Jan 9th, 2010 Archives

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THE PROGRAM HAS STOPPED PAYING! PLEASE DON’T INVEST!

Hi everyone! You may have noticed most of the new programs introduced on MNO so far this week have been long term ones. Dependable and safe (in HYIP terms). But not a lot of fun. I mean what’s life without a gamble? (Pretty awful if you keep losing I suppose!) So for the second post today I want to take a look at an interesting short term HYI game called IdealInv.

The name reminded me straight away of a couple of really good short term programs that ran in the summer of 2009, but I’m sure that’s where the comparison begins and ends as I really doubt that IdealInv is from the same team. They do have a series of high profit and high risk plans for you to choose from though. Three of them in total and I’ll run through all of them here. They all pay on expiry by the way and the minimum to invest might not be considered as cheap by everybody in this business is still affordable to most.

They are listed simply as Plans 1, 2, and 3 which should be a pretty good indicator of how simple the whole process is. Just as it should be in a program like this. Anyway the first investment plan is open to deposits between a minimum of $5 and a maximum of $1000. It will run for a term of just 5 days and on expiry you will be paid a once off lump sum of 120% of your principal, which is already included. So in other words $100 spent will get you $120 returned.

Plan 2 runs for 10 days and the minimum deposit goes up to $20. As does the maximum which goes up proportionately to $2,000. The payment offered by IdealInv which is again made on expiry is 150% of your principal, also factored in.

And then we have Plan 3 which is open to deposits of a $50 minimum and up to a maximum of $5000. At a term of 15 days it’s the riskiest of the three but it’s also the most profitable. The return is a whopping 195% including principal. Not a bad return for your investment at all as long as it can be sustained. But of course you should all know the obvious by now which is that that kind of profit in such a short period of time can’t be sustained indefinitely. But then again the same could be said of all online HYIPs so the very same rule applies here – the first ones to join are always the first ones to profit and it’s better not to join at all than to join too late. Timing is everything in this industry.

By the way, if you’re feeling lucky and really enjoy a gamble IdealInv are offering a bonus of $50 to all investors joining with $500 or more. But if that’s a bit much for you then don’t worry because there are other ways to make a few extra bucks for yourself here no matter how big your deposit. For instance the admin has introduced a referral contest. He has also announce an activity contest so you can get paid for posting on forums as well.

There is a curious little note attached to the end of the description of the three plans telling us that they are valid only until the end of February. What happens then? Well the admin of IdealInv has promised to review the results gained by the plans as they currently stand and re-assess them. There may be some adjustments made at that point to help support the program and keep it competitive. Though if I was to be completely blunt here I’d say if this program is still online at the end of February I’ll be stunned. I mean it has been done before so it’s by no means impossible, but programs that can consistently pay 195% interest after 15 days for 7 weeks? OK, not unheard of but exceptionally rare.

There’s a really good selection of payment options open to you here. IdealInv accept LibertyReserve, PerfectMoney, SolidTrustPay, and StrictPay. That’s not a bad selection in anyone’s books, especially for a program like this one. You are asked to allow the admin up to 24 hours to process the payments (because they’re not automatic) though usually they are a bit faster than that. But just in case, remember to be patient.

One other thing you need to keep in mind in relation to the plans is that because of the script you are only allowed to invest in multiples of $5. So once you have deposited at least the minimum amount, i.e $5, you can then only increase your investment in increments of $5, e.g $10, $15, $20, etc.

And that point brings me nicely onto the security and design of the program. That script I just mentioned is supplied to IdealInv under license from Neversay. They are also hosted on a dedicated server with Koddos protecting them from DDoS attacks. It’s quite a nice layout overall I must say, and provided by LeadCaptureMaster. It’s all very easy to navigate but then again as I said at the start why wouldn’t it be? There’s really nothing complicated to IdealInv. One excellent feature though is the inclusion of SSL encryption. Something we never seem to see enough of. Texts are also original as far as I can see and while that itself doesn’t prove anything it shows that at least an extra effort was made by the admin to try and run a decent program. It takes more than just that of course but his efforts are duly noted.

Any questions can be put directly to the IdealInv admin through the online support ticket submission form. Those of you more active than me on the HYIP discussion forums will also find him pretty active on the threads about his program so that’s another place you may find him sometimes.

For those of you interested in such things ForEx trading is the business activity of choice for IdealInv. What can I say except that they must be pretty damn good at it to generate those kind of profits! Sorry for the cynicism but you know it’s unlikely to be true. Although to be fair now that Christmas and December are well and truly behind us for another year January may not be such a bad time to take a gamble on a short term program and if you agree then IdealInv mightn’t be a bad one to start with. If their own stats are anything to go by then a lot of you seem to agree. Almost 300 members already as I write this so it’s fair to say you don’t have to just take my word for it. As usual just treat it like a game, don’t get greedy, and it might be a fun way to win (or lose!) a few bucks.

OTHER NEWS FOR TODAY.

As you might know today was a payout day in SazaInvestments (reviewed here). I hope you managed to request your weekly payout on time. The ones that were not paid yet are those who requested the payouts to StrictPay payment processor. The admin said that it was due to some miscalculations that resulted in a shortage of StrictPay funds and promised to pay to everybody by tomorrow after their StrictPay account is funded. I have already received my payout to SP just a few hours after the newsletter from SazaInvestments was sent and I hope all others will be paid by tomorrow as well. Here is the latest from them:

All payments done again except the ones for StrictPay. We apologize as it was our mistake. We miscalculated how many funds we need on StrictPay for today payouts so we were unable to finish them all now. We sent more funds but we will get them on SP only tomorrow. So all pending payments on SP will be finish tomorrow as soon as we get our funds uploaded there. Sorry for this inconvenience. We will do our best for this to not happen again and please make sure everybody will be paid by tomorrow. Our new custom script is on tests now so hopefully we will put it online by next week and don’t have anymore problems. Thank you all for your trust in us and for your patience, support and understanding. Regards, SazaInvestments Team”.

By the way, for all those that are using StrictPay there are new bank wire instructions available for those willing to make fundings using their bank account. Please refer to the latest update from StrictPay administration for more info below:

Hello, This email is a notice that StrictPay has new Bank Wire Funding instructions. All Bank Wire Fundings from this point on should be sent using the new instructions. We feel these new instructions will make the Bank Wire Funding process faster and more efficient for all customers. If you have already sent a bank wire your funds will be credited as soon as they are received.

Thank you, StrictPay Administration”.

The admin of InvestJoy program (reviewed here) Werner sent out a second newsletter last night. In this email he tried to answer some common questions potential investors of InvestJoy are asking him. I guess it’s beneficial for a better understanding how this program works. If you want to know my opinion about InvestJoy you can always refer to my review published here. InvestJoy just opened 4 days ago and is having 450+ members already. It’s offering two investment plans that should suit both those people seeking a medium-term plan with payouts on expiry (150% after 15 calendar days) and to those that prefer daily payouts (5% for 30 days plan). It accepts all five major payment processors and currently offers a bonus of $5 for larger investors. Read more about that in the following update:

Hello members, Greetings from Werner. The first bonuses were alredy processed, remember we are giving away nice bonus for new deposits. Invest $100, earn $10 bonus. If your referrals deposit $100 you earn $5 bonus. This is valid until Sunday, January 10. Then we will have another promotion.

In this moment the membership is already on 360 registered members. Thanks for your steady support so far, you are helping me to make the best Hyip of 2010. I received few questions, I need to clear them, please read below if you have doubts about InvestJoy.

Common Doubts

1) Business days or calendar days?

Calendar days. You earn 5% daily for 30 calendar days and 150% after 15 calendar days.

2) My AlertPay account is not Business verified, can I invest ?

Yes, you can. InvestJoy is business verified but members can participate with verified or unverified accounts.

3) Do you accept credit cards deposits from AlertPay?

No, you only can deposit from your AlertPay balance.

4) What is the use of splash page?

It works like your referral link. You can use it to promote InvestJoy and build your downline.

If you like to discuss about Hyips please visit our thread in Moneymakergroup.

I have an account in this forum, you can post your doubts and I will be there to respond as soon as possible.

Werner Grube. InvestJoy”.

If you can’t access WeeklyDividend for some reason don’t worry too much. As the admin of the program (interviewed here) explained already last night they are currently moving servers and the site should be online after it fully propagates. For the temporary URL where you can access the site and more news check out the update below:

We have successfully migrated WeeklyDividend to a more powerful Ddos protected server. Thank you all for your patience. I’m sending this email from the old server to make sure that everyone receives it. A few things that are very important so please take note.

1) Until the site propagates please do all of your site work from http://208.64.121.252 this is the direct ip address and will ensure that you are working on the new server.

2) You can confirm that you are working on the correct new server because you will see a news article that says ” This is the new server” If you are still pointing to the old one this wont be there.

3) It will take a day or two before the domain full propagates so that WeeklyDividend will point to the new server so in the meantime please use the ip address.

4) Anything that was done on WeeklyDividend in the last 2 hours will need to be done again on the new server. This means any withdrawals will have to be re requested etc… Please check your account and make sure it is all in order.

5) If you signed up for WeeklyDividend in the last 2 to 3 hours make sure your account was migrated. If you try to login and it doesn’t work then please make a new account. There are only 5 accounts that didn’t make it.

6) I need the following members to please email me as soon as they have made their new account so that I can add their deposits which also didn’t make it in time for the move. – janeway -kennedy – HYIP 1188

That should cover it. Thank you all for working with me to make this as smooth as it was. Hopefully with the company that we are with now our site will be fully protected and functioning at peak performance for a long long time to come.

Thank you, Support Team, WeeklyDividend.”

The most recent update from WeeklyDividend was published today though. In this update the admin let everybody know that all the payouts had been processed and boasted of the good level of growth the program is enjoying. And definitely over 300 members for just a week online is a very good achievement, especially if we consider that WeeklyDividend is a low-ROI program offering daily (1.1%-1.5% daily) and weekly (9%-11% weekly) plans with perpetual payouts and only a limited choice of three payment processors accepted. More about that can be read in my detailed review of the program published here. And this is the latest update from WeeklyDividend telling us that SSL has been installed and that WeeklyDividend is becoming a new merchant sponsor for StrictPay payment processor:

All pending payouts have been completed.

We are also purchasing a brand new SSL through our current host because the old SSL doesn’t seem to function very well on our new server. That should be fully installed sometime today.

This morning we crossed 325 members! Quite amazing for only being online for 7 days. In addition to that we will be a StrictPay merchant sponsor soon which should be wonderful advertising for us.

We are still having a few members who are operating on the old website. Please make sure that you are using http://208.64.121.252 to access the site and also please make sure that it says “This is the new server” in the news section.

If anyone requested a withdrawal on the old server please go to the new one and request it there.

Thank you, Ed and the WeeklyDividend Team”.

GoldenFleeceFund program which is yet to be reviewed by MNO also announced a move to the new server last night. Here is the update I received from them:

Hello, This is Felix Zeller with GoldenFleeceFund. Our move to a new secured server is underway right now. I am staying in close contact with the datacenter on the move. While the domain propagates, the domain GoldenFleeceFund will not be available. Once it propagates to the new IP, GoldenFleeceFund will then point to the new server.

Thank You, Felix Zeller. GoldenFleeceFund Manager”.

That move to the new more secure server seems to be completed by now and the site should be fully accessible. The only issue is that during changing the servers some deposits might not be posted so the members of GoldenFleeceFund who have their deposits missing have to contact the admin and submit all the necessary information mentioned in the latest newsletter from the program:

Hello, This is Felix Zeller, CEO and Manager of GoldenFleeceFund. We have had a busy 24 hours or so making sure the transfer from our old server to our new higher class secured server was a success. Everything has been completed. Majority of you have propagated to the new server and are no longer seeing the maintenance message of the old server. It all depends on your internet service provider.

There is one factor that was out of our control. Those making deposits after your ISP propagated to the new server were making deposits prior to the likes of LibertyReserve‘s ISP and AlertPay‘s ISP. Because of this issue with LibertyReserve and AlertPay your deposit did not post to your account. As of 4:46PM EST, LibertyReserve and AlertPay are now propagating our domain to the new server and new deposits are posting. Approximately, $7000 in new deposits over the past 10-12 hours though were not posted to accounts. If you are one of these persons, please go to GoldenFleeceFund and submit a support request on the contact us page with the following information:

Use account email address on support form

Give us your username

Give us batch number or reference number of transaction

Give us the amount

Our accounting department will then cross reference everything and you should expect the addition of the deposit into your account.

Thank you for your trust and patience with us.

Sincerely, Felix Zeller. GoldenFleeceFund Manager”.

The good news was posted by the admin of Eternidex program (reviewed here). From now on all the payouts for both payment processors accepted by the program (LibertyReserve and PerfectMoney) will be processed instantly:

Dear Investors, Good news! From this moment, all withdrawal requests will be processed instantly.

Best Regards, Matthew Thomson”.

There is a kinda interesting bonus available now for the members of RefMotor (reviewed here) that will be based on your country. Yes, I guess if you make your deposit today and your IP-address is from China you will get 1% bonus in addition. That’s really interesting and the admin of RefMotor (interviewed here) promised to change the bonus winning country every day so every members were able to participate. So far I received daily instant payments from RefMotor so have no complaints about it. I remind you that RefMotor pays 8%-10% for 15 days and 130%-170% after 15 days depending on the amount deposited. Here is the latest update from RefMotor regarding the country bonus:

Hi. I am admin RefMotor. If you are our member from China. You can invest here and earn 1% more as country bonus. It is only for today and ever day we change country. Then you can invest here and email us. After verifying we pay you 1% more as country bonus. Say about us to your friends and earn more money referral.

There was some lengthy but quite useful newsletter sent to all the members of Flanita (reviewed here) today. The newsletter was addressed to all those who received some phishing emails recently allegedly from the admin of Flanita urging them to spend some money to the scammer’s LR and PM accounts to a special plan. Needless to say that there is no special plan available in Flanita and that it’s too dangerous to click on any links and send money to unknown e-currency accounts. There were really many very useful tips and advice given in the latest update from Flanita so I encourage you to read the following update even if you’re not a member to get some basics on the safety and security onine:

Please do not respond to any scammers phishing emails, remember – our company does not create any special plans.

Read news about company every day on https://www.flanita.com/?a=news and you will be noticed about every company action.

Place deposites only when you are in the Flanita account. Don’t sent any money directly via LR or PM. We don’t permit direct payments, usualy only scammers ask to sent money to LR or PM account directly.

Remember we have only one domain name: Flanita (All other domains with word “Flanita” are fake.)

I hope some unsuspecting Flanita Investments customers don’t fall victim to phishing email scam.

Do not trust to any phishing emails, which are trying to give you new LibertyReserve or PerfectMoney number.

Remember! Scammers can use ANY email in from field.

Also, please read some simple security tips about your online security working with us.

Email security

As email is not a secure method of transmitting information, always be careful when sending sensitive information via email.

* Use caution before responding to email requests for account login or other personal information.

* Never enter any information into an email or pop up. Flanita will never solicit account or personal information via email.

* Do not open emails from unrecognized senders.

* Use spam detectors to filter malicious and fraudulent emails.

* Beware of emails that request you to click on a link or visit a web site. These links could lead to malicious sites intended on gathering your personal information. Such malicious sites often look very similar to the legitimate web site of the companies being misrepresented. These emails typically convey a sense of urgency.

Password security

One of the most important steps towards keeping your information safe is to create a password that is difficult to guess.

* Do not use a predictable password. Avoid using nicknames, birthdates, anniversary date, or pet names.

* Mix capital and lower case letters. Include numbers and punctuation marks.

* Do not use keyboard patterns (asdf) or sequential numbers (1234).

* Never tell or email your password to anyone.

* Periodically change your password.

* Do not use words found in the dictionary. Hackers can use programs that try to crack your password.

While logged in to your Flanita account

There are several steps you can take to improve your security while logged in to Flanita account

* Review your transaction history.

* Always check your e-currency account details.

* Do not leave your computer unattended while logged in to your Flanita account.

* Always log off of your Flanita account and close your web browser when you have finished your online session.

Keep your operating system and browser updated

Keep your operating system and internet browser up to date in order to utilize the most current security technologies.

* Install a firewall and antivirus software to prevent viruses and worms getting through to your computer. A firewall will help to block unauthorized access to and from your computer.

* Keep your operating system security up to date by regularly downloading security updates and patches. If you use a Windows operating system, enable the automatic windows updates or download Microsoft updates regularly.

* Be extremely careful when using third party computers.

Unauthorized use of your account

If you believe that someone has gained access to your password and to your account without your permission, please notify us immediately by sending a description of the situation to support@flanita.com providing as much details as possible.

If you receive any strange email from admin@flanita.com, you can ask Jennifer in live chat support (on website) about it, or just send me email on support@flanita.com

Don’t hesitate to contact us if you need any help.

Bernard Omson, Flanita Investments support manager”.

I have been paid today from the following programs:

NanoMoneyCorp, SantiVentures, XagaEnterprise, FinanceNova, Investorum, OneDailyPro, TheKapital, InvestJoy, ArbsFund, RichAliens, Vegamex, IdealInv, ArbisPro, FxStar, InstantMoneyBets, MoneyPlus, WestFinance, RosalinFinance, GlobalFund, Eternidex, ZenithInvestment, PanaMoney, WeeklyDividend, StarkFund, HugMoney, InvestmentForge, Verifield, StanbicArbitrage, Infinitum, RefMotor, MandarinInvest, KobelCapital, IncoForex, CedexInvest, Flanita, CSMFinance, AimTrust, AtoxFinance, AtlantisMutual, AsiaInv, GeniusFunds, GoldNuggetInvest, SazaInvestments, BetAndTrading (the first payment received) and GoldenFleeceFund (the first payment received).

I have to apologize for the delay with answering emails to the readers of MNO blog. I know that I have a huge backlog of them by now and it was just caused by personal issues and the lack of the free time for the last few days but I know that I need to answer to everybody in detail. I appreciate your patience in this matter, guys, and promise to answer to everybody over the weekend. Also I plan to finish with my new theme that will be used for MNO in the future and hopefully by Monday (or even earlier) you will be able to enjoy a renewed version of Money-News-Online blog. Stay tuned for that!

That’s it for today and I would like to wish you all a good weekend! I’ll see you on my blog tomorrow as usual with yet another review and more news from the HYIP industry!

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