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04/03/2014. Minimalism10 Review and Daily News from the HYIP Industry


Beware! Minimalism10 has stopped paying! Do not invest there!

Hi everybody! It’s been a pretty busy day in the industry so far this Tuesday, with a good number of stories newsworthy enough to report on. Many of these might be of interest to you I’m sure, and I’ll get to those in a few moments in the news section. But first on the list for today is a brand new short term program called Minimalism10 that I want to take a closer look at for you. While I know shorter term HYIPs aren’t exactly in vogue with many investors at the moment, I do think Minimalism10 might have something more to offer. The thing about this one that separates them from a lot of the other short term programs is sustainability, as their interest rates and payments to members are probably going to be easier to continue for a greater number of cycles. The success of the program depends on a great deal more than just that of course, obviously it has to be professionally managed and promoted to keep a positive cash flow, but at least the basics have been taken care of first. So let’s see what Minimalism10 is all about and whether you think it would make a worthwhile addition to your portfolio or not.

We’ll start then with the investment plans as always, and Minimalism10 have a number of them on offer. These will all basically fall under two categories – those that run for a 10 day investment term and those that run for 15. To be honest I don’t really think the admin has done a particularly good job in explaining them, though there’s nothing really too complicated in them either. When you are on the Minimalism10 website you will see the two groups of plans divided like so – there are four large blue circles in the middle of the page. Each on of these contains the figures you need about the ten day plans. In the middle of these circles is a smaller circle containing a $ dollar sign. You click on this to open the page with the information about Minimalism10‘s fifteen day investment plans.

They all work along more or less the same premise, making daily interest payments and including your principal as part of them so nothing is returned in a separate transaction on expiry. Minimalism10 require a $10 minimum to join, and for the 10 calendar day term will pay you back 13% every day. With your principal included as part of that you should expect 130% in total then, which is made up of your own money back plus 30% net profit.

That might sound simple enough, (indeed it is), but this is where Minimalism10 gets a bit unusual. All the plans in the first section, i.e. the ones that run for 10 calendar days, are only open to fixed pre-established sums of money. In other words, take the example I have given you above. It’s not just that it’s open to a $10 minimum, the fact is that the only deposit allowed is of $10. So you either join with $10 or you don’t join at all.

But don’t worry. Waiting for ten days to make a $3 profit on a $10 deposit isn’t something I myself would waste a lot of time on, and I expect many of you guys probably feel the same way. So, what if you want to make a more ambitious investment? Minimalism10 do have some bigger plans for you, but again you either need to make a deposit to the value the admin here has decided for you, or else forget about it and find something different. Your other options then include making a $50 deposit in return for $60 by the end of the term, investing $250 for a return of $300, or for the bigger spenders Minimalism10 will accept a $500 deposit and offer you $600 back on it – in other words, you get paid 12% daily for 10 calendar days, or 20% net profit.

Keep in mind that you may only join one of these plans at any one time, so make the right decision as if you like the program and would like to try it with a bigger amount you will have to wait for your first choice to expire before making a second deposit.

If that all looks a bit weird to you then Minimalism10‘s second group of plans are all a bit more conventional. You still get daily interest payments but this time you get to pick the amount of money that suits you. Once again you can join for a $10 minimum, but the investment term runs for a lengthier 15 calendar day term this time. All deposits up to a maximum value of $1,000 are offered a daily interest payment of 8.1%. Minimalism10 are including your deposit as part of the payments, so your eventual return of 121.5% is your own money back plus an extra 21.5% net profit on top for joining.

To take a simple example then, let’s say you invested $100 in this plan. Minimalism10 will pay you back to the tune of $8.10 every calendar day until you have earned $121.50 in total.

For the more serious gamblers among you then, Minimalism10 make a somewhat more generous offer of 8.4% interest on deposits starting from $1,001. Your principal is again factored into these payments so by the end of the 15 calendar day term your payments should amount to 126% in total, from which 100% is your initial deposit with the remaining 26% as your net profit. Minimalism10 have capped investments at a limit of $10,000, though I wouldn’t imagine very many of you seriously looking to spend anything even close to that.

If you like the plans then I suppose the next thing is you’ll need to know what your payment options are. Something of a mixed bag at the moment, with the main two payment channels being EgoPay and PerfectMoney. There’s nothing wrong with that for the rest of us, but as neither of these two processors are allowing US residents to hold accounts anymore that pretty much removes an enormous percentage of not just investors, but on average the biggest spending investors as well. OK, strictly speaking I know EgoPay still allow United States residents to hold accounts for the moment, but that will finish by the end of this present month. Thankfully Minimalism10 have at least one alternative to the traditional industry providers with BitCoin. I know it’s definitely a growing force in the HYIP industry alright, that much is clear to everyone, but I don’t know that it’s quite at the level of mass popularity (specifically in the HYIP industry I mean) to allow Minimalism10 accommodate those investors prevented from joining by the restrictions currently in place. Still, at least the alternative is in place so anyone who is determined about joining the program can do so if they are genuinely serious about it. Personally I would still rather see the admin expand the list anyway though. With the industry the way it is right now it’s absolutely crucial to keep Minimalism10 as open as possible to as wide and diverse a group of investors as they can manage. Something that might make the whole program more appealing is the payments schedule. There’s no need to make any withdrawal requests at all because the process is fully automated. The only thing you need to check will be your payment processor account to confirm that Minimalism10 is in fact making the payments to you, but there’s no need to ask for them. Not unless the whole thing breaks down and the admin fails to complete them that is! Your interest should be credited around 24 hours after your initial deposit was made, whatever time of the day that happened to be, while anything you are owed for referral commissions should be done straight away when they are due.

There’s just one other point I need to underline for you here about the process of signing up and joining the program – you will need to add your own e-currency account details manually by yourself to get paid. OK, I know you have to add your payment details yourself in every HYIP you join so I see how this might be misunderstood. My point is that with Minimalism10 you are not asked to add your accounts during the original signing up process like you are with other programs. You are only required to do this later after you have a functioning account with the program so as it might be an easy thing to slip your mind you need to be absolutely certain you do this as early as possible. Otherwise you can not be paid!

Also, it’s not explained how to make an actual deposit. For this you need to click on one of the circles I described to you above. When you do this you will see links to the three accepted payment methods open within the circle. Click on the one you want and you will be redirected to the site in question to complete your transaction.

Moving on then to the more technical side of things, specifically the security and design, it might be bit of a cliché to say this but rarely has an online HYIP been more aptly named than Minimalism10. It’s maybe a slightly deceiving name though, as despite the spartan minimalist design which is the first thing you notice (or perhaps “not” notice!), Minimalism10 is still running off a totally unique and custom developed script. The website has an extra layer of security with SSL encryption by Comodo, and is hosted on a dedicated server with the support and protection of Koddos. For any further questions you need to contact the admin about or any account related issues that need to be dealt with you can get in touch by filling in your details in the online support submission form and send it in. Minimalism10 doesn’t have an individual contacts page as such, rather you can open the form by clicking on the icon at the top right hand side of the page after logging in. That reminds of another interesting feature to the program by the way, which is that same logging in and signing up process. You can use a number of social networking profiles to sign up with Minimalism10, assuming you have them that is, including the likes of Facebook and Twitter. These are just optional of course, and if you’re not comfortable using these there’s no obligation to do so and you can go through the normal methods if you prefer.

There’s really not much else I can add about the program after all that. There’s no real information on any kind of a business plan apart from a couple of short words, predictably vague, concerning something to do with unspecified investment activities. But even in the event of this being true you know anyone with any knowledge of investments will be aware there is no such thing as a guaranteed profit anyway, so as always treat any deposit with Minimalism10 as you would in any other online HYIP. The program and its owner are anonymous and untraceable just the very same as they are in every other program, so try and keep that in mind when joining. That means setting yourself a sensible spending limit that’s based on what you can afford to lose rather than what you would like to earn, and if joining Minimalism10 at all then try to keep them as a smaller part of a wider more diverse portfolio.



Already a hugely successful program among MNO readers, BarclaysRoyalClub decided to intensify the good results seen by advertising on my monitor by purchasing Sticky Listing there for a month. This doesn’t come cheap as such an upgrade will cost programs $1,500 per month, so I believe it’s quite a serious call from the admin signaling his intentions to run BarclaysRoyalClub for quite a long time. Up until now his program has been nothing but a success with many investors already doubling their deposits in the 9.5%-10.5% for 20 business days plan. Payments have been like clockwork, and in most cases are processed instantly. I can personally confirm from my own payments that they almost always apply to SolidTrustPay, EgoPay, and Payeer withdrawals. Some may be delayed, generally not more than a few hours, although according to their rules it may take up to 24 hours. Normally this applies to withdrawals made to BitCoin, OkPay, and PerfectMoney. As the admin specifically states in today’s newsletter discussing the latest news from the project, BarclaysRoyalFund also reserves the right to put withdrawals on pending status and process them later if they exceed $1,000 per transaction solely in the interests of security for which instant withdrawals can be especially vulnerable. Other news covers the interrupted phone support due to a high volume of calls which could force the admin to change the phone number within the next few days. And finally, the weekend 10% bonus that’s been running for two weeks with the aim of attracting more deposits on Saturdays and Sundays, proved to be a success with the admin taking a definite decision to make another 10% bonus available later this week. Of course, MNO readers will be promptly informed of that when the time comes, and for now you should know that with a $10 deposit minimum you may as well give BarclaysRoyalClub a shot. For a more detailed review of BarclaysRoyalClub please go here and for the latest updates from the admin Peter read below:

Latest news
The latest news of our project.
1. Having the 2nd promo campaign with 10% bonus this week-end went even better than the last week-end. As a result we have attracted a great number of new users. That is why our natural decision was to have this campaign for the third time. The conditions will stay the same – and you will receive a 10% bonus for any investment made on the week-end from March 7 to 9.
2. On the limitation to withdraw large amounts. Some users who are trying to withdraw large amounts (more than $1,000 dollars per transaction, more than $1,500 per day) start panicking when their request to withdraw money is not automatically processed (as it usually happens), but waits to be processed by an administrator. This is done solely for reasons of safety. Especially since requests to withdraw money are processed by the administrator quite quickly.
3. Problems with phone support. Unfortunately, we have to inform you that our phone line was not working well for the last few days. We have had a lot of phone calls that we had trouble processing. And now we have problems with our phone number. If we don’t resolve this problem in the next few days, we will change our phone number. We apologize for the inconvenience
Peter Marsh. Admin


Now, I really don’t want this to come across as negative towards the programs that are hosted on Koddos, this really has nothing to do with them as such and is not necessarily any reflection on their own standards. But the admin of Leancy has made some pretty serious charges against them.

Anyway, while it’s far from a 100% open and shut case against Koddos, the allegations made by the admin didn’t really surprise me all that much. He blames them for the website getting hacked and all the payment account details getting changed. So in other words had you tried to join Leancy you would have sent money to the account of some hacker rather than that of the admin. Clearly this situation is intolerable, regardless of who is behind it, so Leancy is, according to the admin (which I can’t verify) being moved to a more reliable host. The admin assures members that their money is safe (whether the hacker was successful in intercepting any new deposits intended for the program is unclear), but I would still have some concerns about them making a full recovery. I mean sure, the admin says that investors money is safe, but what else would you expect him to say? The good thing about Leancy though, and if anything helps them recover then this will, is that they make variable interest payments without ever committing to paying one rate or another. When business slows down, as it clearly has at the moment, Leancy can aim at the slightly lower end of the scale. I remind you that their only investment plan does not have a pre-determined term length, rather they pay you a different rate of interest every day for however long it takes you to reach 150% in total. As a precaution I have moved Leancy to Problem Status on my monitor. Well, strictly speaking it’s more than merely a precaution as the program can’t pay anyone at the moment even if they wanted to.. However I do see an unverified PerfectMoney account listed there now, and can tell you that this was NOT the original account associated with the program and is NOT safe to deposit in. possible it’s put there by a hacker, possibly the whole thing is a trick by the admin, I can’t say for sure at the moment. You can find the admin sometimes on the MNO ShoutBox, such as tonight where he welcomed all questions you might have, so please feel free to take the opportunity if you need to ask anything. I wouldn’t hold my breath for a recovery, though I genuinely and sincerely wish the admin and the investors the very best of luck with getting Leancy back on track. Investors are my first priority however, not admins, so please wait and see how things work out over the next couple of days before making fresh deposits. If they do make a full recovery then that’s great, but please watch out for updates on MNO first to be sure of this. Incidentally the following update from them is taken from their Facebook group, as without a functioning server the admin is unable to send a mass e-mail to members. So this explains why you might not be aware of the situation there yet:

Don’t panic, your money is safe!
We was scammed by the hosting provider KODDOS (
As most of you knows we have some technical issues earlier today. In order to solve them we have provided the server’s access credentials (root password) to the KODDOS support. Right after that our IDS (Intrusion Detection System) has detected the changes in the database. The payment systems accounts has been changed and we still have no access to the server, the KODDOS support is keeping silence.
We have backups and all invested funds are secured and safe. We need to change the server, it will take 2-3 business days. We will stop the accruals during these days, so when we will back online you will see the same available to withdraw amount you have right now.
We will post the same message on the LEANCY’s website soon. Since we have no access to the server right now we need to change the name servers first, it will take about 24 hours.


On the subject of Koddos (well, sort of on the subject), the admin of FinMutual has been so inundated with e-mails and support tickets from worried investors that he needed to issue a public statement on the matter. News of Leancy‘s difficulties with them didn’t take long to spread I see. I’m not entirely sure what put this idea into investors heads, but FinMutual is a high grade program of superlative quality and is most definitely NOT hosted by a second rate cowboy provider like Koddos. I know the program was launched in July of last year and didn’t join MNO until December (it’s since rocketed to the #1 spot on my monitor by the way), so maybe there was a connection there at some time in the past. I really don’t know and to be honest I couldn’t be bothered trying to find out. It would be irrelevant and a waste of time. The point is that FinMutual are currently hosted with BlockDos, by some considerable distance the number one provider serving the HYIP industry. Their record is second to none, their reputation is flawless, and security need not be a concern for the investors there. I don’t mean to cut this short or anything, but to my mind this closes the matter. It’s a total non-event barely worth commenting on, and now that the FinMutual admin has explained that Koddos are nowhere even remotely connected to the program I suggest you all put the matter out of your minds if you happen to be among those who wrote to the admin about this.

A far more newsworthy story from FinMutual (reviewed here) is that they are getting deeper into crypto currencies as explained in their second newsletter. LiteCoin, probably the main rival to BitCoin, has just been added to the program. On closer inspection this looks a bit more like a sort of “back door” addition though, as it’s actually OkPay that are handling the money. It’s kinda like a HYIP saying something like “sure, we accept credit cards, just use the card to fund your SolidTrustPay account, and then use SolidTrustPay to join us”. In other words that’s not really “accepting” credit cards, and nor is this really FinMutual accepting LiteCoin. However I know I’m being argumentative here for no good reason, because the fact is that the channel for moving funds from LiteCoin to FinMutual is now open regardles of the actual mechanics of how money flows from A to B. The full list of payment options now open to FinMutual investors is truly impressive, perhaps going some way towards explaining their high ranking on MNO, and includes SolidTrustPay, PerfectMoney, Egopay, BitCoin, PexPay, OkPay, and, as handled by OkPay, LiteCoin now joins this group. I’ll just remind you that FinMutual offers terms of 1.8%-2.6% for 160 business days, and was first reviewed on MNO here. Both of the recent newsletters are included below for your information:

FinMutual Security Message – KODDOS
We received a flood of emails and support tickets today in relation to a site hosting and protection company “KODDOS”. We do not use them for our hosting or security. We only use state of the art first rate companies to host and protect FinMutual. We do not employ any companies for our hosting and security that do not own their own datacenters. We do not employ any resellers such as KODDOS in any way shape or form. We continuously make backups of our servers and continuously monitor any potential security threats. In regards to anti-DDOS protection, we employ BLOCKDOS, a first rate product owned and operated by an actual datacenter, with years of quality reputation and service.

Litecoin now added to FinMutual
In regards to cryptocurrencies, we have accepted Bitcoin as one of our processors since we launched. We now accept Litecoin, processed by
Additionally, supports Bitcoin transactions for us as well. We have enabled both Litecoin and Bitcoin deposits through OKPAY. You can deposit via Litecoin through the selection of OKPAY when funding your e-wallet in your account area as well as Bitcoin if you use OKPAY for Bitcoin. You can also still deposit via Bitcoin through our original system of just Bitcoin by selecting the Bitcoin option in funding your e-wallet in the account area. For our cryptocurrency users, you now have multiple methods of depositing Bitcoin and a new option of Litecoin.


It’s been a real “battle royale” over the last couple of months for the top two positions on the MNO Premium List rankings, with FinMutual and DublinCryptoriumLimited trading places between the #1 and #2 spots. There’s no reason you can’t be in both programs though as they’ve both been truly exceptional performers. But let’s focus on DublinCryptoriumLimited for now as they too have a newsworthy update for us tonight. They have made what was already an utterly amazing and innovative website to begin with even more accessible to a worldwide audience. They are now being translated into Polish and Greek, taking the total list of languages you can access the website in to an impressive thirteen. You can find further information on DublinCryptoriumLimited in the extensive review of the project on MNO here, but I’ll just remind you that they are arguably the most diverse and versatile program in the market right now. It’s a business model that’s been followed by others in their wake, allowing members total freedom to come and go from the program as they please. You can withdraw as much or as little from your account at any point, or indeed add a little bit extra from time to time if that’s what you prefer. As long as you maintain a $50 minimum balance then DublinCryptoriumLimited will continue making variable interest payments to all the major payment processors, including SolidTrustPay, PerfectMoney, EgoPay, BitCoin, OkPay, and bank wires. Other news from them includes their intention to start publicizing some of the behind-the-scenes costs involved with managing the program and letting members know exactly what their money is being used for as well as where the profits are coming from. Not to sound boastful or anything but I’m also expecting to do well in the ongoing referral program that DublinCryptoriumLimited have in place for the last number of months. The latest results are coming tomorrow so more about that then, but for now please see the latest update from them below:

New languages and global transparency
CRYPTORY — New languages and global transparency
We are proud to announce that our site is now available in Greek and Polish. To find your language, locate the language menu in the upper right corner of the site. From the drop down box select a language specific to the 13 countries now represented on the site. Click on your country/language and notice that the dedicated toll free phone number for your country appears below. You can contact us 24 hours a day Monday through Friday. Or try our ‘Live Chat’ feature located next to the telephone number.
Currently we are developing a system that generates weekly reports that will allow for global transparency for the services provided by CRYPTORY. These reports include additional information such as: costs associated with new equipment, Blockchain Links (number/hashes of mined blocks on, expenses attached to electricity, number of processors, ratios related to first and second generation processors, and other reports and documentation that support this goal.
Would you like to be up-to-date with the latest company news? Follow us on your favorite social media sites below:
Should you have any questions or concerns, please feel free to contact Customer Support at
Thank you and welcome again to DublinCryptoriumLimited.
Sincerely, DublinCryptoriumLimited


XAxisInc was already online for a month before joining the MNO Standard List, but has already put a good number of their first investors well into profit. The admin was gracious enough to share a link to the review on the MNO blog with existing members in the latest newsletter which I’m republishing for you below. XAxisInc offer medium to long term investment plans with terms of 1% for 15 business days, 2% for 30 business days, 3% for 45 business days, and 4% for 60 business days, all with your principal back on expiry. They also accept all the popular payment handlers such as SolidTrustPay, PerfectMoney, and EgoPay. Western Union transfers are also available. Other than the MNO review the XAxisInc admin goes on to talk about the support network and channels of communication that are open between the program and the members, plus some of the more advanced methods that are in the pipeline between now and the end of the month. All things going according to plan that is. Payeer, arguably the fastest growing payment processor in the HYIP market now, is also being touted as a potential addition to the program. I’ll let the admin talk about that as you can read the full newsletter from XAxisInc for yourself below:

Dear Members of XAxisInc
Tuesday Morning News Update,
It’s very nice to see a huge amount of support for our site and Ideas that we have for the long term. People have been contacting me and giving me ideas and i really appreciate the Creativity.
Friday Night we decided to add Money News Online, MNO, as an Partner/Monitor. They have a great site and we are very happy to be Advertised on there. Paul the owner has done a Introduction and a Review that you can read Here.
The project is far from being the Advertising/Product Selling based Trading Site that we want it to be, but Trading has been amazingly successful for February. I would Imagine we can take our first big steps at Advertising for Brokers in roughly 3-4 months time.
We have started our Banner Advertising, although it’s trial Banners mainly for now, soon with a good strong Alexa we will be the site we want to be.
As always we have Facebook Support and a nice little group with different country REPS for the site, we also have our own BLOG that i have updated with Trading Reports and News.
The whole REP System is (at the moment) very basic and needs a few TWEAKS and changes, it has to benefit everyone and there has to be some Incentives from REPS also. So i will be adding a NEW FRESH REP System soon, we already have about 15 people that would be ideal for this role. A Skype group is a ”MUST” for this Month as well and PAYEER is a lot Easier to add than i thought it would be, so this Month Certainly, they are options.
Elizabeth Howgate; CEO,


Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky list: BarclaysRoyalClub, GoldenOakFund.
From MNO Premium list: FinMutual, DublinCryptoriumLimited, InvGlobal, ApexBinary, DailySharePro, ComoCredit, BettCoin, RemiTrade, MyGoldNestEgg, Minimalism10 (the first payments received).
From MNO Standard list: PornRotor, XAxisInc.
From MNO Basic list: InvestmentCapital, ThaiMonetaryFund, TeslaFinance, ZeusInvest, MichaelKazakov.

That’s all for tonight folks! Thanks a lot for reading and be sure to check back here again soon for all the latest updates from the programs covered on my monitor. Bye for now and see you all then!

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