with the database and until it’s back online (IF it’s back online) I’ll move the program to Not Paying status on my monitoring page.

It seems that Olympex-Group is done as well. I noticed some bad votes on public forums that the program stopped all the payouts (I remind you that before it paid only for small amounts and I warned many times that bigger investors are not paid). It seems it’s time to move it to Not Paying status as well.

BigBangSurf apparently has some problems with paying out to some payment processors. Yesterday some STP cashouts have been made but I’m not sure that the lucky ones that have been paid (I’m not one of them btw!) will re-upgrade in such a condition when everybody is nervously waiting for their cashout to be processed. Some of the investors reported more than 48 hours of waiting. Although the administration of BigBangSurf is still answering the tickets promising to pay within 72 hours after making a request I’m not sure that even after everything is done BigBangSurf will be able to survive. Their affiliation with DailyProfitPond and the recent issues with AlertPay seem to have affected the programs cashflow in a very bad way. And though it was written exactly clear on their website: “Advertisers agree and understand that there is NO GUARANTEE OF EARNINGS WHATSOEVER, and BigBangSurf makes no claims of potential earnings” everybody hates to be a loser here. Maybe it is bad timing for autosurfs after all?

The majority of HYIPs are performing quite well though. Take TrustCapital (reviewed here). All the investors that decided to spend their money in TrustCapital are being paid on a daily basis. Many invested in 5 day plan (110% after 5 days) have received their profit already and I believe those deposited in 20 day plan (160% after 20 days) will also be paid in a couple of weeks. Yet it doesn’t stop some low-lifes from interfering with the program’s good performance with their fake paid voters. You might have noticed that on some monitors there are some bad votes. So I asked the admin of TrustCapital regarding this and got this reply:
“Hi. All bad votes are made by paid posters (probably by our competitors), we reported them yesterday, some of them were removed, some of them are still there… If they won’t be removed until tomorrow, we will delete those monitorings from our ‘ratings’ page.”

Good news from 7Inv program (reviewed here)! I have received my payout from Professional plan today (152.5% after 21 days). I believe that those who decided to invest in 7Inv are not disappointed as the program is paying for about 4 weeks already and even minor downtimes couldn’t spoil its performance. It took me two hours only to get paid today, so kudos to 7Inv!

DukasFund (reviewed here) ended its referral contest and the admin sent out an update where she said that the results will be drawn in a couple of days and all the winners will be rewarded:
“Dear Valued Customer, This is Jenny, Your admin of DukasFund. Contest is over. Thanks for showing faith and investment made with our company. Email will be sent out to winner in next 2 days. Congratulations to all winners. After that prizes will be distributed.”

LibertyReserve website is now loading quite slowly but there’s no info regarding it on their blog. This is the only new info I found there (pay special attention to Debit Cards section!) so I believe this issue will not continue for long:
“Dear friends,
a) That only exchangers that are not listed in our directory already have to work with Goldexchange.eu. All others, may continue to work with LibertyReserve as before.
b) Debit cards are currently scheduled to be launched February 26, as we are awaiting the pressing machine that will stamp out the cards itself. The rest is ready. Those willing to obtain the debit card will have to undergo a verification procedure which can be started now.
c) Materials from inauguration party should become available soon and links to publications will be posted here on our blog as they become available. Because our party was at the end of January, all monthly publications will feature it in February/March editions.
d) Our donation to help Red Cross relief efforts has been matched, and is currently being filed with organizations that work on the scene around the clock. We expect to have detailed and audited reports from them within five to seven business days which will also become available on our blog.
Please stay tuned for more exciting news.”

To finish I would just like to let you know the names of the programs that paid me today and so confirmed their Paying status on my monitoring page: AggeroInvestment, 24over7, URInvest, 4BrothersInvestments, GoldNuggetInvest, TradeContract, ComradeFinance, ImmenseInvest, 12Dreams, SilverInvest, 7Inv, MajorBarter, InstantPayments, CapitalCorpex, Nova-Surf, BVIuion, ForexInv, TrecInvest, PanaMoney, TrustCapital, NovalexFinance, Giant-Investment, Z-Finance, UCGCapital, ImokTrade, ANOI, QuickYield, Pioneer-Fund, NordicMutualFunds and IntensifyFunds. Have a good evening and see you on my blog tomorrow!