Aug 24th, 2015 Archives

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Beware! RichPower has stopped paying! Do not invest there!

Hi all! Hope everyone’s keeping well after the weekend. If you were reading MNO recently you’ll have seen the first introduction of a fairly new short-term HYIP to my monitor’s Premium List called RichPower. At first glace you might think RichPower is similar, almost identical in fact in terms of organization and structure to a lot of the programs that dominate the short-term side of the industry, and you’d be right. So before we get to the first news update of the new business week I want to take a more thorough look at how RichPower works and whether you think it might be worth your while joining or not.
Starting things off with the investment plans then, RichPower have the usual mix of what we’ve come to expect from programs like this, i.e. some options that stand a reasonable chance of making a modest profit for sensible players, and others that are unlikely to do much more than separate the newbies and the gullible from their cash. Just about sums up the entire HYIP industry there when you come to think of it! Anyway, one of the most appealing aspects of the program is the level of affordability it offers – from the nine plans available, RichPower require a minimum deposit of just $10 to join most of them. And to put it bluntly, no matter how high a risk is attached to any online investment program with prices like that it’s nobody else’s fault but your own if you start gambling with more than you can afford to lose.

The first plan then runs for a term of 1 calendar day. RichPower will make one single payment on expiry of 103%, principal included. This rate applies to all deposits up to a maximum value of $999. Higher rates apply to higher deposits, though naturally the bigger your investment the more difficult it’s going to be for the admin to come up with the payment. For example, deposits from $1,000 to $4,999 are offered a return of 104%. In other words an investment of $100 is a lot more likely to get back $103 than let’s say $1,000 is to get back $1,040. I suggest you keep this strategy in mind for all of RichPower‘s investment plans. Check out your private member’s account area for information on deposits larger than $5,000 if interested.

The second option also needs just a $10 deposit to join, though for this one the waiting time is 3 calendar days. All investments no maximum limit of $999 are offered 110% paid back on expiry, principal included. So for a $100 deposit here RichPower are offering $110 in return. Anyone spending from $1,000 to $4,999 is offered a payment of 113%, principal included. If you’re looking to play with more that then look at your RichPower member’s area for further information on the rates being offered.

Next is a plan running for 5 calendar days. In return for a deposit of $10 or more to an upper limit of $999, RichPower offer you a return of 117% interest on expiry. With your principal included as part of that, a $100 spend here we hope will bring a $117 return. Alternatively for bigger spending investors RichPower‘s offer for deposits between $1,000 and $4,999 is 122%, principal included. Check the members account area if you wish to see what’s being offered to deposits of $5,000 and above.

RichPower‘s fourth payment-on-expiry plan runs for a term of 7 calendar days. The admin still asks just a $10 minimum to join, so despite what looks like an ever growing risk on paper, financially speaking it really doesn’t have to be. 125% is the return being offered to all deposits to an upper limit of $999 with your principal included. That means a $100 spend here is offered a return of $125. RichPower offer 132%, principal included, to amounts between $1,000 and $4,999. If you want to know what’s available to amounts bigger than that you can see from inside your RichPower members account area.

Next on the list is a plan running for 15 calendar days and paying once on expiry, so you can see yourself how the risk is constantly growing. On the other hand you still only need a $10 minimum to play. RichPower are offering a return of 155% on all deposits to a maximum value of $999, principal included. Amounts between $1,000 and $4,999 are offered a rate of 170%. Anything above that can be seen in your RichPower members area.

This is followed by plan number six, running for 30 calendar days and offering members one single payment on expiry. Deposits remain at a $10 minimum, and RichPower offer 220%, principal included, on deposits up to $999. For deposits between $1,000 and $4,999 that offer increases to 250%. Check the RichPower members account area for information on anything bigger than that.

It’s with the seventh and remaining investment plans that RichPower changes direction somewhat. Still with payments on expiry but no longer cheap to join or realistically achievable, these features have instead been replaced by high cost plans unlikely to make money for anyone other than the RichPower admin. Trouble is it will cost you $200 and upwards as a minimum spend to find out if it can really work. The first of these so-called VIP plans runs for 44 calendar days, and offers 3,000% interest on expiry. This applies to all deposits, no “real” maximum, but a nominal figure of $800,000. I don’t know, it might have gotten a few takers if the admin hadn’t slapped such a ludicrous price tag on it, but as it happens I can’t really see the serious players looking past the first couple of plans here.

For the record RichPower also have another plan offering 5,000% interest on expiry of 60 calendar days on deposits of $500 and up. Or for a really get-rich-quick scheme (for the admin that is!) you can deposit, that is to say donate, $9,000 for an offer, and note I did say “offer” not “payment” of 440% after 4 calendar days.

If you like any of those plans enough to join then the next thing I need to cover is what are your payment options. It’s a pretty short list without any of the more respectable verified options, and limited only to anonymous processors like PerfectMoney, Payeer, and BitCoin. While on one hand I do have some mixed feelings about the choice of payment options in RichPower, after all, regular readers will all already know how I favor more verifiable processors. On the other hand the fact of the matter is that this is just about as good as we can expect from a high risk short term HYIP, so it’s not something I’d argue about with the admin for too long. Something that probably helps your decision is the use of instant payouts which we are told should be made at all times. This is obviously crucial to the success of RichPower as shorter term programs depend very heavily on this.

There are two perfectly logical reasons why payments may not be instant sometimes, and if this is the case for you then you need to check a couple of things out first. One possibility is downtime or maintenance with the payment processor. In this event you simply need to cancel your withdrawal request and submit it again later when the processor is back online. Hardly an everyday occurrence but sure, it does happen. The other reason is that you may not have entered your payment processor account details properly. Double check, and if you need to simply edit your RichPower members area to reflect the correct account numbers. Failing that you can just write to the RichPower admin and he’ll do it for you.

On the subject of design and security RichPower is also up to a suitable standard for a program like this. The design itself is really nothing special or even particularly memorable, but everything is pretty much as you would expect. The script is under license from GoldCoders, something that brings its own trademark customer friendly uncomplicated appearance. So RichPower is as user friendly and easy to navigate as any other program using this script. For hosting you will find the RichPower website being kept on a dedicated server with the support and protection from malicious attacks provided by by CloudFlare, and not DDoSGuard which for some inexplicable reason is displayed on the website. For an extra layer of security RichPower are also using SSL encryption by Comodo for safer browsing and more secure transactions.

If you have any further questions about the program, account related issues that need dealing with or any other reason to contact the admin then you have a couple of options open to you. The first option is to fill in your details on the online customer support form and submit it through the website’s contact page. Otherwise you can write any more detailed enquiries to the RichPower admin at the e-mail address listed, thought I would guess either method will still land your enquiries in the very same mailbox. Please note that the button offering “Live Chat” support doesn’t actually do anything. Click it and it merely refreshes the page, and is not a service currently offered to RichPower‘s members.

As for any alleged business plan to help with the payments, this is large glossed over and contains nothing of any great depth. Not that I was suggesting you look too far into it anyway. Just treat RichPower as any other high risk form of gambling, enjoy it for what it is while it lasts, and don’t take anything too seriously. A lot of people have already made some money from the program, I’m sure more will follow, but still, remember to stay well under a sensible spending limit you can afford to lose, and if you do join RichPower then try to use them as a smaller part of a wider more diverse portfolio.



Staying with the above-reviewed RichPower, you’ll remember there was some issues with BitCoin transactions affecting mainly programs running off a GoldCoders script. The admin of RichPower Chris was actually the only one who reported it and made it a priority to update members looking to deposit via BitCoin but worried about the delays. So in today’s update Chris was pretty positive and said that some older transactions were already approved by the script and credited to members’ accounts, while some others will be processed within the next 24 hours or so, with no further delays expected in the near future. The update re-posted below will be especially interesting to those investing via BitCoin and not just in RichPower, but in many other programs with similar issues but stayed silent on the subject for some reason:

BlockChain Update
Dear members,
I am very happy to inform you that BlockChain started fixing their problem with their API and many BitCoin deposits that have been made yesterday and on Saturday, were successfully credited to investors’ accounts. Very soon it should be fixed totally, so all BitCoin deposits will be credited normally within 1-24 hours maximum automatically by the system. Cheers!
Best Regards, Chris Miller
RichPower Administrator


If you haven’t read the review of TradingAssets that was posted on MNO yesterday you can see it here. The admin of the program issued a newsletter last night just hours after it was published. You can read his short update on that below:

Review by MNO
Our program has been review by Money News Online (MNO).
Bellow are the details of the review.
We hope this can be helpful for the confidence of our members and future members increase to stay or join our company.
Best of luck to all!
TradingAssets Administration

TradingAssets has been online for about ten weeks now and is paying instantly to almost all the payment processors (except for BitCoin) on the amounts up to $80 to PerfectMoney, Payeer, OkPay, and NixMoney. The original investment plan pays 2.8% to 3.6% for 55 business days (with the principal already included in payouts) while the newer plan offers much favorable returns and don’t make investors wait for too long to profit – 6% to 8% for 26 business days. So if you can afford to invest at least $20 instead of $7 there is no need for you even to pay attention to the longer investment plan as the shorter one makes it completely obsolete. Hopefully the review of TradingAssets now published on the biggest investment blog will help the program grow further and attract new investors.


From the first day online BellRoi really stood out from the rest of the newer programs around and earned the undivided attention of MNO readers due to an extremely high quality layout and instant payouts to Payza, PerfectMoney, Payeer, and BitCoin. The minimum to invest in BellRoi starts from only $20 and by joining you get an opportunity to earn from 2.5% to 3.4% Monday to Friday for a duration of 80 business days (16 weeks) reaching the BEP half-way through. BellRoi also promises to return your initial investment on expiry of the term thus making the offer even more appealing and potentially more profitable. Despite only being online for a few days BellRoi was added to Premium listing on MNO on the following day after the official launch and was already reviewed on my blog (please click here to read it). The link to the review was also shared with all the first investors of BellRoi and realizing the importance of proper analysis put into it the admin really appreciated my efforts in hope of appealing to bigger investment audiences worldwide who prefer reviews written in good English, and not some gibberish no one can understand. Also in the newsletter the admin was understandably upbeat about the early success of BellRoi and positive feedback from the first investors pleased with a new high quality investment opportunity and instant payouts on profitable plans. If you wish to earn even more you can take a chance and apply for a position as a local representative and earn increased referral commission rates in exchange for promoting the program in your own circle. Please read the full newsletter from BellRoi for more details:

First steps to success!
Dear members,
We’ve only been online for a few days and we have already established our project as one of the top choices among newbie and veteran investors worldwide. The interest and response from participants all over the globe has been incredible, and we believe that a very strong foundation has been built. We are now looking forward to improving on this.
From the very first day online BellRoi Group Limited was listed on such top blog as Thanks to him we are able to provide our services in different parts of the world and reach out to future and present investors. Meanwhile Paul Abramson has already reviewed our project. It has to be said that Mr. Abramson’s attitude towards our project is positive, so be sure to read the review here:
Also, we would like to remind you that we welcome new Representatives to work under the BellRoi Group Limited banner and benefit via increased affiliate commissions, starting from 12%. For more information on how you can opt for a slot as a Representative, please read here:
We would also like to thank everyone for the positive responses and feedback that we are getting on a daily basis from our customers. We truly appreciate each and every one of you! Thanks for your time, and have a great day!
Best Regards,
BellRoi Group Limited


After over one year online PokerAutomatics continue to shatter stereotypes and seems to grow only stronger with time. Perhaps the HYIP industry is now back to a trend when more and more investors start to think hard about where they want to put their money and many prefer such established names like PokerAutomatics in favor of newer competitors that literally come and go within months. Obviously, PokerAutomatics do not promise you the sun, moon, and stars and with very conservative returns starting from 12% monthly it does require patience and a long-term strategy to fully benefit from the multiple features and original investment plan that was the main focus of my review of PokerAutomatics posted here. If you haven’t much time to read it I’ll explain how it works in a nutshell. You invest anything starting from $30 via any of the multiple payment processors including such famous ones like SolidTrustPay, Payeer, BitCoin, PerfectMoney (accompanied with a bunch of lesser known ones). Then you get into a chosen investment plan that offer various daily returns over the period of 30 to 180 calendar days. You get paid every day until expiry when your original deposit is returned. Note however that the more you invest and the longer investment term you choose in PokerAutomatics the bigger daily returns you will get. It works like this. Every calendar day the program publishes its returns received from poker-related activities (usually it’s around 1%) and from that rate the investor gets a 40% to 80% share. So, if you join the 30 days plan you will get approximately 0.4% return daily, while those with much bigger deposits opting for the longest 180-day plan should expect 0.8% daily. This is an approximate estimation of your daily returns from PokerAutomatics, of course, but you can judge the daily returns based on the historical graphs posted on the website and the latest daily results also posted for your convenience below:

PokerAutomatics Daily Results:
22.08.2015 – Total poker botnet Income: 1.13%

PokerAutomatics Daily Results:
23.08.2015 – Total poker botnet Income: 1.02%

PokerAutomatics Daily Results:
24.08.2015 – Total poker botnet Income: 1.17%

I believe PokerAutomatics is growing gradually while attracting more and more investors from all over the world also thanks to its extensive network of local representatives the list of which expands literally every day. From the latest announcement of new representatives please see the newest one from Russia below:

We have a new Representative
Marina – Russia
You may contact her by email
170+ Representatives!


I must say I was quite surprised and pleased that my own opinion of SolidTrustPay being the safest option to store funds for investing in HYIPs is shared by the largest section of readers. That’s according to the most recent TalkBack poll – 30%. It’s always been the case for myself that I feel really more confident and safer with SolidTrustPay which is a perfectly legitimate and respectable business incorporated and headquartered in Canada. The most important thing that makes SolidTrustPay so different from others (read more on other advantages of using STP for your HYIP investments in this article) is that they require full verification of members’ accounts in order unlock all the perks available – depositing and withdrawing directly from bank accounts, credit cards, or SolidTrustPay’s own debit card. Thus, despite comparatively high fees you save money by avoiding third party exchangers and can be sure you’re dealing with professionals who won’t disappear overnight and will protect your funds against theft. Besides, you can apply for a TrustCard and protect your account from being suspended on geolocation level, which is done for members’ own security. I can talk all day about STP and my perfect experience with them over the years as I can’t praise them enough. The main downside in many people’s opinion, is that SolidTrustPay is not accepted by enough HYIPs and for now only a handful of programs deal with them due to the STP’s strict stance on approving only programs that can produce a lot of supporting documents. You can be sure then that only truly experienced admins (like those currently running Carbon7, ElegantTrading, or PokerAutomatics) managed to satisfy all their demands and prove they know what they’re doing. Of course the fact of STP is accepted by itself doesn’t make a program safer, but proves the admin is willing to go the extra mile in order to attract larger investors who feel safer moving big money there. The poll proves that there are lots of such people out there and by neglecting their needs some admins just ignore a substantial share of the market (and money!). So admins, take note!

The closest competitor to STP for account security as voted for by readers was PerfectMoney with 23% of the vote. That wasn’t a huge surprise for me either, as having been a PerfectMoney customer for a few years now myself I cannot really fault either their customer support or lack of security. In fact I heard that this payment processor (unlike its former rival LibertyReserve) always take many precautions onboard and treat safety and security pretty seriously. I guess that alone means PerfectMoney is favored by almost a quarter of my readers according to the final results and making it the obvious leader among anonymous payment processors.

Then we have Payza with 17% of all the vote. That’s not too bad considering Payza withdrew from the HYIP industry for a couple of years due to some legal issues, but finally returned. Obviously one has to verify an account in Payza as “know your customer” is one of their core principles. Despite the high fees compared to PerfectMoney and any other anonymous payment processors, Payza remains one of the leaders in the HYIP industry and is widely considered to be one of the safest options to keep funds in. And that is not only due to some convenient options to fund your and withdraw your money from (all Bank and Credit card options, along with BitCoin are available to verified members). Payza is also famous for its reversal policies which mean that by using Payza for HYIPs gives a better chance to be paid longer in the event of a scam. That being said you should be very careful not exchange money with others, as it’s strictly forbidden by Payza’s terms of service which clearly state that only pre-approved exchangers can do this. But why would you want to use exchangers with their sometimes ridiculously high fees when you can withdraw straight to your bank account which will cost you small charge. There are many other interesting perks in using Payza for your investing in HYIPs which I covered in the article you can read here.

BitCoin is only slightly behind Payza in the poll scoring 15%. BitCoin has its own advantages as it’s a totally untraceable currency, but at the same time, it has many known issues like the currently widely discussed delays with investors accounts being credited in some programs. Another drawback, though having nothing to do with security, is BitCoin’s constantly fluctuating exchange rate against the main currencies. Sometimes the value of your stored BitCoin will bring you more profits than actually putting them into any HYIP, but at times the value will go down and even if your BitCoin funds are tied up in some investment program you may surprisingly discover that its value, despite being paid interest, is less than what you started with. Still, BitCoin is widely considered as the future and is very popular among investors due to its anonymity and high level of security without any human involvement.

The three other payment options scored less. 10% say Skrill is the safest option to store money, which perhaps might ring a bell for HYIP admins as at the moment it’s not accepted by any programs listed on MNO – though I remember that some admins worked with Skrill before so I hope we see it return. One of my favorite payment options Neteller only scored 3.5% which placed it above Payeer 1.5% of readers votes. These payment processors are totally different as Neteller has its own card and does not charge fees for internal transfers (which should make it one of the favorite options for some investors in theory as it’s easily re-loadable from your bank account and card for verified members). As for Payeer, I believe it’s still too new to be trusted and might improve with time, as it’s definitely one of the more widespread anonymous providers in the industry accepted by almost every program out there.

The question for the new poll simply asks your opinion about the programs which were included in the Top Five Popular Programs on MNO article published here (which is unchanged for now though with a slight reshuffle) and will just allow you to vote for your favorite over the next few days. So, which program of the MNO Top Five is your favorite? Options include RollNRich, ElegantTrading, PokerAutomatics, USDBusinessLimited, and AtrexTrade. Please click here and vote for your favorite and I’ll publish the results by the weekend.


Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: –
From MNO Premium listElegantTradingUSDBusinessLimitedPokerAutomatics, BitMinerals4Finance, RichPowerHonorForTheBraveBellRoi, TradingAssets.
From MNO Standard list: Carbon7.
From MNO Basic list: –

Before I finish I’d just like to give you an early heads-up about a new program coming to MNO later this week. According to the admin it will be exclusively monitored on MNO and Premium listing has already been pre-paid for along with the top banner on my blog for one month. While the exact date of the official launch is yet to be confirmed the earliest possible will be in a couple of days. So don’t miss it if you wish to see something exclusive and high quality. More details to follow soon and I will be back with all the latest news from the HYIP industry later in the week. Stay tuned for the biggest investment programs online and always be on the money with Money-News-Online!

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