24/05/2014. Top Five Popular Programs on MNO and Daily News from the HYIP Industry

Hello everyone! With the week’s news being marred by the unfortunate departure of one of the undoubted leaders in the industry BitcoFinancial I had some adjustments to make to my Top Five. As the last couple of articles on this proved so popular I felt it necessary to do an updated version on the most popular programs on MNO, now consisting of such popular hits as RockwellPartners, FinMutual, Cryptory, InvGlobal, and the most recent addition 5DailyPro. All of which are time-tested and solid performers that won the confidence of readers and which are all included in the latest poll on MNO TalkBack (re-set after the collapse of BitcoFinancial). However if you prefer brand-new programs then I suggest to keep reading to the end when I’ll be introducing GepardAlliance and Clarvin, two new programs that joined my monitor’s Premium List during the last 48 hours.

Despite the changes to my Top Five and the jostling for positions among the other four programs, there’s really no doubt about who’s the number one. RockwellPartners is by some considerable distance the runaway industry leader now, and has been for some time. It’s hardly a surprise though, I guess many experienced investors might have suspected it was coming when RockwellPartners was first reviewed on MNO here, as it was only a matter of allowing the admin to prove he was capable of managing what is an excellent program responsibly. There’s really no question about that anymore now, and it’s quite an established fact that RockwellPartners have in the two and a half months they’ve been online given a fair and equal opportunity to make a good profit to pretty much everyone who was prepared to take it. Their unique investment plan pays a variable interest rate of 1%-3.5% per business day, but also offers a fixed rate of 1% per day on weekends. RockwellPartners then give members to option of deciding their own investment term by giving you your principal back anytime you ask for it, and by putting you in control of your own account I think have done a lot to get them into the commanding position they find themselves in today. The list of payment options doesn’t hurt either as all the main industry players are listed, including SolidTrustPay, PerfectMoney, EgoPay, Payeer, and BitCoin.

Second on the MNO Top Five most popular programs is a longer more established old favorite in FinMutual, first reviewed here. I hope the admin doesn’t mind the comparison, but the program is almost like an old pair of boots at this stage! Comfortable, dependable, never lets you down, and something everyone’s just accustomed to having around. Despite only being listed on MNO from December. FinMutual have actually been around since July of last year so it won’t be long until they celebrate a year in business. In terms of interest rates they pay a similar amount to RockwellPartners, not much in the difference anyway with 1.8%-2.6%, except these are fixed rates paid Monday to Friday only. FinMutual‘s investment term is more traditional for the HYIP industry, lasting for 160 business days (32 weeks). Payments include your principal so that won’t be returned in a separate payment, something that I believe is a major contributory factor to FinMutual‘s longevity. Payment options are even better again, with SolidTrustPay, PerfectMoney, EgoPay, Payeer, BitCoin, LiteCoin, and PexPay all available for investors to use.

Initially reviewed under its original name DublinCryptoriumLimited (read more details on that here) the revamped Cryptory is really one of the trendsetters in the industry. They were probably the ones who did most to popularize the current direction many of the new programs in the HYIP industry are taking, with no expiry date, variable interest payments, and allowing members to treat their investments with Cryptory more or less like a bank account. Some would argue that Cryptory are still the original and the best in this area, but they are unquestionably the most original. Provided you keep a $50 minimum in your account at all times, Cryptory make daily interest payments which you see increasing in you members area literally by the second. You can withdraw any part of your interest or principal (full or partial) at any time. If it sounds a bit complicated here then don’t worry, it isn’t, and it’s explained much better in the review I’ve already linked to above. Cryptory take deposits via SolidTrustPay, PerfectMoney, EgoPay, OkPay, BitCoin, and bank wires.

Not quite the oldest program from my Top Five but definitely the longest monitored one, InvGlobal comes in at #4 on the list having been monitored on MNO since last September and first reviewed here. Again as with all the other top programs in the industry (not just my own readers favorites) InvGlobal has been a carefully managed long term project, in this case offering members 1.2%-2.5% for 120 business days (14 weeks), and their principal back on expiry. As of today they’ve been monitored for an impressive 255 days and counting, and have had no serious issues to speak of. It would only take a handful of other programs like this to really transform the entire industry back to its former heights of the pre LibertyReserve days, so well done to the admin for what he’s managed to do with the program. InvGlobal accepts deposits through PerfectMoney, EgoPay, Payeer, and PexPay.

The newest program included here is 5DailyPro, newest both in terms of how long it’s been in the Top Five readers favorites on MNO and how long it’s been online. Recent changes in the industry, namely the afore mentioned collapse of BitcoFinancial have made room for a new name on the list, but let’s be fair about this 5DailyPro‘s inclusion is also partially deserved on merit as well. As well as being the newest, 5DailyPro is also the shortest term program from the Top Five, offering members interest rates on their deposits such as 5%-6% for 30 days, or 8%-8.6% for 15 days. The program was first reviewed on MNO here if you would like further information or the plans to be described in more detail. One thing that’s changed to dramatically improve 5DailyPro since the review was published however and has gone a long way towards helping them gatecrash the Top Five has been the recent addition of SolidTrustPay, which joined PerfectMoney, EgoPay, Payeer, and BitCoin. OK, it might have been better if the 5DailyPro admin had managed this from the start, but now that it’s here it throws a new lifeline to the program and will help them run for longer and to grow even further in the future.

I’ve said it before so at the risk of repeating myself it’s absolutely NO coincidence that four of the Top Five feature STP so prominently, and the evidence is quite clearly right in front of your eyes. Direct payments straight into users bank accounts or debit cards remove the need for third party exchangers (a pointless and unnecessary expense) and makes them a lot more attractive for the bigger more serious investor. The fact that admins generally have more trouble in stealing STP funds anyway means that payments there often continue after the program has scammed, usually running until the admin’s account has been drained and all funds exhausted by way of payouts to investors. Being the only serious widespread processor open to American investors anymore also makes sure that STP is where the biggest amount of money is flowing. Numerically speaking they might not be accepted by the majority of HYIPs, but they are taken by the biggest and the best. So to accompany this piece on the five biggest programs among MNO readers (remember the positions are not chosen randomly by me, but rather reflect the interest in the programs as demonstrated by my readers) next week I’ll have another feature article on SolidTrustPay and why it’s been proven time and time again to be the number one choice for serious investors. I’ll let you know when it’s ready, but for now let’s get back to the day’s industry news stories.

DAILY NEWS FROM THE HYIP INDUSTRY

FINMUTUAL – WEEKLY BONUS ANNOUNCED

One of the features in FinMutual which is listed in the Top Five list above is the variable deposit bonuses the admin offers investors to encourage new spends. Like I said the plans include 1.8%-2.6% for 160 business days via PerfectMoney, SolidTrustPay, EgoPay, OkPay, PexPay, LiteCoin, BitCoin, and Payeer. For the weekend the deposit bonus will be a much higher 9%, comparing favourably to the 6% bonus if you made an investment from Monday to Friday. The admin says that anyone who has questions regarding the deposit bonus program can contact the support team. As FinMutual has been running for about ten months while perfectly paying to anyone with the investment bonus available for the last few weeks you might as well take the admin up on the generous. FinMutual‘s latest update can be read below:

“FinMutual Variable Deposit Bonus Schedule
It is that time to update our variable deposit bonus schedule. For deposits from now through Sunday, May 25th, 11:59PM Eastern Daylight time, a 9% deposit bonus will be applied.
For deposits from Monday, May 26th 12 Midnight Eastern Daylight Time to Friday, May 30th 5PM Eastern Daylight Time, a 6% deposit bonus will be applied. Thank you for your continued participation in FinMutual and your participation in our variable deposit bonus program over the last 2 months based on funds performance. Please open a support ticket if you have any questions about our variable deposit bonus program.”

5DAILYPRO – NEW INVESTMENT PLANS ADDED

The admin of 5DailyPro Joseph took another step in making his program more appealing to a wider audience with the addition of a shorter investment plan paying from 8% to 8.6% for the duration of 15 calendar days and overall profits from 20% to 29% on expiry of the term. The fact that the new plans offer less profits and requires a higher minimum of $50 to join is compensated for by the twice shorter investment term which will go a long way towards attracting new investors. Likewise the recent addition of SolidTrustPay which was done after the successful completion of the 5%-6% for 30 calendar days plan cycle which joins EgoPay, PerfectMoney, Payeer, and BitCoin. Some investors will never like the addition of new investment plans and consider them as a red flag no matter what, but I don’t agree in this case as the admin is surely boosting his advertising efforts by purchasing more banner spots on MNO and besides, the promised 20% to 29% profit on the new plans is much less than the 50% to 80% on the original plans which 5DailyPro successfully completed while still paying instantly after 37 days online. The new plans are explained in the following newsletter posted below which you can read in addition to my original review of 5DailyPro published here:

“5DailyPro || New Deposit Plan Activated ||
5DailyPro has now activated a new plan which will provide you a daily interest of 8% – 8.6% for 15 days. We will further explain this plan to you.
For the deposits between 50$ and 1499$, 8% daily interest is added for 15 days which gives you a total return of 120%. Principle is included in your daily interest only.
For the deposits between 1500$ and 4999$, 8.4% daily interest is added for 15 days which gives you a total return of 126%. Principle is included in your daily interest only.
For the deposits between 5000$ and 30000$, 8.6% daily interest is added for 15 days which gives you a total return of 129%. Principle is included in your daily interest only.
That is all for now, Have a nice weekend.
Best Regards. Joseph Lloyd
5DailyPro.”

PEXPAY – NOTE ON UPCOMING HOLIDAY

In both the UK and the US this Monday is an official bank holiday and PexPay was the first payment processor to announce it as such. Memorial Day celebrated in the US next Monday will affect ACH and Wire transactions which will be delayed by one day. PexPay customers should take note and adjust their schedules accordingly. PexPay support will still be available to answer any questions on Monday despite the holiday:

“Banking Holiday
Hello PexPay Customer,
Our banks along with the Federal Reserve will be closed on Monday, May 26th, for Memorial Day.
Any ACH or Wire transaction initiated on Friday, May 23rd, will not be processed until Tuesday, May 27th.
Please be mindful of this, as all ACH and Wire transactions will take one extra business day to process.
If you should have any questions, please feel free to open a support ticket. We will still have staff available on the 26th for all non-related banking support.
Thank you for choosing PexPay for your processing needs.
PexPay. Your Bridge to Anywhere”.

I remind you that PexPay is a US based payment processor which might be a good alternative to the US as well as international clients of SolidTrustPay. Although PexPay is not widely accepted by HYIPs yet MNO readers can still invest via PexPay in such programs as FinMutual, InvGlobal, and OneAdClick. Please note that to be able to fully use your PexPay account (just as with STP) you have to verify it to be compliant with the US regulations and the AML policies. An interview with the PexPay administrator can be read here.

SOLIDTRUSTPAY – MEMORIAL DAY NOTICE

Last night the largest payment processor in the HYIP industry (and the only one who has a known actual physical location in Canada) SolidTrustPay also announced about the upcoming MemorialDay in the US next Monday. As STP is not based in the US itself the support will still be working and answering both your support ticket and phone queries as usual within the regular business hours on Monday. I am very pleased that with the current very selective approach to HYIPs being accepted by STP only really talented and determined admins are able to pass the strict verification process SolidTrustPay imposed last year to weed out the potential fast scams. Now the SolidTrustPa approval is actually considered by the majority of investors (according to the recently conducted MNO poll) as a seal of quality and long-term ambitious by a HYIP admin. That is why it’s not surprising to see that SolidTrustPay is getting back to becoming a #1 processor in the HYIP world aimed at the interest of investors with huge deposits mostly and those who consider the 100% anonymity of EgoPay, PerfectMoney, etc. rather disadvantageous. The thing that the admin of BitcoFinancial recently kept paying to all members to STP still instantly for two days after the payouts to other payment processors were delayed (which helped many members from the second plan get their principals back instantly and avoid any losses whatsoever) just proved a huge advantage of making deposits via STP towards other payment processors. The convenience of funding and withdrawing options including direct bank wires and STP own debit cards (which totally excludes the involvement of any third-party exchangers few of approved ones being strictly regulated by STP) is yet another big advantage of using SolidTrustPay. As recently I had an interesting discussion on MNO ShoutBox with many of my readers expressing their utmost interest in opening and funding their STP accounts I will prepare article for you next week where I will break-down every single aspect of using SolidTrustPay and its advantages compared to other payment processors in the industry, so stay tuned for that and start using the currency of choice for HYIP investors, not HYIP admins! The latest news taken from the official STP blog can be found below and remember that you can always call by the provided phone number to communicate with the polite support staff if you have any questions regarding STP:

“Happy Memorial Day Weekend!
Please be advised that SolidTrustPay’s office will remain OPEN on Memorial Day (Monday, May 26th). We will be happy to serve members as usual, but as this is also a US bank holiday, members are reminded to add extra processing time for deposits and withdrawals in the US.
Our phone line and support staff will be available throughout business hours, 8:30am-5:30pm (EST), and look forward to helping you in any way they can.
Find us Online: Customer Support Centre
Or, contact us by phone:
Toll Free Number: 877 801 1777
Toll Free Number: 888 338 1119
INTL Phone Number: 1 705 731 0908
From all of us here at SolidTrustPay, we would like to wish you happy and restful Memorial Day weekend!”

GEPARDALLIANCE INTRODUCTION

The first new program added to the MNO Premium List today is GepardAlliance which has been online since March. GepardAlliance is a Russian HYIP, “gepard” being the Russian word for “cheetah”. I have to say the program is very badly explained so I’m sure that the admin will benefit greatly from the upcoming review on MNO as I finally got to grips with it myself only yesterday. As far as I know for the first two months online GepardAlliance was only available in the Russian language and only recently opened an English version. After that the admin decided to list his project on the most popular English-speaking industry resource – MNO blog and monitor. Prior to this expansion GepardAlliance added more payment options as well with PerfectMoney, EgoPay, a new Russian payment processor called Keep-N-Pay and even direct Visa and MasterCard deposits (which are accepted via express-merchants from $601 only), direct Bank wires starting from $100, or Qiwi for a $30 minimum. For the more regular PerfectMoney and EgoPay options then $10 is the minimum. GepardAlliance promises 11% monthly interest for smaller investors with between $10 and $600 in deposits. Their own descriptions of the plans are far from perfect though. The first option pays 0.35% per calendar day while allowing you to withdraw your principal at any time with no expiry date. I’m not sure why the admin describes this as paying 11% per monthly when you can withdraw by the day. For larger investors there are two other investment plans which both have a fixed investment term of 62 and 93 calendar days respectively, paying 0.56% daily for the the 62 day period (total profit approximately 35%) and 0.75% daily for the 93-day period (total profit of about 70%). Please note that for the fixed term plans your original investment is generally only returned on expiry, however for a 35% to 45% penalty fee you may leave early. Minimum withdrawals for PerfectMoney and EgoPay in GepardAlliance is $1 (higher minimums are required for other methods) and that the waiting time for this to be completed may reach 3 to 7 business days, depending on your plan. Let’s be blunt here, the odds of this one getting popular overnight are stacked against them here. But I believe the program is trying to stand out from the crowd by putting emphasis on their official registration in Russia with documents provided to show their tax compliance in Saint Petersburg (these can be found on the appropriate section of the site). All the necessary personal information on traders running GepardAlliance with the daily payment reports are also shown, which proves that the program is catering to the investors looking for quality programs with moderate rates of return rather than short-term games. The script GerapdAlliance runs off is custom-made, usually a sign of good preparation by the admin, and the site is SSL-secured by GlobalSign with support and protection coming from CloudFlare who have the program on a dedicated server. The latest news from yesterday can be found on the GepardAlliance website and below while the full review will be published on MNO tomorrow:

“The English-language version of our site was added! Errors on all browsers were corrected. New payment EgoPay and Keep-N-Pay systems are connected.
In the clients account was added withdrawal timer in the section of withdrawal. This timer displays Approximate time according to the finance department when the funds will be ready to implementation of the following list of applications for withdrawal. Timers time may be renewed according the rules and agreements.
Company “GepardAlliance” LTD have been verified in the Merchant service and acquired a license cost of $ 10,000 for the implementation of unlimited transactions. Was arranged automatic payment and crediting funds to your account through Merchant VISA / MC”.

CLARVIN INTRODUCTION

Clarvin is a new program that was launched only a few days ago and offering several investment plans with the principal included in the daily payouts – 8.1% to 8.6% for the duration of 15 business days (Monday to Friday within a three week term). These plans are the only ones recommended as the other three require a $3K minimum, but also because they offer principal back on expiry so will NOT allow you to break-even before the end – 1.5% for 36 business days, 1.6% for 48 business days, 1.7% for 56 business days. That is why I suggest to concentrate on the 8.1% to 8.6% for 15 business days plan which can be joined for a far more reasonable $10 minimum via PerfectMoney, EgoPay, BitCoin, and Payeer. On making a withdrawal request you should add your payment account details first in your profile, otherwise you will not be able to make the withdrawal, so don’t forget. There is no mention of payment timeframe anywhere on the site, however my own first withdrawal from yesterday was completed quite fast. Without further instruction I would just suggest you allow the standard 24 hours.

From the design’s point of view it looks well and runs off a custom-made script which is always welcome. Clarvin is available in six languages (including German, Russian, Spanish, Chinese and Hindi) and I can confirm that at least the Russian version is proper and not auto-translated which helps them attract a wider international audience. The site seems to be very well built with lots of texts and features, utilizes the trusted Green SSL-bar by Comodo and hosting on a dedicated server with hosting and DDoS-protection by GeniusGuard. Unfortunately, the background information on the company is full of flaws and I would better describe it as a total mess with the company registration coming from the UK (where it can be done cheaply and anonymously – read the investigation on the issue here) yet the level of the site’s English is far from perfect, even though the admin Clarvin Eleman claims to be an “acclaimed Australian entrepreneur and financial consultant” speaks with a strong American accent in the latest video posted on the website. So, just treat Clarvin as a regular HYIP with all the risk that goes with it and invest only affordable amounts there.

By the way, regular video updates from the admin of Clarvin (well, at least he claims to be that guy on the video) are promised with the first video having been posted on YouTube under this link – https://www.youtube.com/watch?v=RZHloKsQtz4 The text version of the video was also published on the website today which you can read below before Monday’s upcoming review:

“Clarvin News
Hello, dear investors of Clarvin. Today is 23.05.2014. We have successfully opened our web resource to explore a new way of developing our company. We’ve been working in the banking business since 2011 year, and now we finally ready to see new perspectives in the huge web network. For anybody who wants to check our company status just visit companieshouse.gov.uk and find us, it is an official government website and you can see our legality and information as well like the address of our office.
Well We definitely glad to see you on our website, We and I personally sure that we can cooperate for the long time and everybody can make a good profit with us using our investment options or affiliate program if you want. I record this message for 2 purposes. First one is to greet all of you personally of course and the second one just to share some news for today. Let’s say make a smooth push to help you got used to our webinars and video feedback from me. First of all the main rule of our company is trust, we trust our users and they trust us? Anybody can send some questions and offers to our support team. I will receive them all and the most interesting one I will answer in my weekly webinars. Secondary, from that day, you can visit our live webinars on our official YouTube channel, link you can find bellow in this news article. Subscribe and stay in tune Also I’d like to clarify that our support team works from Monday to Friday ONLY, and you can reach them from 7:00a.m. – 3:00p.m London time. Ask anything you want to know about us, be sure that our assistants will answer and help you. Well I guess it is all for today, my name is Clarvin Eleman, you will see me again after some time, thanks for staying with us and enjoy your time where ever you now!”

GET PAID REPORT FOR 24/05/2014 

Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky list: –
From MNO Premium list: RockwellPartners, FinMutual, Cryptory, InvGlobal, 5DailyPro, RemiTrade, Eazzy, OneAdClick, Cropty,  WazaTrade, Clarvin (the first payment received).
From MNO Standard list:  –
From MNO Basic list: ThaiMonetaryFund, ZeusInvest, UniroyalChemical, VictorCoins, OgdenOrganization, SuccessRoadToWealth, RoyalUnionInvestment, TrustForexTrade, FortunesUp (the first payments received), HyipWorldCup (the first payments received).

That’s all for today, guys. Please vote in the new poll to determine your favorite programs from the renewed MNO Top Five on the TalkBack page and see you all tomorrow with a detailed review of GepardAlliance plus any new updates from the HYIP industry worth knowing about. Don’t forget to follow MNO on Facebook and Twitter and subscribe to get the daily news delivered straight to your email address! And don’t forget to visit my monitoring page and check the status of every program before investing. See you all tomorrow and enjoy your weekend!