Oct 15th, 2015 Archives

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Beware! MutualTrust has stopped paying! Do not invest there!

Hello all! Well just as I thought the week couldn’t get any busier for me I have yet another new program joining the MNO Premium List today which I’ll introduce to you later on in the news section. That one keeps me working on new programs until Sunday when I’ll finally have some time to put together a proper review. There’s also a couple of news updates from other programs on my monitor today that I think you might find interesting which I’ll also get to soon. First item on today’s agenda however is a brand new shorter term HYIP called MutualTrust which just started operations a couple of days ago. As it’s still new the very first members aren’t quite in profit just yet, that will happen, fingers crossed, when the first investment cycle is completed. Keep an eye on MNO for news when that happens but in the here & now I can only assess MutualTrust as I see it and for the most part I do feel largely positive about it. So let’s see what it’s all about and whether you like it enough yourself to join.
Starting with the program’s investment plans then, what you have here is basically just one plan split into four categories depending on how much you are looking to spend. This can start from as little as $10 which is the minimum requirement for joining MutualTrust‘s Beginner Plan. The term runs for 12 calendar days, during which members are offered a daily interest payment of 10%. This might sound a little excessive at first, i.e. unachievable, however the admin is already including your principal as part of the payments so that will not be returned in a separate transaction. Therefore your final earnings will come to 120%, which is your own money back plus 20% net profit on top.

For the more ambitious investors prepared to play with a starting minimum of $100, MutualTrust will put you into The Optimal Plan. Also running for a term of 12 calendar days, the interest rate this time goes up slightly to 10.5% per day. Your original deposit is counted as part of the payments so the final return of 126% is your own money back plus 26% net profit from your investment.

The Professional Plan is where MutualTrust put investors who start with a $250 minimum spend. Your investment still runs for 12 calendar days, during which you should expect to earn 11% per day in interest. With your principal included as part of the payments your total earnings of 132% is made up of your own money returned plus an extra 32% in net profits.

And finally for the really big spenders, MutualTrust‘s fourth option is The Superior Plan. Entry here will cost you a cool $1,000 to play, and in return you are offered a daily interest payment of 12% for a term of 12 calendar days. Come to think of it that used to be an extremely popular business model back in the days when the HYIP industry was at it’s height, and in the hands of good professional admins was also very manageable and put a lot of people in profit. Call it nostalgia, but I hope MutualTrust can also achieve similar results. Anyway, with your principal included as part of the payments your final return adds up to 144%, or your own money back plus 44% net profit. I believe the maximum investment one can make is capped at a $10,000 limit.

Payment options if you like any of the MutualTrust investment plans enough to join them are limited to anonymous processors, i.e. not requiring any form of ID checks on the admin and not allowing mandatory refunds if things don’t go the way you wanted them to. For a short term program like MutualTrust I don’t expect that’s going to change, however I also don’t think it’s necessarily a bad thing by itself either. The responsibility to play smart and not spend money you can’t afford to lose is entirely yours after all, and is not the concern of a payment processor who merely move your money from A to B at your instruction. So, you can use any of PerfectMoney, Payeer, or if you prefer crypto-currencies then BitCoin to join the program. On a positive note most withdrawals should be instant. Just log in to your MutualTrust members account area, make the request, and the money should be with you in under a minute. The only circumstances under which withdrawals will be made manually by the admin is if the requested amount is more than $500, however given that MutualTrust are already including your principal as part of your payments it’s almost unthinkable that anyone would be requesting so much as a simple interest payment. If you are lucky enough to be making a withdrawal of that size then 48 hours is the maximum waiting time.

Looking at the overall construction of the MutualTrust website now and their design and security features, personally (and it’s just a matter of opinion) I’d say its well above average. The first thing that will probably strike most of the regular players though is the script. Maybe not instantly recognizable in this case, it is from GoldCoders and is under license but has been modified to meet the admin’s own specs and requirements. It still has all the trademark features that help make MutualTrust so easy to navigate and user friendly for regular HYIP players. Hosting is from DDoSGuard, also a familiar and trusted name in the industry, who are keeping MutualTrust on a dedicated server with their support and protection from malicious attacks. The security is of MutualTrust is further enhanced with the superior Green Bar Extended Validation SSL encryption from Comodo allowing for safer browsing and more secure transactions.

If you think there’s anything I missed out on in this review or should you have any further questions for the MutualTrust admin or account related issues then there’s a couple of ways to get in touch. I would suggest you ignore the postal address of course as these inevitably turn out to be virtual, hosted workspaces used purely for official purposes and almost never where you find the so called occupier physically located. The address however is accompanied by a phone number, so you may or may not have a bit more luck with that. Otherwise the best way to reach the MutualTrust admin is to either fill in you details on the online customer support form and submit it via the contacts page, or else just mail him directly at the address listed. The MutualTrust FAQ page could easily answer a lot of possible questions for you (seeing as that’s what it’s there for after all) so you might want to look that up first. Fans of social media sites will be able to find MutualTrust keeping profiles on Facebook and Twitter as well. Being a brand new program I can’t say there’s much to see on either profile just yet, but I do hope that will change as the program grows and the admin makes better more effective use of what can be some very handy (not to mention free) advertising tools than most of his competitors.

Finally, and as usual something I mention just in passing in case anyone’s curious, the alleged business interests behind MutualTrust we are told support interest payments to members stem from ForEx and crypto-currency trading. Nothing that can be independently verified of course, and even if that were actually true there’s still nothing to guarantee those activities absolutely have to be profitable. Anyway, at the end of the day you’re not the one doing any of this, you’re just the one handing over your money and hoping for the best. I’m still positive about MutualTrust, will be a lot more so after the first cycle is completed, but it doesn’t change anything about the basic rules of playing HYIPs. So as with all programs, no exceptions, set yourself a sensible spending limit it’s not going to hurt you to lose, keep your expectations modest and realistic, and if you do join MutualTrust then try to keep them as a smaller part of a wider more diverse portfolio.



Last night Premium Listing on MNO was taken by yet another relatively new short-term program with the unusual name AntsAssetsLimited. I’m not sure what ants have to do with a company allegedly involved in ForEx and real estate, but here we go – as under exactly such name it was incorporated in the UK (which is totally anonymous though and doesn’t cost much either – read more on that in this investigative article). Anyway, AntsAssetsLimited has a very unusual set of investment plans on offer that I don’t believe I’ve seen before. The plan paying 101.8% after one day looks more like a test plan that won’t find many takers, in my honest opinion, especially as it has a $35 minimum which is quite high for such a small return. I guess that is the second investment plan will be more popular, paying 16.3% daily for a duration of 7 calendar days requiring only a $10 minimum to invest and leaving you with 14.1% pure profit by the end of the term. The other two plans pay on expiry – 145% after 15 calendar days (starting from $500), and 220% after 30 calendar days (starting from $1,000) – are mostly aimed at high-risk takers and I doubt will be the choice of experienced investors. Another thing about the payment processors you should know before joining is that AntsAssetsLimited accepts three payment processors – PerfectMoney, Payeer, and BitCoin – and though payouts are not explicitly guaranteed to be processed instantly (the admin reserves the right to process them manually within 24 hours), my first payments to PerfectMoney and Payeer were all instant. I’m going to clarify the payment schedule with the admin of AntsAssetsLimited himself before a more detailed review of the program on my blog on Sunday, as well as will get some additional info about the site’s hosting provider which I’m unsure of at this point. I know for sure though that the AntsAssetsLimited website is running off a slightly modified licensed script from GoldCoders and features the Green Bar extended SSL from Comodo for more secure transactions. Of course it’s totally up to you whether you are going to join and invest in AntsAssetsLimited, but I believe that the program could become a nice addition to your investment portfolios if you like things a bit different from the norm. Just one more observation I noticed from the welcome message posted on the AntsAssetsLimited website – the admin is obviously not a strong English speaker (although there’s nothing wrong with that), as it looks to me that this post was auto-translated. See for yourself when reading the post below and wait for my review to get more information on the program:

We Launched Our Company!
Dear guests & investors,
We are happily announce that our site has been lunched. AntsAssetsLimited offers you an unfathomable opportunity to procure by contributing your trusts. If you might need to get a tenacious compensation, just by contributing, then our association is unequivocally what you require. Merciful don’t vacillate to reach us, in case you require extra information and brightening as to our plans and our organization.
Regards, Admin, AntsAssetsLimited


Apparently the admin of Cryptof was pretty excited when he finally managed to add his project to the Premium listing on MNO. He even issued a special update about it and linked to his program’s page on my monitor where everyone can vote for them if you get paid on time. Actually, so far all my withdrawals from Cryptof have been processed instantly and I especially liked the feature that is not linking you to withdraw to the same e-currency you join with. You can invest in Cryptof starting from $10 via any of eight payment methods – PerfectMoney, Payeer, BitCoin, AdvCash, OkPay, YandexMoney, Paxum, Qiwi, but can then only make a withdrawal to four of them – PerfectMoney, Payeer, OkPay, or AdvCash. You can also start in Cryptof with only a demo account with a $120 balance in it, but will be able to make an actual withdrawal only after you make a real deposit by buying one of the packages priced at $10, $30, or $80 each for a chance to earn 2.7% to 3.3% for the duration of a 60-calendar day term. Your account in Cryptof will then be credited every day at 12 am server time and then you will be able to withdraw. As Cryptof is running off a quite unique script developed by the admin himself, free members without an active deposit can also take advantage of the free ads surfing model to earn $0.03. The good thing is that such an extra earning feature is available for both free members of Cryptof and members with an active deposit in the program, the latter also taking advantage of a free $2 cash bonus that becomes withdrawable after their first deposit is made. Well, I could go on and on about Cryptof but I guess I should leave something for a most detailed review on Saturday afternoon. For now you just need to know that Cryptof is growing quite nicely with the admin issuing updates regularly and over the last 36 hours. He shares the latest stats from the program and promises to add more payment options pretty soon, namely Payza, Neteller, and even PayPal. I’d be skeptical about PayPal’s given their policy of not allowing HYIPs, but Payza and Neteller would surely be welcome and will bring more fresh deposits into Cryptof. I will, of course, let you know on MNO the moment it happens, and for now I will concentrate on explaining how everything works in the upcoming review. Below are the two latest updates from Cryptof for your information:

A Great Achievement—Cryptof has been added on MNO
Dear User,
A great to give you all. Today “Cryptof” has been added as Premium Listing on MNO. This is another milestone of our achievement. Very soon, we will be the main program of online earning opportunity. It is trusted, and it is sustainable. Everyone on Cryptof is Earning.
Every morning you wake up and you get an opportunity to earn free. We are the only program which pays free money to free users. No other program can do do that- that’s a Challenge.
Deposits Crossing $73,000 (in just 15 active days)
Withdraw Given $26200+ (Passive Earning)
AdPayments $23400+ (AdSurf Earning)
Very soon, Paypal, Payza and Neteller will be added.
MNO Link on Cryptof: http://money-news-online.com/monitoring/mno/pro.php?details=903
Some good features are coming next month.
Happy Earnings!
Regards, Cryptof Team

Double Your Money and Get Rich–Deposit crossing $89,000
Dear User,
A warm welcome from us to you. Hope you are earning well. Yesterday, we paid almost $8000 as withdraw. Are you earning enough from Cryptof? There is no limit for earning in Cryptof
Every morning you wake up and you get an opportunity to earn free. We are the only program which pays free money to free users. No other program can do do that-that’s a Challenge.
Deposits Crossing $89,000 (in just 16 active days)
Withdraw Given $34600+ (Passive Earning)
AdPayments $26500+ (AdSurf Earning)
Very soon, Paypal, Payza and Neteller will be added.
Some good features are coming next month.
Happy Earnings!
Regards, Cryptof Team


PokerAutomatics has been a shining example of how to run a successful program for well over a year now. Although PokerAutomatics is offering moderate returns compared to other similar investment programs out there, you can be sure that the earning model is very sustainable and has passed the test of time already. Starting from the minimum deposit of $30 you have an opportunity to earn a variable return that will be approximately something between 0.4% to 0.8% daily which represents a 40% to 80% share of the program’s own profits as announced daily. Below are the last three reports just to give you a rough idea how it all works:

PokerAutomatics Daily Results:
13.10.2015 – Total poker botnet Income: 1.26%

PokerAutomatics Daily Results:
14.10.2015 – Total poker botnet Income: 0.87%

PokerAutomatics Daily Results:
15.10.2015 – Total poker botnet Income: 1.19%

If the investment plan is still unclear to you I would really suggest to read the most detailed review of PokerAutomatics posted on the MNO blog here and see for yourself what this program is unique for. In any case, after your investment term of 30 to 180 calendar days expires PokerAutomatics will hand over the initial investment which you can then re-invest or withdraw as you wish. The abundance of accepted payment methods including SolidTrustPay, PerfectMoney, Payeer, BitCoin, and many others made PokerAutomatics appealing to a wider investment audience as well. To further promote the truly international status of PokerAutomatics and its enormous success the regional representative program was started a few months ago and the number of people participating is growing with every day with 200+ operators. The latest is from Spain and is introduced below:

We have a new Representative
Carmen – Spain
You may contact her by email
200+ Representatives!

According to the regularly posted reports, the pokerbot network which PokerAutomatics uses to explain the profits to members always expands too, and the latest report on that can be found below:

Pokerbot network upgrade
A number of poker bots in the network increased to 1,067.
Our future goals:
January 2016: 1200-1300 active poker bot accounts
July 2016: 1500-1600 active poker bot accounts
January 2017: 1900-2000 active poker bot accounts
July 2017 and further: 2000 active poker bot accounts
The ultimate goal – 2000 active poker bot accounts.
For security reasons we won’t increase our botnet above 2000 active poker bot accounts.


Here is the list of the programs from my monitor that paid me for the last 36 hours:
From MNO Sticky list: –
From MNO Premium list: HonorForTheBravePokerAutomatics, AtrexTradeNuggetz, Profit4You, 155ProfitAds, CryptotechGroup, MutualTrustGrandRialtoLimitedCryptof, AntsAssetsLimited (the first instant payments received).
From MNO Standard list: Carbon7, ProfitUnity, Nano67.
From MNO Basic list: –

That’s all the news for tonight, guys. I won’t be able to post tomorrow due to some personal commitments, but I’ll still update the monitoring page and post on the MNO ShoutBox if the need arises. I’ll make up for the lost time with two reviews over the weekend – on Saturday morning with the full review of Cryptof where I’ll highlight the most important features of this undoubtedly unique program, while on Sunday night I’ll be looking at AntsAssetsLimited when I hope we’ll see the full 7-day cycle completed by then and be in a better position to judge the program’s performance. Daily news will also be updated over the weekend, and if you have any questions please do contact me here or give me a shout on the MNO ShoutBox. Thanks for staying with MNO and see you again on Saturday!

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