Jan 25th, 2013 Archives

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Beware! 40Daily has stopped paying! Do not invest there!

Hi everybody! Hope you’re all looking forward to the weekend again, though whatever you might have planned I hope you can still put at least a couple of minutes to one side for MNO, because I still have lots to get through for you. The program I’m continuing tonight is a short term HYIP called 40Daily and I must say the general mood among investors about this one seems to be very positive. There does seem to be some conflicting stories about exactly how long 40Daily have been around, so I’ll get to that in a few moments (I’ll just tell you now it’s not as long as you’re supposed to think!) but I don’t want to give too much over to what’s pretty much a non-issue here either. For now let’s just look at the basics to whats involved with becoming a member of 40Daily and what they are offering investors.

There’s really only one investment plan to tell you about so it helps for a short review if nothing else. But what a plan it is, and I can see already since I started monitoring 40Daily that it’s proving to be extremely popular. I suppose some of the recent bad news to hit the short term HYIP business when a couple of the best programs around closed within a short time of each other has left a gaping hole in the market, but it seems to have done nothing to dampen people’s enthusiasm for such games. Whether it’s impeccable timing or just plain old good luck I really don’t know, but one way or another 40Daily find themselves in the right place at the right time and just seem to be selling exactly what everyone is looking for. Hopefully if the admin is experienced enough he’ll know how to make something really big out of the program, though for now he’s certainly getting off to the best possible start.

So the plan itself as I said is short term. It runs for just 3 calendar days, and makes daily interest payments. The rate will depend on how much you’re investing, but you can join 40Daily for a $10 minimum. In return for anything up to $1,500 you can earn 39% interest per day. 40Daily are including your initial deposit as part of those payments and so will not be returned. Therefore on receipt of your final payment the return will add up to a total value of 117%, out of which 17% is your net profit.

To put that in monetary terms, let’s take a simple example of an investment to the tune of $100. 40Daily would then give you back $39 per day over the coming three days. That comes to $117 in total, from which the admin is including your own original hundred.

I guess that pretty much covers the majority of you, but for anyone looking to play with some big money then 40Daily have an improved rate for anyone spending at least $1,501 and up to a maximum value of $35,000. For that they offer 40% per day, again for a 3 calendar day term, and again counting your principal as part of the payouts. So on expiry that should add up to a grand total of 120%, out of which 20% is the actual profit.

Payment options are pretty good, with a full list of the most popular processors and enough to satisfy the majority of investors I would think. Originally 40Daily were taking deposits through SolidTrustPay, PerfectMoney, and LibertyReserve which was fine by itself, but this has now been expanded to include EgoPay as well which will hopefully provide another boost to the program’s membership. 40Daily are offering instant payouts to all payment handlers by the way, which as usual you will need to log in to your private members account area and request. Once done the money should drop into your e-currency account in under a minute, and that’s always going to be a welcome feature in any online HYIP that practically guarantees a certain degree of popularity all by itself.

On the design and security side of things 40Daily is solid enough, and well up to and above at least the minimum standard you should expect from an online HYIP. Hosting for example is on one of the very best providers in the business which is BlockDos, and they are keeping 40Daily on a dedicated server with support and protection from attacks. It’s not exactly cheap either, in fact BlockDos are probably the most expensive provider out there (although to their credit you do get the high quality service you pay for) so it’s encouraging to see an admin take this seriously right from the start. Of course it doesn’t actually guarantee your deposit, or even have any affect on it whatsoever for that matter, but at least implies the admin is setting out to run this for as long as it’s possible to do so. The 40Daily is website is running off a script that’s been licensed from GoldCoders, and is SSL encrypted by Comodo for an extra layer of security, making for safer browsing and more secure transactions. If you need to get in touch with the admin with any further questions you don’t see covered here or have any account related issues, then 40Daily can be reached by filling in your details in the online support ticketing form and submitting it via the contact page. More recently a telephone number was added so you can try your luck with that if you’re hoping for someone to answer, though I must say I find it a bit odd that 40Daily would go to the trouble of adding phone support while Live Chat remains un-configured. The website has a built-in feature that allows members to chat with either the admin or whoever he hires to handle such things, but is still not currently working despite the banner describing it as a 24 hour service.

One of the more interesting things about 40Daily is the rather bizarre claim that they’ve been in business for the last four years, though this is not in fact the case. I wouldn’t exactly say the industry is full of these things, but there’s certainly no shortage of what I’d call “sleepers” – programs set up but locked almost immediately with no advertising, no members allowed to join, and almost no activity carried out except maybe at most a couple of monitors paid to make a handful of forum posts. This carries on for months, or like we see with 40Daily for years, before the program gets dusted off and finally presented to the world. The admin can then display this imaginary “track record” when nothing in fact happened as evidence of what a great and dependable opportunity this is. The reality of the situation of course is that the only reason these sleepers survive as long as they do is because they never had to pay anyone and never had any real members. The real business of running the HYIP only starts when the admin decides he’s ready, and in the case of 40Daily that happens to be now.

It’s a bit different from the regular sleepers though, because 40Daily simply went offline and disappeared completely. Most of them just get buried under at the bottom of a couple of hundred forum pages where nobody but the admin knows where to find them, but the websites themselves are still out there and functioning perfectly well. You don’t know where to find them, but they’re out there somewhere. The 40Daily website however was disabled completely. I do believe it’s the original admin however, the same one who established the program back in 2009 and is now reviving it. And I don’t think he’s going to object to me saying any of this because he more or less admitted as much when quizzed about it on my ShoutBox the other day. And it’s not difficult to check out for yourself anyway, as you’ll see the website has only just been registered this month.

I wouldn’t suggest you take any claims about 40Daily being the “General Securities Broker/Dealer” made on their website too seriously either by the way. There’s no evidence to prove it, it’s highly unlikely that a licensed securities broker would be handling untraceable money from the likes of LibertyReserve, and even less likely that there’s anything that could genuinely create such enormous interest rates anyway. So as always it’s best to treat 40Daily as any other high risk HYIP and always stay well within a spending limit that you can comfortably afford to lose. And of course if joining them at all then do try to keep a varied and diverse portfolio to protect yourself from heavy losses if any one single program goes down.



SureInv (reviewed here) is still basking in success and should be an inspiration to any admin willing to work hard and run a long lasting and profitable project with a lot of satisfied customers. In my opinion SureInv is just a perfect example of how a mid-term HYIP should be run, with less talk and more stable payouts over the three investment plans 5% for 30 business days, 4% for 45 business days, and 3.5% for 60 business days. After 71 days online SureInv reached the #3 spot on MNO’s Premium listing which is an incredible result for such a program which all this time has been paying promptly to SolidTrustPay, EgoPay, PexPay, LibertyReserve and PerfectMoney. The newsletters from SureInv are only issued on quite rare occasions as there’s no real need for them since the project’s been running smoothly all this time, but again, according to the admin they are now entering the second phase of their advertising campaign. I believe this means more awareness will be raised online and more people will find out about the program and its plans. There were also some minor changes announced by TJ (that’s the admin’s name) in the latest newsletter issued tonight which included:
the removal of an activation email on sign-up due to activation code delivery failure in some cases,
an increased amount of simultaneously running deposits allowed by a single member of SureInv,
coming implementation of an incentive program for the best promoters in the program.
I personally believe that for the first 10 weeks online and stable work over the winter holidays SureInv has already proven to be a reliable project with an ever growing army of members enjoying daily profits which, by the way, are not only credited on business days but paid out on business days only too as the admin clarifies in the newsletter below:

News 25. January 2013
Hello all
A few weeks have passed since touching base with all of you! Things have been rather busy here at SureInv, so we feel the need to update you on our ongoing progress.
As most of you are aware of, SureInv started on November 15th last year and ten days ago we achieved our second full month online. During this time we have created personal relationships with many of our now over 2,100 clients and almost on a daily base we have discussions with some of you — thank you for that! Mostly on issues of what we can do better, what we should do in the future and also what we should avoid. We are open to any kind of recommendations and constructive criticism as well, as both help us to understand our clients needs better.
According to our business plan, we have recently initiated Phase II of our advertising campaign. Some of you might have noticed more banners, more articles and more promotions on blogs, monitors and forums across the industry. This is part of our strategy ‘Here today, Here tomorrow.’
Now let’s get back to some concerns we have received from our clients:
1. Unverified Accounts
We have been informed that clients using certain Email providers, like Yahoo, Comcast, AOL, to name just a few, haven’t received the activation Email sent out by our server during sign-up, thus couldn’t activate their accounts. This is unfortunately a common issue with some Email providers.
We have therefore auto verified all current accounts with us. Also we have disabled this function now, so all newly created accounts does not need to get activated at all: Sign up, login — thats it.
If you have signed up a couple of days or weeks ago, your account is active now!
For proper and timely communication, we endorse Google’s Gmail. It’s not only free — but more importantly, hassle free as well.
2. Investment Slots
From the beginning of our journey, investments slots were limited to six per account only, which we felt would be sufficient for the majority of our clients. During the past few weeks we have noticed that some members found a way around this limitation, by opening additional accounts, which is strictly prohibited according to our Terms of Service, for various reasons. Please see our FAQ in regard. We will not impose any restrictions to those who opened multiple accounts, if no referral abuse has become apparent — so please feel free to use your accounts as before. We have however lifted the limit of investment slots in general and as from now on you can have unlimited active investments with SureInv — all under the umbrella of one account.
3. Client Promotion
We have received a lot of Emails recommending to involve our clients more in actively promoting SureInv and at the same time handing out incentives for those doing so. We are listening and are currently working on a action plan to get this implemented. Please expect us to have something in place as from February 1st. We will inform you by then.
4. Finally, a short reminder to our newest clients
Please notice that we DO NOT process any payments during weekends. Also interest is only credited from Monday until Friday.
Thanks for reading, take care and I’ll see you all next week.
Best regards, TJ


The admin of DiamondAsset (reviewed here) released a short update today informing his members of the successfully processed payouts on the 1.8%-2.5% for 120 business days investment plans with principal back on expiry. The program has been online for over five months already and has been paying promptly all this time to all the payment processors accepted – LibertyReserve, PerfectMoney, SolidTrustPay, and EgoPay. Just in two weeks time the first investors should get their principals back from DiamondAsset as the first cycle is completed. I’ll be watching this closely and will let you know once it happens. The latest news from DiamondAsset can be read below:

Interest Payments
Dear Client,
We are pleased inform you that all Interest Payments for this week has been successfully processed.
Thank you for choosing DiamondAsset.
Best Regards.


There were two important updates posted by the admin of VisitAd over the last two days that I want to discuss with you tonight. The most important thing to announce is that due to abuse of the surfing system and creating multiple accounts (that explains where the 5700 members for the first two days online came from I guess!) the ability to earn $1 daily by surfing 50 sites in manual mode has been temporarily disabled. It may resume if the admin finds a way to identify the cheaters and eliminate multiple accounts created for the sole purpose of stealing. I believe that by creating a system where free members can earn $1 daily had some good initial promotional value, but perhaps the admin had to reconsider this seeing how many cheaters are trying to take advantage. In any case, the investment plan offered by VisitAd and thoroughly analysed in my review of the program published here remains the same – 7%-9% for 20 days – and is accepted by LibertyReserve, PerfectMoney, SolidTrustPay, and EgoPay as usual.

Other news from VisitAd includes an increase in the minimum amount allowed to cashout from your balance. You now need to have at least $5 in your LibertyReserve, PerfectMoney, and EgoPay balances and not less than $10 in your SolidTrustPay balance before you can make a withdrawal. A harsh decision for small investors would not seem so negative if you consider the internal e-currency exchange is now open in your internal member’s area. To avail of the available exchange rates please go to Currency Manager tab in your account and make the exchange between currencies when needed. Due to increased membership of VisitAd the admin also announced the timeframe for answering support tickets was stretching to 4 days (!) which I believe is too lazy. In any case, possibly inundated with support requests the admin tried to encourage everyone to send messages to the different email addresses given over to dealing with different topics. I wonder if you can still send a support ticket from the account area, but I guess most of them may have been about crediting the $1 free reward for surfing. The question still remains – why wasn’t the admin able to predict such an outcome when creating this free surfing offer? Is it bad planning or possibly a lack of experience? In any case, I hope he has good intentions to run VisitAd for a long time and hopefully, soon we’ll see the updated version of surfing in exchange for money, otherwise the very name VisitAd means nothing and without a surfing option the program turns into just a regular HYIP with no twists but a weird name. Below are the two latest news updates from VisitAd‘s admin (please read them carefully if you’re a member!):

VisitAd Important Update !
Member Count, Support Tickets & FAQ related
VisitAd Members are growing at a pace faster than we had expected. As of now we have more than 5700 users on board.
As the numbers are ever increasing answers for support Tickets can be expected only to be answered within 48-96 hours
Despite clarifying many a times Regarding 1 $ credit for surfing ads will get credit according to our server time, still we notice many support tickets raised. Henceforth tickets pertaining to that subject will not be answered any more, However if any user did not receive your 1 $ after GMT+1 hours then email to urgent@visitad.com
In order to answer few common questions asked by users our FAQ’s are getting updated.
Advertising related
For Bulk & exclusive advertising offers do contact us at premium@visitad.com
E-currency Exchange related
Currency Ex-changer has been integrated and members can use it by simply clicking CURRENCY MANAGER. In case of any issues regarding to exchange do contact us at xchange@visitad.com
Note: We are modifying exchange rates according to fund balance available and hence the exchange rate shown at a particular time are not static.
Missing Cashouts related
In case any member has missing cashouts or having issues while funding your ewallet, do contact us at missing@visitad.com
STP Withdrawals related
Few Members are requesting cashouts to stp usernames which does not exist, and hence that particular cashout will be deleted and funds are added back to your cash balance. Do please recheck your stp username before making any withdrawal.
Multiple Accounts related
We have observed few users creating many ids and surfing and withdrawing to same payment processor. In order to make best use of the offer provided we have implemented IP restrictions and we do not allow more than one account per ip or computer, henceforth we will suspend multiple accounts.
Abuse sites related
If any user notice any website abusing your laws etc please report us immediately through Abuse Report and we will take suitable action and remove such website
Contact related
While composing mails to admin@visitad.com, xchange@visitad.com, urgent@visitad.com, premium@visitad.com users are requested to mention your username, user id and email address.

Important Update On Promo Offer
We have noted some of the users are Abusing the Promo Offer by creating Multiple ids and withdrawing to same payment processor. Those users will have all accounts banned along with their IP.
We are modifying few settings for promo offer and also deleting multiple accounts hence the promo offer will be closed for time being
Minimum Cashouts have been increased and henceforth Minimum withdrawal in LR, PM & Egopay is 5 $ and STP is 10$.


It looks as if AirCargoXpress displayed a BlockDos logo on their website while being hosted by GeniusGuard for a reason. Well, after a lot of downtime on their prior hosting provider and some unexplained excuses it was decided to move everything to a more secure provider in BlockDos. Just yesterday, after several hours downtime the admin sent a newsletter stating the everything was back to normal but in fact it was not and the site was still offline. Here’s the first newsletter:

AirCargoXpress Update
As we’ve mentioned on our facebook page our hosting provider had a long-lasting maintenance. His hardware has been upgraded to improve speed and reliability of servers. We would like to apologize on their behalf and assure you that those updates are happening once in a while.
You can now access your accounts as usual and withdraw or deposit funds.
If you still experience troubles accessing webpage add “www” to our domain name or clear your cache, it should solve the problem.
Don’t hesitate to contact us if you have any questions.
Truly yours, AirCargoXpress team

After it appeared the problem was not solved and the second word from GeniusGuard, according to the admin, was that the site was hit by a DDoS attack straight after the alleged maintenance was completed. I guess GeniusGuard just tried to squeeze some more money from them, but failed as the admin of AirCargoXpress Dylan had enough of bad service and pledged to move to BlockDos as soon as possible. This was done today and after propagation the site has finally become available to everyone. I was hesitant to move AirCargoXpress back to Paying status on MNO first, but when I found out that the payouts on the two available investment plans with principal back on expiry – 2%-3% for 10 days, and 3%-4% for 15 days to LibertyReserve, PerfectMoney, SolidTrustPay, and EgoPay – I realized that the issue had been definitely solved. The full review of AirCargoXpress can be found here and for the latest news from the admin please read below:

AirCargoXpress Moved To BlockDos Hosting!
Greetings our valued investors,
As AirCargoXpress slowly but steady moving to the top of the investment industry chart we started experiencing strong DDOS attacks from our competitors. And since our team is determined to create the best online investment program which will be at the top and bring profit to every participant it’s been decided to move our business to the best DDOS protecting hosting out there. Therefore we would like to announce officially that from now on AirCargoXpress is hosted on Blockdos servers.
Everything has been done for you to enjoy best and flawless experience with Us.
We would really like to apologize that you had to wait for these changes to take affect but we really believe you will appreciate it in long run.
If you experience troubles with access to our website, please try to use https://aircargoxpress.com and clear your cache.
Truly yours, AirCargoXpress team


I’m glad to report that after only three days online the admin of BerkeleyFinanceGroup decided to upgrade his listing from Basic to Standard on MNO. That means his program will be introduced on my blog tonight and reviewed later on. So, BerkeleyFinanceGroup is a program running off a licensed GoldCoders script, is hosted on a dedicated server by Koddos, and is SSL-secured by Comodo. There’s a very good choice of payment options for deposits starting from $10 as SolidTrustPay, EgoPay, PexPay, PerfectMoney and LibertyReserve are all taken. By joining BerkeleyFinanceGroup you have a chance to earn from 7% to 8.5% daily (depending on the size of your principal) for the duration of 20 calendar days. The original principal is not returned as it’s included in the daily payouts that have to requested from your member’s area and are promised to be paid within 12 hours of request. More about BerkeleyFinanceGroup will be on my blog next week when I’m planning to a more detailed description of the project.


Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky listProForexUnion, MGProfit, OilOfAsia.
From MNO Premium list: ProfitableSunrise, EurexTrade, SureInv, FelminaAlliance, StallionGold, TureProfit, DiamondAsset, 4FXInvestment, Nubcoyu, Stravia, 40DailyAIOFinance, AlevrasInvestments, Xgolding, GISolutions, VisitAd, ADSolid, VFinance (the fist payments received).
From MNO Standard list: BGTGroups, TradExFund, AirCargoXpress, PremierLeagueProfits, BerkeleyFinanceGroup, InstantlyPay.
From MNO Basic list: TrackInvest, PerfectForex, InvestmentCapital, MainaLimited, Finance7, Money&Credit, TheInvestmentBank, FinanciaLtd.

That’s just about all I can think of for tonight, guys. Thanks as always for reading, I hope there was at least something useful in there for you, and make sure to enjoy your weekend! See you tomorrow, everyone!

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