Mar 18th, 2013 Archives

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Beware! NorthlandOpps has stopped paying! Do not invest there!

Hi everyone! Hope you’re all keeping well after the weekend and looking forward to getting started with the new business week all over again which will hopefully bring some good opportunities our way. Before getting to any of the day’s important news stories I want to start the week this Monday with a closer look at a newly launched long term program called NorthlandOpps that just opened a couple of weeks ago and has been featured on the MNO Premium Listing since Friday. I’d like to give a more detailed description of them on my blog tonight, but given the terms of the plans available you’ll see NorthlandOpps is still very much a brand new program. So let’s see what they have to offer and if you think there’s anything there you like and might want to try for yourselves.

To start with, NorthlandOpps have three individually distinct plans for you to choose from, all of which are pretty uncomplicated but basically only differ according to how they reward you for taking a bigger gamble on them. The good news is however that you can join for just a $5 minimum which is below the industry average and really not that much of a risk at all (financially speaking in fact that need never happen unless you spend what you can’t afford). But what really differentiates what NorthlandOpps are offering from most other longer term HYIPs is the expiry date on the investment plans – or to be more precise the absence of an expiry date. The three available options are what I would describe as “perpetual plans”, meaning that once you join your principal is locked away permanently and the program will make interest payments to you indefinitely. In this case NorthlandOpps make daily interest payments to their members, so that’s what you will receive, a daily interest payment made every calendar day for as long as the program can possibly survive. Theoretically this could be for years and years to come, though obviously this would be highly unlikely. To be totally honest about it though, while this style of program hasn’t really been that common for a while, I do remember several that were hugely successful in the past and had some real marathon life cycles before drying up, so the potential and the market are clearly out there for a program like this. But I just want to re-iterate before going any further, and really, I can’t stress how important it is that you understand this before agreeing to do anything with the program, once you join NorthlandOpps you will NOT be getting your principal back under any circumstances at any time. You simply collect a daily interest payment, cross your fingers that the program survives at least long enough for you to break even, and then sit back, relax, and count every single cent you collect after that as passive profit whether it continues for a year or a day.

Anything from that $5 minimum up to a maximum of $999 will get you into what NorthlandOpps call The Basic Plan. In return for your deposit they will pay you back at a rate of 2% interest every calendar day for as long as the program survives. So the most important statistic you need to be aware of here is how long will it take you to break even, i.e. to earn back an amount in interest payments equivalent to your initial deposit. Well, it’s quite a simple calculation in this case and it will only take you 50 calendar days. After that it’s pure profit and what you can eventually earn from NorthlandOpps is simply a matter of speculation – you’re guess is as good as mine, but if (and I did say “IF”!) there’s enough enthusiasm among the investors and a healthy flow of cash then there’s no reason why you can’t do quite well from it. Obviously there are way too many variable factors also coming into play here too such as long term security issues, what the real intentions of the admin might be, but that’s all part of the gamble and something that will only become clear over time.

I suppose anything from this point onwards is really more for the experienced players reading this as it’s going to cost $1,000 or more to join. That’s the minimum requirement for the second NorthlandOpps plan, called The Professional Plan. Maximum spend is $4,999 and again for no specific end date you can earn 2.25% interest per calendar day. Potential earnings are ultimately unpredictable and by no means guaranteed, so the best point to aim for is NorthlandOpps surviving a further 45 calendar days. That’s how long it takes you to break even so everything from that day on will be net profit.

And finally for the really serious gamblers, NorthlandOpps have The Elite Plan. Costing a minimum of $5,000 to join there’s no stated maximum so the sky’s the limit. A daily interest rate of 2.5% is offered to members meaning their own money is only at risk for the first 40 days (that’s how long it’s going to take you to break even) and after that you’re in profit. Profits are then only limited by how long NorthlandOpps can continue past that point, though like the other two plans you have no other choice but to stay there until closure as your principal will not be given returned at any point.

All the popular payment options and more make up the list of processors open to NorthlandOpps members to deposit and withdraw from the program. SolidTrustPay, EgoPay, LibertyReserve, PerfectMoney, and the lesser known HDMoney complete the list so I doubt there’ll be much expectation or demand or for it to be expanded. Withdrawals are processed manually by the admin and will have to be requested from inside your private NorthlandOpps members account area. Once done you are then required to allow a maximum of 48 hours for all transactions to be completed.

Unfortunately the design and security features to NorthlandOpps are something of a disappointment. First of all the hosting is only part of a shared server so it makes the program quite a soft target for for attacks. So don’t be surprised if downtime becomes a major issue for them between now and the day you are due to break even. The hosting provider is BlackLotus who many seem to think highly of, though a shared server is still a shared server no matter who the host is and a problem for one site hosted on it is a problem for all of them. Hopefully the NorthlandOpps admin will move it to something more suitable for a website collecting money from people and start taking it more seriously. While he’s at it he may wish to consider adding SSL encryption to the website as that’s something also missing. The script that NorthlandOpps is running off has been custom made for them. For any further questions or account related issues then the admin can be reached by filling in your details on the online customer support form and submitting it through the contacts page.

Website content and texts, what little there is of them. Seems original but limited and extremely vague. NorthlandOpps don’t go past describing themselves as a group of “opportunity seekers” and what exactly the business plan for supporting lifetime payments to investors who only ever make one single deposit isn’t entirely clear. I did think it a bit weird to see them listing TalkGold and HDMoney as their official “endorsements” though which really poses a lot of questions about the program’s true origins, or at least its impartiality, though I guess that’s a whole other story and not one connected with the one issue we are really interested in which is can the program survive long enough from the day you first deposit in order for you to make a profit. So in that sense I can only suggest you not waste your time looking for business and investment strategies where they are unlikely to exist and treat NorthlandOpps like any other online HYIP. Set yourself a spending limit that’s both affordable to you and that you could comfortably afford to live without if things didn’t work out in the program (sorry to sound negative but it has to be said, and you always put yourself first in these things), and if joining NorthlandOpps at all then it’s best to keep them as a smaller part of a wider more diverse portfolio.



Just hours after publishing my interview with the admin of SphereINV Elvira last night (click here to read it) she sent out another newsletter about the opening of their own official Facebook page where everyone can leave their comments and connect with the admin and other members. If you haven’t read my review of SphereINV (published here) I remind you that the program pays on a 133% after 3 days plan accepting investments via SolidTrustPay, EgoPay, PerfectMoney, and LibertyReserve from a $10 minimum. Today SphereINV reached the #3 spot on MNO Sticky listing out of 10 programs featured there. That’s a very good result for a program paying for 12 full days already, completing four 3-day investment cycles. Let’s see for how long more SphereINV can run, but first here’s the latest news from Elvira:

SphereINV Official Facebook Page
SphereINV Members, we are proud to announce our official Facebook page for SphereINV. This will be another way for us to connect with you and for you to connect with other members.
Take a look here:
Thank You, SphereINV Administration


The admin of BriscoFund Amanda is also trying her best to make investors happy and involved. Today it was announced that BriscoFund (reviewed here) now has its own official Twitter and Facebook pages. I hope this proves useful for both investors and the admin herself, as just a few days ago when BriscoFund suffered from server failure Amanda could update the members only via the MNO ShoutBox. Now that there are other public channels available I’m sure all the investors of the program will be better informed, even if the site for some reason is inaccessible. After 15 days online BriscoFund has been paying promptly so far on the 1.6%-3.5% for 250 days with the initial principal return one expiry. The payouts to LibertyReserve, PerfectMoney, SolidTrustPay, and EgoPay are processed quite fast, and I have to commend the admin for that. The latest newsletter from BriscoFund is below:

Social platforms
I am pleased to inform you that Facebook and Twitter accounts have been added to our site. This will enable members socialize and communicate with other members regarding BriscoFund. You can find buttons right at the left hand corner of site. All you need to do is click on those buttons and you will be redirected to our Facebook and tweeter accounts.
Occasionally, we shall be joining you to update members and communicate with everyone. Hope it serves you good and help you to know us more.
Thanks and have a nice day ahead.
Amanda. BriscoFund.


Today the admin of TrackInvest and Black&WhiteFund Lawrence (interviewed here) issued a newsletter reminding everyone about the bank wire facility both programs are now using in addition to three payment processors – EgoPay, LibertyReserve, and PerfectMoney. Of course the minimum to deposit via direct bank wire transfer is much higher at $500, while all other investors can deposit from $10. The investment plans offered in both TrackInvest and Black&WhiteFund include such popular medium-term options as 3.5% for 15 days, 4% for 30 days, 4.5% for 45 days, 5% for 60 days with principal return on expiry. Beside that, only in Black&WhiteFund you can make deposits in the 11%-14% for 10 business days plan with the principal already included in daily returns. I must say that TrackInvest is enjoying far more success on MNO so far having reached #4 on my Premium listing by today out of 25 programs in total, while Black&WhiteFund sits at #11. Although, we should remember that TrackInvest (reviewed here) has been monitored on MNO for 113 days while its counterpart Black&WhiteFund (reviewed here) has been on my monitor for 51 days only, I guess that explains some difference between them.

In the latest newsletter from Lawrence he also announced the recent interview he gave me last week and if you’re interested in either Black&WhiteFund or TrackInvest you should read it. A growing Alexa ranking for TrackInvest was a matter for discussion as well as some important reminders. Here’s the the full version of today’s 5th official newsletter from the admin of TrackInvest:

TrackInvest | 5th Official Newsletter
Dear Member,
This is our 5th Official newsletter to keep you informed about our program and latest developments. Firstly, we would like to take this chance to thank you for all your support, confidence and trust in our services.
As we mentioned earlier, we have arranged Bank Wire Deposits & Withdrawals facility for both TrackInvest and Black&WhiteFund members. Members who want to deposit or withdraw through Bank Wire are requested to contact respective admin for details. The minimum amount for bank wire deposit and withdrawal is 500$.
In addition, an interview was conducted by MNO to know more about our company and services; you can access here:
Our program is growing every day passing and you can have a look on our certified Alexa rank here; our one month Alexa rank is 17,877 at the time of writing.
Also, we would like to address the following concerns to our members for consideration;
· Please always remember your security question, answer and transaction code.
· Please always wait for the maximum 24 hours after sending withdraw request.
· Please always go through the content of website as most of the information is already provided.
· Please always read and respect the Terms and Conditions, may be you are violating any of it.
· Please always contact the admin before posting concern on forums, our face book page or monitors.
If you like our services, we would be very happy if you can help us by rating in the different monitors, forums and blogs out there and simply hit the Like Button for our Face Book ( ) page.
Thank you very much and stay tuned for further updates.
Sincerely, Lawrence L. Newman
TrackInvest. Black&WhiteFund


MyFxCapital (reviewed here) has been online for over three weeks now, meaning that the third investment cycle on the plan paying 23%-26% for 5 business days has been completed. The important thing to know about MyFxCapital which accepts all the popular e-currencies (SolidTrustPay, EgoPay, PerfectMoney, LibertyReserve) is that the payouts are not processed over the weekend. That means that by requesting your payout on Friday you might not see it in your e-currency account until Monday, as the admin clearly asks for 24 business hours to process withdrawals. This was actually one of the main things he had to emphasize in the second official newsletter issued today. One particular member of MyFxCapital was specifically mentioned too, as he had his STP account spelled wrong which prevented the admin from processing timely withdrawals to him. That member was asked to verify that his STP account is correct and change it if needed. Apart from that, everything else is fine in MyFxCapital and I believe the program is growing slowly but gradually which is an essential thing for any well-planned program aiming to run for a long time:

MyFxCapital Newsletter
This is officially our Second newsletter.
Firstly,I wish you’ll have had a wonderful weekend with your family and friends. As you see we are online from the past 22 days, and are growing stronger everyday. Many members who joined us at the beginning have earned a good profit with us. It’s the beginning of the fourth week, we do appreciate your support.
Now to talk about withdrawals. All pending withdrawals have been processed as of this writing, except one member (derekk***) who entered invalid STP account. Once again, kindly please check if your e-currency account is in a valid or in correct format when submitting a withdrawal request, if not, we will fail to process your withdrawals.
The past two days, many members sent us a support tickets asking us how come their withdrawal had been pending over 24 hours. I think they never read our FAQ’s Section regarding Withdrawals. So I think it’s necessary to make it clear here once again. We process withdrawals on Business days (Monday to Friday), no withdrawals on weekends (Saturday & Sunday). Lately I will add this as a tip at our Withdrawal Page.
Happy Earnings with us,Thank you!


The GSAOnlineInvestments website was offline for the most part of the day yesterday and explained by the introduction of a new payment system in the form of direct bank wire transfers according to the News section today:

Today, because of the introduction of the new payment system (bank transfer), possible disruptions in payments. Do not worry, after the introduction of the new system, the system will operate as usual.

However, when checking the payment methods I haven’t noticed any difference with only LibertyReserve and PerfectMoney still accepted as the only two payment systems with the payouts that could be done in either manual or automatic mode. If you choose automatic mode you don’t need even to check your account with GSAOnlineInvestments (reviewed here) as you will find your daily profit in your LR and PM accounts. I remind you that the profit is paid on either business or calendar days depending on what investment plan you join with the principal returned on expiry of all – 0.75% for 15 business days, 1.25% for 20 business days, 1.75% for 30 business days, 2% for 50 calendar days, and 3.5% for 90 calendar days. I have no idea when Bank wires are going to be available on GSAOnlineInvestments, as apparently the downtime didn’t help their implementation. I’ll keep you updated if anything changes in regards to that issue!


I am glad to report that SwiftMoney that was moved to Problem status on MNO monitor last night due to issues with one of my referral’s uncredited deposit is now back on Paying status. After 48 hours the admin finally replied to me and credited the account of my referral promptly and asked me to move SwiftMoney back to Paying status on MNO which I did. That’s what I call “MNO power” and surely I will continue to defend the rights of my referrals in any program monitored here. I guess regular readers already know that and use my services from time to time when they have personal issues and need help, like one of my referrals in BlueFxStorm, for instance, whom the admin refunded with my help today. So be aware that being my referral in HYIPs has its own perks sometimes. At the same time I do not provide assistance to those who only find MNO in time of trouble and make demands that I do something for them, despite them never having come near me for anything in the past. I must say that I did this before, but not anymore, as I value my time and efforts and do not think of myself as owning something to people who never join in my downline. Sorry, guys, but let’s get reciprocal in this case – you read MNO and the information provided which is entirely free of charge, and I suppose it’s been very helpful for you, then if you join under somebody else, for the sake of ref back or anything else, then do not come to me and complain afterwards if you have any issues with the program you’re joining, you will be on your own in this case. So consider this before joining under somebody else’s link rather than MNO’s and weigh all the pros and cons from the decision.


The newest project added to Premium listing on MNO tonight is called OptiEarn. This is a brand new program that just launched today. It accepts deposits starting from $10 made via SolidTrustPay, LibertyReserve, PerfectMoney, and EgoPay with a single investment plan on offer – 3% for 70 business days with the initial principal returned on expiry. Please note that compounding is also allowed at any level, so you can use it by setting the rate to your liking before making a deposit. Since OptiEarn is running off a licensed GoldCoders script the withdrawals have to be requested from your account balance in the program and they are promised to be paid within a 12 hour maximum. OptiEarn has a comprehensive website with Live support and certificate of incorporation, SSL-secured by Comodo, and hosted on a BlackLotus dedicated and DDoS protected dedicated server. More about the program will be in the upcoming review on MNO in a couple of days, but for now you can read the welcome message from the admin of this freshly-baked program:

Welcome to OptiEarn Limited!
Welcome to OptiEarn Limited official website. We are proud to announce that we are finally online and ready to accept investors from all over the globe. Opti Earn Limited offers single investment plan: 3% fixed daily for 70 Business Days. Up to 100% compouding is also available and principal is returned after your deposit expires. We provide high qeuality 24/7 chat and phone support. OptiEarn Limited is official investment company, that has been incorporated in United Kingdom with registration number:08435955. Website is hosted on BlackLotus servers and protected from ddos attacks with best protection from BlockDdos. Join us now!


Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: OilOfAsia, MajestiCrown, SphereINV, ProForexUnion, AirCargoXpress, EliteBank, GSAOnlineInvestments, MoneyBox, BriscoFund, SwissInvestFund.
From MNO Premium list: SureInv, TureProfit, AXAIndustriesTrackInvest, 4FXInvestment, BensonUnion, StraviaRewardsWeekly, InvestiField, MyFxCapital, ADSolid, ExpressProfitShares, MalaysianINC, EliteCapitalClub, WorldGemsInvest, HytexAG, RFIGroup, NorthlandOpps, OptiEarn (the first payment received).
From MNO Standard list: SwiftMoney, AxiomInvestingGroup, PureIncome.
From MNO Basic list: VenturInvest, SuperWithdraw, InvestmentCapital, MainaLimited, Finance7, Money&Credit, ZenithUnion, TheInvestmentBank, ForboEstate, DiamondProgress, 12ProFinance.

That’s it for today. Please note that I was unable to review ChessInvestment on MNO as originally planned tonight due to accessibility issues. I hope they’ll be resolved by tomorrow, when I plan to publish. Please stay tuned for that and all the other important news from the HYIP industry, and see you all tomorrow!

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