01/12/2010. UnicornInv Review and Daily News from the Industry

UnicornInv is officially closed! Do not invest!

Hi guys! I don’t know what it is about the first day of the last month but I always start reflecting on the past year today, and it has definitely been a memorable one in the HYIP industry if not always for the right reasons. The other thing I start doing is look forward to the holidays so I hope you’re all doing the same. Anyway before we get to the news there is one brand new long term investment program called UnicornInv that’s been added to the MNO monitoring list that I want to take a closer look at this evening.

UnicornInv is a long term program with two investment plans. One of them make daily payments on business days only while the second one makes slightly larger payments on a weekly basis. Weekly payments are only marginally bigger but over the course of the coming weeks and months (assuming the program survives of course) it all adds up. So make sure and consider if you think it’s worth the extra risk or not.

As for the plans themselves there is no expiry date for either of them. They are basically perpetual plans that will continue to pay you for as long as you choose to remain a member. The only condition attached is that you are committed to a 180 business day lock-in period (36 weeks). Once that has expired you are free to withdraw your principal in full and leave UnicornInv or leave it in place and continue to earn.

For a minimum deposit of $20 you can join the daily plan. Your investment will then earn you 1% interest per business day, paid from Monday to Friday. The maximum deposit is $5,000.

So we can see for a $100 investment you get back $1 per day adding up to $5 per week which allows you to break even after 20 weeks in the program. By the time the plan expires – though it’s more accurate to say by the time you are allowed to leave the plan – you should have amassed a total of $180. After that it’s up to yourself how much longer you want to stay a member and will need to assess the situation yourself as to whether you might find it more financially rewarding to either take back your principal or leave it in place and continue earning.

More or less the same rules apply to UnicornInv‘s second investment plan. You can join it for a minimum cost of $20 and can deposit anything up to a maximum of $5,000. Your deposit is then subject to a 180 business day lock-in period during which you will earn a weekly return of 6% interest. Afterwards you can either collect your deposit and leave the program or allow them to hang on to it and continue earning until such a time as you decide to leave yourself.

An extra 1% per week might not seem like much at first glance but if we take another sample investment of $100 you now earn $6 per week, break even after 17 weeks, and finish with a total of $216. That’s substantially better than the previous plan, and while I know most people (myself included) favor daily payments due to the fact that you can’t touch your principal for almost nine months anyway should encourage more people to look a bit more closely at this one. But I guess it really comes down to how much you want to gamble with here, with bigger investors I’m sure going for the lower risk option of daily payments. Smaller investors may hardly notice the difference.

The list of payment options while not great is typical for a long term HYIP. Currently LibertyReserve and PerfectMoney are the only processors that are being accepted by UnicornInv. As I’ve said before there’s nothing wrong with either but as all transactions are final and will not be reversed under any circumstances then just make sure you are sure about everything before progressing. Payouts are made manually and you are requested by the UnicornInv admin to allow him 24 hours to get everything processed, except on Sundays when payments will not be made. You can of course request your payment on Sunday as usual but it won’t be dealt with until Monday. Minimum withdrawal is $1 and (I know it’s early but) when requesting your principal back you are advised that it can take 3 to 4 business days.

The first thing I noticed (and the first thing I liked) about UnicornInv was the script. It’s the HYIP version from the famous Gotenks and you might be familiar with from other programs. It’s not often you see it in use but wherever you do see it there is always one common feature – quality. It’s about the best on the market and highly secure. However in using this script you should remember you will first need to fund your account in UnicornInv first before joining your chosen plan. The design is quite professional and the SSL encryption is welcome as is the dedicated server from the best and most consistent provider in the industry BlockDos. Any further questions relating to that or any other aspect of the program can be directed towards the admin who can be contacted by filling in your details on the support form provided on the contacts page.

Texts are sometimes original – UnicornInv is quite an original looking site overall – though if they are entirely accurate is a whole other matter. Others are either copied or paraphrased from other sources, though it doesn’t make it any less of an entertaining read. Purely from an HYIP perspective however (as I only ever look at these things) the plans are easily sustainable. I’m certainly not going to tell you this is going to happen here but there are numerous examples of programs that made similar payments and ran for 18 months or more. They were of course exceptionally good ones but the precedent is there. And with arguably the best script and best hosting provider the UnicornInv admin is definitely serious about what he is doing. And with shorter term programs a bit less in fashion in the final few weeks before Christmas it mightn’t be a bad place to look if you are considering diversifying your portfolio.

DAILY NEWS FROM THE INDUSTRY.

FxEconomy (reviewed here) is changing servers now for a better hosting provider with stronger protection which became necessary after the inability of their previous host GeniusGuard to cope with the DDoS attacks that happened a few days ago. It looks like they understood that cutting corners on DDoS protection is not a very good idea after all and switched to the famous BlackLotus provider. Now I believe we can forget about the attacks and enjoy the profits from FxEconomy in a more secure way without interruption. I remind you that FxEconomy pays 1.3%-2.1% for 150 business days with the principal returned on expiry and accepts deposits via AlertPay, LibertyReserve and PerfectMoney payment processors. More about the investment plans and the program itself can be read in my interview with then admin published here. In the latest newsletter to the members the administration asked to double-check your accounts in FxEconomy and if you’re already able to access the site from your location you’re welcome to make withdrawal requests again. Here is the full update regarding the recent events:
“We need to inform you that our server has been attacked few days a go and the good news is, we already settled the issue and everything would is back to the normal situation due to changing our data center to a new service provider with stronger DDOS protection.
Unfortunately, Old service provider (GeniusGuard) didn’t cooperation with us for transfer operation and some withdrawal request has been missed. Please login to your account and make a new withdrawal request.
Please accept our apology for the inconvenient. We would like to inform you all your investments are safe and secure and all the concerns are rectified.
Note : don’t worry if you cannot open the website as normal, because we changed name servers and it may take 24-48 hours to be updated across the Internet.
Warm greetings, FxEconomy Ltd.”

It appears to me that DailyGains might have some difficulties with DDoS attacks as well. I cannot load the site (even from proxy servers) today at all and so far have yet to receive a reply from the admin of the program explaining the reasons for the downtime. It looks like their hosting provider called Ddosprotectednet.com might be not so immune from DDoS attacks like their name implies. Anyway, I will let you know if I have more information about this downtime of DailyGains on my blog tomorrow if it’s still offline at that time.

I have added two more programs to my monitoring tonight which I’m going to review over the next few days. Meet the first program – RussianOilFund. The program is not new at all actually as it was launched almost two months ago. The first investors although are yet to be in profit as RussianOilFund pays a very conservative 2%-2.9% (depending on the size of your deposit) return for 90 calendar days with payments being made on business days only. The principal is returned on expiry and the minimum to invest via LibertyReserve or PerfectMoney is only $10. The site of RussianOilFund is running off a licensed GoldCoders script and is hosted on a dedicated server by BlackLotus with SSL encryption installed. As their name implies RussianOilFund allegedly “provides foreign investment accessibility to Russia’s vast petroleum reserves.” Of course, you should totally ignore these claims as well as some newsletters posted on their website about operating with millions of barrels of oil. Anyway, the story is out there and everybody is entitled to have their own opinion about that, besides trade in Russian oil is a profitable business and nobody would question those high returns (just remember the huge list of Russian oligarchs that made fortunes in oil!). As usual in tomorrow’s review of RussianOilFund I will assess this program as a usual HYIP with all its advantages and disadvantages. Stay tuned for more information on that tomorrow!

The second program which I added to my listing tonight is a newer and more interesting one in my opinion – XSeedFinance. The site of the program is SSL secured, very neatly organized with all the questions properly answered and the investment process clearly explained. XSeedFinance has only been running for a week and is hosted on a dedicated server from one of the leaders in DDoS protection – Dragonara. Although it only accepts LibertyReserve and PerfectMoney payment processors the advantages of investing there is that you will save time on requesting the daily or weekly withdrawals as XSeedFinance doesn’t have a member’s area and you don’t need to create an account in order to make an investment. Just click on “Invest Now” tab, enter your name, specify an email address where you will get a confirmation email confirming your investment with the program, choose a desired plan, amount to invest and payment processor from where you will want to deposit. You have to do nothing afterwards as the profits will be paid straight to the e-currency account you made your deposit with on every business day following the day of your investment based on GMT time (for daily plans) and every 7 days (for weekly plans). The minimum to invest in XSeedFinance is only $5 and depending on how much you invest you can earn from 1.5% to 2.5% on every business day or from 8.5% to 13.5% on a weekly basis. Please note that none of the investment plans with XSeedFinance have any expiry date so you will be paid indefinitely. However, if you want to withdraw your principal various fees will be applied after a certain period of time. The longer you remain a member the less you will be charged for leaving. To read more about XSeedFinance please check out my blog in a couple of days when a more detailed review of the program is going to be published.

The following programs have paid me today:
TerraProfits, Konstant, AvatarSurf, Greenvestment, OnlineMoneyInvest, FenixTrust, Flamanta, PandaTrade, ReProFinance, TetraMetals, YamaFinance, CazaInvestment, YesInvestment, FondosMayores, GainBucks, GloTrade, AllianceAdvantage, ProfitEu, FiboTradePro, FelixFunds, 144CashAds, FutureTrails, AssetManagement, MutualTreaty, CherryShares, RedOrchidInvest and UnicornInv (the first payment is received).

That’s about all for today. Please stay tuned for more news and updates from the HYIP industry on MNO tomorrow! See you later, guys!