Jan 1st, 2013 Archives

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Beware! EpicRoyalFund has stopped paying! Do not invest there!

Happy New Year everyone! I hope you all had a good day and night celebrating, wherever you are in the world, and that 2013 will be a peaceful and prosperous year for you and your loved ones. Something else I’d just like to say before getting to the first news update of the new year, and I guess it’s something that I don’t say often enough, is to express my gratitude to all the MNO readers and users of my website. I’m very much aware that a blog is nothing without its readers, and so let me give a very big thank you to all of you who’ve supported me over the years, and also to all the people from every conceivable corner of the globe who write to me regularly. I know I’m not always fast to reply, but trust me, that’s simply down to the volume of mail received, your questions, thoughts, and opinions are always valued and always welcome.

So moving on to the news, it’s been a busy start to the year with plenty of news stories to catch up with. First on the list however is the recently launched EpicRoyalFund, a program I think many of you might already be familiar with since it came online in late November last year. Since then there’s been a fair bit of interest in the program, which decided to come to MNO for monitoring just a couple of days ago. Overall I’d have to say that as a HYIP I like EpicRoyalFund, though I do think there’s a lot of unnecessary “clutter” on their website, with them seemingly going out of their way to make a very very simple thing appear more complicated than it need be, but that’s just my opinion. Clearly not everyone agrees as EpicRoyalFund have gotten their share of admirers so the admin seems to know what he’s doing and why.

The first thing you’re going to need to know about EpicRoyalFund, and this is very important, is that it’s a private members only program. By that I mean you’re going to have to have an “invitation” to join, but in actual fact this invitation comes in the form of a referral link. So essentially the only real difference between this and any other online HYIP is that you HAVE to join under somebody else’s link, whereas other programs leave it up to your own discretion who you join under and don’t put you under any obligation to sign up using any ref link at all if that’s what you prefer. But one way or another you’ll have to sign up to see what’s going on inside the EpicRoyalFund website as there’s a limit on what members of the general public are allowed to see. For example you won’t find any extensive information there about the investment plans if you’re just a casual browser, that’s only available to account holders (which kinda makes me wonder how they’d get anyone at all to join in the first place without letting them know what the program is all about). Just as well you have MNO to do that for you then I suppose!

So what you have is a series for four investment plans, all of which are quite different in the sense that they run for short, medium, and longer terms (giving you plenty of choice), but all of which just pay you once on expiry. Plans are also very affordable, with EpicRoyalFund requiring just a $10 minimum to join any of the four. But that’s where the similarities between this and regular HYIP plans end. The thing about EpicRoyalFund is that they don’t pay you back interest based on the size of your deposit the way most programs do, but rather they divide their members into four different categories, and then pay you according to which category you have joined. I know it might sound a bit complicated now, but don’t worry, I’ll explain it better as we go along.

I’ll start with the four categories of membership. These are titled Newcomer, Member, Sponsor, and Guarantor. The main difference between them is that, with one exception, they are not free. I know the very concept of you having to pay money just to be a member of an online HYIP as if your investment itself wasn’t enough must be pretty surprising to some of you, but there you go. Newcomer is the free one and requires no fees on your part, the others will cost you as follows – for Member level it’s $10 per month, for Sponsor level it’s $50 per month, and for Guarantor level it’s $100.

So what’s the point of all that, you may well ask. The thing is that the EpicRoyalFund investment plans work the same for everyone, but the investors with the higher grade membership are the ones who get rewarded with a higher rate of interest. As I said above all plans can be joined for a $10 minimum, so getting a higher grade paid membership only makes any sense is you happen to be a bigger investor. I mean it’s pretty obvious that’s it’s pointless paying $100 per month to become a Guarantor member for example if you’re only going to invest $20 to begin with, right? Also, and this will be of interest to those of you more adept at building your own downlines and promoting the program to others, the rate of referral commission is higher for those with higher grade memberships.

The plans then start with one that runs for 7 calendar days. Investments start from $10 with no maximum limit, and returns paid on expiry will include your principal. So the actual profit you receive will be 8% for Newcomer and Member levels, 10% for Sponsor level, and 12% for Guarantor.

Next is another short term option running for 15 calendar days. EpicRoyalFund once again offer a single payout on expiry to all members with a deposit of $10 or more. The profit returned for free Newcomer and Member level investors is 20%, for Sponsor level investors it’s 25%, and for Guarantor members it’s 30%. EpicRoyalFund are including the initial principal as part of the payments, so the figures I’ve just given you obviously refer to net profits only.

The third plan is more of a medium term investment option, paying on expiry after 30 calendar days. Also for a $10 minimum with no upper limit placed on deposits, EpicRoyalFund are paying 50% net profit to Newcomer and Member level investors, 60% to those with Sponsor level, and 70% to those with Guarantor level. Your original deposit will also be returned.

And finally EpicRoyalFund‘s fourth plan, the long term 60 calendar day option, pays members the following rates back on expiry for a $10 minimum and no maximum limit. Those with free Newcomer and Member level accounts can expect a net profit of 130%, members with a Sponsor account would be looking at a 170% net profit, and anyone with a Guarantor account should be hoping for 200%. Your own money should also be added to that as principals should also be returned.

You’ll have noticed there that Newcomer and Member level investors both get paid the same rate of profit, so I guess you’re wondering what’s the point of paying $10 a month for one membership when the very same profit gets paid to those members joining for free. Well, the difference, and please note this is crucial so be aware of this before you hand over any money, is that free Newcomer members are only allowed to make one withdrawal per month in EpicRoyalFund. Everyone else gets paid on their investment on expiry, plus can withdraw ref commissions at any time. It might not be such a big deal if you’re only going to join the 30 or 60 day plans without any intention of re-investing after you get paid, but if you’d like to give the 7 day plan a shot for a couple of cycles then the ten bucks for a paid membership might be worth it. I gotta be honest with you here and tell you that as a monitor membership isn’t costing me a penny so it’s all good and well for me to talk about this, but as you’re the ones being asked to pay then just make sure you’re happy with the terms and conditions you’re signing up to, and satisfy yourselves that what you’re getting is worth it. And of course remember to factor the monthly fees into your calculations when working out what you think EpicRoyalFund might pay you, as obviously it’s going to be a bit less than first appearances may suggest.

The list of payment processors is as good as any other program around at the moment, with EpicRoyalFund taking all the ones in widespread popular use. These as you probably already know include SolidTrustPay, EgoPay, PerfectMoney, and LibertyReserve. Bank wires are also available but as this will probably throw up a totally different set of rules regarding minimum transactions, waiting time, etc, then you should really just contact the admin here directly for further details on that. But for the more traditional HYIP internet payment methods, EpicRoyalFund are making them manually which means you are required to log in to your members area and formally request them. Once done payments can take anything up to 48 hours, and will be made between Monday and Friday only. So remember that and be prepared to wait if you’re making a withdrawal late in the week, though obviously there’s nothing to stop you from making the actual request over the weekend if you didn’t get around to it earlier.

On the design and security aspects of the program, EpicRoyalFund are running off a script that’s been licensed from ShadowScript, something that I’m happy to see because it’s an excellent product and something I’d prefer to see more of in the industry. I see a few more admins opting for it these days (perhaps due to one particularly high profile client) though whatever the reason it works well and is quite safe. Just a few peculiarities to joining up with the program and getting started with an active investment need to be noted before you get started. First of all, again getting back to the fact that EpicRoyalFund wish to be regarded as a private members only program, you will need to wait for the admin to approve your membership first. That’s really only a formality (he’s not likely to refuse your money after all!) but will still take up to 24 hours. Then, once you’re a member, the script is one of those that first requires you to make a deposit into your account wallet, and only then to redirect that money into the plan of your choice, so always remember to do that because your investment term doesn’t start until you do.

Hosting is a bit less impressive I have to say, though the program is at least on a dedicated server. The provider is called Sitelutions, and while the admin said he intended to move EpicRoyalFund to a more dependable host soon, at the time of writing no changes have yet been made. SSL encryption is in place for an extra layer of protection on your browsing and transactions, and if you have any further questions or account related issues for the admin to deal with then you can reach him by filling in your details on the form provided and submitting them. Also listed is a telephone number if you wish to try your luck with that (no working schedule is listed for when, if ever, it operates) or for full EpicRoyalFund members you’ll also find a proper ticketing system inside your private account area for contacts. You can also check out the program’s profiles on Facebook and Twitter, plus follow the EpicRoyalFund blog for their own news updates.

I don’t really know where to start when it comes to the website content, it really is that extensive. From a purely HYIP perspective it’s also unnecessary and complicates things that shouldn’t be. For example before becoming a member there’s a PDF file containing a secrecy agreement that prospective members are expected to sign and return to the admin, which seems kinda devalued by the fact that I’m also a member and writing freely about the program on my blog, and not expecting any consequences from it either. I mean I can well understand the admin’s wish to distance himself from the HYIP industry and not be associated with it, but when you deliberately pay HYIP monitors such as MNO to rate your program then that’s obviously the very audience that EpicRoyalFund are targeting. In the case of the non-disclosure document by the way, it’s just a basic template and an identical word-for-word version is in widespread use and can be freely downloaded by anyone whose business requires a vague non-specific document like that. I’d also suspect the same thing of EpicRoyalFund‘s company registration papers, something that can be obtained online and does precisely zero to guarantee the safety of your money or the legitimacy of the claims made by the person taking it. For the record the claim is that EpicRoyalFund is a “private wealth/retirement club”, though despite all the content the one thing missing here is any conclusive evidence of this, so until further notice we have no other choice but to treat them as any other online HYIP. A pretty good one mind, or at least a promising one, but still basically a high risk venture with no guarantees. So that means keeping your spending limited to what you can comfortably afford to lose in the worst case scenario, and of course if joining EpicRoyalFund at all then do keep them as a part of a wider more diverse portfolio.



The final newsletter from SureInv for 2012 was not only in the New Year spirit with the usual best wishes from the admin, but also marked some important achievements, such as reaching 1,100 members during the first one and a half months online and the addition of a Russian language version of the site which will now reach a much wider and growing audience. That said, SureInv ends the year with management listening to members’ needs and trying to accomplish the important task of earning people’s trust that will surely pay handsome dividends later. Since the first introduction of SureInv on MNO in mid-November and the original review published here the first members already made a profit from all three investment plans – 5% for 30 business days, 4% for 45 business days, 3.5% for 60 business days – available for a $10 minimum in SolidTrustPay, PexPay, EgoPay, PerfectMoney or LibertyReserve. The program has already reached the top 5 most popular programs on the MNO Premium List and I have little doubt will climb even higher in the New Year if the admin keeps up the great level of service he’s providing now. I wish all the investors of SureInv continued profits in 2013 and am reposting their latest newsletter below:

News 31. December 2012
Hello all
Today, on the brink of a New Year, you’re probably all creating numerous resolutions in your mind. And so do we. The team behind SureInv is looking forward to a great New Year – and we trust with all the support from our growing client base, we will succeed!
Just a few things, before I leave you to celebrate:
1. A few days ago we achieved our first mentionable milestone, by breaking the 1,000 client barrier. Currently there are more than 1,100 clients with us, all enjoying prompt payouts and speedy replies to their support concerns.
2. We have noticed an increased popularity in the Russian speaking market during the past weeks and decided to translate all public pages of our web portal into the Russian language. This has been done and you can visit our Russian language pages here, or by clicking on the Russian flag on top of our pages.
We are planning to add other features to enhance customer services in the coming weeks and months.
3. Tomorrow, on New Years Day, payouts will be processed as promised earlier, but we might not process that many times and the first round of payouts might come a bit later than usual. Sorry for this, but we are celebrating tonight as well.
Now – enough said for this year: We wish you the best possible start to the New Year and hope it will be profitable for you!
All the best, TJ


You might have noticed that during the first three weeks online Stravia (reviewed here) paid silently but consistently on the 2.7%-5% for 70 business days with the original principal returned on expiry. It’s good to see for a change (and the admin is genuinely proud of this) that Stravia didn’t exploit the Christmas or New Year holidays as an excuse not to pay his members. On the contrary in fact, recently instant withdrawals have been introduced in test mode which are only available for LibertyReserve and PerfectMoney. I already got paid instantly to LR twice and was pleasantly surprised to see it introduced today. Please note that withdrawals to EgoPay are still processed manually within a 36 hour timeframe as well as your LR and PM instant payouts are not actually guaranteed, so expect them within the same 36 hour maximum and treat any instant payouts as a welcome bonus. It’s good to see that Peter, the admin of Stravia, is at least making an effort to promote his program by introducing some nice new features and increasing the level of advertising (he recently purchased a top banner on MNO blog for a month). Hopefully, his efforts will pay off take Stravia to a higher level soon. Within the last two days I got a couple of important updates from Peter dealing with the recent issue of missing deposits, so please read them both carefully:

Stravia Newsletter – Happy new year!
We the Stravia team would like to wish you and your family, a happy and a prosperous new year!
We have been working overtime to fulfill our member’s expectation that is processing withdrawals and support tickets in due time. Unlike, other companies, we have not taken a day off throughout Christmas holidays and we are not planning on one now either. All our members, will also be paid interest throughout all public holidays on both plans, the only exception still being the weekends (that is saturday and sunday).
Sorry for the lack of newsletters till now, however you will definitely find us more active on 2013. We are looking forward and preparing ourselves for a successful year 2013, and we wish all the members who have joined us till now success with Stravia.
As always, you will be able to catch us on our support email 24×7, if you have any issues whatsoever.
Best regards, Peter M Voon
Stravia Team

Stravia – Update on deposits and withdrawals
Just a short update.
We apologize for the last few days, as there was an issue with deposits not getting credited instantly. We tried to handle the situation as best as we could, by crediting all the deposits manually even before you needed to place a support ticket with us. We would like to let you know that this issue has been fixed permanently.
Also, another change you might have noticed is the instant withdrawals on Liberty Reserve and Perfect Money systems starting 1st Jan. We would like to let you know that this is not a permanent change and our 36 hour withdrawal rule still applies as per our FAQ. However, for now instant withdrawals has been enabled and we like to see how it goes.
Best regards, Peter M Voon
Stravia Team


Due to some internal issues with missing deposits and temporary downtime for a few hours yesterday the admin of Nubcoyu (interviewed here) has decided to postpone the regular weekly update called Nubcoyu Friday and highlighting the main events of the previous week. An emergency update was issued yesterday, straight after the site got back online after a temporary unscheduled downtime possibly caused by a DDoS attack on the servers of Nubcoyu‘s hosting provider. Here’s the first newsletter for your attention:

Temporary Downtime Notice
Dear Valued Investors,
It has come to our attention that the website was down the the clients was encountered with the error: “Too many connections”. We suspected that it could be a possible DDoS attack, however the site is now fully back up thanks to the work of DDoS team. Although the source of the problem remains to be investigated, we’ll be resuming our regular activities despite the New Years time.
This week sees another absence of Nubcoyu Friday, but tomorrow I’ll be issuing a special New Years Newsletter for everyone. That also includes the winner of the December Round’s contests, our plans for hybrid evolution, real products to associate with our service and possible incorporation efforts. Hope to see you tomorrow and don’t forget to attend countdown events for the new year!
Regards, Nubcoyu

Despite being on holidays and inundated with missing deposit reports, the admin still keeps his finger on the pulse. First of all, after some problems with GoldCoders script and a lot of missing deposits in the only available 1.4% for 200 business days plan via SolidTrustPay, EgoPay, LibertyReserve or PerfectMoney it was decided to remove GoldCoders in favor of Shadow script which NewGNi is also running off. Obviously, the migration will not happen overnight and will require some testing and preparation, but once it’s done the admin hopes it’s going to solve the ongoing issue of missing deposits so often afflicting GoldCoders programs. By the way, I might soon be interviewing the developer behind Shadow script, therefore you should expect to read it on MNO within the next few days, so stay tuned for that! The other plans include taking Nubcoyu to a different form by creating another domain for the planned so-called Hybrid Evolution Project and later combining it with the old Nubcoyu program. The plans sound quite thrilling and exciting so I hope the admin will be able to fulfill everything he’s dreaming of and also improve the investors’ experience with Nubcoyu (first reviewed on MNO here). The latest newsletter issued today highlighting all the new plans can be read below:

Missing Deposits Issues Allegedly Due To GoldCoders.com Downtime
Dear Valued Investors,
I’ve decided to postpone the Nubcoyu New Year Special Newsletter to tomorrow due to occasionally contact from my accountant Misaki. She’s reported that she’s seen deposits being added to the LR account, but the amount is not reflected on user’s balance. I’m growing tired of this recurring problem, so I’ve decided to conduct deep investigation and research any possible sources of information. After It has come to light that the deposits and APIs are partially controlled by the main GC website (www.goldcoders.com). With the website being down, sites running under licensed GC scripts are encountering problems doing mass payments and automatic deposits. Since we do manual payments, we don’t have so much of the problem, although occasionally missing withdrawal requests appear. However, our big problem is here: the deposits are missing! This not only affects the trusts of users, but also causes panic and eventually the collapse of the programs running on those scripts.
Of course, there are folks out there having no problems with GC deposits, but from what I think, they might have modified the script somehow, which we haven’t. However, modifying such a script requires a lot of technical information and might cause unattended bugs, we decide to move to other lucrative solution.
Plans to move forward to ShadowScript
To be honest, I’m a real fan of NewGNi. I’m one of the first investors to join their program which has been paying smoothly for over a year, thanks to Jurgen’s efforts. The script that NewGNi is running on is the ShadowScript. Famous programs in the past that runs successfully on such script were, for example Mint.Bz and AWTC. After testing around with the demo script, I’ve fallen in love with how easy it is to use and how effect the script itself is. With that in mind, I’ll consider giving it a try.
Migration Process
In order not to interrupt the current user experience with our Nubcoyu program, we will sign up for a new domain name. That will also be the placeholder for our Hybrid Evolution Project. The name of the new domain is yet to be decided because I haven’t held a meeting with our crew yet. However, my suggestion is NYSmileClub.com; Like it? Anyways, the new ShadowScript will be implemented there, while users will continue to use the old domain for the time being. After the migration process is completed, we’ll link the 2 domains together, meaning that you can access Nubcoyu through the old or the new domain. Maybe a few days off for preparation, but that’s not going to take long to complete, hopefully.
The Nubcoyu New Year Special will be delivered tomorrow. Please expect it.
Please note: In the time being, please report missing withdrawals to m.tanaka@nubcoyu.com for fast inquiries.
Regards, Nubcoyu Umezawa


Just today Mox (reviewed here) finished its second cycle of 11% for 13 business days available via SolidTrustPay, EgoPay, PerfectMoney and LibertyReserve for an $11 minimum. I think it’s a wonderful achievement from Mox after over a month online and surely a profitable experience for its first investors. Today the admin took the time to send a short update with his best wishes for members in 2013 and thanking them for their support. Hopefully, Mox will actually bring more profits to its investors in the new year which I would also like to share:

Happy New Year 2013
Dear members of Mox
Welcome to 2013
We wish you and your family a Happy New Year, good health and of course a good luck.
Thank you very much for your always support in the past year and hope you can continue support us in 2013. We will also try our best to give you a better service and earn more profit for our members.
Sincerely, Mox Admin”.


Please keep in mind that your account in FelminaAlliance is not scheduled to earn interest during the first two days of the new year. It was announced by the admin already and is done within their terms and conditions specifying the list of the US and Panamanian holidays when interest is not paid. So those of you in either of the two plans currently offered by FelminaAlliance – 0.8%-1.4% for 90 business days and 1%-1.6% for 180 business days both with principal back on expiry via SolidTrustPay, EgoPay, PerfectMoney or LibertyReserve, please be advised you won’t be paid today or tomorrow. The next business day on which you will get paid by FelminaAlliance (reviewed here) will be Thursday this week as announced in their newsletter below:

[FelminaAlliance] Happy New Year!
We at FelminaAlliance Inc. would like to wish you and your families a happy New Year.
Please note that since we observe the official holidays in both United States and Panama, no interest will be paid on Monday, December 31, 2012, Tuesday, January 1, 2013, and Wednesday, January 2, 2013.
Please do not hesitate to contact us should you have any questions and need help with anything. Your thoughts on how to improve our website and the services we offer are more than welcome.
Happy New Year!
Marketing Department,
FelminaAlliance Inc.


Many readers kept asking me why the site of BGTGroups was not accessible since last night, with some people noticing their old domain had been suspended. This has been a frequent occurrence in the industry of late, but despite the New Year holidays the admin of BGTGroups has managed to move his site to another domain and now it’s already available here. He also replied to my previous ema
To be honest, I’m a real fan of a name=”bgt”il and updated me regarding the progress of the installation of SSL for improved security. I remind you that currently BGTGroups is on vacation and no interest will be credited until next Monday and no withdrawals are processed either. That’s why, despite of the admin’s efforts to bring the site back online on a new domain, I will keep BGTGroups on Waiting status just in case and see if the next batch of payouts will be processed next week as usual. For now there’s still no official update from BGTGroups, but I believe that might change soon enough. Meanwhile, anyone in BGTGroups (reviewed here) should now be able to login and check their accounts at the new domain.


Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky list: CashROTOR, Mox, UsdTrading.
From MNO Premium list: ProfitableSunrise, EurexTrade, SureInv, StallionGold, ProsperaNova, ProForexUnion, DiamondAsset, BensonUnion,  TureProfit, Nubcoyu, ReferToWealth, StraviaXgolding, EpicRoyalFund, GISolutions.
From MNO Standard list: UFOWin.
From MNO Basic list: XtremeRichness, TrackInvest, Sun7LifeInvestmentCapital, ForexMoneyBank, MainaLimited, Finance7, TheInvestmentBank.

And finally just to round off today’s news I’d like to congratulate all the first investors of CashROTOR who despite the Christmas slow down in the HYIP industry took the risk and got 50% pure profits from the plan offering 15% for 10 days with instant withdrawals processed to SolidTrustPay, PerfectMoney, and LibertyReserve. Hope most of your experiences with MNO and the programs featured on it in 2013 will be as profitable as this one and I wish you the very best of luck with your investments in the New Year. Stay tuned for more news and updates from the HYIP industry on MNO and see you all soon!

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