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25/03/2016. Daily News from the HYIP Industry


Hello everyone, and Happy Easter to all celebrating! I’m aware that many of you will try to spend the holidays with friends and family, or just enjoy a couple of days off on your own. That will probably mean activity in the HYIP industry will be at a minimum, and it’ll probably be Monday or even Tuesday before I have something really important to report. In any case, as they say better no news than bad news. So there’s not much to report tonight apart from some really important messages from the two biggest verifiable payment processors – Payza and SolidTrustPay. Keep reading to find out more. As for the HYIPs themselves, all programs listed on the MNO monitor are currently on Paying status and I hope it stays that way. Among some minor updates not much discussed by even the admins themselves are the introduction of Live Chat support and updated banner designs in RixosFinance (reviewed here). And the website being translated into five languages plus the addition of NixMoney for CopperTradePro (reviewed here). By the way, both CopperTradePro and RixosFinance are prominently featured in the latest article on the Top Five Popular Programs on MNO published here though led by the still undisputed leader of the industry Capital7 (reviewed here). Before getting to the news updates from STP and Payza I would like to remind you that you can still vote in the MNO TalkBack opinion poll on whether you think it will be useful for you to have a one-on-one Live Chat with me personally. So far, I can see that 65% of my readers are interested in this new free service that if implemented will be available exclusively to my referrals in the MNO monitored programs. So be active and vote for your preferred choice here. Let’s get to the news updates now, shall we?


In the latest news update from Payza, one of the few payment processors available in the HYIP industry that alongside rivals SolidTrustPay offer any kind of transparency or accountability to their clients, they have announced a restructuring of their payment fees. I must admit I have some mixed feelings about this after reading through the update several times now. Clients will always welcome the reduction of some of Payza‘s fees which are about to come into effect, but this is then tempered by an increase in fees for other services. So it kinda looks like a case of “giving with one hand, and taking back with the other” and ultimately doesn’t really do much to make Payza more competitive, particularly against main rival SolidTrustPay who ironically come out of this looking better without having done anything at all!

Of course, I would always strongly urge MNO readers to deal with both payment processors, given that they both still have certain advantages over each other and that not every program will accept both. Many don’t accept either, but then that’s another story. Some of the many advantages of working with verifiable payment options over the anonymous no-questions-asked-or-answered style processors were discussed in some length in my article on the subject you can read on the MNO Info Center page here. These include the opportunity to file a dispute against a HYIP that scams you and the possibility of getting a refund. This of course hinges on the ability of the payment processor to freeze and recover these funds, so a full refund is not necessarily guaranteed and can prove a lengthy process. This is still better than what you get from the anonymous providers which is nothing at all. It doesn’t always come to that of course because with the difficulties put on HYIP admins in withdrawing these funds in the first place it often turns out that STP and Payza investors continue getting paid on auto-pilot long after everyone else has been scammed and the program is effectively finished. If you think this isn’t possible then a recent case in point is the one time leader of the HYIP industry PokerAutomatics. Payments continued to STP investors for several weeks(!) after those using the likes of PerfectMoney and Payeer were scammed. And if I have to explain to anyone why that’s such a good thing then honestly, I just give up!

Even the imagined disadvantages of using Payza and STP are relative. For example, the one reason most often cited by those with a vested interest in keeping you using anonymous payment options is the higher transaction fees charged by Payza and STP. Well, yes, this much is true, but that’s only half the story. The fact of the matter is that you do not have to employ third party exchangers (and hence pay their additional fees on top of the payment processor fees) when using STP and Payza. The money you withdraw just goes directly into your bank account or credit/debit card as you please. No one else ever needs to handle your money, and you don’t have to pay them for the privilege. So while yes, STP and Payza fees might look a bit higher, in reality you are also just by-passing other fees that would come later when using anonymous payment methods. It works out a lot better than you think, and for the service you get is quite worth it I think.

Anyway, getting back to the point at hand which is the transaction fees being charged by Payza, they’ve made some significant reductions in the cost of using bank wires for funding and withdrawing from your account. Actually, and I know this won’t apply to everyone, but depending on where you are in the world it might be even cheaper again to use bank transfers over bank wires (that’s the way it is for me in the UK anyway, though please check with Payza first). Unfortunately other fees have increased, such as for receiving funds and e-wallet payments and the base fee to receive direct credit card payments.

This year has also seen some explosive growth in the popularity of Payza, particularly in the Indian sub-continent where there has also been some updates on the introduction of bank transfers which can be significantly cheaper than bank wires. That is really good news for those residing in India and you can read about it below after the news of how the fees are being restructured:

New Payza Fee Structure Means Lower Fees for Bank Wire Withdrawals
Payza will be updating our fee structure as of April 6, 2016, in an effort to deliver the best possible value to our members. Most notably, the fee for Bank Wire Withdrawals has been reduced from $25.00 per transaction to $15.00! Similarly, the fee to Add Funds by Bank Wire has also been significantly reduced, from $20.00 down to just $8.00 per transaction.
The savings reflect countless hours of hard work from our team to secure lower rates from our providers, in order to pass those savings onto our members.
These savings were made possible in part by the recent surge in volume Payza has experienced since the start of 2016. This year has already been an exciting one at Payza, as we’ve seen our daily signups increase by over 400% since the same period last year!
The new lowered fees on one of our most popular deposit and withdrawal method is our way of saying thank you to all of our members, new and old.
Other fee changes include:
– The fee to Add Funds by Bank Transfer in Euro currency will be reduced from 2.75€ to 2.50€
– The fee to Withdraw by Bank Transfer in Euro currency will be reduced from 3.00€ to 2.75€
– The fee to receive funds and e-wallet payments will increase from 2.50% + $0.25 to 2.90% + $0.30
– The base fee to receive direct credit card payments will also increase from 6.49% + $0.25 to 6.99% + $0.59
To see all of Payza’s updated fees when these updates are put in place, visit our Fees Page here:

Local Bank Transfer Withdrawals Now Available in India!
Payza is excited to announce that localized bank transfer withdrawals are now available for our members in India! This new features gives our more than 700,000 members in India a convenient way to withdraw Indian Rupees directly to their bank accounts.
Although Indian Rupees cannot be held in your Payza e-wallet, when you set up a Bank Transfer Withdrawal in India, your foreign currency funds will be converted to Rupees before they are sent to your bank account. This will save you any conversion fees your bank would normally charge.
The Bank Transfer Withdrawal fee is just 270 INR, plus a 2.5% conversion fee for any funds converted within your Payza Account.
How do Indian Bank Transfer Withdrawals work?
Before you can set up a Bank Transfer Withdrawal in India, your Payza account must be Verified, and your PAN card must be on file and approved by our team. If you previously verified your account without submitting a copy of your PAN card, you will be asked to submit it before you can use this feature.
You must also connect your bank account, and ensure that it is set up for local currency withdrawals. You can do so within your account by clicking on “Wallet” and then “Bank Accounts”. On the Add a Bank Account page, complete the form with the information of the bank account you wish to use.
Now you’re ready to withdraw!
To set up a Bank Transfer Withdrawal using an Indian bank account, simply follow these steps:
1. Log into your Payza account
2. Click on the “Withdraw Funds” tab
3. Select the “Bank Transfer” option
4. Choose the currency balance you would like to withdraw from
5. Select your bank account
6. Indicate the reason for your withdrawal
7. Enter the amount to transfer as well as any additional details and click on “Next”
8. Review details and confirm your withdrawal


All that leads us nicely on to the main rival of Payza when it comes to the more transparent and verifiable payment processors, their fellow Canadians SolidTrustPay. I’d have to say that STP have always had the edge for me, though I know that’s a matter of opinion. Both options are fine, it’s just that my experience with STP has always been a bit more personable, less of a cold, corporate/business feel to them and they come across almost like an indie family enterprise at times. Personal feelings aside, if you want to bring it down to the lowest common denominator, i.e. money, then STP‘s fees have just become a lot more competitive in light of the latest news from Payza. Although as I said it’s not strictly good news or bad news from Payza, in the longer term I can only see what they’ve done favoring the market share of STP. As both processors have their strong points I would always encourage readers involved with playing the HYIP industry to open a free account with both of them.

Anyway, getting to the latest update from SolidTrustPay, just in case anyone outside of their jurisdiction is not aware of this, the company observes all public and banking holidays celebrated in Canada. This includes today, Good Friday, and, sandwiching the regular weekend days off, Easter Monday. As you can see very clearly from the self explanatory news update below, you will need to factor this in and allow some extra time if you are waiting on deposits, withdrawals, an exchange, or a reply to a support ticket. Not to worry, normal service will resume first thing Tuesday morning so in the meantime just take the advice of the STP support and enjoy the holidays! You can read the full, if short and to the point update below:

Holiday Office Closure-Good Friday and Easter Monday
Please be advised that SolidTrust Pay’s offices will be closed on Friday, March 25th and Monday, March 28th for Good Friday and Easter Monday. As these are also Canadian banking holidays, customers are reminded to add extra processing time for deposits, withdrawals, e-currency exchanges, and support ticket replies.
We would like to wish all those celebrating a safe and joyful Easter!


Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky list: –
From MNO Premium list: RixosFinanceForexKing, ArdexFundsRomball, BandeiraCorp.
From MNO Standard list: Capital7, CopperTradeProElectricalVentures.
From MNO Basic listGloboxTrade, TokyoInvestmentCompany.

That’s all for tonight, guys. I hope you’re enjoying your profits from the biggest programs in the HYIP industry on the MNO monitor and come back later for more updates and maybe even some new additions too. Enjoy the holiday weekend everyone, and if you celebrate Easter then do so with a heart filled with love and peace. Thanks for reading MNO and see you all soon!

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