March 2016 Archives

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Beware! RixosFinance has stopped paying! Do not invest there!

Hello everybody! Hope you’re all keeping well after the weekend and are looking forward to whatever new opportunities the week in front of us might throw at us. It’s a really positive beginning to the week for MNO as I’m starting this Monday with a closer look at RixosFinance, a brand new medium to long term program that just started a couple of days ago. For the initial stages of the launch I’m pleased to say that RixosFinance was exclusively monitored on MNO (though the admin explained one or two others were in line to be added shortly after) so I’m guessing this is an experienced player who knows what he’s doing. And I’m also pleased to be monitoring this one because I’m cautiously optimistic that it’s going to be a success, so if you’re interested in sharing in that success then keep reading and I’ll talk you through some of the main features of RixosFinance and we’ll see if you think it’s something you might be looking for at the moment.
Starting as always with the backbone of any online HYIP, the investment plans, RixosFinance have a pretty wide selection that will appeal to a wide cross section of investors, so straight away that alone gets it off to a good start. And a good start is half the battle as the old saying goes. So, they’ve all got colorful artistically themed names on them, starting with The Contemporary Plan which you can join for a bargain basement minimum deposit of just $5. The running time is 15 calendar days, during which members receive a daily interest payment of 1.8%. By expiry this should add up to 27% which only becomes your net profit once RixosFinance return your principal as promised. The maximum spending limit for this plan is capped at $1,000.

To give a simple monetary example of how that might look, let’s say you invested $100 in this plan. For the next fifteen days RixosFinance will pay you $1.80 until you have received $27 in total. Your initial hundred is then added to that in a separate payment, leaving you with $127 in total, or your own money back plus $27 in profits.

Next on the list is what they call The Classicism Plan, running for a term of 30 calendar days and costing a $25 minimum to join. A bit more expensive than the first option but very affordable nonetheless. If you are joining here then RixosFinance are offering members a daily interest rate of 2% before returning your principal on expiry. That means your final return of 160% is made up of what was your money to begin with plus 60% net profit. The maximum limit placed by RixosFinance on investments here is $5,000.

The third choice open to you if you are prepared to spend at least a $250 minimum deposit is The Impressionism Plan. This time the term stretches to 45 calendar days and sees the RixosFinance admin offer members 2.4% interest per day for joining. Interest payments alone accumulate to 108% at which point RixosFinance should return your principal, leaving that as your net profit. The upper limit for investments in this plan is $10,000.

Moving into the realm of the more serious bigger spending players now, a $3,500 minimum is what you’ll need to bring to the table if you want to join The Rocco Plan. The investment term is 60 calendar days, and RixosFinance are offering members a daily payment of 2.8%. Assuming everything goes according to plan that would add up to 168% in interest payments, and become your net profit once the RixosFinance admin returns your principal on expiry. Investments here are capped at $25,000.

Next on our investment list is The Baroque Plan. With a $6,000 minimum price tag I wouldn’t expect it get many takers but anyway, I’ll still run through the numbers for you. For a term lasting 75 calendar days, RixosFinance offer their members a daily interest payment of 3%. By the term’s end that should add up to 225%, which is your net profit once the admin returns your principal. The maximum spending limit is $50,000.

Added a couple of weeks after RixosFinance had already launched, the final two plans continue with what’s called The Modernism Plan and return to more affordable figures. This is a short term payment on expiry option that will cost you a minimum of $20 to join. The term runs for 7 calendar days (one week) and at the end of it investors are told to expect a single payment of 111% on their deposit. With RixosFinance including your principal as part of that payment it’s your own money back plus an achievable 11% profit. Bigger spending investors are also welcome here with the RixosFinance admin placing a $5,000 upper limit on investments.

And finally for another $20 minimum spend, RixosFinance have The Renaissance Plan. In many ways this is similar to The Contemporary Plan described above in terms of earnings, though I think some of you might like this one a bit more as I shall explain. The term runs for 14 calendar days, during which RixosFinance are offering members a daily interest payment of 9%. So, by the end of the term this adds up to a total of 126% all together. With the admin already counting your principal as part of those payments here, your return is made up of your own money back plus 26% in net profits. Now I know that this is a bit less than the afore mentioned Contemporary Plan, however the difference is negligible and the main advantage here is that you reach the break even point a lot faster (12 days into the term) so for some that will be a worthwhile sacrifice for reducing the risk.

What better way to follow a good set of plans than with a better set of payment options? This is another thing the RixosFinance admin has gotten right, and from the very beginning as well which shows a committed and experienced player who doesn’t waste anyone’s time. OK, there’s some room for improvement I’ll admit, but as it stands the current list is still better than average and more than acceptable even without further expansion. So currently you can join RixosFinance using some popular anonymous options if that’s what suits you including PerfectMoney, Payeer, and AdvCash, BitCoin if you favor the more modern digital e-currencies, and of course the jewel in the crown that is SolidTrustPay, the name that will bring in more serious bigger spending players. Added to that now we have Payza as well. True to his word the admin promised to include them and has now delivered. As a lot of you will probably know Payza can (as can STP) be shall we say complicated for HYIP admins to include. But it’s worth the effort in the end as RixosFinance now have one of the best selections of payment methods available to their members from any program, so kudos to the admin for that. On the other hand if you prefer to avoid third party payment handlers completely then you can join RixosFinance using a bank wire. Contact the admin for further details about that if interested. Payouts to members are made manually by the admin so need to be requested from insider your RixosFinance private members account area. Once done, the maximum waiting time shouldn’t exceed 24 hours for all transactions to be completed.

Before I move on there’s just a couple of other quick but important points I’d like you to keep in mind about your investments in RixosFinance, or to be more specific, your withdrawals. First of all, smaller investors please take note that the program has a minimum withdrawal policy in place. Regardless of how much you are actually owed, unless your request is $0.50 it will not be processed. That doesn’t mean you won’t get paid, it just means your earnings have to add up to at least that before the admin will process them.

The other thing you need to be aware of is that RixosFinance will pass their own payment processor fees on to their customers. In reality every HYIP does the same thing, they just try to disguise it by altering their interest rates. With RixosFinance they are a bit more transparent (arguably honest!) about the whole thing and simply tell you the fees charged to them by the processors are then charged directly to you, the customer. No big deal, as I said other programs charge you without telling you and just hide it in other ways, so just be aware of it. The charge is a blanket rate of 2% on all withdrawals no matter what the size. For example, if you have a pending $10 withdrawal then you will receive a payment of $9.80. Hardly enough to bankrupt any of us but it’s worth noting nevertheless when calculating your potential earnings from RixosFinance before joining.

Moving on to the more technical aspects of the program now, I guess most of the regular HYIP players will probably recognize the script RixosFinance is running off as being from GoldCoders. I’ll just confirm that it’s under license and has all the trademark convenient and customer friendly features you’ve come to expect. For an extra layer of security the RixosFinance website has a superior Green Bar extended SSL encryption certificate for safer browsing and more secure transactions. A site lock (which you can see at the bottom of any page) was added yesterday, further securing the website. Hosting and protection are provided by DDoSGuard who are keeping RixosFinance on a dedicated server. The website is also available in Chinese and Russian as well as English, so it’s a fair guess to assume there might be other languages added before too long, certainly if RixosFinance start getting popular as I think they might. I can’t vouch for the Chinese version but I can definitely tell you the Russian one is a professional translation, and not just an online auto version which are usually, well, not exactly gibberish but only barely good enough to be understood. So it’s much appreciated that the admin made the extra effort here and I hope it brings results.

If you have any further questions for the admin or account related issues that need to be dealt with then there are several channels of communication open to you. I suggest you start with the Live Chat support and see if someone there can help you or answer your questions in real time. Otherwise you can fill in your details on the online support for and submit it through the RixosFinance contacts page. Otherwise you can just write to the admin directly at the listed e-mail address. A postal address in the UK is included, though this is probably the one point of contact I suggest you ignore due to the likelihood of being simply a virtual hosted office space. You might have better luck with the accompanying telephone number instead if you’d care to try and speak directly to someone in person. Fans of social media networks will be able to connect with RixosFinance through profiles on all the main sites such as Twitter, Facebook, Google+, and watch their introductory video on YouTube (also embedded on the MNOVision page here). To accompany the video there’s also a very nice animated html presentation to help explain how the program works, something I can’t really remember anyone else doing before. Also available now is a regional representative program where regular members can work as promoters and support operators in their local areas in exchange for improved referral commission payments. just be aware that unlike other programs, positions here aren’t open to just anyone. Certain criteria need to be met (minimum deposit, existing downline, etc) so contact the admin first to see if you are a suitable candidate.

And that’s about all, I think. Just in case anyone is interested in such things by the way, I’ll just mention the alleged line of business RixosFinance claim to be involved with is buying and selling of artworks. Hence the artistic bent on the investment plans I suppose. Anyway, there’s not a great deal you can do to independently research and verify that and remember, even if it was true there’s still no guarantee that it necessarily has to be profitable. So just treat RixosFinance as you would any other online HYIP and proceed with the same level of caution. Establish what ever a sensible spending limit is for you in terms of what you can comfortably afford to lose and recoup from your regular salary without any difficulty, and if joining then try to keep RixosFinance as a smaller part of a wider more diverse portfolio.



My programmer Andrew who worked exclusively for MNO over the last few months is open again for new orders from HYIP admins and is able to provide them with a quality site design service and advertising banners. Examples of his work can be found on his portfolio page here. If you don’t know, and most of you won’t, Andrew has been a long-term collaborator with MNO when it comes to design and technical issues. I of course am the sole owner and operator of MNO, but I’m not always able to do everything myself. So anything connected with the layout of my site and the unique monitoring script used on MNO was carefully made and maintained by him personally. Even the famous GNI and NewGNi admins were keen to use his services and ordered banners and other design aspects of their websites from his talented imagination and trusted his skills to a high degree. Remember that a dull design has always been a deterrent for any HYIP. It can spell the difference between becoming not just an average, but a great program in the minds of investors. Without a proper layout your site is doomed to fall and won’t get any attention from investors. So whether you need a complete website overhaul, help create original advertising banners, or create a website from scratch Andrew can you help you with that. You can check out the new section of the MNO website for more info and contact him directly here if you wish to place an order. He will be looking forward to hearing from you and offering you his service.

Another thing I wanted to mention on the blog tonight is something that was asked by one of my readers recently. I decided to address this publicly because it will be of great help to those looking to support the programs they enjoy receiving profits from. I’m talking about the voting process on the MNO monitor which is quite different from other websites. You will all know that I’m very careful about the monitored programs and as one of the biggest monitors I fully acknowledge my responsibility not to creating unnecessary panic among investors that could lead to the untimely demise of any program on MNO. However, I’m encouraging any genuine voters to submit the praises of the programs they’re in and help them to grow and to last longer. At the same time I would not like to impose any censorship restrictions so if you have a genuine problem with any monitored program you’re free to contact me personally directly to my email address or via this contact page. Only after verifying the genuine nature of your complaint and inability to solve it positively with the HYIP admin will I allow you to post this negative comment on my monitor which before that is kept on pending status and not visible to the general public. The voting process on the MNO monitor is therefore always a subject of the strict approval policies and security checks, so you won’t find your vote posted automatically after you do so. This is to prevent jealous competitors trying to destroy perfectly paying programs for no reason, blackmailers or any other cheaters, or just someone trying to exaggerate their problems without even contacting the HYIP admins first. Such people are damaging for good programs, and that is why it’s very important to make sure that the votes submitted are genuine and not fake. So, if you agree to my point you might be wondering what the voting process on the MNO monitor is and how you can support the program with your payment proofs or just positive votes. Well, first off you find the program you want to vote for on the MNO monitor and in the last line you will see the Votes button which you should click to be re-directed to a page dedicated for this particular program. This is where you can find some important details, including Whois and payouts received by MNO. There you will be given a choice to submit your email address (it will be only partially displayed in public), enter your comment (no more than 200 symbols allowed), and prove that you’re not a robot by entering captcha number you’ll see on your screen. And that’s it. You should wait for 24 hours (usually it won’t take that long) to have your vote approved manually by me and seen by everyone. Thanks for supporting your program and please make sure that you have your votes coming. Remember that all the latest approved votes will be also displayed on the MNO TalkBack page and so everyone participating in the MNO ShoutBox chats will be able to see them too. I hope it all makes sense and so I suppose now that everything is clear we will have more votes coming to support the biggest programs in the HYIP industry – they really need your support, so give it them – it’s the least you can do to appreciate their strong performance and ensure you will be paid for longer. You can, of course, also submit your votes on the MNO ShoutBox, as well as raise any concerns regarding any programs, and providing you abide to my rules you will see your comment replied and discussed if needed. Thanks again for your tremendously strong support for MNO and its listed investment programs and I wish you the best of luck in your activities and lots of profits too.


Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky list: –
From MNO Premium list: ForexKing.
From MNO Standard list: Capital7, ClubCashCowCopperTradePro, RixosFinance.
From MNO Basic list: GloboxTradeTokyoInvestmentCompany.

That’s about guys, there wasn’t much that happened in the HYIP industry over the last 48 hours worth reporting. All the programs on MNO are been paying fine (except for Lotto2Destiny which after not being updated for a few days already made me put it on Scam status as of today), and even PokerAutomatics still seems to be randomly processing payouts to SolidTrustPay. As I told you earlier, I would strongly recommend those of you who have been waiting for withdrawals to other payment processors to be paid to cancel your request, exchange 1:1 to STP, and then make a withdrawal to that payment processor for a much bigger chance to actually receiving it. Those of you who don’t have an account in SolidTrustPay can open a new free account here and read about the other advantages of using STP when investing in HYIPs in this article posted on the MNO Info Center page where you find many more interesting articles that can help you succeed with the right strategy in mind.

I will be back in a couple of days with the latest updates from the most popular high budget investment programs you can only find online and will possibly update the list of the Top Five Popular Programs on MNO since a couple of new programs joined the race. Please don’t forget to vote on the MNO TalkBack page in the poll asking the importance of your HYIP earnings and the role they play in your financial budget. Not to miss anything important please bookmark MNO in your browser and subscribe for the daily news to be delivered straight to your email address by FeedBurner Google service (you can find the one-click subscription form on the top right hand corner of the MNO blog). Thanks for reading and see you soon, everyone!

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