Dec 25th, 2013 Archives

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Hi guys! I must say the magical Christmas feeling taken me over today, but as I’m pretty much addicted to writing even on this blessed day and I hope you will appreciate my efforts. Not all the news is positive tonight, but someone has to tell you everything frankly, be it positive or negative, and honesty is the best policy in the HYIP world. I hope that more and more monitors in the new year will follow the example set by MNO a long time ago and stop collaborating with HYIP admins at the expense of regular investors.


Less than 24 hours after my last warning about CatenaFinance and its pending demise, the admin started selective payouts. Some members complained that their withdrawal requests were put back to their balances without reason and in many instances even deleted without trace. By doing so CatenaFinance tried to misguide the monitors to delay the evidence of what became very clear to me and many others when the new short term plan was introduced a couple of weeks ago. I’m afraid only the very first investors saw any profit from this plan while the vast majority that might not have seen my warning let temptation get the better of them and were scammed. No wonder that some CatenaFinance members were blind to the bitter truth, as to be fair to the admin I can’t deny his program was actually one of the best for over six months (well, they’re all good when they pay I suppose). But as a smart marketer the admin slowly built up trust and started a new plan just in time to give a nice Christmas present to himself. Smart investors and the majority of MNO readers, I hope, realized that and didn’t invest during that time. I would also hope they cancelled any further investments as it was very clear that CatenaFinance was going to scam soon. I guess the admin’s plan worked well for him though and paid off for his great work over the past six months that CatenaFinance paid to everyone and delivered huge profits for those who saw the potential and invested from the beginning. Just to give you an idea – you could have almost tripled your money in CatenaFinance had you joined the program’s weekly plan on day one. That really is a superb achievement and you can’t fault him for that. CatenaFinance will definitely remain the highlight of the second half of 2013 in the minds of experienced investors, and I hope that the admin will launch something similar in 2014 too. As of now, please note that CatenaFinance pays selectively to a few monitors (which I regard as a bribe, so watch out for them too!) while refusing to pay to regular investors. CatenaFinance was moved to Problem status on MNO yesterday and their last speculative update is below:

CatenaFinance: Holidays
We would like to inform you that, due to the holiday season, we have a few non-working days ahead of us. Today (December 24th), tomorrow (December 25th) and as well as December 31st and January the 1st will be non-working.
It was our intent to carry on through the season working, but we were unable to circumvent the non-working days for the banks and the exchangers.
By the way, we have just entered our seventh month online!
Thank you for your trust and happy holidays!
Best Regards, CatenaFinance


Getting into the Christmas mood many admins have issued holiday schedules for their programs for the next couple of weeks. For instance, the admin of ApexBinary announced the entire week starting today when no interest would be credited to members’ accounts. Usually on regular business days the investors of ApexBinary can get from 1.2% to 2.4% interest on their deposits made via PerfectMoney, EgoPay, or PexPay for the period of 180 business days with the original principal back on expiry. ApexBinary (reviewed here) only just passed three weeks online, so I have little doubt regarding their future and kept Paying status on my monitor for them. The usual excuse for not paying investors over such an extensive period is the trading markets being closed where ApexBinary allegedly makes money. The admin promised though that he wouldn’t waste time and would be working on the introduction of a new payment system during the holidays. I imagine he’s talking about SolidTrustPay which will hopefully be fully implemented into the program’s script and be an extra payment option for members in the new year. I’ll keep you updated on any further developments in ApexBinary and invite you to read the full update from the program below:

A Reminder of the Coming Holiday
Dear Customers,
We would like to inform that ApexBinary Group will take a rest from the 25 of December until 1 January. (the deposits will not carry interest during this period)
Due to the following schedule, the trades will be either risky or lower than the average.
25.12.2013 – trading closed.
26.12.2013 – late market opening on all trading instruments at 09:00.
31.12.2013 – trading closed.
01.01.2014 – trading closed.
Therefore, ApexBinary Group have decided to better work on the development of new features and introducing a new payment solution during this period to stay at the head of the industry.
Wishing you a happy new year for you and your family!
ApexBinary LTD – Trust Through Transparency


Another new program – StableCapitalGroup (reviewed here) – has been online for less than three weeks, paying fine on three investment plans (all return principal on expiry) – 1.3% for 80 business days, 1.6% for 100 business days, 1.9% for 120 business days – while accepting EgoPay and PerfectMoney for now. Today the admin of the program reported about the standard four days being added to the non-business days list when the principal would not be credited to members’ accounts. Unlike many other programs, StableCapitalGroup is not abusing the holidays to sneak some more days with no interest. The ones we can see here are quite standard for the western world with Christmas and Boxing Day, New Year’s Eve and New Year’s Day all listed as days off. That’s a fair enough approach which I believe will not affect the investors of StableCapitalGroup much and help them earning with the program with minimum interruption. For the latest update in StableCapitalGroup please see below:

Holidays Announcement – StableCapitalGroup
Dear Investors,
We would like to inform you that due to the upcoming holidays below days are non interest days.
25th December 2013 [Christmas Day]
26th December 2013 [Boxing Day]
31st December 2013 [New Year’s Eve]
1st January 2014 [New Year’s Day]
At this joyous time of year, we are grateful for our work with you. We wish you abundance, happiness, and peace in a new year filled with hope. Happy holidays!
We wish you a Merry Christmas and a Happy New Year
Thanks, StableCapitalGroup Team


As MutualWealth is paying on a weekly basis, but with the current and future holidays and less trading activities over the next week or so, I guess the investors should expect less interest to be credited to their accounts then. And as the weekly payments are not predetermined, but rather are paid within the limits set up by the chosen plan, I believe we might the usual Friday payouts closer to the minimum range. I remind that the investment plans in MutualWealth pay 2%-5% weekly for 30 days, 2.5%-6% weekly for 90 days, 3%-8% weekly for 180 days and also you can get your principal back on expiry of each. Maybe MutualWealth is not offering such high returns like other HYIPs, but it has a really great layout, an original script, and the payments to PerfectMoney, SolidTrustPay, EgoPay, and BitCoin are usually processed either instantly or quickly enough. Hope that MutualWealth (reviewed here) that has been successfully running since January 2013 will stay the successful top performer into 2014 as well. Today’s Christmas newsletter from the administration of MutualWealth posted on the website as well as on social network accounts belonging to the program can be found below:

We wish all our clients a beautiful holiday season and a new year of peace, happiness and prosperity.
At the holiday season, our thoughts turn to those who have made our progress possible.
It is in this spirit we would like to say…
Thank you and best wishes for the holidays and coming new year!


The admin of SclassInv announced today that payments should be processed within the usual 24-hour timeframe over the holidays, but from December, 31st to January, 2nd you might have to wait for up to 36 hours to receive anything:

SclassInv – Wishes you merry Christmas
SclassInv wishes you a Merry Christmas and Happy New year. During Christmas holidays there will be no delays with payments. We will work like in any other day, however we will process payments in 36 hours frame starting from 31DEC-2Jan.
Be safe and Enjoy this beautiful time with your family and friends.

SclassInv (reviewed here) has been listed on MNO for more than three weeks already successfully paying on the following plans – 103%-105% after 1 day, 107%-111% after 2 days, 110%-117% after 3 days, 117%-128% after 5 days, 138%-160% after 10 days, 155%-178% after 15 days, 185%-200% after 20 days. Currently accepting only PerfectMoney and EgoPay SclassInv is kind of flying under the radar, but the admin promised to step up the advertising campaign and modify the investment plans in the new year. So please stay tuned for more updates regarding that on MNO!


As InvGlobal (reviewed here) added quite a lot of unjustified extra days and won’t pay for nearly two weeks I’ve taken the decision – which I believe to be a reasonable one – to move it to Waiting status on my monitor for the full duration of the self-appointed holidays. According to the reminder sent by the admin of InvGlobal the program is going to skip the period from December 24 to January 5 inclusive while not crediting members’ accounts then. Although the withdrawals are still going to be processed instantly, as per admin’s promise, the fact that InvGlobal is accepting the deposits into the 1.2%-2.5% for 120 business days via EgoPay, PerfectMoney, and EgoPay and taking into consideration the three and a half months age of the program I believe it unreasonable to keep InvGlobal on Paying status on my monitor. I still believe that InvGlobal might remain a good performer in 2014 and after the holidays, but for now I feel it would not be very wise to invest there at this particular moment. Anyway, InvGlobal is on Waiting status on MNO for the time being and it’s only up to you if you wish to continue investing there during the next two weeks. I will of course report when payments resume, and most importantly, whether the withdrawals are still processed instantly by January 6. Please read the latest update from InvGlobal about the non-business days (when every other business seems to work) investors have to put up with:

Merry Christmas
Hello InvGlobal Ltd Customer,
Firstly,We’d like to wish all of our valued members and your family a Merry Christmas!We also hope you can have a healthy and happy new year in 2014.
According to our previous notice on Jan 11th, our team is on holiday now. There will be no charges during the period from December 24 to January 5. On Monday, the 6th of January, we will start working again. Withdraws and deposits will be processed instantly as usual. Our Phone support and Live chat will be not available from December 11 to January 7. If you have any question during this period, please send us a support ticket.
Warm regards, InvGlobal Ltd


Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky list: -.
From MNO Premium list: DublinCryptoriumLimited, DeltaTraders, Financ, RemiTrade, DailySharePro, FinMutual, TataAgroHolding, ApexBinary, StableCapitalGroup.
From MNO Standard list: –.
From MNO Basic list: ProfitsMakers, ForexShare, WelorTrade, ThaiMonetaryFund, InsideForexGroup.

That’s nearly all for tonight guys, except to say a couple of hours ago I received warning signs from a referral regarding a possible scam in both MultiPowerVentures and PureIncome. I have verified his accounts in both programs and can confirm that his withdrawal in MultiPowerVentures has been pending for over 48 hours (although the admin promised to make withdrawals several times on Christmas day) while his withdrawal request in PureIncome went unpaid for over 72 hours and longer than what is stated in their terms of service. I gave the admin 12 hours to resolve the issue and pay him, otherwise PureIncome and MultiPowerVentures will both be moved to Problem status on MNO. With PureIncome it will already be the fourth time this December, so please be careful and do not invest in either MultiPowerVentures or PureIncome until further notice. I suggest you watch for any change of status with both programs on my monitor tomorrow morning.

Tomorrow is Boxing Day and activity in the HYIP industry will b at its lowest ebb, but you can be sure that I’ll still update my monitoring page as usual and post on my blog if there’s anything urgent you need to know. I’ll also be active on the MNO ShoutBox and will reply to your emails as well, so don’t hesitate to contact me if you have any questions or concerns. Here’s the link to MNO Contact page for your reference. Happy holidays and see you all soon!

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