August 2015 Archives

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Beware! BitMinerals has stopped paying! Do not invest there!

Hello everyone! I hope you’ve all been having a nice weekend so far. I have to say it’s been a busy week for new programs on the MNO monitor’s Premium List, but that’s nothing to complain about, and I hope you agree that at least some of them are quite impressive. To start things off for today then I want to look at a brand new short term HYIP which only started a couple of days ago. It’s called BitMinerals which you might remember I introduced in a recent news update shortly after the program was launched.

Of course, when I describe BitMinerals as a shorter term HYIP there are in fact some medium to longer term options in there. I just think it’s fair to say that most experienced industry players will probably avoid these as we shall see in a moment when I describe them to you. So let’s see what BitMinerals are all about then and if you think they might be a worthwhile addition to your own portfolios at this time or not.
I’ll begin as usual with the investment plans. There are six of these in total, all of which pay you once on expiry. The first plan, and I’m prepared to guess the option that will be the only one with any serious level of popularity, runs for 3 calendar days. This is also the major difference between BitMinerals and other similar short term HYIPs which is that they don’t offer a simple one day, “invest today and get paid tomorrow” style plan which a lot of short term players like so much. BitMinerals have a $10 minimum requirement to join. The interest rate on offer to members will depend on how much you spend, with as is normally the case bigger more unfeasible rates being used to coax out bigger amounts of money. If like most investors you join with an amount between the $10 minimum up to a top value of $2,000 then BitMinerals are offering a payment of 109% on expiry, principal included. So in other words were you to invest $100 today you should expect $109 back on expiry of the term. For the record other rates include 112% on deposits between $2,001 and $5,000, and 116% for $5,001 to a $20,000 maximum.

The remaining investment plans vary widely in length, but the shortest of them again runs for 7 calendar days. BitMinerals again require a minimum spend of $10 to join, and anything up to a $2,000 maximum is offered a 130% payout on completion. Or to put it another way, that’s 30% net profit. If you are prepared to risk a bit more here, then BitMinerals offer the following rates: 140% is available on deposits between $2,001 and $5,000, and anything from $5,001 to a maximum value of $20,000 is being offered 160% on expiry.

Plan number three then runs for a term of 15 calendar days, also with a $10 minimum charge for joining. BitMinerals promise a single payment of 180% on expiry for all investments up to $2,000, or 80% profit. Higher rates include 210% for $2,001 to $5,000, and 250% on anything bigger to a maximum value of $20,000.

As you can clearly see, it’s surely obvious to even the most inexperienced HYIP investors that as we progress through the plans the risk gets higher and and higher, while the supposed returns being offered get less and less likely to be paid. So think carefully about what your realistic expectations of BitMinerals are.

The fourth plan so runs for 30 calendar days, offering one single payment on expiry. You can join for a $10 minimum, and for anything up to $2,000 see a payment of 350%, principal included. Should you wish to gamble with larger amounts, BitMinerals offer you the following: $2,001 to $5,000 gets a rate of 480%, and anything upwards of $5,001 to a $20,000 maximum is offered 650%.

An even higher risk plan follows that, running for 60 calendar days. Assuming the program is even still online by that time, BitMinerals offer to pay 800% interest, principal included, on deposits between a $10 minimum and $2,000. Otherwise for a better offer (and note that I said offer, not payment) the rates include the following: 1,100% on $2,001 to $5,000, and 1,500% on expiry for sums between $5,001 and the maximum allowed $20,000.

Lastly, and I include this purely for information, BitMinerals‘s final plan runs for 120 calendar days, paying once on expiry should they succeed in running that long or if anyone was to join. Minimum deposits start from a $10 minimum, and for anything up to $2,000 the return being offered is 2,000%. Or for higher amounts they appear as follows: 3,500% for $2,001 to $5,000, and 6,000% on amounts bigger than that to a $20,000 maximum.

So if you like any of those plans enough to take the required gamble and join them, I guess the next thing you’ll need to hear about is what your payment options are. The list is probably as good as what you can expect a program likeBitMinerals to have, in other words all the basics are there but I wouldn’t think it’s going to be improved upon for how ever long the program manages to survive. As things stand therefore, you can sign up and deposit in BitMinerals using any of PerfectMoney, Payeer, or BitCoin. Payments are made manually by the admin and so will need to be requested from inside your private members account area. Once done you are asked to allow a further 24 hours for all transactions to be completed. Speedy payments are essential for the success of short term programs so I hope members won’t be left waiting for anything close to that long on a consistent basis.

Moving on then to subject of design and security features, BitMinerals is I suppose quite competitive in this area compared to many other programs of this style. It’s hosted on a dedicated server with support and a good level of protection from DDoS attacks provided by BlackLotus. The website is running of a script that’s under license from GoldCoders which will make it familiar and easy to navigate for most of you, and for an added layer of safety BitMinerals also have a secure Green Bar SSL certificate from Comodo to provide for safer browsing and more secure transactions. If you have any further questions for the admin that you think might not have been explained properly in this review or have any account related issues you need to have dealt with, then BitMinerals can be contacted by filling in your details on the online support form and submitting it via their contacts page. Otherwise you can just write directly to the email address listed on the contacts page. There’s a postal address listed in the UK though that’s probably best ignored as a virtual serviced office and not where you would find anyone connected with BitMinerals were you to visit, though it does at least come with a phone number which you can try if you expect anyone to actually pick up and answer. The UK is also where BitMinerals have a certificate of incorporation, though this (legally and entirely authentic) can be bought online by any member of the public and doesn’t actually mean anything. Apart from that you will find links to social media websites, none of which work, except for a Twitter account which has never been used and has no posts from the admin at all yet.

Texts regarding any kind of actual business activities allegedly behind the program are best described as a bit vague and left simply at that. In fact a lot of it is simply copy/pasted from other genuine sources, so that tells you as much as you really need to know. Just treat BitMinerals as you would any other high risk online HYIP, and remember that if the opportunity really does exist in there to make a profit then it will be a passing one. So set yourself a sensible spending limit that you can afford to lose, keep your expectations modest and realistic, and of course if you do decide to join BitMinerals then do so as a smaller part of a wider more diverse portfolio.



I must say that I had no doubt in my mind when a few days ago the admin of 4Finance announced the temporary suspension of deposits via Payza that they would be back to normal once things with this most demanding payment processor settled down. And the latest announcement from 4Finance issued yesterday about the Payza deposits coming back to normal wasn’t anything of a surprise to me, but rather a clear indicator of the admin’s professionalism and long-time experience in the HYIP industry (read the announcement below):

4Finance News: You can now deposit using Payza!
We are pleased to inform you that we are now officially accepting Payza as payment option at 4Finance!
Thank you, 4Finance

Despite only five days online, 4Finance has proved to be a very popular choice among my readers and the good feelings towards the program have only increased after the review was published on the MNO blog (click here to read it). If you don’t have the time though I’ll just remind that with 4Finance you get paid 2.6% to 3% Monday to Friday over a period of 90 business days on expiry of which you expect to be handed your initial deposit back as well. With the first profits coming your way in just about two months time (when you reach your break-even point) you might possibly double and even triple your original investment by the end of your term with 4Finance. I see that people especially liked the instantly processed payouts that are made within seconds to Payza, PerfectMoney, Payeer, and BitCoin accounts (provided they are below $500 and not to Neteller for which manual payments are processed within 48 hours time). In order to deposit in 4Finance you only need to have $25 minimum in any of your e-currency accounts and if you have any further questions you can always consult the friendly live chat support that is available most of the time and are ready to assist you with anything. If you think you stand a better chance to profit from 4Finance compared to the other new programs on MNO this week please submit your vote in the poll currently running on the TalkBack page.


PokerAutomatics (reviewed here) continues to set an example to others on how to run a successful project without any major problems about almost a year. The first unofficial anniversary is fast approaching and though the admin claims over four years in business the HYIP industry first heard about PokerAutomatics back in August 2014. Since then the program slowly and gradually gained some reputable monitors and added more payment processors which eventually resulted in the acceptance of SolidTrustPay – usually widely considered as a quality sign and the mark of an admin’s total professionalism. Apart from SolidTrustPay, you can also invest in PokerAutomatics using many other payment processors most of which are not so well known, but PerfectMoney, Payeer, and BitCoin are all taken. The minimum investment in PokerAutomatics starts from a $30 minimum and the more you invest the longer your investment term will be and the larger share of company’s profits you can expect to get on a daily basis. The investment term varies from 30 to 180 calendar days on expiry of which you get your original principal back while the share of announced profits will be from 40% to 80%. Usually the reported profits are around the 1% per day mark, so from that investors can expect from 0.4% to 0.8%. That’s quite a moderate return compared to other HYIPs, but PokerAutomatics proved that even with such low profits you can develop your project into something truly stunning and get everyone talking about it. Here’s the latest daily profit results from PokerAutomatics for your information:

PokerAutomatics Daily Results:
04.08.2015 – Total poker botnet Income: 0.79%

PokerAutomatics Daily Results:
05.08.2015 – Total poker botnet Income: 0.92%

PokerAutomatics Daily Results:
06.08.2015 – Total poker botnet Income: 1.13%

PokerAutomatics Daily Results:
07.08.2015 – Total poker botnet Income: 0.83%

The profits for PokerAutomatics members are allegedly earned from the extensive network of pokerbots that are play against online casinos, tournaments, and so on. Of course, that has nothing to do with reality, but at least it can justify the offered returns for less experienced members and help the program expand. Here’s the latest report about the pokerbot network upgrade as an example:

Pokerbot network upgrade
A number of poker bots in the network increased to 982.
Our future goals:
January 2016: 1200-1300 active poker bot accounts
July 2016: 1500-1600 active poker bot accounts
January 2017: 1900-2000 active poker bot accounts
July 2017 and further: 2000 active poker bot accounts
The ultimate goal – 2000 active poker bot accounts.
For security reasons we won’t increase our botnet above 2000 active poker bot accounts.

The major emphasis of PokerAutomatics is obviously towards the Russian market where it’s supposedly based, judging by the payment gateways serving a mainly Russian market and even bank wires accepted from many Russian banks. For instance, earlier this week yet another option of investing via the Russian Internet bank VTB24 was announced as below:

Bank VTB24 was added for deposits and withdrawals.
(Russian clients only)
Minimum amount to add funds – 1500 RUB.
Minimum amount for withdrawal – 500 RUB.

And finally the cornerstone of promotional work by PokerAutomatics is in local markets and has always been a very extensive network of local representatives that draw in more members internationally that any monitors by explaining the program’s profit-sharing concept to a wider audience and to people who otherwise would not have been involved in HYIPs at all. It’s a good thing, in my opinion, and the one they should be proud of. In the latest news piece where another representative from Malaysia was introduced the admin also mentioned over 170 representatives available now where you can find one from your own country if you want any future consultation on the page the link is provided below:

We have a new Representative
Allan – Malaysia
You may contact him by email, skype and phone
170+ Representatives!


Just exactly after 100 days on MNO and a more than impressive overall run of over a year in total I had to move Cryptoconomist to Problem status on my monitor. The reason is simple – as of last week the withdrawals in the program took longer to be paid and I received a couple of complaints from my referrals saying that occasionally their withdrawals were even returned to balance for no reason. The status of Cryptoconomist was changed from Paying to Waiting status on MNO quite a few times though, but until yesterday the admin managed to satisfy my demands to pay my referrals in the program after my intervention. This couldn’t last forever, for sure, as the program clearly had some cashflow issues which I mentioned on the MNO blog earlier this week. Unfortunately such warning signs usually only intensify with time, and Cryptoconomist was no exception. I heard a rumour that some people (who obviously do not read MNO) deposited several thousand dollars in Cryptoconomist‘s highest risk plans that offered the most ridiculous returns for larger investors with too much money (“more money than sense” as the expression goes) burning a hole in their pockets. Well, such greediness is what the admin needed while otherwise paying on the daily plans for over a year. Once the time came to pay back hundreds of thousands, of course, Cryptoconomist could not do so, and the complaints started piling up. The end of the program was clearly in sight then, but, to the admin’s credit, he did process payments to regular investors and MNO readers for some time and I’m grateful to him for running such a good program. With its shortest 20-day long investment cycle those who invested under MNO could have profited five times, and such quality programs like Cryptoconomist are surely welcome on my monitor any time. As for now, the inevitable end came as the admin stopped replying to my emails and processing delayed payments – so I have no other choice but to move Cryptoconomist to Problem status on the MNO monitor and issue a warning against any further investments there. Please stay away and better go now with the newer promising programs you can find on MNO.


Here is the list of the programs from my monitor that paid me for the last 36 hours:
From MNO Sticky list: –
From MNO Premium list: RollNRichPokerAutomaticsUSDBusinessLimited, RoyalTrust, 4Finance, RublesBitMinerals, ElegantTrading.
From MNO Standard list: Carbon7.
From MNO Basic list: –

That’s all for today, guys. Hope you enjoyed reading MNO and I hope it helps you find the best online investment opportunities at the moment. You see, the main difference between MNO and others is that I do not deal with programs with low budgets, deliberately keeping monitoring prices at a premium to excludes the cheap scams that abound on other monitors and thus help my readers to avoid losses and enjoy profits as well. You shouldn’t forget though that any HYIP investment is a risky business, but once you gain some much needed experience and learn to play smart you will be able to profit and have the lifestyle you’ve always wanted. Just do not depend on the HYIP industry as the main source of your income, diversify your investment portfolio, and always remember to spend the money you can afford to lose, not a cent more! If you’re new in the HYIP industry I would also suggest to read the articles posted on the MNO Info Center page which was opened just recently and contains the best articles from the MNO blog over the years. Don’t forget to be more active on the MNO ShoutBox where you can ask any questions about the monitored programs and discuss other things with your fellow investors glad to share their experience. And finally, you can still vote for your favorite of the four new programs added to the Premium listing on MNO during the week. Please check out the TalkBack page for that as it will only take a second and is completely anonymous. You can also see the preliminary results of the vote where currently 40% of you say ElegantTrading will perhaps bring them the biggest profits. Why do they think so? Find out on Monday when the full review of ElegantTrading is scheduled to be posted on the MNO blog (along with the usual daily news from the HYIP industry) and you will see for yourself that it’s a vastly superior program to so many others currently on the market. Meanwhile enjoy your weekend and well-deserved profits from the programs monitored on MNO and see you back on Monday, guys!

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