Aug 15th, 2017 Archives

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Hello all and welcome again to the MNO blog, the best place to earn money in the HYIP industry instead of losing it (there’s plenty of other websites for that!). MNO has been online for over ten years now so I certainly know a thing or two about how things really operate. Due to my strict advertising policy targeting obvious quick scams I’m proud to say that only the most elite programs are listed on my monitor. And it’s exactly now that with the success of LaserOnline (reviewed here) I can say with certainty that the HYIP industry is at its prime and the time is right to make some good money. So better to do it together with MNO as my site is For Money Lovers, not haters!

My own six week European sojourn comes to an end today and after seeing some of the best parts of France, Belgium, Germany, and the Netherlands I feel quite refreshed and rejuvenated. That will certainly help me to run MNO even more efficiently and bring you all the latest updates from the biggest programs in the HYIP industry even faster than before. With autumn just around the corner and more and more investors coming back to the industry to try and earn some money from the most elite programs then interesting times are not far away. Another boost is the ever increasing price of BitCoin that surpassed the landmark of $4,200 recently, allowing for new opportunities for HYIP investors and admins alike to further grow their capital. The recent surge in activity is perfectly illustrated by the recent 300% increase of banner space sales on MNO where all three top spots on the monitor has been booked over the last couple of weeks while LaserOnline took the top tower banner on the blog. I believe we will see only further growth with the emergence of the next generation of industry leaders as interest in earning money from the best money-making opportunities increases by the day. Stick with MNO to make the most of this incredible journey!


On Sunday night I was contacted by the admin of Respectativa (reviewed here) asking for a listing upgrade from Standard to Premium. This coincided with a raft of other positive changes and developments that were presented in a lengthy newsletter. If you joined Respectativa earlier and already earned from either of their investment plans over the first three weeks, you’ll be pleased to learn that a new set of investment plans is available for new deposits. Existing plans were actually just adjusted slightly with the terms remaining the same but the interest rates increasing significantly. The admin have explained the increase by saying profits have been better than expected for the company. Existing members in the old plans will continue until expiry of their deposits, but are of course more than welcome to invest in the adjusted investment plans. So, what are the new investment offers in Respectativa? If you have at least $10 in any of the multiple payment processors accepted by them (the list includes Payza, PerfectMoney, Payeer, AdvCash, BitCoin, LiteCoin, Ethereum, and Ethereum Classic) then you can go for the shorter term investment plan paying 118% to 122% depending on your principal in just 7 calendar days. If you have at least $25 in your e-currency accounts and prefer to be paid daily then you will get a 12% to 13% daily interest rate for a term of 12 calendar days, coming to between 144% and 156% in total by expiry. As you can see, the new investment plans are certainly designed to entice new members into the program looking for even more profitable rates than programs like LaserOnline, for instance. I believe the adjustment will be positively taken by both the existing and future investors of Respectativa which over the first three weeks online has been nothing short of perfection. Readers love its always on-time payouts while the program has already reached a well-deserved position in the Top Five Popular Programs on the Premium List. More improvements like the addition of Russian and German languages, the introduction of Live chat support, and new more attractive affiliate tools all target the same goal – maintain sustainable growth over a long period of time. According to the admin of Respectativa, more useful tools and improvements should be expected soon and MNO will be the first place you read about them when they happen:

Respectativa Steps Upward to New Levels!
Dear Investors/Partners,
We hope you’re having a relaxing weekend! At Respectativa though work never stops and our team of highly skilled professionals work round the clock to provide you with the most respectful investment solutions available. Hence, as the result today we’re here with the updates for you on the latest developments in our company:
The major update for today’s news is the “increment in ROI” on our offered investment solutions. Yes, an “increment”! Since last week our experts have been gaining better-and-better results on the trades and deals Respectativa is involved in; which directly increases our profit ratio. Thanks to our investors and partners who trust us and our work, and keep making Respectativa to rise. You know Respectativa prides itself in providing exclusive investment solutions to its clientele and we’re never unfair. As our profits have increased – so is the offered ROI!
From August 13th, 2017 new rates are as follows: our “Jupiter Plan” now pays an interest rate between 118%-122%, while “Moon Plan” pays between 12%-13%. Exciting know?! We know you must be. Please note that minimal deposit for “Jupiter” plan remains $10, and for “Moon” plan it’s now $25. The investment period remains the same for both plans.
Note: Investments made in plans active earlier remain for there terms, but new investments are prohibited. However, feel free to take benefit from our newly offered investment solutions.
Moving onto the second update for the day, as we mentioned in our last newsletter at Respectativa we do our best to make our clients feel-at-home while browsing our official website or using any of our offered services; hence we integrated the Chinese language to Respectativa‘s website, providing a multilingual platform; and now continuing to expand the list we’ve two more languages added.
We’re glad to announce that Respectativa‘s official website is now available in Russian and German languages. We sincerely hope that our Russian and German investors/partners will be happy with this and appreciate our efforts.
For the third and final update, it’s now easier for our clients to get assistance from Respectativa‘s support staff on any issue/query, they may have while using our website or services. We now offer support via live chat as well which is available 24/7, 365 days a year.
Whenever you need us – we’re there for you!
And if you’ve not noticed yet, Respectativa got new flashy banners! You can login to your account and check under “Affiliate links”. We request our partners to take a note and update wherever necessary.
There are various developments going-on behind the wheels at Respectativa (like: Video Presentation, Explainer Videos, More Languages and Roadmap of 2017), about which we’ll keep you posted as and when accomplished. As always our topmost priority remains to deliver the most respectful investment solutions to our clients, with an ultra-premium investing atmosphere.
Once again, thank you for being our valued customer and we hope to keep working with you for the months to come. Until next time.
Keep generating respectful profits at Respectativa!
Sincerely, Respectativa Team


ControlFinance (reviewed here) is trying its best to widen their audience with today’s addition of the Italian language. This version becomes the 13th the website is available to browse in. Since the start of business almost three months ago ControlFinance has always been a stable performer with always instant withdrawal requests to PerfectMoney, Payeer, BitCoin, and AdvCash accounts. There’s also the option to get paid to a different processor than the one you joined with using the free-of-charge internal exchanger. ControlFinance has just one investment plan where you commit your money for the program’s lifetime and then pays members for the duration. With 1% to 1.5% daily “forever” plan it’s only a couple of weeks left until the first investors reach the profit zone. Hopefully ControlFinance will continue the good work for this to happen and beyond. Here’s the latest on the recent addition of the Italian language version:

News – Our website is available in Italian.
Hello. Our website materials are now available in Italian. Cryptocurrencies are spreading geographically as more and more countries are legalizing the Bitcoin. We are following this trend and we try to give every customer easy access to information.


It’s no coincidence that four out of five highest ranked Premium listed programs on the MNO monitor all accept Payza. You see, all including LaserOnline (reviewed here), TrafficHeap (reviewed here), BandeiraCorp (reviewed here), and Respectative (reviewed here) have experienced admins who know that only by adding Payza will your program become really huge and appeal to both bigger spending players and those from outside the regular HYIP circles. As Payza is a very demanding when it comes to approval of merchants only seasoned admins get their payment buttons allowed. HYIP investors feel more secure as well, mainly because of a chance to file a dispute and claim a refund from deliberate fast scams. I believe many of you would get at least some money back if you filed after the recent collapse of UnityPetroleum. Besides, all verified users of Payza can get their own pre-paid card delivered to their home address by post and use it at almost any ATM or POS across the world that accepts MasterCard. There are plenty of other funding and withdrawal options for Payza members, including bank wires and transfers and credit cards. The most popular option at the moment though remains BitCoin which has been the core subject in all recent developments from Payza, trying to incorporate BitCoin and other altcoins in their operations, including funding, exchanging, and withdrawal. For BitCoin withdrawals the Payza pre-paid card proves especially handy, considering its instant now. With the Payza app you can use these and other BitCoin related functions even more conveniently and do everything you need on the go on your smartphone or tablet. Enhancing BitCoin features on the Payza app was the main subject of the main post on the Payza official blog, with the second being dedicated to Spain and its online market for Payza merchants. Both updates can be read below:

Payza App Update Incorporates Bitcoin Services and More!
The Payza developers have once again improved the Payza experience for our members – our Payza app just got even better! If you already have the Payza app, make sure you download the latest update to take advantage of the new features.
Take Payza with you wherever you go with the Payza app. You get all of Payza’s features in the palm of your hand and the app lets you stay on top of your Payza account: send money, add or withdraw funds, and review your account’s transaction history.
We have now improved the Payza app with a couple of new features, with a focus on facilitating Bitcoin usage and enhancing the user interface. These new features make what is available on the Payza desktop also available on the app. This in turn makes the user experience of the app easier, faster and more convenient for our Payza members.
The Payza App’s New Features at a Glance
– You can now Add Funds by Bitcoin into your USD balance directly in the app.
– You can now load your Payza Card from your stored Bitcoin balance directly in the app.
– From the main menu, you can now go directly to the new “Add/Withdraw Funds” page to see the funding methods to add or withdraw funds available specifically for you.
Add Funds by Bitcoin
The latest Payza App updates gives you an easy way to exchange Bitcoin from outside Bitcoin Wallets into fiat currency in your Payza account. With this update, when you Add Funds by Bitcoin in the app, they will automatically be converted into US Dollars. Future updates will also give you the option to keep those funds in your Payza Bitcoin balance.
Here’s how the new feature works:
1. In your Payza app, click “Add/Withdraw Funds” in the menu in the upper left-hand corner, then select “Add Funds by Bitcoin”.
2. For the destination balance only US Dollars is currently available.
3. Enter the deposit amount (in Bitcoin).
4. Review the details and confirm your transaction by typing your Transaction PIN.
5. Payza will provide you with a unique Bitcoin address for you to send your bitcoins and a set of instructions for completing your transaction.
Note that your account must be verified in order to do conversions from Bitcoin.
This gallery shows you exactly how the process works:
If you want to add Bitcoin to your Bitcoin balance, you will still need to use the Payza desktop site for now. Our developers are hard at work on the next Payza app update and expect to have this new release ready before the end of the year.
Load Your Payza Card with Bitcoin
If you have Bitcoin in your Payza e-wallet, you can easily load your Payza Card from your Bitcoin balance in the app. Just follow these steps:
1. In your Payza app, click “Wallet” in the menu in the upper left-hand corner, select “Prepaid Cards” and click “Load Prepaid Card”. Or use the new shortcut: In the menu, click “Add/Withdraw Funds” and select “Load Prepaid Card”.

2. Select the card you want to add funds to.
3. Select Bitcoin as the currency balance and enter the amount.
4. Review the details and confirm your transaction by typing your Transaction PIN.
This gallery shows you exactly how the process works:
In most cases loading your Payza Card with Bitcoin will be instant, however there are some exceptions. All Payza withdrawals can potentially trigger a withdrawal review which can take up to 3 business days.
User Interface Enhancement
By adding the “Add/Withdraw Funds” options directly in the app menu we have created an easier way for Payza members to find the deposit and withdrawal options they have for their account through an easy access menu.
Simply click “Menu” in the upper left-hand corner of the app, then select “Add/Withdraw Funds”. The funding methods available specifically for you will appear. Depending on your account, you will have the option to add funds by Credit Card, Bitcoin and/or the Payza Card, and to withdraw funds to your Payza Card. If you do not have a Payza Card, there is currently no other withdrawal option available through the Payza app, but our developers are working to add other withdrawal options as well.
We are always working on updates for the Payza app, so stay tuned for more exciting features to be available in the future!
The Payza mobile app is free and is available for Apple iOS and for Android. Download it from iTunes or Google Play for use on your iPhone, iPad, or Android devices.

Country Spotlight: Invest in Spain
Compared to other Western European countries, e-commerce in Spain has developed slowly. Held back by the challenges of recovering from the recession, digital investment has lagged within Spain and international merchants have overlooked the country. But today, Spain’s e-commerce market has grown to become the largest in Southern Europe and businesses expanding into Spain will find plenty of opportunities for further growth.
Spain is the fifth largest country in the EU by population and this country provides a key business market with an e-commerce sector recording the largest growth of any European country. The opportunities available for cross-border merchants to do business in Spain are due, in part, to the country’s underdeveloped domestic solutions. Three out of every five Spaniards regularly shop online and, most importantly, more than half of all online purchases made in Spain are made on e-commerce websites based outside of the country.
Unless otherwise noted, figures in this article are sourced from:
Spanish Consumers
– Total population: 47 million
– Internet users: 32 million
– Online shoppers: 17 million
– E-commerce sales: EUR 18.2 billion
– E-commerce annual growth rate: 11.6%
Post-SEPA, it’s simpler than ever to do business in Spain. The nation’s economic recovery in recent years has been impressive, with the GDP growth rate at 1.6 at its highest and the consumer confidence index reaching 90.6, so it’s a valuable market for online retailers to expand into no matter where they’re from. With an annual e-commerce turnover of more than €18 billion and double digit year-over-year growth, tens of millions of Spanish consumers are spending more online, averaging over €1,000 per year and growing.
Though the internet penetration is relatively low for a country in Western Europe, the proportion of internet users that shop online is quickly approaching 100% and at least half of those people shop using their phones. The Spaniards who spend the most online belongs to the 35-54 age group. Debit cards are the most popular online payment method, with 61% penetration, and the most popular e-commerce product category is Apparel and Footware. Holiday shopping contributes to roughly one quarter of each year’s e-commerce turnover and (like in Italy, the UK, the US and Canada) the biggest online shopping day is Cyber Monday.
Drivers and Barriers
Driver: Mobile
Spain is the leader in Europe in m-commerce, with half of all e-commerce shoppers in Spain having already made at least one purchase using their phone in 2017 (an increase of 15% compared to 2016). However, only 53% of online retailers in Spain are offering support for mobile payments, which gives a big opportunity for cross-border merchants to meet an unfulfilled demand in the Spanish market.
The popularity of direct carrier billing also contributes to so many Spanish consumers making purchases with their mobile devices. Direct carrier billing, which allows consumers to make a purchase using their mobile device and have the cost added to their phone bill, is seen as easier and more secure, which helps Spanish consumers feel more confident in m-commerce.
Barrier: Logistics
Though Spain is now a major e-commerce market, it was late to the game. One artifact of this delay is the country’s underdeveloped logistics industry. While this has a definite negative effect on local retailers, it can actually be seen as an advantage for cross-border merchants. Because of poor logistics, Spanish consumers are accustomed to longer delivery times, allowing international merchants to compete with domestic providers on convenience. On the other hand, consumers in Spain desire a strong, customer-centric returns policy, which can be costly for out-of-country retailers.
Driver: Language
After Mandarin, Spanish is the second most spoken language in the world. Savvy retailers can see the value of localizing their e-commerce website for the Spanish market because it also allows them to market to large Spanish-speaking populations in Latin America: a very populous and rapidly-emerging e-commerce market, and it can also increase the brand’s footprint with significant language minorities in USA, France and Portugal.
Barrier: Trust
Just because Spanish consumers want more options when they’re shopping online doesn’t mean that they’ll take anything they can get. Like in most European countries, recommendations from friends and colleagues significantly influence purchase decisions. Shopping cart abandonment is common in Spain – if retailers don’t provide enough detailed product information, a clear and flexible returns policy, and most importantly multiple payment options, they risk losing the sale. Offering Spanish-language customer service can also go a long way toward gaining trust and confidence from customers.
Spanish E-Commerce Facts
– Largest e-commerce market in Southern Europe
– Spanish consumers spend an average of €1,089 online per year.
55% of the e-commerce turnover is cross-border.
– At least half of the online population shop with their smartphones.
– The demographic that spends the most online is 35-54-year-olds.
– Longer delivery times (3-5 days) are widely accepted.
– Cyber Monday (the Monday after U.S. Thanksgiving) is the busiest online shopping day of the year.
– The most popular payment method is debit cards, although credit cards, e-wallets and direct carrier billing are also popular.
– The most popular product categories for online shoppers are Apparel & Footwear, followed by Food & Drink.
Spanish consumers are rapidly shedding their financial concerns, embracing impulse spending, and turning to their mobile devices for their online shopping. Building trust and organic brand awareness is key; while the market is far from crowded, for retailers to get the most out of Spain they must focus on customer experience and reputation. This becomes increasingly challenging the more saturated the market is, so if you’re looking to expand your e-commerce business, now is the time to enter one of the most attractive growing markets out there. Spain, with one of the most populous markets in Europe and who speaks the world’s second most common language, is hungry for cross-border e-commerce.
Expanding into a new cross-border market is always a challenge but can be very rewarding if done right. For the latest news and information about how to scale up your e-commerce enterprise into an international success, subscribe to the Payza Blog and follow us on Facebook and Twitter.


Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky list: CryptoSolutions.
From MNO Premium list: LaserOnlineTrafficHeapFatFunds, BandeiraCorp, NewTechRoadRespectativaAurumBankControlFinanceRolyInvestment, AlpexTrade, ChainGroupService.
From MNO Standard list: Ykke.
From MNO Basic listCryptoCenterCryptoMaster.

That’s about it for tonight, guys. I hope you are enjoying the summer and any vacations you are taking, but still try to keep an eye on the latest developments in the HYIP industry on the MNO blog and monitor. I’ll be back in a couple of days with all the news worth reporting. Meanwhile, to stay in the loop please follow MNO on Telegram, Facebook, or Twitter and subscribe for the daily news to be sent directly to your email address here. Also, please keep voting in the MNO TalkBack opinion poll where so far the vast majority of readers believe Ethereum will become the biggest rival to BitCoin in the HYIP industry. What do you think? Please click here to vote for who you think will challenge BitCoin’s market dominance. If you have any questions regarding the monitored programs please feel free to make yourself heard on the MNO ShoutBox, or contact me here for a personal response. Enjoy the week ahead and remember that MNO is For Money Lovers!

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