02/08/2010. 144CashAds Review and Other News

BEWARE! THIS PROGRAM IS PAYING SELECTIVELY! PLEASE DO NOT INVEST!

Hi everyone! Back to Monday once again so I hope you all had a nice weekend. Stockholm was great as usual though I don’t think a weekend here is enough so I guess I’ll be back before finishing my vacation and going home. I’ll be moving north along the Swedish coast tomorrow so will stop off in Uppsala for a short visit first.

Anyway, before the first news update of the week there’s an intriguing program I came across recently called 144CashAds that I’d like to look into in a bit more detail for you tonight. It’s not quite a new program but as a long term one it’s not that old either. It’s been online for about a month and after being one of several programs to suffer from a poor level of service form their former hosting provider they have now changed on and are back to making prompt daily payouts from a reliable website. The name makes it sound a bit like an autosurf program, which it isn’t. What it is however is a fairly unique concept in the online investments scene that has established a very original method of winning the support of its members both old and new.

At first glance 144CashAds may look like a run of the mill online HYIP. They offer six investment plans. Length of investment terms range from short to mid to long in duration but as is not typically the case with HYIPs the plans get progressively shorter in duration and less expensive to join. What’s also different about 144CashAds is that you are not allowed to join the later shorter term plans until after you have joined the first low ROI long term plans first. Then (and this will even further reduce the hit-and-runners) you may only join any given plan with a maximum of 70% of what you invested in the previous one. For example if you put $100 into the first plan then you may not spend more than $70 in the next one.

If it sounds a bit confusing at first then don’t worry. It’s explained for you on the 144CashAds website and I’ll try to elaborate on it here for you as well. Most HYIPs trying something a little out of the ordinary can seem a little confusing and a little off-putting at first, especially to those new to the industry. They are a bit tricky to describe but honestly all it takes is a few minutes to sit down and think it over and you’ll agree that it’s really quite simple.

There are six investment plans in total. All of them bring in the same final return on your investment which is 144%. But they all run for different periods of time. So none of them are exactly more profitable than the other, they just pay you the same return only faster.

But here’s the twist. In order to join one plan you must first join the one before it. For example only members of plan one are allowed to join plan 2. Only members of plan 2 are then allowed to join plan 3. As the plans progress they run for shorter and shorter periods of time, however rather than getting more expensive they get cheaper. You are only allowed to join with smaller and smaller amounts of cash. And that’s the point that makes it most difficult to explain. The fact is that every subsequent deposit you make is going to be based on a percentage of the first deposit therefore making any practical examples impossible.

Confused yet? Don’t be. I’ll try to run through them here but you’re going to have to fill in the numbers yourself. 144CashAds first plan is a long term one. It runs for 144 calendar days. During that time you will be paid 1% interest on your deposit every day. The minimum deposit is $10 and the maximum is $2,000. Your principal is included as part of the payments.

Pretty simple, eh? Just like any regular online HYI plan you might think. And you’d be right. It is. But this is where things get interesting. In order to join Plan 2, you must first be an active member of Plan 1. No, Plan 1 does not have to expire first. You are free to continue with Plan 2 at anytime, just be a member of Plan 1 first.

So what are the minimum and maximum amounts you may invest? Well, that’s impossible to say because from now on that’s going to be a unique figure for each investor. It can only be a maximum of 70% of whatever it was you spent in Plan 1. So if your initial investment in Plan 1 was $100, you may not spend more than $70 in Plan 2. Of course there’s no obligation on you to join either this or any subsequent plans but just make yourself aware of the options and plan your budget according to how far you wish to progress.

So anyway, Plan 2 runs for 72 calendar days and pays 2% interest per day. Your principal is included in that so will again bring in a total of 144%.

Get the idea? That’s how the plans progress. So when it comes to Plan 3 you are only allowed to join if you are already a member of Plan 2. It need not have expired, but you do need to have a deposit there. So if that includes you then you are free to deposit an amount in Plan 3 of anything up to a maximum of 70% of the value of what you have in Plan 2, ie if you had $100 in Plan 2 then you can’t put more than $70 into Plan 3.

Plan 3 runs for a term of 36 calendar days and pays out 4% interest per day. This figure includes your principal so the final earnings will come to 144%.

So by now you should recognize the pattern. Only active members of Plan 3 are welcome to join Plan 4. You may do so with an amount not more than 70% of your investment in the previous plan. Plan 4 differs from the others however insomuch as it only pays once on expiry. The term runs for 24 days and at the end you are paid a total of 144% interest, principal included.

Plan 4 then becomes your gateway to Plan 5. For a maximum spend of 70% of whatever you had in the previous plan 144CashAds will now pay you 144% on expiry, principal included, after a term of 18 calendar days.

And finally if you’ve managed to maintain your interest in 144CashAds this long then Plan 6 is open to all active members of plan 5. Again your deposit must not exceed 70% of the value of your previous deposit. The term runs for just 12 calendar days this time and the final payment will be 144% including your principal.

The list of payment options open to 144CashAds members is as good as I’ve seen on any long term program recently. As well as the industry staples like LibertyReserve and PerfectMoney (handy options for convenience and ease of use) there are also a couple of verified options better for security like AlertPay and SolidTrustPay. And in the case of STP, with the recent problems facing StrictPay (or should I say problems facing StrictPay members!) STP are now the only online payment processor that allows you to withdraw directly onto their own debit card. Personally it beggars belief why when you take that into consideration that STP are not as popular as they were a year ago, but if you’re a fan then this is the latest program to start using them.

Payments are made manually so will have to be requested. Once made then the admin requires you to allow up to 24 hours for the payment to be fully processed. You are also asked to remember that 144CashAds will not be making any payments at the weekends so sometimes it may take a bit longer. So don’t hit the panic button if this happens to you. Yes, you will still earn money at the weekend, but you just can’t withdraw it. Minimum withdrawal by the way is one dollar.

Initially 144CashAds was hosted by HushHosting but to be perfectly honest they’ve not been doing such a great job for quite a long time now with one problem after another continuously following their clients. More and more seem to be voting with their feet and leaving for more dependable providers with Koddos apparently taking on many of them. And so it is Koddos who have 144CashAds at the moment and are keeping them on a dedicated server with some proper protection. The script is custom made for the program though I’m pretty sure I’ve seen it used somewhere else at least once before. Which doesn’t make it any less secure or custom designed of course. SSL encryption is being used to protect the site which is always welcome. Just remember to type in the “https” bit yourself as it’s not done by default. But at least it’s there. Any questions or queries for the admin can be submitted by filling out your details on the form provided.

As far as any business plan goes 144CashAds seem to try very hard to distance themselves from the world of regular HYIPs and seem eager to get the message across that they are an advertising company, not an investment company. But the fact is it’s impossible for me to find any discernible difference. And even if there were, who says you can’t lose money from an advertising company anyway? Especially as the only ads one can see on the 144CashAds website are ads for HYIPs. And we all know how dependable those guys are when it comes to regular long term payments, right?

So despite what the admin would have you believe, you pay money in with the hope of taking a bigger amount of money out. There are no guarantees and there is total anonymity. To me that makes it an online HYIP. But to give credit where it’s due it’s a very original one and hopefully a program that will see some long term support rewarded with some long term payouts. 144CashAds is a very promising program and has a lot of potential. This last month has seen them fly well under the radar but as the industry begins to pick up once again it may get a bit more attention. As always just remember the high risk associated with this business so when joining please do so with the knowledge that you can do nothing to influence the eventual outcome of your investment so spend amounts that are both modest and affordable to you. If you make a few bucks then well done, you can always spend a bit more later.

OTHER NEWS FOR TODAY.

First off, I would like to clarify the situation with CashRain (reviewed here). Apparently I was a bit hasty in drawing the conclusion that the program was in trouble simply based it on the complications caused by changing script. But it looks like everything is now back to normal as I was paid a couple of times today from CashRain and I can see that many monitoring sites already returned the program to Paying status. So I might apologize for the early alarm, however last night the situation didn’t look so good. I guess I was wrong in that case as today everything seems to be back on track and the payouts have been processed. But no real harm was done and CashRain continues to pay 108% after 3 days, 120% after 5 days, 160% after 10 days, 22% for 5 days, 13% for 10 days, 11% for 15 days and accepts 4 popular payment processors. In today’s update the admin of CashRain Elvis reported about payouts for some expiry plans and thanked everybody who supported his program by redepositing. Here is the latest from CashRain:
“Today is our 7th day online and i want to inform that all withdrawals for 3 day and 5 day plans has been paid on expiry, thanks to all members that decide to keep supporting us redepositing their principal, thanks for the confidence and remember to post your payment proof on forums.
Best Regards, Elvis.”

Apparently inspired by the results of the recent referral contest hold by FinalEarn the administration of MoneyWin42 announced their own referral contest with huge prizes for the top referrers. However the deadline for the contest was not specified so I doubt very much that anybody will profit from it apart from the admin himself. I don’t mind though providing that MoneyWin42 is still paying well. Yesterday, for instance, I have received my first payment on expiry that was paid to me from the 121% after 5 days plan. From my review of MoneyWin42 (read it here) you can also see the other plans on expiry include 142% after 10 days while if you prefer daily payouts you can go with 5% for 42 days. The only bad thing about MoneyWin42 is that it’s only accepting LibertyReserve and PerfectMoney which will not make it popular enough among the wider circle of the investors. Anyway, the latest news from MoneyWin42 is below:
“Dear Member.
We start low and slow but everyday we are upgrading our program thanks to you,our valuable member.
We would like to thank you for your support and give you the opportunity to win in our referral contest.
From today till Friday 6/10 you can participate in our contest by inviting your friends,
We will pay 300USD for the first, 200USD for the second and 100USD for the third winner.
All funds they will be available for withdraw the same day.
And we will pay 500USD for the member that he will bring more than 100 active new members.
Looking forward for the winners
Best Regards. MoneyWin42 Team”.

The admin of the most popular short-term program at the moment FinalEarn Allen (interviewed here) did the opposite and changed his mind regarding holding a second ref contest so close to the last one. I guess many members and potential investors of FinalEarn responded to that proposal negatively as they were scared that the prizes for the second referral contest could drain the program’s reserves and therefore reduce the program’s lifespan. Well, I must say I also support that decision as FinalEarn in my opinion is popular enough program that already reached a 7,000 weekly Alexa rating. I guess for now everybody should know that for the best choice of placing your money into some high-paying plans of 115% after 3 days and 140% after 7 days they should check out FinalEarn’s website and at least give it a shot.

As you know from the example of MNO when a project becomes enormously popular there is always somebody who’s trying to destroy all the hard work that’s been done. There could be many reasons for it but jealousy is usually in there somewhere. According to the admin of FinalEarn there were some people who are trying to destroy the good reputation of his program by posting fake bad votes on famous monitors and the admins of those monitors are not so fast to delete them. I have already discovered and banned one troll who disturbed everybody by his comments in FinalEarn‘s thread at the admin’s request but I can’t help him by managing bad comments on other forums and monitors. So I suggest you to ignore those posts. They are most likely not from investors but from other jealous admins who are afraid of the competition posed by FinalEarn which is still paying well and after two weeks online already reached #6 on MNO monitor. If you want to support FinalEarn please do not forget to submit your payouts either by submitting your payments proofs on the MNO forum or by simply voting on my new monitoring page. By the way, in today’s conversation with the admin of FinalEarn he was quite determined to add SolidTrustPay as the fifth payment processor soon. So for those who are waiting for that I hope we will see it soon. This is the latest email I received from the admin of FinalEarn last night (for those who want to know more about the program please refer to my review published here):
“Hello everyone,
This is me, your FinalEarn administrator, Allen. As you all know, FinalEarn has been online for over two weeks now, and it’s obvious that, FinalEarn has attained the heights of popularity within a blink of an eye, due to the hard and sincere work I put in, and the continuous support I’m receiving from my members.
As you all know, whenever something on this earth gains popularity and reputation by it’s good deeds, there will always be some negative powers which will try to take it down. That’s the way some people, possibly the administrators of some other programs, are trying to do with FinalEarn. Due to the enormous popularity and growth FinalEarn has been receiving from the very beginning itself, some jealous people are trying to spoil the reputation of FinalEarn, by making bad votes in monitors, and posting negative comments in forums.
At this point, I would like to tell you to please ignore such negativity about FinalEarn, if you happen to find it somewhere. I’m doing my level best to make FinalEarn the best of the best, and I assure you that I’ll continue to do my part, sincerely and loyally, with utmost perfection. In return for what I’m doing for you, I would like to see you doing your part by voting for FinalEarn, in the monitors, and by posting your payment proofs in the forums, after each and every time you get paid. It’s a humble request from my side, and will help FinalEarn to grow even stronger. Together as a team, we can show the people who are jealous of the success of FinalEarn, that we are unbeatable.
In the last newsletter, I mentioned that I’ll be starting the second referral contest very soon, but since the first referral contest was a huge success, and also since FinalEarn has managed to become popular within a very short interval of time, I don’t think it’s necessary to conduct another referral contest anytime soon, but rest assured, I’ll be conducting some interesting contests in the future. Just to let you all know, I have stepped up the advertising campaign to the next level to give more exposure for FinalEarn.
I guess that’s all I have to say for now. Please do keep in mind to vote for FinalEarn, in various monitors, and to post your payment proofs in various forums, after each and every time you get paid.
Have a great week !
Best Regards, Allen”.

Another program that is considering adding SolidTrustPay in the near future is FundsOMatic. I believe that this would be a very nice addition to the list FundsOMatic already accepts (LibertyReserve, PerfectMoney, AlertPay, GlobalDigitalPay and StrictPay). Actually FundsOMatic looks really good already and the payouts are being processed fast at all times. The low-ROI plans (0.8%-1.8% for 200 days and 7%-14% for 26 week) proved popular among investors and were thoroughly described by MNO in my review published here. One thing I can’t understand – what is this continuing fascination throughout the industry with the proven scam payment processor StrictPay? Actually admitting that somebody deposited fresh “new” money into this ponzi-based processor means almost to encourage everybody to do the same. Accepting StrictPay at this point is not good but promoting it in every email is even worse. Please read my thread about StrictPay scam here and you will see why it’s so dangerous to fund your SP accounts at the moment. So what is really the point of depositing via StrictPay at the moment when there is no war to withdraw? This has nothing to do with FundsOMatic that pays daily though at the time of writing was inaccessible to me (hope it’s just temporary). Here is the latest newsletter from the admin of FundsOMatic Randy:
“Just a quick update to share. FundsOMatic is just about a month and a half old, 6 weeks to be more precise. During the summer months when our industry is at its slowest, the fact that we get new members every day is no small feat.
With the stead flow of funds I am working on an idea that will provide a bonus reward system for everyone. Look for more info on this in the days to come.
StrictPay Upgrades seem to have been fully automated last few days so things are starting to look better for them, As well I wanted to share that some of the deposits in StrictPay are showing as what StrictPay considers “new money” This means that they are getting back on track so they are looking more of a viable option for those users.
Solid Trust Pay is in the works. While I have had an account for some time they are more strict with merchants and once they agree to provide a merchant account we will add them as well.
Hope everyone had a great weekend.
RandyM”.

While others are only planning to add STP the admin of WorldPrivateFunds (reviewed here) went ahead and did so today. So from now on you can deposit into any of the plans offered by the program (0.9% for 10 business days, 1.1% for 30 business days, 1.4% for 60 business days, 1.8% for 90 business days, 2.2% for 120 business days) not only by LibertyReserve and PerfectMoney but also via SolidTrustPay. Here is the update announcing this sent by the admin of the program Samuel:
“We are happy to inform you that we just added a new payment processor – Solid Trust Pay.
Our account is a a business verified account.
With this new payment option all investors will have more choices for their investments.
Do not hesitate to contact me for any problem
Kind Regards. Samuel Arildsen
WorldPrivateFunds Admin”.

It looks like the promotional campaign that was launched by the admin of GoldCollarInvest (interviewed here) recently proved fruitful as they have now started adding short-term promo plans on a regular basis which you can enjoy along with the more traditional 8%-10% weekly forever plans running simultaneously. The previous short-term plan offered earlier is no longer valid and has been replaced by the 3D limited plan which is paying 3% for 3 days with the principal returned on expiry. So by depositing into this plan via LibertyReserve and PerfectMoney you have a chance to receive 9% pure profit just after 3 days. According to the admin of the program Bruce he decided to use this promo tactic till the end of August while the bigger advertising campaign on forums and monitors was delayed for the time being due to his promotional strategy’s change. At the same time an alternative to this campaign was offered in the form of the first referral contest that will be running for the members of GoldCollarInvest for a week. For more information about this and plans for the future read the full newsletter from Bruce below:
“Hello Folks,
Its been a fantastic phase for GCI so far and we look forward to many more in future. We hope that you all have enjoyed and gained monetary benefits from the unique GCI promotional strategy plans, Limited Edition and 4D Pool.
Initially, we had plans of launching a new advertising campaign in the first week of August to promote GCI to the next progressive stage but the circumstances did not appear favorable. Lately, having a look around at some of the leading experts’ opinions and industry blogs; I figured its not a very exciting season for the industry in general.
So, putting in a lot of money into advertising would not really be a wise move until much later in August. I am glad GCI has made a decent breakthrough in the last few weeks and the promotional short term plans have helped in increasing its popularity to a great extent. For both the Limited Edition and 4D Pool, GCI has paid out $400 as profits for each plan to its members collectively. This promotional technique seems to be a great motivator for members to be a part of GCI and gain more confidence in the long term plans.
So, you will be seeing quite a few similar short term plans filling up the GCI agenda till the end of August. Also, we have decided to pay a certain amount for the short term promotional campaign. I hope this would really help our members to earn some quick money in short periods although they may not really be a huge sum of it as we have set some limits to these promo plans.
As the profit distribution limit for 4D Pool has been reached, we have disabled this plan. In its place, we are introducing 3D Short Promo another short term promo plan that will pay 3% daily for 3 days with the principal amount returned on the third day. It therefore gives you a total of 109% in just 3 days. Just like the previous short term
promo plans, this too will act as a limited plan and will be disabled when the distributed profit reaches its $400 mark.
The minimal investment for this plan is $10 and the maximum is $1000. There is a 4% referral bonus attached to this plan. This plan will take effect immediately and you can be a part of it right now.
We are also simultaneously introducing a new referral contest that will pay a total of $300 to the top 3 winners. This contest will start today (2nd of August) and ends on 8th of August. The first referral contest winner will receive $150, Second place winner will get $100 and the third place winner gets $50 respectively. You can view the details about referral contest at the GCI Home Page.
You may contact us through LiveChat which will be available much throughout the day for more information about the promo plan.
Best Regards, Bruce Wagner”.

The first newsletter from PawnShopFund (reviewed here) has been sent out today. In this update the admin outlined his investment strategy for the coming months, mentioned some huge deposits of over $1,000 each that were allegedly made into one of the plans (1.8% for 45 days, 2.1% for 60 days, 2.35% for 60 days, 2.4% for 75 days) and welcomed all new investors to the program. I must say that my favorite feature about PawnShopFund is the flawless instant payouts to both LibertyReserve and PerfectMoney and I bet if that they keep them coming the investors will keep flowing in as well with even bigger deposits than now. Here is the latest news from PawnShopFund:
“With the occasion of our first official newsletter i want to thank you all your support and trust you put in our program. I can promise you that we will do our best not to disappoint you. I must say that i am very glad that until that everything is working very smooth, sometimes there are outages in the instant payment system caused by the payment processors but in the 95% of the cases it is working perfectly.
I just want to let you know that in our tiny two weeks online operating we already got such trust that some members deposited with us amounts higher than $1,000 this is very plausible, and i hope that in the future you will trust us even more.
We have finished the phase of monitor additions, so i want to ask monitor admins not to bother us with your offers, we will add in 1-2 months more monitors but at the moment the number we are having it is enough.
Also at the and of the last week we have been reviewed by some reputed hyip blogs like: MNO, HNR, OIG, HMR, HM, you can find the link to these and the full text HNR review on our Reviews page. In 3 days we will publish on this page the next full text review.
This week we started the forum ads campaign, so we have placed ads for a month on 3 minor forums, our next target are the 3 major forums. Once we have finished placing the ads on all the targeted forums we are going to introduce some improvements by the end of this week. We have implemented already two important security measures: a live visitor tracking possibility and separate accounts for accepting and sending payments.
I want to let you know that live support feature is working now 20/24 hours with my and Bernie’s cooperation, soon you will meet a new operator too. Please don’t use this feature for advertising offers, it is exclusively for live help. Offers should be sent to fred@pawnshop-fund.com.
I hope you are enjoying earning with us, and if u do so don’t forget to place a vote or a post in our monitors or forums.
All the best, Fred.”

Here is a warning for those wanting to join the new 90 day plan offered by EzProfit (reviewed here). Please note that the plan that is paying you 10%-12% daily for 90 days will NOT actually pay you daily but merely accumulate the payments which you can withdraw on expiry. It’s just the same trick they pulled with the 6 month plan so please be aware that you will not see a cent from this for three months and that there is a possibility that EzProfit might not survive that long. So please be careful with EzProfit‘s new plan announced in the latest update and only invest what you can afford to lose:
“3 Months Fixed Plan Launched!
We offer a 3 Months Fixed plan which pays 10%-12% daily for 90 days. Total 900%-1080% return and your pure profit is 800%-980%.
This plan will be closed at anytime once the units are sold out. 1 unit = $250.
We guarantee all of your invested fund in this plan. You have nothing to lose.”

The results of the poll held on MNO for the whole of last week are as follows. The question concerned the recovery of the online HYIP industry. There were 103 votes submitted in total. 38% of the participants voted: “Yes, I believe it will be completely back to normal.” Almost the same amount 22%, 21% and 19% votes respectively went to the other options: “I’d like to believe this will happen but I tend to doubt it”, “Yes, but possibly not to the same level we saw it at last year” and “There is no way the industry can recover.” So in general we can see that there are more optimists that pessimists and of course many investors simply want to believe that the crisis in HYIP industry is going to end soon and recovery is just around the corner.

I also share your view and that’s why I developed the brand new monitoring page. By the way, this is where one of my readers offered a new idea for my new poll that is starting now and will conclude on Sunday. I want to know your opinion about my new monitoring site. Please cast your vote now for the question: Which version of my monitoring page did you prefer? The variants are: 1) The new monitoring page is good, 2) I liked the old monitoring page more, 3) Both were good enough for me. The results of the poll will still not affect my decision to continue my monitoring on a new platform but will just help me decide what should be done to provide a better service for MNO readers and HYIP admins alike. I would just like to remind you that the new poll is located under my Shoutbox and thank you all in advance for participating.

I will do my best to provide you the information about my new monitoring page tomorrow and will teach you how to use it properly for voting and other important stuff if you haven’t figured it out yet. So look out for tomorrow’s post, guys!

To finish for today I would like to mention the programs that I monitor and that paid me for the last 24 hours. They are:
GoldCollarInvest, OilStructure, Flamanta, FinalEarn, FundsOMatic, GroupUniversal, Biffalo, CashRain, AvaInvestment, 144CashAds, CherryShares, YesInvestment, GoldenInvestment, EzProfit, OnyxInvClub, WorldPrivateFunds, PawnShopFund, HOX, YamaFinance, SeatRonacs and FutureTrails.

I hope to see you all on my blog tomorrow with the latest news and trends from the HYIP industry! See you tomorrow from Uppsala!