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17/10/2015. Cryptof Review and Daily News from the HYIP Industry


Beware! Cryptof has stopped paying! Do not invest there!

Hello everyone! I hope the weekend is going well for you all so far and you are enjoying some time off if you have that luxury. Despite being Saturday it’s back to business as usual for MNO as I still have two programs (from the new ones added to my monitor this week) to discuss on my blog. There’s quite an interesting one I want to look at today working under the name Cryptof, also known as CryptocurrencyFund to give it its full title. There’s a lot to say about Cryptof as it might not be exactly what you are expecting from a new program at first glance, and the admin has invested quite a bit of time, effort, and expense into getting it right. I hope you will agree it was worth it though and helps make the program a more attractive proposition. I also have several news stories to catch up on by the way so I’ll get to all that in the second half of the post, but let’s get straight to Cryptof first and see what the program is all about.

Cryptof differs from regular HYIPs in many ways, the most obvious of which is in the organization and set-up of their investment plans. Despite the differences however it’s still very simple, and is explained in a handy step-by-step guide written in a very easy to understand manner on the website’s “how it works” page, so refer to that before doing anything. You can also check out how Cryptof works in a so-called “demo account” that comes with a pre-loaded $120 in virtual money (i.e. you don’t get to actually withdraw any of this, it’s just to show you how the program works when you are ready to deposit your own money). In fact there are some extra ways to earn a little money from Cryptof aside from actually investing in it. I’ll get to that in a moment, but first let’s see what the main plans are.
To begin with, the process of joining Cryptof is a bit different to most other programs. When you deposit money at first, you need to remember that you are not putting it directly into any active investment. Initially you are only funding your account’s internal wallet. Once you have placed the correct amount of money there that you wish to invest, you will then need to move the money from your wallet into your preferred investment plan. Members can claim a $2 bonus just for joining Cryptof, though this amount is only released after you make a proper investment of your own from your own pocket.

You can join Cryptof for a minimum of $10. Over and above that you will also need to invest in multiples of $10, so your investment has to be let’s say $10, $20, $30, $40, and so on, it can’t be something like $25 for instance. Instead of investing in traditional HYIP style plans then, what you are actually doing is buying advertising packages. Various packages, or plans if that’s what you prefer to call them, come at different prices. But the cheapest is $10 per unit which gets you into The Starter Plan. The investment term is 60 calendar days, during which members can earn 2.7% interest per day on each $10 package. In other words buy ten packages for a total spend of $100 and get back $2.70 per day. You will not get your principal back at the end of the term so consider this as part of the payments. That means by completion Cryptof will have returned 162% on your deposit, made up of your own money back plus 62% net profit. Considering the length of the term I believe this is quite achievable in the HYIP industry, provided the admin is genuinely making an effort. You reach the break-even point, that is to say you earn back an amount equivalent to your initial investment and therefore cannot possibly lose any money no matter what happens next, after 38 days.

The second plan sees Cryptof taking deposits in increments of $30. This is called The Surfing Plan and you will need to spend for example $30, $60, $90, $120, et cetera to join it. The investment term stays at 60 calendar days, however while it continues Cryptof will pay its members an interest rate of 3.1% per day. That allows you to break-even after 33 days, and assuming the plan survives to its natural conclusion members should finish up with a 186% return. With Cryptof including your principal as part of your daily interest payments, i.e. not returning it in a separate payment at the end of the term, that means you get your own money back plus 86% net profit for yourself on top.

For the biggest spending investors, though it has to be said the minimum cost of joining is still within the means of most typical HYIP industry players, Cryptof present The Booster Plan. Investments here are priced at $80 per unit, so you can join with amounts such as $80, $160, $240, and so on. In return for joining here members are offered a daily interest payment of 3.3% per calendar day, also lasting for a term of 60 calendar days. You can reach the break-even point after 31 days, practically half way through the term, so it’s pure passive income all the way after that. You finish the term with 198% in earnings, so with Cryptof factoring your original deposit into those payments that leaves the member with 98% net profit after that, or almost double your money back.

So that’s the main point of Cryptof‘s investment plans, and your main source of earning if joining. But as mentioned earlier this isn’t the only way to earn from the program, so I’ll go through the other methods for you now. There is a manual surfing feature included, meaning you can view a selection of paid advertisements inside your Cryptof members account area every day in exchange for a small payment. It should be noted that you don’t actually need to have an active deposit in Cryptof to participate in this, it’s open to “free” members as well though naturally you shouldn’t expect big earnings from this. The requirement to surf is not obligatory so don’t bother even looking at it if you don’t have any interest in it. But you know it is easy money and requires no investment on your part to start earning so you might as well take a look at least.

From within your account area then, on the left hand side of the page you will see a button marked “free ads”. Click on that and you will be brought to a new page with a selection of banners from other websites displayed. Click on each banner and you will see the owner’s website open in a new window with a timer across the top. Once the timer runs for ten seconds you will then need to click a manual acknowledgment that you have surfed the website and thus your entitlement to a payment is duly recorded. Each individual banner allows you to earn from $0.002 to $0.005 per click, with the exact amount displayed under each ad. The daily payment for surfing is minuscule by the way, and at the moment by surfing all the available ads you would only make something like two to three cents per day. Still, it all adds up over time and maybe the extra couple of dollars you could make over the course of a few cycles might make a difference to somebody, I don’t know. Just remember the option is there for you if you want it. By the way, if you happen to own your own website and would like to include it on Cryptof the price of advertising there is prohibitive to say the least. Almost $9,000 in some cases, so obviously this isn’t just another surfing site to flash your ref link or whatever on.

Another highly unusual feature of Cryptof is their payment options. In a move I don’t remember seeing in any other program in recent memory, Cryptof allows (and in some cases actually insists) members make withdrawals to different processors than they used to join. Most online HYIPs would rule this out quite categorically as being against their terms & conditions, but not so here. Cryptof currently allows you to make deposits using eight payment processors, namely PerfectMoney, Payeer, BitCoin, OkPay, AdvCash, YandexMoney, Paxum, and Qiwi. However when it comes to withdrawals you are only allowed to use four of these, which are PerfectMoney, Payeer, OkPay, and AdvCash. I am expecting BitCoin to be included on this list sometime soon, as the Cryptof admin says he is working on this. To be honest I can’t really say I understand why this is the way things work, it’s just the way it is. So if you are using one of the less popular methods to join Cryptof just make sure you have a fully working account you can be paid into with at least one of the other providers. Minimum withdrawals to PerfectMoney, Payeer, and BitCoin are $0.02¢, while for AdvCash it’s $0.10¢.

This might look a bit confusing at first, certainly it takes some getting used to anyway, but the good news is that all withdrawals are processed instantly, including the sign-up bonus and earnings from surfing. Just sign in to your Cryptof account, make the request, and you should have the money in under a minute. And as I just said, the actual source of the payment – be it interest, surfing, or a bonus – is not a factor here, they’re all instant no matter what. Payments are credited to everyone’s account at the same time everyday, 12:00 server time, so you don’t even need to wait a full 24 hours before getting the first profits.

On the technical side of things, I can tell you the Cryptof website is running off a unique custom-made script developed specially for the program. They also have the superior Green Bar version of the SSL-certificate by Comodo to provide for safer browsing and more secure transactions. For a hosting provider the admin is currently using OVH which is keeping the website on a dedicated and DDoS protected server, however as I mentioned in my introduction of the program the admin did express a desire to change this to something more reliable and able to handle a lot more traffic as the program grows in popularity.

If you have any further questions for the Cryptof admin that you think weren’t dealt with in this review or have account related issues you need help with then there are a couple of ways to get in touch. As usual I suggest ignoring the postal address as these are always just virtual serviced workspaces used for registration purposes and not where you would normally find anyone associated with running the program physically located. Instead you will either need to use the online customer support form on the Cryptof website’s contact page, or else check out their Skype account for Live Chat support whenever they are online (working hours, if any, are not published). In addition to that fans of social media sites will be able to connect with Cryptof through Facebook and Twitter where the program is keeping some active profiles.

Just to finish up then I just want to mention the alleged business interests behind Cryptof that members are told support the interest payments is “crypto currency mining and trading”. At the end of the day it’s entirely up to yourself how much of this you choose to believe, I can only be neutral here and tell you there’s no real solid evidence that you can research yourself and nothing to guarantee these activities necessarily have to be profitable all the time if they are true. Approaching Cryptof purely as an online HYIP though, as is my prerogative as a monitor, my own impression has been quite positive. The admin is trying to bring something new to the industry and certainly hasn’t cut any corners in doing so. Assuming the program gets the breaks it deserves and is managed with a degree of professionalism then Cryptof might just find a place in a lot of portfolios. Just don’t lose sight of the fact that you are still playing a very high risk business with anything connected to online HYIPs, of which Cryptof is no exception. That means I have to finish this review with the very same instructions I do with every program I have ever monitored – set yourself a sensible spending limit you can comfortably afford to lose, keep your expectations from the program modest and realistic, and if joining Cryptof at all then try to keep them as part of a wider more diverse portfolio.



Over the first few days of Cryptof being listed on MNO and even before today’s review I’ve already noticed a lot of interest in this unique program from readers. A lot of this is probably down to quite an unusual business model which, I believe, you will be familiar with after reading the above review. The admin of Cryptof has a clear vision of how his program is going to develop further citing the addition of Payza, Neteller, and even PayPal as his priorities in future promotion campaigns. Only time will tell if these dreams become a reality, but I’m very satisfied with the growth Cryptof has been showing after being added to my monitor which the admin described as an important milestone in the program’s gradual development. I hope the review will also be featured in the upcoming newsletter from Cryptof which are posted quite on a regular basis, I must add. In today’s one the admin shared more stats from the total deposit and withdrawal figures and highlighted the growth in Alexa ratings which Cryptof recently witnessed. Read more on all of that below and congratulations to Crytof in reaching $100K in deposits as of today:

Double Your Money and Get Rich–Deposit crossing $100,000–It’s a Milestone
Dear User,
Another great day is just passing. A milestone has been achieved. Our Deposit just crossed $100,000 in 17 days. This is quite an achievement. At moment we have 16 Corporate Clients who are paying standard amount for the huge traffic. OurAlexa has came down to 77,911 and we hope we can come inside 10,000 websites of the world.
Everyone is earning well. Today we paid almost $6500+ as withdraw and the day still remaining.
How much did you earn today? $5? $10? $50? $100? Some People are earning more than $300 per day
All other programs are cheating. While we are the only program which pays free money to free users. No other program can do do that- that’s a Challenge.
Deposits Crossing $107,000 (in just 17 active days)
Withdraw Given $38700+ (Passive Earning)
AdPayments $29400+ (AdSurf Earning)
Very soon, Paypal, Payza and Neteller will be added.
Some good features are coming next month.
NB: If you are not able to post your referral link for promotion on Facebook, use Adfly url shortener
Happy Earnings!
Regards, Cryptof Team


It appears that the admin of Profit4You is going backwards when it comes to dealing with the more demanding payment processors like Payza and SolidTrustPay. I believe that both payment processors have asked for further documents to allow Profit4You accepting payments as a merchant which led to the complete removal of SolidTrustPay from the members’ area (STP was never even formally announced in the first place anyway, so I guess the admin was just testing it), and the inability to make deposits automatically using Payza either. The admin though still maintains Payza with deposits needing to be made directly to their Payza account and then subject to manual confirmation. For anyone already investing using Payza the withdrawals should be processed instantly as usual (provided they match the new $2 minimum request recently introduced for all withdrawals from Profit4You). Here’s the short message updating everyone on the current Payza deposits and anyone else just looking to make an investment in Profit4You via Payza posted on the website a couple of days ago:

Deposits through Payza
Due to problems in our API in relation to deposits by Payza, they are temporarily made manually. Payments by Payza continue to be instant. Choose spend funds from Payza in your member area “Make Deposit” and then follow the instructions.
Profit4you Adiministration

I’ll let you know when or if Payza deposits are back to normal, but if you want to have your account credited with any new deposits in Profit4You instantly you can use any of the other payment options accepted including PerfectMoney, OKPay, Payeer, AdvCash, and BitCoin (with deposits via Skrill credited manually like Payza). Profit4You currently accept deposits starting from a $25 minimum into 10% for 11 business days, 6.5% for 24 business days, and 3.3% for 50 business days plans. Alternatively you can get of 3.6% for 50 business days if you have at least $300 to invest. Note that the profits on all the plans are credited to your account Monday through Friday only and the initial investment is not returned on expiry. This leaves you with not astronomical, but still very decent profits by HYIP standards. Profit4You has been online for a month now and has always been paying consistently and instantly to most of the payment methods it accepts. Profit4You‘s official #1 promoter is MNO so no wonder it took a respected position in the Top Five most popular programs on my Premium List and is continues to climb. The full review of Profit4You can be read here if you wish to learn more.


GrandRialtoLimited has been a consistent performer for some months now, but it’s only about a week since the program obtained a new layout and a new set of investment plans which I explained in the recent review you can find here. The new investment plans of GrandRialtoLimited can essentially be divided into two distinct categories – paying daily with the initial deposit returned on expiry (2.25% for 25 days, 2.45% for 45 days, 2.95% for 65 days) and the plans paying once after the completion of the term (600% after 30 days, 1500% after 60 days, 300% after 35 days, 1000% after 65 days, 3000% after 95 days, 5000% after 125 days). It’s easy to see that only daily paying plans starting from a $10 minimum can actually be recommended if you do want to join GrandRialtoLimited, as the second category are just a trap and are highly unlikely to pay. Such a structure though proved to be very sustainable in the not so distant past when Cryptoconomist earlier this year managed to deliver some quite astonishing profits to those who invested in its daily paying plans. With GrandRialtoLimited remember that withdrawals may take up to 36 hours to be processed, so don’t be surprised if it takes a bit longer than other programs to be paid to your PerfectMoney, Payeer, BitCoin, OkPay, or NixMoney accounts which are all used by the program for deposits as well.

I must say that GrandRialtoLimited has developed quite in a streamlined mode over the last couple of weeks with many features having been added to take the program out of its former “sleeper” mode. The latest addition of which it has been announced earlier today was the well-known representation of people from different countries who is aimed at educating other investors and luring them into the program in exchange for the increased level of referral commissions coming their way from their downlines. If you feel you might be the right person for the job please refer to the specially created for that purpose representatives page and apply to be featured there and help GrandRialtoLimited grow into something really big. The latest update from the admin Gabriel regarding the open representatives positions is posted below:

New opportunities of additional earnings
Dear investors.
The GrandRialtoLimited program announces start of Program of representatives.
For more details read, please on the official website of the program.
Watch our news.
GrandRialtoLimited – We Give Prosperity for You!
Yours faithfully, Gabriel Jakes.


In a highly anticipated move the admin of Lotto2Destiny added SolidTrustPay as the program’s third payment option (joining PerfectMoney and Payeer) just a few days ago making the program more appealing to a larger audience. Remember though that Lotto2Destiny is just a lottery with a chance to win, but how viable these chances are no one can tell. You can choose between three different types of game (all of them are covered in my review published here) and check out the results on the short video clips posted on the Lotto2Destiny website after each draw. The lotteries are pretty cheap to participate in with $1 to $2 tickets needed. These may be purchased from your wallet balance which needs a minimum $5 deposit. I myself won in Lotto2Destiny once last week by guessing three out of six lucky numbers and was awarded $50 which I then successfully withdrew to PerfectMoney. Hopefully the luck will spill over to some MNO readers too if they participate in Lotto2Destiny as real gamblers.


Here is the list of the programs from my monitor that paid me for the last 36 hours:
From MNO Sticky list: –
From MNO Premium list: HonorForTheBravePokerAutomatics, AtrexTradeNuggetz, Profit4You, AntsAssetsLimited155ProfitAds, CryptotechGroup, MutualTrustCryptof, GrandRialtoLimited.
From MNO Standard list: Carbon7, ProfitUnity, Nano67.
From MNO Basic list: –

That’s all the news for today, guys. Hope you enjoyed reading and I’ll be glad to see you back here tomorrow when for a look at the new short-term program AntsAssetsLimited and all the very latest updates from the biggest high budget programs in the HYIP industry that deserve your attention. I believe my readers deserve only the best and the most elite programs and MNO is the place to find experienced admins who are not afraid of challenges and are ready to expose their programs to growth and the best promotion. See you tomorrow and good luck with your investments, guys!

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