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03/02/2013. FatProfit Review and Daily News from the Industry


Beware! FatProfit has stopped paying! Do not invest there!

Hi guys! Hope you’ve all been having a good weekend so far, and I must say it’s been a busy one for me despite there not being a great deal of news to report on. So for the second instalment today I’m taking a closer look at a brand new program called FatProfit which was added to my monitor just after opening. It’s more of a short term HYIP which seem to be maybe not dominating the industry now exactly but certainly leading the way I think and are what investors seem to be favoring at the moment. So let’s see what FatProfit are offering you and what other features they have that you might like.

There’s only one investment plan for you to think about, so it’s going to be a pretty easy decision for you to make, and a fast one at that – you either like it or you don’t. There’s no variety or variations to the plan either, with FatProfit paying the very same rate of interest to all members regardless of the size of your deposit. Investments start from a $10 minimum and with no upper limit on what you’re allowed to spend. The term runs for 15 business days (which is three weeks) during which FatProfit are offering a 10% interest every day from Monday to Friday. Payments eventually add up to 150% in total, from which FatProfit are counting your principal as part of that so it’s your own money back plus 50% net profit.

To put that in monetary terms let’s look at a simple example, say $100. For that FatProfit will pay you $10 every day from Monday to Friday for the next three weeks. You earn back an amount equal to your deposit (ie break even) with your tenth payment, and everything after that is profit. Total payouts come to $150, which is your own hundred back plus $50 for yourself.

If you decide you like the plan then the choice of payment processors is as good as any of the competition. FatProfit list all the main handlers in the HYIP industry, and you can use SolidTrustPay, EgoPay, PerfectMoney, or LibertyReserve to sign up. Fans of instant payouts (and who doesn’t enjoy those) will be pleased to see them made available here. You will still need to log into your FatProfit private members account area and make the request as usual, but once you’ve done so you should see the money drop into your e-currency account within under a minute. I’ve made several withdrawals myself now since I started monitoring them and can confirm that they are indeed instant. Just one other thing you need to know about the investment plans is that FatProfit will accept deposits in either dollars or euros. I’ve just decided to describe them in dollars because that’s what most readers here prefer, but the option to use euros is there for you if you want it.

So the payment options are fine but when it comes to the design and security of the program I have to say I’m not entirely convinced. For example, the FatProfit admin says the program is running off a unique script but I know for a fact that I’ve seen it in use before. Not to cast any doubts on his motives here you understand, it’s of course entirely possible the admin believes it to be unique, but someone is being misled somewhere. Also the hosting is on a dedicated server I’m unable to verify that it’s under DDoS protection from BlockDos as the admin is claiming, though I can at least see it’s on a Staminus server which is fine by itself. The FatProfit website is SSL-encrypted by Comodo for safer browsing and more secure transactions, but do make sure to type in the “https” prefix yourself as it won’t necessarily come on by default. For any further questions for the admin or any account related issues you need to have dealt with then FatProfit can be reached by filling out the online support form and submitting it through the contacts page.

To be fair to them FatProfit looks kinda different from many programs going for the shorter or mid term HYIP market, however the texts themselves offer nothing new and have been copy/pasted by several HYIPs over the last couple of years. So when the website stars making claims about ForEx trading I suggest you stop paying attention. It’s a high risk HYIP, no more, so just be sure you don’t have a problem with that before going any further. That also means setting yourself a sensible spending limit that you can comfortably afford to lose, and if joining FatProfit at all then try to keep them a smaller part of a wider more diverse portfolio.



I want to start this evening’s news section with the latest from OilOfAsia. The program which offers 3% for 75 business days, and your principal back on expiry, was first reviewed on MNO here. They now become the latest HYIP to start up a regional representative program. Fans of longer term HYIPs will probably have seen this used to some degree of success in other programs in the past, where members can apply for the position of a customer services representative and provide support to other members in their country in their native language. I guess we’ll see how this works out for them in the coming weeks and months, but going from how vigorously the admin is promoting OilOfAsia right now it’s clear his intentions are pretty serious. Something a bit less interesting but also in the latest OilOfAsia news update is the inclusion of a postal address for them. I know from experience that these things are more often just registered virtual offices and not really where you find the admin working from. You can read the full update from the OilOfAsia below:

OilOfAsia Ltd Newsletter
Dear members,
within just 20 days online OilOfAsia Ltd became the hottest program in the industry with already more than 15,000 members joined in such a short period of time. We are really happy with this amazing growth and I am sure thats just a start of something special. We are working hard day by day to improve OilOfAsia Ltd and I am happy to say that recently we made some improvements. Its important to communicate with members using their own language because not all people around know English so I am glad that we already added more than 30 regional representatives around the world and our team become bigger and bigger everyday. Hopefully by the end of this month we will be able to cover the most of countries with our regional representatives. Also video presentation has been added and you can find it at Get Started page at our website, feel free to check. Last but not least good news, another office has been opened, this time in Southeast Asia country – Vietnam. You can find us at the following address:
428 Dien Bien Phu Street Ward 11, District 10, Ho Chi Minh City, Vietnam. Phone number: +84903545381
Feel free to visit us, we would be happy to meet you. More offices will be opened soon, next ones probably in South America and Africa. Thats all for today, we wish you a great week.
Yours, Adam Dhaliwal
OilOfAsia Ltd


Another program making huge advances in the area of customer support, though in a very different direction, is PerfectForex. The program which offers a variety of plans including 104%-125% after 1 day, 122%-250% after 5 days, 172%-800% after 15 days, 400%-2000% after 30 days, 900%-3500% after 45 days, and 1000% after 10 days have been going for what’s now almost three weeks. That’s a decent run and will surely have made a lot of money for many players so far. I can’t say how much longer that will go on for, but PerfectForex are at least working on further improvements. According to the PerfectForex admin in his latest update they have now introduced Live Chat support and telephone support for their members. The program is due to be reviewed on MNO during the week, because even though I’ve been monitoring them almost from the beginning, PerfectForex only upgraded their listing lately. So watch out for that if you would like further information, and the full update from the admin is below:

Live Chat and Phone Support services
I hope you can enjoy your Sunday and I have a really good news for you.
For now we want to be a closer to our clients and introduce Live Chat Support system and international phone support it is a good start for successful cooperation.
Please don’t hesitate to contact us if you have further questions.
Yours truly, Jim Courtney
PerfectForex – Your Perfect Partner


One of the most recent programs to be added to the MNO monitor was GoldenPayment which you may remember was only reviewed here last Sunday. They’ve issued a newsletter today making an internal e-currency exchange service. The plans available from GoldenPayment include on expiry payments of 105% after 1 day, 120% after 3 days, 150% after 7 days, and 325% after 15 days. With the full range of processors in use including SolidTrustPay, EgoPay, PerfectMoney then I guess the service might prove popular. The admin, who was interviewed on my blog here, gives instructions below on using the service in the update below:

GoldenPayment currency exchange beta
It is the start of a new week and we are announcing a beta test of our latest most suggested feature, 4 way e-currency exchange at no cost for GoldenPayment users. We would like to test the productivity of the system. Below you can find details about GoldenPayment‘s Currency Exchange Beta.
Rate: No Cost – Even Exchange
Qualifications for Beta: Any e-currency deposit that is new (from the delivery of this email) can be requested to be exchanged to another e-currency.
Due to potential fraudulent use of the system, especially being a site that accepts SolidTrustPay, we will require a 12 hour waiting period before any even exchange is offered.
How to request your exchange:
Making a new deposit in any of the four processors we accept, Liberty Reserve, SolidTrustPay, Perfect Money and EgoPay. Once the deposit is made, please submit an email to with the subject Currency Exchange Deposit and the details of your deposit along with your username and requested e-currency of your choice.
Please feel free to respond to this email if you have any questions about this beta test. Thank you for taking part in GoldenPayment.
Best Wishes, GoldenPayment.


I have to give you a couple of warnings now about some programs being moved to Problem Status on MNO today, and while I would sincerely love to be completely mistaken here, it’s difficult to see anything other than a pending scam-in-waiting for either AIOFinance or VFinance. In the case of AIOFinance they stopped paying yesterday after only 20 days online. Not a complete failure if you were one of the first members to join, but you would have been one of the only ones to clear a profit so it’s a long way short impressive as well.

VFinance on the other hand was nothing other than a 100% hopeless failure for all members. With a 6% daily interest rate, payments halted after just ten days meaning no one was even close to breaking even. SolidTrustPay payments were made however so if you were lucky enough to choose them as your processor then you might be lucky and see payments continue on auto pilot until the account is drained, but everyone else’s payments have stopped and the VFinance admin isn’t responding to my e-mails. So even though the websites are still online and new deposits more than welcome I’m sure, please stay away from both AIOFinance and VFinance until further notice.


Better news came from AlevrasInvestments as they were returned to Paying Status on MNO today. Payments to LibertyReserve used to be instant, they’re not anymore, but at least they did resume and that’s the more important point. He promised to fix the issue within the next 24 hours in an email to me and I’m happy to give him the benefit of a doubt by moving the program to Paying based on the resumption of manual payments. I would just like to ask readers to please report to me if you are paid by AlevrasInvestments by tomorrow and if the withdrawals are instant again or not. The program was first reviewed on MNO here and offers 3%-6% for 55 days and your principal back on expiry.


I’ll finish up for tonight with a look at the latest results from the ongoing readers opinion polls and surveys which regular MNO readers will know take place on the TalkBack page. Sometimes it’s just for amusement, but it’s always interesting and always beneficial to see how other HYIP investors feel about certain aspects of the industry. So last week I posed the question “What is HYIP investing for you mostly?” which referred to how big a role it plays for you as a source of income.
It seems a whopping 12% of you really enjoy living life on the edge as that’s the number of you who described HYIPs as “My main source of income.” I mean 12% might not sound like a lot, and obviously it’s a minority, but considering the dangers involved it’s an impressive number so good luck to all of you if you’ve said good bye to the 9 to 5 rat race and are making a proper living from your investments.
By far the biggest group however and making up 76% of MNO readers answered that HYIPs to them were “a way to earn a little extra money and supplement my income.”A more realistic ambition I suppose and I guess one that more people would aspire to in the shorter term at least.
The remaining 12% of readers replied that HYIPs were “Just for the fun of it, a type of gambling” which is I suppose a healthy enough attitude to take as well.

So for the new question this week I wanted to ask what the average player thinks about hosting providers? Or to be more exact, how much importance to you place on them when deciding whether to join a certain program or not? I’m not talking about what you think of specific providers now, even if you do have any opinion on them as I know not many of you will ever have had any direct dealing with any of them, but is the hosting provider ever a deciding factor in you joining (or not joining) a program? Your options are as follows:
Yes, this is very important and I always check first and avoid the bad ones.
It’s important but not a deciding factor that will keep me out.
No, I don’t really take it into consideration.

Please vote on my TalkBack page where I’ll be looking forward to hearing your opinions on the subject.


Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky listProForexUnion, MGProfit, OilOfAsia, BerkeleyFinanceGroup, AlevrasInvestments, FinanciaLtd.
From MNO Premium list: ProfitableSunriseStallionGold, BensonUnion, VisitAd, PerfectForex, RoyalIncome, GoldenPayment, Profitable2013, FatProfit, RewardsWeekly.
From MNO Standard list: PureIncome.
From MNO Basic list: TrackInvest,EasyGrowth, PerfectLottery, InvestmentCapital, MainaLimited, Finance7, Money&Credit, TheInvestmentBank, GreenRound (the first payments received).

That’s it for tonight guys. Thanks as always for reading and enjoy what’s left of your Sunday. I’ll be back again tomorrow with all the industry news as usual as well as a closer look at another of the new programs added to my monitor. So stay tuned for that and see you all then!

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