17/01/2011. OilCapital Review and Daily News from the Industry

Hi everyone! I hope you all had a nice weekend as usual and are looking forward to another week full of potentially lucrative opportunities. It’s been a fairly slow day for news stories compared to the average Monday, but before we get to what events did occur I want to tell you about an intriguing HYI program that I came across just last week. It’s a medium/long term called OilCapital and while it only turned up on the main industry forums recently it appears that unbeknownst to almost anyone else they’ve been quietly plying their trade for nearly a year.

OilCapital first popped up on the HYIP industry’s leading monitoring website GoldPoll almost a full 12 months ago but seems to have been very much a clandestine operation since then. Who knows? With the industry spinning ever deeper into crisis throughout most of 2010 it may well have been the admin’s intention to take his foot off the gas and and just keep his company just bubbling below the surface until better times arrived. Well, it looks like better times just got here and OilCapital have decided to step things up a gear and take their program to a wider industry audience.

I sincerely hope it was worth the wait because my first impressions are of a decent program that could if run properly and supported properly turn out to be a nice little earner in the near future for those quick enough to grab the opportunity while it’s going. Because what they offer is level of profit that would be comparable to a sustainable short term program but just spread over a longer period.

What you’ve basically got is one simple plan but with a number of variations based on how much you can afford to invest. Many of these variations are perhaps a bit beyond the financial reach of most HYIP players so you won’t really need to concern yourselves with them, but at the same time with a $5 minimum there’s still plenty for everyone as well so an investment with OilCapital doesn’t have to carry a financial risk of any real consequence. Unless you start throwing tons of cash around that you can’t afford that is. But keep it reasonable and there may just be something worthwhile at the end of this for you.

The plan itself runs for 50 calendar days – just a day longer than seven weeks – and offers daily interest payments. As I said you can join for only $5 and for anything up to a $1,000 maximum OilCapital are offering a 3% daily interest rebate leading to a total return of 150%. That figure includes your principal as part of the payments so it won’t be returned, but that in turn will prove vital in keeping OilCapital online for a substantially longer period. So anyway, a practical example of a $100 deposit would result in you getting a $3 payment every day for 50 days. That means you break even after 34 calendar days and finish with a total of $150, or $50 profit.

After that things get a little pricey, but if a deposit between a $1,001 minimum and a $5,000 maximum is an affordable amount for you then for 50 calendar days OilCapital will offer you a daily interest rate of 3.2%. At that rate your investment will have paid for itself (ie you break even) on day 32 and you will complete the cycle with payments totaling 160% including your principal, so that’s a clear 60% profit.

A $5001 to $10,000 investment with OilCapital gets you a daily interest payment of 3.4% for the 50 day duration. Including your principal that allows you to break even after 30 days and complete the cycle with 170% total earnings, 70% of which is profit.

Anything else is to be honest unlikely to attract much attention but for informational purposes I’ll just tell you that deposits between $10,000 and $25,000 will earn 3.65% interest per day, principal included, and anything above that (with no maximum limit) is offered OilCapital‘s highest daily interest rate of 4% per day.

EDIT: Since this review has been published OilCapital has branched out a bit in an attempt to attract a shorter term audience to it’s already growing membership base. They have now added another plan to the existing one described above which some of you may be more interested in. It’s a payment on expiry plan that will cost you a minimum deposit of $50 to join. It runs for a term of 10 calendar days and in return for joining you are offered one single payment of 120%, which includes your principal. So in other words were you to invest $100 you would get back $120 – 100% principal plus 20% profit – ten days later.

Payment options are up to a reasonable industry standard with LibertyReserve and PerfectMoney money for those who prefer convenience and anonymity as well as AlertPay for anyone who won’t join without a verification process in place first. Payments are made instantly but you’ll need to log in and request them. Once you’ve done that they should appear in your chosen e-currency account in anything from a couple of seconds to at most a couple of minutes. Compounding is not allowed by the way but you can have more than one deposit.

Since the OilCapital admin has decided to finally try and take the program to a wider audience and to advertise it with the more mainstream HYIP media it has become necessary (essential actually) to raise the standards to a level more acceptable to demanding investors with higher expectations of the places where they choose to deposit their money. I mean they could very well have chosen to continue as they were for the last 12 months or so, but if they had they would have remained an unknown program and not getting much, if any, attention from the bigger industry players. So OilCapital have certainly shaken things up in many departments, not least in the area of security. They are now hosted on a dedicated server under the protection and support of Dragonara. And they’ve also gone from a program not using any script to running off a fully licensed one from GoldCoders. Indeed in the most recent OilCapital newsletter the admin acknowledged the fact that as the program has begun to grow recently it was the only sensible move in order to both show their appreciation to those members who took the chance and stuck with them as long as they did and also to continue bringing in new members with more discerning standards. If you have any questions about that by the way or anything else connected with OilCapital you can send them to the admin via the online support ticketing form on the contacts page. There is also a Live Chat feature but nothing to indicate what kind of schedule they keep there.

Texts appear to be original though as you know I’d be skeptical about what they say regardless of whether they were or not. I have my doubts about OilCapital having much of a connection with the oil trade but as an online HYIP listed with the industry’s main monitor for just short of 12 months they must be doing something right. I know a lot of things have changed from the original incarnation of OilCapital and the one we see today (including the investment plans) but those changes have been entirely positive, making the program more stable and secure. Personally I’m choosing to treat OilCapital as a brand new program as a consequence of all of that because the real promotion of the program as a viable online investment project really only starts here. If you’ve been a member in the past feel free to share your experience with us, but for all intents and purposes OilCapital‘s entry into the wider HYIP arena begins now. So as usual remember to keep your expectations at a realistic level, don’t go past your own pre-existing spending limits with any HYIP, and keep it as part of a larger and more diverse portfolio.

DAILY NEWS FROM THE INDUSTRY.

First of all, let me remind you that today is Martin Luther King meaning it’s not only a holiday for American readers but also it’s an official holiday for many HYIPs which are allegedly trading in ForEx or playing the stock markets. Of course, HYIPs should not be considered as real investment ventures and I already talked about that on my blog many times but some of the programs have to maintain appearances and keep up the impression of a real financial company. I guess this was, is, and always will be the way in the HYIP industry for programs that pay low interest. If not for their nice stories about Forex and stocks everybody would invest only in short-term programs, because you don’t have to wait for so long in order to be in profit there.

Anyway, the first site I noticed to announce a day off for MLK Day was PandaTrade. The program is paying variable interest on business days which makes them more flexible than their competitors who offer fixed interest all the time which makes them more prone to sudden collapse. It looks like PandaTrade successfully managed to survive Christmas and made smaller interest payments during that time which possibly saved it from the same troubles brought down many of its counterparts. During over 100 days of listing with MNO PandaTrade (reviewed here) managed to reach #6 in my rankings and makes both stable and instant payments to LibertyReserve, PerfectMoney and the recently added SolidTrustPay plus accepting bank wires as well. Who knows what the future holds for the investors of PandaTrade but for now the program looks exceptionally good to me. Here is the latest news regarding today’s holiday published on the website of PandaTrade:
“Non-business Day on PandaTrade
PandaTrade Ltd company congratulate all our customers with Martin Luther King holiday and inform you that the profit will not be added today.”

Another program not paying interest to its members today is FenixTrust (reviewed here). Just like PandaTrade, FenixTrust usually pays profits instantly to LibertyReserve and PerfectMoney accounts along with bank wires and also offers fluctuating interest rates for 120-270 business days. More plans offering fixed interest of 0.6% for 30 business days and 0.8% for 90 business days are also available but since the interest of 3%-4% weekly was never particularly popular among online investors FenixTrust has only one choice – to patiently wait and establish their online reputation to attract more serious investors in the long run. Here is the latest update from FenexTrust regarding the holiday schedule:
“Non trading day – Martin Luther King holiday
In view of the fact that today is non business day and turnovers are very low we declare today a non-trading day due to Martin Luther King holiday.
Our congratulations, dear clients! Please note that FenixTrust network works as usual except for the interest adding.
Ask your questions using phone support customer service: +598 97174012 (For english and spanish speaking users) 9:00 to 17:00 GMT -3, thank you for using FenixTrust services.”

And finally one of the three most popular programs on MNO monitoring – YamaFinance – is also announcing today as a non-payment day. According to the admin (interviewed here) YamaFinance will not credit interest to members’ accounts today but the deposits will be accepted and the instant withdrawals to LibertyReserve and PerfectMoney will still be paid as usual. I remind you that YamaFinance has been monitored by MNO for an incredible 204 days and is paying on four investment plans named after the four main Japanese islands in which markets the program is allegedly involved: 1.2% for 100 business days, 6.25% for 22 weeks, 1.3%-1.55% for 110 business days, 1.6% for 120 business days (with the principal returned on expiry for all plans). A more evaluated opinion on YamaFinance has been given in the comprehensive review of the program published here. The latest news from YamaFinance is re-published below:
“We have a non-trading day due to holiday
Dear clients, please be informed that today on Jan 17 our company has a non-trading day due to Martin Luther King holiday.
Our clients have rights to carry out investment operations and to withdraw profit but the interest will not be paid due to non-trading day. We hope for your understanding and adequate attitude towards the company values.”

It looks like Stanbec is simply unstoppable when it comes to sending multiple emails daily encouraging members to deposit into 2.5% daily forever ($20 minimum) and the recently launched 10% for 14 days plan (with $50 minimum). Stanbec accepts all the popular payment processors – SolidTrustPay, AlertPay, PerfectMoney and of course LibertyReserve. And I don’t think it requires any extensive promotion to remain the level of its popularity already. In 11 days of monitoring on MNO Stanbec managed to reach an impressive #8 and keeps climbing. If you want to hear about all the other advantages of joining Stanbec you can read the latest email I received from the program today:
“Top Reasons To Join This Paying Program.
1) Stanbec Inc is a legally registered financial service providers, the sole purpose of our project is to enable the general public generate a steady and profitable income.
2) We pay our members 2.5% ( Principal Returned ) and 10% daily interest, withdrawal request is processed within minutes of requests.
3) Our site is very secured, we have ensure DDos protection and SSL Encryption for quality service, it is ran on a licensed goldcoder script thus we are safe from hackers or any other form of online attacks.
4) We accept a wide range of investment options which makes it easy for participation.
5) We pay our members a 5% Referral commission directly to their Stanbec account for every investor they refer to our project
6) No other project has the quality of support we provide, we have all members at heart, we are always at your call just on time.
The above lists among others are what you enjoy for been a member of Stanbec.
What makes us different from other program is our proficiency in this business, Stanbec is going to be making the wave for the next 12 months, we are so confident in our services and we want your full support, Make the best use of this opportunity while it last.
Regards, Marc”.

This wasn’t the only mail received from Stanbec (reviewed here) during the last 24 hours. Just last night after my update had been published I received yet another newsletter from the admin. It appears Marc (that’s his name) is simply pushing his program too hard, and many investors might find that suspicious. Anyway, so far I see that all the investors were paid from the program and I guess this is the most important thing for now. We cannot predict the lifespan of any HYIP anyway and therefore we should simply enjoy HYIPs while they last. Here is the newsletter from Stanbec received last night:
“Hello. The more we stay together the stronger we become, Stanbec is no doubt the best online investment opportunity for now, we are placed among the first 9 in just 10 days, no other program has ever reach this ranking with 10 days of operating online.
Stanbec is managed by professionals who are credible in financial service provision, we developed two plans where everyone can make a steady earning, the new plan has attracted a lot of investors, this plan is not going to be forever but you can invest while it last. Stanbec remains a paying program and our members are already in profits and more are going to be benefiting a lot from this project.
Special Feature: There is a special plan which was added to our investment portfolio yesterday, this is a mid-term plan that pays 10% daily for 14 Days, This plan is going to run for 12 Weeks and we hope members can participate in this plan while it last. The Minimum Amount to invest is $50 with a Maximum spend of $20,000, Principal is not returned at the end of the Stanbec Special Plan.
Stanbec remains the investment solution of your dream, we offer quality services which you cannot find anywhere, while we continue to promote our program we want our members to give us there best support.
Regards, Marc”.

I would suggest you be extremely careful regarding TerraProfits (reviewed here) right now. At the moment investments there are not recommended as I have one pending withdrawal to LibertyReserve (as far as I know, withdrawals to AlertPay are processed ok) and saw some bad votes on public forums. I have emailed the admin today and requested he explain the situation. I cannot move the program to Problem status on MNO yet as the payments are still within their terms and conditions listed on the website:
“Withdrawal requests are processed instantly. If not – there probably was a problem with the payment system interface. If this is the case, withdrawal request will be processed manually within 3 business days.”
Be aware though that if I don’t get a reply from the admin of TerraProfits within the next 24 hours regarding the pending cashouts to LR the program will be moved to Problem status on MNO immediately. For now I will give him the benefit of the doubt, but still would not recommend any further investment until further announcement on MNO. For that purpose,I would ask for your help in deciding the program’s status on MNO by sending me your feedback on your payment history with TerraProfits to my email address or via my contact page.

Due to growing popularity of the surfing industry in general I see more surfing programs coming to MNO these days. After the extremely successful SureFireSurf (reviewed here) and the slowly but steadily growing PrestigRev (reviewed here) surfing programs I’m glad to introduce another surfing program called PositiveSurf. The program has been running for 10 days and is paying fine, so it might be a promising newcomer to the surfing industry. The interesting thing about PositiveSurf I guess is the unique rule that during the 12 day cycle you have the opportunity to request your withdrawals only 3-4 times, depending on the plan. There are only two of them, by the way: paying 12% for 12 days (with a $7 minimum) and 12.5% for 12 days (for $350 and higher). Of course to earn your daily interest you have to surf 12 sites daily on automatic mode but it’s important to remember that your withdrawals are limited to three to four times per cycle, so it’s wise to do it properly. PositiveSurf is quite a secure site as well and is hosted on a dedicated Enterprise level server from BlackLotus. It also accepts many payment processors which is always a welcome feature for any autosurf: LibertyReserve, PerfectMoney, AlertPay and SolidTrustPay all being in use. I can see that during the first days online the admin of PositiveSurf was quite active and I even saw him once in MNO chat. From the news page on the website I found out that the first DDoS attacks on the site were successfully mitigated by BlackLotus a few days ago and just recently the first referral contest started with the following rules were posted on the site:
“Hello everyone,
Hope you have a great weekend. It’s time for a referral contest. The prizes are as follows:
1) $100 cash in your favorite payment processor for Highest Value of Upgrades from your Downline (the user that referred members which upgraded most)
2) $50 cash in your favorite payment processor for Most Registered Referrals (doesn t matter if they are upgraded or not)
3) $25 upgrade in PositiveSurf for 2nd Highest Value of Upgrades from your downline
4) $15 upgrade in PositiveSurf for 2nd Most Registered Referrals
Remember that multiple signups aren’t allowed and we will be checking for duplicate IPs, browser agents and so on. Do not try to cheat as this will resut in permanent account ban.
The contest will start January 16 2011 and will end on January 21 2011 at midnight, server time. Our script automatically tracks all this informations so you may see the referral contest top in real time. Access >> Referral Contests << (3rd links column, 2nd position) link inside your member area.
Happy promoting, PositiveSurf Administration”.

The most recent newsletter from PositiveSurf has been published today though and it contains the great news about the achievements of the program including the first 1,000 of members which is not a bad level for a relatively new program. Regarding the listing on some reputable blogs, I guess MNO is one of them and I will be glad to review PositiveSurf and publish it on MNO soon. Meanwhile, you can read the latest update from the administration of PositiveSurf posted tonight:
“Over 1000 members and counting
Hello everyone,
I hope you had a great weekend. Here at PositiveSurf office we are working around the clock to offer you a great surfing experience and implementing new features.
Few hours ago we crossed 1000 members mark. That was accomplished in only 9 days which is really great and I have to thank you for promoting PositiveSurf to friends, family or mates from work.
If you are not aware of our referrals contest check the news page and you will get updated. 1st place is rewarded with $100 in cash so you better hurry up and build your downline.
This week we will continue our advertising campaign so you will see our banners or reviews on some reputable blogs and monitors.”

The list of the programs that paid me today is shown below:
Stanbec, SureFireSurf, GorgonProjectInvest, KlickWallet, AllianceAdvantage, DollarCommerce, UnicornInv, AssetManagement, ReProFinance, InvestPlatforms, GoldenShoesVentures, OilCapital, Finansima, AccessTomorrow, FutureTrails, PrestigRev, GainBucks, Escaliva, BetBankFund and IncomeLadder (the first payment received).

By the way, the detailed review of IncomeLadder will be published on my blog tomorrow, so stay tuned for that, guys! For today though that’s about all I have to report. Have a nice holiday if you’re in the US! See you on MNO tomorrow with more news from the industry.