Dec 4th, 2013 Archives

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Beware! SclassInv has stopped paying! Do not invest there!

Hi all! It’s been a slow enough day for news this Wednesday, though if you were reading my blog last night you’ll have seen no less than three new programs introduced on my monitor. So there’s plenty to keep me occupied for the rest of the business week, anyway. One of those new programs is called SclassInv, a high risk high ROI program that just launched a couple of days ago and I think another site that will have a familiar appearance to fans of this style of HYIP. And it’s the program I want to start with tonight, due SclassInv being the shortest of the new programs added and, by law of averages at least, the one you’d really need to make a decision about joining or not the fastest. Especially now that December is here and while I don’t want to keep repeating myself the fact remains that a significant amount of you are going to have some mixed feelings at best about joining programs like this from now until the new year. So let’s see what they have to offer and whether you still think SclassInv might be worth the risk anyway.

SclassInv has seven plans to choose from, and is normally the case with programs like this some are reasonably priced and can easily make a modest profit for experienced players who know how these things generally work and know what and how to play. There’s a couple of others probably best avoided as unlikely to yield much more than an easy profit for the admin and have rates that would be difficult for anyone to seriously manage to pay no matter what their actual intentions were starting out in the first place. Admittedly they all carry some degree of risk some plans carry a much better chance of getting paid than others as we shall see.

So to start with the first plan runs for a term of just 1 single day and makes one interest payment on expiry, a payment that includes your principal. So join today and get paid tomorrow. The minimum cost of joining is $20 and for anything up to a deposit of $1,500 SclassInv offer a return of 103%, or 3% profit. You may make a larger deposit if you can afford to, and expect a higher percentage in return. The rates are calculated as follows:
Deposits of $1,501 to $5,000 will earn 104%, and from $5,001 to $10,000 will earn 105%. This appears to be the maximum SclassInv accept for any investment plan.

The second plan runs for a term of 2 calendar days and also pays on expiry. The same $20 minimum deposit is required to join and for anything up to $1,500 SclassInv are paying back 107% interest, a figure that includes your principal so that’s 7% profit for yourself. For anyone brave enough to go further than that then the following rates are offered:
108% for deposits between $1,501 and $5,000, and 111% for $5,001 up to $10,000.

SclassInv‘s next plan pays on expiry after a term of 3 calendar days and costs $20 to join. Your final payment will also include your principal. The return will be 110% on anything from that $20 minimum up to a maximum value of $2,500. If you’re feeling lucky and wish to take a bigger risk then SclassInv make the following offers:
Spend from $2,501 to $5,000 and earn 113%, and from $5,001 to $10,000 for an offer of 117%.

The next option runs for a 5 calendar day term, again making one single payment on expiry that combines both your interest and your principal in one. $20 remains the basic minimum requirement for joining, and in return for anything up to $2,500 SclassInv are offering members a payout of 117%. Larger investments are accepted and include the following offers:
120% paid back on deposits from $2,501 up to $5,000, and 128% on anything from $5,001 up to the maximum allowed $10,000.

From this point on you will notice the plans get more and more risky as the terms get longer. So it’s time to maybe start considering how realistic these figures are before getting too excited at the enormous rates available. But at least you can still join for a minimum spend of $20 and for SclassInv‘s fifth investment plan which runs for a 10 calendar day term that can supposedly earn you 138% interest, paid on expiry and principal included, if depositing up to $2,500. Beyond that the rates are:
145% for $2,501 to $5,000, and 160% for $5,001 to $10,000.

Next up is a plan that runs for 15 calendar days and pays once on expiry. The minimum deposit is $20 and for anything up to $2,500 the rate being offered is 155%. Higher rates include:
165% for $2,501 to $5,000, and 178% for $5,001 to $10,000.

SclassInv‘s final plan then runs for a term of 20 calendar days, and like al the others will set you back a $20 minimum if you wish to participate. Payments are made once on expiry and are offered at 185% for investments up to $2,500. Rates increase as follows for bigger deposits:
190% on amounts starting from $2,501 up to $5,000, and 200% for anything above that to a maximum value of $10,000.

Payment options are very limited here but to be fair once you accept it’s a gamble before getting involved in the first place you should also accept there’s no refunds if things don’t quite go your way. So just don’t spend too much if that bothers you. SclassInv accept EgoPay and PerfectMoney only and I wouldn’t really be expecting that to change. The admin says there are some big ideas in the pipeline, though he’s also saying it’s for January. And let’s be honest here, I think experienced readers will all know that’s a very very long way away when we talk about programs like SclassInv in this industry. Payments are not instant and will have to be requested from inside your members area. The website’s FAQ and terms and conditions suggest allowing them 24 hours as a fair and reasonable period, with 48 hours required for holidays.

BlackLotus are keeping SclassInv on a dedicated server, and the website is SSL encrypted by Comodo for an extra layer of security. It runs off a script that’s been licensed from GoldCoders. If you have any further questions, account related issues that need to be dealt with, or just want to make some suggestions to the SclassInv admin then the main point of contact with him is by filling out the online support form on the contacts page. There’s a banner which implies Live Chat support is also available however nothing happens when you click it and it leads nowhere. There’s a phone number listed alongside it however, so you can feel free to give that a try if you really think someone is going to answer.

At this stage there’s probably very few of you actually expecting to find some kind of business plan in operation behind SclassInv. It would be naïve of anyone to believe it if it were there anyway so I’m glad they’ve skipped it. The texts merely invite you to join an online investment program, and say they’ll pay you for doing so. And they probably will, only not indefinitely. Interest rates like this can’t be sustained forever, so you need to act accordingly, get in at the right time, get back out at the right time, use SclassInv only as a smaller part of a wider investment portfolio, and always always stay within sensible and affordable spending limits.



The biggest news for tonight was undoubtedly the collapse of GeniusCapitalLimited. The program was almost instantly the most promising newcomer when it first launched 11 weeks ago, and quickly became an established industry leader. The admin delivered instant payouts to hundreds of investors and eventually became the #1 program on MNO. I must admit I was expecting GeniusCapitalLimited to survive Christmas, so was taken by surprise myself when the first alarms started sounding yesterday. Some people on my ShoutBox complained that their withdrawals were not instant as before, and they had to wait for hours in order to receive their payment manually. In addition to that, the hugely advertised online chat last week was taken down this week with no justification or an explanation from the admin that was possibly a precautionary measure against members complaining about the problems he knew were coming. That didn’t help though as today one of my referrals in GeniusCapitalLimited provided me access to his account in the program to verify that he wasn’t paid for over 24 hours now. Although with a heavy heart I immediately took the only right course of action in those circumstances – contacted the admin of GeniusCapitalLimited and moved the program to Problem status on MNO while also completely removing its advertising banners. Well, I would say that at this moment the chances for GeniusCapitaLimited to recover are slim enough, as I saw on forums that the program is paying selectively with some of the smaller payments still coming through (so you might be lucky) but the bigger ones are being ignored. Good program while it lasted of course, but please be aware of the current situation and do not invest in GeniusCapitalLimited anymore.


DublinCryptoriumLimited (reviewed here) remains now perhaps the most innovative and original programs compared to anything else currently in the HYIP market. For one thing it’s the first company that shows your account growing in real time according to the fortunes of the program. Second, with a $50 minimum to invest via PerfectMoney, SolidTrustPay, EgoPay, OkPay, and BitCoin, you have total flexibility with your account by withdrawing any amount you like at any time you like. Just keep in mind that to keep your account active you have to keep at least a $50 minimum balance to earn any interest. The program can also boast a top-notch and truly original script that almost left me speechless, plus a fantastic customer support network. DublinCryptoriumLimited is clearly loved by MNO readers as well. It seems I’m currently the one with the biggest downline there and am also named as a Premium partner, which can be independently verified if you click on Partners page of the site. I’m quite pleased to see that because it’s only been listed on MNO for about a month now, and it’s also in the top five most popular programs from my Premium List. So when one door closes in the industry (I’m talking of today’s collapse of GeniusCapitalLimited) another one opens and I believe that DublinCryptoriumLimited with its instant payouts and outstanding script will be a huge hit in 2014.

As DublinCryptoriumLimited is allegedly based in Ireland, the administration is doing everything in its power in order to maintain the appearance of a totally legal and registered company there. In today’s newsletter, for instance, there was a discussion on the eco-friendly energy used to mine Bitcoins – the source of wealth for the management and members. As I myself lived in Ireland for a while a couple of years back and might know a bit more than many of the members about life there I found some of the “facts” discussed in the newsletter amusing to say the least. I mean I’d have to question where some of those numbers are being pulled from, but nevertheless, it doesn’t make it any less impressive a program I suppose. Anyway, it’s good to realize that DublinCryptoriumLimited is trying its best to be an environmentally friendly enterprise and I hope mining BitCoins will be a profitable venture for the present and future investors:

DublinCryptoriumLimited. Going green!
The Future—it is not only about new technologies and markets. It is inconceivable to visualize a future without renewable energy sources. Acknowledging this, DublinCryptoriumLimited has not only developed new microprocessors (eg. The recent testing and installation of our new generation of chips), but also supports the development of renewable energy in Ireland.
It is common knowledge that 95% of Ireland’s electricity is generated through peat power plants. The result is hundreds of thousands of tons of toxic peat smoke is released into the atmosphere. This smoke contains greenhouse gas emissions, toxic organics, ash particles as well as nitrogen compounds, sulfur and heavy metals.
To remedy this situation the Irish Airtricity Company was founded in 1997. In an effort to capture the imagination of what could be, Airtricity built wind farms near the coastal area of the Irish Sea. These wind turbines deliver up to 200 megawatts of power.
Nowadays, anyone can use the Airtricity Company to meet their energy needs—and that is exactly what we did on December 29th with eligible corporate accounts.
This means that 100% of the electricity used for Bitcoin mining is generated by wind turbines. So it is fair to say that we are transforming Irish wind into money. The same wind that usually only Shakes the Barley is now the wind that is working for you.
Additionally, as an experiment we placed a few dozen solar panels on our roof. This provides enough energy to power a portion of the office computers, including the computer we used to write this news.

The above text includes a reference to the Irish film “The Wind That Shakes the Barley” and to a collection of poems, “The Wind Among the Reeds”, by classic Irish poet, William Butler Yeats.
CRYPTORY: Clean Income, Clean Planet.
Would you like to be up-to-date with the latest company news? Follow us on your favorite social media sites below:
Should you have any questions or concerns, please feel free to contact Customer Support at
Thank you and welcome again to DublinCryptoriumLimited.
Sincerely, DublinCryptoriumLimited


I’m grateful to the admin of FinMutual for sharing the link to the review recently published on my blog (click here to read it) with members of his program in the short update sent today. Here it is:

FinMutual In Review
Thank you for being apart of FinMutual‘s first 130 days online. The blog, Money-News-Online, has posted a well thought out review that may be of use to you especially if you have been a non-depositing member up until now. Take a look at the thorough review editorial here that goes into easy to read details about our deposit plans:
FinMutual is a FinGroup Limited Company, a duly incorporated company of the United Kingdom.

FinMutual only recently came for listing on MNO, but is most definitely not so new on the HYIP market and has been running since July this year offering somewhat conservative plans of 1.8%-2.6% for 160 business days. The minimum to invest in FinMutual starts from $25 and there are several ways of depositing include PerfectMoney, EgoPay, SolidTrustPay, PexPay, and BitCoin. Withdrawals are processed on business days only and the original principal is already included in the daily payouts, so please keep this in mind before investing. Hopefully, FinMutual will be up and running in 2014 as well, and we possibly even see the program in the best performers category soon.


The admin of AmberShares decided to upgrade their listing on MNO monitor from Basic to Standard which entitles the program to be reviewed on my blog in a couple of days. Although the program has been running for four weeks already, the success of this short-term entry has been so far simply phenomenal. Don’t ask me to explain why, as I don’t find any particularly strong points in the program when looking at its design or script. As with many similar short-term counterparts AmberShares is running off a licensed GoldCoders script, is SSL-secured by Comodo and the site is hosted on a dedicated server with MaxAntiDDos protection. The investment plans are very typical for this type of program as well and you can choose from the following options – 104%-120% after 1 day, 38%-55% for 3 days, 125%-230% after 5 days, 180%-500% after 10 days, 300%-1,100% after 20 days, 500%-1,600% after 30 days. As usual, the size of your investment is the decisive factor in how much you are paid by AmberShares in the end, and the withdrawal requests are processed manually by the admin within 24 hours. AmberShares accepts all the popular payment methods including SolidTrustPay, EgoPay, and PerfectMoney and deposits can start with an $8 minimum. The admin behind the project is certainly not a newbie in running such programs and I believe he has some idea on how to promote the program gradually despite its already decent age for a short-term program. AmberShares‘ admin is also very active on MNO ShoutBox and was praised by many investors for prompt payouts and support. Let’s hope it continues, especially now that the program has finally come to MNO and upgraded its listing with the upcoming review coming soon.


Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: IncomeAlways.
From MNO Premium list: CatenaFinance, RFIGroupDublinCryptoriumLimited, DeltaTraders, InvGlobalRemiTrade, Financ, FinMutual, ApexBinary (the first instant payment received).
From MNO Standard list: AmberShares, SclassInv (the first payment received).
From MNO Basic list: InvestmentCapital, WelorTrade, ThaiMonetaryFund, ValuePathFinance, GoldDailyPay, InsideForexGroup.

That’s all for tonight, guys. See you again tomorrow with a more detailed look at another interesting long-term program called ApexBinary who paid me instantly for the first time today. I’ll also have the latest news from the ever changing HYIP industry as well. I sincerely hope that by reading MNO you will do yourself a favour and stick with the best, especially considering the coming coming holiday season brings a lot of quick scams. Therefore it doesn’t hurt to be more selective about the programs you’re joining, and I hope MNO will be some help to you in that respect. Please don’t forget to be more active on the MNO ShoutBox and share your opinions there or email me directly to ask anything you like. I hope you can also find time to vote in my poll located on the MNO TalkBack page where you can share your own experiences of the past year. Thanks as always for reading and see you all back tomorrow!

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