Mar 25th, 2014 Archives

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Hi guys! It might be that the trend in the industry is slowly moving back to short-term programs with several of them purchasing a listing on the MNO monitor over the last 24 hours. Is this the new direction the industry will be moving in for the next few weeks? Too early for predictions now of course but it should be fun watching how things unfold for the rest of the spring months which were so often in past years a very lucrative time in the industry.

Today for example I have two new program short-term programs – LuckSeven and GrandForexLimited – to introduce, but also another hugely promising longer term one called AssuredAssets and, of course, all the latest news from such popular programs as RoyalFinanceGroup, BTCArbs, GramStock, and others. So I believe there’s something for everyone on MNO today, but keep reading to find out.


I’d like to start with the introduction of a brand new short term program called LuckSeven that was added to the MNO Premium List yesterday in its first few hours online. The name of the program reflects a lot on its investment plans which all revolve somehow around the magical lucky number “seven”. Even the minimum to invest starts at exactly $7 which the admin will take via various methods including PerfectMoney, EgoPay, OkPay, Payeer, and BitCoin. Only one investment plan pays you daily and promises 18.7% to 25.7% returns over a period of 7 (of course!) calendar days. All other plans are much riskier and I don’t believe they will find many takers, but if you still wish to consider them here they are – 137.7%-217.7% after 7 days, 187.7%-477.7% after 14 days, 377.7%-1,177.7% after 28 days, 777.7%-2,777.7% after 56 days. Obviously the interest you are going to be paid on your investment in LuckSeven is fixed and the amount will depend on the size of your investment. As the program is running off a licensed GoldCoders script the withdrawals must be requested from your account and then the admin promises to pay you within a 12 hour maximum waiting time. My own withdrawals have been processed much faster so far, but I imagine it might change once LuckSeven gets bigger. It’s quite a decent layout for this style of program, the site is fully SSL-secured by Comodo and is hosted on a dedicated and DDoS protected server by BlackLotus. I’ll tell you more on LuckSeven and its investment plans in a more detailed review tomorrow, and hopefully, the lucky number seven will not only bring luck to the admin but to the investors as well. Below is the welcome newsletter posted by the admin of LuckSeven on launching:

Our project launched, welcome to join us.
Hi, everybody, our project launched, we provide 5 plans for you:
18.7-25.7% daily for 7 days
137.7-217.7% after 7 days
187.7-477.7% after 14 days
377.7-1177.7% after 28 days
777.7-2777.7% after 56 days
Join us and earn profit from now, if any questions, don’t hesitate to contact us: .
Matthew Daigle. Admin of LuckSeven


I don’t remember too many so-called sleeper programs on MNO lately, but now we can clearly see one revival in the form of GrandForexLimited – a short-term program that actually started two months ago with a totally different set of plans and even on a different hosting provider which was added to MNO Standard listing today. We’ve seen such tricks before of course, so in the case of GrandForexLimited we shouldn’t really think of it as being 60-days old at all like the admin wants us to think. Anyway, I believe the investment plans in GrandForexLimited changed just a few days ago when the decision was taken to start a more aggressive advertising campaign and also to promote the fact there’s been two months of stable payouts about which the admin Jeff posted in his first news update on his site. The fact that the first news update comes after 60 days by itself suggest that my assessment of GrandForexLimited as a sleeper program might be accurate by the way:

60 Days Online
Dear investors.
We are pleased to announce that our program is growing and continues to work steadily for the past 60 days.
You can make a deposit into our program using the four currency PM, EgoPay, Okpay, Payeer.
Soon you will be able to use the live chat and call.
Stay with us and you will find many interesting.
Best Regards, Jeff Dolman
GrandForexLimited – Best Financial Partner

I don’t think anyone would be particularly interested in what GrandForexLimited looked like in the past, so let’s just concentrate on their current investment plans. This is a usual set of paid on expiry paid plans with fixed interest rising in line with the size of your deposit – 103%-125% after 1 day, 117%-250% after 5 days, 155%-800% after 15 days, 250%-1,800% after 30 days, 500%-3,000% after 45 days, 800%-4,500% after 60 days, 1,000% after 12 days. The minimum to invest in GrandForexLimited starts from $10 and it has quite a good choice of payment processors for a short-term program including PerfectMoney, EgoPay, OkPay, and Payeer. As with all the HYIPs running off a licensed script by GoldCoders you have to request your payment from inside your account in GrandForexLimited in order to get paid. The maximum stated processing time is 24 hours (however, usually the withdrawals are done within 6 hours). The GrandForexLimited website has quite a decent layout and includes the most recent stats updated in real-time. It’s hosted on a dedicated and DDoS protected server provided by DDoS Guard and is the site is secured throughout with SSL encryption by Comodo. More on GrandForexLimited can be read in the more detailed review to be published on MNO on Thursday.


On Friday I plan to review a brand-new long-term program AssuredAssets that was added to MNO’s Premium listing straight after it came online today. The program looks very promising right from the beginning with a beautiful website with lots of professionally written content, and running off a totally custom made secure script. As with the majority of high quality long term programs AssuredAssets requires an above average minimum to join, in this case $50 currently accepted via PerfectMoney, EgoPay, and Payeer, and offers quite a conservative rate of return. Paying on business days only for a term of 190 business day, (about nine months in total) and returning the original investment on expiry you can expect from 0.8% to 1.4% fixed daily interest from your deposit in AssuredAssets. The funds must be withdrawn from your account manually, but the admin promises instant payouts which I can’t verify yet but will definitely be able to confirm in the upcoming review. AssuredAssets looks like it was built by professional designer, with superior security provided by SSL encryption from Thawte and hosting on a dedicated server with DDoS mitigation services provided by BlackLotus. Some of the features do seem kind of unfinished, but it’s possibly to be added on the way when the program develops as I don’t believe what we see on AssuredAssets website is the final look. Overall, I firmly believe the program has tremendous potential to become a big hit over time, but it requires from the admin months and months of dedicated work which I hope he’s prepared to do. Premium listing on MNO as the biggest investment blog and the upcoming review will surely be a very good first step in spreading the word about AssuredAssets and a very positive statement of intent to investors about just how serious he is about this.


After the successful completion of the first two investment cycles the admin of RoyalFinanceGroup Richard is not even considering sitting back and relaxing. Payouts continue to be fast on the 24%-26% for 5 days plan and processed to PerfectMoney, EgoPay, OkPay, Payeer, and BitCoin accounts. He tries to maintain interest in RoyalFinanceGroup and develop his program further. Last night I received a newsletter in which Richard wrote about the huge growth in his program over the first days online, allegedly reaching 1600 members (with RoyalFinanceGroup being extremely popular among MNO readers and reaching the #3 position on the Premium List within 11 days I believe his stats are quite possible). I’m not sure about reaching $170K in deposits, but at least with fast payouts in RoyalFinanceGroup (the average time is slightly over an hour) are really a huge selling point for investors. In terms of the legality of their business RoyalFinanceGroup will surely always remain a regular ponzi style game, but even on this part the admin is working hard to persuade newbies that it’s totally legit as it’s now incorporated in New Zealand with a certificate dated yesterday available for viewing on the program’s website along with the phone support now open (most likely a redirection service). Experienced investors will however all know such services can be done online cheaply and anonymously and the admin doesn’t even need to leave his house to get any of these things. Still, it should be appreciated by investors that the admin is truly working on elevating his program to a new level and delivering something unique to provide future growth and gradual development. It’s a sign of true professionalism, in my humble opinion, and I believe it will pay off in the long run provided RoyalFinanceGroup is intended to run for as long as possible. The latest newsletter from RoyalFinanceGroup is below while for a more detailed review please check my blog here:

RFG || Company Incorporation Documents & Phone Number
RoyalFinanceGroup would like to share some great news with you all!
But before anything else, let’s take a closer look at our current statistics:
1. We have been online for 11 days since March 13th, 2014.
2. 1600+ clients worldwide created an account with us.
3. Over $170K has been invested in this short time.
4. Impressive average withdrawal processing time: 1 hour and 15 minutes.
Recently we have improved our website and added a new page – Company Documents.
Now you can validate our legal existence and view our incorporation document here:
Today we improved our Frequently Asked Questions page for your convenience!
We have also installed worldwide toll-free Phone Support for our customers!
You can call us any time between 05:00 to 17:00 GMT – +1 (877) 777 2855
If you need any assistance, please contact us either using Live Chat Support or by replying to this email.
Respectfully, Richard Cooke


I noticed that after my review of GramStock was already published on MNO (click here to read it) the admin added BitCoin to the list of accepted payment processors, joining PerfectMoney and EgoPay (OkPay is still unverified so can’t be used for deposits). While such an important update was not actually mentioned in the news section of the site and to my surprise when checking it I came across an article on currencies which the admin re-posted for some reason from Investopedia. Now that I think of it I do remember another program from the past on MNO Financ (which was a pretty big hit and successfully ran for a long time) had a very similar style, re-posting articles from the same source. I’m not sure if there’s any connection between the two or just a weird coincidence (too many other already jumped to some pretty weird conclusions about GramStock‘s connection to a totally different program EmpireFinanceGroup from the past and discussing it on my ShoutBox yesterday), but I think my own conspiracy theory makes more sense than theirs. Of course, we can’t deny the possibility that GramStock might be run by a very professional admin who managed other programs in the past, but then it would only act in favor of investing in GramStock rather than deterring it. With all those impeccably processed instant payouts so far on the popular 8%-8.6% for 15 business days plan offered by GramStock I seriously see no reason to listen to rumors and hearsay you might have heard on online forums and chats. No one can deny that GramStock is a quality program made by professionals in the HYIP industry and that all good programs have always been judged by their payouts and nothing else. So far, GranStock has delivered a superb performance and after being online for only one week I believe there is still huge room for growth. The latest article (I imagine is a part of the Gram School series) can be read below, although having absolutely no connection with either the program itself or the HYIP industry as a whole it still makes for an interesting read:

The 6 Most-Traded Currencies And Why They’re So Popular
Your Cambodian riel notes are probably great conversation pieces, the late King Norodom Sihanouk’s solemn visage glancing at the people to your left as you regale them with tales of your visit to Angkor Wat and Angkor Thom. But as international trading commodities, those notes don’t have quite as much utility. In fact, the overwhelming majority of currencies are of limited use outside their countries of issue. Even though there are 180 currencies in circulation throughout the world and majority of worldwide foreign exchange transactions involve a mere half-dozen of those currencies. It’s an extreme instance of the Pareto principle, with real-world applications. Here’s a look at those select currencies, and how they came to dominate the markets.
As any international traveler will confirm, the demand for United States Dollars across the globe is enormous and without serious competition. The cab drivers at the Ulan Bator airport in Mongolia will take only one non-Mongolian currency, and it’s neither the Russian ruble or the Chinese yuan. Thanks to a relatively stable government, a historically dynamic economy, and consistent value (low inflation) over time, the U.S. dollar serves as the de facto universal medium of exchange. Or to use the chosen term of art, the world’s primary reserve currency.
As the reserve currency, the U.S. dollar is the predominant one held by foreign governments for international transactions. The advantage to American travelers abroad is obvious, but the U.S. dollar’s exalted status also benefits those who never leave the country. American individuals and institutions not only save on transaction costs when purchasing across borders, but can borrow money at lower rates. Furthermore, imports to the United States cost less thanks to the U.S. dollar’s consistent store of value vis-à-vis other currencies. (Though the inevitable flip side to this is that U.S. exports are correspondingly more expensive.)
The U.S. dollar’s dominance across the world is not slim. Any time a pair of currencies are traded for each other in the marketplace, there’s a 44% chance that one of the currencies being purchased or sold is the redoubtable greenback. Some countries’ economies are so intertwined with or dependent on the United States’ that those nations have unofficially adopted the U.S. dollar as their own. The Bahamian dollar and the Bermudian dollar, for instance, are set de jure as exactly equivalent to their U.S. counterpart.
A currency transaction requires a second currency, of course. And when U.S. dollars (or any other currency) are traded, a plurality of the time they’re being traded for a currency that didn’t even exist in physical form until this century – the euro. As the official currency of everywhere from Portugal to Finland, from Slovenia to Slovakia, the second most-traded currency in the world is used daily by more than half a billion people throughout both Europe and Africa, dwarfing even the U.S. dollar in that respect. As the eurozone continues to expand – it began this year by welcoming Latvia, and Lithuania is scheduled come on board in 2015 – the euro’s importance in foreign exchange will only increase.
Americans who were alive and conscious during the late 1980s may remember the mildly xenophobic fear that Japan was finally about to emerge from the ashes of ruin and take over the world, economically speaking. The Japanese yen tripled in value relative to the U.S. dollar, and Japanese interests took advantage of this by purchasing positions in various U.S. institutions. With Japan’s economy so contingent on international trade, the yen became gradually more important in forex markets. But in recent years, Japan’s central bank has kept interest rates as close to zero as possible. While the Federal Reserve Bank of the United States has ostensibly adopted a similar policy, one result is that the yen has lost nearly a quarter of its value vs. the U.S. dollar over the last couple of years.
In the 1950s, the United States economy was even larger relative to the rest of the world’s than it is today. Yet even then, the U.S. dollar still had yet to claim the title of universal reserve currency. In the declining stages of the British Empire, the sun had not quite yet set on the pound sterling as the medium of choice for international transactions – a position it had occupied since time out of mind. Much like the euro today, several countries – most but not all of them Commonwealth members – used the pound either side-by-side with their own domestically minted currencies, or in place thereof. Today, the pound is the world’s fourth most-traded currency, appearing in about 6% of all forex transactions.
Why did the pound fall out of favor? The short answer is that nature abhors a vacuum. During World War II, the U.K. government set the value of the pound in terms of the U.S. dollar at a fixed rate. That it wasn’t the other way around testified to the reality of the latter’s importance. A series of British financial calamities led to the pound being devalued in 1949, and again in 1967, which decimated the savings of prudent Britons and, by extension, served to solidify the U.S. dollar’s status as the world’s reserve currency.
One of those countries that had derived its own currency’s value from the pound sterling got out just in time to escape that last devaluation. The Australian dollar was created in 1966 to replace Australia’s defunct pound, and has since gone on to serve as something of a reserve currency for much of the Asia-Pacific region and Oceania, trading at levels disproportionate to the size of the Australian economy. The “Aussie” has gained significant ground against other major currencies in recent years, and currently trades at close to an all-time zenith against the U.S. dollar.
Another country whose currency carries greater global significance than would be expected is Switzerland. The Swiss franc is the sixth most-traded currency in the world, despite being legal tender in only two countries (the other being Liechtenstein), which combined are smaller than several U.S. counties. The Swiss National Bank being another central monetary authority with a zero-inflation policy, the franc’s value has remained remarkably stable in terms of the U.S. dollar since 2012. Switzerland’s own internal stability and decentralized political structure have made the franc desirable in world currency markets. Switzerland has made no provision for ever joining the eurozone, even though every surrounding country uses the euro. In all of continental Western Europe, Switzerland and Norway remain the only holdouts.
The Bottom Line
Some investors want foreign currencies in order to hedge against the volatility of their own nations’ currencies. Others want a position in a reputable security that doesn’t require taking possession of anything physical. Regardless of the reason, forex is an integral part of 21st century finance. And the more widely used and reliable the currency, the greater the likelihood of people buying and selling it every day.


Sunday and Monday didn’t see much change in the returns paid by the admin of BTCArbs which are still hovering around the 1% mark. It’s certainly not much of an incentive to attract greater numbers of investors, especially considering that the maximum level of return from Bitcoin arbitrage trading the program is allegedly involved in was suggested at 10%. Well, so far we’ve not seen anything even close to that so far, and investors have only seen less than 1% consistently for at least 10 days out of 24 so far this month. I guess Sunday was another bad one with profits reported at 0.52% while Monday saw a slight increase to 1.14%. The admin of BTCArbs still publishes daily updates at the end of every trading day after which investors can decide to either stay with the program or make either a full of partial withdrawal of your interest and principal. It’s an attractive part of BTCArbs that many early investors already took advantage of. Investments start from $50 by the way, and can be via PerfectMoney, EgoPay, SolidTrustPay, or BitCoin payment methods. I believe at the moment BTCArbs‘ popularity among my readers is really being held back by those extremely low returns, but once it returns to normal I’m sure the program will bounce back to where it was when BTCArbs first started five weeks ago. When or if it’s going to happen remains to be seen. Here’s the latest profit reports from BTCArbs (reviewed here) for your information:

Sunday 23rd March 2014 – 0.52%
Sunday is usually the slowest day of the week on the Bitcoin markets, and today is no exception. We were able to find a few arbitrage opportunities on the smaller exchanges during the early hours of the day, but things were pretty limited. There’s quite a bit of news in the Bitcoin industry, especially with the recent revelation that MtGox has recovered approximately 200,000 of the missing coins. This, and other upcoming news, will likely have an impact on the price over the next couple of days, and will hopefully result in some volatility. Today’s result is 0.52%.

Monday 24th March 2014 – 1.14%
This morning it was looking like we were going to have another flat day on the markets with very little movement, however over the past few hours we’ve finally seen a bit more excitement between the major exchanges. After staying steady for hours at approximately $560, it quickly jumped up to $575, before levelling off at $572. During this time, Bitstamp and BTCe were playing catch-up with each other, while the smaller exchanges lagged for as much as 30 minutes behind. Despite paying 0.2% in trading fees, we were able to earn more than 1% between our various trades. Today’s result is 1.14%.


Here is the list of the programs from my monitor that paid me for the last 36 hours:
From MNO Sticky list: –
From MNO Premium list: DublinCryptoriumLimited, FinMutual, RoyalFinanceGroup, InvGlobal, RockwellPartners, Minimalism10, ApexBinary, BTCArbs, GramStock, GoldenOakFund, Eblone, ForexStructure, LuckSeven (the first payments received).
From MNO Standard list:  –
From MNO Basic list: ThaiMonetaryFund, Ambodium, ZeusInvest, MichaelKazakov, TurgidInvest (the first payments received).

That’s all for today, guys. On a brief note about the problematic programs on MNO monitor please be sure to hold off from investing in ComoCredit while a final decision on its status will be taken on my blog by tomorrow with a more analysis of the situation. For now ComoCredit is on Problem status on my monitor and should be avoided even if it still pays. Stay tuned for more news from the industry as well as a more detailed look at LuckSeven on my blog by tomorrow afternoon. Don’t forget to follow MNO on Facebook and Twitter, subscribe to my daily news feed, and vote on the MNO monitor to support your favorite programs. Also, remember to cast your votes in the new poll on the MNO TalkBack page, as the results will be drawn this coming weekend. Stay tuned and always be on the money with Money-News-Online!

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