Mar 22nd, 2016 Archives

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Beware! Cryptonus has stopped paying! Do not invest there!

Hello everybody! We have a couple of news stories to catch up on this evening, some good and some bad, so it’s a fairly mixed bag all round. I want to start however with a fairly unusual medium/long term program called Cryptonus that was just added to the MNO monitor about a week or so after first launching. You might remember from the introduction of the program that I said Cryptonus was quite different to most other programs, and I think you’ll agree that opinions will be divided. So let’s take a closer look as to why, and if you think it will make a worthy addition to your own portfolios.

Before we get to the investment plans there’s one important thing you need to know about Cryptonus, something of a “deal breaker” as they say, is that they work exclusively with BitCoin. No other payment processors are in use so if you don’t have a BitCoin wallet then joining Cryptonus is not an option for you. Transactions are via the CoinKite interface by the way.
With that in mind, therefore it’s only logical that all investment plans be calculated in BitCoins and not in dollars. When it comes to HYIPs I know most people shall we say “think” in terms of dollars and may not always be accustomed to making calculations with other currencies. Nevertheless I am not going to describe the Cryptonus plans using anything other than BTC because that’s simply all they accept and all they pay out. If I was to describe them in dollars I’d be wasting everyone’s time as the information would be obsolete in 24 hours. There are various online resources available to give you the exchange rate of the day (personally I like The exchange rate will change from one day to the next, but the figures in the investment plans (min/max limits, interest rates, etc) will not.

So, with that out of the way, there are several plans to choose from in Cryptonus. The minimum you are allowed to invest is 0.25BTC, which at the time of writing equals $104 exactly. All of the plans work along very similar lines, with the only real difference between any of them being the interest rates. All of them run for four calendar weeks, and all of them make weekly payments. Cryptonus also include your principal in those payments so it will not be returned on expiry. What Cryptonus do that makes them unique is that they allow the investor to decide his own payment schedule, with the highest risk ultimately collecting the biggest return.

So, here’s an example. Everyone investing between 0.25BTC and 5BTC can make the following choice. First, you can have Cryptonus pay you back a consistent and equal share of 30% interest per week for the next four weeks, giving you 120% in total, principal included, on expiry. Alternatively you can ask Cryptonus to make four weekly payments of 10%, 20%, 40%, and then 60% which adds up to 130% in total. You see, on one hand it does look to be more profitable, but then what happens if the program collapses before you complete the term? Your losses would be more severe than had you just opted for the safer, less profitable schedule. The third choice is even more extreme, putting you on a four week schedule of 0%, 20%, 40%, then 80%. Assuming the plan runs its course then that’s a 140% return for you, but then again it’s a lot more damaging should something go wrong.

I suppose the real question you need to ask yourself when it comes to deciding which of these payment schedules are best for you, is whether or not you really expect Cryptonus to still be here four weeks after you join. If the answer to that is no, then you have absolutely no business joining any of those plans because it will take a full four weeks before anyone sees any profit at all.

The remaining two plans make similar offers, but due to being prohibitively expensive to join I suggest you check out the Cryptonus website for the exact rates. I’ll just mention that the cost of a deposit is between 5BTC and 10BTC in one where final payments can vary from 140% to 160%, and anything upwards of 10BTC with no upper limit in the other plan where can earn from 160% to 180%. The terms remain at four weekly payments that include your principal.

As far as payment processors go, that part has been explained already – it’s either BitCoin or it’s nothing, take it or leave it, and looking at the entire set up and organization of Cryptonus I wouldn’t expect and see no reason for this to change. There are no withdrawal requests as such due to all payouts being made automatically. Cryptonus should just pay you what ever you are owed to the BitCoin wallet you used to join the program at the appropriate date without you needing to log in and ask for it.

In line with that, i.e. no withdrawal requests and automated payouts, there isn’t really a members back office area in the usual sense. Instead, in order to be able to keep track of your investment you simply need to enter your BitCoin wallet number. This will then show you the size of your principal, how much you are expected to earn by expiry, your accrual, and what date your next payment is due.

Say what you like about the plans but there’s one thing I’m almost sure there will be universal agreement about – if Cryptonus ever does become successful then it’s not going to happen overnight. If no choice of payment methods wasn’t enough, the ridiculously high minimum investment required to join isn’t going to help much either. The reasons given on the FAQ for the high minimum are borderline bizarre and self contradictory by the way. The admin makes the strange claim that he doesn’t want to waste his time and effort on small amounts, but the thing is that when payouts to investors are totally automated I don’t see how it makes any difference to him whether your deposit is worth $100 or just $10 or $20. I mean it’s supposed to be the script doing the work here, not him. Anyway, if you have $99 to invest here you had better look elsewhere because Cryptonus don’t want it. Their loss I suppose, but the point is that the admin has a lot of work to do for a long time before Cryptonus becomes a familiar name in the industry, let alone a popular pick for investment portfolios.

Looking at the more technical side of the Cryptonus website now such as design and security, I can tell you the website is hosted on a dedicated server with the support and protection of Koddos. For an extra layer of protection Cryptonus have an SSL encryption certificate from Comodo for safer browsing and more secure transactions. The program is powered off a licensed H-Script and is bilingual, being available in both Russian and English. If you have any further questions then your only point of contact is the support e-mail address listed on the Cryptonus website. Apparently there’s also a Skype account but all this does is send them a message requesting they add you as a contact.

Normally as regular readers will know I would finish review with a reminder (aimed at the newbies) to be careful around such high risk activities. That still stands of course, it’s only common sense not to gamble with what you can’t afford to lose, but for the benefit of even more experienced players I would like to warn you about an entirely different risk that a lot of you may never consider when making an investment with Cryptonus – volatile exchange rates. You see, there are more ways to lose money here than simply get scammed. For example, let’s say you exchange $100 into BTC in order to make a minimum Cryptonus deposit. Now let’s say everything goes well with the program, and they pay you without any problems over the next four weeks. “Great” you say to yourself, “I now have 120% back on my investment, so I expect to get $120 when I change my BTC back to dollars.” Afraid not. I mean it’s possible in the unlikely event the exchange rate is exactly the same, but it’s also possible that you get back less than what you invested given that BTC exchange rates are prone to greater extremes than real hard currencies. Sure, the rate could possibly swing in your favor too and get you more than what you expected, I don’t mean to be deliberately negative or anything, I just need you to acknowledge that the value of what you are paid could end up being a lot less than the value of what you invested. As usual, should you decide that Cryptonus is right for you then make more efficient use of them by keeping them as a smaller part of a wider more diverse portfolio.



Although I plan to post a detailed review of ElectricalVentures tomorrow, I’m pleased to report that I was already paid twice and both times processed instantly as promised. Please note though that ElectricalVentures pays instantly only if your withdrawal request is lower than $25 and if you try to request anything higher then it will have to be done manually by the admin within a 48 hour maximum. The admin promises to pay within a more reasonable time and I guess the maximum is just given in case of some extraordinary delays beyond his control. By the way, I only discovered today that ElectricalVentures only allows you to make one withdrawal every 24 hours, and I imagine this was done to prevent investors splitting their requests into smaller amounts to be paid instantly over and over again. The good thing which I also learnt today is that ElectricalVentures seem to be allowing withdrawals to any payment processor of your choice, meaning you can actually invest via PerfectMoney and withdraw via BitCoin which some people might find helpful for their financial management too. What’s more, in today’s newsletter posted on the ElectricalVentures website it announced that two more payment options had become available both for deposits and withdrawals – Payeer and AdvCash. I’m not sure why they were not available from day one already, but I feel it has something to do with the difficulties of implementing different APIs into the program’s unique script. Anyway, now that two more payment options are available investors can try out the program with deposits via PerfectMoney, Payeer, BitCoin, and AdvCash and enjoy instant withdrawals from its 5% for 20 days test plan (available for deposits from $1 to $10 with no profit) or go with the profitable 6% to 8% for 20 days regular plans (for deposits from $11 to $1,000). In order to read more details of ElectricalVentures‘ investment plans please come back tomorrow to read the full review on my blog. Please refer to the newsletter re-posted below for the latest news:

Added Payeer & ACash
As you could see – in Withdraw section now one button left. Now it is working automatically: if payment amount less then 25 USD – it goes instantly, if more then 25 USD – to manual (up to 48 hours, but really much faster).
You may withdraw to any wallet, added to your account, if you not added wallet when registering – you may ask our consultant or support to add it.
We have added new payment systems! Now you can use Advanced Cash and Payeer! Conditions – same, like in PM/BTC (less then 25 USD instantly, if more – manual).


Unfortunately payouts from InGame have stopped and the site’s Live Chat support disappeared too. It was clear within a few minutes that InGame has scammed, so I had not hesitation to move it to Problem status on the MNO monitor even despite instant withdrawals were not explicitly guaranteed. In this case the situation was very clear though and while the site of PerfectMoney was online multiple complaints on forums regarding pending payouts left me with no choice but to act quickly. In my opinion, InGame has lots of potential, but the admin preferred to go the easy way and scam. He was definitely trying his best to squeeze every last dollar with the obvious intention to commit his scam on Monday when the inflow became bigger once again. I would say he deliberately planned it as such and with instant payments switched off so unexpectedly for everyone it was apparent he had reached his financial goal at this point. Of course, the admin had no intention to continue after this, but at least he showed some small decency by removing the website only hours after payouts stopped. InGame is now not available and no one can invest there, and at least I have a personal consolation that the admin lost money by listing his fast scam on MNO as he spent a lot more money listing on my site than he got deposits from my readers that have all been tremendously smart and felt it unwise to put money into this (now we know!) slowly dying venture. Hope the admin will learn his lesson and we won’t see his future programs on MNO. We can surely live without them, especially considering we have a much better choice now with admins at the helm capable of delivering profits to investors, and not only filling their own pockets.


Well, if you think that InGame‘s collapse was unexpected, the real shocker for me and many other investors was the confirmed closure of the relatively new BitArbs which was only in its third week online and put no one in profit (except the admin that is). I must admit that I really liked the program’s uncluttered layout and the unusual payout schedule which I explained in my review of the program last week. I was really hopeful that BitArbs would grow gradually being managed by an experienced admin who seemed to be only getting started. For example new language versions of the website were being added all the time, including an Indonesian version just today. Now though I think he may have planned a fast scam from the very beginning, shrewdly disguising it under the pretense of constant improvements. It’s no coincidence, in my view, that BitArbs stopped paying today, when the very first investors from its so-called Trial plan were due to profit, and is so stingy not even those who invested less than $30 get anything back. Honestly speaking, the admin did admit to me that his program was over when I confronted him today after he missed a run of daily automated payouts for other people (myself being paid as usual to Payza, I believe that people using them or STP might be lucky enough to enjoy payouts for longer). I was at first surprised by his honesty in admitting it was game over, but was also infuriated by the fact that no one has reached even the break-even point. This is when high expectations are really something not to be taken lightly, in defending himself the admin claims he really tried his best to keep BitArbs afloat. Citing poor cashflow over the last few days with supposedly Capital7 still sucking in vast amounts of invested money as the main reason, he couldn’t go on and had to stop. That was not a viable excuse in my opinion, as BitArbs started after Capital7 already and obviously the admin knew about the competition in front of him. Such programs as BitArbs are supposed to be slow-burners and the admin shouldn’t have really expected to see big amounts before the completion of its first investment cycle. Even Capital7 only really exploded after the first 7-day cycle had been completed and not before that. Analyzing our e-mail exchange after the confirmed scam today I doubt very much that the admin is aware of what he missed by knocking BitArbs out before anyone got into profit and never saw the great future had he chosen to continue. What I think happened here is the admin of BitArbs had no passion or desire to create something truly big and despite some innovations in payment schedule and a great design it will remain in members memory as just another small time failure while legendary programs like Capital7 will be the ones remembered for years to come. I would urge everyone to stay away from BitArbs from now on and stop investing there, as it has been moved to Problem status on the MNO monitor. A total disappointment in the end and what potential has been lost!


Here is the list of the programs from my monitor that paid me for the last 36 hours:
From MNO Sticky list: –
From MNO Premium list: RixosFinance, ForexKing, ArdexFundsRomball, BandeiraCorp.
From MNO Standard list: Capital7, CopperTradePro, ElectricalVentures (the first instant payments received).
From MNO Basic listGloboxTrade, TokyoInvestmentCompany.

That’s all the news for tonight, guys. I hope you found it helpful even if not always positive. Remember that MNO tries to work only with high-budget elite investment opportunities run by experienced admins. Anyone not prepared to work hard and deliver profits to their members in the long run will only lose money by listing their projects on MNO. That’s the main feature that distinguishes my site from others and that is what my readers want. However, if you require one-on-one chat sessions that will help you decide please do not forget to cast your vote in the ongoing poll on the MNO TalkBack page with so far about two thirds of my readers in favor. I’ll have more details on my final decision next week, but for now I would really love to hear your opinion here. See you all again soon as I’m already working on reviewing ElectricalVentures tomorrow. Some other good programs you might like are featured in the last MNO Top Five most popular programs here. Thanks for reading and see you then!

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