Sep 17th, 2015 Archives

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Beware! FX4Trading has stopped paying! Do not invest there!

Hi everyone! I don’t know about the rest of you but it’s still very much the height of summer for me at the moment in Tel-Aviv, with sunshine you could fry an egg under here on the beach. That’s why I’m trying to publish a bit earlier than usual as the great outdoors are calling me! A couple of news stories worth catching up on first however, beginning with a brand new short term HYIP called FX4Trading which I think you may agree is worthy of a second look. Hot off the presses as it were, FX4Trading only launched two days ago, and with (mostly) longer term programs still dominating the market maybe the time is right for an alternative. So let’s take a closer look and see if you think FX4Trading is worth your while joining or not.
Starting things off as usual then with the investment plans, I must say that for a shorter term HYIP FX4Trading is arguably more sustainable than similar term programs. You have four options to choose from, all of which operate along more or less the same lines, i.e. daily interest payments for the same length of term. The first of these is called The Startup Plan, and realistically is the only one that’s ever going to be affordable for the vast majority of you. Deposits start from a minimum of $25, and can be anything up to a maximum limit of $3,000. The investment term is 10 business days, that’s two calendar weeks, during which FX4Trading are offering members a daily payment of 12% interest, paid Monday to Friday only. What keeps this plan more sustainable is the fact that the FX4Trading admin is including your principal as part of the returns. So by the time your final payment arrives you should have received a total return of 120%, made up of 100% principal plus 20% net profit on top as your reward for joining.

To put that into simpler monetary terms then, let’s say you want to join FX4Trading with a $100 investment. Every day between Monday and Friday the admin will pay you back $12 in interest. This continues until you eventually earn $120 in total. Once that happens, you’re done. Re-invest if you want to or not, because your principal is already counted as part of the final return leaving you 20% in profit.

The remaining plans are a bit on the pricey side for most I would think, but as it’s your own choice what to do with your money I’ll go through them anyway and you can decide. So FX4Trading follow their first offer with an option called The Basic Plan. It comes with a minimum price tag of $3,001 and runs for 10 business days. Interest payments are made from Monday to Friday at a rate of 12.5%, and with your principal included as part of that your final return of 125% is your own money back plus 25% profit. FX4Trading place a maximum limit of $10,000 on investments made to this plan.

Ranging from a $10,001 minimum to a $20,000 maximum, The Advanced Plan is your next option. Also for a 10 business day term, FX4Trading are offering members a daily interest payment of 13% from Monday to Friday, principal included, leaving you with 30% net profit plus your money back by completion.

And finally The Professional Plan requires you making a minimum spend of $20,001 to join. The offer here is 14% interest per business day, Monday to Friday, for a 10 business day term. FX4Trading include your principal, so it’s a potential 40% net profit. Too bad it’ll cost you $20K to find out how genuine the offer is! There’s no upper limit on investments allowed in this plan, although I’m sure most of you will have been maxed out in the first plan anyway.

So if you like any of the plans enough to join them then the next thing you’ll want to hear about is what exactly are your payment options. Personally I have some kinda mixed feelings about this considering that they are all untraceable and anonymous processors. Having said that, as long as you are all aware and comfortable with the fact that playing the HYIP industry is basically a form of gambling, then I guess it’s OK. Just know what you are getting yourself into, and take responsibility for your own actions. You can join FX4Trading by using any of PerfectMoney or Payeer if you prefer the more traditional style payment processors, or BitCoin if you favor the more modern style crypto-currencies. If you don’t mind the anonymity then a nice extra is the fact that all payouts to members in PM and Payeer are made instantly. Just log in to your FX4Trading account as usual and make the request, and you should see the money in your payment processor in under a minute. Incidentally, instant payments do not currently apply to BitCoin, however the admin says he is working on it so hopefully this might change sometime in the future. In the meantime BitCoin withdrawals will continue to be handled manually, and so far to the admin’s credit these have been handled pretty fast. I would suggest you allow him 24 hours to complete your withdrawal, and if he gets it done any faster then take that as a bonus. On the subject of BitCoin by the way, please be aware that for now deposits are processed via the third-party CoinPayments interface. Personally I don’t remember having come across this in other HYIPs before, but my own BitCoin deposit was added quite fast (automatically actually) so there’s nothing to worry about on that front and I have no complaints.

Still connected with payment processors and e-currencies, one handy feature to the FX4Trading website that I liked is the exchangers section. Here you’ll find a list of approved e-currency exchange providers that will suit more or less every requirement. I can’t personally vouch for every single one of them, but I’m familiar with several of the names listed and can say they are fairly dependable. FX4Trading has no direct connection with any of these exchangers obviously but still, it’s a nice touch that makes the website look better and it costs nothing to give out good information.

Moving on to the more technical, design, and security aspects of the program, despite a deceptively simple design FX4Trading is actually up to quite a high standard. And personally I don’t see anything wrong with keeping things uncomplicated anyway. The hosting provider is DDoSGuard, who I think are pretty much accepted as one of the better service providers in the business at the moment, and they are keeping FX4Trading on a dedicated server with their support and protection from DDoS attacks. I also noticed that the website domain has been registered for six years. Now don’t get me wrong here, I’m not suggesting I think the program would survive for anything like that, but I always think it’s a sign of professionalism when an admin takes the time to do stuff like this. Granted it only costs a couple of bucks per year and doesn’t take much effort, I just like to see things like this be taken care of right from the beginning so the admin doesn’t get distracted by avoidable problems later on. For an added layer of protection the FX4Trading website features a superior Green Bar SSL certificate for encryption by Comodo for safer browsing and more secure transactions. As for the script that the FX4Trading website is running off, I think most of the regular players will probably recognize it straight away as being from GoldCoders, so I’ll just confirm that it is under license. Like most of the HYI programs using this product FX4Trading is just as easy to navigate and user friendly as any of the others. Also included is a short video about FX4Trading. More promotional than instructional, I believe more will be added in time that may be of more practical use.

If you still have any unanswered questions about the program, just looking for further info, or have any account related issues you need to have dealt with then there’s a couple of ways you can get in touch with the admin or his support team. Incidentally some of you might be interested to hear that FX4Trading has already begun a regional representative scheme. Most of you will I’m sure know how this works by now, where regular investors like yourself who have a knack for such things will offer their services as customer support operators in their local markets in exchange for a higher rate of referral commission as payment. If you think the reward is worth the effort and it’s something you have experience in then you can get in touch with the FX4Trading admin yourself and discuss it. Otherwise for members with general enquiries about the program you can either fill in your details on the customer support form and submit it via the contacts page, or else just write to the admin directly at the e-mail address listed. A postal address is included in the UK which as usual I suggest you ignore as being very unlikely to be anything other than a virtual hosted office used for correspondence only, though this does come with a phone number so feel free to give it a call if you expect someone will answer. Fans of social media sites will find FX4Trading with active profiles on Twitter and Facebook. Not much to see there just yet, given that the program is still brand new, but it looks as if the admin might keep himself busy there which can be good for promotion if he knows how to use it properly.

As for a business plan (that is, alleged business plan) supposedly supporting the payments to investors, FX4Trading tell us they are involved “basically focused around the stock market, foreign exchange, bonds, and investments in other infrastructure based assets”. No further specific details are mentioned and nothing you can research and verify for yourself. Not that I’m suggesting you waste your time by doing so, because even if any of that was the truth you still need to remember it doesn’t do a thing to guarantee the safety of your investment which can be lost at any time without warning. So as with everything you find in the online HYIP industry, remember to behave responsibly because nobody else will cover your mistakes for you. Set yourself a sensible spending limit that you can comfortably afford to lose, and if joining FX4Trading at all then at least try to keep them as a smaller part of a wider more diverse portfolio.



I’m very pleased to see RollNRich back to Paying status on the MNO monitor, as the following day from moving it to Scam status the admin woke up and decided it’s time to process all the pending withdrawal requests. This was later confirmed by several readers. Not that it removes the question though about the consistency of payouts from RollNRich, as this time the admin broke his own previous record and processed the payouts after seven days of waiting. And remember the promised timeframe is still 48 hours. So the admin himself, deliberately or otherwise, constantly breaks his own rules and prefers to keep investors waiting without citing any reason. Well, I believe I adopt a stricter policy towards RollNRich and move the program to Problem status immediately when the waiting time exceeds 48 hours which I’m going to do in the future. If the admin wishes his program to spend more time on Problem than Paying status, then so be it. As RollNRich is a very old program paying since January with gaps between payouts stretching to a week now, I can only recommend investing there if you don’t mind such a long waiting time and almost total lack of communication from the admin. Apart from that, I can’t blame RollNRich for being a bad program, in fact, it has been good to many of readers and brought significant profits to the first members. However, one should always ask how long the admin will be pulling the same stunt over and over again and testing your patience before closing. Anyway, I’m not going to rant about it, just moved RollNRich back to Paying status where it belongs for the moment, but do not be surprised if you see it soon on Problem status again. If that doesn’t put you off then you can read the full review of RollNRich on my blog here.


Although Neteller is currently only accepted by HonorForTheBrave (reviewed here), I can clearly see increasing interest in this payment method from across the board. Their own branded MasterCard card allowing verified members to link their Neteller account with the card is a convenience that many other payment options lack and gives Neteller account holders a huge advantage in terms of funding and spending – a feature not available for either Payza or SolidTrustPay members for instance. Besides, regular promotions held by Neteller gives you a chance to win in different competitions and participate in various raffles etc. For instance, just a couple of days ago I became aware of a chance to win three cash prizes in a Rugby World Giveaway. Some of you might know that The Rugby World Cup is currently being held in the UK (wish I was there!) and to celebrate this event Neteller is giving away three huge cash prizes over a period of six weeks. All you need to do is to register your interest for free and start earning entries. More on that please read below and in the dedicated pages in the links:

Win up to $15,000 in Rugby World Giveaway
3 CASH PRIZES TO WIN Register now
Score a NETELLER Try, get the advantage and register for our Rugby World Promotion!
The world will be watching the upcoming rugby games taking place across the UK and teams from all over the globe will be battling for the coveted title.
We’re ready to celebrate, so from 15 September – 31 October, you could win three cash prizes, with a total value of $15,000. You could win one of them or even tackle down a big win and take away all three prizes!
There’s no need to get your socks muddy for a chance of winning. All you need to do is register and earn entries.
Find out how you can earn more entries to increase your chances of winning!
Check out this month’s special offers from some of our merchants: Visit Showcase


There was quite a lot of updates from PokerAutomatics over the last couple of days. First off, there were more daily profit result posted showing that over 1% profit was achieved by the company for two days:

PokerAutomatics Daily Results:
15.09.2015 – Total poker botnet Income: 1.11%

PokerAutomatics Daily Results:
16.09.2015 – Total poker botnet Income: 1.07%

If you read my detailed review of PokerAutomatics (click here if you haven’t) then you might know that the reported daily profits have nothing to do with what the investors actually get paid for withdrawal. From the daily profit an investor only gets from 40% to 80% share over a period of 30 to 180 calendar days (depending on the size of the investment it could be approximately from 0.4% to 0.8% daily). On expiry the initial investment is credited to your PokerAutomatics‘ account and you can either withdraw or re-deposit for another cycle. And that is what many investors actually do, as the program managed to run for about thirteen months now constantly attracting many new players from around the world. The site is professionally translated into four languages (Indonesian, German, Spanish and Russian), so the appeal is growing not only in the English-speaking market, but across the globe. The main audience for PokerAutomatics is still from Russian-speaking countries, proof of which can be seen in the program’s thread on the popular Russian language forum MMGP reaching 15,000 posts. The admin seemed quite proud of that fact in the short update posted on his site today:

PokerAutomatics – 15,000 Forum Posts on MMGP!

PokerAutomatics is also offering a wide choice of payment processors to invest with starting from a $30 minimum. They include SolidTrustPay, PerfectMoney, Payeer, BitCoin, OkPay, and many others lesser known options. The latest weekly statement, last week’s lottery winner, and an update on the pokerbot network upgrade (which allegedly makes money for its members) can all be found below:

PokerAutomatics Weekly Statement:
Paying Days: 1,598
Total investors: 40,916
Investment capital: $3,433,072
Own capital: $431,229
Total Income: $ 268,182 (6,94%)
Share of Expenses: $124,008 (3,21%)
Profit: $144,175 (3,73%)
Total withdraw: $5,429,307
TOP-1 Investor: $141,628
TOP-1 Affiliate: 1,603 referrals
Total pokerbot accounts: 1,029

Lottery Results 13.09.2015:
The winner of this week is Vov1kkkk.
You get VIP status as a prize.

Pokerbot network upgrade
A number of poker bots in the network increased to 1,036.
Our future goals:
January 2016: 1200-1300 active poker bot accounts
July 2016: 1500-1600 active poker bot accounts
January 2017: 1900-2000 active poker bot accounts
July 2017 and further: 2000 active poker bot accounts
The ultimate goal – 2000 active poker bot accounts.
For security reasons we won’t increase our botnet above 2000 active poker bot accounts.


Wrapping things up for today, I want to draw the final results of the last MNO TalkBack opinion poll and replace it with a new question. So, I don’t think it’s exactly news to anyone if I said Carbon7 has been the biggest program online for quite some time now. That’s why I wanted to keep things topical and ask what my readers feelings are about the program right now – are you still as positive about them as you were a couple of months back for instance, and where do you think it’s leading? I’m glad to say that overall the response was overwhelmingly positive to the two questions that were posed. The first of these asked:

How much longer do you think Carbon7 will last?
The number one answer here was “Less than 3 months”, with 38% (still not a bad result) with the remaining 62% of voters feeling varying degrees of optimism. 23% voted “For at least another year”, 18% said Carbon7 can last “From 6 to 12 months more”, while the remaining 21% of you expect to see the program survive “From 3 to 6 months more”.

For the second question, I know a lot of readers have a vested interest in seeing the program succeed, I think we all do really, but I wanted to know where you stand on Carbon7 at the moment in terms of “putting your money where your mouth is” so to speak. The exact question was:

What is your level of participation in Carbon7 at the moment?
And the results have shown 18% of readers saying “I invested in the past but since left the program with profits”. By some considerable distance the number one answer however with 49% of the vote was “I’m still in with an active deposit and am in profit”. After that 24% of readers said “I’m in with an active deposit but not in profit yet”, so best of luck to you guys. Meanwhile a few others are still on the fence with 4% taking the option “I joined, but am still considering investing”, while the remaining 5% are saying “I might join the program in the future”.

In the unlikely event that anyone still isn’t aware of this, I’ll just remind you that Carbon7 offers two investment plans starting form a $25 minimum – either 7% for 22 business days, or 110% after 7 calendar days. Both have been exceptionally popular with legions of investors profiting since the program was first reviewed on MNO at the very beginning back in June. All the popular payment options are on available to members, including SolidTrustPay, Payza, PerfectMoney, Payeer, BitCoin, and bank transfers. For a more detailed discussion on Carbon7 you should refer to the review first published on MNO here.

For the new opinion poll starting on the MNO TalkBack page today, I was recently reminded of a sometimes controversial subject in the HYIP industry – programs that either pay you by the hour, or have ultra short investment terms. Such programs are very rare on MNO anyway, but yesterday saw some divided opinions on the MNO ShoutBox about whether you should invest in them or not, so I want to ask readers opinions. One short term program on the Basic List had some hourly plans. The “argument” is more or less over now as these plans have since finished but where some saw danger to be avoided, others saw a quick opportunity and a risk worth taking. So what side of the fence are you on here? Here’s the exact question:

What is your opinion of hourly paying programs?
1) I’ll try my luck but only if they look good.
2) I invest only if they offer instant withdrawals.
3) I’ll think about joining if the program is listed on MNO.
4) I usually avoid investing in such programs.
5) I never invest in such programs.

Thanks in advance to everyone who votes, guys. Remember everyone’s opinion is equal, and the vote itself is totally anonymous and only takes a second. If you have any opinion on the subject you are welcome to express it on the MNO ShoutBox anytime.


Here is the list of the programs from my monitor that paid me for the last 36 hours:
From MNO Sticky list: –
From MNO Premium list: RollNRichUSDBusinessLimitedPokerAutomatics, HonorForTheBraveAtrexTradeNuggetz, FX4Trading (the first instant payments received).
From MNO Standard list: Carbon7, ProfitUnity.
From MNO Basic list: D3Limited.

That’s it for today, guys. I’ll see you again whenever there’s any important news updates I think you’ll need to know about. I’m glad to see some new programs coming to MNO this week and hopefully, they will be profitable for my readers. In any case, if you have any questions or suggestions please do not hesitate to contact me via this page and I will reply to you as fast as I can. Follow MNO of Facebook and Twitter, and subscribe to the daily news not to miss anything important coming your way. And don’t forget to submit your votes in the opinion poll on the MNO TalkBack page. See you all soon!

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