Nov 24th, 2012 Archives

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 Beware! LordOfProfits has stopped paying! Do not invest there!

Hi everybody! After a slow couple of days leading up to the weekend I have another new addition to my monitoring page to tell you about this evening. So I’m going to start off today’s news update with the recently launched short term HYIP called LordOfProfits, one I think some of you may already be familiar with given they’ve been announced on the main investment forums about a week and a half ago. However while at first glance LordOfProfits may look very very similar to many other short term HYIPs in terms of appearances and how the plans are organized, on closer inspection the interest rates are lower and more sustainable than some of their immediate competitors.

So starting with the plans themselves, what you’re offered is a choice of six options running for terms of various lengths, but all of which make just one single payment on expiry. Like the rest of the countless programs similar to LordOfProfits we’ve seen going back over the last couple of years, some are easily achievable as long as you keep both your expectations and your deposits at a modest level. Others are a bit more, well, ridiculous, and much as I don’t want to sound like I’m somehow attacking the program the fact is that I’ve seen hundreds of such HYIPs offer over 1,000% (as LordOfProfits do in their final plan) but have never once seen any of them come even close to actually paying it. But like I say, don’t let that put you off some of the more realistic ones.

All the plans have a sort of “royal” theme, and the first is called The Duke Plan and it runs for a term of just 1 single day. So in other words join today and get paid tomorrow. This plan however comes with a word of caution. No reflection on LordOfProfits themselves here you understand, I do need to warn you about something, but first let me just give you the numbers. You can join for a minimum spend of $5 which is below the industry average. In exchange for a deposit up to a value of $500 LordOfProfits are offering a return of 102%, principal included. That’s your own money back plus an extra 2% profit for yourself. Larger deposits will bring in higher rates of interest and are calculated as follows:
Deposits between $501 and $1,000 are paid 104% on expiry, deposits from $1,001 to $2,500 are paid 106%, and anything from $2,501 to $5,000 is offered 108%. For information on what is being offered to those prepared to risk more than that you can check your LordOfProfits private members account area. The maximum rate is 120% but to avail of that you’d have to be spending in excess of $15K.

OK, so what’s wrong with that you might be wondering. Seems a bit like hundreds of other short term HYIPs, and it is, so why the word of warning? Well, I’m guessing that the overwhelming majority of you are not going to be spending more than $500 here, and I say that from experience with my own longer term downlines. So in other words most of you will invest and expect 102% back the next day. Fine, there’s absolutely no reason to think LordOfProfits won’t pay you, so let me emphasize again that this is NOT a problem concerning them. The problem is that your 2% profit will disappear as soon as you try to withdraw it, because it’s going to be eaten up by payment processor fees. Yes, I am aware that all the online payment processors carry different fees, but none of them are free, so when LordOfProfits offer you a 2% profit what you actually end up with in your pocket varies from nothing at all to an amount that at best doesn’t make it worth your while even bothering to take the risk at all in the first place. So to actually see any real profit from this plan at all you’d have to be spending at least $501 or more, and I know that’s out of the question for a lot of investors, particularly just weeks before Christmas.

It’s unfortunate, but hardly the fault of LordOfProfits that their attempt to offer a realistic payment should be hindered by the fact that payment processors also need to make money somehow, their staff are also entitled to expect a salary check at the end of the week after all. But don’t let that put you off some of the other plans because after (as of today) ten days online LordOfProfits has been paying perfectly well on a number of cycles for a number of other options. Such as The Duchess Plan for instance, which runs for 2 calendar days. Again the minimum cost of joining is $5, and in return for anything up to a $500 deposit the return is 105%.
Larger deposits can earn as follows, principal included in all payments:
$501 up to $1,000 is offered 109%, from $1,001 to $2,500 is offered 114%, and anything between $2,500 and $5,000 is offered 118%. Again larger deposits will of course be taken, so if you’re curious about what the offer is on anything up to the $25,000 accepted by the program then see inside your LordOfProfits private members account area.

The third plan sees LordOfProfits offer a 115% return, principal included, on expiry of a 5 calendar day term for deposits ranging from a $5 minimum to a $2,500 maximum this time. It’s called The Prince Plan and for larger deposits offers 122% on amounts between $2,500 and $5,000. You can check your members area for information on amounts bigger than that.

Next, for a term of 10 calendar days, is The Princess Plan. Deposits again start from a $5 minimum and for anything up to a value of $1,000 LordOfProfits offer 135%, principal included, back on expiry. Deposits between $1,001 and $5,000 are offered 145%, and you can check your members area for the rates applicable to anything bigger than that if you’re genuinely interested.

The Queen Plan pays on expiry after a term of 20 calendar days and offers 185% back, principal included, on deposits between a $5 minimum and a $2,500 maximum. A somewhat even more unfeasible 250% is offered on amounts between $2,501 and $5,000. As with all the other plans larger amounts are of course accepted, and if you want to know what the rates are then see your LordOfProfits members area for yourselves.

And finally The King Plan runs for 30 calendar days, and is obviously the least likely to make any money for you. The admin maybe, but less likely for you. Though at the same time it still only costs a $5 minimum to join anyway, for for that up to a $2,500 maximum the offer is 300% on expiry, principal included. LordOfProfits go on to offer 500% on amounts between $2,501 and $5,000. For anything above that you can see the members area.

All the popular payment options are listed so it’s doubtful investors would have much to complain about on that front, although the admin does ask for a bit more time than we might be accustomed to in programs like this to complete the payments. LordOfProfits take deposits through SolidTrustPay, EgoPay, PerfectMoney, and LibertyReserve. Payments need to be requested from inside your members account area, and then made manually by the admin. He reserves the right to take anything up to 48 hours to complete the transaction.

On the design and security side of things, the script is licensed from GoldCoders so that’s up to a reasonable industry standard, and the LordOfProfits website is also SSL encrypted for safer browsing and more secure transactions. Hosting is on a dedicated server by a company called Rack Unlimited. For any further questions for the admin or any account related issues that need to be settled you can get in touch with him by filling in the online support ticketing form on the contacts page and submitting it. From time to time you might also find him on the MNO ShoutBox so feel free to put any questions to him there too. LordOfProfits have recently opened a Facebook page as well.

As for the business plan behind the program, I think as soon as you see the cartoon style design of the website, which is nicely done I must say but is based around a sort of video game/fantasy theme, you’re unlikely to think of LordOfProfits as much other than an online HYIP. At least it’s original but that doesn’t make it any less of a risk or by itself do anything to enhance the lifetime of the program. Hopefully it will be around long enough for at least some of you to make a profit if you choose to play, but do remember that there are no guarantees in this business so do act accordingly. That means establishing a spending limit that you can afford to lose and will not go beyond no matter what, and if joining LordOfProfits then try to keep them as a smaller part of a wider more diverse portfolio.



It looks like some people joining the above reviewed LordOfProfits have no conscience at all and are trying to get more money by referral cheating. Perhaps the situation has become very serious if the admin has to warn such cheaters in the very strict manner in the latest update issued by themm. Please read below and beware of the consequences because I don’t think he’s joking

Multiple Accounts for RCB Cheating and Commission Whoring
We strictly enforce the rules and regulations of our program. Having multiple accounts for whatever purpose is strictly prohibited. This will lead to your accounts being banned and all of your funds will be forfeited.
Having been informed by this scheme done by a certain group of people online, we have been checking accounts and have in place a system, which checks for these prohibited activities on our program.
All accounts which will be found in violation of this rule will be reported to the respective monitors that they are under.
Thank you for your cooperation. Our actions are for the benefit of every good member of our program.
Additional news, our program is now listed at Money News Online! Check the Ratings page.


The latest Nubcoyu newsletter, sent on Saturday morning, is packed as usual with some fantastic updates not only regarding the program but also the business ventures the admin (interviewed here) is involved in. Payments of 1.4% for 200 business days via SolidTrustPay, EgoPay, PerfectMoney and LibertyReserve on investments starting from a $10 minimum are what’s on offer. Included is the outcome of the recent chat webinar which was held for Nubcoyu investors a couple of days ago, preliminary results of the referral contest and newly launched representatives program, a message from the happy owner of a fast food stall employed by Nubcoyu, DVD sales report, and even an idea to start a Nubcoyu themed coffee shop franchise in Japan. Sounds like a gifted entrepreneur with skills Bill Gates and WarrenBuffet would envy, so let’s just his HYIP is as good as his imagination! I’m already looking forward to next week’s update already as I must admit it has become a guilty pleasure of mine recently, and one of the most original newsletters by an admin ever. If you’re intrigued by the man’s talent you’re welcome to read the latest opus from Nubcoyu (reviewed here) re-posted below:

Nubcoyu Friday Issue 7 (23/11/2012)
Dear Valued Investors,
It’s another weekend and here comes another issue of Nubcoyu Friday Newsletter. The weather sure is changing drastically lately and thus a lot of people are catching a cold. After Misaki’s recovery, I’m the one being on sick-bed. Funny, isn’t it? Anyways, it’s Saturday morning here in Japan and I hope everyone is feeling energetic as I do!
Part 1: Past Week’s Summary and Nubcoyu The Web Update!
1) Nubcoyu Webinar
Despite the struggle with voice quality and disturbing noises for the first 32 minutes and 22 seconds, we managed to get into the main idea of the webinar, introducing our future plan of hybrid evolution. The future payplan was discussed amongst participants and I’d say I received some great ideas from the leaders in Thailand. Also, I’d received offers to help build an Adult Site, which is going to be a future home of our DVD products. We also discussed the site’s performance, including how Japanese cultures are affecting our business. As stated in the webinar, the success comes from merging the way Japanese people work and how the world’s thinking. We Japanese people work 120% of the order. Meaning we tend to go further than what we’re expected. However, we tend to lack the idea of thinking outside the box and that’s the main cause of most Japanese people remain salarymen. Our vision is to merge that labour ability with the creativity of the world. We believe that that will bring a huge success to us in the near future.
2) Nubcoyu Contest Is About To Complete and 5% Deposit Bonus To End Tomorrow!
The 4 contests: Referral Contest, Landing Page Contest, Nubcoyu iDeas Contest and lastly, Misaki’s Love Letter is going to end next week. I’ve enabled the 2nd level commission of 2.5%, which creates more incentives to the leaders. The leading 3 people of the game as of now is; 1st – Skimo2012, 2nd – casanota, 3rd – moneynews. Are you sure you want to lose to these people and miss the prize? I know I don’t!
The 5% bonus deposit is about to end tomorrow! If you still haven’t made your deposit, here’s your last chance! By the way, tomorrow marks the 1st month anniversary of my daughter’s birthday.
3) Nubcoyu Ambassador Program
We’d like to introduce the Nubcoyu Ambassador Program. Well, you can call it Regional Representative, if you like. We’re going to discuss the benefits of the program soon. Those who are interested in The Ambassador Program, please contact our Human Resources staff, Tanaki Misaki (chan) at
Part 2: Nubcoyu‘s Business Report
1) Message From Our Chicken Rice Stand Keeper
I’d like to thank Mr.Manop for his diligence in delivering quality food to lovely customers everyday. His choice of materials and his skills in cooking is second to none in my opinion. I can’t wait to try out his delight dish when I visit Thailand this upcoming December.
Here’s an English translation of the message from Mr.Manop
I’d like to express my gratitude to everyone in the Nubcoyu. I’m trying my best to generate the revenue for our program through my hard work everyday. I just want everyone to be delighted with dishes made with my own hands and earnings from Mr.Nubcoyu‘s program. It just feels good when a customer walks up to me and said “delicious!”
2) DVD Sales Report
The Japanese idol remains the top choice for most of our customers, although recently there comes an odd. Amongst the best seller Japanese music, the Gangnam Style by PSY hits the top seller alone! That makes me think that we people might have specific tastes for certain music!
Here’s the link for Gangnam Style:
3) Planning Forward To Start A Coffee Franchise
Yesterday, my daughter invited one of her friends to visit our house. Her name was Hirada Shiho (Shino Hirada in internationalized format). After speaking with her, I’ve learnt that she’s running her little business of her own. Amazing for a high schooler, right? She’s running 3 coffee shops in different prefectures throughout Japan. Not big in my opinion, nor it is famous. However, I can see the potential of this becoming a huge hit in the future due to her talent and love for coffee! Who would have believed she had me addicted to her “Melon Coffee” after a zip. Her shops are in Yamanashi, Nagano and Shiba Prefecture, current managed by the staffs she hired and some of her family members. I’ll look into her business and see if the balloon can be popped!
Nubcoyu Everyday: Surprisingly, we have nothing to report this week. Nobody’s getting sick, hospitalized nor going to Hawaii! We’re still working hard as ever!
I think that’s all for this week’s Nubcoyu Friday. I’d like to thank you everyone for your support for our program and looking forward to our success!
Regards, Nubcoyu Group”.


As the week comes to a close DiamondAsset (reviewed here) also has a news update. Usually a weekend newsletter just to report successful payments on the 1.8%-2.5% for 120 business days plan with principal returned on expiry to SolidTrustPay, PerfectMoney, LibertyReserve, and EgoPay. Having been online for three months already DiamondAsset has many early investors in profit and just recently announced that everyone with $200 or more in active deposit could apply to participate in the regional representative program by submitting an application for the admin’s approval. The list of documents required to be submitted by potential representatives is listed in the weekly newsletter below:

Weekly Payments & RRP Update
Dear Client,
Thank you for maintaining investment relationship with DiamondAsset.
We are pleased inform you that all Interest Payments for this week has been successfully processed. We also wish to remind you that the preview of our Regional Representatives Program is still on, if you are interested to become a Representative of your country, do not hesitate to contact us at with the followings details below:
– Full Name – Email – Phone Number – Skype ID (if available) – YM ID (if available) – Country – Your Username – How you will represent DiamondAsset (online/offline/Facebook/Website).
NOTE: You must have a minimum deposit of $200 to be a Certified Representative.
Kind Regards, DiamondAsset Support Team”.


Despite accepting so many e-currencies including LibertyReserve, SolidTrustPay, EgoPay, BitCoin and OKPay it was all about PerfectMoney in the latest newsletter from TheMoneyGalaxy (reviewed here). The admin reported issues some members may encounter while trying to withdraw from any of the plans – including 2.1% for 100 business days, 2.5% for 120 business days, 3.1% for 140 business days, 4% for 160 business days – to PerfectMoney. Usually withdrawals from TheMoneyGalaxy are instant but this time due to a PerfectMoney server failure some might have been missed. The admin advises those affected not to panic and create a support ticket until the situation gets resolved. TheMoneyGalaxy has been paying for 100 days already and any panic would be totally unnecessary and just bring the program down. Details are in the latest newsletter:

TheMoneyGalaxy News Letter 11/24/2012
After last PerfectMoney maintenance in last 2 days, they encountered server failure which is cause few of our members PerfectMoney withdraw missed.
We are asking members to stop sending non sense post and do not attend to any rumors.
Any members who have this problem please create a ticket from members cabinet to get the funds back to his account balance.
Regards, TheMoneyGalaxy.


Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: LoyalAssets.
From MNO Premium list: ProfitableSunrise, EurexTrade, FelminaAlliance, LLLtd, TheMoneyGalaxy, BensonUnion, ProsperaNova,  SecureIncome, Nubcoyu,  StartUpInvestCapital, LordOfProfits.
From MNO Standard list: UFOWin.
From MNO Basic list: XtremeRichness, TheInvestmentBank, SafeOnlineInvest (the first payment received).

That’s about it for today, guys. Please note that due to the industry’s usual slow-down before Christmas I will be posting less frequently than usual. So tomorrow I’m taking this Sunday off and hopefully will see you all on Monday with the latest news and events from the most popular programs online monitored on MNO. See you all then!

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