Oct 22nd, 2012 Archives

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Beware! Tivsol has stopped paying! Do not invest there! 

Hi everybody! Hope you’ve all had a nice weekend so far and are looking forward to the new business week. I know most folks don’t care very much for Monday mornings but for me it’s very often a case of a new week bringing new opportunities, and I think many of you might share my enthusiasm for the program I’m bringing you before tonight’s news update. It’s called Tivsol, which is an acronym for Total Investment Solutions. And it’s quite an interesting project as well, one from the nostalgia file if you like, because it’s been a long time since I covered something quite like this on MNO.

Basically the best way to describe Tivsol would be as a hybrid. The program combines an autosurf in one section with a more traditional HYIP in the other, something that was popular in the industry a couple of years back – sometimes to great effect I might add – though I can’t say I remember off hand what the last really big one was. It doesn’t really matter now anyway, the only thing being relevant here being Tivsol and what they are offering investors. So you have a choice of either joining a medium term program that requires you to spend less than two minutes per day looking at ads in order to get paid, or if you don’t like the sound of that then there’s a long term plan which is ultimately more profitable but takes a much longer time to earn it. This second option has no advertising and no surfing involved.

I’ll start as usual by describing the investment plans, the first of which is called The Autosurf Earning Plan. For the sake of anyone new to the industry or just not familiar with the whole concept of autosurfing, let me just give you a very quick description of what needs to happen here. First of all in terms of joining the plan and withdrawing your earnings things here are pretty much the same as any regular HYIP. However before you are entitled to get paid you are required to log in to your Tivsol members area and view a selection of ads. There is a tab on the right hand side of the page labeled “view ads” which you need to click. Once you’ve done this, a series of ads will open up on the screen in front of you. Each ad will appear for ten seconds before being replaced by a new one. Once you have viewed ten ads in total, which will take you one minute and forty seconds to complete, you may return to the members area and you are finished for the day. The entire process is automated by the way, so there is no need for you to sit in front of your screen. Just get up, make some coffee, read the news, or whatever, because once the ten sites you are required to surf have been completed there will be a small message in the top left corner telling you that you are now finished for the day.

Incidentally, as a member of Tivsol you are entitled to add your own website to the advertising roster. Keep in mind that this will be viewed by pretty much a 100% HYIP orientated audience, so if you have a website that’s connected with that area it might be an easy way of getting some new readers. But also it needn’t be a blog or a monitor or something like that. In fact if you don’t have a website of your own at all then you can still advertise something like your own ref link for your favorite HYIP for example. So who knows? It might even bring you some ref commissions if you’re lucky. Of course if you don’t want to do any of this then don’t worry, there’s no obligation on anyone to advertise, but while Tivsol is still practically brand new and doesn’t have a lot of ads on its current roster it’s the best best chance you’re going to get to be noticed. So at least think about it.

So, (finally!), getting to the actual plan details themselves, you can join the surfing plan for a minimum deposit of $10. The term runs for 30 calendar days, during which you will be paid 5% interest per day (assuming you log in and surf the required ten ads that is). Your initial principal is included in these payments and so will not be returned on expiry. That means that by the end of the 30 days you will have earned a grand total of 150%, or your own money back plus 50% net profit. Arguably a more important statistic is that you will break even – ie earn an amount equivalent to your original deposit and so therefore can’t possibly lose money – after 20 days. Maximum spend is $50,000.

To put that in monetary terms, let’s suppose we invested $100 in this plan. Every days you visit the site, view ten ads for ten seconds each, and then have $5 credited to your account. You will earn back your initial hundred in 20 days and see out the term with $150 in total, or your own money plus $50 on top. One very important point you will have to keep in mind, and I really can’t stress this enough because it will almost certainly cause confusion for some members if you are not aware of this, is that your account is NOT credited with your earnings immediately after surfing. This will only be done 24 hours later, but after the first day you will hardly notice this again, given that you will be receiving yesterday’s earnings today, and today’s earnings tomorrow. In other words there’s always going to be something in your account after you allow for the first day.

I know that a lot of people just don’t like surfing for one reason or another. I don’t see what the big deal is myself because it takes less than two minutes, you would have spent that time in your account area anyway checking and withdrawing your earnings, and the entire process is fully automated anyway. But OK, if it doesn’t suit you that’s your business. Tivsol have something else lined up for you, which is a more regular HYIP style plan called The Non Autosurf Plan. You can still sign up for the same $10 minimum deposit, and the term runs for 90 calendar days. During this time Tivsol will pay you 3% interest per day. Not as much as the first plan but obviously there’s more of them so ultimately more profitable. On maturity your payments will have accumulated to 270%, and at that point Tivsol will then return your principal as well, making it even more significantly profitable than the surfing option.

So how does that work out in real terms? Let’s say you make another $100 deposit in this plan. In this case Tivsol pay you back $3 per day for 90 days. Payments eventually add up to $270, and when that happens you can expect Tivsol to then add your own original hundred to that. You break even after 34 days and the maximum deposit is $50,000.

Before joining there’s a couple of things you need to be aware of about the plans first. First of all regarding the whole process of funding your investment, Tivsol require you to first fund your account wallet. Then, only after that, you will then need to redirect your money from your wallet to the plan of your choice keeping in mind that there’s nothing to prevent you from participating in both. Both do have their advantages after all.

And the other thing is of course the payment processors. Tivsol have an excellent selection that will only benefit them in the long run, including all the popular options plus a couple of lesser known ones. You can sign up via SolidTrustPay, EgoPay, PerfectMoney, LibertyReserve, plus also PexPay and OKPay. Payments are made manually by the admin and so you need to log in to your Tivsol private members account area and make a request for it. Once done you are then required to allow up to 24 hours for your transaction to be completed. Minimum withdrawal is $1.

The design and security of the Tivsol website is up to quite a high standard, with the very first thing catching my eye the licensed script from the always outstanding Gotenks. We don’t see this one in the industry these days which is a pity in my opinion as it was always one of the better options on the market. To the best of my knowledge it doesn’t come cheap, but in this case you get the quality you pay for and it’s a breath of fresh air to see this one in action again. Plus it adds to the certain feeling of nostalgia seeing a surf/HYIP hybrid online again, lol! The Tivsol website is also SSL secured for safer browsing and more secure transactions by Comodo, and is hosted on a dedicated server with the support and protection of BlackLotus who have many years experience in this field behind them. If you need to contact the admin with any further questions or account related issues then there are a number of channels open to you. For starters there’s the usual online support ticketing form that you can fill in and submit. There’s also a couple of Live Chat options if you need to have someone deal with your questions in real time, such as Skype and Yahoo Instant Messenger. You’ll also notice a postal address with an accompanying telephone number, though generally speaking we know that these are only virtual serviced offices used for mail collection and forwarding services.

As for the texts and website content, it looks mostly original and unique, and while the concept behind Tivsol mightn’t be exactly new it’s still refreshing to see at least one program try and break away from the jaded and overused methods seen time after time after time again and again in the industry. In that sense Tivsol will certainly stand out and be instantly recognizable from most of its competitors, and that can only be a good thing for them and their members in the long run. Though I do wish to stress that this is a very high risk industry we are playing with here so all the rules one should normally follow to protect yourself and your money should also be applied in equal measure to Tivsol. Nothing is forever after all, so if you are going to join then remember to be realistic with your expectations, set yourself a spending limit that you will stay under and won’t be hurt by losing, and try to keep any investments in Tivsol as part of a wider more diverse portfolio.



You might have noticed that many HYIPs were down for around 12 hours or so yesterday. All had one thing in common – they were hosted on AntiDDoS servers that last night experienced a huge attack so it took them till this morning to mitigate it and bring everything back online. Among the sites affected was MNO so I’m grateful to everyone who was concerned and wrote supporting emails. It was greatly appreciated. Since the attack wasn’t targeting any site in particular but was rather aimed at AntiDDoS itself (probably initiated by jealous competitors?) MNO blog and monitor and a lot of sites hosted on these servers were affected and were unavailable for deposits and withdrawals for several hours.

Currently the #1 on program MNO’s Sticky List is SiriusUnion and they were one of the programs hit. Nobody could access them for a few hours yesterday but once recovered the admin issued a statement regarding straight away after processing all pending withdrawals first:

DDoS attack
During the last 24 hours DNS-servers of our hosting provider has been under a heavy DDoS attack. But still some of you may have met certain difficulties trying to access our website. All withdrawal requests already processed. We are sorry for this situation. Thank you for patience.
Best Regards, Carlos
Admin SiriusUnion.

I would like to remind you that SiriusUnion has been successfully paying for three weeks already on a 12% for 11 business days investment plan. Yesterday’s downtime didn’t affect the program at all and I’m currently on the second cycle already and paid within terms to my LibertyReserve, PerfectMoney, SolidTrustPay and EgoPay accounts. Please note that you can always read more info on SiriusUnion in my detailed review of the program published here.


It proved to be a very wise decision from the admin’s part to create a blog recently for PerfectFinance which was hosted on a different server. That certainly came in very handy when PerfectFinance was also offline for several hours last night and allowed the admin Christopher to update members properly on the blog regarding the situation:

Website Temporary Offline
Our website PerfectFinance is temporary offline due to an unscheduled maintenance our hosting company had to perform. You can expect our website back online within next hours. Check here for more updates. We’re sorry for the inconvenience caused.
Christopher Walters”.

This morning after everything was back to normal and all the sites on AntiDDoS recovered. I don’t think there was any need to change the nameservers as the admin had done, but anyway, I guess there was no harm in it and today instant payments continued to LibertyReserve, PerfectMoney and SolidTrustPay and manually to EgoPay on 2.7%-3% for 60 days with principal back on expiry. I guess just to indicate that the program was not affected by that unfortunate downtime and is still looking good after 23 days online Christopher approached me today and purchased another banner on MNO blog while extending a second one for another month, so I guess he has long term serious intentions for the project. PerfectFinance has been paying perfectly well so far and I hope that will continue its journey to the top (currently it’s listed #7 among the most popular programs from my Premium listing). The latest update from PerfectFinance (reviewed here) also published on its official blog can be read below:

Website is going back online
We were forced to change nameservers for our domain, which means that it may take additional hours for the domain to fully propagate. Most of the world parts already can access our website while some will be able during next 12 hours. Please post a comment here if you can or can not access it. Thank you.


The biggest concern about downtime is over programs with the shortest plans like those offered by AgroFinance (reviewed here) – 105%-125% after 1 day, 111%-160% after 2 days, 123%-235% after 4 days, 136%-325% after 6 days, 180%-570% after 12 days, 210%-750% after 16 days, 350%-1600% after 32 days, 1200%-3300% after 64 days, 500% after 3 days, 1200% after 7 days, 4700%-5000% after 72 days, 8000%-8888% after 88 days. Many investors were quite skeptical that AgroFinance would be able to survive a spell offline without any negative consequences to cashflow. It looks like the admin of the program (he was interviewed on MNO here) was refreshingly straight-forward regarding this and honestly asked everyone to support the program by re-depositing and asked to allow up to 24 hours to get paid. I believe many members really appreciated this honesty and I can see that the payouts to LibertyReserve, PerfectMoney and EgoPay started again and continued all day today. I hope that AgroFinance is really on the way to a full recovery. Here’s the latest news from AgroFinance‘s website:

Dear investors!
Dear investors, due to the server problems our site was unavailable. Now the issue is resolved. To maintain a stable situation, we urge you not to withdraw deposits. Please, reinvest or withdraw only the profit. To ensure safety, all payments we made manual. By now the large number of requests for withdrawal are gathered, and we do not have time to process them. Priority will be like this – first the earlier requests will be performed, so the expectation of payments may take up to 24 hours. We ask you apologies and hope for your understanding. With your help, we can quickly recover the program.


While some sites struggled with downtime for the last 24 hours, others like Finvance (reviewed here) fell victim to its own popularity. Attacks from the program’s competitors who have nothing better to do all day except start a slander campaign on some low quality monitors with admins who are just too lazy to pre-moderate comments and actually allow absolutely anything to be posted without ever once checking for a shred of evidence. You can still support your favorite program which is currently #2 on MNO Premium Listing by voting for it and by asking the administrators of other monitors to remove bad votes from their sites until after they verify the facts. I’m sure that much of the success of any program depends on the members’ support and I’m confident that many investors will support the program with their votes after receiving the payments from the 8% for 20 business days plan to their SolidTrustPay, LibertyReserve, PerfectMoney and EgoPay accounts. Since Sunday is not a business day and many accounts in Finvance are not credited I suspect that many paying votes will be submitted by tomorrow, and that will weaken the attack on Finvance and show the strength of the program and its supporters. After 98 days online and being on its fourth investment cycle Finvance does look strong enough to easily overcome this and I believe the admin Mark (interviewed here) made the right decision to openly discuss the issue and ask the loyal members for support. So please raise your voice on monitors and forums and support Finvance when it needs your help! Here is the latest newsletter from Mark:

Anti Finvance Campaign on Monitors
Hello Investors and Monitors who also receive our emails,
You may be aware that there is an artificial campaign against Finvance purely out of jealousy of our success taking place on monitors. The truth is Finvance has almost $4m USD in active deposits and is at the top of the investment industry approaching 100 days online paying 8% daily for 20 business days (28 calendar days). We are sending out this newsletter to implore investors and monitors to take a stance against this anti Finvance campaign. To our monitors, we believe you should take a stronger stance against fake voting. Dozens of monitors are flooded with negative fake votes against Finvance. This has been going on for roughly a week now, yet Finvance still remains at the top and continues to grow. We ask our investor base to continuously post their payment positive votes on monitors and we ask monitors to seriously look at our listing on your monitoring sites to fight against fake vote campaigns.
You may view a fairly comprehensive list of monitors here: http://www.allhyipmonitors.com/details/finvance.com
Mark Finvance.


The admin of the new but expanding program CarbonDeals Peter was forced to change the email for contacts due to the previous address being down due to the high traffic in the first week online. I don’t know if he expected such huge growth for his program right from the start but I can say you that CarbonDeals is already a hit having hit the #9 spot in the list of the most popular Premium programs on MNO after launching just nine days ago. CarbonDeals was already reviewed on MNO and you can read the full version of that here, but for now I wish to remind you that they accept SolidTrustPay, PerfectMoney, LibertyReserve and EgoPay for a wide variety of short, medium and longer term plans. Those include 108% after 1 week, 10% for 2 weeks + principal back, 5.2% for 28 days, 4.2% for 42 days, 3.8% for 56 days, and 3.6% for 70 days. The new address is included in this latest update from Peter:

Email Support Maintenance
Esteemed Members,
Our main email address – hello@carbondeals.net – is currently down, as given the very high traffic this past week, an email server upgrade was absolutely necessary.
We apologize for the inconvenience. During this email server maintenance period, please feel free to use the support form on the contacts page or our gmail address directly – carbondealsnet@gmail.com , should you need to get in touch with us.
Best Regards, Peter Neperus, CarbonDeals.


To tell you the truth, I wasn’t even aware that Payza was initially accepted by RoyalAdz, a program that recently upgraded its listing on MNO and is scheduled to be reviewed tomorrow. Anyway, it looks like the admin wasn’t aware of Payza’s recent shift from the HYIP industry either and so was caught off-guard when difficulties arose. He quickly decided to drop Payza and also promised to add alternative payment methods in the future. Currently RoyalAdz is left with LibertyReserve, PerfectMoney, SolidTrustPay and EgoPay for a 1%-6% for 125 days investment plans with re-purchase rule. As the rules of the program are quite complicated and involve compulsory partial reinvestment for some plans please do not miss my full analysis of RoyalAdz tomorrow. Here’s the latest on the Payza removal sent today:

No more Payza !
As many of the users of Payza are facing difficulties including RoyalAdZ we are dropping Payza as our Payment Processor.
Henceforth no Payments will be accepted from payza. We are also looking in to adding some other payment processor options however the same will be done in a phased manner
Regards. Admin”.


In continuation of last night’s email from Tivsol reviewed above, I discovered two more explanations in my member’s area this evening. The first explains the time when your account is credited after the surfing of 10 sites daily. Only in the unlikely event of it not happening should you contact the admin, so please read carefully before doing so:

Tivsol Surf Plan Explanation
Tivsol Surf plan pay 5% profit daily, please be informed this returns are credited to your account 24hours after surfing, if after 24hours from your surfing period you do not earn then contact our support staff at tivsolreturns@tivsol.com although we do not envisage this happening as our script is well structured.
Thanks, Tivsol Team”.

The second update concerns the manual exchange of e-currencies which the admin of Tivsol can do for you in case you have a balance in any of the six payment processors accepted by them and would like to be paid elsewhere. For the rates and availability please email the admin by the email address specified below:

Exchange Services
Tivsol now offers exchange services to its members, to exchange kindly send your request to email: exchange@tivsol.com


I can’t help but be amused when receiving the weekly newsletters from Nubcoyu, the admin of the site with the same name. In fact his newsletters are so good they’re fast becoming the highlight of my HYIP week! His alleged business interests and ventures are so diverse and his personal life is so interesting (not to mention he spends a significant part of his week in hospital, lol!) it makes for some excellent reading. So much so that I’m looking forward to them every week like watching an episode of CSI or 24 on the TV. Anyway, the latest newsletter includes the popularity of J-POP (Japanese pop music), first results from the rice and chicken hot food stalls, and even the first glimpse into the sex toy market. Incredible then how Nubcoyu manages to run his program and still process all withdrawals on the 1.4% for 200 business days plan within the promised 48 hours and combine it with an everyday life so full of adventure, danger, and the outstanding business achievements. If only other programs on my monitor issued such picturesque weekly updates the HYIP industry would be a far more fun place to do business. I’m now looking forward to the interview which I hope to receive from the admin and publish next week, but for now I will leave you with some remarkable stories from his week, which are really worth reading. Perhaps you might even make the minimum investment of $10 via EgoPay, LibertyReserve or PerfectMoney just to help the man out in his family affairs. So here’s the weekly finger lickin’ good newsletter from Nubcoyu (reviewed here):

Nubcoyu Friday Issue 2
Dear Valued Investors,
I’m deeply sorry for the late delivery of Nubcoyu Friday. I was at the hospital all this time looking after my daughter who got herself involved in a “cat fight”. Please note that all the deposits up until Friday have been processed. The Saturday and Sunday withdrawal requests will be processed on Monday as usual. So those who hasn’t received their deposits, please check your request date accordingly. Please note that I live in Japan’s Timezone (GMT+9) so if there’s any miscalculation mistakes, never hesitate to contact me.
Well, let’s get into our main newsletter today. We have quite a bit to cover about our business performance, summary of previous newsletter issued during the week and a bit on my daughter’s situation.
J-POP Niche – Lock IN!
As reported in previous newsletter, we have exceeded our expectations in our J-POP niche. Japanese Girls are truly popular amongst the Thai fanboys, as evidenced by the eruptive sales rate, especially on weekends. One of our members at Nubcoyu Team who’s taking care of this business, Meg, reported with excitement that we managed to attract visitors from Bann-mor district, even the Westerner tourists. He added that he might even consider adding adult video sales too if he feels like it. By the way, the most popular video request lists and most sold is AKB48 – Everyday Gachuusha (http://www.youtube.com/watch?v=vEVq_Bx7_KY)
Our First Chicken Rice Stand Opened!
We’re happy to report that we’ve open the first Chicken Rice food stand in Bangrak District, Silom 22 Avenue. It’s quite a busy area with lots of variety of food available, but one of the most popular food amongst Thai and worldwide tourists, Chicken Rice (Khao-man-kai) is not there. After analysis of the area and surveying the locals, we’ve heard the voice that they also want to eat the chicken rice, especially those working in the offices and companies downtown. So, we’ve come to the conclusion of opening one! Thanks to Mr.Nittichai for negotiation and ordering the food tray, we’ve managed to open it yesterday and received positive responses. Unlike other chicken rice shops, we choose the best chicken and make thick slices so that the customers can enjoy the taste to its fullest. The soup we used to boil the chicken with is then added with our unique mild Jasmine Tea that gives an aromatic sensation within the soup itself. Sounds great, right? Why not try us out if you happen to have a visit around that area?
Sex Toy Market Could Work Out?
We’ve discovered that not far from Bann-mor district lies that largest market of pornographic materials. The district is called Klong-tom and we’ll consider having a look into it. It could bring a unique income to us!
My Daughter Hospitalized From A Cat Fight
I’m so worried about my daughter’s current health status right now. From Friday night until yesterday’s 11:00 PM, I was at the Iino Hospital in Nirasaki City, Yamanashi Prefecture looking after my daughter at the side of the patient’s bed with her homeroom teacher Ms. Ono. According to the teacher, she was bullied by a group of girls that are notorious for their abusive behaviours, such as smoking, picking on weaker kids, using force, and even slapping teachers in the face. The reason for bullying could be because of my daughter talking with one of their boyfriends without knowing, causing them to get frustrated. So she ended up being slapped, hit and trampled at the school’s backyard. This action is called Ijime in Japanese and is considered a significant social issue. It will never get worse if her liver was not hit too by one of their attacks. My daughter is suffering breath problems and can’t hardly eat anything at the moment, but prestige. I’m so anxious if her situation might get any worse, so we’ll have to wait a few days and the only thing I can do is to cheer her up. My wife is now currently looking after her, so I can come back to work.
MNO Interview Coming Next Week
I’m finishing up my MNO interview and should be ready within this week. Stay tuned! If you have any questions, please ask me via contact form before the time runs out!
That’s all for this week’s Nubcoyu Friday. Hope you’ve enjoyed your Friday nights and have a great Sunday!
Regards, Nubcoyu, and Nubcoyu Administration Team”.


Today I listed StrongInvestment on Premium status on MNO. The program started just a few days ago and is a new long-term project paying on several investment plans with principal back on expiry (with no fees) or anytime on request (with certain fees involved) – 1.1%-2% for 60 days, 1.3%-2.8% for 120 days, 2%-4.2% for 180 days, 3%-5% forever. Please note that certain minimums apply for each plan and compounding is allowed. Although plans are measured in calendar days interest will only be paid on business days, so please also take this into consideration when making a deposit. If you’re still confused about the investment plans offered by StrongInvestment everything will be explained in the upcoming review for the program next week.

Other points I would like mention now include all the popular e-currencies, SolidTrustPay, EgoPay, LibertyReserve and PerfectMoney, are accepted with a minimum deposit of $10. StrongInvestment is running off a script which was modified by the program after purchasing the licensed versions from GoldCoders, and a couple of other scripts, so it’s quite unique to suit the project’s needs. The website is fully SSL-secured and hosted on a dedicated Staminus server protected by one of the industry leaders – BlockDos. I quite like the website itself – it contains video investment guides, its own blog, Live support, and judging by their recent messages the admin is pretty active in advertising on as many sources as possible. Apart from having its own blog, StrongInvestment also offers support on investment forums, Facebook and Live Chat, and the admin also answered all my questions promptly and with no delays. I believe StrongInvestment may become a good and long lasting project because a lot of time, money, and effort was put into its creation which would be sad to see it go to waste.


Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: SiriusUnion, RoyalUnion, MonetaryClub, AgroFinance, ProsperaNova, Phinanci.
From MNO Premium list: Finvance, ProfitableSunrise, FelminaAlliance, PerfectFinanceCarbonDeals, PipsFundBensonUnion, Tivsol, ProForexUnion.
From MNO Standard list: PrimeX7, UFOWin, HotBestFund, RoyalAdz.
From MNO Basic list: 10For25Ads, DebtReliefLimited, RoiChoice, AfriInvestment.

That’s it for tonight, guys. See you on MNO tomorrow for the new business week and hopefully good news, good profits, and good opportunities! See you all then!

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