Oct 21st, 2012 Archives

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 Beware! HotBestFund has stopped paying! Do not invest there!

Hello everyone! I hope you’re all having a nice weekend so far, whatever you’ve been getting up to. There’s still a couple of new programs lined up for my monitoring page between now and Monday, though hopefully I’ll have a couple of new ones joining by next week. I have all the day’s news stories of the day as well for you of course but first I have quite a simple and straight forward HYIP to look in to for you this evening called HotBestFund. It’s a medium term investment program and despite the simplicity it still has all the basic standard features we might expect in the industry these days.

But starting with the investment plans, HotBestFund only has one so it’s quite an easy choice to make – you’re either going to like it or you’re not, but there’s no middle ground. But at least it makes for an easy review. So all you need to join HotBestFund is a spare $20, as that’s the minimum investment required. The plan runs for 30 calendar days, and during that time you are promised a daily interest payment of 5%. By the end of the term your payments will have added up to 150% and as HotBestFund are including your principal as part of the payments that’s your own money back plus 50% net profit. Maximum spend is $500,000, but as far as that concerns “real” people there mas as well be no upper limit as that because they’ll take pretty much anything you can afford to throw at them (which doesn’t mean it’s OK to do it, remember!)

So what does that mean in real, practical terms? We’ll say you invest a nice even number of $100 in HotBestFund. For this you would get back a daily payment of $5 every day for 30 consecutive days and by the end of the term that adds up to $150 in total. Perhaps a more important statistic however is that you would break even after 20 days, in other words earn back an amount equivalent to whatever you spent on HotBestFund in the first place therefore making it impossible for you to lose any of your own money no matter what happens after that. The actual profit then comes in the subsequent ten days, and adds up to a net 50% of your investment.

Payment options are decent enough and up to a reasonable industry standard. HotBestFund accept all the main popular processors with deposits taken through SolidTrustPay, EgoPay, PerfectMoney, and LibertyReserve. Payments to members are made manually by the admin and so will need to be requested when logged in to your HotBestFund private members account area. Once done you are then required to allow anything up to a 48 hour maximum for all transactions to be fully processed.

Other than that the design and security features are bit of a mixed bag I’d have to say. On one hand some things are fairly typical for this type of program and commonplace in the industry, for example HotBestFund are running off a licensed GoldCoders script so will have quite a familiar feel to most regular investors. The website is also SSL secured by Comodo, so that’s a major plus for the program as well. What I’m not quite convinced about however is the hosting provider and their ability to handle HYIP related websites, which is a totally different task than hosting real business websites. Reason being of course the frequency and ferocity of DDoS attacks in this industry coupled with the relative ease the perpetrators will get away with it. Because the “victim” of such attacks is also in a questionable legal status they’re never going to pursue this with the authorities regardless of the fact that launching DDoS attacks can carry a severe prison sentence in most jurisdictions. DDoS the Bank of America and you’re gonna see the inside of a federal prison for the rest of this decade, but DDoS an online HYIP and no one’s gonna say a word. Whatever about the admins it kinda sucks that the investors are also going to have to put up with this, but there you go. Anyway, in the case of HotBestFund their hosting provider is Snoork. Not a widely known name but I have seen them a couple of times in the past hosting HYIPs. Their track record was mixed at best, and that’s being generous. We’ll see how this one works out and if they’ve gotten any better, though I can tell you that they are keeping HotBestFund on a dedicated and protected server. For any further questions for the admin or account related queries you can get in touch with them by filling in your details on the online support ticketing form and submitting it via the website’s contacts page. HotBestFund also comes with a built-in Live Chat feature though there is nothing to indicate when, if ever, it’s actually switched on and an operator available to take your questions.

Finally just to let you know that texts are a straight copy/paste job, and appear identically, word-for-word, on several other HYIP related websites. No big deal to the experienced players reading this which I know means most of you, but for the sake of the newbies that just means you are advised to ignore any claims being made by HotBestFund that they are in any way a real business. Or at least they’ll have to do a lot more to convince me of it if they are. Therefore follow the number one rule in this industry at all times which is to keep your spending level below an amount you can comfortably afford to live without should things not go according to plan (and not just here but in every program you join) and if you want to participate in HotBestFund then try and keep them as a smaller part of a wider more diverse portfolio.



Tivsol is only due to be reviewed on MNO tomorrow but during its first days online this HYIP-autosurf hybrid is already receiving some positive feedback with a lot of members joining in attempt to take advantage of either the program’s autosurf plan paying 5% for the duration of 30 calendar days with no principal return on expiry and the regular HYIP plan paying 3% for the duration of 90 calendar days with the original principal returned at the end of your investment term with the program. Tivsol accepts also a very wide variety of payment options including LibertyReserve, PerfectMoney, EgoPay, SolidTrustPay, OKPay and PexPay and the minimum to invest starts with $10 only. It’s no wonder that the admin of Tivsol reported in today’s newsletter about 2,000 members after just two days online joined the program. Also there were a few points made clear regarding the order of the change of payment processor accounts in your profile with Tivsol which has to be made manually for security reasons, the time for crediting accounts with daily earnings on both HYIP and Autosurf plans, the difference between the account funding and the actual investment into one of the specific plans you choose from, the offered currency exchange option for members done on request and the current withdrawal processing times which do not exceed 24 hours now. I guess this newsletter will be very useful for every investor, but if you want to find out even more about Tivsol please check out my detailed review of the program to be posted on MNO blog by tomorrow. And here is the first official newsletter from Tivsol in full:

Daily News on Tivsol
Dear Tivsol Members;
Company Update
Our company has been receiving positive feedback from the online community, Our company has reach almost 2,000 members in just 2 days since we open our online portal to online investors, We would like to thanks everyone who promotes and share our online investment portal.
Members Update
1. Payment Processors – If you want to change your E-Currency Account, You will need to contact our support team to change it for you. You will need to provide your name, username, and account ID to the Customer Assistant for verification.
2. Earnings – All Earnings for both Surfing and Non-surfing plan will be posted after 24 hours from the time of your deposit. For Surfing plan, you need to surf 10 sites for that day to be credited after 24 hours.
3. Account Funding and Investment – For ACCOUNT FUNDING, you need to click deposit link on your member’s area, after that you need to make an investment and choose your desired plan. Please take note, that Account funding is just funding your wallet balance, you need to use those balance to make an INVESTMENT.
4. Exchange – We are offering e-currency exchange services to our members, to make an exchange kindly send email to exchange@tivsol.com
Customer Service Updates
Our Support team is handling all account related issues in timely manner, for all advertising offers, please email your offer at ads@tivsol.com
Financial Team Updates
All Withdrawals are being process continuously, so you should receive your withdrawal request within 1 – 24 hours.
Except greater happening in Tivsol and thanks for your patronage.
Regards, Tivsol Administration”.


An approximately minute long video containing a presentation of MonetaryClub to its current and (mostly) potential members was posted on their Facebook page. You won’t find many details about the program’s investment plans there as you can find in my review posted here as it’s purely promotional and aimed at targeting the widest possible audience via social networking channels. I believe it’s a kinda smart move by the admin Jesse who recently started advertising his program more aggressively and purchased two banner spots on MNO and just today a Sticky listing for the month. More news from the program was posted in the latest newsletter where Jesse also talked about the new corporate SolidTrustPay account which MonetaryClub accepts along with LibertyReserve, PerfectMoney and EgoPay into various investment plans – 103%-130% after 1 day, 54%-75% for 2 days, 120%-330% after 5 days, 150%-500% after 10 days, 350%-800% after 20 days, 500%-1200% after 30 days.

Some commonly asked questions were also addressed in the latest newsletter from Jesse who also promised that Live Chat would be installed soon for the convenience of the current members. MonetaryClub has been paying for 25 days already and hopefully the new improvements and more vibrant advertising campaign will help it last longer and bring more profits for investors. Here’s the full version of the latest newsletter:

Please Watch – MonetaryClub Presentation Video
Hello everyone! I hope you all have a great weekend. MonetaryClub Inc, is growing proportionally bigger everyday. With active social networking groups, and active support from our ever growing member base and supporters, we are paving the road to the top.
Please watch this new video which you can use to promote and advertise MonetaryClub Inc.
Watch the video and let us know what you think by commenting on the link.
By the way, in case you haven’t noticed, we want to let you know that our Solidtrustpay account is on a CORPORATE status, so have more confidence with us.
Please join our group at http://www.facebook.com/groups/monetaryclub/
In case some of you tried that Edit Profile button on your members area, you would have noticed that you cannot edit your payment information. This is for security reasons, so if you want to edit your account, please send an email and include all information such as your login username, and your payment processor information you want to edit or input.
Another popular question being asked to us is if depositing on another or same plan while you have an active deposit, is allowed.
YES, you can make multiple deposits at any time on any plan.
I hope this answers your question, and please expect the Frequently Asked Questions page to be updated in a couple of days from now. We will be making it more comprehensive and detailed for your convenience.
A LIVE CHAT customer support system will also be installed this coming week. Expect better support from MCi.
Thank you for reading this newsletter and have a great day!
Much Regards, Jesse Snyder


The admin of PipsFund Jerry (interviewed here) decided to update members on current developments more frequently so newsletters will be now issued on a bi-weekly basis. As you might know PipsFund (reviewed here) was added to the MNO monitor 55 days ago and so the first members who joined during the first week online should be well in profit by now in the 2% for 120 calendar days plan with principal back on expiry. I believe Jerry intended to send this particular newsletter two weeks ago, otherwise I can’t explain why he told us that the first members in profit would appear only next week. Anyway, for me PipsFund has always paid fast to LibertyReserve, PerfectMoney, SolidTrustPay and EgoPay. The latest newsletter also contains some latest stats on deposits, members and representatives for PipsFund hired recently in order to help promote the program in regional markets. The full version of the newsletter can be read below:

Dear investors,
In order to keep you properly updated with our current growth levels, we decided to send you a bi-weekly newsletter instead of a monthly one as we will have a lot to talk about.
As we write this message, six weeks after the launching of our program to the general public, we have over $115,000 in total deposits and over 3500 registered members and 2000 active deposits, which represents a growth of over 90% in total deposits and over 40% if compared to the results we sent you two weeks ago to celebrate our first month online.
Our representatives program was launched two weeks ago as some of you may know and we already have over 50 registered ambassadors from over 30 different countries. We have already noticed an increase in the percentage of new investors who have been directly referred by someone but we will talk more about that in two weeks when our results will be much more solid. As of now, we would like to say a big thank you to all the representatives who joined us so far, you have been doing a great job and don’t forget there is a contest going on to award the top promoters of the month!
In exactly one week from now, all the early birds who joined PipsFund during its first days will be in profit based on our basic plan and we couldn’t be happier about it. After all, our goal here is to make you and us a profit and finally getting there, at least for a part of our membership, is a big step for us and we can’t wait to give write you back within a few months telling that more than half of our investors are already in profit, that will be the moment where we will consider PipsFund a success.
Climbing to the top of this industry is a hard and long process but PipsFund is doing better than what we were expecting for our first months online. We know there is a lot of work to do but, so far, the response of the online investment community has been, in general, very positive. We appreciate the efforts of those who have been promoting our program and taking some time to write about us on online forums, blogs, rating websites and Facebook pages, you are a very important part of our program.
Thank you for being a part of PipsFund, we strongly appreciate it.
PipsFund Administrator – Jerry Huggins”.


If you remember last week the admin of Nubcoyu promised to issue weekly updates at the end of every business week on a regular basis, and to tell you the truth, I was kinda looking forward to what else he would surprise us with next. He might have something good again but only tomorrow as this weeks update will be delayed:

This Week’s Nubcoyu Friday To Be Published This Sunday
Dear Valued Investors,
I’m deeply sorry for the delay of Nubcoyu Friday Issue 2. Since my daughter was involved in a fight, I’m now looking after her at the side of the bed. The payouts are already processed, but writing a long newsletter might be a bit too much for an anxious father like I am at the moment. The newsletter will be published tomorrow, including a deeper look into my daughter’s situation.
Regards, Nubcoyu.

Nubcoyu pays 1.4% for 200 business days on EgoPay, LibertyReserve and PerfectMoney deposits starting from $10. Please read the detailed review of the program here for more information.


The admin of PrimeX7 recently reported that about 20% of his members who invested in the 7% for 23 days, 157% after 7 days, 207% after 14 days, 267% after 21 days, 307% after 28 days plans have the wrong e-currency account information in their profiles with the program. This means their payouts cannot be processed for that reason. The admin asked to make sure you have the correct payment details on all payment processors used, including LibertyReserve, SolidTrustPay, EgoPay or PerfectMoney. He also reminds us of the need to create a strong and unique password for your account in PrimeX7 (reviewed here) and asked everyone to Like the program on Facebook to help it grow:

Security Password & Payment Processor Details
To start the weekend, there are two things we need to remind our members.
First thing will be your personal profile setting. Please make sure you have a highly secure password. Never use your date of birth or same password as other programs. Try to use number, symbol, upper & lower case as a combination as your password. We have currently suspected a few accounts which have a very poor password combination, for your own benefit, please kindly bare this in mind.
Second, some payment was delayed lately, the reason for that is because of WRONG details for the payment processor.
Example 1, STP username is NOT in Email format !!!!
Example 2, request LR but you only have Egopay details.
Currently we have around 20% of wrong information which delayed the payment processing as we have to contact the account owner for verification and information amendment. Before you are asking for withdrawal, please kindly reconfirm that you have fill in the correct information. We love to pay you within our promised timeframe, but we also need your cooperation.
Have a good weekend and please double check your profile setting.
Also do not forget to LIKE us https://www.facebook.com/Primex7


As SolidTrustPay remains one of the most popular e-currencies online and most preferred by the serious investors it becomes a good target for all sorts of online fraudsters who try to take advantage of the newbies and scam them. Despite all the serious checks on merchants accepting credit card payments from their consumers via SolidTrustPay’s interface there were certain cases in which the seller actually delivers something which the buyer didn’t pay for and has less value therefore. This way the cheating seller is trying to protect himself from getting his account blocked and the funds being returned to the scammed buyer’s credit card. Therefore in the latest newsletter from SolidTrustPay posted on their official blog they give some valuable tips on how to avoid falling into this trap and being a victim of cheaters. Please read the info below for more information on this important subject:

BUYER BEWARE: Spotting Fraudulent Online Retailers
With a major shopping season on the horizon, we remind our customers to be wary of fraudulent online merchants targeting consumers who are looking for bargain basement prices on designer merchandise.
Numerous websites have recently been reported as promising one product but shipping another – something unrelated to the original order worth only a small fraction of the value paid. Customers can avoid many of these online retail woes by simply by learning to recognize suspicious merchant behavior.
Some tips for bargain shopping online
Know Your Merchant
If you are purchasing something from a new seller, check out their website and review their terms of service carefully. Legitimate retailers usually have a physical location – whether it be a store front, a home office, or a warehouse. Proceed with caution if the only address you can find for your retailer is a PO Box or if they are unwilling to provide you with their location.
Read the Fine Print
If you’ve found what looks to be an unbelievable deal on a product, remember to check the terms of service for clues that might indicate that what you’re purchasing is actually a knock-off product.
Be Realistic About Pricing
Although many liquidators and bulk-buying retailers can offer deep discounts on products, remember to be realistic about the price of sale items. Discounts of 70%, 80%, and 90% may be a red flag that the deal you’re being offered is too good to be true.
Look for References
Find trusted sources that have reviewed or used the websites you’re thinking of purchasing from. Was the product received in a timely manner? Did it arrive undamaged? Did the consumer get what they paid for?
To help protect our users from this type of online fraud, SolidTrust Pay requires all merchants interested in direct credit card processing to complete an application and review process. By reviewing these sites individually we can help filter out high risk applicants and businesses with suspicious terms.
As well, many payment processors, ourselves included, can protect purchases if the merchant fails to prove that they have sent you a shipment. Unfortunately, once you have received something from the merchant, proving that you didn’t receive what was paid for can be nebulous and the fraudulent merchant may not be shut down until numerous complaints have been received.
Remember that when you’re purchasing online, information is your ally. Find trusted websites, get references from friends and colleagues, and look for online reviews. Not every website with complaints against it will be a fraud, but unfavorable references can be a cue to proceed with caution and look for information on the seller’s website that might indicate trouble ahead.
The web is often a great place to find deals from the comfort of your own home. We encourage all of our customers to take advantage of online shopping while protecting themselves by staying informed.


Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: SiriusUnion, RoyalUnion, MonetaryClub, ForexEarn, AgroFinance, TheMoneyGalaxy, ProsperaNova, Phinanci.
From MNO Premium list: Finvance, ProfitableSunrise, EurexTrade, FelminaAlliance, SkyCrown, PerfectFinanceCarbonDeals,  PipsFundBensonUnion, DiamondAsset, AWTC, 4FXInvestment, Tivsol, Nubcoyu, FinanceCore.
From MNO Standard list: PrimeX7, UFOWin, FastEarn, HotBestFund.
From MNO Basic list: RoiChoice, AfriInvestment.

That’s about all I have for you tonight, guys. I hope you’re enjoying your weekend and that you’ll check out MNO tomorrow for the full review of Tivsol plus all the latest news from the industry. Stay tuned for that and see you then!

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