Aug 20th, 2010 Archives

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BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DO NOT INVEST!

Hi everyone! Well it’s been a fairly exhausting day for me exploring some of the dense mountain forests surrounding the city here in Lillehammer, but the mountain air is always refreshing too. I’m still ready for nothing more than a good night’s sleep however and as I have a train to Oslo in the morning I’ll try to be brief with this evening’s post. But I’m sure looking forward to spending the weekend there! So before the day’s news updates I think I want to once again get back to longer term investment programs tonight. Specifically there is one brand new long term project called VividTrade that only launched yesterday but already I’m getting pretty enthusiastic about them.

The VividTrade website is like a breath of fresh air from start to finish and is one of the better new ones I’ve seen in a while. And though while it is a long term project (ie a slow burner) and you may not get all that excited about it at first I do think you’ll agree that even at first glance it’s a very distinctive program with just enough to separate them from most of what else is around. And that will hopefully put VividTrade into a stronger position than the competition over the coming autumn months when the program should start to grow.

There’s just the three plans on offer here (or three versions of the same plan if you prefer) and you can join from as little as $10. The first of these options is called The Standard Plan and it runs for 150 calendar days. During that time VividTrade are offering you daily interest payments of 1.5% per day on amounts between a $10 minimum and a $1000 maximum. So I guess that counts just about most investors at the moment. Anyway, for a $100 spend in this one you can earn back an amount equal to your initial deposit after 67 days and finish with a total profit of 225% which is in addition to your original principal which will then be returned.

So we’ll say for a $100 investment you can expect to earn $1.50 per day ($10.50 per week), earn $100 back after 67 days, and finish with total payments that add up to $225 on expiry. Your initial hundred then gets returned.

From this point onwards things start to get a little bit more serious with VividTrade, their next two plans being aimed towards the bigger players. The Express Plan for instance starts off with deposits of $1,001. If you’re prepared to play with that kind of cash then you can expect a daily return of 1.8% interest over the plans duration, which just like the previous one is 150 calendar days. That would accumulate to a total of 270% by program’s end which can be counted as pure profit after VividTrade return your principal as promised. Maximum spend is $10,000.

Just in case that’s not enough for you there’s The VIP Plan. It’ll cost you at least $10,000 to join however so just for information purposes let me tell you that VividTrade offers 2.2% interest per day for a 150 calendar day term. At the end of that they promise to return your principal so the total profit payments will add up to 330%. Is that possible? Well, with a $10K minimum required to find out I doubt there’s going to be many takers so it hardly matters. I can see their first plan becoming a popular pick over time however. The VIP Plan has no maximum limits to deposit by the way.

If you feel your options are a bit restricted due to some of the minimum investments required to join being a bit on the high side, then the VividTrade admin has done something to compensate by allowing compounding. You may be able to earn a couple of extra bucks that way without having to make a four or five figure deposit, just remember not to overdo it either. Payments are made manually and you are required to allow up to 24 hours following your request before it gets completed.

The choice of payment processors is probably the only thing I don’t like about VividTrade and there is definitely room for improvement. It’s limited to just LibertyReserve and PerfectMoney. I’m not saying I don’t like either LR or PM (I like them both fine), I’m just saying I don’t like the choice. Though to be fair this does seem to be the way longer term HYI programs usually operate at the moment. Even the best of them seem to never look past LR and PM.

Where VividTrade makes a massive improvement is in the design. They’re hosted on a DDoS protected dedicated server from Dragonara, always a good sign and always one of the best and most consistent performers. The entire VividTrade website is also SSL encrypted. They are running off a totally customized script which after seeing countless generic models come and go is always a welcome site and often a good indicator that you are dealing with a serious admin. Any further questions can be passed on to one of the program’s representatives by filling out your details and submitting them on the support form you will find on the contacts page.

Another point of contact is the postal address in Panama. Many long term HYIP players will instantly recognize it as home to a number of good programs that operated in the past, though (and I hope it’s not really necessary to inform anyone of this) this is a serviced office as part of their company registration. Though it’s certainly not as good a reason to like VividTrade as some of the other features, this registration is no bad thing either and at least shows an admin team trying to be organized and professional.

The address is accompanied by a telephone number so feel free to try them there if you feel the need to speak directly. And this is one very very rare occasion that I can confirm that it works. Due to the fact that I’m on vacation I wasn’t able to get them during business hours but I did get their message minder first in English and then in Spanish. If anyone needs to call them during office hours be sure to tell me how it works out.

The texts are also original and explain the company’s business activities in among other areas real estate development. I only glanced over it myself as I have little personal interest in pursuing such things in this industry anymore, but the information is there for you to consider. Take it, leave it, investigate it further, whatever you want the choice is yours. But authentic or not none of these things ever guarantee a penny of your principal. So accept that potential losses are as real as potential gains and proceed accordingly. But I’d say it’s most likely worth a few bucks as part of a well balanced and diverse portfolio.

DAILY NEWS FROM THE INDUSTRY.

I have to report today that FairHYIP program has been moved to Waiting status on MNO due to the delayed payouts. I did this once before but that was before I was aware of the rule about payouts only being processed from Monday to Wednesday. Now it’s Thursday already and I have been waiting for six days for my withdrawal request to be processed. And I must add that I have received an update from the admin of FairHYIP just a few hours ago regarding the issue and I found it odd. He stated that he is on vacation now for a month and that nobody else can process the withdrawals for him. I found this statement kinda questionable and even laughable. Here it is followed by my comments:
Dear Paul!
The 2-nd Fair Management Corporation press-release will be broadcasted this week.
There’s your question will be explained.
Short version:
I’m on vacation from 16.08.2010, and, as I’m only one who have access to all company wallets, for security reasons and restrictions, no withdrawals will be processed till my return into company office, expected 13.09.2010. So, expect all company projects withdrawals to be processed from 13.09.2010 till 15.09.2010 (inclusive). After – standart payment terms will apply.

Well, suppose the admin’s really on vacation, but then why do they still accept deposits and not process withdrawals at the same time. If FairHYIP had a real business behind them it wouldn’t prevent them from making profits and not to turning into another ponzi-style program. Second, even if a person as on vacation it doesn’t mean he can’t access the internet and process the payouts once per week. I must say I’m also on vacation and can access the world-wide web from just about anywhere, well, world wide!. In our age of technology it’s simply a laughable excuse about not processing the payouts if a person doesn’t really take his vacation in some remote Ukrainian village up a mountain with no phone lines.
So despite an attempt to explain things and excuse the delays I still feel there could be something wrong with FairHYIP and will keep it on Waiting status until the payments resume. Hopefully it will really happen in September but knowing the HYIP world too well I tend to doubt it.

It came as a surprise to me today that I got a payment and a reply from the admin of HOX (reviewed here). He stated that everybody had been paid and asked me to move his program back to Paying status. I must say that I always take HYIP admins’ words with a grain of salt and I would like to see the confirmations from my readers first. I want to make sure that I’m not the only one who got his payments. So, guys, if you’re a member of HOX please let me know if you received your latest pending withdrawals via email to abramsonp@gmail.com or by submitting your vote for HOX that is now on Waiting status on MNO monitor. If by tomorrow I don’t get any bad reports about the program HOX will be returned to Paying status on MNO. Thanks for your help with determining the status of HOX. I will be looking forward to your feedback!

I’m not so sure about the status of SeatRonacs either. The program recently was put On Hold by MNO for a strangely blocked account. From the forums I could see that other monitors are still getting paid. Today the admin of SeatRonacs finally wrote back to me and said that he was not going to pay for the monitoring on MNO anymore and asked to exclude his program from my listing. Well, I would like to emphasize to every single admin that once you purchase monitoring with MNO your program will stay on Paying or Not Paying status for the lifetime of your program. There is no way you can somehow withdraw your monitoring with MNO like you probably can do with others. I am doing this so that the admins don’t scam members by removing their program from my monitoring and using the excuse of financial constraints. And in my opinion the start of selective payouts clearly means that a program is going to collapse soon enough. At this moment SeatRonacs is still paying to some but any further investments are not recommended there due to strange behavior and selective payouts.

To stay on the topic, just a few minutes ago I received an email from SeatRonacs in which the admin blamed me for dishonesty. I guess there was some communication issues with him as he’s definitely not a strong English speaker as the 728×90 banner he was talking about was displayed on MNO monitoring right up to the point he chose to block my account without any reason. Anyway, here is the email from SeatRonacs:
Hi Dear Member,
We delete monitor http://money-news-online.com/ and review this site from rate us, Because reason we paid $280 for add banner 728 in main but he change to large banner??!! because reason we delete MNO from seatronacs.com. MNO not honest monitor.
Best Regards, Stephen Vogt
”.

Here is the answer I gave to Stephen today explaining my position (I wonder why he didn’t post this part!) I guess he simply misunderstood me again. I found it totally inappropriate and unprofessional on Stephen’s side and I don’t know why he decided to sacrifice his good paying status on MNO and perfectly displayed banner on my monitoring (it was displayed right up until this morning) for not paying me $2 daily. I think it was really not a very smart move from his side, especially considering that I perfectly explained myself and my position in the latest email I sent to him (which remains unanswered):
Hi, Stephen! Let me explain a few things to you.
I displayed big banner on MNO monitoring until I changed the script. It became impossible to host so many 728×90 banners and I notified you via email that to compensate for the banner lessening the size you will be getting one complimentary banner on MNO blog as well. I didn’t receive a reply from you about that for a week and then you complained and said that you were not satisfied with that decision so I changed the banner for you to 728×90 immediately. Unfortunately since you stopped paying I find it impossible to display the banner anymore.
Your banner has now been bought by another admin, however if you change your mind and start paying again I will be able to mention about that on my blog and will move your program back to Paying status.
I remind you that you purchased Standard listing on MNO which includes publishing the review and news about your program and monitoring it for the lifetime of your program. If you pay I will be displaying your program as Paying, if you’re not paying it will be displayed as Not Paying. Unfortunately, removing your program from my listing is out of the question.

Now it’s your turn to decide who was right and who was wrong in this situation. In my opinion, the admin of SeatRonacs are simply trying to attract some attention to his program by blaming me for his unpopularity while he himself chose to use stolen web design from Saxobank.com. I believe that it didn’t add him popularity, especially when it was mentioned by MNO in the review and introduction of the program. Well, I believe that it will be a good lesson to all the admins who want their program to be monitored on MNO by submitting good quality programs because my reviews are always unbiased and can’t satisfy the admins sometimes.

The admin of GlobalTradeManagers (reviewed here) told me today that the interview is going to be ready for publishing soon. He also asked me to mention on my blog that a group of organized scammers and blackmailers is trying to start a bad press campaign against GlobalTradeManagers on the forums and monitors. I hope you know my attitude towards these tactics and have no time for such people. I suppose you can help GlobalTradeManagers get stronger with your votes on MNO monitor and placing payment proofs on the MNO forum on the special thread dedicated to the program here. I think GlobalTradeManagers deserves our support as the payments are processed very fast from both daily plans (3.5% for 40 days and 3% for 60 days) and I hope that the other two plans paid on expiry (155% after 40 days and 201% after 60 days) will be also processed in due course. Anyway, GlobalTradeManagers has been online for two weeks only and cannot be considered as an old one for sure. We’ll see how the program will cope with the promised attacks. Here is the latest email from the admin:
Hello,
There was a notice from bad voters to pay them. We did not care them. Now they are about to attack us. You can find the mail from them.
We request all to remove bad votes in regular basis from your monitors to avoid discomfort for actual investors. This is very much essential. Please do that at least once or twice in a day, if there is any bad vote.
Admin. GlobalTradeManagers Limited
———- Forwarded message ———-
From: Hyip Voters
Date: Thu, Aug 19, 2010 at 8:08 PM
Subject: time up
To: admin@globaltrademanagers.com
We gave you a deadline. You chose to mock us. Now, you will spend the most part of your existence online fighting against bad votes. Expect the unexpected. Best of luck
”.

I have been paid today by the following programs:
FundsOMatic, GlobalTradeManagers, OilStructure, OnyxInvClub, FutureTrails, YamaFinance, ReProFinance, WorldPrivateFunds, 144CashAds, RedOrchidInvest, MutualTreaty, YesInvestment, EzProfit, OnlineMDT, PawnShopFund, Flamanta, OriginFunds, HOX, OptimumPride and VividTrade (the first payment received).

I can see that my non HYIP poll is proving to be popular and coffee and tea are going side by side in my “MNO Reader Profiles” poll – the first in a coming series of polls. I can’t let coffee win so please support the “tea” option while it’s not too late. Anyway, you can find the voting button just across my Shoutbox. Have fun, guys as it’s just for amusement!

On a serious note. I can see that not all of my readers totally understand the true nature of HYIPs and how all of them work, which make them an easy target for the different type of scammers and online “experts” trying to mislead them. Well, I decided to help you with that with a series of articles where I will explain the HYIP basics which many promoters either prefer you not know or else just deliberately mislead you. The first article in the series is going to be published tomorrow and I consider it as one of the core articles for MNO which will be included in my new upcoming page which will feature general interest articles ton the wider HYIP industry. So I hope to write it on the train to Oslo tomorrow and publish it in the evening. So stay tuned and don’t miss tomorrow’s issue of Money-News-Online! See you all then!

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