Apr 25th, 2015 Archives

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Beware! InfinityFinanceCorp has stopped paying! Do not invest there!

Hi everyone! I hope your weekend has been going well so far. Despite being Saturday there’s still a couple of news stories to catch up on which I’ll be getting to in a moment, however the thing I’m most enthusiastic about today is InfinityFinanceCorp. This as you may remember is a new longer term HYIP that was just introduced to MNO readers in my last post. Now that I’ve had time to look it over in more detail and see how everything works I can only add that if my opinion about this one has changed at all it’s only to say InfinityFinanceCorp is even better than I thought at first, and even then I thought it was good. It combines pretty much all the elements you need to run a successful program in terms of a well thought-out strategy, profitable but sustainable plans, and a good level of design and site security. The tricky part however is to combine all of these things under one admin who actually knows how to run a program and what’s best for making it as big as possible, and that I think is the factor that gives InfinityFinanceCorp the edge at a time when the HYIP industry in in such a fragile condition. I’ll start today then with a closer look at this program and see if you agree it might be worth adding to your own portfolios.

So what are your investment options, you might ask? Well, it’s pretty simple really as InfinityFinanceCorp only have one plan. There are slight variations of course based on how much you would like to spend, but the basic premise is more or less the same. You can join the program for a minimum deposit of $10, and the investment term runs for 60 calendar days. You receive a daily interest payment for the term’s duration, and after that your principal should be returned in full. The only real difference between your options is that, typically for the HYIP industry, the admin tries to encourage bigger deposits by offering higher interest rates the more you spend.

But for the basic $10 minimum, or anything up to a $499 upper limit, InfinityFinanceCorp offer 1.75% per calendar day. That builds into a total of 105% paid pack to you during the term, which then becomes your net profit once your principal is returned on expiry. To put that in monetary terms then, let’s say you deposit $100. InfinityFinanceCorp offer to pay you back at a rate of $1.75 every day until you have accumulated $105, and then add your own original $100 on top of that again. It’s quite late in the term when you reach the break-even point, i.e. the point at which you earn back an amount equivalent to your principal in interest payments, and comes 58 days into the 60 day term.

For bigger investors prepared to risk a minimum deposit of $500 InfinityFinanceCorp have a slightly more generous offer. The term stays unchanged at 60 calendar days, but the interest rate improves to 2.25% per day. Payments eventually add up to a total of 135%. This figure becomes your net profit once InfinityFinanceCorp return your principal on expiry as promised, though you should at least reach the break-even point after 45 days. The maximum limit for investments to avail of this interest rate is capped at $4,999.

Lastly then for the most serious spenders/gamblers/investors among you InfinityFinanceCorp‘s third option is geared towards any looking to spend a minimum of $5,000 or more. In this case the interest payment goes up to 3.25% per day, the program’s top rate. On expiry of the 60 calendar day term these payments should amount to 195% of your investment, with your principal then returned and so leaving that as the actual net profit. InfinityFinanceCorp‘s stated maximum spending limit is $100,000, and you should reach the break-even point after 31 days.

OK, the plans are both lucrative and (in HYIP terms) sustainable, the two single most important factors in deciding whether it’s worth joining or not. I mean sure, other programs might offer you more money, but they can offer you whatever they like if they’re never going to actually be able to pay it as far as I’m concerned. But while that’s one major advantage of InfinityFinanceCorp‘s plans over much of the competition, the thing I feel really improves them is the payment options. You have the regular anonymous no-questions-asked processors such as PerfectMoney and Payeer for those who prefer the more traditional providers, as well as BitCoin for anyone who would rather use a digital e-currency. The cherry on top (if I can call it that) however is InfinityFinanceCorp‘s use of SolidTrustPay. Quite a rare but welcome sight in the industry these days, STP have far more stringent polices on fraud, accountability to customers, transparency, etc. Therefore while this doesn’t necessarily guarantee the safety of your deposit, they have long been the first choice for bigger spending investors. Also due to the difficulties STP can place on an admin just emptying his own account and scamming his investors, members using STP to deposit tend to get paid that bit longer than everyone else, even after other investors have been scammed. So I’m not saying it’s impossible to scam you using STP, I’m just pointing out that it’s a lot more difficult and less lucrative to even try. The program has also been included on the list of approved merchants on the STP website, a matter of some pride it seems for the admin.

And on the subject of traceable payment options, I’m also very pleased to see InfinityFinanceCorp join a growing number of HYIPs turning to Neteller. This is of course a massive online company in itself but has only been utilized by the HYIP industry in any significant way more recently. Just take note that if you are one of the investors who prefers Neteller to the other options you can only make withdrawal requests for a minimum of $5 and upwards. Other payment methods, largely aimed at bigger investors, include bank wires, MoneyGram, and WesternUnion, so contact the InfinityFinanceCorp admin directly for the exact details if any of those are of use to you.

All withdrawal requests from InfinityFinanceCorp are made manually by the admin and need to be requested by the investor from inside your private account area. Please note that instant withdrawals are specifically ruled out on security grounds so will not be allowed. Having said that, they can still be pretty quick on occasion. The InfinityFinanceCorp admin requires a maximum waiting period of 72 hours to guarantee all transactions are completed (well over the industry average), but realistically if things start taking that long you know the program is probably in trouble. Withdrawals should be a lot faster than that, especially while the program is still so new, you just need to remember they’re manual and need some degree of patience before receiving them. They can in fact be as fast as 30 minutes if you’re lucky, but not instant.

Moving on now to the more technical aspects of the program such as design and security, the InfinityFinanceCorp website is hosted on a dedicated server with the support and protection from malicious attacks provided by BlackLotus, historically quite a well known name in the industry. The InfinityFinanceCorp script is under license from GoldCoders, who despite the sometimes elitist attitude of some HYIP investors (GoldCoders being a sort of generic mass marketed product) is still very much a solid and dependable provider. And if nothing else gives the programs using it a familiar easy-to-use feel. For an extra layer of security InfinityFinanceCorp is also protected by SSL encryption from Comodo, the superior Green Bar version rather than the cheaper version used by most HYIPs, to allow for safer browsing and more secure transactions.

There’s actually one extra and also very unique security feature built-in to InfinityFinanceCorp that you will need to keep in mind. At first glance this might look like something for big investors only, but I think it’s something that a lot more of you might need to pay attention to too. In order to make withdrawals of $100 and above per day, you’ll need to fill out a form giving some details to the admin in advance. Don’t worry, you’ll only need to do this once, and the form requires no personal or sensitive information that could ever be used for something like identity theft. You just need to fill in your username, e-mail address, and either your signature, or, if you prefer not to sign your name, an anonymous PIN number that you set yourself. I suggest using the PIN instead of the signature myself, but just remember to keep a printed hard copy of everything just to be on the safe side. But you will still need to print it, fill it out in your own handwriting, scan it again, and return the completed form to the admin. It’s just an additional security feature that bigger investors will be the ones most affected by.

The idea of having a deposit big enough to even have a withdrawal worth $100 in the first place might seem a bit much to most readers, but with InfinityFinanceCorp it will be more common than you think. With SolidTrustPay allowed, something that by itself attracts bigger spenders, and a maximum interest rate of 3.25%, you would only need a deposit of $5,000 for this to be a requirement. OK, I know that’s bigger than the average HYIP player might be spending on one single program, but for InfinityFinanceCorp I doubt it will be a rarity. You also need to remember that your principal needs to be requested back on expiry, so even if that’s over $100 you should probably remember to complete this form in advance anyway.

Should you have any further questions for the InfinityFinanceCorp admin that you feel weren’t fully explained in this review or any account related issues you need to have dealt with, then there’s a couple of channels open to you for contact. Mostly you can just fill out the customer support form on the program’s website and submit it online, though you can also just write directly to the InfinityFinanceCorp admin at the e-mail address listed on the contacts page. Fans of social media networks will also be able to find InfinityFinanceCorp keeping profiles on the mail sites like Twitter, Facebook, and Google+. Even though InfinityFinanceCorp is still more or less a brand new program, I’m really pleased to see the admin is making maximum use of these websites, and is communicating everything with his members. The importance of social media sites can’t really be overstated in the HYIP industry these days and are playing a bigger and bigger role in promotion. Of course, it also helps to make InfinityFinanceCorp transparent and more appealing to the investing public, so again, it’s good to see an admin who knows this and makes proper and effective use of them.

On a side note I’d also mention that InfinityFinanceCorp list a postal address in the UK, though given the ease of which pretty much anyone can register a business over the net I wouldn’t pay any attention to that. Mostly they are only virtual serviced office spaces anyway and not where anyone connected with running the program can or will ever be found. On the plus side however this address is accompanied by a telephone number, so if you think someone might answer then you can try it for yourself. The FAQ section is quite extensive and includes a lot of information not just pertinent to InfinityFinanceCorp itself but also useful in the wider HYIP industry. At some point in the near future the admin also states it’s his intention to establish a discussion forum just for InfinityFinanceCorp‘s own members and investors.

As for any alleged business interest that supposedly support the payments to investors, there isn’t really all that much information about what exactly InfinityFinanceCorp is claiming to do with members money. Personally it doesn’t really bother me much if the admin prefers to skip this, we all know it’s mostly nonsense anyway when other programs pretend to be stock traders and ForEx dealers, so don’t wast your time looking for something that isn’t there. So while it’s true that I think InfinityFinanceCorp is a better HYIP than most of what you see listed on other monitors, the fact remains that it’s still just a HYIP and needs to be treated as such. That means following the usual rules about protecting yourself and your money first and foremost. So always establish a sensible spending limit you can comfortably afford to lose, and if joining InfinityFinanceCorp at all then try to use them as a smaller part of a wider more diverse portfolio.



If you’re looking for another new and promising program you should really have a closer look at CryptoGenesis. The program joined the MNO Premium List earlier this week and was met quite enthusiastically by the vast majority of readers. One of the biggest drawing points of CryptoGenesis is, of course, the instantly processed payouts. If you like getting paid within minutes to your PerfectMoney, Payeer, BitCoin, or LiteCoin accounts, you may as well try to join the program as minimums start from just $5. The first investment plan will pay you a 1.5% to 3% fixed daily return for an indefinite period of time until you decide to request your initial investment to be returned. This will only be allowed after a lock-in period of 15 calendar days and with 10% fee. You will also need to contact the admin directly and ask for it. If you don’t want to be responsible for choosing your own investment period you should really pay attention to the second set of plans paying you daily return fixed returns for a determined period of time and without your principal being returned. Such plans start from a $20 minimum for the 4.6% for 30 days plan and with higher minimums available for the more lucrative 5% for 40 days, 6% for 50 days, or 7% for 60 days plans. You can read a more detailed analysis of those and the other main features of CryptoGenesis in the review posted recently on my blog and shared by the admin in the latest short update on the program’s news page:

The review of our program was posted on MNO blog.
The review of our program was posted on MNO blog.


PokerAutomatics (reviewed here) remains the program of choice for thousands of investors who prefer moderate returns from a sustainable investment plan over the hyped new high profit HYIPs. The program first started back in August 2014 and up to now has achieved the acknowledgment of the wider investment audience around the world when a few weeks back it started accepting SolidTrustPay and subsequently was listed on MNO. Paying variable daily returns that depends on the chosen investment term, size of your principal, and daily performance of the program, PokerAutomatics successfully appealed to many experienced investors who would have otherwise simply given up on the whole thing. With its daily profits hovering around the 1% mark an investor can count on a share of 40% to 80% from this amount paid over the period of 30 to 180 calendar days with the initial principal returned on expiry. The minimum to invest in PokerAutomatics is only $30 and in addition to SolidTrustPay you can also use PerfectMoney, Payeer, BitCoin, OkPay, NixMoney, YandexMoney, AdvCash, Qiwi, and bank wires. I’m re-posting the latest daily results along with the short announcement on the dedicated server upgrade taken by PokerAutomatics below:

New dedicated servers were added.
We have purchased 6 new dedicated servers for our pokerbot network.

PokerAutomatics Daily Results:
24.04.2015 – Total poker botnet Income: 1.04%

PokerAutomatics Daily Results:
25.04.2015 – Total poker botnet Income: 0.89%


Up to 33% profit could have received by those who invested in Lionery on day one when the program first appeared on MNO. That is not so much and considering Lionery was not able to complete even one cycle promising 50% pure profit on your investment we could consider the program quite a disappointment. In the last week of its instant payouts the admin started sending more emails asking members for ideas to promote his site to larger audiences while at the same time reducing the average rate of payments. This may have hinted at some possible cashflow issues in the program. Still, I remained positive about Lionery as I believed the admin was a true professional and making a genuine effort to keep the program running for a long time. That didn’t happen though and yesterday Lionery switched off all instant withdrawals (including those to Payza). It later became clear that this was not a temporary move and that payments were not going to resume. I moved Lionery to Waiting status on the MNO monitor as soon as I became aware of the situation from the readers on my ShoutBox and contacted the admin to give him a chance to fix the issue. Unfortunately that didn’t happen and instead I received an apologetic email explaining that he intended to run Lionery for much longer, but sadly other circumstances intervened. Along with the declining participation in the last few days there was also problems with one of the payment processor accounts which the admin used as a primary source of funding to PerfectMoney and Payeer. Without going into too much detail (after all, I can’t promise you it’s 100% true), I’ll just say that it was the last straw and contributed greatly to the program’s collapse. I would like therefore to warn you all against making any further investments into Lionery as the site is still online (accepting deposits while not processing payouts) and probably will stay this way until the hosting expires. There is no way you can get your money back unless you joined via Payza and are at a net loss, in which case you can try to file a dispute and get your money back. Unfortunately, Payza is not accepted by any other programs on MNO at the moment, but hopefully we will see more of it in the future, as there is certainly some degree of demand for it in the HYIP market.


Here is the list of the programs from my monitor that paid me for the last 36 hours:
From MNO Sticky list: –
From MNO Premium listStartupExchange, PokerAutomaticsSilveksAtrexTrade,  CryptoGenesis, InfinityFinanceCorp.
From MNO Standard list: CompassBusiness.
From MNO Basic list: ForexShareOgdenOrganization.

That’s all the news I have for today, guys. Have a good weekend and see you all on Monday when I’ll have a look at the updated list of the Top Five Popular Programs on MNO. Please always check the MNO monitor before investing in any program to make sure that it has a Paying status. Things can change quickly and for the new additions you should also head there. I’ll also be looking for your input in the latest poll posted on the MNO TalkBack page regarding your attitude towards listing of a particular program on my monitor. Thanks for reading, everyone, and see you all Monday!

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