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27/02/2013. EmpireFinanceGroup Review and Daily News from the Industry


Beware! EmpireFinanceGroup has stopped paying! Do not invest there!

Hello everybody! Hope you’re all keeping well this evening. In addition to the usual news round up, tonight I want to take a look at a program called EmpireFinanceGroup that I think some of you may be familiar with already. It’s a new program on MNO, but by no means can we consider it a new program. In fact to the best of my knowledge EmpireFinanceGroup is probably the longest running HYIP I have ever monitored on MNO. So let’s take a look at what they have to offer and see what you think of the whole thing.

Before we get to the program details there is of course the main talking point about EmpireFinanceGroup which is of course it’s fantastic age. They’ve been online since June 2010 which is coming up to three years now, a simply remarkable achievement. I don’t want to go on too long about this but it does have to be mentioned. Every now and again a program comes to MNO for monitoring that at first glance appears to have had a really most amazing track record, having been online already for a full year or even more before advertising on some of the better read resources. A lot of people wonder how they do it and may even be lulled into a false sense of security, assuming that if someone can maintain such massive interest payments for that long then it can’t be a regular HYIP and there simply has to be some kind of real business behind it. In actual fact it’s not really too difficult a trick to pull off. I usually refer to such programs as “sleepers”, because that’s kinda what they are. The admin starts a program, gets a thread on the main HYIP discussion forums to prove the start date, and then closes it to genuine members though keeping the website itself online. Maybe throw in one or two paid posters who contribute once or twice a month just to have a continuous unbroken timeline, but by the time the admin is finally ready to start taking real money from real people he already has a year long “proven track record” at the cost of no more than a couple of bucks.

I won’t say it’s an everyday occurrence in the industry, but it’s far from rare. I myself would monitor programs like it I’d say a couple of times a year. But in the case of EmpireFinanceGroup that does not appear to be the case and I have no reason to doubt they’ve been a proper functioning HYIP for all this time. The forum threads would indicate a continuous chain of proper monitors and real investors posting comments on them on a regular and consistent basis dating right back to the beginning.

So what about the reason we are all looking at EmpireFinanceGroup, the plans? Well, they’re quite good I’d have to say and if you’re a regular fan of longer term HYIPs or just looking to diversify your portfolios then they’re at least worth a second look. Not all of them are going to be affordable to everyone, but I’ll let you decide what’s best for yourselves. You have three plans to choose from, and the first of these is called The Fast Start Program. It can be joined for a minimum deposit of $10 and runs for a term of 45 business days (nine weeks). During that time members are offered a daily interest rate of 1.3% per day, paid out on Monday to Friday only. By the time the plan expires payments should come to 58.5% in total. You can consider this your net profit only after EmpireFinanceGroup return your principal as promised.

To put that in monetary terms let’s say you were to make a $100 deposit in this plan. Every business day for the next nine weeks EmpireFinanceGroup will pay you back $1.30 interest. By the final day of the term you should now have accumulated $58.50 in payments, at which point EmpireFinanceGroup should then return your initial hundred. The maximum deposit for this plan is $999.

For any bigger spenders prepared to play with an opening deposit of $1,000 EmpireFinanceGroup have what’s called The First Capital Program which will also take investments up to a maximum value of $4,999. The investment term stretches to 80 business days this time (16 weeks) but interest payments are still made every day from Monday to Friday. The rate is calculated at 1.5% per business day, allowing you not only to complete the term with 120% net profit with your principal then added to that, you also break even (earn back an amount equal to your deposit meaning you can’t possibly lose money from that point on) 67 business days into the term.

Then, for the really big spenders, EmpireFinanceGroup have The Business Program. This comes with a minimum price tag of $5,000 and runs for a term of 100 business days (20 weeks). In return for your money EmpireFinanceGroup are offering a daily interest payment of 1.7% made from Monday to Friday. On completion of the term your principal is then returned, leaving you with your own money back plus 170% net profit on top. You should, we hope, break even on receipt of your 59th payment. Maximum spend is $100,000.

OK, so the investment plans might be reasonable but one thing that’s a bit disappointing about EmpireFinanceGroup is the limited choice of payment processors. That’s just my own personal opinion of course and I’m fully aware that it doesn’t seem to have done anything to hinder the program surviving as long as they did. It’s just that if the admin is really serious about expanding and taking the program, shall we say, “into the mainstream”, then this would definitely be one area worth looking at. As things stand EmpireFinanceGroup deal exclusively with LibertyReserve and PerfectMoney which was pretty much all one could expect from longer term HYIPs back then and was considered standard practice and perfectly acceptable. Things have changed since then and hopefully the EmpireFinanceGroup admin will also move with the times. Withdrawals are processed by the admin manually so members are required to log in to their account area to make a request. Once done you’ll need to allow anything up to 12 hours for all transactions to be completed. My own withdrawals have mostly been instant up until now, though that’s not explicitly promised so do allow them the 12 hours and take anything less than that as a bonus.

On the technical and security side of things, EmpireFinanceGroup is running off a custom made script. I don’t know if it’s deliberate or not but it does look similar to GoldCoders so I guess it’s going to have a very familiar feel to it for most regular industry players. Hosting is on a dedicated server and the website is SSL protected by GeoTrust, DDoS protection is provided by Clear-Ddos. If you have any further questions for the admin or need to discuss something with your account then there are several ways you can get in touch. There’s the usual customer support submission form that you can fill in your details on and submit via the contacts page. EmpireFinanceGroup also list a couple of different e-mail addresses you can write to directly if you prefer. Or else if it’s something a bit more important you can try them on Live Chat if there happens to be an operator there at the time as it isn’t a 24 hour service. You’ll also find a postal address in New Zealand, though while I’m in no position to verify it I wouldn’t believe it to be anything other than a serviced office and not where you would find anyone connected to EmpireFinanceGroup were you to visit.

The website content is original (in fact it’s almost surprising that after nearly three years online no other HYIP admins have attempted to “borrow” them!) and the alleged business activities of the program include ForEx and stock market trading. No evidence of this is offered of course. The EmpireFinanceGroup admin made a previous attempt at adding some respectability by registering the program as a company in New Zealand and provides a link to this on the website. I don’t believe he’s checked it recently however because the companies registrar in New Zealand only says that EmpireFinanceGroup has been struck off their list. Strangely enough this has had no effect on the program who continue working away! Kinda doubtful then that there’s anything other than an online HYIP at work here, and while I don’t know what the admin is doing, whatever it is he’s doing a damn good job of it. That’s not to say you should treat EmpireFinanceGroup any differently than any other HYIP though, with a beginning, a middle, and an end. Just why the admin has waited until now to bring his program to a wider audience I can’t say, just that you still need to remain cautious, never spend more than you can afford to lose, and if joining EmpireFinanceGroup at all then keep them as a smaller part of a wider more diverse portfolio.



A newsletter was issued today by the admin of CostaAlliance Elyssa was was recently interviewed on MNO here. Actually, the interview on my blog was the only featured update, as apart from that CostaAlliance has been performing quite well and there was nothing really important to add I guess. Elyssa was just grateful for all the support the members are showing for the program that’s been online for 12 days and paying on a 7% for 21 calendar days plan. Taking into consideration the 7% deposit bonus credited immediately after investing at least $10 via SolidTrustPay, EgoPay, LibertyReserve, or PerfectMoney we should see the first members of CostaAlliance break even and be in profit by tomorrow. Communication is not an issue either and if you have any questions about how CostaAlliance works even after reading my detailed review published here, don’t hesitate to contact the admin via email and she will gladly answer your questions. Otherwise, you can always check the program’s Facebook page for all the recent updates. The latest newsletter from CostaAlliance in full can be read below:

CostaAlliance ~ NewsLetter#4
Greetings CostaAlliance Member,
Time certainly flies when you are busy and that is exactly what seems to be happening with us at CostaAlliance.
Stepping into the 2nd week of CostaAlliance being online and we have made a huge leap in a week and we are growing steadily. At CostaAlliance, we are all excited to realize that this means that CostaAlliance is heading towards a very successful year. We feel honored to have received so much of motivation and support from you all.
Besides this, we really have little to say this time because everything is going smoothly and we are extremely happy to see so many great testimonials from our members in various forums and communities online.
We would like each one of you to join our Facebook page and share your views there as well, with other members and us.
Here is the link to our Official Facebook page:
Then of course, there is the interview from MNO that must be mentioned today although we believe most of you have probably read it by now. For those who have missed it, we request you to drop by at:
It has been a real pleasure answering the questions and we hope you will find them as informative.
Should you have any questions, please contact us and we would be glad to help you.
That is all we have for today and we hope to catch up with you soon later this week.
Have a great week ahead!
Regards. Elyssa Hamad


Apparently I misunderstood the newsletter from GoldenPayment which was issued yesterday regarding the exchanges offered by the admin Dennis (interviewed here). As it was unclear, since then he sent two further newsletters in which he offered those people who want to invest in GoldenPayment via SolidTrustPay or EgoPay to convert their deposits into LibertyReserve and PerfectMoney, so they would be able to withdraw to those payment processors at the end of their investment term on the four investment plans offered – 105% after 1 day, 120% after 3 days, 150% after 7 days, and 325% after 15 days. The situation with this exchange offer looks very weird, as usually HYIP admins are trying to get rid of SolidTrustPay and EgoPay and keep their LibertyReserve and PerfectMoney funds intact for personal use. But in this case we can observe exactly the opposite, as the admin invites members to get rid of STP and EgoPay funds and get LR and PM for a flat 1:1 exchange ratio. It really sounds too good to be true and I’m not sure what it is – a marketing gimmick or a genuine desire to collect some STP funds which HYIP admins usually try to avoid by any means. The perseverance with which the admin sent out not one but two emails today inviting everyone to make the exchange makes it even more weird. I wish I could answer this mystery but I can’t. So, if you want to take advantage on the offer from GoldenPayment (reviewed here) write to the admin with your request and follow the instructions as specified in the two latest newsletters below:

SolidTrustPay/Ego to Liberty Reserve and Perfect Money
Thank you for the great support for our free e-currency exchange program that we have offered. We have completed the deposit exchanges from SolidTrustPay and EgoPay of over 20k just since last night to Liberty Reserve and PerfectMoney.
To take part in free currency exchange from SolidTrustPay and EgoPay, please email us your request for exchange. In your request for exchange email, please include which e-currency of the two you are going to exchange; SolidTrustPay or EgoPay, your choice of e-currency (Liberty Reserve and PerfectMoney). Once we email you back a confirmation, you can make your SolidTrustPay/EgoPay deposit into Golden Payment and we will convert it. Even exchange for SolidTrustPay and EgoPay. This means $1000 SolidTrustPay equals $1000 Liberty Reserve.
Thank you for participating, and please let us know of any suggestions you have for us to improve our services!
Thank You, GoldenPayment.

GoldenPayment Currency Exchange
We sent out a newsletter announcing free currency exchange for SolidTrustPay and EgoPay deposits. Please do remember, we are ONLY offering it for SolidTrustPay and EgoPay deposits if that was not made clear enough. This means free currency exchange if you have SolidTrustPay or EgoPay and wish to convert it to Liberty Reserve or PerfectMoney. No other direction is being offered currently.
If you have any questions please do not hesitate to contact us. To seek approval for a deposit exchange from SolidTrustPay or EgoPay to Liberty Reserve or PerfectMoney, please send us an email stating which of the two e-currencies you are going to deposit with, for what amount, and which e-currency you wish to receive your funds in. We will then respond with a confirmation prior to you depositing your SolidTrustPay or EgoPay funds.
Currency Exchange Rates Schedule:
EGOPAY to LIBERTY RESERVE PERFECT MONEY 1:1 – Even Exchange – $100=$100
Thank You, GoldenPayment.


Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: MajestiCrownOilOfAsiaProForexUnion, PerfectForex, AirCargoXpress, GSAOnlineInvestments.
From MNO Premium list: ProfitableSunrise, SureInv, FelminaAlliance, StallionGold, 4FXInvestment, BensonUnion, GoldenPayment, Stravia, FatProfit, CostaAlliance, AXAIndustriesForexPlaza, ADSolid, HurricaneAssets, MalaysianINC, EmpireFinanceGroup.
From MNO Standard list: TradExFund, PureIncome, AxiomInvestingGroup.
From MNO Basic list: TrackInvest, InvestmentCapital, MainaLimited, Finance7, Fxen, Money&Credit, VenturInvest, TheInvestmentBank, ZenithUnion.

That’s it for tonight, guys. I’ll be back tomorrow with the latest news and updates from all the programs monitored on my site. Bye for now and see you all then!

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